6510万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6510万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6510万円の住宅ローン｜期間・年数別
6510万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥128,624 |
¥77,174,503 |
¥12,074,503 |
| 50 |
0.80% |
¥131,679 |
¥79,007,105 |
¥13,907,105 |
| 50 |
0.90% |
¥134,777 |
¥80,866,374 |
¥15,766,374 |
| 50 |
1.00% |
¥137,920 |
¥82,752,196 |
¥17,652,196 |
| 50 |
1.10% |
¥141,107 |
¥84,664,440 |
¥19,564,440 |
| 50 |
1.20% |
¥144,338 |
¥86,602,968 |
¥21,502,968 |
| 50 |
1.30% |
¥147,613 |
¥88,567,624 |
¥23,467,624 |
| 50 |
1.40% |
¥150,930 |
¥90,558,247 |
¥25,458,247 |
| 50 |
1.50% |
¥154,291 |
¥92,574,658 |
¥27,474,658 |
| 50 |
1.60% |
¥157,694 |
¥94,616,671 |
¥29,516,671 |
| 50 |
1.70% |
¥161,140 |
¥96,684,087 |
¥31,584,087 |
| 50 |
1.80% |
¥164,628 |
¥98,776,698 |
¥33,676,698 |
| 50 |
1.90% |
¥168,157 |
¥100,894,286 |
¥35,794,286 |
| 50 |
2.00% |
¥171,728 |
¥103,036,620 |
¥37,936,620 |
| 50 |
2.10% |
¥175,339 |
¥105,203,462 |
¥40,103,462 |
| 50 |
2.20% |
¥178,991 |
¥107,394,566 |
¥42,294,566 |
| 50 |
2.30% |
¥182,683 |
¥109,609,675 |
¥44,509,675 |
| 50 |
2.40% |
¥186,414 |
¥111,848,524 |
¥46,748,524 |
| 50 |
2.50% |
¥190,185 |
¥114,110,841 |
¥49,010,841 |
| 50 |
2.60% |
¥193,994 |
¥116,396,347 |
¥51,296,347 |
| 50 |
2.70% |
¥197,841 |
¥118,704,753 |
¥53,604,753 |
| 50 |
2.80% |
¥201,726 |
¥121,035,767 |
¥55,935,767 |
| 50 |
2.90% |
¥205,648 |
¥123,389,088 |
¥58,289,088 |
| 50 |
3.00% |
¥209,607 |
¥125,764,411 |
¥60,664,411 |
6510万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥140,573 |
¥75,909,487 |
¥10,809,487 |
| 45 |
0.80% |
¥143,595 |
¥77,541,031 |
¥12,441,031 |
| 45 |
0.90% |
¥146,656 |
¥79,194,241 |
¥14,094,241 |
| 45 |
1.00% |
¥149,757 |
¥80,869,041 |
¥15,769,041 |
| 45 |
1.10% |
¥152,899 |
¥82,565,345 |
¥17,465,345 |
| 45 |
1.20% |
¥156,080 |
¥84,283,060 |
¥19,183,060 |
| 45 |
1.30% |
¥159,300 |
¥86,022,085 |
¥20,922,085 |
| 45 |
1.40% |
¥162,560 |
¥87,782,310 |
¥22,682,310 |
| 45 |
1.50% |
¥165,859 |
¥89,563,617 |
¥24,463,617 |
| 45 |
1.60% |
¥169,196 |
¥91,365,882 |
¥26,265,882 |
| 45 |
1.70% |
¥172,572 |
¥93,188,973 |
¥28,088,973 |
| 45 |
1.80% |
¥175,987 |
¥95,032,750 |
¥29,932,750 |
| 45 |
1.90% |
¥179,439 |
¥96,897,067 |
¥31,797,067 |
| 45 |
2.00% |
¥182,929 |
¥98,781,770 |
¥33,681,770 |
| 45 |
2.10% |
¥186,457 |
¥100,686,698 |
¥35,586,698 |
| 45 |
2.20% |
¥190,022 |
¥102,611,685 |
¥37,511,685 |
| 45 |
2.30% |
¥193,623 |
¥104,556,559 |
