6980万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6980万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6980万円の住宅ローン|期間・年数別
6980万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥137,910 |
¥82,746,241 |
¥12,946,241 |
| 50 |
0.80% |
¥141,185 |
¥84,711,151 |
¥14,911,151 |
| 50 |
0.90% |
¥144,508 |
¥86,704,653 |
¥16,904,653 |
| 50 |
1.00% |
¥147,878 |
¥88,726,625 |
¥18,926,625 |
| 50 |
1.10% |
¥151,295 |
¥90,776,927 |
¥20,976,927 |
| 50 |
1.20% |
¥154,759 |
¥92,855,409 |
¥23,055,409 |
| 50 |
1.30% |
¥158,270 |
¥94,961,908 |
¥25,161,908 |
| 50 |
1.40% |
¥161,827 |
¥97,096,246 |
¥27,296,246 |
| 50 |
1.50% |
¥165,430 |
¥99,258,235 |
¥29,458,235 |
| 50 |
1.60% |
¥169,079 |
¥101,447,675 |
¥31,647,675 |
| 50 |
1.70% |
¥172,774 |
¥103,664,352 |
¥33,864,352 |
| 50 |
1.80% |
¥176,513 |
¥105,908,042 |
¥36,108,042 |
| 50 |
1.90% |
¥180,298 |
¥108,178,512 |
¥38,378,512 |
| 50 |
2.00% |
¥184,126 |
¥110,475,515 |
¥40,675,515 |
| 50 |
2.10% |
¥187,998 |
¥112,798,797 |
¥42,998,797 |
| 50 |
2.20% |
¥191,913 |
¥115,148,091 |
¥45,348,091 |
| 50 |
2.30% |
¥195,872 |
¥117,523,123 |
¥47,723,123 |
| 50 |
2.40% |
¥199,873 |
¥119,923,610 |
¥50,123,610 |
| 50 |
2.50% |
¥203,915 |
¥122,349,259 |
¥52,549,259 |
| 50 |
2.60% |
¥208,000 |
¥124,799,770 |
¥54,999,770 |
| 50 |
2.70% |
¥212,125 |
¥127,274,835 |
¥57,474,835 |
| 50 |
2.80% |
¥216,290 |
¥129,774,140 |
¥59,974,140 |
| 50 |
2.90% |
¥220,496 |
¥132,297,363 |
¥62,497,363 |
| 50 |
3.00% |
¥224,740 |
¥134,844,176 |
¥65,044,176 |
6980万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥150,722 |
¥81,389,895 |
¥11,589,895 |
| 45 |
0.80% |
¥153,962 |
¥83,139,231 |
¥13,339,231 |
| 45 |
0.90% |
¥157,244 |
¥84,911,798 |
¥15,111,798 |
| 45 |
1.00% |
¥160,569 |
¥86,707,512 |
¥16,907,512 |
| 45 |
1.10% |
¥163,938 |
¥88,526,284 |
¥18,726,284 |
| 45 |
1.20% |
¥167,348 |
¥90,368,012 |
¥20,568,012 |
| 45 |
1.30% |
¥170,801 |
¥92,232,589 |
¥22,432,589 |
| 45 |
1.40% |
¥174,296 |
¥94,119,896 |
¥24,319,896 |
| 45 |
1.50% |
¥177,833 |
¥96,029,807 |
¥26,229,807 |
| 45 |
1.60% |
¥181,411 |
¥97,962,190 |
¥28,162,190 |
| 45 |
1.70% |
¥185,031 |
¥99,916,902 |
¥30,116,902 |
| 45 |
1.80% |
¥188,692 |
¥101,893,794 |
¥32,093,794 |
| 45 |
1.90% |
¥192,394 |
¥103,892,708 |
¥34,092,708 |
| 45 |
2.00% |
¥196,136 |
¥105,913,479 |
¥36,113,479 |
| 45 |
2.10% |
¥199,918 |
¥107,955,937 |
¥38,155,937 |
| 45 |
2.20% |
¥203,741 |
¥110,019,902 |
¥40,219,902 |
| 45 |
2.30% |
¥207,602 |
¥112,105,189 |
