1190万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1190万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1190万円の住宅ローン|期間・年数別
1190万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥23,512 |
¥14,107,167 |
¥2,207,167 |
| 50 |
0.80% |
¥24,070 |
¥14,442,159 |
¥2,542,159 |
| 50 |
0.90% |
¥24,637 |
¥14,782,025 |
¥2,882,025 |
| 50 |
1.00% |
¥25,211 |
¥15,126,745 |
¥3,226,745 |
| 50 |
1.10% |
¥25,794 |
¥15,476,296 |
¥3,576,296 |
| 50 |
1.20% |
¥26,384 |
¥15,830,650 |
¥3,930,650 |
| 50 |
1.30% |
¥26,983 |
¥16,189,781 |
¥4,289,781 |
| 50 |
1.40% |
¥27,589 |
¥16,553,658 |
¥4,653,658 |
| 50 |
1.50% |
¥28,204 |
¥16,922,249 |
¥5,022,249 |
| 50 |
1.60% |
¥28,826 |
¥17,295,520 |
¥5,395,520 |
| 50 |
1.70% |
¥29,456 |
¥17,673,435 |
¥5,773,435 |
| 50 |
1.80% |
¥30,093 |
¥18,055,956 |
¥6,155,956 |
| 50 |
1.90% |
¥30,738 |
¥18,443,041 |
¥6,543,041 |
| 50 |
2.00% |
¥31,391 |
¥18,834,651 |
¥6,934,651 |
| 50 |
2.10% |
¥32,051 |
¥19,230,740 |
¥7,330,740 |
| 50 |
2.20% |
¥32,719 |
¥19,631,265 |
¥7,731,265 |
| 50 |
2.30% |
¥33,394 |
¥20,036,177 |
¥8,136,177 |
| 50 |
2.40% |
¥34,076 |
¥20,445,429 |
¥8,545,429 |
| 50 |
2.50% |
¥34,765 |
¥20,858,971 |
¥8,958,971 |
| 50 |
2.60% |
¥35,461 |
¥21,276,752 |
¥9,376,752 |
| 50 |
2.70% |
¥36,165 |
¥21,698,718 |
¥9,798,718 |
| 50 |
2.80% |
¥36,875 |
¥22,124,818 |
¥10,224,818 |
| 50 |
2.90% |
¥37,592 |
¥22,554,995 |
¥10,654,995 |
| 50 |
3.00% |
¥38,315 |
¥22,989,193 |
¥11,089,193 |
1190万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥25,696 |
¥13,875,928 |
¥1,975,928 |
| 45 |
0.80% |
¥26,248 |
¥14,174,167 |
¥2,274,167 |
| 45 |
0.90% |
¥26,808 |
¥14,476,367 |
¥2,576,367 |
| 45 |
1.00% |
¥27,375 |
¥14,782,513 |
¥2,882,513 |
| 45 |
1.10% |
¥27,949 |
¥15,092,590 |
¥3,192,590 |
| 45 |
1.20% |
¥28,531 |
¥15,406,581 |
¥3,506,581 |
| 45 |
1.30% |
¥29,119 |
¥15,724,467 |
¥3,824,467 |
| 45 |
1.40% |
¥29,715 |
¥16,046,229 |
¥4,146,229 |
| 45 |
1.50% |
¥30,318 |
¥16,371,844 |
¥4,471,844 |
| 45 |
1.60% |
¥30,928 |
¥16,701,290 |
¥4,801,290 |
| 45 |
1.70% |
¥31,545 |
¥17,034,544 |
¥5,134,544 |
| 45 |
1.80% |
¥32,170 |
¥17,371,578 |
¥5,471,578 |
| 45 |
1.90% |
¥32,801 |
¥17,712,367 |
¥5,812,367 |
| 45 |
2.00% |
¥33,439 |
¥18,056,883 |
¥6,156,883 |
| 45 |
2.10% |
¥34,084 |
¥18,405,095 |
¥6,505,095 |
| 45 |
2.20% |
¥34,735 |
¥18,756,975 |
¥6,856,975 |
| 45 |
2.30% |
¥35,393 |
¥19,112,489 |
