6540万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6540万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6540万円の住宅ローン｜期間・年数別
6540万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥129,217 | ¥77,530,146 | ¥12,130,146 |
| 50 | 0.80% | ¥132,285 | ¥79,371,193 | ¥13,971,193 |
| 50 | 0.90% | ¥135,398 | ¥81,239,031 | ¥15,839,031 |
| 50 | 1.00% | ¥138,556 | ¥83,133,542 | ¥17,733,542 |
| 50 | 1.10% | ¥141,758 | ¥85,054,599 | ¥19,654,599 |
| 50 | 1.20% | ¥145,003 | ¥87,002,060 | ¥21,602,060 |
| 50 | 1.30% | ¥148,293 | ¥88,975,770 | ¥23,575,770 |
| 50 | 1.40% | ¥151,626 | ¥90,975,566 | ¥25,575,566 |
| 50 | 1.50% | ¥155,002 | ¥93,001,269 | ¥27,601,269 |
| 50 | 1.60% | ¥158,421 | ¥95,052,692 | ¥29,652,692 |
| 50 | 1.70% | ¥161,883 | ¥97,129,636 | ¥31,729,636 |
| 50 | 1.80% | ¥165,386 | ¥99,231,891 | ¥33,831,891 |
| 50 | 1.90% | ¥168,932 | ¥101,359,236 | ¥35,959,236 |
| 50 | 2.00% | ¥172,519 | ¥103,511,443 | ¥38,111,443 |
| 50 | 2.10% | ¥176,147 | ¥105,688,271 | ¥40,288,271 |
| 50 | 2.20% | ¥179,816 | ¥107,889,472 | ¥42,489,472 |
| 50 | 2.30% | ¥183,525 | ¥110,114,789 | ¥44,714,789 |
| 50 | 2.40% | ¥187,273 | ¥112,363,955 | ¥46,963,955 |
| 50 | 2.50% | ¥191,061 | ¥114,636,698 | ¥49,236,698 |
| 50 | 2.60% | ¥194,888 | ¥116,932,735 | ¥51,532,735 |
| 50 | 2.70% | ¥198,753 | ¥119,251,780 | ¥53,851,780 |
| 50 | 2.80% | ¥202,656 | ¥121,593,535 | ¥56,193,535 |
| 50 | 2.90% | ¥206,596 | ¥123,957,701 | ¥58,557,701 |
| 50 | 3.00% | ¥210,573 | ¥126,343,970 | ¥60,943,970 |
6540万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥141,221 | ¥76,259,300 | ¥10,859,300 |
| 45 | 0.80% | ¥144,256 | ¥77,898,363 | ¥12,498,363 |
| 45 | 0.90% | ¥147,332 | ¥79,559,192 | ¥14,159,192 |
| 45 | 1.00% | ¥150,448 | ¥81,241,709 | ¥15,841,709 |
| 45 | 1.10% | ¥153,603 | ¥82,945,831 | ¥17,545,831 |
| 45 | 1.20% | ¥156,799 | ¥84,671,462 | ¥19,271,462 |
| 45 | 1.30% | ¥160,034 | ¥86,418,500 | ¥21,018,500 |
| 45 | 1.40% | ¥163,309 | ¥88,186,836 | ¥22,786,836 |
| 45 | 1.50% | ¥166,623 | ¥89,976,353 | ¥24,576,353 |
| 45 | 1.60% | ¥169,976 | ¥91,786,923 | ¥26,386,923 |
| 45 | 1.70% | ¥173,367 | ¥93,618,416 | ¥28,218,416 |
| 45 | 1.80% | ¥176,798 | ¥95,470,689 | ¥30,070,689 |
| 45 | 1.90% | ¥180,266 | ¥97,343,597 | ¥31,943,597 |
| 45 | 2.00% | ¥183,772 | ¥99,236,985 | ¥33,836,985 |
| 45 | 2.10% | ¥187,316 | ¥101,150,692 | ¥35,750,692 |
| 45 | 2.20% | ¥190,897 | ¥103,084,550 | ¥37,684,550 |
| 45 | 2.30% | ¥194,516 | ¥105,038,386 | ¥39,638,386 |
