6530万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6530万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6530万円の住宅ローン|期間・年数別
6530万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥129,019 |
¥77,411,598 |
¥12,111,598 |
| 50 |
0.80% |
¥132,083 |
¥79,249,830 |
¥13,949,830 |
| 50 |
0.90% |
¥135,191 |
¥81,114,812 |
¥15,814,812 |
| 50 |
1.00% |
¥138,344 |
¥83,006,427 |
¥17,706,427 |
| 50 |
1.10% |
¥141,541 |
¥84,924,546 |
¥19,624,546 |
| 50 |
1.20% |
¥144,782 |
¥86,869,029 |
¥21,569,029 |
| 50 |
1.30% |
¥148,066 |
¥88,839,722 |
¥23,539,722 |
| 50 |
1.40% |
¥151,394 |
¥90,836,459 |
¥25,536,459 |
| 50 |
1.50% |
¥154,765 |
¥92,859,065 |
¥27,559,065 |
| 50 |
1.60% |
¥158,179 |
¥94,907,352 |
¥29,607,352 |
| 50 |
1.70% |
¥161,635 |
¥96,981,120 |
¥31,681,120 |
| 50 |
1.80% |
¥165,134 |
¥99,080,160 |
¥33,780,160 |
| 50 |
1.90% |
¥168,674 |
¥101,204,253 |
¥35,904,253 |
| 50 |
2.00% |
¥172,255 |
¥103,353,168 |
¥38,053,168 |
| 50 |
2.10% |
¥175,878 |
¥105,526,668 |
¥40,226,668 |
| 50 |
2.20% |
¥179,541 |
¥107,724,503 |
¥42,424,503 |
| 50 |
2.30% |
¥183,244 |
¥109,946,417 |
¥44,646,417 |
| 50 |
2.40% |
¥186,987 |
¥112,192,145 |
¥46,892,145 |
| 50 |
2.50% |
¥190,769 |
¥114,461,412 |
¥49,161,412 |
| 50 |
2.60% |
¥194,590 |
¥116,753,939 |
¥51,453,939 |
| 50 |
2.70% |
¥198,449 |
¥119,069,437 |
¥53,769,437 |
| 50 |
2.80% |
¥202,346 |
¥121,407,612 |
¥56,107,612 |
| 50 |
2.90% |
¥206,280 |
¥123,768,163 |
¥58,468,163 |
| 50 |
3.00% |
¥210,251 |
¥126,150,784 |
¥60,850,784 |
6530万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥141,005 |
¥76,142,696 |
¥10,842,696 |
| 45 |
0.80% |
¥144,036 |
¥77,779,252 |
¥12,479,252 |
| 45 |
0.90% |
¥147,107 |
¥79,437,541 |
¥14,137,541 |
| 45 |
1.00% |
¥150,218 |
¥81,117,487 |
¥15,817,487 |
| 45 |
1.10% |
¥153,369 |
¥82,819,002 |
¥17,519,002 |
| 45 |
1.20% |
¥156,559 |
¥84,541,994 |
¥19,241,994 |
| 45 |
1.30% |
¥159,790 |
¥86,286,362 |
¥20,986,362 |
| 45 |
1.40% |
¥163,059 |
¥88,051,994 |
¥22,751,994 |
| 45 |
1.50% |
¥166,368 |
¥89,838,774 |
¥24,538,774 |
| 45 |
1.60% |
¥169,716 |
¥91,646,576 |
¥26,346,576 |
| 45 |
1.70% |
¥173,102 |
¥93,475,268 |
¥28,175,268 |
| 45 |
1.80% |
¥176,527 |
¥95,324,710 |
¥30,024,710 |
| 45 |
1.90% |
¥179,990 |
¥97,194,754 |
¥31,894,754 |
| 45 |
2.00% |
¥183,491 |
¥99,085,247 |
¥33,785,247 |
| 45 |
2.10% |
¥187,030 |
¥100,996,027 |
¥35,696,027 |
| 45 |
2.20% |
¥190,605 |
¥102,926,928 |
¥37,626,928 |
| 45 |
2.30% |
¥194,218 |
¥104,877,777 |
