1200万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1200万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1200万円の住宅ローン｜期間・年数別
1200万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥23,710 | ¥14,225,715 | ¥2,225,715 |
| 50 | 0.80% | ¥24,273 | ¥14,563,522 | ¥2,563,522 |
| 50 | 0.90% | ¥24,844 | ¥14,906,244 | ¥2,906,244 |
| 50 | 1.00% | ¥25,423 | ¥15,253,861 | ¥3,253,861 |
| 50 | 1.10% | ¥26,011 | ¥15,606,348 | ¥3,606,348 |
| 50 | 1.20% | ¥26,606 | ¥15,963,681 | ¥3,963,681 |
| 50 | 1.30% | ¥27,210 | ¥16,325,829 | ¥4,325,829 |
| 50 | 1.40% | ¥27,821 | ¥16,692,764 | ¥4,692,764 |
| 50 | 1.50% | ¥28,441 | ¥17,064,453 | ¥5,064,453 |
| 50 | 1.60% | ¥29,068 | ¥17,440,861 | ¥5,440,861 |
| 50 | 1.70% | ¥29,703 | ¥17,821,952 | ¥5,821,952 |
| 50 | 1.80% | ¥30,346 | ¥18,207,686 | ¥6,207,686 |
| 50 | 1.90% | ¥30,997 | ¥18,598,025 | ¥6,598,025 |
| 50 | 2.00% | ¥31,655 | ¥18,992,925 | ¥6,992,925 |
| 50 | 2.10% | ¥32,321 | ¥19,392,343 | ¥7,392,343 |
| 50 | 2.20% | ¥32,994 | ¥19,796,233 | ¥7,796,233 |
| 50 | 2.30% | ¥33,674 | ¥20,204,548 | ¥8,204,548 |
| 50 | 2.40% | ¥34,362 | ¥20,617,239 | ¥8,617,239 |
| 50 | 2.50% | ¥35,057 | ¥21,034,256 | ¥9,034,256 |
| 50 | 2.60% | ¥35,759 | ¥21,455,548 | ¥9,455,548 |
| 50 | 2.70% | ¥36,468 | ¥21,881,060 | ¥9,881,060 |
| 50 | 2.80% | ¥37,185 | ¥22,310,740 | ¥10,310,740 |
| 50 | 2.90% | ¥37,908 | ¥22,744,532 | ¥10,744,532 |
| 50 | 3.00% | ¥38,637 | ¥23,182,380 | ¥11,182,380 |
1200万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥25,912 | ¥13,992,532 | ¥1,992,532 |
| 45 | 0.80% | ¥26,469 | ¥14,293,278 | ¥2,293,278 |
| 45 | 0.90% | ¥27,033 | ¥14,598,017 | ¥2,598,017 |
| 45 | 1.00% | ¥27,605 | ¥14,906,736 | ¥2,906,736 |
| 45 | 1.10% | ¥28,184 | ¥15,219,418 | ¥3,219,418 |
| 45 | 1.20% | ¥28,770 | ¥15,536,048 | ¥3,536,048 |
| 45 | 1.30% | ¥29,364 | ¥15,856,606 | ¥3,856,606 |
| 45 | 1.40% | ¥29,965 | ¥16,181,071 | ¥4,181,071 |
| 45 | 1.50% | ¥30,573 | ¥16,509,422 | ¥4,509,422 |
| 45 | 1.60% | ¥31,188 | ¥16,841,637 | ¥4,841,637 |
| 45 | 1.70% | ¥31,811 | ¥17,177,691 | ¥5,177,691 |
| 45 | 1.80% | ¥32,440 | ¥17,517,558 | ¥5,517,558 |
| 45 | 1.90% | ¥33,076 | ¥17,861,211 | ¥5,861,211 |
| 45 | 2.00% | ¥33,720 | ¥18,208,621 | ¥6,208,621 |
| 45 | 2.10% | ¥34,370 | ¥18,559,760 | ¥6,559,760 |
| 45 | 2.20% | ¥35,027 | ¥18,914,596 | ¥6,914,596 |
| 45 | 2.30% | ¥35,691 | ¥19,273,098 | ¥7,273,098 |
| 45 | 2.40% | ¥36,362 | ¥19,635,233 | ¥7,635,233 |
| 45 | 2.50% | ¥37,039 | ¥20,000,966 | ¥8,000,966 |
| 45 | 2.60% | ¥37,723 | ¥20,370,263 | ¥8,370,263 |
| 45 | 2.70% | ¥38,413 | ¥20,743,088 | ¥8,743,088 |
| 45 | 2.80% | ¥39,110 | ¥21,119,403 | ¥9,119,403 |
