7000万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。7000万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
7000万円の住宅ローン｜期間・年数別
7000万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥138,306 | ¥82,983,336 | ¥12,983,336 |
| 50 | 0.80% | ¥141,590 | ¥84,953,876 | ¥14,953,876 |
| 50 | 0.90% | ¥144,922 | ¥86,953,091 | ¥16,953,091 |
| 50 | 1.00% | ¥148,301 | ¥88,980,856 | ¥18,980,856 |
| 50 | 1.10% | ¥151,728 | ¥91,037,033 | ¥21,037,033 |
| 50 | 1.20% | ¥155,202 | ¥93,121,471 | ¥23,121,471 |
| 50 | 1.30% | ¥158,723 | ¥95,234,005 | ¥25,234,005 |
| 50 | 1.40% | ¥162,291 | ¥97,374,459 | ¥27,374,459 |
| 50 | 1.50% | ¥165,904 | ¥99,542,643 | ¥29,542,643 |
| 50 | 1.60% | ¥169,564 | ¥101,738,356 | ¥31,738,356 |
| 50 | 1.70% | ¥173,269 | ¥103,961,384 | ¥33,961,384 |
| 50 | 1.80% | ¥177,019 | ¥106,211,504 | ¥36,211,504 |
| 50 | 1.90% | ¥180,814 | ¥108,488,479 | ¥38,488,479 |
| 50 | 2.00% | ¥184,653 | ¥110,792,064 | ¥40,792,064 |
| 50 | 2.10% | ¥188,537 | ¥113,122,003 | ¥43,122,003 |
| 50 | 2.20% | ¥192,463 | ¥115,478,028 | ¥45,478,028 |
| 50 | 2.30% | ¥196,433 | ¥117,859,866 | ¥47,859,866 |
| 50 | 2.40% | ¥200,445 | ¥120,267,230 | ¥50,267,230 |
| 50 | 2.50% | ¥204,500 | ¥122,699,830 | ¥52,699,830 |
| 50 | 2.60% | ¥208,596 | ¥125,157,362 | ¥55,157,362 |
| 50 | 2.70% | ¥212,733 | ¥127,639,519 | ¥57,639,519 |
| 50 | 2.80% | ¥216,910 | ¥130,145,986 | ¥60,145,986 |
| 50 | 2.90% | ¥221,127 | ¥132,676,439 | ¥62,676,439 |
| 50 | 3.00% | ¥225,384 | ¥135,230,549 | ¥65,230,549 |
7000万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥151,154 | ¥81,623,104 | ¥11,623,104 |
| 45 | 0.80% | ¥154,403 | ¥83,377,453 | ¥13,377,453 |
| 45 | 0.90% | ¥157,695 | ¥85,155,098 | ¥15,155,098 |
| 45 | 1.00% | ¥161,030 | ¥86,955,958 | ¥16,955,958 |
| 45 | 1.10% | ¥164,407 | ¥88,779,941 | ¥18,779,941 |
| 45 | 1.20% | ¥167,828 | ¥90,626,947 | ¥20,626,947 |
| 45 | 1.30% | ¥171,290 | ¥92,496,866 | ¥22,496,866 |
| 45 | 1.40% | ¥174,796 | ¥94,389,580 | ¥24,389,580 |
| 45 | 1.50% | ¥178,343 | ¥96,304,964 | ¥26,304,964 |
| 45 | 1.60% | ¥181,931 | ¥98,242,884 | ¥28,242,884 |
| 45 | 1.70% | ¥185,561 | ¥100,203,197 | ¥30,203,197 |
| 45 | 1.80% | ¥189,233 | ¥102,185,753 | ¥32,185,753 |
| 45 | 1.90% | ¥192,945 | ¥104,190,395 | ¥34,190,395 |
| 45 | 2.00% | ¥196,698 | ¥106,216,956 | ¥36,216,956 |
| 45 | 2.10% | ¥200,491 | ¥108,265,266 | ¥38,265,266 |
| 45 | 2.20% | ¥204,324 | ¥110,335,145 | ¥40,335,145 |
| 45 | 2.30% | ¥208,197 | ¥112,426,407 | ¥42,426,407 |
