6470万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6470万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6470万円の住宅ローン｜期間・年数別
6470万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥127,834 | ¥76,700,312 | ¥12,000,312 |
| 50 | 0.80% | ¥130,869 | ¥78,521,654 | ¥13,821,654 |
| 50 | 0.90% | ¥133,949 | ¥80,369,500 | ¥15,669,500 |
| 50 | 1.00% | ¥137,073 | ¥82,243,734 | ¥17,543,734 |
| 50 | 1.10% | ¥140,240 | ¥84,144,229 | ¥19,444,229 |
| 50 | 1.20% | ¥143,451 | ¥86,070,845 | ¥21,370,845 |
| 50 | 1.30% | ¥146,706 | ¥88,023,430 | ¥23,323,430 |
| 50 | 1.40% | ¥150,003 | ¥90,001,821 | ¥25,301,821 |
| 50 | 1.50% | ¥153,343 | ¥92,005,843 | ¥27,305,843 |
| 50 | 1.60% | ¥156,726 | ¥94,035,309 | ¥29,335,309 |
| 50 | 1.70% | ¥160,150 | ¥96,090,022 | ¥31,390,022 |
| 50 | 1.80% | ¥163,616 | ¥98,169,776 | ¥33,469,776 |
| 50 | 1.90% | ¥167,124 | ¥100,274,351 | ¥35,574,351 |
| 50 | 2.00% | ¥170,673 | ¥102,403,522 | ¥37,703,522 |
| 50 | 2.10% | ¥174,262 | ¥104,557,051 | ¥39,857,051 |
| 50 | 2.20% | ¥177,891 | ¥106,734,692 | ¥42,034,692 |
| 50 | 2.30% | ¥181,560 | ¥108,936,190 | ¥44,236,190 |
| 50 | 2.40% | ¥185,269 | ¥111,161,283 | ¥46,461,283 |
| 50 | 2.50% | ¥189,016 | ¥113,409,700 | ¥48,709,700 |
| 50 | 2.60% | ¥192,802 | ¥115,681,162 | ¥50,981,162 |
| 50 | 2.70% | ¥196,626 | ¥117,975,384 | ¥53,275,384 |
| 50 | 2.80% | ¥200,487 | ¥120,292,075 | ¥55,592,075 |
| 50 | 2.90% | ¥204,385 | ¥122,630,937 | ¥57,930,937 |
| 50 | 3.00% | ¥208,319 | ¥124,991,665 | ¥60,291,665 |
6470万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥139,709 | ¥75,443,069 | ¥10,743,069 |
| 45 | 0.80% | ¥142,712 | ¥77,064,588 | ¥12,364,588 |
| 45 | 0.90% | ¥145,755 | ¥78,707,641 | ¥14,007,641 |
| 45 | 1.00% | ¥148,837 | ¥80,372,150 | ¥15,672,150 |
| 45 | 1.10% | ¥151,959 | ¥82,058,031 | ¥17,358,031 |
| 45 | 1.20% | ¥155,121 | ¥83,765,192 | ¥19,065,192 |
| 45 | 1.30% | ¥158,321 | ¥85,493,531 | ¥20,793,531 |
| 45 | 1.40% | ¥161,561 | ¥87,242,941 | ¥22,542,941 |
| 45 | 1.50% | ¥164,839 | ¥89,013,303 | ¥24,313,303 |
| 45 | 1.60% | ¥168,156 | ¥90,804,494 | ¥26,104,494 |
| 45 | 1.70% | ¥171,512 | ¥92,616,384 | ¥27,916,384 |
| 45 | 1.80% | ¥174,905 | ¥94,448,832 | ¥29,748,832 |
| 45 | 1.90% | ¥178,336 | ¥96,301,693 | ¥31,601,693 |
| 45 | 2.00% | ¥181,805 | ¥98,174,815 | ¥33,474,815 |
| 45 | 2.10% | ¥185,311 | ¥100,068,039 | ¥35,368,039 |
| 45 | 2.20% | ¥188,854 | ¥101,981,199 | ¥37,281,199 |
| 45 | 2.30% | ¥192,434 | ¥103,914,122 | ¥39,214,122 |
