6550万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6550万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6550万円の住宅ローン｜期間・年数別
6550万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥129,414 |
¥77,648,693 |
¥12,148,693 |
| 50 |
0.80% |
¥132,488 |
¥79,492,556 |
¥13,992,556 |
| 50 |
0.90% |
¥135,605 |
¥81,363,249 |
¥15,863,249 |
| 50 |
1.00% |
¥138,768 |
¥83,260,658 |
¥17,760,658 |
| 50 |
1.10% |
¥141,974 |
¥85,184,652 |
¥19,684,652 |
| 50 |
1.20% |
¥145,225 |
¥87,135,090 |
¥21,635,090 |
| 50 |
1.30% |
¥148,520 |
¥89,111,819 |
¥23,611,819 |
| 50 |
1.40% |
¥151,858 |
¥91,114,672 |
¥25,614,672 |
| 50 |
1.50% |
¥155,239 |
¥93,143,473 |
¥27,643,473 |
| 50 |
1.60% |
¥158,663 |
¥95,198,033 |
¥29,698,033 |
| 50 |
1.70% |
¥162,130 |
¥97,278,152 |
¥31,778,152 |
| 50 |
1.80% |
¥165,639 |
¥99,383,621 |
¥33,883,621 |
| 50 |
1.90% |
¥169,190 |
¥101,514,220 |
¥36,014,220 |
| 50 |
2.00% |
¥172,783 |
¥103,669,717 |
¥38,169,717 |
| 50 |
2.10% |
¥176,416 |
¥105,849,874 |
¥40,349,874 |
| 50 |
2.20% |
¥180,091 |
¥108,054,441 |
¥42,554,441 |
| 50 |
2.30% |
¥183,805 |
¥110,283,160 |
¥44,783,160 |
| 50 |
2.40% |
¥187,560 |
¥112,535,766 |
¥47,035,766 |
| 50 |
2.50% |
¥191,353 |
¥114,811,983 |
¥49,311,983 |
| 50 |
2.60% |
¥195,186 |
¥117,111,532 |
¥51,611,532 |
| 50 |
2.70% |
¥199,057 |
¥119,434,122 |
¥53,934,122 |
| 50 |
2.80% |
¥202,966 |
¥121,779,458 |
¥56,279,458 |
| 50 |
2.90% |
¥206,912 |
¥124,147,239 |
¥58,647,239 |
| 50 |
3.00% |
¥210,895 |
¥126,537,157 |
¥61,037,157 |
6550万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥141,437 |
¥76,375,905 |
¥10,875,905 |
| 45 |
0.80% |
¥144,477 |
¥78,017,473 |
¥12,517,473 |
| 45 |
0.90% |
¥147,557 |
¥79,680,842 |
¥14,180,842 |
| 45 |
1.00% |
¥150,678 |
¥81,365,932 |
¥15,865,932 |
| 45 |
1.10% |
¥153,838 |
¥83,072,659 |
¥17,572,659 |
| 45 |
1.20% |
¥157,039 |
¥84,800,929 |
¥19,300,929 |
| 45 |
1.30% |
¥160,279 |
¥86,550,638 |
¥21,050,638 |
| 45 |
1.40% |
¥163,559 |
¥88,321,679 |
¥22,821,679 |
| 45 |
1.50% |
¥166,878 |
¥90,113,931 |
¥24,613,931 |
| 45 |
1.60% |
¥170,236 |
¥91,927,270 |
¥26,427,270 |
| 45 |
1.70% |
¥173,633 |
¥93,761,563 |
¥28,261,563 |
| 45 |
1.80% |
¥177,068 |
¥95,616,669 |
¥30,116,669 |
| 45 |
1.90% |
¥180,542 |
¥97,492,441 |
¥31,992,441 |
| 45 |
2.00% |
¥184,053 |
¥99,388,724 |
¥33,888,724 |
| 45 |
2.10% |
¥187,603 |
¥101,305,356 |
¥35,805,356 |
| 45 |
2.20% |
¥191,189 |
¥103,242,172 |
¥37,742,172 |
| 45 |
2.30% |
¥194,813 |
¥105,198,995 |