| 45 | 2.40% | ¥198,170 | ¥107,012,020 | ¥41,612,020 |
| 45 | 2.50% | ¥201,862 | ¥109,005,267 | ¥43,605,267 |
| 45 | 2.60% | ¥205,589 | ¥111,017,935 | ¥45,617,935 |
| 45 | 2.70% | ¥209,352 | ¥113,049,828 | ¥47,649,828 |
| 45 | 2.80% | ¥213,150 | ¥115,100,744 | ¥49,700,744 |
| 45 | 2.90% | ¥216,982 | ¥117,170,477 | ¥51,770,477 |
| 45 | 3.00% | ¥220,850 | ¥119,258,815 | ¥53,858,815 |
6540万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥156,253 | ¥75,001,672 | ¥9,601,672 |
| 40 | 0.80% | ¥159,256 | ¥76,442,742 | ¥11,042,742 |
| 40 | 0.90% | ¥162,294 | ¥77,901,058 | ¥12,501,058 |
| 40 | 1.00% | ¥165,368 | ¥79,376,569 | ¥13,976,569 |
| 40 | 1.10% | ¥168,478 | ¥80,869,223 | ¥15,469,223 |
| 40 | 1.20% | ¥171,623 | ¥82,378,959 | ¥16,978,959 |
| 40 | 1.30% | ¥174,804 | ¥83,905,713 | ¥18,505,713 |
| 40 | 1.40% | ¥178,020 | ¥85,449,415 | ¥20,049,415 |
| 40 | 1.50% | ¥181,271 | ¥87,009,991 | ¥21,609,991 |
| 40 | 1.60% | ¥184,557 | ¥88,587,361 | ¥23,187,361 |
| 40 | 1.70% | ¥187,878 | ¥90,181,441 | ¥24,781,441 |
| 40 | 1.80% | ¥191,234 | ¥91,792,142 | ¥26,392,142 |
| 40 | 1.90% | ¥194,624 | ¥93,419,369 | ¥28,019,369 |
| 40 | 2.00% | ¥198,048 | ¥95,063,025 | ¥29,663,025 |
| 40 | 2.10% | ¥201,506 | ¥96,723,006 | ¥31,323,006 |
| 40 | 2.20% | ¥204,998 | ¥98,399,206 | ¥32,999,206 |
| 40 | 2.30% | ¥208,524 | ¥100,091,512 | ¥34,691,512 |
| 40 | 2.40% | ¥212,083 | ¥101,799,811 | ¥36,399,811 |
| 40 | 2.50% | ¥215,675 | ¥103,523,981 | ¥38,123,981 |
| 40 | 2.60% | ¥219,300 | ¥105,263,900 | ¥39,863,900 |
| 40 | 2.70% | ¥222,957 | ¥107,019,441 | ¥41,619,441 |
| 40 | 2.80% | ¥226,647 | ¥108,790,473 | ¥43,390,473 |
| 40 | 2.90% | ¥230,368 | ¥110,576,862 | ¥45,176,862 |
| 40 | 3.00% | ¥234,122 | ¥112,378,470 | ¥46,978,470 |
6540万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥175,613 | ¥73,757,287 | ¥8,357,287 |
| 35 | 0.80% | ¥178,582 | ¥75,004,378 | ¥9,604,378 |
| 35 | 0.90% | ¥181,583 | ¥76,264,704 | ¥10,864,704 |
| 35 | 1.00% | ¥184,615 | ¥77,538,236 | ¥12,138,236 |
| 35 | 1.10% | ¥187,678 | ¥78,824,941 | ¥13,424,941 |
| 35 | 1.20% | ¥190,773 | ¥80,124,784 | ¥14,724,784 |
| 35 | 1.30% | ¥193,899 | ¥81,437,726 | ¥16,037,726 |
| 35 | 1.40% | ¥197,056 | ¥82,763,727 | ¥17,363,727 |
| 35 | 1.50% | ¥200,245 | ¥84,102,742 | ¥18,702,742 |
| 35 | 1.60% | ¥203,464 | ¥85,454,723 | ¥20,054,723 |
| 35 | 1.70% | ¥206,713 | ¥86,819,619 | ¥21,419,619 |
| 35 | 1.80% | ¥209,994 | ¥88,197,379 | ¥22,797,379 |
