7030万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。7030万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
7030万円の住宅ローン｜期間・年数別
7030万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥138,898 |
¥83,338,979 |
¥13,038,979 |
| 50 |
0.80% |
¥142,197 |
¥85,317,964 |
¥15,017,964 |
| 50 |
0.90% |
¥145,543 |
¥87,325,747 |
¥17,025,747 |
| 50 |
1.00% |
¥148,937 |
¥89,362,202 |
¥19,062,202 |
| 50 |
1.10% |
¥152,379 |
¥91,427,191 |
¥21,127,191 |
| 50 |
1.20% |
¥155,868 |
¥93,520,563 |
¥23,220,563 |
| 50 |
1.30% |
¥159,404 |
¥95,642,151 |
¥25,342,151 |
| 50 |
1.40% |
¥162,986 |
¥97,791,778 |
¥27,491,778 |
| 50 |
1.50% |
¥166,615 |
¥99,969,254 |
¥29,669,254 |
| 50 |
1.60% |
¥170,291 |
¥102,174,377 |
¥31,874,377 |
| 50 |
1.70% |
¥174,012 |
¥104,406,933 |
¥34,106,933 |
| 50 |
1.80% |
¥177,778 |
¥106,666,696 |
¥36,366,696 |
| 50 |
1.90% |
¥181,589 |
¥108,953,430 |
¥38,653,430 |
| 50 |
2.00% |
¥185,445 |
¥111,266,887 |
¥40,966,887 |
| 50 |
2.10% |
¥189,345 |
¥113,606,811 |
¥43,306,811 |
| 50 |
2.20% |
¥193,288 |
¥115,972,934 |
¥45,672,934 |
| 50 |
2.30% |
¥197,275 |
¥118,364,979 |
¥48,064,979 |
| 50 |
2.40% |
¥201,304 |
¥120,782,661 |
¥50,482,661 |
| 50 |
2.50% |
¥205,376 |
¥123,225,686 |
¥52,925,686 |
| 50 |
2.60% |
¥209,490 |
¥125,693,751 |
¥55,393,751 |
| 50 |
2.70% |
¥213,644 |
¥128,186,546 |
¥57,886,546 |
| 50 |
2.80% |
¥217,840 |
¥130,703,754 |
¥60,403,754 |
| 50 |
2.90% |
¥222,075 |
¥133,245,052 |
¥62,945,052 |
| 50 |
3.00% |
¥226,350 |
¥135,810,109 |
¥65,510,109 |
7030万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥151,802 |
¥81,972,918 |
¥11,672,918 |
| 45 |
0.80% |
¥155,064 |
¥83,734,784 |
¥13,434,784 |
| 45 |
0.90% |
¥158,370 |
¥85,520,048 |
¥15,220,048 |
| 45 |
1.00% |
¥161,720 |
¥87,328,626 |
¥17,028,626 |
| 45 |
1.10% |
¥165,112 |
¥89,160,427 |
¥18,860,427 |
| 45 |
1.20% |
¥168,547 |
¥91,015,348 |
¥20,715,348 |
| 45 |
1.30% |
¥172,025 |
¥92,893,281 |
¥22,593,281 |
| 45 |
1.40% |
¥175,545 |
¥94,794,107 |
¥24,494,107 |
| 45 |
1.50% |
¥179,107 |
¥96,717,700 |
¥26,417,700 |
| 45 |
1.60% |
¥182,711 |
¥98,663,925 |
¥28,363,925 |
| 45 |
1.70% |
¥186,357 |
¥100,632,639 |
¥30,332,639 |
| 45 |
1.80% |
¥190,044 |
¥102,623,692 |
¥32,323,692 |
| 45 |
1.90% |
¥193,772 |
¥104,636,925 |
¥34,336,925 |
| 45 |
2.00% |
¥197,541 |
¥106,672,172 |
¥36,372,172 |
| 45 |
2.10% |
¥201,350 |
¥108,729,260 |
¥38,429,260 |
| 45 |
2.20% |
¥205,200 |
¥110,808,010 |
¥40,508,010 |
| 45 |
2.30% |
¥209,089 |
¥112,908,235 |