| 45 | 2.40% | ¥212,109 | ¥114,538,860 | ¥44,538,860 |
| 45 | 2.50% | ¥216,060 | ¥116,672,304 | ¥46,672,304 |
| 45 | 2.60% | ¥220,049 | ¥118,826,536 | ¥48,826,536 |
| 45 | 2.70% | ¥224,077 | ¥121,001,345 | ¥51,001,345 |
| 45 | 2.80% | ¥228,142 | ¥123,196,515 | ¥53,196,515 |
| 45 | 2.90% | ¥232,244 | ¥125,411,825 | ¥55,411,825 |
| 45 | 3.00% | ¥236,383 | ¥127,647,050 | ¥57,647,050 |
7000万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥167,244 | ¥80,277,019 | ¥10,277,019 |
| 40 | 0.80% | ¥170,457 | ¥81,819,449 | ¥11,819,449 |
| 40 | 0.90% | ¥173,709 | ¥83,380,337 | ¥13,380,337 |
| 40 | 1.00% | ¥176,999 | ¥84,959,631 | ¥14,959,631 |
| 40 | 1.10% | ¥180,328 | ¥86,557,272 | ¥16,557,272 |
| 40 | 1.20% | ¥183,694 | ¥88,173,197 | ¥18,173,197 |
| 40 | 1.30% | ¥187,099 | ¥89,807,338 | ¥19,807,338 |
| 40 | 1.40% | ¥190,541 | ¥91,459,618 | ¥21,459,618 |
| 40 | 1.50% | ¥194,021 | ¥93,129,960 | ¥23,129,960 |
| 40 | 1.60% | ¥197,538 | ¥94,818,276 | ¥24,818,276 |
| 40 | 1.70% | ¥201,093 | ¥96,524,478 | ¥26,524,478 |
| 40 | 1.80% | ¥204,684 | ¥98,248,470 | ¥28,248,470 |
| 40 | 1.90% | ¥208,313 | ¥99,990,150 | ¥29,990,150 |
| 40 | 2.00% | ¥211,978 | ¥101,749,415 | ¥31,749,415 |
| 40 | 2.10% | ¥215,679 | ¥103,526,153 | ¥33,526,153 |
| 40 | 2.20% | ¥219,417 | ¥105,320,251 | ¥35,320,251 |
| 40 | 2.30% | ¥223,191 | ¥107,131,588 | ¥37,131,588 |
| 40 | 2.40% | ¥227,000 | ¥108,960,042 | ¥38,960,042 |
| 40 | 2.50% | ¥230,845 | ¥110,805,484 | ¥40,805,484 |
| 40 | 2.60% | ¥234,725 | ¥112,667,783 | ¥42,667,783 |
| 40 | 2.70% | ¥238,639 | ¥114,546,802 | ¥44,546,802 |
| 40 | 2.80% | ¥242,588 | ¥116,442,402 | ¥46,442,402 |
| 40 | 2.90% | ¥246,572 | ¥118,354,439 | ¥48,354,439 |
| 40 | 3.00% | ¥250,589 | ¥120,282,766 | ¥50,282,766 |
7000万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥187,965 | ¥78,945,109 | ¥8,945,109 |
| 35 | 0.80% | ¥191,143 | ¥80,279,916 | ¥10,279,916 |
| 35 | 0.90% | ¥194,354 | ¥81,628,888 | ¥11,628,888 |
| 35 | 1.00% | ¥197,600 | ¥82,991,995 | ¥12,991,995 |
| 35 | 1.10% | ¥200,879 | ¥84,369,203 | ¥14,369,203 |
| 35 | 1.20% | ¥204,192 | ¥85,760,472 | ¥15,760,472 |
| 35 | 1.30% | ¥207,538 | ¥87,165,762 | ¥17,165,762 |
| 35 | 1.40% | ¥210,917 | ¥88,585,029 | ¥18,585,029 |
| 35 | 1.50% | ¥214,329 | ¥90,018,225 | ¥20,018,225 |
| 35 | 1.60% | ¥217,775 | ¥91,465,300 | ¥21,465,300 |
| 35 | 1.70% | ¥221,253 | ¥92,926,198 | ¥22,926,198 |
| 35 | 1.80% | ¥224,764 | ¥94,400,864 | ¥24,400,864 |