¥39,456,559 |
| 45 |
2.40% |
¥197,261 |
¥106,521,139 |
¥41,421,139 |
| 45 |
2.50% |
¥200,936 |
¥108,505,243 |
¥43,405,243 |
| 45 |
2.60% |
¥204,646 |
¥110,508,678 |
¥45,408,678 |
| 45 |
2.70% |
¥208,391 |
¥112,531,251 |
¥47,431,251 |
| 45 |
2.80% |
¥212,172 |
¥114,572,759 |
¥49,472,759 |
| 45 |
2.90% |
¥215,987 |
¥116,632,997 |
¥51,532,997 |
| 45 |
3.00% |
¥219,837 |
¥118,711,757 |
¥53,611,757 |
6510万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥155,537 |
¥74,657,627 |
¥9,557,627 |
| 40 |
0.80% |
¥158,525 |
¥76,092,088 |
¥10,992,088 |
| 40 |
0.90% |
¥161,549 |
¥77,543,714 |
¥12,443,714 |
| 40 |
1.00% |
¥164,609 |
¥79,012,457 |
¥13,912,457 |
| 40 |
1.10% |
¥167,705 |
¥80,498,263 |
¥15,398,263 |
| 40 |
1.20% |
¥170,836 |
¥82,001,074 |
¥16,901,074 |
| 40 |
1.30% |
¥174,002 |
¥83,520,824 |
¥18,420,824 |
| 40 |
1.40% |
¥177,203 |
¥85,057,445 |
¥19,957,445 |
| 40 |
1.50% |
¥180,439 |
¥86,610,863 |
¥21,510,863 |
| 40 |
1.60% |
¥183,710 |
¥88,180,997 |
¥23,080,997 |
| 40 |
1.70% |
¥187,016 |
¥89,767,765 |
¥24,667,765 |
| 40 |
1.80% |
¥190,356 |
¥91,371,077 |
¥26,271,077 |
| 40 |
1.90% |
¥193,731 |
¥92,990,840 |
¥27,890,840 |
| 40 |
2.00% |
¥197,139 |
¥94,626,956 |
¥29,526,956 |
| 40 |
2.10% |
¥200,582 |
¥96,279,322 |
¥31,179,322 |
| 40 |
2.20% |
¥204,058 |
¥97,947,833 |
¥32,847,833 |
| 40 |
2.30% |
¥207,567 |
¥99,632,377 |
¥34,532,377 |
| 40 |
2.40% |
¥211,110 |
¥101,332,839 |
¥36,232,839 |
| 40 |
2.50% |
¥214,686 |
¥103,049,100 |
¥37,949,100 |
| 40 |
2.60% |
¥218,294 |
¥104,781,038 |
¥39,681,038 |
| 40 |
2.70% |
¥221,934 |
¥106,528,526 |
¥41,428,526 |
| 40 |
2.80% |
¥225,607 |
¥108,291,434 |
¥43,191,434 |
| 40 |
2.90% |
¥229,312 |
¥110,069,628 |
¥44,969,628 |
| 40 |
3.00% |
¥233,048 |
¥111,862,972 |
¥46,762,972 |
6510万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥174,807 |
¥73,418,951 |
¥8,318,951 |
| 35 |
0.80% |
¥177,763 |
¥74,660,322 |
¥9,560,322 |
| 35 |
0.90% |
¥180,750 |
¥75,914,866 |
¥10,814,866 |
| 35 |
1.00% |
¥183,768 |
¥77,182,556 |
¥12,082,556 |
| 35 |
1.10% |
¥186,818 |
¥78,463,358 |
¥13,363,358 |
| 35 |
1.20% |
¥189,898 |
¥79,757,239 |
¥14,657,239 |
| 35 |
1.30% |
¥193,010 |
¥81,064,159 |
¥15,964,159 |
| 35 |
1.40% |
¥196,153 |
¥82,384,077 |
¥17,284,077 |
| 35 |
1.50% |
¥199,326 |
¥83,716,950 |
¥18,616,950 |
| 35 |
1.60% |
¥202,530 |
¥85,062,729 |
¥19,962,729 |
| 35 |
1.70% |
¥205,765 |
¥86,421,364 |
¥21,321,364 |
| 35 |
1.80% |
¥209,030 |
¥87,792,803 |
¥22,692,803 |