¥42,608,235 |
| 45 |
2.40% |
¥213,018 |
¥115,029,740 |
¥44,729,740 |
| 45 |
2.50% |
¥216,986 |
¥117,172,328 |
¥46,872,328 |
| 45 |
2.60% |
¥220,992 |
¥119,335,792 |
¥49,035,792 |
| 45 |
2.70% |
¥225,037 |
¥121,519,922 |
¥51,219,922 |
| 45 |
2.80% |
¥229,119 |
¥123,724,500 |
¥53,424,500 |
| 45 |
2.90% |
¥233,239 |
¥125,949,305 |
¥55,649,305 |
| 45 |
3.00% |
¥237,396 |
¥128,194,109 |
¥57,894,109 |
7030万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥167,961 |
¥80,621,063 |
¥10,321,063 |
| 40 |
0.80% |
¥171,188 |
¥82,170,104 |
¥11,870,104 |
| 40 |
0.90% |
¥174,454 |
¥83,737,682 |
¥13,437,682 |
| 40 |
1.00% |
¥177,758 |
¥85,323,744 |
¥15,023,744 |
| 40 |
1.10% |
¥181,100 |
¥86,928,232 |
¥16,628,232 |
| 40 |
1.20% |
¥184,481 |
¥88,551,083 |
¥18,251,083 |
| 40 |
1.30% |
¥187,900 |
¥90,192,226 |
¥19,892,226 |
| 40 |
1.40% |
¥191,357 |
¥91,851,588 |
¥21,551,588 |
| 40 |
1.50% |
¥194,852 |
¥93,529,088 |
¥23,229,088 |
| 40 |
1.60% |
¥198,385 |
¥95,224,641 |
¥24,924,641 |
| 40 |
1.70% |
¥201,954 |
¥96,938,155 |
¥26,638,155 |
| 40 |
1.80% |
¥205,562 |
¥98,669,535 |
¥28,369,535 |
| 40 |
1.90% |
¥209,206 |
¥100,418,679 |
¥30,118,679 |
| 40 |
2.00% |
¥212,886 |
¥102,185,484 |
¥31,885,484 |
| 40 |
2.10% |
¥216,604 |
¥103,969,837 |
¥33,669,837 |
| 40 |
2.20% |
¥220,358 |
¥105,771,623 |
¥35,471,623 |
| 40 |
2.30% |
¥224,147 |
¥107,590,724 |
¥37,290,724 |
| 40 |
2.40% |
¥227,973 |
¥109,427,014 |
¥39,127,014 |
| 40 |
2.50% |
¥231,834 |
¥111,280,365 |
¥40,980,365 |
| 40 |
2.60% |
¥235,731 |
¥113,150,645 |
¥42,850,645 |
| 40 |
2.70% |
¥239,662 |
¥115,037,717 |
¥44,737,717 |
| 40 |
2.80% |
¥243,628 |
¥116,941,441 |
¥46,641,441 |
| 40 |
2.90% |
¥247,628 |
¥118,861,672 |
¥48,561,672 |
| 40 |
3.00% |
¥251,663 |
¥120,798,263 |
¥50,498,263 |
7030万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥188,770 |
¥79,283,445 |
¥8,983,445 |
| 35 |
0.80% |
¥191,962 |
¥80,623,973 |
¥10,323,973 |
| 35 |
0.90% |
¥195,187 |
¥81,978,726 |
¥11,678,726 |
| 35 |
1.00% |
¥198,447 |
¥83,347,675 |
¥13,047,675 |
| 35 |
1.10% |
¥201,740 |
¥84,730,785 |
¥14,430,785 |
| 35 |
1.20% |
¥205,067 |
¥86,128,017 |
¥15,828,017 |
| 35 |
1.30% |
¥208,427 |
¥87,539,330 |
¥17,239,330 |
| 35 |
1.40% |
¥211,821 |
¥88,964,679 |
¥18,664,679 |
| 35 |
1.50% |
¥215,248 |
¥90,404,018 |
¥20,104,018 |
| 35 |
1.60% |
¥218,708 |
¥91,857,294 |
¥21,557,294 |
| 35 |
1.70% |
¥222,201 |
¥93,324,453 |
¥23,024,453 |
| 35 |
1.80% |
¥225,727 |
¥94,805,439 |
