6550万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6550万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6550万円の住宅ローン｜期間・年数別
6550万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥129,414 | ¥77,648,693 | ¥12,148,693 |
| 50 | 0.80% | ¥132,488 | ¥79,492,556 | ¥13,992,556 |
| 50 | 0.90% | ¥135,605 | ¥81,363,249 | ¥15,863,249 |
| 50 | 1.00% | ¥138,768 | ¥83,260,658 | ¥17,760,658 |
| 50 | 1.10% | ¥141,974 | ¥85,184,652 | ¥19,684,652 |
| 50 | 1.20% | ¥145,225 | ¥87,135,090 | ¥21,635,090 |
| 50 | 1.30% | ¥148,520 | ¥89,111,819 | ¥23,611,819 |
| 50 | 1.40% | ¥151,858 | ¥91,114,672 | ¥25,614,672 |
| 50 | 1.50% | ¥155,239 | ¥93,143,473 | ¥27,643,473 |
| 50 | 1.60% | ¥158,663 | ¥95,198,033 | ¥29,698,033 |
| 50 | 1.70% | ¥162,130 | ¥97,278,152 | ¥31,778,152 |
| 50 | 1.80% | ¥165,639 | ¥99,383,621 | ¥33,883,621 |
| 50 | 1.90% | ¥169,190 | ¥101,514,220 | ¥36,014,220 |
| 50 | 2.00% | ¥172,783 | ¥103,669,717 | ¥38,169,717 |
| 50 | 2.10% | ¥176,416 | ¥105,849,874 | ¥40,349,874 |
| 50 | 2.20% | ¥180,091 | ¥108,054,441 | ¥42,554,441 |
| 50 | 2.30% | ¥183,805 | ¥110,283,160 | ¥44,783,160 |
| 50 | 2.40% | ¥187,560 | ¥112,535,766 | ¥47,035,766 |
| 50 | 2.50% | ¥191,353 | ¥114,811,983 | ¥49,311,983 |
| 50 | 2.60% | ¥195,186 | ¥117,111,532 | ¥51,611,532 |
| 50 | 2.70% | ¥199,057 | ¥119,434,122 | ¥53,934,122 |
| 50 | 2.80% | ¥202,966 | ¥121,779,458 | ¥56,279,458 |
| 50 | 2.90% | ¥206,912 | ¥124,147,239 | ¥58,647,239 |
| 50 | 3.00% | ¥210,895 | ¥126,537,157 | ¥61,037,157 |
6550万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥141,437 | ¥76,375,905 | ¥10,875,905 |
| 45 | 0.80% | ¥144,477 | ¥78,017,473 | ¥12,517,473 |
| 45 | 0.90% | ¥147,557 | ¥79,680,842 | ¥14,180,842 |
| 45 | 1.00% | ¥150,678 | ¥81,365,932 | ¥15,865,932 |
| 45 | 1.10% | ¥153,838 | ¥83,072,659 | ¥17,572,659 |
| 45 | 1.20% | ¥157,039 | ¥84,800,929 | ¥19,300,929 |
| 45 | 1.30% | ¥160,279 | ¥86,550,638 | ¥21,050,638 |
| 45 | 1.40% | ¥163,559 | ¥88,321,679 | ¥22,821,679 |
| 45 | 1.50% | ¥166,878 | ¥90,113,931 | ¥24,613,931 |
| 45 | 1.60% | ¥170,236 | ¥91,927,270 | ¥26,427,270 |
| 45 | 1.70% | ¥173,633 | ¥93,761,563 | ¥28,261,563 |
| 45 | 1.80% | ¥177,068 | ¥95,616,669 | ¥30,116,669 |
| 45 | 1.90% | ¥180,542 | ¥97,492,441 | ¥31,992,441 |
| 45 | 2.00% | ¥184,053 | ¥99,388,724 | ¥33,888,724 |
| 45 | 2.10% | ¥187,603 | ¥101,305,356 | ¥35,805,356 |
| 45 | 2.20% | ¥191,189 | ¥103,242,172 | ¥37,742,172 |
| 45 | 2.30% | ¥194,813 | ¥105,198,995 | ¥39,698,995 |