¥39,577,777 |
| 45 |
2.40% |
¥197,867 |
¥106,848,393 |
¥41,548,393 |
| 45 |
2.50% |
¥201,553 |
¥108,838,592 |
¥43,538,592 |
| 45 |
2.60% |
¥205,274 |
¥110,848,183 |
¥45,548,183 |
| 45 |
2.70% |
¥209,031 |
¥112,876,969 |
¥47,576,969 |
| 45 |
2.80% |
¥212,824 |
¥114,924,749 |
¥49,624,749 |
| 45 |
2.90% |
¥216,651 |
¥116,991,317 |
¥51,691,317 |
| 45 |
3.00% |
¥220,512 |
¥119,076,462 |
¥53,776,462 |
6530万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥156,015 |
¥74,886,990 |
¥9,586,990 |
| 40 |
0.80% |
¥159,012 |
¥76,325,858 |
¥11,025,858 |
| 40 |
0.90% |
¥162,046 |
¥77,781,943 |
¥12,481,943 |
| 40 |
1.00% |
¥165,115 |
¥79,255,199 |
¥13,955,199 |
| 40 |
1.10% |
¥168,220 |
¥80,745,570 |
¥15,445,570 |
| 40 |
1.20% |
¥171,360 |
¥82,252,997 |
¥16,952,997 |
| 40 |
1.30% |
¥174,536 |
¥83,777,416 |
¥18,477,416 |
| 40 |
1.40% |
¥177,747 |
¥85,318,758 |
¥20,018,758 |
| 40 |
1.50% |
¥180,994 |
¥86,876,948 |
¥21,576,948 |
| 40 |
1.60% |
¥184,275 |
¥88,451,906 |
¥23,151,906 |
| 40 |
1.70% |
¥187,591 |
¥90,043,549 |
¥24,743,549 |
| 40 |
1.80% |
¥190,941 |
¥91,651,787 |
¥26,351,787 |
| 40 |
1.90% |
¥194,326 |
¥93,276,526 |
¥27,976,526 |
| 40 |
2.00% |
¥197,745 |
¥94,917,668 |
¥29,617,668 |
| 40 |
2.10% |
¥201,198 |
¥96,575,111 |
¥31,275,111 |
| 40 |
2.20% |
¥204,685 |
¥98,248,748 |
¥32,948,748 |
| 40 |
2.30% |
¥208,205 |
¥99,938,467 |
¥34,638,467 |
| 40 |
2.40% |
¥211,759 |
¥101,644,153 |
¥36,344,153 |
| 40 |
2.50% |
¥215,345 |
¥103,365,688 |
¥38,065,688 |
| 40 |
2.60% |
¥218,964 |
¥105,102,946 |
¥39,802,946 |
| 40 |
2.70% |
¥222,616 |
¥106,855,803 |
¥41,555,803 |
| 40 |
2.80% |
¥226,300 |
¥108,624,127 |
¥43,324,127 |
| 40 |
2.90% |
¥230,016 |
¥110,407,784 |
¥45,107,784 |
| 40 |
3.00% |
¥233,764 |
¥112,206,637 |
¥46,906,637 |
6530万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥175,344 |
¥73,644,509 |
¥8,344,509 |
| 35 |
0.80% |
¥178,309 |
¥74,889,693 |
¥9,589,693 |
| 35 |
0.90% |
¥181,305 |
¥76,148,092 |
¥10,848,092 |
| 35 |
1.00% |
¥184,333 |
¥77,419,676 |
¥12,119,676 |
| 35 |
1.10% |
¥187,391 |
¥78,704,413 |
¥13,404,413 |
| 35 |
1.20% |
¥190,482 |
¥80,002,269 |
¥14,702,269 |
| 35 |
1.30% |
¥193,603 |
¥81,313,204 |
¥16,013,204 |
| 35 |
1.40% |
¥196,755 |
¥82,637,177 |
¥17,337,177 |
| 35 |
1.50% |
¥199,938 |
¥83,974,144 |
¥18,674,144 |
| 35 |
1.60% |
¥203,153 |
¥85,324,058 |
¥20,024,058 |
| 35 |
1.70% |
¥206,397 |
¥86,686,868 |
¥21,386,868 |
| 35 |
1.80% |
¥209,673 |
¥88,062,520 |
¥22,762,520 |