¥24,505,439 |
| 35 |
1.90% |
¥229,286 |
¥96,300,191 |
¥26,000,191 |
| 35 |
2.00% |
¥232,878 |
¥97,808,645 |
¥27,508,645 |
| 35 |
2.10% |
¥236,502 |
¥99,330,736 |
¥29,030,736 |
| 35 |
2.20% |
¥240,158 |
¥100,866,394 |
¥30,566,394 |
| 35 |
2.30% |
¥243,847 |
¥102,415,547 |
¥32,115,547 |
| 35 |
2.40% |
¥247,567 |
¥103,978,121 |
¥33,678,121 |
| 35 |
2.50% |
¥251,319 |
¥105,554,037 |
¥35,254,037 |
| 35 |
2.60% |
¥255,103 |
¥107,143,216 |
¥36,843,216 |
| 35 |
2.70% |
¥258,918 |
¥108,745,575 |
¥38,445,575 |
| 35 |
2.80% |
¥262,764 |
¥110,361,029 |
¥40,061,029 |
| 35 |
2.90% |
¥266,642 |
¥111,989,490 |
¥41,689,490 |
| 35 |
3.00% |
¥270,550 |
¥113,630,867 |
¥43,330,867 |
7030万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥216,556 |
¥77,960,090 |
¥7,660,090 |
| 30 |
0.80% |
¥219,712 |
¥79,096,435 |
¥8,796,435 |
| 30 |
0.90% |
¥222,898 |
¥80,243,254 |
¥9,943,254 |
| 30 |
1.00% |
¥226,113 |
¥81,400,530 |
¥11,100,530 |
| 30 |
1.10% |
¥229,356 |
¥82,568,243 |
¥12,268,243 |
| 30 |
1.20% |
¥232,629 |
¥83,746,372 |
¥13,446,372 |
| 30 |
1.30% |
¥235,930 |
¥84,934,895 |
¥14,634,895 |
| 30 |
1.40% |
¥239,261 |
¥86,133,788 |
¥15,833,788 |
| 30 |
1.50% |
¥242,620 |
¥87,343,023 |
¥17,043,023 |
| 30 |
1.60% |
¥246,007 |
¥88,562,573 |
¥18,262,573 |
| 30 |
1.70% |
¥249,423 |
¥89,792,407 |
¥19,492,407 |
| 30 |
1.80% |
¥252,868 |
¥91,032,495 |
¥20,732,495 |
| 30 |
1.90% |
¥256,341 |
¥92,282,803 |
¥21,982,803 |
| 30 |
2.00% |
¥259,842 |
¥93,543,296 |
¥23,243,296 |
| 30 |
2.10% |
¥263,372 |
¥94,813,937 |
¥24,513,937 |
| 30 |
2.20% |
¥266,930 |
¥96,094,689 |
¥25,794,689 |
| 30 |
2.30% |
¥270,515 |
¥97,385,511 |
¥27,085,511 |
| 30 |
2.40% |
¥274,129 |
¥98,686,361 |
¥28,386,361 |
| 30 |
2.50% |
¥277,770 |
¥99,997,197 |
¥29,697,197 |
| 30 |
2.60% |
¥281,439 |
¥101,317,974 |
¥31,017,974 |
| 30 |
2.70% |
¥285,135 |
¥102,648,646 |
¥32,348,646 |
| 30 |
2.80% |
¥288,859 |
¥103,989,166 |
¥33,689,166 |
| 30 |
2.90% |
¥292,610 |
¥105,339,483 |
¥35,039,483 |
| 30 |
3.00% |
¥296,388 |
¥106,699,549 |
¥36,399,549 |
7030万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥255,503 |
¥76,651,020 |
¥6,351,020 |
| 25 |
0.80% |
¥258,625 |
¥77,587,530 |
¥7,287,530 |
| 25 |
0.90% |
¥261,771 |
¥78,531,327 |
¥8,231,327 |
| 25 |
1.00% |
¥264,941 |
¥79,482,401 |
¥9,182,401 |
| 25 |
1.10% |
¥268,136 |
¥80,440,743 |
¥10,140,743 |
| 25 |
1.20% |
¥271,354 |
¥81,406,343 |
¥11,106,343 |
| 25 |
1.30% |
¥274,597 |
¥82,379,189 |
¥12,079,189 |
| 25 |
1.40% |
