7040万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。7040万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
7040万円の住宅ローン|期間・年数別
7040万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥139,096 |
¥83,457,527 |
¥13,057,527 |
| 50 |
0.80% |
¥142,399 |
¥85,439,327 |
¥15,039,327 |
| 50 |
0.90% |
¥145,750 |
¥87,449,966 |
¥17,049,966 |
| 50 |
1.00% |
¥149,149 |
¥89,489,318 |
¥19,089,318 |
| 50 |
1.10% |
¥152,595 |
¥91,557,244 |
¥21,157,244 |
| 50 |
1.20% |
¥156,089 |
¥93,653,593 |
¥23,253,593 |
| 50 |
1.30% |
¥159,630 |
¥95,778,199 |
¥25,378,199 |
| 50 |
1.40% |
¥163,218 |
¥97,930,884 |
¥27,530,884 |
| 50 |
1.50% |
¥166,852 |
¥100,111,458 |
¥29,711,458 |
| 50 |
1.60% |
¥170,533 |
¥102,319,718 |
¥31,919,718 |
| 50 |
1.70% |
¥174,259 |
¥104,555,449 |
¥34,155,449 |
| 50 |
1.80% |
¥178,031 |
¥106,818,427 |
¥36,418,427 |
| 50 |
1.90% |
¥181,847 |
¥109,108,413 |
¥38,708,413 |
| 50 |
2.00% |
¥185,709 |
¥111,425,162 |
¥41,025,162 |
| 50 |
2.10% |
¥189,614 |
¥113,768,414 |
¥43,368,414 |
| 50 |
2.20% |
¥193,563 |
¥116,137,903 |
¥45,737,903 |
| 50 |
2.30% |
¥197,556 |
¥118,533,351 |
¥48,133,351 |
| 50 |
2.40% |
¥201,591 |
¥120,954,472 |
¥50,554,472 |
| 50 |
2.50% |
¥205,668 |
¥123,400,971 |
¥53,000,971 |
| 50 |
2.60% |
¥209,788 |
¥125,872,547 |
¥55,472,547 |
| 50 |
2.70% |
¥213,948 |
¥128,368,888 |
¥57,968,888 |
| 50 |
2.80% |
¥218,149 |
¥130,889,677 |
¥60,489,677 |
| 50 |
2.90% |
¥222,391 |
¥133,434,590 |
¥63,034,590 |
| 50 |
3.00% |
¥226,672 |
¥136,003,295 |
¥65,603,295 |
7040万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥152,018 |
¥82,089,522 |
¥11,689,522 |
| 45 |
0.80% |
¥155,285 |
¥83,853,895 |
¥13,453,895 |
| 45 |
0.90% |
¥158,596 |
¥85,641,699 |
¥15,241,699 |
| 45 |
1.00% |
¥161,950 |
¥87,452,849 |
¥17,052,849 |
| 45 |
1.10% |
¥165,347 |
¥89,287,255 |
¥18,887,255 |
| 45 |
1.20% |
¥168,787 |
¥91,144,815 |
¥20,744,815 |
| 45 |
1.30% |
¥172,269 |
¥93,025,419 |
¥22,625,419 |
| 45 |
1.40% |
¥175,794 |
¥94,928,949 |
¥24,528,949 |
| 45 |
1.50% |
¥179,362 |
¥96,855,279 |
¥26,455,279 |
| 45 |
1.60% |
¥182,971 |
¥98,804,272 |
¥28,404,272 |
| 45 |
1.70% |
¥186,622 |
¥100,775,787 |
¥30,375,787 |
| 45 |
1.80% |
¥190,314 |
¥102,769,672 |
¥32,369,672 |
| 45 |
1.90% |
¥194,048 |
¥104,785,768 |
¥34,385,768 |
| 45 |
2.00% |
¥197,822 |
¥106,823,911 |
¥36,423,911 |
| 45 |
2.10% |
¥201,637 |
¥108,883,925 |
¥38,483,925 |
| 45 |
2.20% |
¥205,492 |
¥110,965,632 |
¥40,565,632 |
| 45 |
2.30% |
¥209,387 |
¥113,068,844 |
