7020万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。7020万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
7020万円の住宅ローン|期間・年数別
7020万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥138,701 |
¥83,220,431 |
¥13,020,431 |
| 50 |
0.80% |
¥141,994 |
¥85,196,601 |
¥14,996,601 |
| 50 |
0.90% |
¥145,336 |
¥87,201,528 |
¥17,001,528 |
| 50 |
1.00% |
¥148,725 |
¥89,235,087 |
¥19,035,087 |
| 50 |
1.10% |
¥152,162 |
¥91,297,139 |
¥21,097,139 |
| 50 |
1.20% |
¥155,646 |
¥93,387,532 |
¥23,187,532 |
| 50 |
1.30% |
¥159,177 |
¥95,506,102 |
¥25,306,102 |
| 50 |
1.40% |
¥162,754 |
¥97,652,671 |
¥27,452,671 |
| 50 |
1.50% |
¥166,378 |
¥99,827,050 |
¥29,627,050 |
| 50 |
1.60% |
¥170,048 |
¥102,029,037 |
¥31,829,037 |
| 50 |
1.70% |
¥173,764 |
¥104,258,417 |
¥34,058,417 |
| 50 |
1.80% |
¥177,525 |
¥106,514,965 |
¥36,314,965 |
| 50 |
1.90% |
¥181,331 |
¥108,798,446 |
¥38,598,446 |
| 50 |
2.00% |
¥185,181 |
¥111,108,613 |
¥40,908,613 |
| 50 |
2.10% |
¥189,075 |
¥113,445,208 |
¥43,245,208 |
| 50 |
2.20% |
¥193,013 |
¥115,807,965 |
¥45,607,965 |
| 50 |
2.30% |
¥196,994 |
¥118,196,608 |
¥47,996,608 |
| 50 |
2.40% |
¥201,018 |
¥120,610,851 |
¥50,410,851 |
| 50 |
2.50% |
¥205,084 |
¥123,050,400 |
¥52,850,400 |
| 50 |
2.60% |
¥209,192 |
¥125,514,955 |
¥55,314,955 |
| 50 |
2.70% |
¥213,340 |
¥128,004,204 |
¥57,804,204 |
| 50 |
2.80% |
¥217,530 |
¥130,517,832 |
¥60,317,832 |
| 50 |
2.90% |
¥221,759 |
¥133,055,514 |
¥62,855,514 |
| 50 |
3.00% |
¥226,028 |
¥135,616,922 |
¥65,416,922 |
7020万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥151,586 |
¥81,856,313 |
¥11,656,313 |
| 45 |
0.80% |
¥154,844 |
¥83,615,674 |
¥13,415,674 |
| 45 |
0.90% |
¥158,145 |
¥85,398,398 |
¥15,198,398 |
| 45 |
1.00% |
¥161,490 |
¥87,204,404 |
¥17,004,404 |
| 45 |
1.10% |
¥164,877 |
¥89,033,598 |
¥18,833,598 |
| 45 |
1.20% |
¥168,307 |
¥90,885,881 |
¥20,685,881 |
| 45 |
1.30% |
¥171,780 |
¥92,761,142 |
¥22,561,142 |
| 45 |
1.40% |
¥175,295 |
¥94,659,265 |
¥24,459,265 |
| 45 |
1.50% |
¥178,852 |
¥96,580,122 |
¥26,380,122 |
| 45 |
1.60% |
¥182,451 |
¥98,523,578 |
¥28,323,578 |
| 45 |
1.70% |
¥186,092 |
¥100,489,492 |
¥30,289,492 |
| 45 |
1.80% |
¥189,774 |
¥102,477,712 |
¥32,277,712 |
| 45 |
1.90% |
¥193,496 |
¥104,488,081 |
¥34,288,081 |
| 45 |
2.00% |
¥197,260 |
¥106,520,433 |
¥36,320,433 |
| 45 |
2.10% |
¥201,064 |
¥108,574,596 |
¥38,374,596 |
| 45 |
2.20% |
¥204,908 |
¥110,650,389 |
¥40,450,389 |
| 45 |
2.30% |
¥208,792 |
¥112,747,625 |
