7040万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。7040万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
7040万円の住宅ローン｜期間・年数別
7040万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥139,096 | ¥83,457,527 | ¥13,057,527 |
| 50 | 0.80% | ¥142,399 | ¥85,439,327 | ¥15,039,327 |
| 50 | 0.90% | ¥145,750 | ¥87,449,966 | ¥17,049,966 |
| 50 | 1.00% | ¥149,149 | ¥89,489,318 | ¥19,089,318 |
| 50 | 1.10% | ¥152,595 | ¥91,557,244 | ¥21,157,244 |
| 50 | 1.20% | ¥156,089 | ¥93,653,593 | ¥23,253,593 |
| 50 | 1.30% | ¥159,630 | ¥95,778,199 | ¥25,378,199 |
| 50 | 1.40% | ¥163,218 | ¥97,930,884 | ¥27,530,884 |
| 50 | 1.50% | ¥166,852 | ¥100,111,458 | ¥29,711,458 |
| 50 | 1.60% | ¥170,533 | ¥102,319,718 | ¥31,919,718 |
| 50 | 1.70% | ¥174,259 | ¥104,555,449 | ¥34,155,449 |
| 50 | 1.80% | ¥178,031 | ¥106,818,427 | ¥36,418,427 |
| 50 | 1.90% | ¥181,847 | ¥109,108,413 | ¥38,708,413 |
| 50 | 2.00% | ¥185,709 | ¥111,425,162 | ¥41,025,162 |
| 50 | 2.10% | ¥189,614 | ¥113,768,414 | ¥43,368,414 |
| 50 | 2.20% | ¥193,563 | ¥116,137,903 | ¥45,737,903 |
| 50 | 2.30% | ¥197,556 | ¥118,533,351 | ¥48,133,351 |
| 50 | 2.40% | ¥201,591 | ¥120,954,472 | ¥50,554,472 |
| 50 | 2.50% | ¥205,668 | ¥123,400,971 | ¥53,000,971 |
| 50 | 2.60% | ¥209,788 | ¥125,872,547 | ¥55,472,547 |
| 50 | 2.70% | ¥213,948 | ¥128,368,888 | ¥57,968,888 |
| 50 | 2.80% | ¥218,149 | ¥130,889,677 | ¥60,489,677 |
| 50 | 2.90% | ¥222,391 | ¥133,434,590 | ¥63,034,590 |
| 50 | 3.00% | ¥226,672 | ¥136,003,295 | ¥65,603,295 |
7040万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥152,018 | ¥82,089,522 | ¥11,689,522 |
| 45 | 0.80% | ¥155,285 | ¥83,853,895 | ¥13,453,895 |
| 45 | 0.90% | ¥158,596 | ¥85,641,699 | ¥15,241,699 |
| 45 | 1.00% | ¥161,950 | ¥87,452,849 | ¥17,052,849 |
| 45 | 1.10% | ¥165,347 | ¥89,287,255 | ¥18,887,255 |
| 45 | 1.20% | ¥168,787 | ¥91,144,815 | ¥20,744,815 |
| 45 | 1.30% | ¥172,269 | ¥93,025,419 | ¥22,625,419 |
| 45 | 1.40% | ¥175,794 | ¥94,928,949 | ¥24,528,949 |
| 45 | 1.50% | ¥179,362 | ¥96,855,279 | ¥26,455,279 |
| 45 | 1.60% | ¥182,971 | ¥98,804,272 | ¥28,404,272 |
| 45 | 1.70% | ¥186,622 | ¥100,775,787 | ¥30,375,787 |
| 45 | 1.80% | ¥190,314 | ¥102,769,672 | ¥32,369,672 |
| 45 | 1.90% | ¥194,048 | ¥104,785,768 | ¥34,385,768 |
| 45 | 2.00% | ¥197,822 | ¥106,823,911 | ¥36,423,911 |
| 45 | 2.10% | ¥201,637 | ¥108,883,925 | ¥38,483,925 |
| 45 | 2.20% | ¥205,492 | ¥110,965,632 | ¥40,565,632 |
| 45 | 2.30% | ¥209,387 | ¥113,068,844 | ¥42,668,844 |
