7000万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。7000万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
7000万円の住宅ローン|期間・年数別
7000万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥138,306 |
¥82,983,336 |
¥12,983,336 |
| 50 |
0.80% |
¥141,590 |
¥84,953,876 |
¥14,953,876 |
| 50 |
0.90% |
¥144,922 |
¥86,953,091 |
¥16,953,091 |
| 50 |
1.00% |
¥148,301 |
¥88,980,856 |
¥18,980,856 |
| 50 |
1.10% |
¥151,728 |
¥91,037,033 |
¥21,037,033 |
| 50 |
1.20% |
¥155,202 |
¥93,121,471 |
¥23,121,471 |
| 50 |
1.30% |
¥158,723 |
¥95,234,005 |
¥25,234,005 |
| 50 |
1.40% |
¥162,291 |
¥97,374,459 |
¥27,374,459 |
| 50 |
1.50% |
¥165,904 |
¥99,542,643 |
¥29,542,643 |
| 50 |
1.60% |
¥169,564 |
¥101,738,356 |
¥31,738,356 |
| 50 |
1.70% |
¥173,269 |
¥103,961,384 |
¥33,961,384 |
| 50 |
1.80% |
¥177,019 |
¥106,211,504 |
¥36,211,504 |
| 50 |
1.90% |
¥180,814 |
¥108,488,479 |
¥38,488,479 |
| 50 |
2.00% |
¥184,653 |
¥110,792,064 |
¥40,792,064 |
| 50 |
2.10% |
¥188,537 |
¥113,122,003 |
¥43,122,003 |
| 50 |
2.20% |
¥192,463 |
¥115,478,028 |
¥45,478,028 |
| 50 |
2.30% |
¥196,433 |
¥117,859,866 |
¥47,859,866 |
| 50 |
2.40% |
¥200,445 |
¥120,267,230 |
¥50,267,230 |
| 50 |
2.50% |
¥204,500 |
¥122,699,830 |
¥52,699,830 |
| 50 |
2.60% |
¥208,596 |
¥125,157,362 |
¥55,157,362 |
| 50 |
2.70% |
¥212,733 |
¥127,639,519 |
¥57,639,519 |
| 50 |
2.80% |
¥216,910 |
¥130,145,986 |
¥60,145,986 |
| 50 |
2.90% |
¥221,127 |
¥132,676,439 |
¥62,676,439 |
| 50 |
3.00% |
¥225,384 |
¥135,230,549 |
¥65,230,549 |
7000万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥151,154 |
¥81,623,104 |
¥11,623,104 |
| 45 |
0.80% |
¥154,403 |
¥83,377,453 |
¥13,377,453 |
| 45 |
0.90% |
¥157,695 |
¥85,155,098 |
¥15,155,098 |
| 45 |
1.00% |
¥161,030 |
¥86,955,958 |
¥16,955,958 |
| 45 |
1.10% |
¥164,407 |
¥88,779,941 |
¥18,779,941 |
| 45 |
1.20% |
¥167,828 |
¥90,626,947 |
¥20,626,947 |
| 45 |
1.30% |
¥171,290 |
¥92,496,866 |
¥22,496,866 |
| 45 |
1.40% |
¥174,796 |
¥94,389,580 |
¥24,389,580 |
| 45 |
1.50% |
¥178,343 |
¥96,304,964 |
¥26,304,964 |
| 45 |
1.60% |
¥181,931 |
¥98,242,884 |
¥28,242,884 |
| 45 |
1.70% |
¥185,561 |
¥100,203,197 |
¥30,203,197 |
| 45 |
1.80% |
¥189,233 |
¥102,185,753 |
¥32,185,753 |
| 45 |
1.90% |
¥192,945 |
¥104,190,395 |
¥34,190,395 |
| 45 |
2.00% |
¥196,698 |
¥106,216,956 |
¥36,216,956 |
| 45 |
2.10% |
¥200,491 |
¥108,265,266 |
¥38,265,266 |
| 45 |
2.20% |
¥204,324 |
¥110,335,145 |
¥40,335,145 |
| 45 |
2.30% |
¥208,197 |
¥112,426,407 |