¥39,698,995 |
| 45 |
2.40% |
¥198,473 |
¥107,175,647 |
¥41,675,647 |
| 45 |
2.50% |
¥202,170 |
¥109,171,942 |
¥43,671,942 |
| 45 |
2.60% |
¥205,903 |
¥111,187,687 |
¥45,687,687 |
| 45 |
2.70% |
¥209,672 |
¥113,222,687 |
¥47,722,687 |
| 45 |
2.80% |
¥213,475 |
¥115,276,739 |
¥49,776,739 |
| 45 |
2.90% |
¥217,314 |
¥117,349,636 |
¥51,849,636 |
| 45 |
3.00% |
¥221,187 |
¥119,441,168 |
¥53,941,168 |
6550万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥156,492 |
¥75,116,353 |
¥9,616,353 |
| 40 |
0.80% |
¥159,499 |
¥76,559,627 |
¥11,059,627 |
| 40 |
0.90% |
¥162,542 |
¥78,020,173 |
¥12,520,173 |
| 40 |
1.00% |
¥165,621 |
¥79,497,940 |
¥13,997,940 |
| 40 |
1.10% |
¥168,735 |
¥80,992,876 |
¥15,492,876 |
| 40 |
1.20% |
¥171,885 |
¥82,504,920 |
¥17,004,920 |
| 40 |
1.30% |
¥175,071 |
¥84,034,009 |
¥18,534,009 |
| 40 |
1.40% |
¥178,292 |
¥85,580,072 |
¥20,080,072 |
| 40 |
1.50% |
¥181,548 |
¥87,143,034 |
¥21,643,034 |
| 40 |
1.60% |
¥184,839 |
¥88,722,816 |
¥23,222,816 |
| 40 |
1.70% |
¥188,165 |
¥90,319,333 |
¥24,819,333 |
| 40 |
1.80% |
¥191,526 |
¥91,932,497 |
¥26,432,497 |
| 40 |
1.90% |
¥194,921 |
¥93,562,212 |
¥28,062,212 |
| 40 |
2.00% |
¥198,351 |
¥95,208,381 |
¥29,708,381 |
| 40 |
2.10% |
¥201,814 |
¥96,870,900 |
¥31,370,900 |
| 40 |
2.20% |
¥205,312 |
¥98,549,663 |
¥33,049,663 |
| 40 |
2.30% |
¥208,843 |
¥100,244,558 |
¥34,744,558 |
| 40 |
2.40% |
¥212,407 |
¥101,955,468 |
¥36,455,468 |
| 40 |
2.50% |
¥216,005 |
¥103,682,275 |
¥38,182,275 |
| 40 |
2.60% |
¥219,635 |
¥105,424,854 |
¥39,924,854 |
| 40 |
2.70% |
¥223,298 |
¥107,183,079 |
¥41,683,079 |
| 40 |
2.80% |
¥226,993 |
¥108,956,819 |
¥43,456,819 |
| 40 |
2.90% |
¥230,721 |
¥110,745,939 |
¥45,245,939 |
| 40 |
3.00% |
¥234,480 |
¥112,550,302 |
¥47,050,302 |
6550万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥175,881 |
¥73,870,066 |
¥8,370,066 |
| 35 |
0.80% |
¥178,855 |
¥75,119,064 |
¥9,619,064 |
| 35 |
0.90% |
¥181,860 |
¥76,381,317 |
¥10,881,317 |
| 35 |
1.00% |
¥184,897 |
¥77,656,796 |
¥12,156,796 |
| 35 |
1.10% |
¥187,965 |
¥78,945,468 |
¥13,445,468 |
| 35 |
1.20% |
¥191,065 |
¥80,247,299 |
¥14,747,299 |
| 35 |
1.30% |
¥194,196 |
¥81,562,249 |
¥16,062,249 |
| 35 |
1.40% |
¥197,358 |
¥82,890,277 |
¥17,390,277 |
| 35 |
1.50% |
¥200,551 |
¥84,231,339 |
¥18,731,339 |
| 35 |
1.60% |
¥203,775 |
¥85,585,387 |
¥20,085,387 |
| 35 |
1.70% |
¥207,029 |
¥86,952,371 |
¥21,452,371 |
| 35 |
1.80% |
¥210,315 |
¥88,332,237 |
¥22,832,237 |