¥7,212,489 |
| 45 |
2.40% |
¥36,059 |
¥19,471,606 |
¥7,571,606 |
| 45 |
2.50% |
¥36,730 |
¥19,834,292 |
¥7,934,292 |
| 45 |
2.60% |
¥37,408 |
¥20,200,511 |
¥8,300,511 |
| 45 |
2.70% |
¥38,093 |
¥20,570,229 |
¥8,670,229 |
| 45 |
2.80% |
¥38,784 |
¥20,943,408 |
¥9,043,408 |
| 45 |
2.90% |
¥39,482 |
¥21,320,010 |
¥9,420,010 |
| 45 |
3.00% |
¥40,185 |
¥21,699,999 |
¥9,799,999 |
1190万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥28,431 |
¥13,647,093 |
¥1,747,093 |
| 40 |
0.80% |
¥28,978 |
¥13,909,306 |
¥2,009,306 |
| 40 |
0.90% |
¥29,531 |
¥14,174,657 |
¥2,274,657 |
| 40 |
1.00% |
¥30,090 |
¥14,443,137 |
¥2,543,137 |
| 40 |
1.10% |
¥30,656 |
¥14,714,736 |
¥2,814,736 |
| 40 |
1.20% |
¥31,228 |
¥14,989,444 |
¥3,089,444 |
| 40 |
1.30% |
¥31,807 |
¥15,267,247 |
¥3,367,247 |
| 40 |
1.40% |
¥32,392 |
¥15,548,135 |
¥3,648,135 |
| 40 |
1.50% |
¥32,984 |
¥15,832,093 |
¥3,932,093 |
| 40 |
1.60% |
¥33,581 |
¥16,119,107 |
¥4,219,107 |
| 40 |
1.70% |
¥34,186 |
¥16,409,161 |
¥4,509,161 |
| 40 |
1.80% |
¥34,796 |
¥16,702,240 |
¥4,802,240 |
| 40 |
1.90% |
¥35,413 |
¥16,998,326 |
¥5,098,326 |
| 40 |
2.00% |
¥36,036 |
¥17,297,401 |
¥5,397,401 |
| 40 |
2.10% |
¥36,666 |
¥17,599,446 |
¥5,699,446 |
| 40 |
2.20% |
¥37,301 |
¥17,904,443 |
¥6,004,443 |
| 40 |
2.30% |
¥37,942 |
¥18,212,370 |
¥6,312,370 |
| 40 |
2.40% |
¥38,590 |
¥18,523,207 |
¥6,623,207 |
| 40 |
2.50% |
¥39,244 |
¥18,836,932 |
¥6,936,932 |
| 40 |
2.60% |
¥39,903 |
¥19,153,523 |
¥7,253,523 |
| 40 |
2.70% |
¥40,569 |
¥19,472,956 |
¥7,572,956 |
| 40 |
2.80% |
¥41,240 |
¥19,795,208 |
¥7,895,208 |
| 40 |
2.90% |
¥41,917 |
¥20,120,255 |
¥8,220,255 |
| 40 |
3.00% |
¥42,600 |
¥20,448,070 |
¥8,548,070 |
1190万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥31,954 |
¥13,420,669 |
¥1,520,669 |
| 35 |
0.80% |
¥32,494 |
¥13,647,586 |
¥1,747,586 |
| 35 |
0.90% |
¥33,040 |
¥13,876,911 |
¥1,976,911 |
| 35 |
1.00% |
¥33,592 |
¥14,108,639 |
¥2,208,639 |
| 35 |
1.10% |
¥34,149 |
¥14,342,764 |
¥2,442,764 |
| 35 |
1.20% |
¥34,713 |
¥14,579,280 |
¥2,679,280 |
| 35 |
1.30% |
¥35,281 |
¥14,818,180 |
¥2,918,180 |
| 35 |
1.40% |
¥35,856 |
¥15,059,455 |
¥3,159,455 |
| 35 |
1.50% |
¥36,436 |
¥15,303,098 |
¥3,403,098 |
| 35 |
1.60% |
¥37,022 |
¥15,549,101 |
¥3,649,101 |
| 35 |
1.70% |
¥37,613 |
¥15,797,454 |
¥3,897,454 |
| 35 |
1.80% |
¥38,210 |
¥16,048,147 |
¥4,148,147 |
| 35 |
1.90% |
¥38,812 |