¥42,547,625 |
| 45 |
2.40% |
¥212,715 |
¥114,866,113 |
¥44,666,113 |
| 45 |
2.50% |
¥216,677 |
¥117,005,653 |
¥46,805,653 |
| 45 |
2.60% |
¥220,678 |
¥119,166,040 |
¥48,966,040 |
| 45 |
2.70% |
¥224,717 |
¥121,347,063 |
¥51,147,063 |
| 45 |
2.80% |
¥228,794 |
¥123,548,505 |
¥53,348,505 |
| 45 |
2.90% |
¥232,908 |
¥125,770,145 |
¥55,570,145 |
| 45 |
3.00% |
¥237,059 |
¥128,011,756 |
¥57,811,756 |
7020万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥167,722 |
¥80,506,382 |
¥10,306,382 |
| 40 |
0.80% |
¥170,944 |
¥82,053,219 |
¥11,853,219 |
| 40 |
0.90% |
¥174,205 |
¥83,618,567 |
¥13,418,567 |
| 40 |
1.00% |
¥177,505 |
¥85,202,373 |
¥15,002,373 |
| 40 |
1.10% |
¥180,843 |
¥86,804,579 |
¥16,604,579 |
| 40 |
1.20% |
¥184,219 |
¥88,425,121 |
¥18,225,121 |
| 40 |
1.30% |
¥187,633 |
¥90,063,930 |
¥19,863,930 |
| 40 |
1.40% |
¥191,085 |
¥91,720,932 |
¥21,520,932 |
| 40 |
1.50% |
¥194,575 |
¥93,396,045 |
¥23,196,045 |
| 40 |
1.60% |
¥198,102 |
¥95,089,186 |
¥24,889,186 |
| 40 |
1.70% |
¥201,667 |
¥96,800,262 |
¥26,600,262 |
| 40 |
1.80% |
¥205,269 |
¥98,529,180 |
¥28,329,180 |
| 40 |
1.90% |
¥208,908 |
¥100,275,836 |
¥30,075,836 |
| 40 |
2.00% |
¥212,584 |
¥102,040,127 |
¥31,840,127 |
| 40 |
2.10% |
¥216,296 |
¥103,821,942 |
¥33,621,942 |
| 40 |
2.20% |
¥220,044 |
¥105,621,166 |
¥35,421,166 |
| 40 |
2.30% |
¥223,828 |
¥107,437,678 |
¥37,237,678 |
| 40 |
2.40% |
¥227,649 |
¥109,271,356 |
¥39,071,356 |
| 40 |
2.50% |
¥231,504 |
¥111,122,071 |
¥40,922,071 |
| 40 |
2.60% |
¥235,395 |
¥112,989,691 |
¥42,789,691 |
| 40 |
2.70% |
¥239,321 |
¥114,874,079 |
¥44,674,079 |
| 40 |
2.80% |
¥243,281 |
¥116,775,095 |
¥46,575,095 |
| 40 |
2.90% |
¥247,276 |
¥118,692,595 |
¥48,492,595 |
| 40 |
3.00% |
¥251,305 |
¥120,626,431 |
¥50,426,431 |
7020万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥188,502 |
¥79,170,666 |
¥8,970,666 |
| 35 |
0.80% |
¥191,689 |
¥80,509,287 |
¥10,309,287 |
| 35 |
0.90% |
¥194,910 |
¥81,862,114 |
¥11,662,114 |
| 35 |
1.00% |
¥198,165 |
¥83,229,115 |
¥13,029,115 |
| 35 |
1.10% |
¥201,453 |
¥84,610,257 |
¥14,410,257 |
| 35 |
1.20% |
¥204,775 |
¥86,005,502 |
¥15,805,502 |
| 35 |
1.30% |
¥208,130 |
¥87,414,807 |
¥17,214,807 |
| 35 |
1.40% |
¥211,519 |
¥88,838,129 |
¥18,638,129 |
| 35 |
1.50% |
¥214,941 |
¥90,275,420 |
¥20,075,420 |
| 35 |
1.60% |
¥218,397 |
¥91,726,629 |
¥21,526,629 |
| 35 |
1.70% |
¥221,885 |
¥93,191,702 |
¥22,991,702 |
| 35 |
1.80% |
¥225,406 |
¥94,670,581 |