| 35 |
1.90% |
¥213,631 |
¥89,724,929 |
¥24,224,929 |
| 35 |
2.00% |
¥216,977 |
¥91,130,388 |
¥25,630,388 |
| 35 |
2.10% |
¥220,354 |
¥92,548,552 |
¥27,048,552 |
| 35 |
2.20% |
¥223,760 |
¥93,979,357 |
¥28,479,357 |
| 35 |
2.30% |
¥227,197 |
¥95,422,736 |
¥29,922,736 |
| 35 |
2.40% |
¥230,663 |
¥96,878,619 |
¥31,378,619 |
| 35 |
2.50% |
¥234,159 |
¥98,346,934 |
¥32,846,934 |
| 35 |
2.60% |
¥237,685 |
¥99,827,606 |
¥34,327,606 |
| 35 |
2.70% |
¥241,239 |
¥101,320,557 |
¥35,820,557 |
| 35 |
2.80% |
¥244,823 |
¥102,825,710 |
¥37,325,710 |
| 35 |
2.90% |
¥248,436 |
¥104,342,981 |
¥38,842,981 |
| 35 |
3.00% |
¥252,077 |
¥105,872,287 |
¥40,372,287 |
6550万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥201,770 |
¥72,637,068 |
¥7,137,068 |
| 30 |
0.80% |
¥204,711 |
¥73,695,825 |
¥8,195,825 |
| 30 |
0.90% |
¥207,679 |
¥74,764,341 |
¥9,264,341 |
| 30 |
1.00% |
¥210,674 |
¥75,842,599 |
¥10,342,599 |
| 30 |
1.10% |
¥213,696 |
¥76,930,582 |
¥11,430,582 |
| 30 |
1.20% |
¥216,745 |
¥78,028,270 |
¥12,528,270 |
| 30 |
1.30% |
¥219,821 |
¥79,135,642 |
¥13,635,642 |
| 30 |
1.40% |
¥222,924 |
¥80,252,676 |
¥14,752,676 |
| 30 |
1.50% |
¥226,054 |
¥81,379,346 |
¥15,879,346 |
| 30 |
1.60% |
¥229,210 |
¥82,515,626 |
¥17,015,626 |
| 30 |
1.70% |
¥232,393 |
¥83,661,489 |
¥18,161,489 |
| 30 |
1.80% |
¥235,603 |
¥84,816,905 |
¥19,316,905 |
| 30 |
1.90% |
¥238,838 |
¥85,981,844 |
¥20,481,844 |
| 30 |
2.00% |
¥242,101 |
¥87,156,272 |
¥21,656,272 |
| 30 |
2.10% |
¥245,389 |
¥88,340,155 |
¥22,840,155 |
| 30 |
2.20% |
¥248,704 |
¥89,533,458 |
¥24,033,458 |
| 30 |
2.30% |
¥252,045 |
¥90,736,144 |
¥25,236,144 |
| 30 |
2.40% |
¥255,412 |
¥91,948,174 |
¥26,448,174 |
| 30 |
2.50% |
¥258,804 |
¥93,169,508 |
¥27,669,508 |
| 30 |
2.60% |
¥262,223 |
¥94,400,104 |
¥28,900,104 |
| 30 |
2.70% |
¥265,666 |
¥95,639,919 |
¥30,139,919 |
| 30 |
2.80% |
¥269,136 |
¥96,888,910 |
¥31,388,910 |
| 30 |
2.90% |
¥272,631 |
¥98,147,029 |
¥32,647,029 |
| 30 |
3.00% |
¥276,151 |
¥99,414,231 |
¥33,914,231 |
6550万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥238,058 |
¥71,417,380 |
¥5,917,380 |
| 25 |
0.80% |
¥240,966 |
¥72,289,946 |
¥6,789,946 |
| 25 |
0.90% |
¥243,898 |
¥73,169,301 |
¥7,669,301 |
| 25 |
1.00% |
¥246,851 |
¥74,055,437 |
¥8,555,437 |
| 25 |
1.10% |
¥249,828 |
¥74,948,345 |
¥9,448,345 |
| 25 |
1.20% |
¥252,827 |
¥75,848,015 |
¥10,348,015 |
| 25 |
1.30% |
¥255,848 |
¥76,754,436 |
¥11,254,436 |
| 25 |
1.40% |
¥258,892 |