| 45 | 2.90% | ¥39,813 | ¥21,499,170 | ¥9,499,170 |
| 45 | 3.00% | ¥40,523 | ¥21,882,351 | ¥9,882,351 |
1200万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥28,670 | ¥13,761,775 | ¥1,761,775 |
| 40 | 0.80% | ¥29,221 | ¥14,026,191 | ¥2,026,191 |
| 40 | 0.90% | ¥29,779 | ¥14,293,772 | ¥2,293,772 |
| 40 | 1.00% | ¥30,343 | ¥14,564,508 | ¥2,564,508 |
| 40 | 1.10% | ¥30,913 | ¥14,838,390 | ¥2,838,390 |
| 40 | 1.20% | ¥31,490 | ¥15,115,405 | ¥3,115,405 |
| 40 | 1.30% | ¥32,074 | ¥15,395,544 | ¥3,395,544 |
| 40 | 1.40% | ¥32,664 | ¥15,678,792 | ¥3,678,792 |
| 40 | 1.50% | ¥33,261 | ¥15,965,136 | ¥3,965,136 |
| 40 | 1.60% | ¥33,864 | ¥16,254,562 | ¥4,254,562 |
| 40 | 1.70% | ¥34,473 | ¥16,547,053 | ¥4,547,053 |
| 40 | 1.80% | ¥35,089 | ¥16,842,595 | ¥4,842,595 |
| 40 | 1.90% | ¥35,711 | ¥17,141,169 | ¥5,141,169 |
| 40 | 2.00% | ¥36,339 | ¥17,442,757 | ¥5,442,757 |
| 40 | 2.10% | ¥36,974 | ¥17,747,341 | ¥5,747,341 |
| 40 | 2.20% | ¥37,614 | ¥18,054,900 | ¥6,054,900 |
| 40 | 2.30% | ¥38,261 | ¥18,365,415 | ¥6,365,415 |
| 40 | 2.40% | ¥38,914 | ¥18,678,864 | ¥6,678,864 |
| 40 | 2.50% | ¥39,573 | ¥18,995,226 | ¥6,995,226 |
| 40 | 2.60% | ¥40,238 | ¥19,314,477 | ¥7,314,477 |
| 40 | 2.70% | ¥40,910 | ¥19,636,595 | ¥7,636,595 |
| 40 | 2.80% | ¥41,587 | ¥19,961,555 | ¥7,961,555 |
| 40 | 2.90% | ¥42,269 | ¥20,289,332 | ¥8,289,332 |
| 40 | 3.00% | ¥42,958 | ¥20,619,903 | ¥8,619,903 |
1200万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥32,222 | ¥13,533,447 | ¥1,533,447 |
| 35 | 0.80% | ¥32,767 | ¥13,762,271 | ¥1,762,271 |
| 35 | 0.90% | ¥33,318 | ¥13,993,524 | ¥1,993,524 |
| 35 | 1.00% | ¥33,874 | ¥14,227,199 | ¥2,227,199 |
| 35 | 1.10% | ¥34,436 | ¥14,463,292 | ¥2,463,292 |
| 35 | 1.20% | ¥35,004 | ¥14,701,795 | ¥2,701,795 |
| 35 | 1.30% | ¥35,578 | ¥14,942,702 | ¥2,942,702 |
| 35 | 1.40% | ¥36,157 | ¥15,186,005 | ¥3,186,005 |
| 35 | 1.50% | ¥36,742 | ¥15,431,696 | ¥3,431,696 |
| 35 | 1.60% | ¥37,333 | ¥15,679,766 | ¥3,679,766 |
| 35 | 1.70% | ¥37,929 | ¥15,930,205 | ¥3,930,205 |
| 35 | 1.80% | ¥38,531 | ¥16,183,005 | ¥4,183,005 |
| 35 | 1.90% | ¥39,138 | ¥16,438,155 | ¥4,438,155 |
| 35 | 2.00% | ¥39,752 | ¥16,695,644 | ¥4,695,644 |
| 35 | 2.10% | ¥40,370 | ¥16,955,460 | ¥4,955,460 |
| 35 | 2.20% | ¥40,994 | ¥17,217,592 | ¥5,217,592 |
| 35 | 2.30% | ¥41,624 | ¥17,482,028 | ¥5,482,028 |
| 35 | 2.40% | ¥42,259 | ¥17,748,755 | ¥5,748,755 |
| 35 | 2.50% | ¥42,899 | ¥18,017,759 | ¥6,017,759 |
| 35 | 2.60% | ¥43,545 | ¥18,289,027 | ¥6,289,027 |
| 35 | 2.70% | ¥44,197 | ¥18,562,545 | ¥6,562,545 |
| 35 | 2.80% | ¥44,853 | ¥18,838,298 | ¥6,838,298 |