| 35 |
1.90% |
¥212,978 |
¥89,450,960 |
¥24,150,960 |
| 35 |
2.00% |
¥216,315 |
¥90,852,127 |
¥25,552,127 |
| 35 |
2.10% |
¥219,681 |
¥92,265,961 |
¥26,965,961 |
| 35 |
2.20% |
¥223,077 |
¥93,692,397 |
¥28,392,397 |
| 35 |
2.30% |
¥226,503 |
¥95,131,369 |
¥29,831,369 |
| 35 |
2.40% |
¥229,959 |
¥96,582,806 |
¥31,282,806 |
| 35 |
2.50% |
¥233,444 |
¥98,046,638 |
¥32,746,638 |
| 35 |
2.60% |
¥236,959 |
¥99,522,788 |
¥34,222,788 |
| 35 |
2.70% |
¥240,503 |
¥101,011,182 |
¥35,711,182 |
| 35 |
2.80% |
¥244,076 |
¥102,511,738 |
¥37,211,738 |
| 35 |
2.90% |
¥247,677 |
¥104,024,377 |
¥38,724,377 |
| 35 |
3.00% |
¥251,307 |
¥105,549,013 |
¥40,249,013 |
6530万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥201,154 |
¥72,415,275 |
¥7,115,275 |
| 30 |
0.80% |
¥204,086 |
¥73,470,800 |
¥8,170,800 |
| 30 |
0.90% |
¥207,045 |
¥74,536,053 |
¥9,236,053 |
| 30 |
1.00% |
¥210,031 |
¥75,611,018 |
¥10,311,018 |
| 30 |
1.10% |
¥213,044 |
¥76,695,679 |
¥11,395,679 |
| 30 |
1.20% |
¥216,083 |
¥77,790,016 |
¥12,490,016 |
| 30 |
1.30% |
¥219,150 |
¥78,894,007 |
¥13,594,007 |
| 30 |
1.40% |
¥222,243 |
¥80,007,629 |
¥14,707,629 |
| 30 |
1.50% |
¥225,363 |
¥81,130,859 |
¥15,830,859 |
| 30 |
1.60% |
¥228,510 |
¥82,263,670 |
¥16,963,670 |
| 30 |
1.70% |
¥231,683 |
¥83,406,034 |
¥18,106,034 |
| 30 |
1.80% |
¥234,883 |
¥84,557,922 |
¥19,257,922 |
| 30 |
1.90% |
¥238,109 |
¥85,719,304 |
¥20,419,304 |
| 30 |
2.00% |
¥241,362 |
¥86,890,146 |
¥21,590,146 |
| 30 |
2.10% |
¥244,640 |
¥88,070,414 |
¥22,770,414 |
| 30 |
2.20% |
¥247,945 |
¥89,260,074 |
¥23,960,074 |
| 30 |
2.30% |
¥251,275 |
¥90,459,087 |
¥25,159,087 |
| 30 |
2.40% |
¥254,632 |
¥91,667,416 |
¥26,367,416 |
| 30 |
2.50% |
¥258,014 |
¥92,885,021 |
¥27,585,021 |
| 30 |
2.60% |
¥261,422 |
¥94,111,859 |
¥28,811,859 |
| 30 |
2.70% |
¥264,855 |
¥95,347,889 |
¥30,047,889 |
| 30 |
2.80% |
¥268,314 |
¥96,593,066 |
¥31,293,066 |
| 30 |
2.90% |
¥271,798 |
¥97,847,344 |
¥32,547,344 |
| 30 |
3.00% |
¥275,307 |
¥99,110,676 |
¥33,810,676 |
6530万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥237,331 |
¥71,199,312 |
¥5,899,312 |
| 25 |
0.80% |
¥240,231 |
¥72,069,214 |
¥6,769,214 |
| 25 |
0.90% |
¥243,153 |
¥72,945,884 |
¥7,645,884 |
| 25 |
1.00% |
¥246,098 |
¥73,829,314 |
¥8,529,314 |
| 25 |
1.10% |
¥249,065 |
¥74,719,495 |
¥9,419,495 |
| 25 |
1.20% |
¥252,055 |
¥75,616,418 |
¥10,316,418 |
| 25 |
1.30% |
¥255,067 |
¥76,520,072 |
¥11,220,072 |
| 25 |
1.40% |
¥258,101 |