¥77,667,598 |
¥12,167,598 |
| 25 |
1.50% |
¥261,958 |
¥78,587,488 |
¥13,087,488 |
| 25 |
1.60% |
¥265,047 |
¥79,514,093 |
¥14,014,093 |
| 25 |
1.70% |
¥268,158 |
¥80,447,400 |
¥14,947,400 |
| 25 |
1.80% |
¥271,291 |
¥81,387,393 |
¥15,887,393 |
| 25 |
1.90% |
¥274,447 |
¥82,334,058 |
¥16,834,058 |
| 25 |
2.00% |
¥277,625 |
¥83,287,378 |
¥17,787,378 |
| 25 |
2.10% |
¥280,824 |
¥84,247,336 |
¥18,747,336 |
| 25 |
2.20% |
¥284,046 |
¥85,213,915 |
¥19,713,915 |
| 25 |
2.30% |
¥287,290 |
¥86,187,096 |
¥20,687,096 |
| 25 |
2.40% |
¥290,556 |
¥87,166,861 |
¥21,666,861 |
| 25 |
2.50% |
¥293,844 |
¥88,153,188 |
¥22,653,188 |
| 25 |
2.60% |
¥297,154 |
¥89,146,058 |
¥23,646,058 |
| 25 |
2.70% |
¥300,485 |
¥90,145,449 |
¥24,645,449 |
| 25 |
2.80% |
¥303,838 |
¥91,151,339 |
¥25,651,339 |
| 25 |
2.90% |
¥307,212 |
¥92,163,705 |
¥26,663,705 |
| 25 |
3.00% |
¥310,608 |
¥93,182,523 |
¥27,682,523 |
6550万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥292,546 |
¥70,211,020 |
¥4,711,020 |
| 20 |
0.80% |
¥295,423 |
¥70,901,458 |
¥5,401,458 |
| 20 |
0.90% |
¥298,318 |
¥71,596,248 |
¥6,096,248 |
| 20 |
1.00% |
¥301,231 |
¥72,295,385 |
¥6,795,385 |
| 20 |
1.10% |
¥304,162 |
¥72,998,866 |
¥7,498,866 |
| 20 |
1.20% |
¥307,111 |
¥73,706,686 |
¥8,206,686 |
| 20 |
1.30% |
¥310,079 |
¥74,418,842 |
¥8,918,842 |
| 20 |
1.40% |
¥313,064 |
¥75,135,328 |
¥9,635,328 |
| 20 |
1.50% |
¥316,067 |
¥75,856,138 |
¥10,356,138 |
| 20 |
1.60% |
¥319,089 |
¥76,581,268 |
¥11,081,268 |
| 20 |
1.70% |
¥322,128 |
¥77,310,712 |
¥11,810,712 |
| 20 |
1.80% |
¥325,185 |
¥78,044,463 |
¥12,544,463 |
| 20 |
1.90% |
¥328,260 |
¥78,782,515 |
¥13,282,515 |
| 20 |
2.00% |
¥331,354 |
¥79,524,860 |
¥14,024,860 |
| 20 |
2.10% |
¥334,465 |
¥80,271,493 |
¥14,771,493 |
| 20 |
2.20% |
¥337,593 |
¥81,022,404 |
¥15,522,404 |
| 20 |
2.30% |
¥340,740 |
¥81,777,587 |
¥16,277,587 |
| 20 |
2.40% |
¥343,904 |
¥82,537,034 |
¥17,037,034 |
| 20 |
2.50% |
¥347,086 |
¥83,300,735 |
¥17,800,735 |
| 20 |
2.60% |
¥350,286 |
¥84,068,682 |
¥18,568,682 |
| 20 |
2.70% |
¥353,504 |
¥84,840,866 |
¥19,340,866 |
| 20 |
2.80% |
¥356,739 |
¥85,617,277 |
¥20,117,277 |
| 20 |
2.90% |
¥359,991 |
¥86,397,906 |
¥20,897,906 |
| 20 |
3.00% |
¥363,261 |
¥87,182,742 |
¥21,682,742 |
6550万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥383,433 |
¥69,018,002 |
¥3,518,002 |
| 15 |
0.80% |
¥386,280 |
¥69,530,386 |
¥4,030,386 |
| 15 |
0.90% |
¥389,140 |
¥70,045,220 |
¥4,545,220 |
| 15 |