| 35 |
1.90% |
¥212,326 |
¥89,176,990 |
¥24,076,990 |
| 35 |
2.00% |
¥215,652 |
¥90,573,866 |
¥25,473,866 |
| 35 |
2.10% |
¥219,008 |
¥91,983,370 |
¥26,883,370 |
| 35 |
2.20% |
¥222,394 |
¥93,405,438 |
¥28,305,438 |
| 35 |
2.30% |
¥225,810 |
¥94,840,002 |
¥29,740,002 |
| 35 |
2.40% |
¥229,255 |
¥96,286,994 |
¥31,186,994 |
| 35 |
2.50% |
¥232,729 |
¥97,746,342 |
¥32,646,342 |
| 35 |
2.60% |
¥236,233 |
¥99,217,971 |
¥34,117,971 |
| 35 |
2.70% |
¥239,766 |
¥100,701,806 |
¥35,601,806 |
| 35 |
2.80% |
¥243,328 |
¥102,197,767 |
¥37,097,767 |
| 35 |
2.90% |
¥246,919 |
¥103,705,772 |
¥38,605,772 |
| 35 |
3.00% |
¥250,537 |
¥105,225,739 |
¥40,125,739 |
6510万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥200,537 |
¥72,193,483 |
¥7,093,483 |
| 30 |
0.80% |
¥203,460 |
¥73,245,774 |
¥8,145,774 |
| 30 |
0.90% |
¥206,410 |
¥74,307,765 |
¥9,207,765 |
| 30 |
1.00% |
¥209,387 |
¥75,379,438 |
¥10,279,438 |
| 30 |
1.10% |
¥212,391 |
¥76,460,777 |
¥11,360,777 |
| 30 |
1.20% |
¥215,422 |
¥77,551,762 |
¥12,451,762 |
| 30 |
1.30% |
¥218,479 |
¥78,652,371 |
¥13,552,371 |
| 30 |
1.40% |
¥221,563 |
¥79,762,583 |
¥14,662,583 |
| 30 |
1.50% |
¥224,673 |
¥80,882,373 |
¥15,782,373 |
| 30 |
1.60% |
¥227,810 |
¥82,011,714 |
¥16,911,714 |
| 30 |
1.70% |
¥230,974 |
¥83,150,579 |
¥18,050,579 |
| 30 |
1.80% |
¥234,164 |
¥84,298,939 |
¥19,198,939 |
| 30 |
1.90% |
¥237,380 |
¥85,456,764 |
¥20,356,764 |
| 30 |
2.00% |
¥240,622 |
¥86,624,020 |
¥21,524,020 |
| 30 |
2.10% |
¥243,891 |
¥87,800,673 |
¥22,700,673 |
| 30 |
2.20% |
¥247,185 |
¥88,986,689 |
¥23,886,689 |
| 30 |
2.30% |
¥250,506 |
¥90,182,030 |
¥25,082,030 |
| 30 |
2.40% |
¥253,852 |
¥91,386,659 |
¥26,286,659 |
| 30 |
2.50% |
¥257,224 |
¥92,600,534 |
¥27,500,534 |
| 30 |
2.60% |
¥260,621 |
¥93,823,615 |
¥28,723,615 |
| 30 |
2.70% |
¥264,044 |
¥95,055,859 |
¥29,955,859 |
| 30 |
2.80% |
¥267,492 |
¥96,297,222 |
¥31,197,222 |
| 30 |
2.90% |
¥270,966 |
¥97,547,658 |
¥32,447,658 |
| 30 |
3.00% |
¥274,464 |
¥98,807,121 |
¥33,707,121 |
6510万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥236,604 |
¥70,981,243 |
¥5,881,243 |
| 25 |
0.80% |
¥239,495 |
¥71,848,481 |
¥6,748,481 |
| 25 |
0.90% |
¥242,408 |
¥72,722,466 |
¥7,622,466 |
| 25 |
1.00% |
¥245,344 |
¥73,603,190 |
¥8,503,190 |
| 25 |
1.10% |
¥248,302 |
¥74,490,645 |
¥9,390,645 |
| 25 |
1.20% |
¥251,283 |
¥75,384,821 |
¥10,284,821 |
| 25 |
1.30% |
¥254,286 |
¥76,285,707 |
¥11,185,707 |
| 25 |
1.40% |
¥257,311 |