| 45 | 2.40% | ¥198,473 | ¥107,175,647 | ¥41,675,647 |
| 45 | 2.50% | ¥202,170 | ¥109,171,942 | ¥43,671,942 |
| 45 | 2.60% | ¥205,903 | ¥111,187,687 | ¥45,687,687 |
| 45 | 2.70% | ¥209,672 | ¥113,222,687 | ¥47,722,687 |
| 45 | 2.80% | ¥213,475 | ¥115,276,739 | ¥49,776,739 |
| 45 | 2.90% | ¥217,314 | ¥117,349,636 | ¥51,849,636 |
| 45 | 3.00% | ¥221,187 | ¥119,441,168 | ¥53,941,168 |
6550万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥156,492 | ¥75,116,353 | ¥9,616,353 |
| 40 | 0.80% | ¥159,499 | ¥76,559,627 | ¥11,059,627 |
| 40 | 0.90% | ¥162,542 | ¥78,020,173 | ¥12,520,173 |
| 40 | 1.00% | ¥165,621 | ¥79,497,940 | ¥13,997,940 |
| 40 | 1.10% | ¥168,735 | ¥80,992,876 | ¥15,492,876 |
| 40 | 1.20% | ¥171,885 | ¥82,504,920 | ¥17,004,920 |
| 40 | 1.30% | ¥175,071 | ¥84,034,009 | ¥18,534,009 |
| 40 | 1.40% | ¥178,292 | ¥85,580,072 | ¥20,080,072 |
| 40 | 1.50% | ¥181,548 | ¥87,143,034 | ¥21,643,034 |
| 40 | 1.60% | ¥184,839 | ¥88,722,816 | ¥23,222,816 |
| 40 | 1.70% | ¥188,165 | ¥90,319,333 | ¥24,819,333 |
| 40 | 1.80% | ¥191,526 | ¥91,932,497 | ¥26,432,497 |
| 40 | 1.90% | ¥194,921 | ¥93,562,212 | ¥28,062,212 |
| 40 | 2.00% | ¥198,351 | ¥95,208,381 | ¥29,708,381 |
| 40 | 2.10% | ¥201,814 | ¥96,870,900 | ¥31,370,900 |
| 40 | 2.20% | ¥205,312 | ¥98,549,663 | ¥33,049,663 |
| 40 | 2.30% | ¥208,843 | ¥100,244,558 | ¥34,744,558 |
| 40 | 2.40% | ¥212,407 | ¥101,955,468 | ¥36,455,468 |
| 40 | 2.50% | ¥216,005 | ¥103,682,275 | ¥38,182,275 |
| 40 | 2.60% | ¥219,635 | ¥105,424,854 | ¥39,924,854 |
| 40 | 2.70% | ¥223,298 | ¥107,183,079 | ¥41,683,079 |
| 40 | 2.80% | ¥226,993 | ¥108,956,819 | ¥43,456,819 |
| 40 | 2.90% | ¥230,721 | ¥110,745,939 | ¥45,245,939 |
| 40 | 3.00% | ¥234,480 | ¥112,550,302 | ¥47,050,302 |
6550万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥175,881 | ¥73,870,066 | ¥8,370,066 |
| 35 | 0.80% | ¥178,855 | ¥75,119,064 | ¥9,619,064 |
| 35 | 0.90% | ¥181,860 | ¥76,381,317 | ¥10,881,317 |
| 35 | 1.00% | ¥184,897 | ¥77,656,796 | ¥12,156,796 |
| 35 | 1.10% | ¥187,965 | ¥78,945,468 | ¥13,445,468 |
| 35 | 1.20% | ¥191,065 | ¥80,247,299 | ¥14,747,299 |
| 35 | 1.30% | ¥194,196 | ¥81,562,249 | ¥16,062,249 |
| 35 | 1.40% | ¥197,358 | ¥82,890,277 | ¥17,390,277 |
| 35 | 1.50% | ¥200,551 | ¥84,231,339 | ¥18,731,339 |
| 35 | 1.60% | ¥203,775 | ¥85,585,387 | ¥20,085,387 |
| 35 | 1.70% | ¥207,029 | ¥86,952,371 | ¥21,452,371 |
| 35 | 1.80% | ¥210,315 | ¥88,332,237 | ¥22,832,237 |