¥77,430,445 |
¥12,130,445 |
| 25 |
1.50% |
¥261,158 |
¥78,347,526 |
¥13,047,526 |
| 25 |
1.60% |
¥264,238 |
¥79,271,302 |
¥13,971,302 |
| 25 |
1.70% |
¥267,339 |
¥80,201,759 |
¥14,901,759 |
| 25 |
1.80% |
¥270,463 |
¥81,138,882 |
¥15,838,882 |
| 25 |
1.90% |
¥273,609 |
¥82,082,656 |
¥16,782,656 |
| 25 |
2.00% |
¥276,777 |
¥83,033,065 |
¥17,733,065 |
| 25 |
2.10% |
¥279,967 |
¥83,990,092 |
¥18,690,092 |
| 25 |
2.20% |
¥283,179 |
¥84,953,720 |
¥19,653,720 |
| 25 |
2.30% |
¥286,413 |
¥85,923,930 |
¥20,623,930 |
| 25 |
2.40% |
¥289,669 |
¥86,900,702 |
¥21,600,702 |
| 25 |
2.50% |
¥292,947 |
¥87,884,018 |
¥22,584,018 |
| 25 |
2.60% |
¥296,246 |
¥88,873,856 |
¥23,573,856 |
| 25 |
2.70% |
¥299,567 |
¥89,870,196 |
¥24,570,196 |
| 25 |
2.80% |
¥302,910 |
¥90,873,014 |
¥25,573,014 |
| 25 |
2.90% |
¥306,274 |
¥91,882,289 |
¥26,582,289 |
| 25 |
3.00% |
¥309,660 |
¥92,897,996 |
¥27,597,996 |
6530万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥291,653 |
¥69,996,635 |
¥4,696,635 |
| 20 |
0.80% |
¥294,521 |
¥70,684,965 |
¥5,384,965 |
| 20 |
0.90% |
¥297,407 |
¥71,377,633 |
¥6,077,633 |
| 20 |
1.00% |
¥300,311 |
¥72,074,636 |
¥6,774,636 |
| 20 |
1.10% |
¥303,233 |
¥72,775,969 |
¥7,475,969 |
| 20 |
1.20% |
¥306,173 |
¥73,481,628 |
¥8,181,628 |
| 20 |
1.30% |
¥309,132 |
¥74,191,609 |
¥8,891,609 |
| 20 |
1.40% |
¥312,108 |
¥74,905,907 |
¥9,605,907 |
| 20 |
1.50% |
¥315,102 |
¥75,624,516 |
¥10,324,516 |
| 20 |
1.60% |
¥318,114 |
¥76,347,432 |
¥11,047,432 |
| 20 |
1.70% |
¥321,144 |
¥77,074,649 |
¥11,774,649 |
| 20 |
1.80% |
¥324,192 |
¥77,806,159 |
¥12,506,159 |
| 20 |
1.90% |
¥327,258 |
¥78,541,957 |
¥13,241,957 |
| 20 |
2.00% |
¥330,342 |
¥79,282,036 |
¥13,982,036 |
| 20 |
2.10% |
¥333,443 |
¥80,026,389 |
¥14,726,389 |
| 20 |
2.20% |
¥336,563 |
¥80,775,008 |
¥15,475,008 |
| 20 |
2.30% |
¥339,700 |
¥81,527,885 |
¥16,227,885 |
| 20 |
2.40% |
¥342,854 |
¥82,285,012 |
¥16,985,012 |
| 20 |
2.50% |
¥346,027 |
¥83,046,381 |
¥17,746,381 |
| 20 |
2.60% |
¥349,217 |
¥83,811,984 |
¥18,511,984 |
| 20 |
2.70% |
¥352,424 |
¥84,581,810 |
¥19,281,810 |
| 20 |
2.80% |
¥355,649 |
¥85,355,850 |
¥20,055,850 |
| 20 |
2.90% |
¥358,892 |
¥86,134,095 |
¥20,834,095 |
| 20 |
3.00% |
¥362,152 |
¥86,916,536 |
¥21,616,536 |
6530万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥382,263 |
¥68,807,260 |
¥3,507,260 |
| 15 |
0.80% |
¥385,100 |
¥69,318,079 |
¥4,018,079 |
| 15 |
0.90% |
¥387,952 |
¥69,831,342 |
¥4,531,342 |
| 15 |
