6480万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6480万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6480万円の住宅ローン｜期間・年数別
6480万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥128,031 |
¥76,818,860 |
¥12,018,860 |
| 50 |
0.80% |
¥131,072 |
¥78,643,017 |
¥13,843,017 |
| 50 |
0.90% |
¥134,156 |
¥80,493,718 |
¥15,693,718 |
| 50 |
1.00% |
¥137,285 |
¥82,370,849 |
¥17,570,849 |
| 50 |
1.10% |
¥140,457 |
¥84,274,282 |
¥19,474,282 |
| 50 |
1.20% |
¥143,673 |
¥86,203,876 |
¥21,403,876 |
| 50 |
1.30% |
¥146,932 |
¥88,159,479 |
¥23,359,479 |
| 50 |
1.40% |
¥150,235 |
¥90,140,927 |
¥25,340,927 |
| 50 |
1.50% |
¥153,580 |
¥92,148,046 |
¥27,348,046 |
| 50 |
1.60% |
¥156,968 |
¥94,180,649 |
¥29,380,649 |
| 50 |
1.70% |
¥160,398 |
¥96,238,538 |
¥31,438,538 |
| 50 |
1.80% |
¥163,869 |
¥98,321,506 |
¥33,521,506 |
| 50 |
1.90% |
¥167,382 |
¥100,429,335 |
¥35,629,335 |
| 50 |
2.00% |
¥170,936 |
¥102,561,797 |
¥37,761,797 |
| 50 |
2.10% |
¥174,531 |
¥104,718,654 |
¥39,918,654 |
| 50 |
2.20% |
¥178,166 |
¥106,899,660 |
¥42,099,660 |
| 50 |
2.30% |
¥181,841 |
¥109,104,561 |
¥44,304,561 |
| 50 |
2.40% |
¥185,555 |
¥111,333,093 |
¥46,533,093 |
| 50 |
2.50% |
¥189,308 |
¥113,584,985 |
¥48,784,985 |
| 50 |
2.60% |
¥193,100 |
¥115,859,958 |
¥51,059,958 |
| 50 |
2.70% |
¥196,930 |
¥118,157,727 |
¥53,357,727 |
| 50 |
2.80% |
¥200,797 |
¥120,477,998 |
¥55,677,998 |
| 50 |
2.90% |
¥204,701 |
¥122,820,475 |
¥58,020,475 |
| 50 |
3.00% |
¥208,641 |
¥125,184,851 |
¥60,384,851 |
6480万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥139,925 |
¥75,559,674 |
¥10,759,674 |
| 45 |
0.80% |
¥142,933 |
¥77,183,699 |
¥12,383,699 |
| 45 |
0.90% |
¥145,980 |
¥78,829,291 |
¥14,029,291 |
| 45 |
1.00% |
¥149,067 |
¥80,496,373 |
¥15,696,373 |
| 45 |
1.10% |
¥152,194 |
¥82,184,860 |
¥17,384,860 |
| 45 |
1.20% |
¥155,360 |
¥83,894,659 |
¥19,094,659 |
| 45 |
1.30% |
¥158,566 |
¥85,625,670 |
¥20,825,670 |
| 45 |
1.40% |
¥161,811 |
¥87,377,783 |
¥22,577,783 |
| 45 |
1.50% |
¥165,094 |
¥89,150,881 |
¥24,350,881 |
| 45 |
1.60% |
¥168,416 |
¥90,944,841 |
¥26,144,841 |
| 45 |
1.70% |
¥171,777 |
¥92,759,531 |
¥27,959,531 |
| 45 |
1.80% |
¥175,176 |
¥94,594,812 |
¥29,794,812 |
| 45 |
1.90% |
¥178,612 |
¥96,450,537 |
¥31,650,537 |
| 45 |
2.00% |
¥182,086 |
¥98,326,554 |
¥33,526,554 |
| 45 |
2.10% |
¥185,598 |
¥100,222,704 |
¥35,422,704 |
| 45 |
2.20% |
¥189,146 |
¥102,138,820 |
¥37,338,820 |
| 45 |
2.30% |
¥192,731 |
¥104,074,731 |