1.00% |
¥392,014 |
¥70,562,503 |
¥5,062,503 |
| 15 |
1.10% |
¥394,901 |
¥71,082,234 |
¥5,582,234 |
| 15 |
1.20% |
¥397,802 |
¥71,604,411 |
¥6,104,411 |
| 15 |
1.30% |
¥400,717 |
¥72,129,032 |
¥6,629,032 |
| 15 |
1.40% |
¥403,645 |
¥72,656,097 |
¥7,156,097 |
| 15 |
1.50% |
¥406,587 |
¥73,185,602 |
¥7,685,602 |
| 15 |
1.60% |
¥409,542 |
¥73,717,547 |
¥8,217,547 |
| 15 |
1.70% |
¥412,511 |
¥74,251,929 |
¥8,751,929 |
| 15 |
1.80% |
¥415,493 |
¥74,788,746 |
¥9,288,746 |
| 15 |
1.90% |
¥418,489 |
¥75,327,995 |
¥9,827,995 |
| 15 |
2.00% |
¥421,498 |
¥75,869,676 |
¥10,369,676 |
| 15 |
2.10% |
¥424,521 |
¥76,413,784 |
¥10,913,784 |
| 15 |
2.20% |
¥427,557 |
¥76,960,319 |
¥11,460,319 |
| 15 |
2.30% |
¥430,607 |
¥77,509,276 |
¥12,009,276 |
| 15 |
2.40% |
¥433,670 |
¥78,060,653 |
¥12,560,653 |
| 15 |
2.50% |
¥436,747 |
¥78,614,448 |
¥13,114,448 |
| 15 |
2.60% |
¥439,837 |
¥79,170,657 |
¥13,670,657 |
| 15 |
2.70% |
¥442,940 |
¥79,729,277 |
¥14,229,277 |
| 15 |
2.80% |
¥446,057 |
¥80,290,306 |
¥14,790,306 |
| 15 |
2.90% |
¥449,187 |
¥80,853,740 |
¥15,353,740 |
| 15 |
3.00% |
¥452,331 |
¥81,419,575 |
¥15,919,575 |
6550万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥565,319 |
¥67,838,338 |
¥2,338,338 |
| 10 |
0.80% |
¥568,140 |
¥68,176,749 |
¥2,676,749 |
| 10 |
0.90% |
¥570,969 |
¥68,516,249 |
¥3,016,249 |
| 10 |
1.00% |
¥573,807 |
¥68,856,839 |
¥3,356,839 |
| 10 |
1.10% |
¥576,654 |
¥69,198,519 |
¥3,698,519 |
| 10 |
1.20% |
¥579,511 |
¥69,541,286 |
¥4,041,286 |
| 10 |
1.30% |
¥582,376 |
¥69,885,143 |
¥4,385,143 |
| 10 |
1.40% |
¥585,251 |
¥70,230,087 |
¥4,730,087 |
| 10 |
1.50% |
¥588,134 |
¥70,576,119 |
¥5,076,119 |
| 10 |
1.60% |
¥591,027 |
¥70,923,238 |
¥5,423,238 |
| 10 |
1.70% |
¥593,929 |
¥71,271,443 |
¥5,771,443 |
| 10 |
1.80% |
¥596,839 |
¥71,620,735 |
¥6,120,735 |
| 10 |
1.90% |
¥599,759 |
¥71,971,112 |
¥6,471,112 |
| 10 |
2.00% |
¥602,688 |
¥72,322,575 |
¥6,822,575 |
| 10 |
2.10% |
¥605,626 |
¥72,675,122 |
¥7,175,122 |
| 10 |
2.20% |
¥608,573 |
¥73,028,753 |
¥7,528,753 |
| 10 |
2.30% |
¥611,529 |
¥73,383,467 |
¥7,883,467 |
| 10 |
2.40% |
¥614,494 |
¥73,739,264 |
¥8,239,264 |
| 10 |
2.50% |
¥617,468 |
¥74,096,143 |
¥8,596,143 |
| 10 |
2.60% |
¥620,451 |
¥74,454,103 |
¥8,954,103 |
| 10 |
2.70% |
¥623,443 |
¥74,813,144 |
¥9,313,144 |
| 10 |
2.80% |
¥626,444 |
¥75,173,266 |
¥9,673,266 |
| 10 |
2.90% |
¥629,454 |
¥75,534,466 |
¥10,034,466 |
| 10 |
3.00% |
¥632,473 |
¥75,896,745 |
¥10,396,745 |