¥42,668,844 |
| 45 |
2.40% |
¥213,321 |
¥115,193,367 |
¥44,793,367 |
| 45 |
2.50% |
¥217,294 |
¥117,339,003 |
¥46,939,003 |
| 45 |
2.60% |
¥221,307 |
¥119,505,545 |
¥49,105,545 |
| 45 |
2.70% |
¥225,357 |
¥121,692,781 |
¥51,292,781 |
| 45 |
2.80% |
¥229,445 |
¥123,900,495 |
¥53,500,495 |
| 45 |
2.90% |
¥233,571 |
¥126,128,464 |
¥55,728,464 |
| 45 |
3.00% |
¥237,734 |
¥128,376,462 |
¥57,976,462 |
7040万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥168,199 |
¥80,735,745 |
¥10,335,745 |
| 40 |
0.80% |
¥171,431 |
¥82,286,989 |
¥11,886,989 |
| 40 |
0.90% |
¥174,702 |
¥83,856,796 |
¥13,456,796 |
| 40 |
1.00% |
¥178,011 |
¥85,445,115 |
¥15,045,115 |
| 40 |
1.10% |
¥181,358 |
¥87,051,885 |
¥16,651,885 |
| 40 |
1.20% |
¥184,744 |
¥88,677,044 |
¥18,277,044 |
| 40 |
1.30% |
¥188,168 |
¥90,320,523 |
¥19,920,523 |
| 40 |
1.40% |
¥191,630 |
¥91,982,245 |
¥21,582,245 |
| 40 |
1.50% |
¥195,129 |
¥93,662,131 |
¥23,262,131 |
| 40 |
1.60% |
¥198,667 |
¥95,360,095 |
¥24,960,095 |
| 40 |
1.70% |
¥202,242 |
¥97,076,047 |
¥26,676,047 |
| 40 |
1.80% |
¥205,854 |
¥98,809,889 |
¥28,409,889 |
| 40 |
1.90% |
¥209,503 |
¥100,561,523 |
¥30,161,523 |
| 40 |
2.00% |
¥213,189 |
¥102,330,840 |
¥31,930,840 |
| 40 |
2.10% |
¥216,912 |
¥104,117,731 |
¥33,717,731 |
| 40 |
2.20% |
¥220,671 |
¥105,922,081 |
¥35,522,081 |
| 40 |
2.30% |
¥224,466 |
¥107,743,769 |
¥37,343,769 |
| 40 |
2.40% |
¥228,297 |
¥109,582,671 |
¥39,182,671 |
| 40 |
2.50% |
¥232,164 |
¥111,438,659 |
¥41,038,659 |
| 40 |
2.60% |
¥236,066 |
¥113,311,599 |
¥42,911,599 |
| 40 |
2.70% |
¥240,003 |
¥115,201,356 |
¥44,801,356 |
| 40 |
2.80% |
¥243,975 |
¥117,107,787 |
¥46,707,787 |
| 40 |
2.90% |
¥247,981 |
¥119,030,750 |
¥48,630,750 |
| 40 |
3.00% |
¥252,021 |
¥120,970,096 |
¥50,570,096 |
7040万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥189,039 |
¥79,396,224 |
¥8,996,224 |
| 35 |
0.80% |
¥192,235 |
¥80,738,658 |
¥10,338,658 |
| 35 |
0.90% |
¥195,465 |
¥82,095,339 |
¥11,695,339 |
| 35 |
1.00% |
¥198,729 |
¥83,466,235 |
¥13,066,235 |
| 35 |
1.10% |
¥202,027 |
¥84,851,312 |
¥14,451,312 |
| 35 |
1.20% |
¥205,358 |
¥86,250,532 |
¥15,850,532 |
| 35 |
1.30% |
¥208,723 |
¥87,663,852 |
¥17,263,852 |
| 35 |
1.40% |
¥212,122 |
¥89,091,229 |
¥18,691,229 |
| 35 |
1.50% |
¥215,554 |
¥90,532,615 |
¥20,132,615 |
| 35 |
1.60% |
¥219,019 |
¥91,987,958 |
¥21,587,958 |
| 35 |
1.70% |
¥222,517 |
¥93,457,205 |
¥23,057,205 |
| 35 |
1.80% |
¥226,048 |
¥94,940,297 |
