6530万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6530万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6530万円の住宅ローン｜期間・年数別
6530万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥129,019 | ¥77,411,598 | ¥12,111,598 |
| 50 | 0.80% | ¥132,083 | ¥79,249,830 | ¥13,949,830 |
| 50 | 0.90% | ¥135,191 | ¥81,114,812 | ¥15,814,812 |
| 50 | 1.00% | ¥138,344 | ¥83,006,427 | ¥17,706,427 |
| 50 | 1.10% | ¥141,541 | ¥84,924,546 | ¥19,624,546 |
| 50 | 1.20% | ¥144,782 | ¥86,869,029 | ¥21,569,029 |
| 50 | 1.30% | ¥148,066 | ¥88,839,722 | ¥23,539,722 |
| 50 | 1.40% | ¥151,394 | ¥90,836,459 | ¥25,536,459 |
| 50 | 1.50% | ¥154,765 | ¥92,859,065 | ¥27,559,065 |
| 50 | 1.60% | ¥158,179 | ¥94,907,352 | ¥29,607,352 |
| 50 | 1.70% | ¥161,635 | ¥96,981,120 | ¥31,681,120 |
| 50 | 1.80% | ¥165,134 | ¥99,080,160 | ¥33,780,160 |
| 50 | 1.90% | ¥168,674 | ¥101,204,253 | ¥35,904,253 |
| 50 | 2.00% | ¥172,255 | ¥103,353,168 | ¥38,053,168 |
| 50 | 2.10% | ¥175,878 | ¥105,526,668 | ¥40,226,668 |
| 50 | 2.20% | ¥179,541 | ¥107,724,503 | ¥42,424,503 |
| 50 | 2.30% | ¥183,244 | ¥109,946,417 | ¥44,646,417 |
| 50 | 2.40% | ¥186,987 | ¥112,192,145 | ¥46,892,145 |
| 50 | 2.50% | ¥190,769 | ¥114,461,412 | ¥49,161,412 |
| 50 | 2.60% | ¥194,590 | ¥116,753,939 | ¥51,453,939 |
| 50 | 2.70% | ¥198,449 | ¥119,069,437 | ¥53,769,437 |
| 50 | 2.80% | ¥202,346 | ¥121,407,612 | ¥56,107,612 |
| 50 | 2.90% | ¥206,280 | ¥123,768,163 | ¥58,468,163 |
| 50 | 3.00% | ¥210,251 | ¥126,150,784 | ¥60,850,784 |
6530万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥141,005 | ¥76,142,696 | ¥10,842,696 |
| 45 | 0.80% | ¥144,036 | ¥77,779,252 | ¥12,479,252 |
| 45 | 0.90% | ¥147,107 | ¥79,437,541 | ¥14,137,541 |
| 45 | 1.00% | ¥150,218 | ¥81,117,487 | ¥15,817,487 |
| 45 | 1.10% | ¥153,369 | ¥82,819,002 | ¥17,519,002 |
| 45 | 1.20% | ¥156,559 | ¥84,541,994 | ¥19,241,994 |
| 45 | 1.30% | ¥159,790 | ¥86,286,362 | ¥20,986,362 |
| 45 | 1.40% | ¥163,059 | ¥88,051,994 | ¥22,751,994 |
| 45 | 1.50% | ¥166,368 | ¥89,838,774 | ¥24,538,774 |
| 45 | 1.60% | ¥169,716 | ¥91,646,576 | ¥26,346,576 |
| 45 | 1.70% | ¥173,102 | ¥93,475,268 | ¥28,175,268 |
| 45 | 1.80% | ¥176,527 | ¥95,324,710 | ¥30,024,710 |
| 45 | 1.90% | ¥179,990 | ¥97,194,754 | ¥31,894,754 |
| 45 | 2.00% | ¥183,491 | ¥99,085,247 | ¥33,785,247 |
| 45 | 2.10% | ¥187,030 | ¥100,996,027 | ¥35,696,027 |
| 45 | 2.20% | ¥190,605 | ¥102,926,928 | ¥37,626,928 |
| 45 | 2.30% | ¥194,218 | ¥104,877,777 | ¥39,577,777 |