¥42,305,189 |
| 45 |
2.40% |
¥211,503 |
¥114,211,606 |
¥44,411,606 |
| 45 |
2.50% |
¥215,443 |
¥116,338,955 |
¥46,538,955 |
| 45 |
2.60% |
¥219,420 |
¥118,487,031 |
¥48,687,031 |
| 45 |
2.70% |
¥223,436 |
¥120,655,627 |
¥50,855,627 |
| 45 |
2.80% |
¥227,490 |
¥122,844,525 |
¥53,044,525 |
| 45 |
2.90% |
¥231,581 |
¥125,053,506 |
¥55,253,506 |
| 45 |
3.00% |
¥235,708 |
¥127,282,344 |
¥57,482,344 |
6980万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥166,766 |
¥80,047,656 |
¥10,247,656 |
| 40 |
0.80% |
¥169,970 |
¥81,585,679 |
¥11,785,679 |
| 40 |
0.90% |
¥173,213 |
¥83,142,108 |
¥13,342,108 |
| 40 |
1.00% |
¥176,494 |
¥84,716,889 |
¥14,916,889 |
| 40 |
1.10% |
¥179,812 |
¥86,309,966 |
¥16,509,966 |
| 40 |
1.20% |
¥183,169 |
¥87,921,274 |
¥18,121,274 |
| 40 |
1.30% |
¥186,564 |
¥89,550,745 |
¥19,750,745 |
| 40 |
1.40% |
¥189,996 |
¥91,198,305 |
¥21,398,305 |
| 40 |
1.50% |
¥193,466 |
¥92,863,874 |
¥23,063,874 |
| 40 |
1.60% |
¥196,974 |
¥94,547,367 |
¥24,747,367 |
| 40 |
1.70% |
¥200,518 |
¥96,248,694 |
¥26,448,694 |
| 40 |
1.80% |
¥204,099 |
¥97,967,760 |
¥28,167,760 |
| 40 |
1.90% |
¥207,718 |
¥99,704,464 |
¥29,904,464 |
| 40 |
2.00% |
¥211,372 |
¥101,458,702 |
¥31,658,702 |
| 40 |
2.10% |
¥215,063 |
¥103,230,364 |
¥33,430,364 |
| 40 |
2.20% |
¥218,790 |
¥105,019,336 |
¥35,219,336 |
| 40 |
2.30% |
¥222,553 |
¥106,825,498 |
¥37,025,498 |
| 40 |
2.40% |
¥226,352 |
¥108,648,728 |
¥38,848,728 |
| 40 |
2.50% |
¥230,185 |
¥110,488,897 |
¥40,688,897 |
| 40 |
2.60% |
¥234,054 |
¥112,345,875 |
¥42,545,875 |
| 40 |
2.70% |
¥237,957 |
¥114,219,526 |
¥44,419,526 |
| 40 |
2.80% |
¥241,895 |
¥116,109,710 |
¥46,309,710 |
| 40 |
2.90% |
¥245,867 |
¥118,016,284 |
¥48,216,284 |
| 40 |
3.00% |
¥249,873 |
¥119,939,101 |
¥50,139,101 |
6980万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥187,428 |
¥78,719,551 |
¥8,919,551 |
| 35 |
0.80% |
¥190,597 |
¥80,050,545 |
¥10,250,545 |
| 35 |
0.90% |
¥193,799 |
¥81,395,663 |
¥11,595,663 |
| 35 |
1.00% |
¥197,035 |
¥82,754,876 |
¥12,954,876 |
| 35 |
1.10% |
¥200,305 |
¥84,128,148 |
¥14,328,148 |
| 35 |
1.20% |
¥203,608 |
¥85,515,442 |
¥15,715,442 |
| 35 |
1.30% |
¥206,945 |
¥86,916,717 |
¥17,116,717 |
| 35 |
1.40% |
¥210,314 |
¥88,331,929 |
¥18,531,929 |
| 35 |
1.50% |
¥213,717 |
¥89,761,030 |
¥19,961,030 |
| 35 |
1.60% |
¥217,152 |
¥91,203,970 |
¥21,403,970 |
| 35 |
1.70% |
¥220,621 |
¥92,660,695 |
¥22,860,695 |
| 35 |
1.80% |
¥224,122 |
¥94,131,147 |
¥24,331,147 |