¥39,274,731 |
| 45 |
2.40% |
¥196,352 |
¥106,030,259 |
¥41,230,259 |
| 45 |
2.50% |
¥200,010 |
¥108,005,219 |
¥43,205,219 |
| 45 |
2.60% |
¥203,703 |
¥109,999,422 |
¥45,199,422 |
| 45 |
2.70% |
¥207,431 |
¥112,012,673 |
¥47,212,673 |
| 45 |
2.80% |
¥211,194 |
¥114,044,774 |
¥49,244,774 |
| 45 |
2.90% |
¥214,992 |
¥116,095,518 |
¥51,295,518 |
| 45 |
3.00% |
¥218,824 |
¥118,164,698 |
¥53,364,698 |
6480万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥154,820 |
¥74,313,583 |
¥9,513,583 |
| 40 |
0.80% |
¥157,795 |
¥75,741,433 |
¥10,941,433 |
| 40 |
0.90% |
¥160,805 |
¥77,186,369 |
¥12,386,369 |
| 40 |
1.00% |
¥163,851 |
¥78,648,344 |
¥13,848,344 |
| 40 |
1.10% |
¥166,932 |
¥80,127,303 |
¥15,327,303 |
| 40 |
1.20% |
¥170,048 |
¥81,623,189 |
¥16,823,189 |
| 40 |
1.30% |
¥173,200 |
¥83,135,936 |
¥18,335,936 |
| 40 |
1.40% |
¥176,386 |
¥84,665,475 |
¥19,865,475 |
| 40 |
1.50% |
¥179,608 |
¥86,211,734 |
¥21,411,734 |
| 40 |
1.60% |
¥182,864 |
¥87,774,633 |
¥22,974,633 |
| 40 |
1.70% |
¥186,154 |
¥89,354,088 |
¥24,554,088 |
| 40 |
1.80% |
¥189,479 |
¥90,950,012 |
¥26,150,012 |
| 40 |
1.90% |
¥192,838 |
¥92,562,311 |
¥27,762,311 |
| 40 |
2.00% |
¥196,231 |
¥94,190,887 |
¥29,390,887 |
| 40 |
2.10% |
¥199,658 |
¥95,835,639 |
¥31,035,639 |
| 40 |
2.20% |
¥203,118 |
¥97,496,461 |
¥32,696,461 |
| 40 |
2.30% |
¥206,611 |
¥99,173,242 |
¥34,373,242 |
| 40 |
2.40% |
¥210,137 |
¥100,865,867 |
¥36,065,867 |
| 40 |
2.50% |
¥213,696 |
¥102,574,220 |
¥37,774,220 |
| 40 |
2.60% |
¥217,288 |
¥104,298,176 |
¥39,498,176 |
| 40 |
2.70% |
¥220,912 |
¥106,037,611 |
¥41,237,611 |
| 40 |
2.80% |
¥224,567 |
¥107,792,395 |
¥42,992,395 |
| 40 |
2.90% |
¥228,255 |
¥109,562,395 |
¥44,762,395 |
| 40 |
3.00% |
¥231,974 |
¥111,347,475 |
¥46,547,475 |
6480万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥174,001 |
¥73,080,615 |
¥8,280,615 |
| 35 |
0.80% |
¥176,943 |
¥74,316,265 |
¥9,516,265 |
| 35 |
0.90% |
¥179,917 |
¥75,565,028 |
¥10,765,028 |
| 35 |
1.00% |
¥182,921 |
¥76,826,876 |
¥12,026,876 |
| 35 |
1.10% |
¥185,957 |
¥78,101,776 |
¥13,301,776 |
| 35 |
1.20% |
¥189,023 |
¥79,389,694 |
¥14,589,694 |
| 35 |
1.30% |
¥192,120 |
¥80,690,591 |
¥15,890,591 |
| 35 |
1.40% |
¥195,249 |
¥82,004,427 |
¥17,204,427 |
| 35 |
1.50% |
¥198,408 |
¥83,331,157 |
¥18,531,157 |
| 35 |
1.60% |
¥201,597 |
¥84,670,734 |
¥19,870,734 |
| 35 |
1.70% |
¥204,817 |
¥86,023,109 |
¥21,223,109 |
| 35 |
1.80% |
¥208,067 |
¥87,388,228 |
¥22,588,228 |