¥42,426,407 |
| 45 |
2.40% |
¥212,109 |
¥114,538,860 |
¥44,538,860 |
| 45 |
2.50% |
¥216,060 |
¥116,672,304 |
¥46,672,304 |
| 45 |
2.60% |
¥220,049 |
¥118,826,536 |
¥48,826,536 |
| 45 |
2.70% |
¥224,077 |
¥121,001,345 |
¥51,001,345 |
| 45 |
2.80% |
¥228,142 |
¥123,196,515 |
¥53,196,515 |
| 45 |
2.90% |
¥232,244 |
¥125,411,825 |
¥55,411,825 |
| 45 |
3.00% |
¥236,383 |
¥127,647,050 |
¥57,647,050 |
7000万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥167,244 |
¥80,277,019 |
¥10,277,019 |
| 40 |
0.80% |
¥170,457 |
¥81,819,449 |
¥11,819,449 |
| 40 |
0.90% |
¥173,709 |
¥83,380,337 |
¥13,380,337 |
| 40 |
1.00% |
¥176,999 |
¥84,959,631 |
¥14,959,631 |
| 40 |
1.10% |
¥180,328 |
¥86,557,272 |
¥16,557,272 |
| 40 |
1.20% |
¥183,694 |
¥88,173,197 |
¥18,173,197 |
| 40 |
1.30% |
¥187,099 |
¥89,807,338 |
¥19,807,338 |
| 40 |
1.40% |
¥190,541 |
¥91,459,618 |
¥21,459,618 |
| 40 |
1.50% |
¥194,021 |
¥93,129,960 |
¥23,129,960 |
| 40 |
1.60% |
¥197,538 |
¥94,818,276 |
¥24,818,276 |
| 40 |
1.70% |
¥201,093 |
¥96,524,478 |
¥26,524,478 |
| 40 |
1.80% |
¥204,684 |
¥98,248,470 |
¥28,248,470 |
| 40 |
1.90% |
¥208,313 |
¥99,990,150 |
¥29,990,150 |
| 40 |
2.00% |
¥211,978 |
¥101,749,415 |
¥31,749,415 |
| 40 |
2.10% |
¥215,679 |
¥103,526,153 |
¥33,526,153 |
| 40 |
2.20% |
¥219,417 |
¥105,320,251 |
¥35,320,251 |
| 40 |
2.30% |
¥223,191 |
¥107,131,588 |
¥37,131,588 |
| 40 |
2.40% |
¥227,000 |
¥108,960,042 |
¥38,960,042 |
| 40 |
2.50% |
¥230,845 |
¥110,805,484 |
¥40,805,484 |
| 40 |
2.60% |
¥234,725 |
¥112,667,783 |
¥42,667,783 |
| 40 |
2.70% |
¥238,639 |
¥114,546,802 |
¥44,546,802 |
| 40 |
2.80% |
¥242,588 |
¥116,442,402 |
¥46,442,402 |
| 40 |
2.90% |
¥246,572 |
¥118,354,439 |
¥48,354,439 |
| 40 |
3.00% |
¥250,589 |
¥120,282,766 |
¥50,282,766 |
7000万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥187,965 |
¥78,945,109 |
¥8,945,109 |
| 35 |
0.80% |
¥191,143 |
¥80,279,916 |
¥10,279,916 |
| 35 |
0.90% |
¥194,354 |
¥81,628,888 |
¥11,628,888 |
| 35 |
1.00% |
¥197,600 |
¥82,991,995 |
¥12,991,995 |
| 35 |
1.10% |
¥200,879 |
¥84,369,203 |
¥14,369,203 |
| 35 |
1.20% |
¥204,192 |
¥85,760,472 |
¥15,760,472 |
| 35 |
1.30% |
¥207,538 |
¥87,165,762 |
¥17,165,762 |
| 35 |
1.40% |
¥210,917 |
¥88,585,029 |
¥18,585,029 |
| 35 |
1.50% |
¥214,329 |
¥90,018,225 |
¥20,018,225 |
| 35 |
1.60% |
¥217,775 |
¥91,465,300 |
¥21,465,300 |
| 35 |
1.70% |
¥221,253 |
¥92,926,198 |
¥22,926,198 |
| 35 |
1.80% |
¥224,764 |
¥94,400,864 |