| 45 | 2.40% | ¥213,321 | ¥115,193,367 | ¥44,793,367 |
| 45 | 2.50% | ¥217,294 | ¥117,339,003 | ¥46,939,003 |
| 45 | 2.60% | ¥221,307 | ¥119,505,545 | ¥49,105,545 |
| 45 | 2.70% | ¥225,357 | ¥121,692,781 | ¥51,292,781 |
| 45 | 2.80% | ¥229,445 | ¥123,900,495 | ¥53,500,495 |
| 45 | 2.90% | ¥233,571 | ¥126,128,464 | ¥55,728,464 |
| 45 | 3.00% | ¥237,734 | ¥128,376,462 | ¥57,976,462 |
7040万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥168,199 | ¥80,735,745 | ¥10,335,745 |
| 40 | 0.80% | ¥171,431 | ¥82,286,989 | ¥11,886,989 |
| 40 | 0.90% | ¥174,702 | ¥83,856,796 | ¥13,456,796 |
| 40 | 1.00% | ¥178,011 | ¥85,445,115 | ¥15,045,115 |
| 40 | 1.10% | ¥181,358 | ¥87,051,885 | ¥16,651,885 |
| 40 | 1.20% | ¥184,744 | ¥88,677,044 | ¥18,277,044 |
| 40 | 1.30% | ¥188,168 | ¥90,320,523 | ¥19,920,523 |
| 40 | 1.40% | ¥191,630 | ¥91,982,245 | ¥21,582,245 |
| 40 | 1.50% | ¥195,129 | ¥93,662,131 | ¥23,262,131 |
| 40 | 1.60% | ¥198,667 | ¥95,360,095 | ¥24,960,095 |
| 40 | 1.70% | ¥202,242 | ¥97,076,047 | ¥26,676,047 |
| 40 | 1.80% | ¥205,854 | ¥98,809,889 | ¥28,409,889 |
| 40 | 1.90% | ¥209,503 | ¥100,561,523 | ¥30,161,523 |
| 40 | 2.00% | ¥213,189 | ¥102,330,840 | ¥31,930,840 |
| 40 | 2.10% | ¥216,912 | ¥104,117,731 | ¥33,717,731 |
| 40 | 2.20% | ¥220,671 | ¥105,922,081 | ¥35,522,081 |
| 40 | 2.30% | ¥224,466 | ¥107,743,769 | ¥37,343,769 |
| 40 | 2.40% | ¥228,297 | ¥109,582,671 | ¥39,182,671 |
| 40 | 2.50% | ¥232,164 | ¥111,438,659 | ¥41,038,659 |
| 40 | 2.60% | ¥236,066 | ¥113,311,599 | ¥42,911,599 |
| 40 | 2.70% | ¥240,003 | ¥115,201,356 | ¥44,801,356 |
| 40 | 2.80% | ¥243,975 | ¥117,107,787 | ¥46,707,787 |
| 40 | 2.90% | ¥247,981 | ¥119,030,750 | ¥48,630,750 |
| 40 | 3.00% | ¥252,021 | ¥120,970,096 | ¥50,570,096 |
7040万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥189,039 | ¥79,396,224 | ¥8,996,224 |
| 35 | 0.80% | ¥192,235 | ¥80,738,658 | ¥10,338,658 |
| 35 | 0.90% | ¥195,465 | ¥82,095,339 | ¥11,695,339 |
| 35 | 1.00% | ¥198,729 | ¥83,466,235 | ¥13,066,235 |
| 35 | 1.10% | ¥202,027 | ¥84,851,312 | ¥14,451,312 |
| 35 | 1.20% | ¥205,358 | ¥86,250,532 | ¥15,850,532 |
| 35 | 1.30% | ¥208,723 | ¥87,663,852 | ¥17,263,852 |
| 35 | 1.40% | ¥212,122 | ¥89,091,229 | ¥18,691,229 |
| 35 | 1.50% | ¥215,554 | ¥90,532,615 | ¥20,132,615 |
| 35 | 1.60% | ¥219,019 | ¥91,987,958 | ¥21,587,958 |
| 35 | 1.70% | ¥222,517 | ¥93,457,205 | ¥23,057,205 |
| 35 | 1.80% | ¥226,048 | ¥94,940,297 | ¥24,540,297 |