¥277,864 |
¥83,359,270 |
¥13,059,270 |
| 25 |
1.50% |
¥281,155 |
¥84,346,571 |
¥14,046,571 |
| 25 |
1.60% |
¥284,470 |
¥85,341,080 |
¥15,041,080 |
| 25 |
1.70% |
¥287,809 |
¥86,342,782 |
¥16,042,782 |
| 25 |
1.80% |
¥291,172 |
¥87,351,660 |
¥17,051,660 |
| 25 |
1.90% |
¥294,559 |
¥88,367,698 |
¥18,067,698 |
| 25 |
2.00% |
¥297,970 |
¥89,390,880 |
¥19,090,880 |
| 25 |
2.10% |
¥301,404 |
¥90,421,187 |
¥20,121,187 |
| 25 |
2.20% |
¥304,862 |
¥91,458,599 |
¥21,158,599 |
| 25 |
2.30% |
¥308,344 |
¥92,503,097 |
¥22,203,097 |
| 25 |
2.40% |
¥311,849 |
¥93,554,661 |
¥23,254,661 |
| 25 |
2.50% |
¥315,378 |
¥94,613,269 |
¥24,313,269 |
| 25 |
2.60% |
¥318,930 |
¥95,678,899 |
¥25,378,899 |
| 25 |
2.70% |
¥322,505 |
¥96,751,528 |
¥26,451,528 |
| 25 |
2.80% |
¥326,104 |
¥97,831,132 |
¥27,531,132 |
| 25 |
2.90% |
¥329,726 |
¥98,917,686 |
¥28,617,686 |
| 25 |
3.00% |
¥333,371 |
¥100,011,166 |
¥29,711,166 |
7030万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥313,984 |
¥75,356,255 |
¥5,056,255 |
| 20 |
0.80% |
¥317,072 |
¥76,097,290 |
¥5,797,290 |
| 20 |
0.90% |
¥320,179 |
¥76,842,996 |
¥6,542,996 |
| 20 |
1.00% |
¥323,306 |
¥77,593,367 |
¥7,293,367 |
| 20 |
1.10% |
¥326,452 |
¥78,348,401 |
¥8,048,401 |
| 20 |
1.20% |
¥329,617 |
¥79,108,093 |
¥8,808,093 |
| 20 |
1.30% |
¥332,802 |
¥79,872,437 |
¥9,572,437 |
| 20 |
1.40% |
¥336,006 |
¥80,641,428 |
¥10,341,428 |
| 20 |
1.50% |
¥339,229 |
¥81,415,061 |
¥11,115,061 |
| 20 |
1.60% |
¥342,472 |
¥82,193,331 |
¥11,893,331 |
| 20 |
1.70% |
¥345,734 |
¥82,976,230 |
¥12,676,230 |
| 20 |
1.80% |
¥349,016 |
¥83,763,752 |
¥13,463,752 |
| 20 |
1.90% |
¥352,316 |
¥84,555,890 |
¥14,255,890 |
| 20 |
2.00% |
¥355,636 |
¥85,352,636 |
¥15,052,636 |
| 20 |
2.10% |
¥358,975 |
¥86,153,984 |
¥15,853,984 |
| 20 |
2.20% |
¥362,333 |
¥86,959,924 |
¥16,659,924 |
| 20 |
2.30% |
¥365,710 |
¥87,770,449 |
¥17,470,449 |
| 20 |
2.40% |
¥369,106 |
¥88,585,549 |
¥18,285,549 |
| 20 |
2.50% |
¥372,522 |
¥89,405,216 |
¥19,105,216 |
| 20 |
2.60% |
¥375,956 |
¥90,229,440 |
¥19,929,440 |
| 20 |
2.70% |
¥379,409 |
¥91,058,211 |
¥20,758,211 |
| 20 |
2.80% |
¥382,881 |
¥91,891,520 |
¥21,591,520 |
| 20 |
2.90% |
¥386,372 |
¥92,729,355 |
¥22,429,355 |
| 20 |
3.00% |
¥389,882 |
¥93,571,707 |
¥23,271,707 |
7030万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥411,532 |
¥74,075,810 |
¥3,775,810 |
| 15 |
0.80% |
¥414,587 |
¥74,625,742 |
¥4,325,742 |
| 15 |
0.90% |
¥417,657 |
¥75,178,305 |
¥4,878,305 |
| 15 |
