1200万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1200万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1200万円の住宅ローン|期間・年数別
1200万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥23,710 |
¥14,225,715 |
¥2,225,715 |
| 50 |
0.80% |
¥24,273 |
¥14,563,522 |
¥2,563,522 |
| 50 |
0.90% |
¥24,844 |
¥14,906,244 |
¥2,906,244 |
| 50 |
1.00% |
¥25,423 |
¥15,253,861 |
¥3,253,861 |
| 50 |
1.10% |
¥26,011 |
¥15,606,348 |
¥3,606,348 |
| 50 |
1.20% |
¥26,606 |
¥15,963,681 |
¥3,963,681 |
| 50 |
1.30% |
¥27,210 |
¥16,325,829 |
¥4,325,829 |
| 50 |
1.40% |
¥27,821 |
¥16,692,764 |
¥4,692,764 |
| 50 |
1.50% |
¥28,441 |
¥17,064,453 |
¥5,064,453 |
| 50 |
1.60% |
¥29,068 |
¥17,440,861 |
¥5,440,861 |
| 50 |
1.70% |
¥29,703 |
¥17,821,952 |
¥5,821,952 |
| 50 |
1.80% |
¥30,346 |
¥18,207,686 |
¥6,207,686 |
| 50 |
1.90% |
¥30,997 |
¥18,598,025 |
¥6,598,025 |
| 50 |
2.00% |
¥31,655 |
¥18,992,925 |
¥6,992,925 |
| 50 |
2.10% |
¥32,321 |
¥19,392,343 |
¥7,392,343 |
| 50 |
2.20% |
¥32,994 |
¥19,796,233 |
¥7,796,233 |
| 50 |
2.30% |
¥33,674 |
¥20,204,548 |
¥8,204,548 |
| 50 |
2.40% |
¥34,362 |
¥20,617,239 |
¥8,617,239 |
| 50 |
2.50% |
¥35,057 |
¥21,034,256 |
¥9,034,256 |
| 50 |
2.60% |
¥35,759 |
¥21,455,548 |
¥9,455,548 |
| 50 |
2.70% |
¥36,468 |
¥21,881,060 |
¥9,881,060 |
| 50 |
2.80% |
¥37,185 |
¥22,310,740 |
¥10,310,740 |
| 50 |
2.90% |
¥37,908 |
¥22,744,532 |
¥10,744,532 |
| 50 |
3.00% |
¥38,637 |
¥23,182,380 |
¥11,182,380 |
1200万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥25,912 |
¥13,992,532 |
¥1,992,532 |
| 45 |
0.80% |
¥26,469 |
¥14,293,278 |
¥2,293,278 |
| 45 |
0.90% |
¥27,033 |
¥14,598,017 |
¥2,598,017 |
| 45 |
1.00% |
¥27,605 |
¥14,906,736 |
¥2,906,736 |
| 45 |
1.10% |
¥28,184 |
¥15,219,418 |
¥3,219,418 |
| 45 |
1.20% |
¥28,770 |
¥15,536,048 |
¥3,536,048 |
| 45 |
1.30% |
¥29,364 |
¥15,856,606 |
¥3,856,606 |
| 45 |
1.40% |
¥29,965 |
¥16,181,071 |
¥4,181,071 |
| 45 |
1.50% |
¥30,573 |
¥16,509,422 |
¥4,509,422 |
| 45 |
1.60% |
¥31,188 |
¥16,841,637 |
¥4,841,637 |
| 45 |
1.70% |
¥31,811 |
¥17,177,691 |
¥5,177,691 |
| 45 |
1.80% |
¥32,440 |
¥17,517,558 |
¥5,517,558 |
| 45 |
1.90% |
¥33,076 |
¥17,861,211 |
¥5,861,211 |
| 45 |
2.00% |
¥33,720 |
¥18,208,621 |
¥6,208,621 |
| 45 |
2.10% |
¥34,370 |
¥18,559,760 |
¥6,559,760 |
| 45 |
2.20% |
¥35,027 |
¥18,914,596 |
¥6,914,596 |
| 45 |
2.30% |
¥35,691 |
¥19,273,098 |