¥16,301,170 |
¥4,401,170 |
| 35 |
2.00% |
¥39,420 |
¥16,556,513 |
¥4,656,513 |
| 35 |
2.10% |
¥40,034 |
¥16,814,164 |
¥4,914,164 |
| 35 |
2.20% |
¥40,653 |
¥17,074,112 |
¥5,174,112 |
| 35 |
2.30% |
¥41,277 |
¥17,336,344 |
¥5,436,344 |
| 35 |
2.40% |
¥41,907 |
¥17,600,848 |
¥5,700,848 |
| 35 |
2.50% |
¥42,542 |
¥17,867,611 |
¥5,967,611 |
| 35 |
2.60% |
¥43,182 |
¥18,136,618 |
¥6,236,618 |
| 35 |
2.70% |
¥43,828 |
¥18,407,857 |
¥6,507,857 |
| 35 |
2.80% |
¥44,479 |
¥18,681,312 |
¥6,781,312 |
| 35 |
2.90% |
¥45,136 |
¥18,956,969 |
¥7,056,969 |
| 35 |
3.00% |
¥45,797 |
¥19,234,812 |
¥7,334,812 |
1190万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥36,657 |
¥13,196,658 |
¥1,296,658 |
| 30 |
0.80% |
¥37,192 |
¥13,389,012 |
¥1,489,012 |
| 30 |
0.90% |
¥37,731 |
¥13,583,140 |
¥1,683,140 |
| 30 |
1.00% |
¥38,275 |
¥13,779,037 |
¥1,879,037 |
| 30 |
1.10% |
¥38,824 |
¥13,976,701 |
¥2,076,701 |
| 30 |
1.20% |
¥39,378 |
¥14,176,128 |
¥2,276,128 |
| 30 |
1.30% |
¥39,937 |
¥14,377,315 |
¥2,477,315 |
| 30 |
1.40% |
¥40,501 |
¥14,580,257 |
¥2,680,257 |
| 30 |
1.50% |
¥41,069 |
¥14,784,950 |
¥2,884,950 |
| 30 |
1.60% |
¥41,643 |
¥14,991,389 |
¥3,091,389 |
| 30 |
1.70% |
¥42,221 |
¥15,199,568 |
¥3,299,568 |
| 30 |
1.80% |
¥42,804 |
¥15,409,484 |
¥3,509,484 |
| 30 |
1.90% |
¥43,392 |
¥15,621,129 |
¥3,721,129 |
| 30 |
2.00% |
¥43,985 |
¥15,834,498 |
¥3,934,498 |
| 30 |
2.10% |
¥44,582 |
¥16,049,585 |
¥4,149,585 |
| 30 |
2.20% |
¥45,184 |
¥16,266,384 |
¥4,366,384 |
| 30 |
2.30% |
¥45,791 |
¥16,484,887 |
¥4,584,887 |
| 30 |
2.40% |
¥46,403 |
¥16,705,088 |
¥4,805,088 |
| 30 |
2.50% |
¥47,019 |
¥16,926,979 |
¥5,026,979 |
| 30 |
2.60% |
¥47,640 |
¥17,150,553 |
¥5,250,553 |
| 30 |
2.70% |
¥48,266 |
¥17,375,802 |
¥5,475,802 |
| 30 |
2.80% |
¥48,896 |
¥17,602,718 |
¥5,702,718 |
| 30 |
2.90% |
¥49,531 |
¥17,831,292 |
¥5,931,292 |
| 30 |
3.00% |
¥50,171 |
¥18,061,517 |
¥6,161,517 |
1190万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥43,250 |
¥12,975,066 |
¥1,075,066 |
| 25 |
0.80% |
¥43,779 |
¥13,133,593 |
¥1,233,593 |
| 25 |
0.90% |
¥44,311 |
¥13,293,354 |
¥1,393,354 |
| 25 |
1.00% |
¥44,848 |
¥13,454,347 |
¥1,554,347 |
| 25 |
1.10% |
¥45,389 |
¥13,616,570 |
¥1,716,570 |
| 25 |
1.20% |
¥45,933 |
¥13,780,021 |
¥1,880,021 |
| 25 |
1.30% |
¥46,482 |
¥13,944,699 |
¥2,044,699 |
| 25 |
1.40% |
¥47,035 |
¥14,110,602 |
¥2,210,602 |