¥24,470,581 |
| 35 |
1.90% |
¥228,960 |
¥96,163,206 |
¥25,963,206 |
| 35 |
2.00% |
¥232,546 |
¥97,669,515 |
¥27,469,515 |
| 35 |
2.10% |
¥236,165 |
¥99,189,441 |
¥28,989,441 |
| 35 |
2.20% |
¥239,816 |
¥100,722,914 |
¥30,522,914 |
| 35 |
2.30% |
¥243,500 |
¥102,269,864 |
¥32,069,864 |
| 35 |
2.40% |
¥247,215 |
¥103,830,215 |
¥33,630,215 |
| 35 |
2.50% |
¥250,962 |
¥105,403,889 |
¥35,203,889 |
| 35 |
2.60% |
¥254,740 |
¥106,990,808 |
¥36,790,808 |
| 35 |
2.70% |
¥258,550 |
¥108,590,888 |
¥38,390,888 |
| 35 |
2.80% |
¥262,391 |
¥110,204,043 |
¥40,004,043 |
| 35 |
2.90% |
¥266,262 |
¥111,830,187 |
¥41,630,187 |
| 35 |
3.00% |
¥270,165 |
¥113,469,230 |
¥43,269,230 |
7020万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥216,248 |
¥77,849,194 |
¥7,649,194 |
| 30 |
0.80% |
¥219,400 |
¥78,983,922 |
¥8,783,922 |
| 30 |
0.90% |
¥222,581 |
¥80,129,110 |
¥9,929,110 |
| 30 |
1.00% |
¥225,791 |
¥81,284,740 |
¥11,084,740 |
| 30 |
1.10% |
¥229,030 |
¥82,450,792 |
¥12,250,792 |
| 30 |
1.20% |
¥232,298 |
¥83,627,245 |
¥13,427,245 |
| 30 |
1.30% |
¥235,595 |
¥84,814,078 |
¥14,614,078 |
| 30 |
1.40% |
¥238,920 |
¥86,011,265 |
¥15,811,265 |
| 30 |
1.50% |
¥242,274 |
¥87,218,780 |
¥17,018,780 |
| 30 |
1.60% |
¥245,657 |
¥88,436,595 |
¥18,236,595 |
| 30 |
1.70% |
¥249,069 |
¥89,664,680 |
¥19,464,680 |
| 30 |
1.80% |
¥252,508 |
¥90,903,004 |
¥20,703,004 |
| 30 |
1.90% |
¥255,976 |
¥92,151,533 |
¥21,951,533 |
| 30 |
2.00% |
¥259,473 |
¥93,410,233 |
¥23,210,233 |
| 30 |
2.10% |
¥262,997 |
¥94,679,067 |
¥24,479,067 |
| 30 |
2.20% |
¥266,550 |
¥95,957,997 |
¥25,757,997 |
| 30 |
2.30% |
¥270,131 |
¥97,246,982 |
¥27,046,982 |
| 30 |
2.40% |
¥273,739 |
¥98,545,982 |
¥28,345,982 |
| 30 |
2.50% |
¥277,375 |
¥99,854,954 |
¥29,654,954 |
| 30 |
2.60% |
¥281,038 |
¥101,173,852 |
¥30,973,852 |
| 30 |
2.70% |
¥284,730 |
¥102,502,631 |
¥32,302,631 |
| 30 |
2.80% |
¥288,448 |
¥103,841,244 |
¥33,641,244 |
| 30 |
2.90% |
¥292,193 |
¥105,189,641 |
¥34,989,641 |
| 30 |
3.00% |
¥295,966 |
¥106,547,771 |
¥36,347,771 |
7020万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥255,140 |
¥76,541,986 |
¥6,341,986 |
| 25 |
0.80% |
¥258,257 |
¥77,477,164 |
¥7,277,164 |
| 25 |
0.90% |
¥261,399 |
¥78,419,618 |
¥8,219,618 |
| 25 |
1.00% |
¥264,564 |
¥79,369,339 |
¥9,169,339 |
| 25 |
1.10% |
¥267,754 |
¥80,326,318 |
¥10,126,318 |
| 25 |
1.20% |
¥270,968 |
¥81,290,544 |
¥11,090,544 |
| 25 |
1.30% |
¥274,207 |
¥82,262,007 |
¥12,062,007 |
| 25 |
1.40% |