¥7,273,098 |
| 45 |
2.40% |
¥36,362 |
¥19,635,233 |
¥7,635,233 |
| 45 |
2.50% |
¥37,039 |
¥20,000,966 |
¥8,000,966 |
| 45 |
2.60% |
¥37,723 |
¥20,370,263 |
¥8,370,263 |
| 45 |
2.70% |
¥38,413 |
¥20,743,088 |
¥8,743,088 |
| 45 |
2.80% |
¥39,110 |
¥21,119,403 |
¥9,119,403 |
| 45 |
2.90% |
¥39,813 |
¥21,499,170 |
¥9,499,170 |
| 45 |
3.00% |
¥40,523 |
¥21,882,351 |
¥9,882,351 |
1200万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥28,670 |
¥13,761,775 |
¥1,761,775 |
| 40 |
0.80% |
¥29,221 |
¥14,026,191 |
¥2,026,191 |
| 40 |
0.90% |
¥29,779 |
¥14,293,772 |
¥2,293,772 |
| 40 |
1.00% |
¥30,343 |
¥14,564,508 |
¥2,564,508 |
| 40 |
1.10% |
¥30,913 |
¥14,838,390 |
¥2,838,390 |
| 40 |
1.20% |
¥31,490 |
¥15,115,405 |
¥3,115,405 |
| 40 |
1.30% |
¥32,074 |
¥15,395,544 |
¥3,395,544 |
| 40 |
1.40% |
¥32,664 |
¥15,678,792 |
¥3,678,792 |
| 40 |
1.50% |
¥33,261 |
¥15,965,136 |
¥3,965,136 |
| 40 |
1.60% |
¥33,864 |
¥16,254,562 |
¥4,254,562 |
| 40 |
1.70% |
¥34,473 |
¥16,547,053 |
¥4,547,053 |
| 40 |
1.80% |
¥35,089 |
¥16,842,595 |
¥4,842,595 |
| 40 |
1.90% |
¥35,711 |
¥17,141,169 |
¥5,141,169 |
| 40 |
2.00% |
¥36,339 |
¥17,442,757 |
¥5,442,757 |
| 40 |
2.10% |
¥36,974 |
¥17,747,341 |
¥5,747,341 |
| 40 |
2.20% |
¥37,614 |
¥18,054,900 |
¥6,054,900 |
| 40 |
2.30% |
¥38,261 |
¥18,365,415 |
¥6,365,415 |
| 40 |
2.40% |
¥38,914 |
¥18,678,864 |
¥6,678,864 |
| 40 |
2.50% |
¥39,573 |
¥18,995,226 |
¥6,995,226 |
| 40 |
2.60% |
¥40,238 |
¥19,314,477 |
¥7,314,477 |
| 40 |
2.70% |
¥40,910 |
¥19,636,595 |
¥7,636,595 |
| 40 |
2.80% |
¥41,587 |
¥19,961,555 |
¥7,961,555 |
| 40 |
2.90% |
¥42,269 |
¥20,289,332 |
¥8,289,332 |
| 40 |
3.00% |
¥42,958 |
¥20,619,903 |
¥8,619,903 |
1200万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥32,222 |
¥13,533,447 |
¥1,533,447 |
| 35 |
0.80% |
¥32,767 |
¥13,762,271 |
¥1,762,271 |
| 35 |
0.90% |
¥33,318 |
¥13,993,524 |
¥1,993,524 |
| 35 |
1.00% |
¥33,874 |
¥14,227,199 |
¥2,227,199 |
| 35 |
1.10% |
¥34,436 |
¥14,463,292 |
¥2,463,292 |
| 35 |
1.20% |
¥35,004 |
¥14,701,795 |
¥2,701,795 |
| 35 |
1.30% |
¥35,578 |
¥14,942,702 |
¥2,942,702 |
| 35 |
1.40% |
¥36,157 |
¥15,186,005 |
¥3,186,005 |
| 35 |
1.50% |
¥36,742 |
¥15,431,696 |
¥3,431,696 |
| 35 |
1.60% |
¥37,333 |
¥15,679,766 |
¥3,679,766 |
| 35 |
1.70% |
¥37,929 |
¥15,930,205 |
¥3,930,205 |
| 35 |
1.80% |
¥38,531 |
¥16,183,005 |
¥4,183,005 |
| 35 |
1.90% |
¥39,138 |
