6460万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6460万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6460万円の住宅ローン|期間・年数別
6460万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥127,636 |
¥76,581,765 |
¥11,981,765 |
| 50 |
0.80% |
¥130,667 |
¥78,400,291 |
¥13,800,291 |
| 50 |
0.90% |
¥133,742 |
¥80,245,281 |
¥15,645,281 |
| 50 |
1.00% |
¥136,861 |
¥82,116,618 |
¥17,516,618 |
| 50 |
1.10% |
¥140,024 |
¥84,014,176 |
¥19,414,176 |
| 50 |
1.20% |
¥143,230 |
¥85,937,814 |
¥21,337,814 |
| 50 |
1.30% |
¥146,479 |
¥87,887,382 |
¥23,287,382 |
| 50 |
1.40% |
¥149,771 |
¥89,862,715 |
¥25,262,715 |
| 50 |
1.50% |
¥153,106 |
¥91,863,639 |
¥27,263,639 |
| 50 |
1.60% |
¥156,483 |
¥93,889,968 |
¥29,289,968 |
| 50 |
1.70% |
¥159,903 |
¥95,941,506 |
¥31,341,506 |
| 50 |
1.80% |
¥163,363 |
¥98,018,045 |
¥33,418,045 |
| 50 |
1.90% |
¥166,866 |
¥100,119,368 |
¥35,519,368 |
| 50 |
2.00% |
¥170,409 |
¥102,245,248 |
¥37,645,248 |
| 50 |
2.10% |
¥173,992 |
¥104,395,448 |
¥39,795,448 |
| 50 |
2.20% |
¥177,616 |
¥106,569,723 |
¥41,969,723 |
| 50 |
2.30% |
¥181,280 |
¥108,767,819 |
¥44,167,819 |
| 50 |
2.40% |
¥184,982 |
¥110,989,473 |
¥46,389,473 |
| 50 |
2.50% |
¥188,724 |
¥113,234,414 |
¥48,634,414 |
| 50 |
2.60% |
¥192,504 |
¥115,502,366 |
¥50,902,366 |
| 50 |
2.70% |
¥196,322 |
¥117,793,042 |
¥53,193,042 |
| 50 |
2.80% |
¥200,177 |
¥120,106,153 |
¥55,506,153 |
| 50 |
2.90% |
¥204,069 |
¥122,441,399 |
¥57,841,399 |
| 50 |
3.00% |
¥207,997 |
¥124,798,478 |
¥60,198,478 |
6460万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥139,493 |
¥75,326,465 |
¥10,726,465 |
| 45 |
0.80% |
¥142,492 |
¥76,945,478 |
¥12,345,478 |
| 45 |
0.90% |
¥145,530 |
¥78,585,990 |
¥13,985,990 |
| 45 |
1.00% |
¥148,607 |
¥80,247,927 |
¥15,647,927 |
| 45 |
1.10% |
¥151,724 |
¥81,931,203 |
¥17,331,203 |
| 45 |
1.20% |
¥154,881 |
¥83,635,725 |
¥19,035,725 |
| 45 |
1.30% |
¥158,077 |
¥85,361,393 |
¥20,761,393 |
| 45 |
1.40% |
¥161,311 |
¥87,108,098 |
¥22,508,098 |
| 45 |
1.50% |
¥164,585 |
¥88,875,724 |
¥24,275,724 |
| 45 |
1.60% |
¥167,897 |
¥90,664,147 |
¥26,064,147 |
| 45 |
1.70% |
¥171,247 |
¥92,473,236 |
¥27,873,236 |
| 45 |
1.80% |
¥174,635 |
¥94,302,852 |
¥29,702,852 |
| 45 |
1.90% |
¥178,061 |
¥96,152,850 |
¥31,552,850 |
| 45 |
2.00% |
¥181,524 |
¥98,023,077 |
¥33,423,077 |
| 45 |
2.10% |
¥185,025 |
¥99,913,374 |
¥35,313,374 |
| 45 |
2.20% |
¥188,562 |
¥101,823,577 |
¥37,223,577 |
| 45 |
2.30% |
¥192,136 |
¥103,753,513 |