| 35 | 1.90% | ¥228,308 | ¥95,889,237 | ¥25,889,237 |
| 35 | 2.00% | ¥231,884 | ¥97,391,254 | ¥27,391,254 |
| 35 | 2.10% | ¥235,492 | ¥98,906,850 | ¥28,906,850 |
| 35 | 2.20% | ¥239,133 | ¥100,435,954 | ¥30,435,954 |
| 35 | 2.30% | ¥242,806 | ¥101,978,497 | ¥31,978,497 |
| 35 | 2.40% | ¥246,510 | ¥103,534,402 | ¥33,534,402 |
| 35 | 2.50% | ¥250,247 | ¥105,103,593 | ¥35,103,593 |
| 35 | 2.60% | ¥254,014 | ¥106,685,991 | ¥36,685,991 |
| 35 | 2.70% | ¥257,813 | ¥108,281,512 | ¥38,281,512 |
| 35 | 2.80% | ¥261,643 | ¥109,890,072 | ¥39,890,072 |
| 35 | 2.90% | ¥265,504 | ¥111,511,583 | ¥41,511,583 |
| 35 | 3.00% | ¥269,395 | ¥113,145,956 | ¥43,145,956 |
7000万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥215,632 | ¥77,627,401 | ¥7,627,401 |
| 30 | 0.80% | ¥218,775 | ¥78,758,897 | ¥8,758,897 |
| 30 | 0.90% | ¥221,947 | ¥79,900,822 | ¥9,900,822 |
| 30 | 1.00% | ¥225,148 | ¥81,053,159 | ¥11,053,159 |
| 30 | 1.10% | ¥228,377 | ¥82,215,889 | ¥12,215,889 |
| 30 | 1.20% | ¥231,636 | ¥83,388,991 | ¥13,388,991 |
| 30 | 1.30% | ¥234,923 | ¥84,572,442 | ¥14,572,442 |
| 30 | 1.40% | ¥238,239 | ¥85,766,218 | ¥15,766,218 |
| 30 | 1.50% | ¥241,584 | ¥86,970,293 | ¥16,970,293 |
| 30 | 1.60% | ¥244,957 | ¥88,184,639 | ¥18,184,639 |
| 30 | 1.70% | ¥248,359 | ¥89,409,225 | ¥19,409,225 |
| 30 | 1.80% | ¥251,789 | ¥90,644,021 | ¥20,644,021 |
| 30 | 1.90% | ¥255,247 | ¥91,888,993 | ¥21,888,993 |
| 30 | 2.00% | ¥258,734 | ¥93,144,107 | ¥23,144,107 |
| 30 | 2.10% | ¥262,248 | ¥94,409,326 | ¥24,409,326 |
| 30 | 2.20% | ¥265,791 | ¥95,684,612 | ¥25,684,612 |
| 30 | 2.30% | ¥269,361 | ¥96,969,925 | ¥26,969,925 |
| 30 | 2.40% | ¥272,959 | ¥98,265,224 | ¥28,265,224 |
| 30 | 2.50% | ¥276,585 | ¥99,570,467 | ¥29,570,467 |
| 30 | 2.60% | ¥280,238 | ¥100,885,607 | ¥30,885,607 |
| 30 | 2.70% | ¥283,918 | ¥102,210,601 | ¥32,210,601 |
| 30 | 2.80% | ¥287,626 | ¥103,545,400 | ¥33,545,400 |
| 30 | 2.90% | ¥291,361 | ¥104,889,955 | ¥34,889,955 |
| 30 | 3.00% | ¥295,123 | ¥106,244,216 | ¥36,244,216 |
7000万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥254,413 | ¥76,323,917 | ¥6,323,917 |
| 25 | 0.80% | ¥257,521 | ¥77,256,431 | ¥7,256,431 |
| 25 | 0.90% | ¥260,654 | ¥78,196,200 | ¥8,196,200 |
| 25 | 1.00% | ¥263,811 | ¥79,143,215 | ¥9,143,215 |
| 25 | 1.10% | ¥266,992 | ¥80,097,468 | ¥10,097,468 |
| 25 | 1.20% | ¥270,196 | ¥81,058,947 | ¥11,058,947 |
| 25 | 1.30% | ¥273,425 | ¥82,027,642 | ¥12,027,642 |