¥24,400,864 |
| 35 |
1.90% |
¥228,308 |
¥95,889,237 |
¥25,889,237 |
| 35 |
2.00% |
¥231,884 |
¥97,391,254 |
¥27,391,254 |
| 35 |
2.10% |
¥235,492 |
¥98,906,850 |
¥28,906,850 |
| 35 |
2.20% |
¥239,133 |
¥100,435,954 |
¥30,435,954 |
| 35 |
2.30% |
¥242,806 |
¥101,978,497 |
¥31,978,497 |
| 35 |
2.40% |
¥246,510 |
¥103,534,402 |
¥33,534,402 |
| 35 |
2.50% |
¥250,247 |
¥105,103,593 |
¥35,103,593 |
| 35 |
2.60% |
¥254,014 |
¥106,685,991 |
¥36,685,991 |
| 35 |
2.70% |
¥257,813 |
¥108,281,512 |
¥38,281,512 |
| 35 |
2.80% |
¥261,643 |
¥109,890,072 |
¥39,890,072 |
| 35 |
2.90% |
¥265,504 |
¥111,511,583 |
¥41,511,583 |
| 35 |
3.00% |
¥269,395 |
¥113,145,956 |
¥43,145,956 |
7000万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥215,632 |
¥77,627,401 |
¥7,627,401 |
| 30 |
0.80% |
¥218,775 |
¥78,758,897 |
¥8,758,897 |
| 30 |
0.90% |
¥221,947 |
¥79,900,822 |
¥9,900,822 |
| 30 |
1.00% |
¥225,148 |
¥81,053,159 |
¥11,053,159 |
| 30 |
1.10% |
¥228,377 |
¥82,215,889 |
¥12,215,889 |
| 30 |
1.20% |
¥231,636 |
¥83,388,991 |
¥13,388,991 |
| 30 |
1.30% |
¥234,923 |
¥84,572,442 |
¥14,572,442 |
| 30 |
1.40% |
¥238,239 |
¥85,766,218 |
¥15,766,218 |
| 30 |
1.50% |
¥241,584 |
¥86,970,293 |
¥16,970,293 |
| 30 |
1.60% |
¥244,957 |
¥88,184,639 |
¥18,184,639 |
| 30 |
1.70% |
¥248,359 |
¥89,409,225 |
¥19,409,225 |
| 30 |
1.80% |
¥251,789 |
¥90,644,021 |
¥20,644,021 |
| 30 |
1.90% |
¥255,247 |
¥91,888,993 |
¥21,888,993 |
| 30 |
2.00% |
¥258,734 |
¥93,144,107 |
¥23,144,107 |
| 30 |
2.10% |
¥262,248 |
¥94,409,326 |
¥24,409,326 |
| 30 |
2.20% |
¥265,791 |
¥95,684,612 |
¥25,684,612 |
| 30 |
2.30% |
¥269,361 |
¥96,969,925 |
¥26,969,925 |
| 30 |
2.40% |
¥272,959 |
¥98,265,224 |
¥28,265,224 |
| 30 |
2.50% |
¥276,585 |
¥99,570,467 |
¥29,570,467 |
| 30 |
2.60% |
¥280,238 |
¥100,885,607 |
¥30,885,607 |
| 30 |
2.70% |
¥283,918 |
¥102,210,601 |
¥32,210,601 |
| 30 |
2.80% |
¥287,626 |
¥103,545,400 |
¥33,545,400 |
| 30 |
2.90% |
¥291,361 |
¥104,889,955 |
¥34,889,955 |
| 30 |
3.00% |
¥295,123 |
¥106,244,216 |
¥36,244,216 |
7000万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥254,413 |
¥76,323,917 |
¥6,323,917 |
| 25 |
0.80% |
¥257,521 |
¥77,256,431 |
¥7,256,431 |
| 25 |
0.90% |
¥260,654 |
¥78,196,200 |
¥8,196,200 |
| 25 |
1.00% |
¥263,811 |
¥79,143,215 |
¥9,143,215 |
| 25 |
1.10% |
¥266,992 |
¥80,097,468 |
¥10,097,468 |
| 25 |
1.20% |
¥270,196 |
¥81,058,947 |
¥11,058,947 |
| 25 |
1.30% |
¥273,425 |
¥82,027,642 |
¥12,027,642 |
| 25 |
1.40% |