| 35 |
1.90% |
¥227,655 |
¥95,615,268 |
¥25,815,268 |
| 35 |
2.00% |
¥231,221 |
¥97,112,994 |
¥27,312,994 |
| 35 |
2.10% |
¥234,820 |
¥98,624,259 |
¥28,824,259 |
| 35 |
2.20% |
¥238,450 |
¥100,148,995 |
¥30,348,995 |
| 35 |
2.30% |
¥242,112 |
¥101,687,130 |
¥31,887,130 |
| 35 |
2.40% |
¥245,806 |
¥103,238,589 |
¥33,438,589 |
| 35 |
2.50% |
¥249,532 |
¥104,803,297 |
¥35,003,297 |
| 35 |
2.60% |
¥253,289 |
¥106,381,174 |
¥36,581,174 |
| 35 |
2.70% |
¥257,077 |
¥107,972,136 |
¥38,172,136 |
| 35 |
2.80% |
¥260,895 |
¥109,576,100 |
¥39,776,100 |
| 35 |
2.90% |
¥264,745 |
¥111,192,978 |
¥41,392,978 |
| 35 |
3.00% |
¥268,625 |
¥112,822,682 |
¥43,022,682 |
6980万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥215,016 |
¥77,405,608 |
¥7,605,608 |
| 30 |
0.80% |
¥218,150 |
¥78,533,872 |
¥8,733,872 |
| 30 |
0.90% |
¥221,313 |
¥79,672,534 |
¥9,872,534 |
| 30 |
1.00% |
¥224,504 |
¥80,821,579 |
¥11,021,579 |
| 30 |
1.10% |
¥227,725 |
¥81,980,986 |
¥12,180,986 |
| 30 |
1.20% |
¥230,974 |
¥83,150,737 |
¥13,350,737 |
| 30 |
1.30% |
¥234,252 |
¥84,330,807 |
¥14,530,807 |
| 30 |
1.40% |
¥237,559 |
¥85,521,172 |
¥15,721,172 |
| 30 |
1.50% |
¥240,894 |
¥86,721,806 |
¥16,921,806 |
| 30 |
1.60% |
¥244,257 |
¥87,932,682 |
¥18,132,682 |
| 30 |
1.70% |
¥247,649 |
¥89,153,770 |
¥19,353,770 |
| 30 |
1.80% |
¥251,070 |
¥90,385,038 |
¥20,585,038 |
| 30 |
1.90% |
¥254,518 |
¥91,626,453 |
¥21,826,453 |
| 30 |
2.00% |
¥257,994 |
¥92,877,981 |
¥23,077,981 |
| 30 |
2.10% |
¥261,499 |
¥94,139,585 |
¥24,339,585 |
| 30 |
2.20% |
¥265,031 |
¥95,411,227 |
¥25,611,227 |
| 30 |
2.30% |
¥268,591 |
¥96,692,868 |
¥26,892,868 |
| 30 |
2.40% |
¥272,179 |
¥97,984,467 |
¥28,184,467 |
| 30 |
2.50% |
¥275,794 |
¥99,285,979 |
¥29,485,979 |
| 30 |
2.60% |
¥279,437 |
¥100,597,363 |
¥30,797,363 |
| 30 |
2.70% |
¥283,107 |
¥101,918,571 |
¥32,118,571 |
| 30 |
2.80% |
¥286,804 |
¥103,249,556 |
¥33,449,556 |
| 30 |
2.90% |
¥290,529 |
¥104,590,269 |
¥34,790,269 |
| 30 |
3.00% |
¥294,280 |
¥105,940,662 |
¥36,140,662 |
6980万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥253,686 |
¥76,105,849 |
¥6,305,849 |
| 25 |
0.80% |
¥256,786 |
¥77,035,698 |
¥7,235,698 |
| 25 |
0.90% |
¥259,909 |
¥77,972,782 |
¥8,172,782 |
| 25 |
1.00% |
¥263,057 |
¥78,917,092 |
¥9,117,092 |
| 25 |
1.10% |
¥266,229 |
¥79,868,618 |
¥10,068,618 |
| 25 |
1.20% |
¥269,425 |
¥80,827,350 |
¥11,027,350 |
| 25 |
1.30% |
¥272,644 |
¥81,793,277 |
¥11,993,277 |
| 25 |
1.40% |