¥77,193,292 |
¥12,093,292 |
| 25 |
1.50% |
¥260,359 |
¥78,107,565 |
¥13,007,565 |
| 25 |
1.60% |
¥263,428 |
¥79,028,511 |
¥13,928,511 |
| 25 |
1.70% |
¥266,520 |
¥79,956,118 |
¥14,856,118 |
| 25 |
1.80% |
¥269,635 |
¥80,890,371 |
¥15,790,371 |
| 25 |
1.90% |
¥272,771 |
¥81,831,254 |
¥16,731,254 |
| 25 |
2.00% |
¥275,929 |
¥82,778,752 |
¥17,678,752 |
| 25 |
2.10% |
¥279,109 |
¥83,732,848 |
¥18,632,848 |
| 25 |
2.20% |
¥282,312 |
¥84,693,525 |
¥19,593,525 |
| 25 |
2.30% |
¥285,536 |
¥85,660,763 |
¥20,560,763 |
| 25 |
2.40% |
¥288,782 |
¥86,634,544 |
¥21,534,544 |
| 25 |
2.50% |
¥292,049 |
¥87,614,848 |
¥22,514,848 |
| 25 |
2.60% |
¥295,339 |
¥88,601,655 |
¥23,501,655 |
| 25 |
2.70% |
¥298,650 |
¥89,594,943 |
¥24,494,943 |
| 25 |
2.80% |
¥301,982 |
¥90,594,690 |
¥25,494,690 |
| 25 |
2.90% |
¥305,336 |
¥91,600,873 |
¥26,500,873 |
| 25 |
3.00% |
¥308,712 |
¥92,613,470 |
¥27,513,470 |
6510万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥290,759 |
¥69,782,250 |
¥4,682,250 |
| 20 |
0.80% |
¥293,619 |
¥70,468,472 |
¥5,368,472 |
| 20 |
0.90% |
¥296,496 |
¥71,159,019 |
¥6,059,019 |
| 20 |
1.00% |
¥299,391 |
¥71,853,887 |
¥6,753,887 |
| 20 |
1.10% |
¥302,304 |
¥72,553,071 |
¥7,453,071 |
| 20 |
1.20% |
¥305,236 |
¥73,256,569 |
¥8,156,569 |
| 20 |
1.30% |
¥308,185 |
¥73,964,376 |
¥8,864,376 |
| 20 |
1.40% |
¥311,152 |
¥74,676,486 |
¥9,576,486 |
| 20 |
1.50% |
¥314,137 |
¥75,392,895 |
¥10,292,895 |
| 20 |
1.60% |
¥317,140 |
¥76,113,596 |
¥11,013,596 |
| 20 |
1.70% |
¥320,161 |
¥76,838,585 |
¥11,738,585 |
| 20 |
1.80% |
¥323,199 |
¥77,567,855 |
¥12,467,855 |
| 20 |
1.90% |
¥326,256 |
¥78,301,400 |
¥13,201,400 |
| 20 |
2.00% |
¥329,330 |
¥79,039,212 |
¥13,939,212 |
| 20 |
2.10% |
¥332,422 |
¥79,781,285 |
¥14,681,285 |
| 20 |
2.20% |
¥335,532 |
¥80,527,611 |
¥15,427,611 |
| 20 |
2.30% |
¥338,659 |
¥81,278,182 |
¥16,178,182 |
| 20 |
2.40% |
¥341,804 |
¥82,032,991 |
¥16,932,991 |
| 20 |
2.50% |
¥344,967 |
¥82,792,028 |
¥17,692,028 |
| 20 |
2.60% |
¥348,147 |
¥83,555,285 |
¥18,455,285 |
| 20 |
2.70% |
¥351,345 |
¥84,322,753 |
¥19,222,753 |
| 20 |
2.80% |
¥354,560 |
¥85,094,423 |
¥19,994,423 |
| 20 |
2.90% |
¥357,793 |
¥85,870,285 |
¥20,770,285 |
| 20 |
3.00% |
¥361,043 |
¥86,650,329 |
¥21,550,329 |
6510万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥381,092 |
¥68,596,518 |
¥3,496,518 |
| 15 |
0.80% |
¥383,921 |
¥69,105,773 |
¥4,005,773 |
| 15 |
0.90% |
¥386,764 |
¥69,617,463 |
¥4,517,463 |
| 15 |