¥277,469 |
¥83,240,693 |
¥13,040,693 |
| 25 |
1.50% |
¥280,755 |
¥84,226,590 |
¥14,026,590 |
| 25 |
1.60% |
¥284,066 |
¥85,219,685 |
¥15,019,685 |
| 25 |
1.70% |
¥287,400 |
¥86,219,961 |
¥16,019,961 |
| 25 |
1.80% |
¥290,758 |
¥87,227,404 |
¥17,027,404 |
| 25 |
1.90% |
¥294,140 |
¥88,241,998 |
¥18,041,998 |
| 25 |
2.00% |
¥297,546 |
¥89,263,724 |
¥19,063,724 |
| 25 |
2.10% |
¥300,975 |
¥90,292,565 |
¥20,092,565 |
| 25 |
2.20% |
¥304,428 |
¥91,328,501 |
¥21,128,501 |
| 25 |
2.30% |
¥307,905 |
¥92,371,514 |
¥22,171,514 |
| 25 |
2.40% |
¥311,405 |
¥93,421,582 |
¥23,221,582 |
| 25 |
2.50% |
¥314,929 |
¥94,478,684 |
¥24,278,684 |
| 25 |
2.60% |
¥318,476 |
¥95,542,798 |
¥25,342,798 |
| 25 |
2.70% |
¥322,046 |
¥96,613,901 |
¥26,413,901 |
| 25 |
2.80% |
¥325,640 |
¥97,691,969 |
¥27,491,969 |
| 25 |
2.90% |
¥329,257 |
¥98,776,978 |
¥28,576,978 |
| 25 |
3.00% |
¥332,896 |
¥99,868,903 |
¥29,668,903 |
7020万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥313,538 |
¥75,249,062 |
¥5,049,062 |
| 20 |
0.80% |
¥316,621 |
¥75,989,044 |
¥5,789,044 |
| 20 |
0.90% |
¥319,724 |
¥76,733,689 |
¥6,533,689 |
| 20 |
1.00% |
¥322,846 |
¥77,482,993 |
¥7,282,993 |
| 20 |
1.10% |
¥325,987 |
¥78,236,953 |
¥8,036,953 |
| 20 |
1.20% |
¥329,148 |
¥78,995,563 |
¥8,795,563 |
| 20 |
1.30% |
¥332,328 |
¥79,758,820 |
¥9,558,820 |
| 20 |
1.40% |
¥335,528 |
¥80,526,718 |
¥10,326,718 |
| 20 |
1.50% |
¥338,747 |
¥81,299,250 |
¥11,099,250 |
| 20 |
1.60% |
¥341,985 |
¥82,076,413 |
¥11,876,413 |
| 20 |
1.70% |
¥345,242 |
¥82,858,198 |
¥12,658,198 |
| 20 |
1.80% |
¥348,519 |
¥83,644,600 |
¥13,444,600 |
| 20 |
1.90% |
¥351,815 |
¥84,435,611 |
¥14,235,611 |
| 20 |
2.00% |
¥355,130 |
¥85,231,224 |
¥15,031,224 |
| 20 |
2.10% |
¥358,464 |
¥86,031,432 |
¥15,831,432 |
| 20 |
2.20% |
¥361,818 |
¥86,836,226 |
¥16,636,226 |
| 20 |
2.30% |
¥365,190 |
¥87,645,598 |
¥17,445,598 |
| 20 |
2.40% |
¥368,581 |
¥88,459,538 |
¥18,259,538 |
| 20 |
2.50% |
¥371,992 |
¥89,278,039 |
¥19,078,039 |
| 20 |
2.60% |
¥375,421 |
¥90,101,091 |
¥19,901,091 |
| 20 |
2.70% |
¥378,870 |
¥90,928,683 |
¥20,728,683 |
| 20 |
2.80% |
¥382,337 |
¥91,760,807 |
¥21,560,807 |
| 20 |
2.90% |
¥385,823 |
¥92,597,450 |
¥22,397,450 |
| 20 |
3.00% |
¥389,328 |
¥93,438,603 |
¥23,238,603 |
7020万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥410,947 |
¥73,970,439 |
¥3,770,439 |
| 15 |
0.80% |
¥413,998 |
¥74,519,589 |
¥4,319,589 |
| 15 |
0.90% |
¥417,063 |
¥75,071,366 |
¥4,871,366 |