| 45 | 2.40% | ¥197,867 | ¥106,848,393 | ¥41,548,393 |
| 45 | 2.50% | ¥201,553 | ¥108,838,592 | ¥43,538,592 |
| 45 | 2.60% | ¥205,274 | ¥110,848,183 | ¥45,548,183 |
| 45 | 2.70% | ¥209,031 | ¥112,876,969 | ¥47,576,969 |
| 45 | 2.80% | ¥212,824 | ¥114,924,749 | ¥49,624,749 |
| 45 | 2.90% | ¥216,651 | ¥116,991,317 | ¥51,691,317 |
| 45 | 3.00% | ¥220,512 | ¥119,076,462 | ¥53,776,462 |
6530万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥156,015 | ¥74,886,990 | ¥9,586,990 |
| 40 | 0.80% | ¥159,012 | ¥76,325,858 | ¥11,025,858 |
| 40 | 0.90% | ¥162,046 | ¥77,781,943 | ¥12,481,943 |
| 40 | 1.00% | ¥165,115 | ¥79,255,199 | ¥13,955,199 |
| 40 | 1.10% | ¥168,220 | ¥80,745,570 | ¥15,445,570 |
| 40 | 1.20% | ¥171,360 | ¥82,252,997 | ¥16,952,997 |
| 40 | 1.30% | ¥174,536 | ¥83,777,416 | ¥18,477,416 |
| 40 | 1.40% | ¥177,747 | ¥85,318,758 | ¥20,018,758 |
| 40 | 1.50% | ¥180,994 | ¥86,876,948 | ¥21,576,948 |
| 40 | 1.60% | ¥184,275 | ¥88,451,906 | ¥23,151,906 |
| 40 | 1.70% | ¥187,591 | ¥90,043,549 | ¥24,743,549 |
| 40 | 1.80% | ¥190,941 | ¥91,651,787 | ¥26,351,787 |
| 40 | 1.90% | ¥194,326 | ¥93,276,526 | ¥27,976,526 |
| 40 | 2.00% | ¥197,745 | ¥94,917,668 | ¥29,617,668 |
| 40 | 2.10% | ¥201,198 | ¥96,575,111 | ¥31,275,111 |
| 40 | 2.20% | ¥204,685 | ¥98,248,748 | ¥32,948,748 |
| 40 | 2.30% | ¥208,205 | ¥99,938,467 | ¥34,638,467 |
| 40 | 2.40% | ¥211,759 | ¥101,644,153 | ¥36,344,153 |
| 40 | 2.50% | ¥215,345 | ¥103,365,688 | ¥38,065,688 |
| 40 | 2.60% | ¥218,964 | ¥105,102,946 | ¥39,802,946 |
| 40 | 2.70% | ¥222,616 | ¥106,855,803 | ¥41,555,803 |
| 40 | 2.80% | ¥226,300 | ¥108,624,127 | ¥43,324,127 |
| 40 | 2.90% | ¥230,016 | ¥110,407,784 | ¥45,107,784 |
| 40 | 3.00% | ¥233,764 | ¥112,206,637 | ¥46,906,637 |
6530万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥175,344 | ¥73,644,509 | ¥8,344,509 |
| 35 | 0.80% | ¥178,309 | ¥74,889,693 | ¥9,589,693 |
| 35 | 0.90% | ¥181,305 | ¥76,148,092 | ¥10,848,092 |
| 35 | 1.00% | ¥184,333 | ¥77,419,676 | ¥12,119,676 |
| 35 | 1.10% | ¥187,391 | ¥78,704,413 | ¥13,404,413 |
| 35 | 1.20% | ¥190,482 | ¥80,002,269 | ¥14,702,269 |
| 35 | 1.30% | ¥193,603 | ¥81,313,204 | ¥16,013,204 |
| 35 | 1.40% | ¥196,755 | ¥82,637,177 | ¥17,337,177 |
| 35 | 1.50% | ¥199,938 | ¥83,974,144 | ¥18,674,144 |
| 35 | 1.60% | ¥203,153 | ¥85,324,058 | ¥20,024,058 |
| 35 | 1.70% | ¥206,397 | ¥86,686,868 | ¥21,386,868 |
| 35 | 1.80% | ¥209,673 | ¥88,062,520 | ¥22,762,520 |