1.00% |
¥420,742 |
¥75,733,496 |
¥5,433,496 |
| 15 |
1.10% |
¥423,841 |
¥76,291,314 |
¥5,991,314 |
| 15 |
1.20% |
¥426,954 |
¥76,851,757 |
¥6,551,757 |
| 15 |
1.30% |
¥430,082 |
¥77,414,824 |
¥7,114,824 |
| 15 |
1.40% |
¥433,225 |
¥77,980,513 |
¥7,680,513 |
| 15 |
1.50% |
¥436,382 |
¥78,548,822 |
¥8,248,822 |
| 15 |
1.60% |
¥439,554 |
¥79,119,749 |
¥8,819,749 |
| 15 |
1.70% |
¥442,741 |
¥79,693,291 |
¥9,393,291 |
| 15 |
1.80% |
¥445,941 |
¥80,269,448 |
¥9,969,448 |
| 15 |
1.90% |
¥449,157 |
¥80,848,215 |
¥10,548,215 |
| 15 |
2.00% |
¥452,387 |
¥81,429,591 |
¥11,129,591 |
| 15 |
2.10% |
¥455,631 |
¥82,013,573 |
¥11,713,573 |
| 15 |
2.20% |
¥458,890 |
¥82,600,159 |
¥12,300,159 |
| 15 |
2.30% |
¥462,163 |
¥83,189,345 |
¥12,889,345 |
| 15 |
2.40% |
¥465,451 |
¥83,781,128 |
¥13,481,128 |
| 15 |
2.50% |
¥468,753 |
¥84,375,507 |
¥14,075,507 |
| 15 |
2.60% |
¥472,069 |
¥84,972,476 |
¥14,672,476 |
| 15 |
2.70% |
¥475,400 |
¥85,572,034 |
¥15,272,034 |
| 15 |
2.80% |
¥478,745 |
¥86,174,176 |
¥15,874,176 |
| 15 |
2.90% |
¥482,105 |
¥86,778,900 |
¥16,478,900 |
| 15 |
3.00% |
¥485,479 |
¥87,386,201 |
¥17,086,201 |
7030万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥606,747 |
¥72,809,697 |
¥2,509,697 |
| 10 |
0.80% |
¥609,774 |
¥73,172,908 |
¥2,872,908 |
| 10 |
0.90% |
¥612,811 |
¥73,537,288 |
¥3,237,288 |
| 10 |
1.00% |
¥615,857 |
¥73,902,837 |
¥3,602,837 |
| 10 |
1.10% |
¥618,913 |
¥74,269,555 |
¥3,969,555 |
| 10 |
1.20% |
¥621,979 |
¥74,637,442 |
¥4,337,442 |
| 10 |
1.30% |
¥625,054 |
¥75,006,497 |
¥4,706,497 |
| 10 |
1.40% |
¥628,139 |
¥75,376,719 |
¥5,076,719 |
| 10 |
1.50% |
¥631,234 |
¥75,748,109 |
¥5,448,109 |
| 10 |
1.60% |
¥634,339 |
¥76,120,666 |
¥5,820,666 |
| 10 |
1.70% |
¥637,453 |
¥76,494,389 |
¥6,194,389 |
| 10 |
1.80% |
¥640,577 |
¥76,869,277 |
¥6,569,277 |
| 10 |
1.90% |
¥643,711 |
¥77,245,331 |
¥6,945,331 |
| 10 |
2.00% |
¥646,855 |
¥77,622,550 |
¥7,322,550 |
| 10 |
2.10% |
¥650,008 |
¥78,000,932 |
¥7,700,932 |
| 10 |
2.20% |
¥653,171 |
¥78,380,478 |
¥8,080,478 |
| 10 |
2.30% |
¥656,343 |
¥78,761,186 |
¥8,461,186 |
| 10 |
2.40% |
¥659,525 |
¥79,143,057 |
¥8,843,057 |
| 10 |
2.50% |
¥662,717 |
¥79,526,089 |
¥9,226,089 |
| 10 |
2.60% |
¥665,919 |
¥79,910,282 |
¥9,610,282 |
| 10 |
2.70% |
¥669,130 |
¥80,295,634 |
¥9,995,634 |
| 10 |
2.80% |
¥672,351 |
¥80,682,146 |
¥10,382,146 |
| 10 |
2.90% |
¥675,582 |
¥81,069,816 |
¥10,769,816 |
| 10 |
3.00% |
¥678,822 |
¥81,458,644 |
¥11,158,644 |