| 35 | 1.90% | ¥213,305 | ¥89,587,944 | ¥24,187,944 |
| 35 | 2.00% | ¥216,646 | ¥90,991,258 | ¥25,591,258 |
| 35 | 2.10% | ¥220,017 | ¥92,407,257 | ¥27,007,257 |
| 35 | 2.20% | ¥223,419 | ¥93,835,877 | ¥28,435,877 |
| 35 | 2.30% | ¥226,850 | ¥95,277,053 | ¥29,877,053 |
| 35 | 2.40% | ¥230,311 | ¥96,730,713 | ¥31,330,713 |
| 35 | 2.50% | ¥233,802 | ¥98,196,786 | ¥32,796,786 |
| 35 | 2.60% | ¥237,322 | ¥99,675,197 | ¥34,275,197 |
| 35 | 2.70% | ¥240,871 | ¥101,165,870 | ¥35,765,870 |
| 35 | 2.80% | ¥244,449 | ¥102,668,724 | ¥37,268,724 |
| 35 | 2.90% | ¥248,056 | ¥104,183,679 | ¥38,783,679 |
| 35 | 3.00% | ¥251,692 | ¥105,710,650 | ¥40,310,650 |
6540万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥201,462 | ¥72,526,172 | ¥7,126,172 |
| 30 | 0.80% | ¥204,398 | ¥73,583,312 | ¥8,183,312 |
| 30 | 0.90% | ¥207,362 | ¥74,650,197 | ¥9,250,197 |
| 30 | 1.00% | ¥210,352 | ¥75,726,809 | ¥10,326,809 |
| 30 | 1.10% | ¥213,370 | ¥76,813,131 | ¥11,413,131 |
| 30 | 1.20% | ¥216,414 | ¥77,909,143 | ¥12,509,143 |
| 30 | 1.30% | ¥219,486 | ¥79,014,825 | ¥13,614,825 |
| 30 | 1.40% | ¥222,584 | ¥80,130,152 | ¥14,730,152 |
| 30 | 1.50% | ¥225,709 | ¥81,255,102 | ¥15,855,102 |
| 30 | 1.60% | ¥228,860 | ¥82,389,648 | ¥16,989,648 |
| 30 | 1.70% | ¥232,038 | ¥83,533,762 | ¥18,133,762 |
| 30 | 1.80% | ¥235,243 | ¥84,687,414 | ¥19,287,414 |
| 30 | 1.90% | ¥238,474 | ¥85,850,574 | ¥20,450,574 |
| 30 | 2.00% | ¥241,731 | ¥87,023,209 | ¥21,623,209 |
| 30 | 2.10% | ¥245,015 | ¥88,205,285 | ¥22,805,285 |
| 30 | 2.20% | ¥248,324 | ¥89,396,766 | ¥23,996,766 |
| 30 | 2.30% | ¥251,660 | ¥90,597,616 | ¥25,197,616 |
| 30 | 2.40% | ¥255,022 | ¥91,807,795 | ¥26,407,795 |
| 30 | 2.50% | ¥258,409 | ¥93,027,264 | ¥27,627,264 |
| 30 | 2.60% | ¥261,822 | ¥94,255,982 | ¥28,855,982 |
| 30 | 2.70% | ¥265,261 | ¥95,493,904 | ¥30,093,904 |
| 30 | 2.80% | ¥268,725 | ¥96,740,988 | ¥31,340,988 |
| 30 | 2.90% | ¥272,214 | ¥97,997,187 | ¥32,597,187 |
| 30 | 3.00% | ¥275,729 | ¥99,262,454 | ¥33,862,454 |
6540万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥237,694 | ¥71,308,346 | ¥5,908,346 |
| 25 | 0.80% | ¥240,599 | ¥72,179,580 | ¥6,779,580 |
| 25 | 0.90% | ¥243,525 | ¥73,057,593 | ¥7,657,593 |
| 25 | 1.00% | ¥246,475 | ¥73,942,376 | ¥8,542,376 |
| 25 | 1.10% | ¥249,446 | ¥74,833,920 | ¥9,433,920 |
| 25 | 1.20% | ¥252,441 | ¥75,732,216 | ¥10,332,216 |
| 25 | 1.30% | ¥255,458 | ¥76,637,254 | ¥11,237,254 |