| 35 | 1.90% | ¥213,631 | ¥89,724,929 | ¥24,224,929 |
| 35 | 2.00% | ¥216,977 | ¥91,130,388 | ¥25,630,388 |
| 35 | 2.10% | ¥220,354 | ¥92,548,552 | ¥27,048,552 |
| 35 | 2.20% | ¥223,760 | ¥93,979,357 | ¥28,479,357 |
| 35 | 2.30% | ¥227,197 | ¥95,422,736 | ¥29,922,736 |
| 35 | 2.40% | ¥230,663 | ¥96,878,619 | ¥31,378,619 |
| 35 | 2.50% | ¥234,159 | ¥98,346,934 | ¥32,846,934 |
| 35 | 2.60% | ¥237,685 | ¥99,827,606 | ¥34,327,606 |
| 35 | 2.70% | ¥241,239 | ¥101,320,557 | ¥35,820,557 |
| 35 | 2.80% | ¥244,823 | ¥102,825,710 | ¥37,325,710 |
| 35 | 2.90% | ¥248,436 | ¥104,342,981 | ¥38,842,981 |
| 35 | 3.00% | ¥252,077 | ¥105,872,287 | ¥40,372,287 |
6550万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥201,770 | ¥72,637,068 | ¥7,137,068 |
| 30 | 0.80% | ¥204,711 | ¥73,695,825 | ¥8,195,825 |
| 30 | 0.90% | ¥207,679 | ¥74,764,341 | ¥9,264,341 |
| 30 | 1.00% | ¥210,674 | ¥75,842,599 | ¥10,342,599 |
| 30 | 1.10% | ¥213,696 | ¥76,930,582 | ¥11,430,582 |
| 30 | 1.20% | ¥216,745 | ¥78,028,270 | ¥12,528,270 |
| 30 | 1.30% | ¥219,821 | ¥79,135,642 | ¥13,635,642 |
| 30 | 1.40% | ¥222,924 | ¥80,252,676 | ¥14,752,676 |
| 30 | 1.50% | ¥226,054 | ¥81,379,346 | ¥15,879,346 |
| 30 | 1.60% | ¥229,210 | ¥82,515,626 | ¥17,015,626 |
| 30 | 1.70% | ¥232,393 | ¥83,661,489 | ¥18,161,489 |
| 30 | 1.80% | ¥235,603 | ¥84,816,905 | ¥19,316,905 |
| 30 | 1.90% | ¥238,838 | ¥85,981,844 | ¥20,481,844 |
| 30 | 2.00% | ¥242,101 | ¥87,156,272 | ¥21,656,272 |
| 30 | 2.10% | ¥245,389 | ¥88,340,155 | ¥22,840,155 |
| 30 | 2.20% | ¥248,704 | ¥89,533,458 | ¥24,033,458 |
| 30 | 2.30% | ¥252,045 | ¥90,736,144 | ¥25,236,144 |
| 30 | 2.40% | ¥255,412 | ¥91,948,174 | ¥26,448,174 |
| 30 | 2.50% | ¥258,804 | ¥93,169,508 | ¥27,669,508 |
| 30 | 2.60% | ¥262,223 | ¥94,400,104 | ¥28,900,104 |
| 30 | 2.70% | ¥265,666 | ¥95,639,919 | ¥30,139,919 |
| 30 | 2.80% | ¥269,136 | ¥96,888,910 | ¥31,388,910 |
| 30 | 2.90% | ¥272,631 | ¥98,147,029 | ¥32,647,029 |
| 30 | 3.00% | ¥276,151 | ¥99,414,231 | ¥33,914,231 |
6550万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥238,058 | ¥71,417,380 | ¥5,917,380 |
| 25 | 0.80% | ¥240,966 | ¥72,289,946 | ¥6,789,946 |
| 25 | 0.90% | ¥243,898 | ¥73,169,301 | ¥7,669,301 |
| 25 | 1.00% | ¥246,851 | ¥74,055,437 | ¥8,555,437 |
| 25 | 1.10% | ¥249,828 | ¥74,948,345 | ¥9,448,345 |
| 25 | 1.20% | ¥252,827 | ¥75,848,015 | ¥10,348,015 |
| 25 | 1.30% | ¥255,848 | ¥76,754,436 | ¥11,254,436 |