¥276,678 |
¥83,003,540 |
¥13,003,540 |
| 25 |
1.50% |
¥279,955 |
¥83,986,629 |
¥13,986,629 |
| 25 |
1.60% |
¥283,256 |
¥84,976,893 |
¥14,976,893 |
| 25 |
1.70% |
¥286,581 |
¥85,974,320 |
¥15,974,320 |
| 25 |
1.80% |
¥289,930 |
¥86,978,893 |
¥16,978,893 |
| 25 |
1.90% |
¥293,302 |
¥87,990,596 |
¥17,990,596 |
| 25 |
2.00% |
¥296,698 |
¥89,009,411 |
¥19,009,411 |
| 25 |
2.10% |
¥300,118 |
¥90,035,321 |
¥20,035,321 |
| 25 |
2.20% |
¥303,561 |
¥91,068,306 |
¥21,068,306 |
| 25 |
2.30% |
¥307,028 |
¥92,108,347 |
¥22,108,347 |
| 25 |
2.40% |
¥310,518 |
¥93,155,424 |
¥23,155,424 |
| 25 |
2.50% |
¥314,032 |
¥94,209,514 |
¥24,209,514 |
| 25 |
2.60% |
¥317,569 |
¥95,270,597 |
¥25,270,597 |
| 25 |
2.70% |
¥321,129 |
¥96,338,648 |
¥26,338,648 |
| 25 |
2.80% |
¥324,712 |
¥97,413,645 |
¥27,413,645 |
| 25 |
2.90% |
¥328,319 |
¥98,495,562 |
¥28,495,562 |
| 25 |
3.00% |
¥331,948 |
¥99,584,376 |
¥29,584,376 |
7000万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥312,644 |
¥75,034,677 |
¥5,034,677 |
| 20 |
0.80% |
¥315,719 |
¥75,772,551 |
¥5,772,551 |
| 20 |
0.90% |
¥318,813 |
¥76,515,074 |
¥6,515,074 |
| 20 |
1.00% |
¥321,926 |
¥77,262,244 |
¥7,262,244 |
| 20 |
1.10% |
¥325,059 |
¥78,014,055 |
¥8,014,055 |
| 20 |
1.20% |
¥328,210 |
¥78,770,505 |
¥8,770,505 |
| 20 |
1.30% |
¥331,382 |
¥79,531,587 |
¥9,531,587 |
| 20 |
1.40% |
¥334,572 |
¥80,297,297 |
¥10,297,297 |
| 20 |
1.50% |
¥337,782 |
¥81,067,629 |
¥11,067,629 |
| 20 |
1.60% |
¥341,011 |
¥81,842,577 |
¥11,842,577 |
| 20 |
1.70% |
¥344,259 |
¥82,622,135 |
¥12,622,135 |
| 20 |
1.80% |
¥347,526 |
¥83,406,296 |
¥13,406,296 |
| 20 |
1.90% |
¥350,813 |
¥84,195,054 |
¥14,195,054 |
| 20 |
2.00% |
¥354,118 |
¥84,988,400 |
¥14,988,400 |
| 20 |
2.10% |
¥357,443 |
¥85,786,328 |
¥15,786,328 |
| 20 |
2.20% |
¥360,787 |
¥86,588,829 |
¥16,588,829 |
| 20 |
2.30% |
¥364,150 |
¥87,395,895 |
¥17,395,895 |
| 20 |
2.40% |
¥367,531 |
¥88,207,517 |
¥18,207,517 |
| 20 |
2.50% |
¥370,932 |
¥89,023,686 |
¥19,023,686 |
| 20 |
2.60% |
¥374,352 |
¥89,844,393 |
¥19,844,393 |
| 20 |
2.70% |
¥377,790 |
¥90,669,627 |
¥20,669,627 |
| 20 |
2.80% |
¥381,247 |
¥91,499,380 |
¥21,499,380 |
| 20 |
2.90% |
¥384,723 |
¥92,333,640 |
¥22,333,640 |
| 20 |
3.00% |
¥388,218 |
¥93,172,396 |
¥23,172,396 |
7000万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥409,776 |
¥73,759,697 |
¥3,759,697 |
| 15 |
0.80% |
¥412,818 |
¥74,307,283 |
¥4,307,283 |
| 15 |
0.90% |
¥415,875 |
¥74,857,487 |
¥4,857,487 |