| 35 |
1.90% |
¥211,348 |
¥88,766,037 |
¥23,966,037 |
| 35 |
2.00% |
¥214,658 |
¥90,156,475 |
¥25,356,475 |
| 35 |
2.10% |
¥217,999 |
¥91,559,484 |
¥26,759,484 |
| 35 |
2.20% |
¥221,369 |
¥92,974,998 |
¥28,174,998 |
| 35 |
2.30% |
¥224,769 |
¥94,402,951 |
¥29,602,951 |
| 35 |
2.40% |
¥228,198 |
¥95,843,275 |
¥31,043,275 |
| 35 |
2.50% |
¥231,657 |
¥97,295,898 |
¥32,495,898 |
| 35 |
2.60% |
¥235,145 |
¥98,760,746 |
¥33,960,746 |
| 35 |
2.70% |
¥238,661 |
¥100,237,742 |
¥35,437,742 |
| 35 |
2.80% |
¥242,207 |
¥101,726,809 |
¥36,926,809 |
| 35 |
2.90% |
¥245,781 |
¥103,227,865 |
¥38,427,865 |
| 35 |
3.00% |
¥249,383 |
¥104,740,828 |
¥39,940,828 |
6480万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥199,613 |
¥71,860,794 |
¥7,060,794 |
| 30 |
0.80% |
¥202,523 |
¥72,908,236 |
¥8,108,236 |
| 30 |
0.90% |
¥205,459 |
¥73,965,332 |
¥9,165,332 |
| 30 |
1.00% |
¥208,422 |
¥75,032,067 |
¥10,232,067 |
| 30 |
1.10% |
¥211,412 |
¥76,108,423 |
¥11,308,423 |
| 30 |
1.20% |
¥214,429 |
¥77,194,380 |
¥12,394,380 |
| 30 |
1.30% |
¥217,472 |
¥78,289,918 |
¥13,489,918 |
| 30 |
1.40% |
¥220,542 |
¥79,395,013 |
¥14,595,013 |
| 30 |
1.50% |
¥223,638 |
¥80,509,643 |
¥15,709,643 |
| 30 |
1.60% |
¥226,760 |
¥81,633,780 |
¥16,833,780 |
| 30 |
1.70% |
¥229,909 |
¥82,767,397 |
¥17,967,397 |
| 30 |
1.80% |
¥233,085 |
¥83,910,465 |
¥19,110,465 |
| 30 |
1.90% |
¥236,286 |
¥85,062,954 |
¥20,262,954 |
| 30 |
2.00% |
¥239,513 |
¥86,224,831 |
¥21,424,831 |
| 30 |
2.10% |
¥242,767 |
¥87,396,062 |
¥22,596,062 |
| 30 |
2.20% |
¥246,046 |
¥88,576,612 |
¥23,776,612 |
| 30 |
2.30% |
¥249,351 |
¥89,766,445 |
¥24,966,445 |
| 30 |
2.40% |
¥252,682 |
¥90,965,522 |
¥26,165,522 |
| 30 |
2.50% |
¥256,038 |
¥92,173,803 |
¥27,373,803 |
| 30 |
2.60% |
¥259,420 |
¥93,391,248 |
¥28,591,248 |
| 30 |
2.70% |
¥262,827 |
¥94,617,813 |
¥29,817,813 |
| 30 |
2.80% |
¥266,260 |
¥95,853,456 |
¥31,053,456 |
| 30 |
2.90% |
¥269,717 |
¥97,098,130 |
¥32,298,130 |
| 30 |
3.00% |
¥273,199 |
¥98,351,789 |
¥33,551,789 |
6480万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥235,514 |
¥70,654,141 |
¥5,854,141 |
| 25 |
0.80% |
¥238,391 |
¥71,517,382 |
¥6,717,382 |
| 25 |
0.90% |
¥241,291 |
¥72,387,339 |
¥7,587,339 |
| 25 |
1.00% |
¥244,213 |
¥73,264,005 |
¥8,464,005 |
| 25 |
1.10% |
¥247,158 |
¥74,147,370 |
¥9,347,370 |
| 25 |
1.20% |
¥250,125 |
¥75,037,425 |
¥10,237,425 |
| 25 |
1.30% |
¥253,114 |
¥75,934,160 |
¥11,134,160 |
| 25 |
1.40% |
¥256,125 |