| 45 | 2.40% | ¥196,049 | ¥105,866,632 | ¥41,166,632 |
| 45 | 2.50% | ¥199,701 | ¥107,838,544 | ¥43,138,544 |
| 45 | 2.60% | ¥203,388 | ¥109,829,669 | ¥45,129,669 |
| 45 | 2.70% | ¥207,111 | ¥111,839,814 | ¥47,139,814 |
| 45 | 2.80% | ¥210,868 | ¥113,868,779 | ¥49,168,779 |
| 45 | 2.90% | ¥214,660 | ¥115,916,358 | ¥51,216,358 |
| 45 | 3.00% | ¥218,486 | ¥117,982,345 | ¥53,282,345 |
6470万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥154,581 | ¥74,198,902 | ¥9,498,902 |
| 40 | 0.80% | ¥157,551 | ¥75,624,548 | ¥10,924,548 |
| 40 | 0.90% | ¥160,557 | ¥77,067,255 | ¥12,367,255 |
| 40 | 1.00% | ¥163,598 | ¥78,526,973 | ¥13,826,973 |
| 40 | 1.10% | ¥166,674 | ¥80,003,650 | ¥15,303,650 |
| 40 | 1.20% | ¥169,786 | ¥81,497,227 | ¥16,797,227 |
| 40 | 1.30% | ¥172,933 | ¥83,007,639 | ¥18,307,639 |
| 40 | 1.40% | ¥176,114 | ¥84,534,819 | ¥19,834,819 |
| 40 | 1.50% | ¥179,331 | ¥86,078,691 | ¥21,378,691 |
| 40 | 1.60% | ¥182,582 | ¥87,639,178 | ¥22,939,178 |
| 40 | 1.70% | ¥185,867 | ¥89,216,196 | ¥24,516,196 |
| 40 | 1.80% | ¥189,187 | ¥90,809,657 | ¥26,109,657 |
| 40 | 1.90% | ¥192,541 | ¥92,419,467 | ¥27,719,467 |
| 40 | 2.00% | ¥195,928 | ¥94,045,530 | ¥29,345,530 |
| 40 | 2.10% | ¥199,349 | ¥95,687,744 | ¥30,987,744 |
| 40 | 2.20% | ¥202,804 | ¥97,346,003 | ¥32,646,003 |
| 40 | 2.30% | ¥206,292 | ¥99,020,196 | ¥34,320,196 |
| 40 | 2.40% | ¥209,813 | ¥100,710,210 | ¥36,010,210 |
| 40 | 2.50% | ¥213,367 | ¥102,415,926 | ¥37,715,926 |
| 40 | 2.60% | ¥216,953 | ¥104,137,222 | ¥39,437,222 |
| 40 | 2.70% | ¥220,571 | ¥105,873,973 | ¥41,173,973 |
| 40 | 2.80% | ¥224,221 | ¥107,626,049 | ¥42,926,049 |
| 40 | 2.90% | ¥227,903 | ¥109,393,317 | ¥44,693,317 |
| 40 | 3.00% | ¥231,616 | ¥111,175,642 | ¥46,475,642 |
6470万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥173,733 | ¥72,967,836 | ¥8,267,836 |
| 35 | 0.80% | ¥176,670 | ¥74,201,579 | ¥9,501,579 |
| 35 | 0.90% | ¥179,639 | ¥75,448,415 | ¥10,748,415 |
| 35 | 1.00% | ¥182,639 | ¥76,708,316 | ¥12,008,316 |
| 35 | 1.10% | ¥185,670 | ¥77,981,249 | ¥13,281,249 |
| 35 | 1.20% | ¥188,731 | ¥79,267,179 | ¥14,567,179 |
| 35 | 1.30% | ¥191,824 | ¥80,566,069 | ¥15,866,069 |
| 35 | 1.40% | ¥194,947 | ¥81,877,877 | ¥17,177,877 |
| 35 | 1.50% | ¥198,101 | ¥83,202,560 | ¥18,502,560 |
| 35 | 1.60% | ¥201,286 | ¥84,540,070 | ¥19,840,070 |
| 35 | 1.70% | ¥204,501 | ¥85,890,357 | ¥21,190,357 |
| 35 | 1.80% | ¥207,746 | ¥87,253,370 | ¥22,553,370 |