| 15 |
1.00% |
¥418,946 |
¥75,410,309 |
¥5,410,309 |
| 15 |
1.10% |
¥422,032 |
¥75,965,746 |
¥5,965,746 |
| 15 |
1.20% |
¥425,132 |
¥76,523,798 |
¥6,523,798 |
| 15 |
1.30% |
¥428,247 |
¥77,084,462 |
¥7,084,462 |
| 15 |
1.40% |
¥431,376 |
¥77,647,737 |
¥7,647,737 |
| 15 |
1.50% |
¥434,520 |
¥78,213,621 |
¥8,213,621 |
| 15 |
1.60% |
¥437,678 |
¥78,782,111 |
¥8,782,111 |
| 15 |
1.70% |
¥440,851 |
¥79,353,206 |
¥9,353,206 |
| 15 |
1.80% |
¥444,038 |
¥79,926,904 |
¥9,926,904 |
| 15 |
1.90% |
¥447,240 |
¥80,503,201 |
¥10,503,201 |
| 15 |
2.00% |
¥450,456 |
¥81,082,096 |
¥11,082,096 |
| 15 |
2.10% |
¥453,687 |
¥81,663,586 |
¥11,663,586 |
| 15 |
2.20% |
¥456,931 |
¥82,247,669 |
¥12,247,669 |
| 15 |
2.30% |
¥460,191 |
¥82,834,340 |
¥12,834,340 |
| 15 |
2.40% |
¥463,464 |
¥83,423,599 |
¥13,423,599 |
| 15 |
2.50% |
¥466,752 |
¥84,015,440 |
¥14,015,440 |
| 15 |
2.60% |
¥470,055 |
¥84,609,862 |
¥14,609,862 |
| 15 |
2.70% |
¥473,371 |
¥85,206,861 |
¥15,206,861 |
| 15 |
2.80% |
¥476,702 |
¥85,806,434 |
¥15,806,434 |
| 15 |
2.90% |
¥480,048 |
¥86,408,577 |
¥16,408,577 |
| 15 |
3.00% |
¥483,407 |
¥87,013,287 |
¥17,013,287 |
7000万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥604,158 |
¥72,498,987 |
¥2,498,987 |
| 10 |
0.80% |
¥607,172 |
¥72,860,648 |
¥2,860,648 |
| 10 |
0.90% |
¥610,196 |
¥73,223,473 |
¥3,223,473 |
| 10 |
1.00% |
¥613,229 |
¥73,587,462 |
¥3,587,462 |
| 10 |
1.10% |
¥616,272 |
¥73,952,615 |
¥3,952,615 |
| 10 |
1.20% |
¥619,324 |
¥74,318,932 |
¥4,318,932 |
| 10 |
1.30% |
¥622,387 |
¥74,686,412 |
¥4,686,412 |
| 10 |
1.40% |
¥625,459 |
¥75,055,055 |
¥5,055,055 |
| 10 |
1.50% |
¥628,540 |
¥75,424,860 |
¥5,424,860 |
| 10 |
1.60% |
¥631,632 |
¥75,795,827 |
¥5,795,827 |
| 10 |
1.70% |
¥634,733 |
¥76,167,955 |
¥6,167,955 |
| 10 |
1.80% |
¥637,844 |
¥76,541,244 |
¥6,541,244 |
| 10 |
1.90% |
¥640,964 |
¥76,915,693 |
¥6,915,693 |
| 10 |
2.00% |
¥644,094 |
¥77,291,301 |
¥7,291,301 |
| 10 |
2.10% |
¥647,234 |
¥77,668,069 |
¥7,668,069 |
| 10 |
2.20% |
¥650,383 |
¥78,045,995 |
¥8,045,995 |
| 10 |
2.30% |
¥653,542 |
¥78,425,079 |
¥8,425,079 |
| 10 |
2.40% |
¥656,711 |
¥78,805,320 |
¥8,805,320 |
| 10 |
2.50% |
¥659,889 |
¥79,186,717 |
¥9,186,717 |
| 10 |
2.60% |
¥663,077 |
¥79,569,271 |
¥9,569,271 |
| 10 |
2.70% |
¥666,275 |
¥79,952,979 |
¥9,952,979 |
| 10 |
2.80% |
¥669,482 |
¥80,337,841 |
¥10,337,841 |
| 10 |
2.90% |
¥672,699 |
¥80,723,857 |
¥10,723,857 |
| 10 |
3.00% |
¥675,925 |
¥81,111,026 |
¥11,111,026 |