¥24,540,297 |
| 35 |
1.90% |
¥229,612 |
¥96,437,176 |
¥26,037,176 |
| 35 |
2.00% |
¥233,209 |
¥97,947,776 |
¥27,547,776 |
| 35 |
2.10% |
¥236,838 |
¥99,472,032 |
¥29,072,032 |
| 35 |
2.20% |
¥240,500 |
¥101,009,874 |
¥30,609,874 |
| 35 |
2.30% |
¥244,193 |
¥102,561,231 |
¥32,161,231 |
| 35 |
2.40% |
¥247,919 |
¥104,126,027 |
¥33,726,027 |
| 35 |
2.50% |
¥251,677 |
¥105,704,185 |
¥35,304,185 |
| 35 |
2.60% |
¥255,466 |
¥107,295,625 |
¥36,895,625 |
| 35 |
2.70% |
¥259,286 |
¥108,900,263 |
¥38,500,263 |
| 35 |
2.80% |
¥263,138 |
¥110,518,015 |
¥40,118,015 |
| 35 |
2.90% |
¥267,021 |
¥112,148,792 |
¥41,748,792 |
| 35 |
3.00% |
¥270,935 |
¥113,792,504 |
¥43,392,504 |
7040万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥216,864 |
¥78,070,986 |
¥7,670,986 |
| 30 |
0.80% |
¥220,025 |
¥79,208,948 |
¥8,808,948 |
| 30 |
0.90% |
¥223,215 |
¥80,357,398 |
¥9,957,398 |
| 30 |
1.00% |
¥226,434 |
¥81,516,320 |
¥11,116,320 |
| 30 |
1.10% |
¥229,682 |
¥82,685,694 |
¥12,285,694 |
| 30 |
1.20% |
¥232,960 |
¥83,865,499 |
¥13,465,499 |
| 30 |
1.30% |
¥236,266 |
¥85,055,713 |
¥14,655,713 |
| 30 |
1.40% |
¥239,601 |
¥86,256,311 |
¥15,856,311 |
| 30 |
1.50% |
¥242,965 |
¥87,467,266 |
¥17,067,266 |
| 30 |
1.60% |
¥246,357 |
¥88,688,551 |
¥18,288,551 |
| 30 |
1.70% |
¥249,778 |
¥89,920,135 |
¥19,520,135 |
| 30 |
1.80% |
¥253,228 |
¥91,161,987 |
¥20,761,987 |
| 30 |
1.90% |
¥256,706 |
¥92,414,073 |
¥22,014,073 |
| 30 |
2.00% |
¥260,212 |
¥93,676,359 |
¥23,276,359 |
| 30 |
2.10% |
¥263,747 |
¥94,948,808 |
¥24,548,808 |
| 30 |
2.20% |
¥267,309 |
¥96,231,381 |
¥25,831,381 |
| 30 |
2.30% |
¥270,900 |
¥97,524,039 |
¥27,124,039 |
| 30 |
2.40% |
¥274,519 |
¥98,826,740 |
¥28,426,740 |
| 30 |
2.50% |
¥278,165 |
¥100,139,441 |
¥29,739,441 |
| 30 |
2.60% |
¥281,839 |
¥101,462,096 |
¥31,062,096 |
| 30 |
2.70% |
¥285,541 |
¥102,794,661 |
¥32,394,661 |
| 30 |
2.80% |
¥289,270 |
¥104,137,088 |
¥33,737,088 |
| 30 |
2.90% |
¥293,026 |
¥105,489,326 |
¥35,089,326 |
| 30 |
3.00% |
¥296,809 |
¥106,851,326 |
¥36,451,326 |
7040万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥255,867 |
¥76,760,054 |
¥6,360,054 |
| 25 |
0.80% |
¥258,993 |
¥77,697,896 |
¥7,297,896 |
| 25 |
0.90% |
¥262,143 |
¥78,643,035 |
¥8,243,035 |
| 25 |
1.00% |
¥265,318 |
¥79,595,462 |
¥9,195,462 |
| 25 |
1.10% |
¥268,517 |
¥80,555,168 |
¥10,155,168 |
| 25 |
1.20% |
¥271,740 |
¥81,522,141 |
¥11,122,141 |
| 25 |
1.30% |
¥274,988 |
¥82,496,371 |
¥12,096,371 |
| 25 |
1.40% |