| 35 | 1.90% | ¥211,022 | ¥88,629,052 | ¥23,929,052 |
| 35 | 2.00% | ¥214,327 | ¥90,017,345 | ¥25,317,345 |
| 35 | 2.10% | ¥217,662 | ¥91,418,188 | ¥26,718,188 |
| 35 | 2.20% | ¥221,027 | ¥92,831,518 | ¥28,131,518 |
| 35 | 2.30% | ¥224,422 | ¥94,257,268 | ¥29,557,268 |
| 35 | 2.40% | ¥227,846 | ¥95,695,369 | ¥30,995,369 |
| 35 | 2.50% | ¥231,299 | ¥97,145,750 | ¥32,445,750 |
| 35 | 2.60% | ¥234,782 | ¥98,608,337 | ¥33,908,337 |
| 35 | 2.70% | ¥238,293 | ¥100,083,054 | ¥35,383,054 |
| 35 | 2.80% | ¥241,833 | ¥101,569,823 | ¥36,869,823 |
| 35 | 2.90% | ¥245,401 | ¥103,068,563 | ¥38,368,563 |
| 35 | 3.00% | ¥248,998 | ¥104,579,191 | ¥39,879,191 |
6470万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥199,305 | ¥71,749,898 | ¥7,049,898 |
| 30 | 0.80% | ¥202,210 | ¥72,795,723 | ¥8,095,723 |
| 30 | 0.90% | ¥205,142 | ¥73,851,188 | ¥9,151,188 |
| 30 | 1.00% | ¥208,101 | ¥74,916,277 | ¥10,216,277 |
| 30 | 1.10% | ¥211,086 | ¥75,990,972 | ¥11,290,972 |
| 30 | 1.20% | ¥214,098 | ¥77,075,253 | ¥12,375,253 |
| 30 | 1.30% | ¥217,136 | ¥78,169,100 | ¥13,469,100 |
| 30 | 1.40% | ¥220,201 | ¥79,272,490 | ¥14,572,490 |
| 30 | 1.50% | ¥223,293 | ¥80,385,399 | ¥15,685,399 |
| 30 | 1.60% | ¥226,411 | ¥81,507,802 | ¥16,807,802 |
| 30 | 1.70% | ¥229,555 | ¥82,639,669 | ¥17,939,669 |
| 30 | 1.80% | ¥232,725 | ¥83,780,974 | ¥19,080,974 |
| 30 | 1.90% | ¥235,921 | ¥84,931,684 | ¥20,231,684 |
| 30 | 2.00% | ¥239,144 | ¥86,091,768 | ¥21,391,768 |
| 30 | 2.10% | ¥242,392 | ¥87,261,191 | ¥22,561,191 |
| 30 | 2.20% | ¥245,666 | ¥88,439,920 | ¥23,739,920 |
| 30 | 2.30% | ¥248,966 | ¥89,627,917 | ¥24,927,917 |
| 30 | 2.40% | ¥252,292 | ¥90,825,143 | ¥26,125,143 |
| 30 | 2.50% | ¥255,643 | ¥92,031,560 | ¥27,331,560 |
| 30 | 2.60% | ¥259,020 | ¥93,247,126 | ¥28,547,126 |
| 30 | 2.70% | ¥262,422 | ¥94,471,798 | ¥29,771,798 |
| 30 | 2.80% | ¥265,849 | ¥95,705,534 | ¥31,005,534 |
| 30 | 2.90% | ¥269,301 | ¥96,948,287 | ¥32,248,287 |
| 30 | 3.00% | ¥272,778 | ¥98,200,012 | ¥33,500,012 |
6470万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥235,150 | ¥70,545,107 | ¥5,845,107 |
| 25 | 0.80% | ¥238,023 | ¥71,407,016 | ¥6,707,016 |
| 25 | 0.90% | ¥240,919 | ¥72,275,631 | ¥7,575,631 |
| 25 | 1.00% | ¥243,836 | ¥73,150,943 | ¥8,450,943 |
| 25 | 1.10% | ¥246,776 | ¥74,032,945 | ¥9,332,945 |
| 25 | 1.20% | ¥249,739 | ¥74,921,627 | ¥10,221,627 |
| 25 | 1.30% | ¥252,723 | ¥75,816,978 | ¥11,116,978 |