| 25 |
1.50% |
¥47,592 |
¥14,277,727 |
¥2,377,727 |
| 25 |
1.60% |
¥48,154 |
¥14,446,072 |
¥2,546,072 |
| 25 |
1.70% |
¥48,719 |
¥14,615,634 |
¥2,715,634 |
| 25 |
1.80% |
¥49,288 |
¥14,786,412 |
¥2,886,412 |
| 25 |
1.90% |
¥49,861 |
¥14,958,401 |
¥3,058,401 |
| 25 |
2.00% |
¥50,439 |
¥15,131,600 |
¥3,231,600 |
| 25 |
2.10% |
¥51,020 |
¥15,306,005 |
¥3,406,005 |
| 25 |
2.20% |
¥51,605 |
¥15,481,612 |
¥3,581,612 |
| 25 |
2.30% |
¥52,195 |
¥15,658,419 |
¥3,758,419 |
| 25 |
2.40% |
¥52,788 |
¥15,836,422 |
¥3,936,422 |
| 25 |
2.50% |
¥53,385 |
¥16,015,617 |
¥4,115,617 |
| 25 |
2.60% |
¥53,987 |
¥16,196,001 |
¥4,296,001 |
| 25 |
2.70% |
¥54,592 |
¥16,377,570 |
¥4,477,570 |
| 25 |
2.80% |
¥55,201 |
¥16,560,320 |
¥4,660,320 |
| 25 |
2.90% |
¥55,814 |
¥16,744,246 |
¥4,844,246 |
| 25 |
3.00% |
¥56,431 |
¥16,929,344 |
¥5,029,344 |
1190万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥53,150 |
¥12,755,895 |
¥855,895 |
| 20 |
0.80% |
¥53,672 |
¥12,881,334 |
¥981,334 |
| 20 |
0.90% |
¥54,198 |
¥13,007,563 |
¥1,107,563 |
| 20 |
1.00% |
¥54,727 |
¥13,134,581 |
¥1,234,581 |
| 20 |
1.10% |
¥55,260 |
¥13,262,389 |
¥1,362,389 |
| 20 |
1.20% |
¥55,796 |
¥13,390,986 |
¥1,490,986 |
| 20 |
1.30% |
¥56,335 |
¥13,520,370 |
¥1,620,370 |
| 20 |
1.40% |
¥56,877 |
¥13,650,540 |
¥1,750,540 |
| 20 |
1.50% |
¥57,423 |
¥13,781,497 |
¥1,881,497 |
| 20 |
1.60% |
¥57,972 |
¥13,913,238 |
¥2,013,238 |
| 20 |
1.70% |
¥58,524 |
¥14,045,763 |
¥2,145,763 |
| 20 |
1.80% |
¥59,079 |
¥14,179,070 |
¥2,279,070 |
| 20 |
1.90% |
¥59,638 |
¥14,313,159 |
¥2,413,159 |
| 20 |
2.00% |
¥60,200 |
¥14,448,028 |
¥2,548,028 |
| 20 |
2.10% |
¥60,765 |
¥14,583,676 |
¥2,683,676 |
| 20 |
2.20% |
¥61,334 |
¥14,720,101 |
¥2,820,101 |
| 20 |
2.30% |
¥61,905 |
¥14,857,302 |
¥2,957,302 |
| 20 |
2.40% |
¥62,480 |
¥14,995,278 |
¥3,095,278 |
| 20 |
2.50% |
¥63,058 |
¥15,134,027 |
¥3,234,027 |
| 20 |
2.60% |
¥63,640 |
¥15,273,547 |
¥3,373,547 |
| 20 |
2.70% |
¥64,224 |
¥15,413,837 |
¥3,513,837 |
| 20 |
2.80% |
¥64,812 |
¥15,554,895 |
¥3,654,895 |
| 20 |
2.90% |
¥65,403 |
¥15,696,719 |
¥3,796,719 |
| 20 |
3.00% |
¥65,997 |
¥15,839,307 |
¥3,939,307 |
1190万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥69,662 |
¥12,539,148 |
¥639,148 |
| 15 |
0.80% |
¥70,179 |
¥12,632,238 |
¥732,238 |
| 15 |
0.90% |
¥70,699 |
¥12,725,773 |
¥825,773 |
| 15 |
1.00% |
¥71,221 |
¥12,819,753 |