| 35 | 2.90% | ¥45,515 | ¥19,116,271 | ¥7,116,271 |
| 35 | 3.00% | ¥46,182 | ¥19,396,450 | ¥7,396,450 |
1200万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥36,965 | ¥13,307,554 | ¥1,307,554 |
| 30 | 0.80% | ¥37,504 | ¥13,501,525 | ¥1,501,525 |
| 30 | 0.90% | ¥38,048 | ¥13,697,284 | ¥1,697,284 |
| 30 | 1.00% | ¥38,597 | ¥13,894,827 | ¥1,894,827 |
| 30 | 1.10% | ¥39,150 | ¥14,094,152 | ¥2,094,152 |
| 30 | 1.20% | ¥39,709 | ¥14,295,256 | ¥2,295,256 |
| 30 | 1.30% | ¥40,273 | ¥14,498,133 | ¥2,498,133 |
| 30 | 1.40% | ¥40,841 | ¥14,702,780 | ¥2,702,780 |
| 30 | 1.50% | ¥41,414 | ¥14,909,193 | ¥2,909,193 |
| 30 | 1.60% | ¥41,993 | ¥15,117,367 | ¥3,117,367 |
| 30 | 1.70% | ¥42,576 | ¥15,327,296 | ¥3,327,296 |
| 30 | 1.80% | ¥43,164 | ¥15,538,975 | ¥3,538,975 |
| 30 | 1.90% | ¥43,757 | ¥15,752,399 | ¥3,752,399 |
| 30 | 2.00% | ¥44,354 | ¥15,967,561 | ¥3,967,561 |
| 30 | 2.10% | ¥44,957 | ¥16,184,456 | ¥4,184,456 |
| 30 | 2.20% | ¥45,564 | ¥16,403,076 | ¥4,403,076 |
| 30 | 2.30% | ¥46,176 | ¥16,623,416 | ¥4,623,416 |
| 30 | 2.40% | ¥46,793 | ¥16,845,467 | ¥4,845,467 |
| 30 | 2.50% | ¥47,415 | ¥17,069,223 | ¥5,069,223 |
| 30 | 2.60% | ¥48,041 | ¥17,294,676 | ¥5,294,676 |
| 30 | 2.70% | ¥48,672 | ¥17,521,817 | ¥5,521,817 |
| 30 | 2.80% | ¥49,307 | ¥17,750,640 | ¥5,750,640 |
| 30 | 2.90% | ¥49,948 | ¥17,981,135 | ¥5,981,135 |
| 30 | 3.00% | ¥50,592 | ¥18,213,294 | ¥6,213,294 |
1200万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥43,614 | ¥13,084,100 | ¥1,084,100 |
| 25 | 0.80% | ¥44,147 | ¥13,243,960 | ¥1,243,960 |
| 25 | 0.90% | ¥44,684 | ¥13,405,063 | ¥1,405,063 |
| 25 | 1.00% | ¥45,225 | ¥13,567,408 | ¥1,567,408 |
| 25 | 1.10% | ¥45,770 | ¥13,730,995 | ¥1,730,995 |
| 25 | 1.20% | ¥46,319 | ¥13,895,820 | ¥1,895,820 |
| 25 | 1.30% | ¥46,873 | ¥14,061,881 | ¥2,061,881 |
| 25 | 1.40% | ¥47,431 | ¥14,229,178 | ¥2,229,178 |
| 25 | 1.50% | ¥47,992 | ¥14,397,708 | ¥2,397,708 |
| 25 | 1.60% | ¥48,558 | ¥14,567,467 | ¥2,567,467 |
| 25 | 1.70% | ¥49,128 | ¥14,738,455 | ¥2,738,455 |
| 25 | 1.80% | ¥49,702 | ¥14,910,667 | ¥2,910,667 |
| 25 | 1.90% | ¥50,280 | ¥15,084,102 | ¥3,084,102 |
| 25 | 2.00% | ¥50,863 | ¥15,258,756 | ¥3,258,756 |
| 25 | 2.10% | ¥51,449 | ¥15,434,626 | ¥3,434,626 |
| 25 | 2.20% | ¥52,039 | ¥15,611,710 | ¥3,611,710 |
| 25 | 2.30% | ¥52,633 | ¥15,790,002 | ¥3,790,002 |
| 25 | 2.40% | ¥53,232 | ¥15,969,501 | ¥3,969,501 |
| 25 | 2.50% | ¥53,834 | ¥16,150,202 | ¥4,150,202 |
| 25 | 2.60% | ¥54,440 | ¥16,332,102 | ¥4,332,102 |
| 25 | 2.70% | ¥55,051 | ¥16,515,197 | ¥4,515,197 |
| 25 | 2.80% | ¥55,665 | ¥16,699,482 | ¥4,699,482 |
| 25 | 2.90% | ¥56,283 | ¥16,884,954 | ¥4,884,954 |