| 35 | 1.90% | ¥212,978 | ¥89,450,960 | ¥24,150,960 |
| 35 | 2.00% | ¥216,315 | ¥90,852,127 | ¥25,552,127 |
| 35 | 2.10% | ¥219,681 | ¥92,265,961 | ¥26,965,961 |
| 35 | 2.20% | ¥223,077 | ¥93,692,397 | ¥28,392,397 |
| 35 | 2.30% | ¥226,503 | ¥95,131,369 | ¥29,831,369 |
| 35 | 2.40% | ¥229,959 | ¥96,582,806 | ¥31,282,806 |
| 35 | 2.50% | ¥233,444 | ¥98,046,638 | ¥32,746,638 |
| 35 | 2.60% | ¥236,959 | ¥99,522,788 | ¥34,222,788 |
| 35 | 2.70% | ¥240,503 | ¥101,011,182 | ¥35,711,182 |
| 35 | 2.80% | ¥244,076 | ¥102,511,738 | ¥37,211,738 |
| 35 | 2.90% | ¥247,677 | ¥104,024,377 | ¥38,724,377 |
| 35 | 3.00% | ¥251,307 | ¥105,549,013 | ¥40,249,013 |
6530万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥201,154 | ¥72,415,275 | ¥7,115,275 |
| 30 | 0.80% | ¥204,086 | ¥73,470,800 | ¥8,170,800 |
| 30 | 0.90% | ¥207,045 | ¥74,536,053 | ¥9,236,053 |
| 30 | 1.00% | ¥210,031 | ¥75,611,018 | ¥10,311,018 |
| 30 | 1.10% | ¥213,044 | ¥76,695,679 | ¥11,395,679 |
| 30 | 1.20% | ¥216,083 | ¥77,790,016 | ¥12,490,016 |
| 30 | 1.30% | ¥219,150 | ¥78,894,007 | ¥13,594,007 |
| 30 | 1.40% | ¥222,243 | ¥80,007,629 | ¥14,707,629 |
| 30 | 1.50% | ¥225,363 | ¥81,130,859 | ¥15,830,859 |
| 30 | 1.60% | ¥228,510 | ¥82,263,670 | ¥16,963,670 |
| 30 | 1.70% | ¥231,683 | ¥83,406,034 | ¥18,106,034 |
| 30 | 1.80% | ¥234,883 | ¥84,557,922 | ¥19,257,922 |
| 30 | 1.90% | ¥238,109 | ¥85,719,304 | ¥20,419,304 |
| 30 | 2.00% | ¥241,362 | ¥86,890,146 | ¥21,590,146 |
| 30 | 2.10% | ¥244,640 | ¥88,070,414 | ¥22,770,414 |
| 30 | 2.20% | ¥247,945 | ¥89,260,074 | ¥23,960,074 |
| 30 | 2.30% | ¥251,275 | ¥90,459,087 | ¥25,159,087 |
| 30 | 2.40% | ¥254,632 | ¥91,667,416 | ¥26,367,416 |
| 30 | 2.50% | ¥258,014 | ¥92,885,021 | ¥27,585,021 |
| 30 | 2.60% | ¥261,422 | ¥94,111,859 | ¥28,811,859 |
| 30 | 2.70% | ¥264,855 | ¥95,347,889 | ¥30,047,889 |
| 30 | 2.80% | ¥268,314 | ¥96,593,066 | ¥31,293,066 |
| 30 | 2.90% | ¥271,798 | ¥97,847,344 | ¥32,547,344 |
| 30 | 3.00% | ¥275,307 | ¥99,110,676 | ¥33,810,676 |
6530万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥237,331 | ¥71,199,312 | ¥5,899,312 |
| 25 | 0.80% | ¥240,231 | ¥72,069,214 | ¥6,769,214 |
| 25 | 0.90% | ¥243,153 | ¥72,945,884 | ¥7,645,884 |
| 25 | 1.00% | ¥246,098 | ¥73,829,314 | ¥8,529,314 |
| 25 | 1.10% | ¥249,065 | ¥74,719,495 | ¥9,419,495 |
| 25 | 1.20% | ¥252,055 | ¥75,616,418 | ¥10,316,418 |
| 25 | 1.30% | ¥255,067 | ¥76,520,072 | ¥11,220,072 |