¥39,153,513 |
| 45 |
2.40% |
¥195,746 |
¥105,703,005 |
¥41,103,005 |
| 45 |
2.50% |
¥199,392 |
¥107,671,869 |
¥43,071,869 |
| 45 |
2.60% |
¥203,074 |
¥109,659,917 |
¥45,059,917 |
| 45 |
2.70% |
¥206,791 |
¥111,666,955 |
¥47,066,955 |
| 45 |
2.80% |
¥210,542 |
¥113,692,784 |
¥49,092,784 |
| 45 |
2.90% |
¥214,328 |
¥115,737,199 |
¥51,137,199 |
| 45 |
3.00% |
¥218,148 |
¥117,799,992 |
¥53,199,992 |
6460万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥154,342 |
¥74,084,220 |
¥9,484,220 |
| 40 |
0.80% |
¥157,308 |
¥75,507,663 |
¥10,907,663 |
| 40 |
0.90% |
¥160,309 |
¥76,948,140 |
¥12,348,140 |
| 40 |
1.00% |
¥163,345 |
¥78,405,602 |
¥13,805,602 |
| 40 |
1.10% |
¥166,417 |
¥79,879,997 |
¥15,279,997 |
| 40 |
1.20% |
¥169,523 |
¥81,371,265 |
¥16,771,265 |
| 40 |
1.30% |
¥172,665 |
¥82,879,343 |
¥18,279,343 |
| 40 |
1.40% |
¥175,842 |
¥84,404,162 |
¥19,804,162 |
| 40 |
1.50% |
¥179,053 |
¥85,945,649 |
¥21,345,649 |
| 40 |
1.60% |
¥182,299 |
¥87,503,724 |
¥22,903,724 |
| 40 |
1.70% |
¥185,580 |
¥89,078,304 |
¥24,478,304 |
| 40 |
1.80% |
¥188,894 |
¥90,669,302 |
¥26,069,302 |
| 40 |
1.90% |
¥192,243 |
¥92,276,624 |
¥27,676,624 |
| 40 |
2.00% |
¥195,625 |
¥93,900,174 |
¥29,300,174 |
| 40 |
2.10% |
¥199,041 |
¥95,539,850 |
¥30,939,850 |
| 40 |
2.20% |
¥202,491 |
¥97,195,546 |
¥32,595,546 |
| 40 |
2.30% |
¥205,973 |
¥98,867,151 |
¥34,267,151 |
| 40 |
2.40% |
¥209,489 |
¥100,554,553 |
¥35,954,553 |
| 40 |
2.50% |
¥213,037 |
¥102,257,633 |
¥37,657,633 |
| 40 |
2.60% |
¥216,617 |
¥103,976,268 |
¥39,376,268 |
| 40 |
2.70% |
¥220,230 |
¥105,710,335 |
¥41,110,335 |
| 40 |
2.80% |
¥223,874 |
¥107,459,703 |
¥42,859,703 |
| 40 |
2.90% |
¥227,550 |
¥109,224,240 |
¥44,624,240 |
| 40 |
3.00% |
¥231,258 |
¥111,003,810 |
¥46,403,810 |
6460万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥173,464 |
¥72,855,058 |
¥8,255,058 |
| 35 |
0.80% |
¥176,397 |
¥74,086,894 |
¥9,486,894 |
| 35 |
0.90% |
¥179,361 |
¥75,331,803 |
¥10,731,803 |
| 35 |
1.00% |
¥182,357 |
¥76,589,756 |
¥11,989,756 |
| 35 |
1.10% |
¥185,383 |
¥77,860,721 |
¥13,260,721 |
| 35 |
1.20% |
¥188,440 |
¥79,144,664 |
¥14,544,664 |
| 35 |
1.30% |
¥191,527 |
¥80,441,546 |
¥15,841,546 |
| 35 |
1.40% |
¥194,646 |
¥81,751,327 |
¥17,151,327 |
| 35 |
1.50% |
¥197,795 |
¥83,073,962 |
¥18,473,962 |
| 35 |
1.60% |
¥200,975 |
¥84,409,405 |
¥19,809,405 |
| 35 |
1.70% |
¥204,185 |
¥85,757,606 |
¥21,157,606 |
| 35 |
1.80% |
¥207,425 |
¥87,118,512 |
¥22,518,512 |