¥278,259 |
¥83,477,846 |
¥13,077,846 |
| 25 |
1.50% |
¥281,555 |
¥84,466,552 |
¥14,066,552 |
| 25 |
1.60% |
¥284,875 |
¥85,462,476 |
¥15,062,476 |
| 25 |
1.70% |
¥288,219 |
¥86,465,602 |
¥16,065,602 |
| 25 |
1.80% |
¥291,586 |
¥87,475,915 |
¥17,075,915 |
| 25 |
1.90% |
¥294,978 |
¥88,493,399 |
¥18,093,399 |
| 25 |
2.00% |
¥298,393 |
¥89,518,036 |
¥19,118,036 |
| 25 |
2.10% |
¥301,833 |
¥90,549,808 |
¥20,149,808 |
| 25 |
2.20% |
¥305,296 |
¥91,588,696 |
¥21,188,696 |
| 25 |
2.30% |
¥308,782 |
¥92,634,681 |
¥22,234,681 |
| 25 |
2.40% |
¥312,292 |
¥93,687,740 |
¥23,287,740 |
| 25 |
2.50% |
¥315,826 |
¥94,747,854 |
¥24,347,854 |
| 25 |
2.60% |
¥319,383 |
¥95,815,000 |
¥25,415,000 |
| 25 |
2.70% |
¥322,964 |
¥96,889,154 |
¥26,489,154 |
| 25 |
2.80% |
¥326,568 |
¥97,970,294 |
¥27,570,294 |
| 25 |
2.90% |
¥330,195 |
¥99,058,394 |
¥28,658,394 |
| 25 |
3.00% |
¥333,845 |
¥100,153,429 |
¥29,753,429 |
7040万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥314,431 |
¥75,463,447 |
¥5,063,447 |
| 20 |
0.80% |
¥317,523 |
¥76,205,537 |
¥5,805,537 |
| 20 |
0.90% |
¥320,635 |
¥76,952,303 |
¥6,552,303 |
| 20 |
1.00% |
¥323,766 |
¥77,703,742 |
¥7,303,742 |
| 20 |
1.10% |
¥326,916 |
¥78,459,850 |
¥8,059,850 |
| 20 |
1.20% |
¥330,086 |
¥79,220,622 |
¥8,820,622 |
| 20 |
1.30% |
¥333,275 |
¥79,986,053 |
¥9,586,053 |
| 20 |
1.40% |
¥336,484 |
¥80,756,138 |
¥10,356,138 |
| 20 |
1.50% |
¥339,712 |
¥81,530,872 |
¥11,130,872 |
| 20 |
1.60% |
¥342,959 |
¥82,310,249 |
¥11,910,249 |
| 20 |
1.70% |
¥346,226 |
¥83,094,261 |
¥12,694,261 |
| 20 |
1.80% |
¥349,512 |
¥83,882,904 |
¥13,482,904 |
| 20 |
1.90% |
¥352,817 |
¥84,676,168 |
¥14,276,168 |
| 20 |
2.00% |
¥356,142 |
¥85,474,048 |
¥15,074,048 |
| 20 |
2.10% |
¥359,486 |
¥86,276,536 |
¥15,876,536 |
| 20 |
2.20% |
¥362,848 |
¥87,083,622 |
¥16,683,622 |
| 20 |
2.30% |
¥366,230 |
¥87,895,300 |
¥17,495,300 |
| 20 |
2.40% |
¥369,631 |
¥88,711,560 |
¥18,311,560 |
| 20 |
2.50% |
¥373,052 |
¥89,532,393 |
¥19,132,393 |
| 20 |
2.60% |
¥376,491 |
¥90,357,789 |
¥19,957,789 |
| 20 |
2.70% |
¥379,949 |
¥91,187,740 |
¥20,787,740 |
| 20 |
2.80% |
¥383,426 |
¥92,022,233 |
¥21,622,233 |
| 20 |
2.90% |
¥386,922 |
¥92,861,261 |
¥22,461,261 |
| 20 |
3.00% |
¥390,437 |
¥93,704,810 |
¥23,304,810 |
7040万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥412,118 |
¥74,181,181 |
¥3,781,181 |
| 15 |
0.80% |
¥415,177 |
¥74,731,896 |
¥4,331,896 |
| 15 |
0.90% |
¥418,251 |
¥75,285,244 |
¥4,885,244 |