| 35 | 1.90% | ¥229,612 | ¥96,437,176 | ¥26,037,176 |
| 35 | 2.00% | ¥233,209 | ¥97,947,776 | ¥27,547,776 |
| 35 | 2.10% | ¥236,838 | ¥99,472,032 | ¥29,072,032 |
| 35 | 2.20% | ¥240,500 | ¥101,009,874 | ¥30,609,874 |
| 35 | 2.30% | ¥244,193 | ¥102,561,231 | ¥32,161,231 |
| 35 | 2.40% | ¥247,919 | ¥104,126,027 | ¥33,726,027 |
| 35 | 2.50% | ¥251,677 | ¥105,704,185 | ¥35,304,185 |
| 35 | 2.60% | ¥255,466 | ¥107,295,625 | ¥36,895,625 |
| 35 | 2.70% | ¥259,286 | ¥108,900,263 | ¥38,500,263 |
| 35 | 2.80% | ¥263,138 | ¥110,518,015 | ¥40,118,015 |
| 35 | 2.90% | ¥267,021 | ¥112,148,792 | ¥41,748,792 |
| 35 | 3.00% | ¥270,935 | ¥113,792,504 | ¥43,392,504 |
7040万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥216,864 | ¥78,070,986 | ¥7,670,986 |
| 30 | 0.80% | ¥220,025 | ¥79,208,948 | ¥8,808,948 |
| 30 | 0.90% | ¥223,215 | ¥80,357,398 | ¥9,957,398 |
| 30 | 1.00% | ¥226,434 | ¥81,516,320 | ¥11,116,320 |
| 30 | 1.10% | ¥229,682 | ¥82,685,694 | ¥12,285,694 |
| 30 | 1.20% | ¥232,960 | ¥83,865,499 | ¥13,465,499 |
| 30 | 1.30% | ¥236,266 | ¥85,055,713 | ¥14,655,713 |
| 30 | 1.40% | ¥239,601 | ¥86,256,311 | ¥15,856,311 |
| 30 | 1.50% | ¥242,965 | ¥87,467,266 | ¥17,067,266 |
| 30 | 1.60% | ¥246,357 | ¥88,688,551 | ¥18,288,551 |
| 30 | 1.70% | ¥249,778 | ¥89,920,135 | ¥19,520,135 |
| 30 | 1.80% | ¥253,228 | ¥91,161,987 | ¥20,761,987 |
| 30 | 1.90% | ¥256,706 | ¥92,414,073 | ¥22,014,073 |
| 30 | 2.00% | ¥260,212 | ¥93,676,359 | ¥23,276,359 |
| 30 | 2.10% | ¥263,747 | ¥94,948,808 | ¥24,548,808 |
| 30 | 2.20% | ¥267,309 | ¥96,231,381 | ¥25,831,381 |
| 30 | 2.30% | ¥270,900 | ¥97,524,039 | ¥27,124,039 |
| 30 | 2.40% | ¥274,519 | ¥98,826,740 | ¥28,426,740 |
| 30 | 2.50% | ¥278,165 | ¥100,139,441 | ¥29,739,441 |
| 30 | 2.60% | ¥281,839 | ¥101,462,096 | ¥31,062,096 |
| 30 | 2.70% | ¥285,541 | ¥102,794,661 | ¥32,394,661 |
| 30 | 2.80% | ¥289,270 | ¥104,137,088 | ¥33,737,088 |
| 30 | 2.90% | ¥293,026 | ¥105,489,326 | ¥35,089,326 |
| 30 | 3.00% | ¥296,809 | ¥106,851,326 | ¥36,451,326 |
7040万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥255,867 | ¥76,760,054 | ¥6,360,054 |
| 25 | 0.80% | ¥258,993 | ¥77,697,896 | ¥7,297,896 |
| 25 | 0.90% | ¥262,143 | ¥78,643,035 | ¥8,243,035 |
| 25 | 1.00% | ¥265,318 | ¥79,595,462 | ¥9,195,462 |
| 25 | 1.10% | ¥268,517 | ¥80,555,168 | ¥10,155,168 |
| 25 | 1.20% | ¥271,740 | ¥81,522,141 | ¥11,122,141 |
| 25 | 1.30% | ¥274,988 | ¥82,496,371 | ¥12,096,371 |