¥275,888 |
¥82,766,387 |
¥12,966,387 |
| 25 |
1.50% |
¥279,156 |
¥83,746,667 |
¥13,946,667 |
| 25 |
1.60% |
¥282,447 |
¥84,734,102 |
¥14,934,102 |
| 25 |
1.70% |
¥285,762 |
¥85,728,679 |
¥15,928,679 |
| 25 |
1.80% |
¥289,101 |
¥86,730,382 |
¥16,930,382 |
| 25 |
1.90% |
¥292,464 |
¥87,739,194 |
¥17,939,194 |
| 25 |
2.00% |
¥295,850 |
¥88,755,099 |
¥18,955,099 |
| 25 |
2.10% |
¥299,260 |
¥89,778,077 |
¥19,978,077 |
| 25 |
2.20% |
¥302,694 |
¥90,808,111 |
¥21,008,111 |
| 25 |
2.30% |
¥306,151 |
¥91,845,181 |
¥22,045,181 |
| 25 |
2.40% |
¥309,631 |
¥92,889,265 |
¥23,089,265 |
| 25 |
2.50% |
¥313,134 |
¥93,940,344 |
¥24,140,344 |
| 25 |
2.60% |
¥316,661 |
¥94,998,395 |
¥25,198,395 |
| 25 |
2.70% |
¥320,211 |
¥96,063,395 |
¥26,263,395 |
| 25 |
2.80% |
¥323,784 |
¥97,135,320 |
¥27,335,320 |
| 25 |
2.90% |
¥327,380 |
¥98,214,146 |
¥28,414,146 |
| 25 |
3.00% |
¥330,999 |
¥99,299,849 |
¥29,499,849 |
6980万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥311,751 |
¥74,820,293 |
¥5,020,293 |
| 20 |
0.80% |
¥314,817 |
¥75,556,058 |
¥5,756,058 |
| 20 |
0.90% |
¥317,902 |
¥76,296,460 |
¥6,496,460 |
| 20 |
1.00% |
¥321,006 |
¥77,041,494 |
¥7,241,494 |
| 20 |
1.10% |
¥324,130 |
¥77,791,158 |
¥7,991,158 |
| 20 |
1.20% |
¥327,273 |
¥78,545,446 |
¥8,745,446 |
| 20 |
1.30% |
¥330,435 |
¥79,304,354 |
¥9,504,354 |
| 20 |
1.40% |
¥333,616 |
¥80,067,876 |
¥10,267,876 |
| 20 |
1.50% |
¥336,817 |
¥80,836,007 |
¥11,036,007 |
| 20 |
1.60% |
¥340,036 |
¥81,608,741 |
¥11,808,741 |
| 20 |
1.70% |
¥343,275 |
¥82,386,072 |
¥12,586,072 |
| 20 |
1.80% |
¥346,533 |
¥83,167,992 |
¥13,367,992 |
| 20 |
1.90% |
¥349,810 |
¥83,954,496 |
¥14,154,496 |
| 20 |
2.00% |
¥353,107 |
¥84,745,576 |
¥14,945,576 |
| 20 |
2.10% |
¥356,422 |
¥85,541,224 |
¥15,741,224 |
| 20 |
2.20% |
¥359,756 |
¥86,341,432 |
¥16,541,432 |
| 20 |
2.30% |
¥363,109 |
¥87,146,192 |
¥17,346,192 |
| 20 |
2.40% |
¥366,481 |
¥87,955,495 |
¥18,155,495 |
| 20 |
2.50% |
¥369,872 |
¥88,769,333 |
¥18,969,333 |
| 20 |
2.60% |
¥373,282 |
¥89,587,694 |
¥19,787,694 |
| 20 |
2.70% |
¥376,711 |
¥90,410,571 |
¥20,610,571 |
| 20 |
2.80% |
¥380,158 |
¥91,237,953 |
¥21,437,953 |
| 20 |
2.90% |
¥383,624 |
¥92,069,829 |
¥22,269,829 |
| 20 |
3.00% |
¥387,109 |
¥92,906,190 |
¥23,106,190 |
6980万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥408,605 |
¥73,548,955 |
¥3,748,955 |
| 15 |
0.80% |
¥411,639 |
¥74,094,976 |
¥4,294,976 |
| 15 |
0.90% |
¥414,687 |
¥74,643,609 |
¥4,843,609 |
| 15 |