| 25 | 1.40% | ¥276,678 | ¥83,003,540 | ¥13,003,540 |
| 25 | 1.50% | ¥279,955 | ¥83,986,629 | ¥13,986,629 |
| 25 | 1.60% | ¥283,256 | ¥84,976,893 | ¥14,976,893 |
| 25 | 1.70% | ¥286,581 | ¥85,974,320 | ¥15,974,320 |
| 25 | 1.80% | ¥289,930 | ¥86,978,893 | ¥16,978,893 |
| 25 | 1.90% | ¥293,302 | ¥87,990,596 | ¥17,990,596 |
| 25 | 2.00% | ¥296,698 | ¥89,009,411 | ¥19,009,411 |
| 25 | 2.10% | ¥300,118 | ¥90,035,321 | ¥20,035,321 |
| 25 | 2.20% | ¥303,561 | ¥91,068,306 | ¥21,068,306 |
| 25 | 2.30% | ¥307,028 | ¥92,108,347 | ¥22,108,347 |
| 25 | 2.40% | ¥310,518 | ¥93,155,424 | ¥23,155,424 |
| 25 | 2.50% | ¥314,032 | ¥94,209,514 | ¥24,209,514 |
| 25 | 2.60% | ¥317,569 | ¥95,270,597 | ¥25,270,597 |
| 25 | 2.70% | ¥321,129 | ¥96,338,648 | ¥26,338,648 |
| 25 | 2.80% | ¥324,712 | ¥97,413,645 | ¥27,413,645 |
| 25 | 2.90% | ¥328,319 | ¥98,495,562 | ¥28,495,562 |
| 25 | 3.00% | ¥331,948 | ¥99,584,376 | ¥29,584,376 |
7000万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥312,644 | ¥75,034,677 | ¥5,034,677 |
| 20 | 0.80% | ¥315,719 | ¥75,772,551 | ¥5,772,551 |
| 20 | 0.90% | ¥318,813 | ¥76,515,074 | ¥6,515,074 |
| 20 | 1.00% | ¥321,926 | ¥77,262,244 | ¥7,262,244 |
| 20 | 1.10% | ¥325,059 | ¥78,014,055 | ¥8,014,055 |
| 20 | 1.20% | ¥328,210 | ¥78,770,505 | ¥8,770,505 |
| 20 | 1.30% | ¥331,382 | ¥79,531,587 | ¥9,531,587 |
| 20 | 1.40% | ¥334,572 | ¥80,297,297 | ¥10,297,297 |
| 20 | 1.50% | ¥337,782 | ¥81,067,629 | ¥11,067,629 |
| 20 | 1.60% | ¥341,011 | ¥81,842,577 | ¥11,842,577 |
| 20 | 1.70% | ¥344,259 | ¥82,622,135 | ¥12,622,135 |
| 20 | 1.80% | ¥347,526 | ¥83,406,296 | ¥13,406,296 |
| 20 | 1.90% | ¥350,813 | ¥84,195,054 | ¥14,195,054 |
| 20 | 2.00% | ¥354,118 | ¥84,988,400 | ¥14,988,400 |
| 20 | 2.10% | ¥357,443 | ¥85,786,328 | ¥15,786,328 |
| 20 | 2.20% | ¥360,787 | ¥86,588,829 | ¥16,588,829 |
| 20 | 2.30% | ¥364,150 | ¥87,395,895 | ¥17,395,895 |
| 20 | 2.40% | ¥367,531 | ¥88,207,517 | ¥18,207,517 |
| 20 | 2.50% | ¥370,932 | ¥89,023,686 | ¥19,023,686 |
| 20 | 2.60% | ¥374,352 | ¥89,844,393 | ¥19,844,393 |
| 20 | 2.70% | ¥377,790 | ¥90,669,627 | ¥20,669,627 |
| 20 | 2.80% | ¥381,247 | ¥91,499,380 | ¥21,499,380 |
| 20 | 2.90% | ¥384,723 | ¥92,333,640 | ¥22,333,640 |
| 20 | 3.00% | ¥388,218 | ¥93,172,396 | ¥23,172,396 |
7000万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥409,776 | ¥73,759,697 | ¥3,759,697 |
| 15 | 0.80% | ¥412,818 | ¥74,307,283 | ¥4,307,283 |
| 15 | 0.90% | ¥415,875 | ¥74,857,487 | ¥4,857,487 |