| 35 |
1.90% |
¥210,695 |
¥88,492,067 |
¥23,892,067 |
| 35 |
2.00% |
¥213,996 |
¥89,878,215 |
¥25,278,215 |
| 35 |
2.10% |
¥217,326 |
¥91,276,893 |
¥26,676,893 |
| 35 |
2.20% |
¥220,686 |
¥92,688,038 |
¥28,088,038 |
| 35 |
2.30% |
¥224,075 |
¥94,111,584 |
¥29,511,584 |
| 35 |
2.40% |
¥227,494 |
¥95,547,462 |
¥30,947,462 |
| 35 |
2.50% |
¥230,942 |
¥96,995,602 |
¥32,395,602 |
| 35 |
2.60% |
¥234,419 |
¥98,455,929 |
¥33,855,929 |
| 35 |
2.70% |
¥237,925 |
¥99,928,367 |
¥35,328,367 |
| 35 |
2.80% |
¥241,459 |
¥101,412,838 |
¥36,812,838 |
| 35 |
2.90% |
¥245,022 |
¥102,909,261 |
¥38,309,261 |
| 35 |
3.00% |
¥248,613 |
¥104,417,554 |
¥39,817,554 |
6460万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥198,997 |
¥71,639,001 |
¥7,039,001 |
| 30 |
0.80% |
¥201,898 |
¥72,683,211 |
¥8,083,211 |
| 30 |
0.90% |
¥204,825 |
¥73,737,044 |
¥9,137,044 |
| 30 |
1.00% |
¥207,779 |
¥74,800,487 |
¥10,200,487 |
| 30 |
1.10% |
¥210,760 |
¥75,873,520 |
¥11,273,520 |
| 30 |
1.20% |
¥213,767 |
¥76,956,126 |
¥12,356,126 |
| 30 |
1.30% |
¥216,801 |
¥78,048,282 |
¥13,448,282 |
| 30 |
1.40% |
¥219,861 |
¥79,149,967 |
¥14,549,967 |
| 30 |
1.50% |
¥222,948 |
¥80,261,156 |
¥15,661,156 |
| 30 |
1.60% |
¥226,061 |
¥81,381,824 |
¥16,781,824 |
| 30 |
1.70% |
¥229,200 |
¥82,511,942 |
¥17,911,942 |
| 30 |
1.80% |
¥232,365 |
¥83,651,482 |
¥19,051,482 |
| 30 |
1.90% |
¥235,557 |
¥84,800,414 |
¥20,200,414 |
| 30 |
2.00% |
¥238,774 |
¥85,958,705 |
¥21,358,705 |
| 30 |
2.10% |
¥242,018 |
¥87,126,321 |
¥22,526,321 |
| 30 |
2.20% |
¥245,287 |
¥88,303,228 |
¥23,703,228 |
| 30 |
2.30% |
¥248,582 |
¥89,489,388 |
¥24,889,388 |
| 30 |
2.40% |
¥251,902 |
¥90,684,764 |
¥26,084,764 |
| 30 |
2.50% |
¥255,248 |
¥91,889,316 |
¥27,289,316 |
| 30 |
2.60% |
¥258,619 |
¥93,103,003 |
¥28,503,003 |
| 30 |
2.70% |
¥262,016 |
¥94,325,783 |
¥29,725,783 |
| 30 |
2.80% |
¥265,438 |
¥95,557,612 |
¥30,957,612 |
| 30 |
2.90% |
¥268,885 |
¥96,798,444 |
¥32,198,444 |
| 30 |
3.00% |
¥272,356 |
¥98,048,234 |
¥33,448,234 |
6460万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥234,787 |
¥70,436,072 |
¥5,836,072 |
| 25 |
0.80% |
¥237,655 |
¥71,296,649 |
¥6,696,649 |
| 25 |
0.90% |
¥240,546 |
¥72,163,922 |
¥7,563,922 |
| 25 |
1.00% |
¥243,460 |
¥73,037,882 |
¥8,437,882 |
| 25 |
1.10% |
¥246,395 |
¥73,918,520 |
¥9,318,520 |
| 25 |
1.20% |
¥249,353 |
¥74,805,828 |
¥10,205,828 |
| 25 |
1.30% |
¥252,333 |
¥75,699,795 |
¥11,099,795 |
| 25 |
1.40% |
¥255,335 |