¥76,837,563 |
¥12,037,563 |
| 25 |
1.50% |
¥259,159 |
¥77,747,622 |
¥12,947,622 |
| 25 |
1.60% |
¥262,214 |
¥78,664,324 |
¥13,864,324 |
| 25 |
1.70% |
¥265,292 |
¥79,587,656 |
¥14,787,656 |
| 25 |
1.80% |
¥268,392 |
¥80,517,604 |
¥15,717,604 |
| 25 |
1.90% |
¥271,514 |
¥81,454,152 |
¥16,654,152 |
| 25 |
2.00% |
¥274,658 |
¥82,397,283 |
¥17,597,283 |
| 25 |
2.10% |
¥277,823 |
¥83,346,983 |
¥18,546,983 |
| 25 |
2.20% |
¥281,011 |
¥84,303,232 |
¥19,503,232 |
| 25 |
2.30% |
¥284,220 |
¥85,266,013 |
¥20,466,013 |
| 25 |
2.40% |
¥287,451 |
¥86,235,307 |
¥21,435,307 |
| 25 |
2.50% |
¥290,704 |
¥87,211,093 |
¥22,411,093 |
| 25 |
2.60% |
¥293,978 |
¥88,193,352 |
¥23,393,352 |
| 25 |
2.70% |
¥297,274 |
¥89,182,063 |
¥24,382,063 |
| 25 |
2.80% |
¥300,591 |
¥90,177,202 |
¥25,377,202 |
| 25 |
2.90% |
¥303,929 |
¥91,178,749 |
¥26,378,749 |
| 25 |
3.00% |
¥307,289 |
¥92,186,679 |
¥27,386,679 |
6480万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥289,419 |
¥69,460,673 |
¥4,660,673 |
| 20 |
0.80% |
¥292,266 |
¥70,143,733 |
¥5,343,733 |
| 20 |
0.90% |
¥295,130 |
¥70,831,097 |
¥6,031,097 |
| 20 |
1.00% |
¥298,012 |
¥71,522,763 |
¥6,722,763 |
| 20 |
1.10% |
¥300,911 |
¥72,218,725 |
¥7,418,725 |
| 20 |
1.20% |
¥303,829 |
¥72,918,981 |
¥8,118,981 |
| 20 |
1.30% |
¥306,765 |
¥73,623,526 |
¥8,823,526 |
| 20 |
1.40% |
¥309,718 |
¥74,332,355 |
¥9,532,355 |
| 20 |
1.50% |
¥312,689 |
¥75,045,462 |
¥10,245,462 |
| 20 |
1.60% |
¥315,679 |
¥75,762,843 |
¥10,962,843 |
| 20 |
1.70% |
¥318,685 |
¥76,484,491 |
¥11,684,491 |
| 20 |
1.80% |
¥321,710 |
¥77,210,400 |
¥12,410,400 |
| 20 |
1.90% |
¥324,752 |
¥77,940,564 |
¥13,140,564 |
| 20 |
2.00% |
¥327,812 |
¥78,674,976 |
¥13,874,976 |
| 20 |
2.10% |
¥330,890 |
¥79,413,629 |
¥14,613,629 |
| 20 |
2.20% |
¥333,985 |
¥80,156,516 |
¥15,356,516 |
| 20 |
2.30% |
¥337,098 |
¥80,903,628 |
¥16,103,628 |
| 20 |
2.40% |
¥340,229 |
¥81,654,959 |
¥16,854,959 |
| 20 |
2.50% |
¥343,377 |
¥82,410,498 |
¥17,610,498 |
| 20 |
2.60% |
¥346,543 |
¥83,170,238 |
¥18,370,238 |
| 20 |
2.70% |
¥349,726 |
¥83,934,169 |
¥19,134,169 |
| 20 |
2.80% |
¥352,926 |
¥84,702,283 |
¥19,902,283 |
| 20 |
2.90% |
¥356,144 |
¥85,474,569 |
¥20,674,569 |
| 20 |
3.00% |
¥359,379 |
¥86,251,018 |
¥21,451,018 |
6480万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥379,336 |
¥68,280,405 |
¥3,480,405 |
| 15 |
0.80% |
¥382,152 |
¥68,787,313 |
¥3,987,313 |
| 15 |
0.90% |
¥384,981 |
¥69,296,645 |
¥4,496,645 |
| 15 |