| 25 | 1.40% | ¥255,730 | ¥76,718,986 | ¥12,018,986 |
| 25 | 1.50% | ¥258,759 | ¥77,627,641 | ¥12,927,641 |
| 25 | 1.60% | ¥261,810 | ¥78,542,929 | ¥13,842,929 |
| 25 | 1.70% | ¥264,883 | ¥79,464,836 | ¥14,764,836 |
| 25 | 1.80% | ¥267,978 | ¥80,393,348 | ¥15,693,348 |
| 25 | 1.90% | ¥271,095 | ¥81,328,451 | ¥16,628,451 |
| 25 | 2.00% | ¥274,234 | ¥82,270,127 | ¥17,570,127 |
| 25 | 2.10% | ¥277,395 | ¥83,218,361 | ¥18,518,361 |
| 25 | 2.20% | ¥280,577 | ¥84,173,134 | ¥19,473,134 |
| 25 | 2.30% | ¥283,781 | ¥85,134,430 | ¥20,434,430 |
| 25 | 2.40% | ¥287,007 | ¥86,102,227 | ¥21,402,227 |
| 25 | 2.50% | ¥290,255 | ¥87,076,508 | ¥22,376,508 |
| 25 | 2.60% | ¥293,524 | ¥88,057,251 | ¥23,357,251 |
| 25 | 2.70% | ¥296,815 | ¥89,044,436 | ¥24,344,436 |
| 25 | 2.80% | ¥300,127 | ¥90,038,040 | ¥25,338,040 |
| 25 | 2.90% | ¥303,460 | ¥91,038,041 | ¥26,338,041 |
| 25 | 3.00% | ¥306,815 | ¥92,044,416 | ¥27,344,416 |
6470万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥288,973 | ¥69,353,480 | ¥4,653,480 |
| 20 | 0.80% | ¥291,815 | ¥70,035,486 | ¥5,335,486 |
| 20 | 0.90% | ¥294,674 | ¥70,721,790 | ¥6,021,790 |
| 20 | 1.00% | ¥297,552 | ¥71,412,388 | ¥6,712,388 |
| 20 | 1.10% | ¥300,447 | ¥72,107,277 | ¥7,407,277 |
| 20 | 1.20% | ¥303,360 | ¥72,806,452 | ¥8,106,452 |
| 20 | 1.30% | ¥306,291 | ¥73,509,910 | ¥8,809,910 |
| 20 | 1.40% | ¥309,240 | ¥74,217,644 | ¥9,517,644 |
| 20 | 1.50% | ¥312,207 | ¥74,929,651 | ¥10,229,651 |
| 20 | 1.60% | ¥315,191 | ¥75,645,925 | ¥10,945,925 |
| 20 | 1.70% | ¥318,194 | ¥76,366,459 | ¥11,666,459 |
| 20 | 1.80% | ¥321,214 | ¥77,091,248 | ¥12,391,248 |
| 20 | 1.90% | ¥324,251 | ¥77,820,285 | ¥13,120,285 |
| 20 | 2.00% | ¥327,307 | ¥78,553,564 | ¥13,853,564 |
| 20 | 2.10% | ¥330,379 | ¥79,291,078 | ¥14,591,078 |
| 20 | 2.20% | ¥333,470 | ¥80,032,818 | ¥15,332,818 |
| 20 | 2.30% | ¥336,578 | ¥80,778,777 | ¥16,078,777 |
| 20 | 2.40% | ¥339,704 | ¥81,528,948 | ¥16,828,948 |
| 20 | 2.50% | ¥342,847 | ¥82,283,321 | ¥17,583,321 |
| 20 | 2.60% | ¥346,008 | ¥83,041,889 | ¥18,341,889 |
| 20 | 2.70% | ¥349,186 | ¥83,804,641 | ¥19,104,641 |
| 20 | 2.80% | ¥352,382 | ¥84,571,570 | ¥19,871,570 |
| 20 | 2.90% | ¥355,594 | ¥85,342,664 | ¥20,642,664 |
| 20 | 3.00% | ¥358,825 | ¥86,117,915 | ¥21,417,915 |
6470万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥378,750 | ¥68,175,034 | ¥3,475,034 |
| 15 | 0.80% | ¥381,562 | ¥68,681,160 | ¥3,981,160 |
| 15 | 0.90% | ¥384,387 | ¥69,189,706 | ¥4,489,706 |