| 15 | 1.00% | ¥418,946 | ¥75,410,309 | ¥5,410,309 |
| 15 | 1.10% | ¥422,032 | ¥75,965,746 | ¥5,965,746 |
| 15 | 1.20% | ¥425,132 | ¥76,523,798 | ¥6,523,798 |
| 15 | 1.30% | ¥428,247 | ¥77,084,462 | ¥7,084,462 |
| 15 | 1.40% | ¥431,376 | ¥77,647,737 | ¥7,647,737 |
| 15 | 1.50% | ¥434,520 | ¥78,213,621 | ¥8,213,621 |
| 15 | 1.60% | ¥437,678 | ¥78,782,111 | ¥8,782,111 |
| 15 | 1.70% | ¥440,851 | ¥79,353,206 | ¥9,353,206 |
| 15 | 1.80% | ¥444,038 | ¥79,926,904 | ¥9,926,904 |
| 15 | 1.90% | ¥447,240 | ¥80,503,201 | ¥10,503,201 |
| 15 | 2.00% | ¥450,456 | ¥81,082,096 | ¥11,082,096 |
| 15 | 2.10% | ¥453,687 | ¥81,663,586 | ¥11,663,586 |
| 15 | 2.20% | ¥456,931 | ¥82,247,669 | ¥12,247,669 |
| 15 | 2.30% | ¥460,191 | ¥82,834,340 | ¥12,834,340 |
| 15 | 2.40% | ¥463,464 | ¥83,423,599 | ¥13,423,599 |
| 15 | 2.50% | ¥466,752 | ¥84,015,440 | ¥14,015,440 |
| 15 | 2.60% | ¥470,055 | ¥84,609,862 | ¥14,609,862 |
| 15 | 2.70% | ¥473,371 | ¥85,206,861 | ¥15,206,861 |
| 15 | 2.80% | ¥476,702 | ¥85,806,434 | ¥15,806,434 |
| 15 | 2.90% | ¥480,048 | ¥86,408,577 | ¥16,408,577 |
| 15 | 3.00% | ¥483,407 | ¥87,013,287 | ¥17,013,287 |
7000万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥604,158 | ¥72,498,987 | ¥2,498,987 |
| 10 | 0.80% | ¥607,172 | ¥72,860,648 | ¥2,860,648 |
| 10 | 0.90% | ¥610,196 | ¥73,223,473 | ¥3,223,473 |
| 10 | 1.00% | ¥613,229 | ¥73,587,462 | ¥3,587,462 |
| 10 | 1.10% | ¥616,272 | ¥73,952,615 | ¥3,952,615 |
| 10 | 1.20% | ¥619,324 | ¥74,318,932 | ¥4,318,932 |
| 10 | 1.30% | ¥622,387 | ¥74,686,412 | ¥4,686,412 |
| 10 | 1.40% | ¥625,459 | ¥75,055,055 | ¥5,055,055 |
| 10 | 1.50% | ¥628,540 | ¥75,424,860 | ¥5,424,860 |
| 10 | 1.60% | ¥631,632 | ¥75,795,827 | ¥5,795,827 |
| 10 | 1.70% | ¥634,733 | ¥76,167,955 | ¥6,167,955 |
| 10 | 1.80% | ¥637,844 | ¥76,541,244 | ¥6,541,244 |
| 10 | 1.90% | ¥640,964 | ¥76,915,693 | ¥6,915,693 |
| 10 | 2.00% | ¥644,094 | ¥77,291,301 | ¥7,291,301 |
| 10 | 2.10% | ¥647,234 | ¥77,668,069 | ¥7,668,069 |
| 10 | 2.20% | ¥650,383 | ¥78,045,995 | ¥8,045,995 |
| 10 | 2.30% | ¥653,542 | ¥78,425,079 | ¥8,425,079 |
| 10 | 2.40% | ¥656,711 | ¥78,805,320 | ¥8,805,320 |
| 10 | 2.50% | ¥659,889 | ¥79,186,717 | ¥9,186,717 |
| 10 | 2.60% | ¥663,077 | ¥79,569,271 | ¥9,569,271 |
| 10 | 2.70% | ¥666,275 | ¥79,952,979 | ¥9,952,979 |
| 10 | 2.80% | ¥669,482 | ¥80,337,841 | ¥10,337,841 |
| 10 | 2.90% | ¥672,699 | ¥80,723,857 | ¥10,723,857 |
| 10 | 3.00% | ¥675,925 | ¥81,111,026 | ¥11,111,026 |