1.00% |
¥417,749 |
¥75,194,851 |
¥5,394,851 |
| 15 |
1.10% |
¥420,826 |
¥75,748,701 |
¥5,948,701 |
| 15 |
1.20% |
¥423,918 |
¥76,305,158 |
¥6,505,158 |
| 15 |
1.30% |
¥427,023 |
¥76,864,221 |
¥7,064,221 |
| 15 |
1.40% |
¥430,144 |
¥77,425,886 |
¥7,625,886 |
| 15 |
1.50% |
¥433,279 |
¥77,990,153 |
¥8,190,153 |
| 15 |
1.60% |
¥436,428 |
¥78,557,019 |
¥8,757,019 |
| 15 |
1.70% |
¥439,592 |
¥79,126,483 |
¥9,326,483 |
| 15 |
1.80% |
¥442,770 |
¥79,698,541 |
¥9,898,541 |
| 15 |
1.90% |
¥445,962 |
¥80,273,192 |
¥10,473,192 |
| 15 |
2.00% |
¥449,169 |
¥80,850,433 |
¥11,050,433 |
| 15 |
2.10% |
¥452,390 |
¥81,430,262 |
¥11,630,262 |
| 15 |
2.20% |
¥455,626 |
¥82,012,675 |
¥12,212,675 |
| 15 |
2.30% |
¥458,876 |
¥82,597,671 |
¥12,797,671 |
| 15 |
2.40% |
¥462,140 |
¥83,185,245 |
¥13,385,245 |
| 15 |
2.50% |
¥465,419 |
¥83,775,396 |
¥13,975,396 |
| 15 |
2.60% |
¥468,712 |
¥84,368,120 |
¥14,568,120 |
| 15 |
2.70% |
¥472,019 |
¥84,963,413 |
¥15,163,413 |
| 15 |
2.80% |
¥475,340 |
¥85,561,273 |
¥15,761,273 |
| 15 |
2.90% |
¥478,676 |
¥86,161,695 |
¥16,361,695 |
| 15 |
3.00% |
¥482,026 |
¥86,764,677 |
¥16,964,677 |
6980万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥602,432 |
¥72,291,847 |
¥2,491,847 |
| 10 |
0.80% |
¥605,437 |
¥72,652,474 |
¥2,852,474 |
| 10 |
0.90% |
¥608,452 |
¥73,014,263 |
¥3,214,263 |
| 10 |
1.00% |
¥611,477 |
¥73,377,212 |
¥3,577,212 |
| 10 |
1.10% |
¥614,511 |
¥73,741,322 |
¥3,941,322 |
| 10 |
1.20% |
¥617,555 |
¥74,106,592 |
¥4,306,592 |
| 10 |
1.30% |
¥620,609 |
¥74,473,022 |
¥4,673,022 |
| 10 |
1.40% |
¥623,672 |
¥74,840,612 |
¥5,040,612 |
| 10 |
1.50% |
¥626,745 |
¥75,209,360 |
¥5,409,360 |
| 10 |
1.60% |
¥629,827 |
¥75,579,267 |
¥5,779,267 |
| 10 |
1.70% |
¥632,919 |
¥75,950,332 |
¥6,150,332 |
| 10 |
1.80% |
¥636,021 |
¥76,322,554 |
¥6,522,554 |
| 10 |
1.90% |
¥639,133 |
¥76,695,933 |
¥6,895,933 |
| 10 |
2.00% |
¥642,254 |
¥77,070,469 |
¥7,270,469 |
| 10 |
2.10% |
¥645,385 |
¥77,446,160 |
¥7,646,160 |
| 10 |
2.20% |
¥648,525 |
¥77,823,007 |
¥8,023,007 |
| 10 |
2.30% |
¥651,675 |
¥78,201,007 |
¥8,401,007 |
| 10 |
2.40% |
¥654,835 |
¥78,580,162 |
¥8,780,162 |
| 10 |
2.50% |
¥658,004 |
¥78,960,470 |
¥9,160,470 |
| 10 |
2.60% |
¥661,183 |
¥79,341,930 |
¥9,541,930 |
| 10 |
2.70% |
¥664,371 |
¥79,724,542 |
¥9,924,542 |
| 10 |
2.80% |
¥667,569 |
¥80,108,304 |
¥10,308,304 |
| 10 |
2.90% |
¥670,777 |
¥80,493,217 |
¥10,693,217 |
| 10 |
3.00% |
¥673,994 |
¥80,879,280 |
¥11,079,280 |