1.00% |
¥390,817 |
¥70,347,045 |
¥5,047,045 |
| 15 |
1.10% |
¥393,695 |
¥70,865,189 |
¥5,565,189 |
| 15 |
1.20% |
¥396,588 |
¥71,385,771 |
¥6,085,771 |
| 15 |
1.30% |
¥399,493 |
¥71,908,791 |
¥6,608,791 |
| 15 |
1.40% |
¥402,412 |
¥72,434,246 |
¥7,134,246 |
| 15 |
1.50% |
¥405,345 |
¥72,962,135 |
¥7,662,135 |
| 15 |
1.60% |
¥408,291 |
¥73,492,455 |
¥8,192,455 |
| 15 |
1.70% |
¥411,251 |
¥74,025,205 |
¥8,725,205 |
| 15 |
1.80% |
¥414,224 |
¥74,560,383 |
¥9,260,383 |
| 15 |
1.90% |
¥417,211 |
¥75,097,986 |
¥9,797,986 |
| 15 |
2.00% |
¥420,211 |
¥75,638,013 |
¥10,338,013 |
| 15 |
2.10% |
¥423,225 |
¥76,180,460 |
¥10,880,460 |
| 15 |
2.20% |
¥426,252 |
¥76,725,325 |
¥11,425,325 |
| 15 |
2.30% |
¥429,292 |
¥77,272,606 |
¥11,972,606 |
| 15 |
2.40% |
¥432,346 |
¥77,822,300 |
¥12,522,300 |
| 15 |
2.50% |
¥435,413 |
¥78,374,404 |
¥13,074,404 |
| 15 |
2.60% |
¥438,494 |
¥78,928,914 |
¥13,628,914 |
| 15 |
2.70% |
¥441,588 |
¥79,485,829 |
¥14,185,829 |
| 15 |
2.80% |
¥444,695 |
¥80,045,145 |
¥14,745,145 |
| 15 |
2.90% |
¥447,816 |
¥80,606,858 |
¥15,306,858 |
| 15 |
3.00% |
¥450,950 |
¥81,170,966 |
¥15,870,966 |
6530万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥563,593 |
¥67,631,198 |
¥2,331,198 |
| 10 |
0.80% |
¥566,405 |
¥67,968,576 |
¥2,668,576 |
| 10 |
0.90% |
¥569,225 |
¥68,307,039 |
¥3,007,039 |
| 10 |
1.00% |
¥572,055 |
¥68,646,590 |
¥3,346,590 |
| 10 |
1.10% |
¥574,894 |
¥68,987,225 |
¥3,687,225 |
| 10 |
1.20% |
¥577,741 |
¥69,328,947 |
¥4,028,947 |
| 10 |
1.30% |
¥580,598 |
¥69,671,753 |
¥4,371,753 |
| 10 |
1.40% |
¥583,464 |
¥70,015,644 |
¥4,715,644 |
| 10 |
1.50% |
¥586,338 |
¥70,360,619 |
¥5,060,619 |
| 10 |
1.60% |
¥589,222 |
¥70,706,678 |
¥5,406,678 |
| 10 |
1.70% |
¥592,115 |
¥71,053,821 |
¥5,753,821 |
| 10 |
1.80% |
¥595,017 |
¥71,402,046 |
¥6,102,046 |
| 10 |
1.90% |
¥597,928 |
¥71,751,353 |
¥6,451,353 |
| 10 |
2.00% |
¥600,848 |
¥72,101,742 |
¥6,801,742 |
| 10 |
2.10% |
¥603,777 |
¥72,453,213 |
¥7,153,213 |
| 10 |
2.20% |
¥606,715 |
¥72,805,764 |
¥7,505,764 |
| 10 |
2.30% |
¥609,662 |
¥73,159,395 |
¥7,859,395 |
| 10 |
2.40% |
¥612,618 |
¥73,514,106 |
¥8,214,106 |
| 10 |
2.50% |
¥615,582 |
¥73,869,895 |
¥8,569,895 |
| 10 |
2.60% |
¥618,556 |
¥74,226,762 |
¥8,926,762 |
| 10 |
2.70% |
¥621,539 |
¥74,584,707 |
¥9,284,707 |
| 10 |
2.80% |
¥624,531 |
¥74,943,729 |
¥9,643,729 |
| 10 |
2.90% |
¥627,532 |
¥75,303,827 |
¥10,003,827 |
| 10 |
3.00% |
¥630,542 |
¥75,665,000 |
¥10,365,000 |