1.00% |
¥389,620 |
¥70,131,587 |
¥5,031,587 |
| 15 |
1.10% |
¥392,490 |
¥70,648,144 |
¥5,548,144 |
| 15 |
1.20% |
¥395,373 |
¥71,167,132 |
¥6,067,132 |
| 15 |
1.30% |
¥398,270 |
¥71,688,550 |
¥6,588,550 |
| 15 |
1.40% |
¥401,180 |
¥72,212,395 |
¥7,112,395 |
| 15 |
1.50% |
¥404,104 |
¥72,738,667 |
¥7,638,667 |
| 15 |
1.60% |
¥407,041 |
¥73,267,363 |
¥8,167,363 |
| 15 |
1.70% |
¥409,992 |
¥73,798,482 |
¥8,698,482 |
| 15 |
1.80% |
¥412,956 |
¥74,332,020 |
¥9,232,020 |
| 15 |
1.90% |
¥415,933 |
¥74,867,977 |
¥9,767,977 |
| 15 |
2.00% |
¥418,924 |
¥75,406,350 |
¥10,306,350 |
| 15 |
2.10% |
¥421,929 |
¥75,947,135 |
¥10,847,135 |
| 15 |
2.20% |
¥424,946 |
¥76,490,332 |
¥11,390,332 |
| 15 |
2.30% |
¥427,977 |
¥77,035,937 |
¥11,935,937 |
| 15 |
2.40% |
¥431,022 |
¥77,583,947 |
¥12,483,947 |
| 15 |
2.50% |
¥434,080 |
¥78,134,360 |
¥13,034,360 |
| 15 |
2.60% |
¥437,151 |
¥78,687,172 |
¥13,587,172 |
| 15 |
2.70% |
¥440,235 |
¥79,242,381 |
¥14,142,381 |
| 15 |
2.80% |
¥443,333 |
¥79,799,984 |
¥14,699,984 |
| 15 |
2.90% |
¥446,444 |
¥80,359,977 |
¥15,259,977 |
| 15 |
3.00% |
¥449,569 |
¥80,922,357 |
¥15,822,357 |
6510万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥561,867 |
¥67,424,058 |
¥2,324,058 |
| 10 |
0.80% |
¥564,670 |
¥67,760,402 |
¥2,660,402 |
| 10 |
0.90% |
¥567,482 |
¥68,097,830 |
¥2,997,830 |
| 10 |
1.00% |
¥570,303 |
¥68,436,340 |
¥3,336,340 |
| 10 |
1.10% |
¥573,133 |
¥68,775,932 |
¥3,675,932 |
| 10 |
1.20% |
¥575,972 |
¥69,116,607 |
¥4,016,607 |
| 10 |
1.30% |
¥578,820 |
¥69,458,363 |
¥4,358,363 |
| 10 |
1.40% |
¥581,677 |
¥69,801,201 |
¥4,701,201 |
| 10 |
1.50% |
¥584,543 |
¥70,145,120 |
¥5,045,120 |
| 10 |
1.60% |
¥587,418 |
¥70,490,119 |
¥5,390,119 |
| 10 |
1.70% |
¥590,302 |
¥70,836,198 |
¥5,736,198 |
| 10 |
1.80% |
¥593,195 |
¥71,183,356 |
¥6,083,356 |
| 10 |
1.90% |
¥596,097 |
¥71,531,594 |
¥6,431,594 |
| 10 |
2.00% |
¥599,008 |
¥71,880,910 |
¥6,780,910 |
| 10 |
2.10% |
¥601,928 |
¥72,231,304 |
¥7,131,304 |
| 10 |
2.20% |
¥604,856 |
¥72,582,775 |
¥7,482,775 |
| 10 |
2.30% |
¥607,794 |
¥72,935,323 |
¥7,835,323 |
| 10 |
2.40% |
¥610,741 |
¥73,288,948 |
¥8,188,948 |
| 10 |
2.50% |
¥613,697 |
¥73,643,647 |
¥8,543,647 |
| 10 |
2.60% |
¥616,662 |
¥73,999,422 |
¥8,899,422 |
| 10 |
2.70% |
¥619,636 |
¥74,356,270 |
¥9,256,270 |
| 10 |
2.80% |
¥622,618 |
¥74,714,192 |
¥9,614,192 |
| 10 |
2.90% |
¥625,610 |
¥75,073,187 |
¥9,973,187 |
| 10 |
3.00% |
¥628,610 |
¥75,433,254 |
¥10,333,254 |