| 25 | 1.40% | ¥278,259 | ¥83,477,846 | ¥13,077,846 |
| 25 | 1.50% | ¥281,555 | ¥84,466,552 | ¥14,066,552 |
| 25 | 1.60% | ¥284,875 | ¥85,462,476 | ¥15,062,476 |
| 25 | 1.70% | ¥288,219 | ¥86,465,602 | ¥16,065,602 |
| 25 | 1.80% | ¥291,586 | ¥87,475,915 | ¥17,075,915 |
| 25 | 1.90% | ¥294,978 | ¥88,493,399 | ¥18,093,399 |
| 25 | 2.00% | ¥298,393 | ¥89,518,036 | ¥19,118,036 |
| 25 | 2.10% | ¥301,833 | ¥90,549,808 | ¥20,149,808 |
| 25 | 2.20% | ¥305,296 | ¥91,588,696 | ¥21,188,696 |
| 25 | 2.30% | ¥308,782 | ¥92,634,681 | ¥22,234,681 |
| 25 | 2.40% | ¥312,292 | ¥93,687,740 | ¥23,287,740 |
| 25 | 2.50% | ¥315,826 | ¥94,747,854 | ¥24,347,854 |
| 25 | 2.60% | ¥319,383 | ¥95,815,000 | ¥25,415,000 |
| 25 | 2.70% | ¥322,964 | ¥96,889,154 | ¥26,489,154 |
| 25 | 2.80% | ¥326,568 | ¥97,970,294 | ¥27,570,294 |
| 25 | 2.90% | ¥330,195 | ¥99,058,394 | ¥28,658,394 |
| 25 | 3.00% | ¥333,845 | ¥100,153,429 | ¥29,753,429 |
7040万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥314,431 | ¥75,463,447 | ¥5,063,447 |
| 20 | 0.80% | ¥317,523 | ¥76,205,537 | ¥5,805,537 |
| 20 | 0.90% | ¥320,635 | ¥76,952,303 | ¥6,552,303 |
| 20 | 1.00% | ¥323,766 | ¥77,703,742 | ¥7,303,742 |
| 20 | 1.10% | ¥326,916 | ¥78,459,850 | ¥8,059,850 |
| 20 | 1.20% | ¥330,086 | ¥79,220,622 | ¥8,820,622 |
| 20 | 1.30% | ¥333,275 | ¥79,986,053 | ¥9,586,053 |
| 20 | 1.40% | ¥336,484 | ¥80,756,138 | ¥10,356,138 |
| 20 | 1.50% | ¥339,712 | ¥81,530,872 | ¥11,130,872 |
| 20 | 1.60% | ¥342,959 | ¥82,310,249 | ¥11,910,249 |
| 20 | 1.70% | ¥346,226 | ¥83,094,261 | ¥12,694,261 |
| 20 | 1.80% | ¥349,512 | ¥83,882,904 | ¥13,482,904 |
| 20 | 1.90% | ¥352,817 | ¥84,676,168 | ¥14,276,168 |
| 20 | 2.00% | ¥356,142 | ¥85,474,048 | ¥15,074,048 |
| 20 | 2.10% | ¥359,486 | ¥86,276,536 | ¥15,876,536 |
| 20 | 2.20% | ¥362,848 | ¥87,083,622 | ¥16,683,622 |
| 20 | 2.30% | ¥366,230 | ¥87,895,300 | ¥17,495,300 |
| 20 | 2.40% | ¥369,631 | ¥88,711,560 | ¥18,311,560 |
| 20 | 2.50% | ¥373,052 | ¥89,532,393 | ¥19,132,393 |
| 20 | 2.60% | ¥376,491 | ¥90,357,789 | ¥19,957,789 |
| 20 | 2.70% | ¥379,949 | ¥91,187,740 | ¥20,787,740 |
| 20 | 2.80% | ¥383,426 | ¥92,022,233 | ¥21,622,233 |
| 20 | 2.90% | ¥386,922 | ¥92,861,261 | ¥22,461,261 |
| 20 | 3.00% | ¥390,437 | ¥93,704,810 | ¥23,304,810 |
7040万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥412,118 | ¥74,181,181 | ¥3,781,181 |
| 15 | 0.80% | ¥415,177 | ¥74,731,896 | ¥4,331,896 |
| 15 | 0.90% | ¥418,251 | ¥75,285,244 | ¥4,885,244 |