| 25 | 1.40% | ¥258,101 | ¥77,430,445 | ¥12,130,445 |
| 25 | 1.50% | ¥261,158 | ¥78,347,526 | ¥13,047,526 |
| 25 | 1.60% | ¥264,238 | ¥79,271,302 | ¥13,971,302 |
| 25 | 1.70% | ¥267,339 | ¥80,201,759 | ¥14,901,759 |
| 25 | 1.80% | ¥270,463 | ¥81,138,882 | ¥15,838,882 |
| 25 | 1.90% | ¥273,609 | ¥82,082,656 | ¥16,782,656 |
| 25 | 2.00% | ¥276,777 | ¥83,033,065 | ¥17,733,065 |
| 25 | 2.10% | ¥279,967 | ¥83,990,092 | ¥18,690,092 |
| 25 | 2.20% | ¥283,179 | ¥84,953,720 | ¥19,653,720 |
| 25 | 2.30% | ¥286,413 | ¥85,923,930 | ¥20,623,930 |
| 25 | 2.40% | ¥289,669 | ¥86,900,702 | ¥21,600,702 |
| 25 | 2.50% | ¥292,947 | ¥87,884,018 | ¥22,584,018 |
| 25 | 2.60% | ¥296,246 | ¥88,873,856 | ¥23,573,856 |
| 25 | 2.70% | ¥299,567 | ¥89,870,196 | ¥24,570,196 |
| 25 | 2.80% | ¥302,910 | ¥90,873,014 | ¥25,573,014 |
| 25 | 2.90% | ¥306,274 | ¥91,882,289 | ¥26,582,289 |
| 25 | 3.00% | ¥309,660 | ¥92,897,996 | ¥27,597,996 |
6530万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥291,653 | ¥69,996,635 | ¥4,696,635 |
| 20 | 0.80% | ¥294,521 | ¥70,684,965 | ¥5,384,965 |
| 20 | 0.90% | ¥297,407 | ¥71,377,633 | ¥6,077,633 |
| 20 | 1.00% | ¥300,311 | ¥72,074,636 | ¥6,774,636 |
| 20 | 1.10% | ¥303,233 | ¥72,775,969 | ¥7,475,969 |
| 20 | 1.20% | ¥306,173 | ¥73,481,628 | ¥8,181,628 |
| 20 | 1.30% | ¥309,132 | ¥74,191,609 | ¥8,891,609 |
| 20 | 1.40% | ¥312,108 | ¥74,905,907 | ¥9,605,907 |
| 20 | 1.50% | ¥315,102 | ¥75,624,516 | ¥10,324,516 |
| 20 | 1.60% | ¥318,114 | ¥76,347,432 | ¥11,047,432 |
| 20 | 1.70% | ¥321,144 | ¥77,074,649 | ¥11,774,649 |
| 20 | 1.80% | ¥324,192 | ¥77,806,159 | ¥12,506,159 |
| 20 | 1.90% | ¥327,258 | ¥78,541,957 | ¥13,241,957 |
| 20 | 2.00% | ¥330,342 | ¥79,282,036 | ¥13,982,036 |
| 20 | 2.10% | ¥333,443 | ¥80,026,389 | ¥14,726,389 |
| 20 | 2.20% | ¥336,563 | ¥80,775,008 | ¥15,475,008 |
| 20 | 2.30% | ¥339,700 | ¥81,527,885 | ¥16,227,885 |
| 20 | 2.40% | ¥342,854 | ¥82,285,012 | ¥16,985,012 |
| 20 | 2.50% | ¥346,027 | ¥83,046,381 | ¥17,746,381 |
| 20 | 2.60% | ¥349,217 | ¥83,811,984 | ¥18,511,984 |
| 20 | 2.70% | ¥352,424 | ¥84,581,810 | ¥19,281,810 |
| 20 | 2.80% | ¥355,649 | ¥85,355,850 | ¥20,055,850 |
| 20 | 2.90% | ¥358,892 | ¥86,134,095 | ¥20,834,095 |
| 20 | 3.00% | ¥362,152 | ¥86,916,536 | ¥21,616,536 |
6530万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥382,263 | ¥68,807,260 | ¥3,507,260 |
| 15 | 0.80% | ¥385,100 | ¥69,318,079 | ¥4,018,079 |
| 15 | 0.90% | ¥387,952 | ¥69,831,342 | ¥4,531,342 |