| 25 | 1.40% | ¥258,892 | ¥77,667,598 | ¥12,167,598 |
| 25 | 1.50% | ¥261,958 | ¥78,587,488 | ¥13,087,488 |
| 25 | 1.60% | ¥265,047 | ¥79,514,093 | ¥14,014,093 |
| 25 | 1.70% | ¥268,158 | ¥80,447,400 | ¥14,947,400 |
| 25 | 1.80% | ¥271,291 | ¥81,387,393 | ¥15,887,393 |
| 25 | 1.90% | ¥274,447 | ¥82,334,058 | ¥16,834,058 |
| 25 | 2.00% | ¥277,625 | ¥83,287,378 | ¥17,787,378 |
| 25 | 2.10% | ¥280,824 | ¥84,247,336 | ¥18,747,336 |
| 25 | 2.20% | ¥284,046 | ¥85,213,915 | ¥19,713,915 |
| 25 | 2.30% | ¥287,290 | ¥86,187,096 | ¥20,687,096 |
| 25 | 2.40% | ¥290,556 | ¥87,166,861 | ¥21,666,861 |
| 25 | 2.50% | ¥293,844 | ¥88,153,188 | ¥22,653,188 |
| 25 | 2.60% | ¥297,154 | ¥89,146,058 | ¥23,646,058 |
| 25 | 2.70% | ¥300,485 | ¥90,145,449 | ¥24,645,449 |
| 25 | 2.80% | ¥303,838 | ¥91,151,339 | ¥25,651,339 |
| 25 | 2.90% | ¥307,212 | ¥92,163,705 | ¥26,663,705 |
| 25 | 3.00% | ¥310,608 | ¥93,182,523 | ¥27,682,523 |
6550万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥292,546 | ¥70,211,020 | ¥4,711,020 |
| 20 | 0.80% | ¥295,423 | ¥70,901,458 | ¥5,401,458 |
| 20 | 0.90% | ¥298,318 | ¥71,596,248 | ¥6,096,248 |
| 20 | 1.00% | ¥301,231 | ¥72,295,385 | ¥6,795,385 |
| 20 | 1.10% | ¥304,162 | ¥72,998,866 | ¥7,498,866 |
| 20 | 1.20% | ¥307,111 | ¥73,706,686 | ¥8,206,686 |
| 20 | 1.30% | ¥310,079 | ¥74,418,842 | ¥8,918,842 |
| 20 | 1.40% | ¥313,064 | ¥75,135,328 | ¥9,635,328 |
| 20 | 1.50% | ¥316,067 | ¥75,856,138 | ¥10,356,138 |
| 20 | 1.60% | ¥319,089 | ¥76,581,268 | ¥11,081,268 |
| 20 | 1.70% | ¥322,128 | ¥77,310,712 | ¥11,810,712 |
| 20 | 1.80% | ¥325,185 | ¥78,044,463 | ¥12,544,463 |
| 20 | 1.90% | ¥328,260 | ¥78,782,515 | ¥13,282,515 |
| 20 | 2.00% | ¥331,354 | ¥79,524,860 | ¥14,024,860 |
| 20 | 2.10% | ¥334,465 | ¥80,271,493 | ¥14,771,493 |
| 20 | 2.20% | ¥337,593 | ¥81,022,404 | ¥15,522,404 |
| 20 | 2.30% | ¥340,740 | ¥81,777,587 | ¥16,277,587 |
| 20 | 2.40% | ¥343,904 | ¥82,537,034 | ¥17,037,034 |
| 20 | 2.50% | ¥347,086 | ¥83,300,735 | ¥17,800,735 |
| 20 | 2.60% | ¥350,286 | ¥84,068,682 | ¥18,568,682 |
| 20 | 2.70% | ¥353,504 | ¥84,840,866 | ¥19,340,866 |
| 20 | 2.80% | ¥356,739 | ¥85,617,277 | ¥20,117,277 |
| 20 | 2.90% | ¥359,991 | ¥86,397,906 | ¥20,897,906 |
| 20 | 3.00% | ¥363,261 | ¥87,182,742 | ¥21,682,742 |
6550万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥383,433 | ¥69,018,002 | ¥3,518,002 |
| 15 | 0.80% | ¥386,280 | ¥69,530,386 | ¥4,030,386 |
| 15 | 0.90% | ¥389,140 | ¥70,045,220 | ¥4,545,220 |