| 25 | 1.40% | ¥258,497 | ¥77,549,022 | ¥12,149,022 |
| 25 | 1.50% | ¥261,558 | ¥78,467,507 | ¥13,067,507 |
| 25 | 1.60% | ¥264,642 | ¥79,392,698 | ¥13,992,698 |
| 25 | 1.70% | ¥267,749 | ¥80,324,579 | ¥14,924,579 |
| 25 | 1.80% | ¥270,877 | ¥81,263,137 | ¥15,863,137 |
| 25 | 1.90% | ¥274,028 | ¥82,208,357 | ¥16,808,357 |
| 25 | 2.00% | ¥277,201 | ¥83,160,221 | ¥17,760,221 |
| 25 | 2.10% | ¥280,396 | ¥84,118,714 | ¥18,718,714 |
| 25 | 2.20% | ¥283,613 | ¥85,083,817 | ¥19,683,817 |
| 25 | 2.30% | ¥286,852 | ¥86,055,513 | ¥20,655,513 |
| 25 | 2.40% | ¥290,113 | ¥87,033,782 | ¥21,633,782 |
| 25 | 2.50% | ¥293,395 | ¥88,018,603 | ¥22,618,603 |
| 25 | 2.60% | ¥296,700 | ¥89,009,957 | ¥23,609,957 |
| 25 | 2.70% | ¥300,026 | ¥90,007,822 | ¥24,607,822 |
| 25 | 2.80% | ¥303,374 | ¥91,012,177 | ¥25,612,177 |
| 25 | 2.90% | ¥306,743 | ¥92,022,997 | ¥26,622,997 |
| 25 | 3.00% | ¥310,134 | ¥93,040,260 | ¥27,640,260 |
6540万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥292,099 | ¥70,103,827 | ¥4,703,827 |
| 20 | 0.80% | ¥294,972 | ¥70,793,212 | ¥5,393,212 |
| 20 | 0.90% | ¥297,862 | ¥71,486,941 | ¥6,086,941 |
| 20 | 1.00% | ¥300,771 | ¥72,185,010 | ¥6,785,010 |
| 20 | 1.10% | ¥303,698 | ¥72,887,417 | ¥7,487,417 |
| 20 | 1.20% | ¥306,642 | ¥73,594,157 | ¥8,194,157 |
| 20 | 1.30% | ¥309,605 | ¥74,305,225 | ¥8,905,225 |
| 20 | 1.40% | ¥312,586 | ¥75,020,617 | ¥9,620,617 |
| 20 | 1.50% | ¥315,585 | ¥75,740,327 | ¥10,340,327 |
| 20 | 1.60% | ¥318,601 | ¥76,464,350 | ¥11,064,350 |
| 20 | 1.70% | ¥321,636 | ¥77,192,680 | ¥11,792,680 |
| 20 | 1.80% | ¥324,689 | ¥77,925,311 | ¥12,525,311 |
| 20 | 1.90% | ¥327,759 | ¥78,662,236 | ¥13,262,236 |
| 20 | 2.00% | ¥330,848 | ¥79,403,448 | ¥14,003,448 |
| 20 | 2.10% | ¥333,954 | ¥80,148,941 | ¥14,748,941 |
| 20 | 2.20% | ¥337,078 | ¥80,898,706 | ¥15,498,706 |
| 20 | 2.30% | ¥340,220 | ¥81,652,736 | ¥16,252,736 |
| 20 | 2.40% | ¥343,379 | ¥82,411,023 | ¥17,011,023 |
| 20 | 2.50% | ¥346,556 | ¥83,173,558 | ¥17,773,558 |
| 20 | 2.60% | ¥349,751 | ¥83,940,333 | ¥18,540,333 |
| 20 | 2.70% | ¥352,964 | ¥84,711,338 | ¥19,311,338 |
| 20 | 2.80% | ¥356,194 | ¥85,486,563 | ¥20,086,563 |
| 20 | 2.90% | ¥359,442 | ¥86,266,001 | ¥20,866,001 |
| 20 | 3.00% | ¥362,707 | ¥87,049,639 | ¥21,649,639 |
6540万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥382,848 | ¥68,912,631 | ¥3,512,631 |
| 15 | 0.80% | ¥385,690 | ¥69,424,233 | ¥4,024,233 |
| 15 | 0.90% | ¥388,546 | ¥69,938,281 | ¥4,538,281 |