| 15 | 1.00% | ¥421,340 | ¥75,841,225 | ¥5,441,225 |
| 15 | 1.10% | ¥424,444 | ¥76,399,836 | ¥5,999,836 |
| 15 | 1.20% | ¥427,562 | ¥76,961,077 | ¥6,561,077 |
| 15 | 1.30% | ¥430,694 | ¥77,524,945 | ¥7,124,945 |
| 15 | 1.40% | ¥433,841 | ¥78,091,438 | ¥7,691,438 |
| 15 | 1.50% | ¥437,003 | ¥78,660,556 | ¥8,260,556 |
| 15 | 1.60% | ¥440,179 | ¥79,232,295 | ¥8,832,295 |
| 15 | 1.70% | ¥443,370 | ¥79,806,653 | ¥9,406,653 |
| 15 | 1.80% | ¥446,576 | ¥80,383,629 | ¥9,983,629 |
| 15 | 1.90% | ¥449,796 | ¥80,963,219 | ¥10,563,219 |
| 15 | 2.00% | ¥453,030 | ¥81,545,423 | ¥11,145,423 |
| 15 | 2.10% | ¥456,279 | ¥82,130,235 | ¥11,730,235 |
| 15 | 2.20% | ¥459,543 | ¥82,717,655 | ¥12,317,655 |
| 15 | 2.30% | ¥462,820 | ¥83,307,679 | ¥12,907,679 |
| 15 | 2.40% | ¥466,113 | ¥83,900,305 | ¥13,500,305 |
| 15 | 2.50% | ¥469,420 | ¥84,495,529 | ¥14,095,529 |
| 15 | 2.60% | ¥472,741 | ¥85,093,347 | ¥14,693,347 |
| 15 | 2.70% | ¥476,076 | ¥85,693,758 | ¥15,293,758 |
| 15 | 2.80% | ¥479,426 | ¥86,296,757 | ¥15,896,757 |
| 15 | 2.90% | ¥482,791 | ¥86,902,340 | ¥16,502,340 |
| 15 | 3.00% | ¥486,169 | ¥87,510,505 | ¥17,110,505 |
7040万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥607,611 | ¥72,913,267 | ¥2,513,267 |
| 10 | 0.80% | ¥610,642 | ¥73,276,994 | ¥2,876,994 |
| 10 | 0.90% | ¥613,682 | ¥73,641,892 | ¥3,241,892 |
| 10 | 1.00% | ¥616,733 | ¥74,007,962 | ¥3,607,962 |
| 10 | 1.10% | ¥619,793 | ¥74,375,202 | ¥3,975,202 |
| 10 | 1.20% | ¥622,863 | ¥74,743,612 | ¥4,343,612 |
| 10 | 1.30% | ¥625,943 | ¥75,113,192 | ¥4,713,192 |
| 10 | 1.40% | ¥629,033 | ¥75,483,941 | ¥5,083,941 |
| 10 | 1.50% | ¥632,132 | ¥75,855,859 | ¥5,455,859 |
| 10 | 1.60% | ¥635,241 | ¥76,228,946 | ¥5,828,946 |
| 10 | 1.70% | ¥638,360 | ¥76,603,200 | ¥6,203,200 |
| 10 | 1.80% | ¥641,489 | ¥76,978,622 | ¥6,578,622 |
| 10 | 1.90% | ¥644,627 | ¥77,355,211 | ¥6,955,211 |
| 10 | 2.00% | ¥647,775 | ¥77,732,966 | ¥7,332,966 |
| 10 | 2.10% | ¥650,932 | ¥78,111,886 | ¥7,711,886 |
| 10 | 2.20% | ¥654,100 | ¥78,491,972 | ¥8,091,972 |
| 10 | 2.30% | ¥657,277 | ¥78,873,222 | ¥8,473,222 |
| 10 | 2.40% | ¥660,464 | ¥79,255,636 | ¥8,855,636 |
| 10 | 2.50% | ¥663,660 | ¥79,639,213 | ¥9,239,213 |
| 10 | 2.60% | ¥666,866 | ¥80,023,952 | ¥9,623,952 |
| 10 | 2.70% | ¥670,082 | ¥80,409,853 | ¥10,009,853 |
| 10 | 2.80% | ¥673,308 | ¥80,796,915 | ¥10,396,915 |
| 10 | 2.90% | ¥676,543 | ¥81,185,136 | ¥10,785,136 |
| 10 | 3.00% | ¥679,788 | ¥81,574,517 | ¥11,174,517 |