| 15 | 1.00% | ¥387,226 | ¥69,700,671 | ¥5,000,671 |
| 15 | 1.10% | ¥390,078 | ¥70,214,054 | ¥5,514,054 |
| 15 | 1.20% | ¥392,944 | ¥70,729,853 | ¥6,029,853 |
| 15 | 1.30% | ¥395,823 | ¥71,248,067 | ¥6,548,067 |
| 15 | 1.40% | ¥398,715 | ¥71,768,694 | ¥7,068,694 |
| 15 | 1.50% | ¥401,621 | ¥72,291,732 | ¥7,591,732 |
| 15 | 1.60% | ¥404,540 | ¥72,817,180 | ¥8,117,180 |
| 15 | 1.70% | ¥407,472 | ¥73,345,035 | ¥8,645,035 |
| 15 | 1.80% | ¥410,418 | ¥73,875,295 | ¥9,175,295 |
| 15 | 1.90% | ¥413,378 | ¥74,407,959 | ¥9,707,959 |
| 15 | 2.00% | ¥416,350 | ¥74,943,023 | ¥10,243,023 |
| 15 | 2.10% | ¥419,336 | ¥75,480,486 | ¥10,780,486 |
| 15 | 2.20% | ¥422,335 | ¥76,020,345 | ¥11,320,345 |
| 15 | 2.30% | ¥425,348 | ¥76,562,597 | ¥11,862,597 |
| 15 | 2.40% | ¥428,374 | ¥77,107,240 | ¥12,407,240 |
| 15 | 2.50% | ¥431,413 | ¥77,654,271 | ¥12,954,271 |
| 15 | 2.60% | ¥434,465 | ¥78,203,687 | ¥13,503,687 |
| 15 | 2.70% | ¥437,530 | ¥78,755,485 | ¥14,055,485 |
| 15 | 2.80% | ¥440,609 | ¥79,309,661 | ¥14,609,661 |
| 15 | 2.90% | ¥443,701 | ¥79,866,213 | ¥15,166,213 |
| 15 | 3.00% | ¥446,806 | ¥80,425,138 | ¥15,725,138 |
6470万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥558,415 | ¥67,009,778 | ¥2,309,778 |
| 10 | 0.80% | ¥561,200 | ¥67,344,056 | ¥2,644,056 |
| 10 | 0.90% | ¥563,995 | ¥67,679,410 | ¥2,979,410 |
| 10 | 1.00% | ¥566,799 | ¥68,015,840 | ¥3,315,840 |
| 10 | 1.10% | ¥569,611 | ¥68,353,346 | ¥3,653,346 |
| 10 | 1.20% | ¥572,433 | ¥68,691,927 | ¥3,991,927 |
| 10 | 1.30% | ¥575,263 | ¥69,031,584 | ¥4,331,584 |
| 10 | 1.40% | ¥578,103 | ¥69,372,315 | ¥4,672,315 |
| 10 | 1.50% | ¥580,951 | ¥69,714,120 | ¥5,014,120 |
| 10 | 1.60% | ¥583,808 | ¥70,057,000 | ¥5,357,000 |
| 10 | 1.70% | ¥586,675 | ¥70,400,952 | ¥5,700,952 |
| 10 | 1.80% | ¥589,550 | ¥70,745,978 | ¥6,045,978 |
| 10 | 1.90% | ¥592,434 | ¥71,092,076 | ¥6,392,076 |
| 10 | 2.00% | ¥595,327 | ¥71,439,246 | ¥6,739,246 |
| 10 | 2.10% | ¥598,229 | ¥71,787,487 | ¥7,087,487 |
| 10 | 2.20% | ¥601,140 | ¥72,136,798 | ¥7,436,798 |
| 10 | 2.30% | ¥604,060 | ¥72,487,180 | ¥7,787,180 |
| 10 | 2.40% | ¥606,989 | ¥72,838,631 | ¥8,138,631 |
| 10 | 2.50% | ¥609,926 | ¥73,191,152 | ¥8,491,152 |
| 10 | 2.60% | ¥612,873 | ¥73,544,740 | ¥8,844,740 |
| 10 | 2.70% | ¥615,828 | ¥73,899,396 | ¥9,199,396 |
| 10 | 2.80% | ¥618,793 | ¥74,255,119 | ¥9,555,119 |
| 10 | 2.90% | ¥621,766 | ¥74,611,908 | ¥9,911,908 |
| 10 | 3.00% | ¥624,748 | ¥74,969,762 | ¥10,269,762 |