¥16,438,155 |
¥4,438,155 |
| 35 |
2.00% |
¥39,752 |
¥16,695,644 |
¥4,695,644 |
| 35 |
2.10% |
¥40,370 |
¥16,955,460 |
¥4,955,460 |
| 35 |
2.20% |
¥40,994 |
¥17,217,592 |
¥5,217,592 |
| 35 |
2.30% |
¥41,624 |
¥17,482,028 |
¥5,482,028 |
| 35 |
2.40% |
¥42,259 |
¥17,748,755 |
¥5,748,755 |
| 35 |
2.50% |
¥42,899 |
¥18,017,759 |
¥6,017,759 |
| 35 |
2.60% |
¥43,545 |
¥18,289,027 |
¥6,289,027 |
| 35 |
2.70% |
¥44,197 |
¥18,562,545 |
¥6,562,545 |
| 35 |
2.80% |
¥44,853 |
¥18,838,298 |
¥6,838,298 |
| 35 |
2.90% |
¥45,515 |
¥19,116,271 |
¥7,116,271 |
| 35 |
3.00% |
¥46,182 |
¥19,396,450 |
¥7,396,450 |
1200万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥36,965 |
¥13,307,554 |
¥1,307,554 |
| 30 |
0.80% |
¥37,504 |
¥13,501,525 |
¥1,501,525 |
| 30 |
0.90% |
¥38,048 |
¥13,697,284 |
¥1,697,284 |
| 30 |
1.00% |
¥38,597 |
¥13,894,827 |
¥1,894,827 |
| 30 |
1.10% |
¥39,150 |
¥14,094,152 |
¥2,094,152 |
| 30 |
1.20% |
¥39,709 |
¥14,295,256 |
¥2,295,256 |
| 30 |
1.30% |
¥40,273 |
¥14,498,133 |
¥2,498,133 |
| 30 |
1.40% |
¥40,841 |
¥14,702,780 |
¥2,702,780 |
| 30 |
1.50% |
¥41,414 |
¥14,909,193 |
¥2,909,193 |
| 30 |
1.60% |
¥41,993 |
¥15,117,367 |
¥3,117,367 |
| 30 |
1.70% |
¥42,576 |
¥15,327,296 |
¥3,327,296 |
| 30 |
1.80% |
¥43,164 |
¥15,538,975 |
¥3,538,975 |
| 30 |
1.90% |
¥43,757 |
¥15,752,399 |
¥3,752,399 |
| 30 |
2.00% |
¥44,354 |
¥15,967,561 |
¥3,967,561 |
| 30 |
2.10% |
¥44,957 |
¥16,184,456 |
¥4,184,456 |
| 30 |
2.20% |
¥45,564 |
¥16,403,076 |
¥4,403,076 |
| 30 |
2.30% |
¥46,176 |
¥16,623,416 |
¥4,623,416 |
| 30 |
2.40% |
¥46,793 |
¥16,845,467 |
¥4,845,467 |
| 30 |
2.50% |
¥47,415 |
¥17,069,223 |
¥5,069,223 |
| 30 |
2.60% |
¥48,041 |
¥17,294,676 |
¥5,294,676 |
| 30 |
2.70% |
¥48,672 |
¥17,521,817 |
¥5,521,817 |
| 30 |
2.80% |
¥49,307 |
¥17,750,640 |
¥5,750,640 |
| 30 |
2.90% |
¥49,948 |
¥17,981,135 |
¥5,981,135 |
| 30 |
3.00% |
¥50,592 |
¥18,213,294 |
¥6,213,294 |
1200万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥43,614 |
¥13,084,100 |
¥1,084,100 |
| 25 |
0.80% |
¥44,147 |
¥13,243,960 |
¥1,243,960 |
| 25 |
0.90% |
¥44,684 |
¥13,405,063 |
¥1,405,063 |
| 25 |
1.00% |
¥45,225 |
¥13,567,408 |
¥1,567,408 |
| 25 |
1.10% |
¥45,770 |
¥13,730,995 |
¥1,730,995 |
| 25 |
1.20% |
¥46,319 |
¥13,895,820 |
¥1,895,820 |
| 25 |
1.30% |
¥46,873 |
¥14,061,881 |
¥2,061,881 |
| 25 |
1.40% |
¥47,431 |
¥14,229,178 |
¥2,229,178 |