1.00% |
¥387,824 |
¥69,808,400 |
¥5,008,400 |
| 15 |
1.10% |
¥390,681 |
¥70,322,577 |
¥5,522,577 |
| 15 |
1.20% |
¥393,551 |
¥70,839,173 |
¥6,039,173 |
| 15 |
1.30% |
¥396,434 |
¥71,358,188 |
¥6,558,188 |
| 15 |
1.40% |
¥399,331 |
¥71,879,619 |
¥7,079,619 |
| 15 |
1.50% |
¥402,241 |
¥72,403,466 |
¥7,603,466 |
| 15 |
1.60% |
¥405,165 |
¥72,929,726 |
¥8,129,726 |
| 15 |
1.70% |
¥408,102 |
¥73,458,397 |
¥8,658,397 |
| 15 |
1.80% |
¥411,053 |
¥73,989,477 |
¥9,189,477 |
| 15 |
1.90% |
¥414,016 |
¥74,522,963 |
¥9,722,963 |
| 15 |
2.00% |
¥416,994 |
¥75,058,855 |
¥10,258,855 |
| 15 |
2.10% |
¥419,984 |
¥75,597,148 |
¥10,797,148 |
| 15 |
2.20% |
¥422,988 |
¥76,137,842 |
¥11,337,842 |
| 15 |
2.30% |
¥426,005 |
¥76,680,932 |
¥11,880,932 |
| 15 |
2.40% |
¥429,036 |
¥77,226,417 |
¥12,426,417 |
| 15 |
2.50% |
¥432,079 |
¥77,774,293 |
¥12,974,293 |
| 15 |
2.60% |
¥435,136 |
¥78,324,558 |
¥13,524,558 |
| 15 |
2.70% |
¥438,207 |
¥78,877,209 |
¥14,077,209 |
| 15 |
2.80% |
¥441,290 |
¥79,432,242 |
¥14,632,242 |
| 15 |
2.90% |
¥444,387 |
¥79,989,654 |
¥15,189,654 |
| 15 |
3.00% |
¥447,497 |
¥80,549,443 |
¥15,749,443 |
6480万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥559,278 |
¥67,113,348 |
¥2,313,348 |
| 10 |
0.80% |
¥562,068 |
¥67,448,142 |
¥2,648,142 |
| 10 |
0.90% |
¥564,867 |
¥67,784,015 |
¥2,984,015 |
| 10 |
1.00% |
¥567,675 |
¥68,120,965 |
¥3,320,965 |
| 10 |
1.10% |
¥570,492 |
¥68,458,992 |
¥3,658,992 |
| 10 |
1.20% |
¥573,317 |
¥68,798,097 |
¥3,998,097 |
| 10 |
1.30% |
¥576,152 |
¥69,138,279 |
¥4,338,279 |
| 10 |
1.40% |
¥578,996 |
¥69,479,536 |
¥4,679,536 |
| 10 |
1.50% |
¥581,849 |
¥69,821,870 |
¥5,021,870 |
| 10 |
1.60% |
¥584,711 |
¥70,165,279 |
¥5,365,279 |
| 10 |
1.70% |
¥587,581 |
¥70,509,764 |
¥5,709,764 |
| 10 |
1.80% |
¥590,461 |
¥70,855,323 |
¥6,055,323 |
| 10 |
1.90% |
¥593,350 |
¥71,201,955 |
¥6,401,955 |
| 10 |
2.00% |
¥596,247 |
¥71,549,662 |
¥6,749,662 |
| 10 |
2.10% |
¥599,154 |
¥71,898,441 |
¥7,098,441 |
| 10 |
2.20% |
¥602,069 |
¥72,248,293 |
¥7,448,293 |
| 10 |
2.30% |
¥604,993 |
¥72,599,216 |
¥7,799,216 |
| 10 |
2.40% |
¥607,927 |
¥72,951,210 |
¥8,151,210 |
| 10 |
2.50% |
¥610,869 |
¥73,304,276 |
¥8,504,276 |
| 10 |
2.60% |
¥613,820 |
¥73,658,410 |
¥8,858,410 |
| 10 |
2.70% |
¥616,780 |
¥74,013,615 |
¥9,213,615 |
| 10 |
2.80% |
¥619,749 |
¥74,369,887 |
¥9,569,887 |
| 10 |
2.90% |
¥622,727 |
¥74,727,228 |
¥9,927,228 |
| 10 |
3.00% |
¥625,714 |
¥75,085,635 |
¥10,285,635 |