| 15 | 1.00% | ¥390,817 | ¥70,347,045 | ¥5,047,045 |
| 15 | 1.10% | ¥393,695 | ¥70,865,189 | ¥5,565,189 |
| 15 | 1.20% | ¥396,588 | ¥71,385,771 | ¥6,085,771 |
| 15 | 1.30% | ¥399,493 | ¥71,908,791 | ¥6,608,791 |
| 15 | 1.40% | ¥402,412 | ¥72,434,246 | ¥7,134,246 |
| 15 | 1.50% | ¥405,345 | ¥72,962,135 | ¥7,662,135 |
| 15 | 1.60% | ¥408,291 | ¥73,492,455 | ¥8,192,455 |
| 15 | 1.70% | ¥411,251 | ¥74,025,205 | ¥8,725,205 |
| 15 | 1.80% | ¥414,224 | ¥74,560,383 | ¥9,260,383 |
| 15 | 1.90% | ¥417,211 | ¥75,097,986 | ¥9,797,986 |
| 15 | 2.00% | ¥420,211 | ¥75,638,013 | ¥10,338,013 |
| 15 | 2.10% | ¥423,225 | ¥76,180,460 | ¥10,880,460 |
| 15 | 2.20% | ¥426,252 | ¥76,725,325 | ¥11,425,325 |
| 15 | 2.30% | ¥429,292 | ¥77,272,606 | ¥11,972,606 |
| 15 | 2.40% | ¥432,346 | ¥77,822,300 | ¥12,522,300 |
| 15 | 2.50% | ¥435,413 | ¥78,374,404 | ¥13,074,404 |
| 15 | 2.60% | ¥438,494 | ¥78,928,914 | ¥13,628,914 |
| 15 | 2.70% | ¥441,588 | ¥79,485,829 | ¥14,185,829 |
| 15 | 2.80% | ¥444,695 | ¥80,045,145 | ¥14,745,145 |
| 15 | 2.90% | ¥447,816 | ¥80,606,858 | ¥15,306,858 |
| 15 | 3.00% | ¥450,950 | ¥81,170,966 | ¥15,870,966 |
6530万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥563,593 | ¥67,631,198 | ¥2,331,198 |
| 10 | 0.80% | ¥566,405 | ¥67,968,576 | ¥2,668,576 |
| 10 | 0.90% | ¥569,225 | ¥68,307,039 | ¥3,007,039 |
| 10 | 1.00% | ¥572,055 | ¥68,646,590 | ¥3,346,590 |
| 10 | 1.10% | ¥574,894 | ¥68,987,225 | ¥3,687,225 |
| 10 | 1.20% | ¥577,741 | ¥69,328,947 | ¥4,028,947 |
| 10 | 1.30% | ¥580,598 | ¥69,671,753 | ¥4,371,753 |
| 10 | 1.40% | ¥583,464 | ¥70,015,644 | ¥4,715,644 |
| 10 | 1.50% | ¥586,338 | ¥70,360,619 | ¥5,060,619 |
| 10 | 1.60% | ¥589,222 | ¥70,706,678 | ¥5,406,678 |
| 10 | 1.70% | ¥592,115 | ¥71,053,821 | ¥5,753,821 |
| 10 | 1.80% | ¥595,017 | ¥71,402,046 | ¥6,102,046 |
| 10 | 1.90% | ¥597,928 | ¥71,751,353 | ¥6,451,353 |
| 10 | 2.00% | ¥600,848 | ¥72,101,742 | ¥6,801,742 |
| 10 | 2.10% | ¥603,777 | ¥72,453,213 | ¥7,153,213 |
| 10 | 2.20% | ¥606,715 | ¥72,805,764 | ¥7,505,764 |
| 10 | 2.30% | ¥609,662 | ¥73,159,395 | ¥7,859,395 |
| 10 | 2.40% | ¥612,618 | ¥73,514,106 | ¥8,214,106 |
| 10 | 2.50% | ¥615,582 | ¥73,869,895 | ¥8,569,895 |
| 10 | 2.60% | ¥618,556 | ¥74,226,762 | ¥8,926,762 |
| 10 | 2.70% | ¥621,539 | ¥74,584,707 | ¥9,284,707 |
| 10 | 2.80% | ¥624,531 | ¥74,943,729 | ¥9,643,729 |
| 10 | 2.90% | ¥627,532 | ¥75,303,827 | ¥10,003,827 |
| 10 | 3.00% | ¥630,542 | ¥75,665,000 | ¥10,365,000 |