| 15 |
1.00% |
¥421,340 |
¥75,841,225 |
¥5,441,225 |
| 15 |
1.10% |
¥424,444 |
¥76,399,836 |
¥5,999,836 |
| 15 |
1.20% |
¥427,562 |
¥76,961,077 |
¥6,561,077 |
| 15 |
1.30% |
¥430,694 |
¥77,524,945 |
¥7,124,945 |
| 15 |
1.40% |
¥433,841 |
¥78,091,438 |
¥7,691,438 |
| 15 |
1.50% |
¥437,003 |
¥78,660,556 |
¥8,260,556 |
| 15 |
1.60% |
¥440,179 |
¥79,232,295 |
¥8,832,295 |
| 15 |
1.70% |
¥443,370 |
¥79,806,653 |
¥9,406,653 |
| 15 |
1.80% |
¥446,576 |
¥80,383,629 |
¥9,983,629 |
| 15 |
1.90% |
¥449,796 |
¥80,963,219 |
¥10,563,219 |
| 15 |
2.00% |
¥453,030 |
¥81,545,423 |
¥11,145,423 |
| 15 |
2.10% |
¥456,279 |
¥82,130,235 |
¥11,730,235 |
| 15 |
2.20% |
¥459,543 |
¥82,717,655 |
¥12,317,655 |
| 15 |
2.30% |
¥462,820 |
¥83,307,679 |
¥12,907,679 |
| 15 |
2.40% |
¥466,113 |
¥83,900,305 |
¥13,500,305 |
| 15 |
2.50% |
¥469,420 |
¥84,495,529 |
¥14,095,529 |
| 15 |
2.60% |
¥472,741 |
¥85,093,347 |
¥14,693,347 |
| 15 |
2.70% |
¥476,076 |
¥85,693,758 |
¥15,293,758 |
| 15 |
2.80% |
¥479,426 |
¥86,296,757 |
¥15,896,757 |
| 15 |
2.90% |
¥482,791 |
¥86,902,340 |
¥16,502,340 |
| 15 |
3.00% |
¥486,169 |
¥87,510,505 |
¥17,110,505 |
7040万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥607,611 |
¥72,913,267 |
¥2,513,267 |
| 10 |
0.80% |
¥610,642 |
¥73,276,994 |
¥2,876,994 |
| 10 |
0.90% |
¥613,682 |
¥73,641,892 |
¥3,241,892 |
| 10 |
1.00% |
¥616,733 |
¥74,007,962 |
¥3,607,962 |
| 10 |
1.10% |
¥619,793 |
¥74,375,202 |
¥3,975,202 |
| 10 |
1.20% |
¥622,863 |
¥74,743,612 |
¥4,343,612 |
| 10 |
1.30% |
¥625,943 |
¥75,113,192 |
¥4,713,192 |
| 10 |
1.40% |
¥629,033 |
¥75,483,941 |
¥5,083,941 |
| 10 |
1.50% |
¥632,132 |
¥75,855,859 |
¥5,455,859 |
| 10 |
1.60% |
¥635,241 |
¥76,228,946 |
¥5,828,946 |
| 10 |
1.70% |
¥638,360 |
¥76,603,200 |
¥6,203,200 |
| 10 |
1.80% |
¥641,489 |
¥76,978,622 |
¥6,578,622 |
| 10 |
1.90% |
¥644,627 |
¥77,355,211 |
¥6,955,211 |
| 10 |
2.00% |
¥647,775 |
¥77,732,966 |
¥7,332,966 |
| 10 |
2.10% |
¥650,932 |
¥78,111,886 |
¥7,711,886 |
| 10 |
2.20% |
¥654,100 |
¥78,491,972 |
¥8,091,972 |
| 10 |
2.30% |
¥657,277 |
¥78,873,222 |
¥8,473,222 |
| 10 |
2.40% |
¥660,464 |
¥79,255,636 |
¥8,855,636 |
| 10 |
2.50% |
¥663,660 |
¥79,639,213 |
¥9,239,213 |
| 10 |
2.60% |
¥666,866 |
¥80,023,952 |
¥9,623,952 |
| 10 |
2.70% |
¥670,082 |
¥80,409,853 |
¥10,009,853 |
| 10 |
2.80% |
¥673,308 |
¥80,796,915 |
¥10,396,915 |
| 10 |
2.90% |
¥676,543 |
¥81,185,136 |
¥10,785,136 |
| 10 |
3.00% |
¥679,788 |
¥81,574,517 |
¥11,174,517 |