| 15 |
1.00% |
¥420,143 |
¥75,625,767 |
¥5,425,767 |
| 15 |
1.10% |
¥423,238 |
¥76,182,791 |
¥5,982,791 |
| 15 |
1.20% |
¥426,347 |
¥76,742,437 |
¥6,542,437 |
| 15 |
1.30% |
¥429,471 |
¥77,304,703 |
¥7,104,703 |
| 15 |
1.40% |
¥432,609 |
¥77,869,588 |
¥7,669,588 |
| 15 |
1.50% |
¥435,762 |
¥78,437,088 |
¥8,237,088 |
| 15 |
1.60% |
¥438,929 |
¥79,007,203 |
¥8,807,203 |
| 15 |
1.70% |
¥442,111 |
¥79,579,930 |
¥9,379,930 |
| 15 |
1.80% |
¥445,307 |
¥80,155,266 |
¥9,955,266 |
| 15 |
1.90% |
¥448,518 |
¥80,733,210 |
¥10,533,210 |
| 15 |
2.00% |
¥451,743 |
¥81,313,759 |
¥11,113,759 |
| 15 |
2.10% |
¥454,983 |
¥81,896,911 |
¥11,696,911 |
| 15 |
2.20% |
¥458,237 |
¥82,482,662 |
¥12,282,662 |
| 15 |
2.30% |
¥461,506 |
¥83,071,010 |
¥12,871,010 |
| 15 |
2.40% |
¥464,789 |
¥83,661,952 |
¥13,461,952 |
| 15 |
2.50% |
¥468,086 |
¥84,255,484 |
¥14,055,484 |
| 15 |
2.60% |
¥471,398 |
¥84,851,605 |
¥14,651,605 |
| 15 |
2.70% |
¥474,724 |
¥85,450,310 |
¥15,250,310 |
| 15 |
2.80% |
¥478,064 |
¥86,051,595 |
¥15,851,595 |
| 15 |
2.90% |
¥481,419 |
¥86,655,459 |
¥16,455,459 |
| 15 |
3.00% |
¥484,788 |
¥87,261,896 |
¥17,061,896 |
7020万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥605,884 |
¥72,706,127 |
¥2,506,127 |
| 10 |
0.80% |
¥608,907 |
¥73,068,821 |
¥2,868,821 |
| 10 |
0.90% |
¥611,939 |
¥73,432,683 |
¥3,232,683 |
| 10 |
1.00% |
¥614,981 |
¥73,797,712 |
¥3,597,712 |
| 10 |
1.10% |
¥618,033 |
¥74,163,908 |
¥3,963,908 |
| 10 |
1.20% |
¥621,094 |
¥74,531,272 |
¥4,331,272 |
| 10 |
1.30% |
¥624,165 |
¥74,899,802 |
¥4,699,802 |
| 10 |
1.40% |
¥627,246 |
¥75,269,498 |
¥5,069,498 |
| 10 |
1.50% |
¥630,336 |
¥75,640,359 |
¥5,440,359 |
| 10 |
1.60% |
¥633,437 |
¥76,012,386 |
¥5,812,386 |
| 10 |
1.70% |
¥636,546 |
¥76,385,577 |
¥6,185,577 |
| 10 |
1.80% |
¥639,666 |
¥76,759,933 |
¥6,559,933 |
| 10 |
1.90% |
¥642,795 |
¥77,135,452 |
¥6,935,452 |
| 10 |
2.00% |
¥645,934 |
¥77,512,134 |
¥7,312,134 |
| 10 |
2.10% |
¥649,083 |
¥77,889,978 |
¥7,689,978 |
| 10 |
2.20% |
¥652,242 |
¥78,268,984 |
¥8,068,984 |
| 10 |
2.30% |
¥655,410 |
¥78,649,151 |
¥8,449,151 |
| 10 |
2.40% |
¥658,587 |
¥79,030,478 |
¥8,830,478 |
| 10 |
2.50% |
¥661,775 |
¥79,412,965 |
¥9,212,965 |
| 10 |
2.60% |
¥664,972 |
¥79,796,611 |
¥9,596,611 |
| 10 |
2.70% |
¥668,178 |
¥80,181,416 |
¥9,981,416 |
| 10 |
2.80% |
¥671,395 |
¥80,567,378 |
¥10,367,378 |
| 10 |
2.90% |
¥674,621 |
¥80,954,497 |
¥10,754,497 |
| 10 |
3.00% |
¥677,856 |
¥81,342,771 |
¥11,142,771 |