| 15 | 1.00% | ¥392,014 | ¥70,562,503 | ¥5,062,503 |
| 15 | 1.10% | ¥394,901 | ¥71,082,234 | ¥5,582,234 |
| 15 | 1.20% | ¥397,802 | ¥71,604,411 | ¥6,104,411 |
| 15 | 1.30% | ¥400,717 | ¥72,129,032 | ¥6,629,032 |
| 15 | 1.40% | ¥403,645 | ¥72,656,097 | ¥7,156,097 |
| 15 | 1.50% | ¥406,587 | ¥73,185,602 | ¥7,685,602 |
| 15 | 1.60% | ¥409,542 | ¥73,717,547 | ¥8,217,547 |
| 15 | 1.70% | ¥412,511 | ¥74,251,929 | ¥8,751,929 |
| 15 | 1.80% | ¥415,493 | ¥74,788,746 | ¥9,288,746 |
| 15 | 1.90% | ¥418,489 | ¥75,327,995 | ¥9,827,995 |
| 15 | 2.00% | ¥421,498 | ¥75,869,676 | ¥10,369,676 |
| 15 | 2.10% | ¥424,521 | ¥76,413,784 | ¥10,913,784 |
| 15 | 2.20% | ¥427,557 | ¥76,960,319 | ¥11,460,319 |
| 15 | 2.30% | ¥430,607 | ¥77,509,276 | ¥12,009,276 |
| 15 | 2.40% | ¥433,670 | ¥78,060,653 | ¥12,560,653 |
| 15 | 2.50% | ¥436,747 | ¥78,614,448 | ¥13,114,448 |
| 15 | 2.60% | ¥439,837 | ¥79,170,657 | ¥13,670,657 |
| 15 | 2.70% | ¥442,940 | ¥79,729,277 | ¥14,229,277 |
| 15 | 2.80% | ¥446,057 | ¥80,290,306 | ¥14,790,306 |
| 15 | 2.90% | ¥449,187 | ¥80,853,740 | ¥15,353,740 |
| 15 | 3.00% | ¥452,331 | ¥81,419,575 | ¥15,919,575 |
6550万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥565,319 | ¥67,838,338 | ¥2,338,338 |
| 10 | 0.80% | ¥568,140 | ¥68,176,749 | ¥2,676,749 |
| 10 | 0.90% | ¥570,969 | ¥68,516,249 | ¥3,016,249 |
| 10 | 1.00% | ¥573,807 | ¥68,856,839 | ¥3,356,839 |
| 10 | 1.10% | ¥576,654 | ¥69,198,519 | ¥3,698,519 |
| 10 | 1.20% | ¥579,511 | ¥69,541,286 | ¥4,041,286 |
| 10 | 1.30% | ¥582,376 | ¥69,885,143 | ¥4,385,143 |
| 10 | 1.40% | ¥585,251 | ¥70,230,087 | ¥4,730,087 |
| 10 | 1.50% | ¥588,134 | ¥70,576,119 | ¥5,076,119 |
| 10 | 1.60% | ¥591,027 | ¥70,923,238 | ¥5,423,238 |
| 10 | 1.70% | ¥593,929 | ¥71,271,443 | ¥5,771,443 |
| 10 | 1.80% | ¥596,839 | ¥71,620,735 | ¥6,120,735 |
| 10 | 1.90% | ¥599,759 | ¥71,971,112 | ¥6,471,112 |
| 10 | 2.00% | ¥602,688 | ¥72,322,575 | ¥6,822,575 |
| 10 | 2.10% | ¥605,626 | ¥72,675,122 | ¥7,175,122 |
| 10 | 2.20% | ¥608,573 | ¥73,028,753 | ¥7,528,753 |
| 10 | 2.30% | ¥611,529 | ¥73,383,467 | ¥7,883,467 |
| 10 | 2.40% | ¥614,494 | ¥73,739,264 | ¥8,239,264 |
| 10 | 2.50% | ¥617,468 | ¥74,096,143 | ¥8,596,143 |
| 10 | 2.60% | ¥620,451 | ¥74,454,103 | ¥8,954,103 |
| 10 | 2.70% | ¥623,443 | ¥74,813,144 | ¥9,313,144 |
| 10 | 2.80% | ¥626,444 | ¥75,173,266 | ¥9,673,266 |
| 10 | 2.90% | ¥629,454 | ¥75,534,466 | ¥10,034,466 |
| 10 | 3.00% | ¥632,473 | ¥75,896,745 | ¥10,396,745 |