| 15 | 1.00% | ¥391,415 | ¥70,454,774 | ¥5,054,774 |
| 15 | 1.10% | ¥394,298 | ¥70,973,712 | ¥5,573,712 |
| 15 | 1.20% | ¥397,195 | ¥71,495,091 | ¥6,095,091 |
| 15 | 1.30% | ¥400,105 | ¥72,018,912 | ¥6,618,912 |
| 15 | 1.40% | ¥403,029 | ¥72,545,171 | ¥7,145,171 |
| 15 | 1.50% | ¥405,966 | ¥73,073,868 | ¥7,673,868 |
| 15 | 1.60% | ¥408,917 | ¥73,605,001 | ¥8,205,001 |
| 15 | 1.70% | ¥411,881 | ¥74,138,567 | ¥8,738,567 |
| 15 | 1.80% | ¥414,859 | ¥74,674,564 | ¥9,274,564 |
| 15 | 1.90% | ¥417,850 | ¥75,212,991 | ¥9,812,991 |
| 15 | 2.00% | ¥420,855 | ¥75,753,844 | ¥10,353,844 |
| 15 | 2.10% | ¥423,873 | ¥76,297,122 | ¥10,897,122 |
| 15 | 2.20% | ¥426,905 | ¥76,842,822 | ¥11,442,822 |
| 15 | 2.30% | ¥429,950 | ¥77,390,941 | ¥11,990,941 |
| 15 | 2.40% | ¥433,008 | ¥77,941,476 | ¥12,541,476 |
| 15 | 2.50% | ¥436,080 | ¥78,494,426 | ¥13,094,426 |
| 15 | 2.60% | ¥439,165 | ¥79,049,786 | ¥13,649,786 |
| 15 | 2.70% | ¥442,264 | ¥79,607,553 | ¥14,207,553 |
| 15 | 2.80% | ¥445,376 | ¥80,167,726 | ¥14,767,726 |
| 15 | 2.90% | ¥448,502 | ¥80,730,299 | ¥15,330,299 |
| 15 | 3.00% | ¥451,640 | ¥81,295,271 | ¥15,895,271 |
6540万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥564,456 | ¥67,734,768 | ¥2,334,768 |
| 10 | 0.80% | ¥567,272 | ¥68,072,662 | ¥2,672,662 |
| 10 | 0.90% | ¥570,097 | ¥68,411,644 | ¥3,011,644 |
| 10 | 1.00% | ¥572,931 | ¥68,751,714 | ¥3,351,714 |
| 10 | 1.10% | ¥575,774 | ¥69,092,872 | ¥3,692,872 |
| 10 | 1.20% | ¥578,626 | ¥69,435,117 | ¥4,035,117 |
| 10 | 1.30% | ¥581,487 | ¥69,778,448 | ¥4,378,448 |
| 10 | 1.40% | ¥584,357 | ¥70,122,866 | ¥4,722,866 |
| 10 | 1.50% | ¥587,236 | ¥70,468,369 | ¥5,068,369 |
| 10 | 1.60% | ¥590,125 | ¥70,814,958 | ¥5,414,958 |
| 10 | 1.70% | ¥593,022 | ¥71,162,632 | ¥5,762,632 |
| 10 | 1.80% | ¥595,928 | ¥71,511,390 | ¥6,111,390 |
| 10 | 1.90% | ¥598,844 | ¥71,861,233 | ¥6,461,233 |
| 10 | 2.00% | ¥601,768 | ¥72,212,159 | ¥6,812,159 |
| 10 | 2.10% | ¥604,701 | ¥72,564,167 | ¥7,164,167 |
| 10 | 2.20% | ¥607,644 | ¥72,917,258 | ¥7,517,258 |
| 10 | 2.30% | ¥610,595 | ¥73,271,431 | ¥7,871,431 |
| 10 | 2.40% | ¥613,556 | ¥73,626,685 | ¥8,226,685 |
| 10 | 2.50% | ¥616,525 | ¥73,983,019 | ¥8,583,019 |
| 10 | 2.60% | ¥619,504 | ¥74,340,433 | ¥8,940,433 |
| 10 | 2.70% | ¥622,491 | ¥74,698,926 | ¥9,298,926 |
| 10 | 2.80% | ¥625,487 | ¥75,058,497 | ¥9,658,497 |
| 10 | 2.90% | ¥628,493 | ¥75,419,146 | ¥10,019,146 |
| 10 | 3.00% | ¥631,507 | ¥75,780,872 | ¥10,380,872 |