| 25 |
1.50% |
¥47,992 |
¥14,397,708 |
¥2,397,708 |
| 25 |
1.60% |
¥48,558 |
¥14,567,467 |
¥2,567,467 |
| 25 |
1.70% |
¥49,128 |
¥14,738,455 |
¥2,738,455 |
| 25 |
1.80% |
¥49,702 |
¥14,910,667 |
¥2,910,667 |
| 25 |
1.90% |
¥50,280 |
¥15,084,102 |
¥3,084,102 |
| 25 |
2.00% |
¥50,863 |
¥15,258,756 |
¥3,258,756 |
| 25 |
2.10% |
¥51,449 |
¥15,434,626 |
¥3,434,626 |
| 25 |
2.20% |
¥52,039 |
¥15,611,710 |
¥3,611,710 |
| 25 |
2.30% |
¥52,633 |
¥15,790,002 |
¥3,790,002 |
| 25 |
2.40% |
¥53,232 |
¥15,969,501 |
¥3,969,501 |
| 25 |
2.50% |
¥53,834 |
¥16,150,202 |
¥4,150,202 |
| 25 |
2.60% |
¥54,440 |
¥16,332,102 |
¥4,332,102 |
| 25 |
2.70% |
¥55,051 |
¥16,515,197 |
¥4,515,197 |
| 25 |
2.80% |
¥55,665 |
¥16,699,482 |
¥4,699,482 |
| 25 |
2.90% |
¥56,283 |
¥16,884,954 |
¥4,884,954 |
| 25 |
3.00% |
¥56,905 |
¥17,071,607 |
¥5,071,607 |
1200万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥53,596 |
¥12,863,088 |
¥863,088 |
| 20 |
0.80% |
¥54,123 |
¥12,989,580 |
¥989,580 |
| 20 |
0.90% |
¥54,654 |
¥13,116,870 |
¥1,116,870 |
| 20 |
1.00% |
¥55,187 |
¥13,244,956 |
¥1,244,956 |
| 20 |
1.10% |
¥55,724 |
¥13,373,838 |
¥1,373,838 |
| 20 |
1.20% |
¥56,265 |
¥13,503,515 |
¥1,503,515 |
| 20 |
1.30% |
¥56,808 |
¥13,633,986 |
¥1,633,986 |
| 20 |
1.40% |
¥57,355 |
¥13,765,251 |
¥1,765,251 |
| 20 |
1.50% |
¥57,905 |
¥13,897,308 |
¥1,897,308 |
| 20 |
1.60% |
¥58,459 |
¥14,030,156 |
¥2,030,156 |
| 20 |
1.70% |
¥59,016 |
¥14,163,795 |
¥2,163,795 |
| 20 |
1.80% |
¥59,576 |
¥14,298,222 |
¥2,298,222 |
| 20 |
1.90% |
¥60,139 |
¥14,433,438 |
¥2,433,438 |
| 20 |
2.00% |
¥60,706 |
¥14,569,440 |
¥2,569,440 |
| 20 |
2.10% |
¥61,276 |
¥14,706,228 |
¥2,706,228 |
| 20 |
2.20% |
¥61,849 |
¥14,843,799 |
¥2,843,799 |
| 20 |
2.30% |
¥62,426 |
¥14,982,153 |
¥2,982,153 |
| 20 |
2.40% |
¥63,005 |
¥15,121,289 |
¥3,121,289 |
| 20 |
2.50% |
¥63,588 |
¥15,261,203 |
¥3,261,203 |
| 20 |
2.60% |
¥64,175 |
¥15,401,896 |
¥3,401,896 |
| 20 |
2.70% |
¥64,764 |
¥15,543,365 |
¥3,543,365 |
| 20 |
2.80% |
¥65,357 |
¥15,685,608 |
¥3,685,608 |
| 20 |
2.90% |
¥65,953 |
¥15,828,624 |
¥3,828,624 |
| 20 |
3.00% |
¥66,552 |
¥15,972,411 |
¥3,972,411 |
1200万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥70,247 |
¥12,644,519 |
¥644,519 |
| 15 |
0.80% |
¥70,769 |
¥12,738,391 |
¥738,391 |
| 15 |
0.90% |
¥71,293 |
¥12,832,712 |
¥832,712 |
| 15 |
1.00% |
¥71,819 |
¥12,927,482 |