¥76,600,410 |
¥12,000,410 |
| 25 |
1.50% |
¥258,359 |
¥77,507,660 |
¥12,907,660 |
| 25 |
1.60% |
¥261,405 |
¥78,421,533 |
¥13,821,533 |
| 25 |
1.70% |
¥264,473 |
¥79,342,015 |
¥14,742,015 |
| 25 |
1.80% |
¥267,564 |
¥80,269,093 |
¥15,669,093 |
| 25 |
1.90% |
¥270,676 |
¥81,202,750 |
¥16,602,750 |
| 25 |
2.00% |
¥273,810 |
¥82,142,971 |
¥17,542,971 |
| 25 |
2.10% |
¥276,966 |
¥83,089,739 |
¥18,489,739 |
| 25 |
2.20% |
¥280,143 |
¥84,043,037 |
¥19,443,037 |
| 25 |
2.30% |
¥283,343 |
¥85,002,846 |
¥20,402,846 |
| 25 |
2.40% |
¥286,564 |
¥85,969,148 |
¥21,369,148 |
| 25 |
2.50% |
¥289,806 |
¥86,941,923 |
¥22,341,923 |
| 25 |
2.60% |
¥293,071 |
¥87,921,150 |
¥23,321,150 |
| 25 |
2.70% |
¥296,356 |
¥88,906,809 |
¥24,306,809 |
| 25 |
2.80% |
¥299,663 |
¥89,898,878 |
¥25,298,878 |
| 25 |
2.90% |
¥302,991 |
¥90,897,333 |
¥26,297,333 |
| 25 |
3.00% |
¥306,341 |
¥91,902,153 |
¥27,302,153 |
6460万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥288,526 |
¥69,246,288 |
¥4,646,288 |
| 20 |
0.80% |
¥291,363 |
¥69,927,240 |
¥5,327,240 |
| 20 |
0.90% |
¥294,219 |
¥70,612,483 |
¥6,012,483 |
| 20 |
1.00% |
¥297,092 |
¥71,302,013 |
¥6,702,013 |
| 20 |
1.10% |
¥299,983 |
¥71,995,828 |
¥7,395,828 |
| 20 |
1.20% |
¥302,891 |
¥72,693,923 |
¥8,093,923 |
| 20 |
1.30% |
¥305,818 |
¥73,396,293 |
¥8,796,293 |
| 20 |
1.40% |
¥308,762 |
¥74,102,934 |
¥9,502,934 |
| 20 |
1.50% |
¥311,724 |
¥74,813,840 |
¥10,213,840 |
| 20 |
1.60% |
¥314,704 |
¥75,529,007 |
¥10,929,007 |
| 20 |
1.70% |
¥317,702 |
¥76,248,427 |
¥11,648,427 |
| 20 |
1.80% |
¥320,717 |
¥76,972,096 |
¥12,372,096 |
| 20 |
1.90% |
¥323,750 |
¥77,700,007 |
¥13,100,007 |
| 20 |
2.00% |
¥326,801 |
¥78,432,152 |
¥13,832,152 |
| 20 |
2.10% |
¥329,869 |
¥79,168,526 |
¥14,568,526 |
| 20 |
2.20% |
¥332,955 |
¥79,909,119 |
¥15,309,119 |
| 20 |
2.30% |
¥336,058 |
¥80,653,926 |
¥16,053,926 |
| 20 |
2.40% |
¥339,179 |
¥81,402,937 |
¥16,802,937 |
| 20 |
2.50% |
¥342,317 |
¥82,156,145 |
¥17,556,145 |
| 20 |
2.60% |
¥345,473 |
¥82,913,540 |
¥18,313,540 |
| 20 |
2.70% |
¥348,646 |
¥83,675,113 |
¥19,075,113 |
| 20 |
2.80% |
¥351,837 |
¥84,440,856 |
¥19,840,856 |
| 20 |
2.90% |
¥355,045 |
¥85,210,759 |
¥20,610,759 |
| 20 |
3.00% |
¥358,270 |
¥85,984,812 |
¥21,384,812 |
6460万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥378,165 |
¥68,069,663 |
¥3,469,663 |
| 15 |
0.80% |
¥380,972 |
¥68,575,007 |
¥3,975,007 |
| 15 |
0.90% |
¥383,793 |
¥69,082,767 |
¥4,482,767 |
| 15 |