¥919,753 |
| 15 |
1.10% |
¥71,745 |
¥12,914,177 |
¥1,014,177 |
| 15 |
1.20% |
¥72,272 |
¥13,009,046 |
¥1,109,046 |
| 15 |
1.30% |
¥72,802 |
¥13,104,359 |
¥1,204,359 |
| 15 |
1.40% |
¥73,334 |
¥13,200,115 |
¥1,300,115 |
| 15 |
1.50% |
¥73,868 |
¥13,296,315 |
¥1,396,315 |
| 15 |
1.60% |
¥74,405 |
¥13,392,959 |
¥1,492,959 |
| 15 |
1.70% |
¥74,945 |
¥13,490,045 |
¥1,590,045 |
| 15 |
1.80% |
¥75,487 |
¥13,587,574 |
¥1,687,574 |
| 15 |
1.90% |
¥76,031 |
¥13,685,544 |
¥1,785,544 |
| 15 |
2.00% |
¥76,578 |
¥13,783,956 |
¥1,883,956 |
| 15 |
2.10% |
¥77,127 |
¥13,882,810 |
¥1,982,810 |
| 15 |
2.20% |
¥77,678 |
¥13,982,104 |
¥2,082,104 |
| 15 |
2.30% |
¥78,232 |
¥14,081,838 |
¥2,181,838 |
| 15 |
2.40% |
¥78,789 |
¥14,182,012 |
¥2,282,012 |
| 15 |
2.50% |
¥79,348 |
¥14,282,625 |
¥2,382,625 |
| 15 |
2.60% |
¥79,909 |
¥14,383,677 |
¥2,483,677 |
| 15 |
2.70% |
¥80,473 |
¥14,485,166 |
¥2,585,166 |
| 15 |
2.80% |
¥81,039 |
¥14,587,094 |
¥2,687,094 |
| 15 |
2.90% |
¥81,608 |
¥14,689,458 |
¥2,789,458 |
| 15 |
3.00% |
¥82,179 |
¥14,792,259 |
¥2,892,259 |
1190万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥102,707 |
¥12,324,828 |
¥424,828 |
| 10 |
0.80% |
¥103,219 |
¥12,386,310 |
¥486,310 |
| 10 |
0.90% |
¥103,733 |
¥12,447,990 |
¥547,990 |
| 10 |
1.00% |
¥104,249 |
¥12,509,869 |
¥609,869 |
| 10 |
1.10% |
¥104,766 |
¥12,571,945 |
¥671,945 |
| 10 |
1.20% |
¥105,285 |
¥12,634,218 |
¥734,218 |
| 10 |
1.30% |
¥105,806 |
¥12,696,690 |
¥796,690 |
| 10 |
1.40% |
¥106,328 |
¥12,759,359 |
¥859,359 |
| 10 |
1.50% |
¥106,852 |
¥12,822,226 |
¥922,226 |
| 10 |
1.60% |
¥107,377 |
¥12,885,291 |
¥985,291 |
| 10 |
1.70% |
¥107,905 |
¥12,948,552 |
¥1,048,552 |
| 10 |
1.80% |
¥108,433 |
¥13,012,011 |
¥1,112,011 |
| 10 |
1.90% |
¥108,964 |
¥13,075,668 |
¥1,175,668 |
| 10 |
2.00% |
¥109,496 |
¥13,139,521 |
¥1,239,521 |
| 10 |
2.10% |
¥110,030 |
¥13,203,572 |
¥1,303,572 |
| 10 |
2.20% |
¥110,565 |
¥13,267,819 |
¥1,367,819 |
| 10 |
2.30% |
¥111,102 |
¥13,332,263 |
¥1,432,263 |
| 10 |
2.40% |
¥111,641 |
¥13,396,904 |
¥1,496,904 |
| 10 |
2.50% |
¥112,181 |
¥13,461,742 |
¥1,561,742 |
| 10 |
2.60% |
¥112,723 |
¥13,526,776 |
¥1,626,776 |
| 10 |
2.70% |
¥113,267 |
¥13,592,006 |
¥1,692,006 |
| 10 |
2.80% |
¥113,812 |
¥13,657,433 |
¥1,757,433 |
| 10 |
2.90% |
¥114,359 |
¥13,723,056 |
¥1,823,056 |
| 10 |
3.00% |
¥114,907 |
¥13,788,874 |
¥1,888,874 |