¥927,482 |
| 15 |
1.10% |
¥72,348 |
¥13,022,699 |
¥1,022,699 |
| 15 |
1.20% |
¥72,880 |
¥13,118,365 |
¥1,118,365 |
| 15 |
1.30% |
¥73,414 |
¥13,214,479 |
¥1,214,479 |
| 15 |
1.40% |
¥73,950 |
¥13,311,041 |
¥1,311,041 |
| 15 |
1.50% |
¥74,489 |
¥13,408,049 |
¥1,408,049 |
| 15 |
1.60% |
¥75,031 |
¥13,505,505 |
¥1,505,505 |
| 15 |
1.70% |
¥75,574 |
¥13,603,407 |
¥1,603,407 |
| 15 |
1.80% |
¥76,121 |
¥13,701,755 |
¥1,701,755 |
| 15 |
1.90% |
¥76,670 |
¥13,800,549 |
¥1,800,549 |
| 15 |
2.00% |
¥77,221 |
¥13,899,788 |
¥1,899,788 |
| 15 |
2.10% |
¥77,775 |
¥13,999,472 |
¥1,999,472 |
| 15 |
2.20% |
¥78,331 |
¥14,099,600 |
¥2,099,600 |
| 15 |
2.30% |
¥78,890 |
¥14,200,173 |
¥2,200,173 |
| 15 |
2.40% |
¥79,451 |
¥14,301,188 |
¥2,301,188 |
| 15 |
2.50% |
¥80,015 |
¥14,402,647 |
¥2,402,647 |
| 15 |
2.60% |
¥80,581 |
¥14,504,548 |
¥2,504,548 |
| 15 |
2.70% |
¥81,149 |
¥14,606,891 |
¥2,606,891 |
| 15 |
2.80% |
¥81,720 |
¥14,709,674 |
¥2,709,674 |
| 15 |
2.90% |
¥82,294 |
¥14,812,899 |
¥2,812,899 |
| 15 |
3.00% |
¥82,870 |
¥14,916,563 |
¥2,916,563 |
1200万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥103,570 |
¥12,428,398 |
¥428,398 |
| 10 |
0.80% |
¥104,087 |
¥12,490,397 |
¥490,397 |
| 10 |
0.90% |
¥104,605 |
¥12,552,595 |
¥552,595 |
| 10 |
1.00% |
¥105,125 |
¥12,614,993 |
¥614,993 |
| 10 |
1.10% |
¥105,647 |
¥12,677,591 |
¥677,591 |
| 10 |
1.20% |
¥106,170 |
¥12,740,388 |
¥740,388 |
| 10 |
1.30% |
¥106,695 |
¥12,803,385 |
¥803,385 |
| 10 |
1.40% |
¥107,222 |
¥12,866,581 |
¥866,581 |
| 10 |
1.50% |
¥107,750 |
¥12,929,976 |
¥929,976 |
| 10 |
1.60% |
¥108,280 |
¥12,993,570 |
¥993,570 |
| 10 |
1.70% |
¥108,811 |
¥13,057,364 |
¥1,057,364 |
| 10 |
1.80% |
¥109,345 |
¥13,121,356 |
¥1,121,356 |
| 10 |
1.90% |
¥109,880 |
¥13,185,547 |
¥1,185,547 |
| 10 |
2.00% |
¥110,416 |
¥13,249,937 |
¥1,249,937 |
| 10 |
2.10% |
¥110,954 |
¥13,314,526 |
¥1,314,526 |
| 10 |
2.20% |
¥111,494 |
¥13,379,313 |
¥1,379,313 |
| 10 |
2.30% |
¥112,036 |
¥13,444,299 |
¥1,444,299 |
| 10 |
2.40% |
¥112,579 |
¥13,509,483 |
¥1,509,483 |
| 10 |
2.50% |
¥113,124 |
¥13,574,866 |
¥1,574,866 |
| 10 |
2.60% |
¥113,670 |
¥13,640,446 |
¥1,640,446 |
| 10 |
2.70% |
¥114,219 |
¥13,706,225 |
¥1,706,225 |
| 10 |
2.80% |
¥114,768 |
¥13,772,201 |
¥1,772,201 |
| 10 |
2.90% |
¥115,320 |
¥13,838,375 |
¥1,838,375 |
| 10 |
3.00% |
¥115,873 |
¥13,904,747 |
¥1,904,747 |