1.00% |
¥386,627 |
¥69,592,942 |
¥4,992,942 |
| 15 |
1.10% |
¥389,475 |
¥70,105,532 |
¥5,505,532 |
| 15 |
1.20% |
¥392,336 |
¥70,620,533 |
¥6,020,533 |
| 15 |
1.30% |
¥395,211 |
¥71,137,946 |
¥6,537,946 |
| 15 |
1.40% |
¥398,099 |
¥71,657,769 |
¥7,057,769 |
| 15 |
1.50% |
¥401,000 |
¥72,179,998 |
¥7,579,998 |
| 15 |
1.60% |
¥403,915 |
¥72,704,634 |
¥8,104,634 |
| 15 |
1.70% |
¥406,843 |
¥73,231,673 |
¥8,631,673 |
| 15 |
1.80% |
¥409,784 |
¥73,761,114 |
¥9,161,114 |
| 15 |
1.90% |
¥412,739 |
¥74,292,954 |
¥9,692,954 |
| 15 |
2.00% |
¥415,707 |
¥74,827,192 |
¥10,227,192 |
| 15 |
2.10% |
¥418,688 |
¥75,363,824 |
¥10,763,824 |
| 15 |
2.20% |
¥421,682 |
¥75,902,848 |
¥11,302,848 |
| 15 |
2.30% |
¥424,690 |
¥76,444,263 |
¥11,844,263 |
| 15 |
2.40% |
¥427,711 |
¥76,988,064 |
¥12,388,064 |
| 15 |
2.50% |
¥430,746 |
¥77,534,249 |
¥12,934,249 |
| 15 |
2.60% |
¥433,793 |
¥78,082,816 |
¥13,482,816 |
| 15 |
2.70% |
¥436,854 |
¥78,633,761 |
¥14,033,761 |
| 15 |
2.80% |
¥439,928 |
¥79,187,081 |
¥14,587,081 |
| 15 |
2.90% |
¥443,015 |
¥79,742,773 |
¥15,142,773 |
| 15 |
3.00% |
¥446,116 |
¥80,300,833 |
¥15,700,833 |
6460万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥557,552 |
¥66,906,208 |
¥2,306,208 |
| 10 |
0.80% |
¥560,333 |
¥67,239,969 |
¥2,639,969 |
| 10 |
0.90% |
¥563,123 |
¥67,574,805 |
¥2,974,805 |
| 10 |
1.00% |
¥565,923 |
¥67,910,715 |
¥3,310,715 |
| 10 |
1.10% |
¥568,731 |
¥68,247,699 |
¥3,647,699 |
| 10 |
1.20% |
¥571,548 |
¥68,585,757 |
¥3,985,757 |
| 10 |
1.30% |
¥574,374 |
¥68,924,889 |
¥4,324,889 |
| 10 |
1.40% |
¥577,209 |
¥69,265,093 |
¥4,665,093 |
| 10 |
1.50% |
¥580,053 |
¥69,606,371 |
¥5,006,371 |
| 10 |
1.60% |
¥582,906 |
¥69,948,720 |
¥5,348,720 |
| 10 |
1.70% |
¥585,768 |
¥70,292,141 |
¥5,692,141 |
| 10 |
1.80% |
¥588,639 |
¥70,636,633 |
¥6,036,633 |
| 10 |
1.90% |
¥591,518 |
¥70,982,196 |
¥6,382,196 |
| 10 |
2.00% |
¥594,407 |
¥71,328,829 |
¥6,728,829 |
| 10 |
2.10% |
¥597,304 |
¥71,676,532 |
¥7,076,532 |
| 10 |
2.20% |
¥600,211 |
¥72,025,304 |
¥7,425,304 |
| 10 |
2.30% |
¥603,126 |
¥72,375,144 |
¥7,775,144 |
| 10 |
2.40% |
¥606,050 |
¥72,726,052 |
¥8,126,052 |
| 10 |
2.50% |
¥608,984 |
¥73,078,028 |
¥8,478,028 |
| 10 |
2.60% |
¥611,926 |
¥73,431,070 |
¥8,831,070 |
| 10 |
2.70% |
¥614,876 |
¥73,785,178 |
¥9,185,178 |
| 10 |
2.80% |
¥617,836 |
¥74,140,351 |
¥9,540,351 |
| 10 |
2.90% |
¥620,805 |
¥74,496,588 |
¥9,896,588 |
| 10 |
3.00% |
¥623,782 |
¥74,853,889 |
¥10,253,889 |