| 25 | 3.00% | ¥56,905 | ¥17,071,607 | ¥5,071,607 |
1200万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥53,596 | ¥12,863,088 | ¥863,088 |
| 20 | 0.80% | ¥54,123 | ¥12,989,580 | ¥989,580 |
| 20 | 0.90% | ¥54,654 | ¥13,116,870 | ¥1,116,870 |
| 20 | 1.00% | ¥55,187 | ¥13,244,956 | ¥1,244,956 |
| 20 | 1.10% | ¥55,724 | ¥13,373,838 | ¥1,373,838 |
| 20 | 1.20% | ¥56,265 | ¥13,503,515 | ¥1,503,515 |
| 20 | 1.30% | ¥56,808 | ¥13,633,986 | ¥1,633,986 |
| 20 | 1.40% | ¥57,355 | ¥13,765,251 | ¥1,765,251 |
| 20 | 1.50% | ¥57,905 | ¥13,897,308 | ¥1,897,308 |
| 20 | 1.60% | ¥58,459 | ¥14,030,156 | ¥2,030,156 |
| 20 | 1.70% | ¥59,016 | ¥14,163,795 | ¥2,163,795 |
| 20 | 1.80% | ¥59,576 | ¥14,298,222 | ¥2,298,222 |
| 20 | 1.90% | ¥60,139 | ¥14,433,438 | ¥2,433,438 |
| 20 | 2.00% | ¥60,706 | ¥14,569,440 | ¥2,569,440 |
| 20 | 2.10% | ¥61,276 | ¥14,706,228 | ¥2,706,228 |
| 20 | 2.20% | ¥61,849 | ¥14,843,799 | ¥2,843,799 |
| 20 | 2.30% | ¥62,426 | ¥14,982,153 | ¥2,982,153 |
| 20 | 2.40% | ¥63,005 | ¥15,121,289 | ¥3,121,289 |
| 20 | 2.50% | ¥63,588 | ¥15,261,203 | ¥3,261,203 |
| 20 | 2.60% | ¥64,175 | ¥15,401,896 | ¥3,401,896 |
| 20 | 2.70% | ¥64,764 | ¥15,543,365 | ¥3,543,365 |
| 20 | 2.80% | ¥65,357 | ¥15,685,608 | ¥3,685,608 |
| 20 | 2.90% | ¥65,953 | ¥15,828,624 | ¥3,828,624 |
| 20 | 3.00% | ¥66,552 | ¥15,972,411 | ¥3,972,411 |
1200万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥70,247 | ¥12,644,519 | ¥644,519 |
| 15 | 0.80% | ¥70,769 | ¥12,738,391 | ¥738,391 |
| 15 | 0.90% | ¥71,293 | ¥12,832,712 | ¥832,712 |
| 15 | 1.00% | ¥71,819 | ¥12,927,482 | ¥927,482 |
| 15 | 1.10% | ¥72,348 | ¥13,022,699 | ¥1,022,699 |
| 15 | 1.20% | ¥72,880 | ¥13,118,365 | ¥1,118,365 |
| 15 | 1.30% | ¥73,414 | ¥13,214,479 | ¥1,214,479 |
| 15 | 1.40% | ¥73,950 | ¥13,311,041 | ¥1,311,041 |
| 15 | 1.50% | ¥74,489 | ¥13,408,049 | ¥1,408,049 |
| 15 | 1.60% | ¥75,031 | ¥13,505,505 | ¥1,505,505 |
| 15 | 1.70% | ¥75,574 | ¥13,603,407 | ¥1,603,407 |
| 15 | 1.80% | ¥76,121 | ¥13,701,755 | ¥1,701,755 |
| 15 | 1.90% | ¥76,670 | ¥13,800,549 | ¥1,800,549 |
| 15 | 2.00% | ¥77,221 | ¥13,899,788 | ¥1,899,788 |
| 15 | 2.10% | ¥77,775 | ¥13,999,472 | ¥1,999,472 |
| 15 | 2.20% | ¥78,331 | ¥14,099,600 | ¥2,099,600 |
| 15 | 2.30% | ¥78,890 | ¥14,200,173 | ¥2,200,173 |
| 15 | 2.40% | ¥79,451 | ¥14,301,188 | ¥2,301,188 |
| 15 | 2.50% | ¥80,015 | ¥14,402,647 | ¥2,402,647 |
| 15 | 2.60% | ¥80,581 | ¥14,504,548 | ¥2,504,548 |
| 15 | 2.70% | ¥81,149 | ¥14,606,891 | ¥2,606,891 |
| 15 | 2.80% | ¥81,720 | ¥14,709,674 | ¥2,709,674 |
| 15 | 2.90% | ¥82,294 | ¥14,812,899 | ¥2,812,899 |
| 15 | 3.00% | ¥82,870 | ¥14,916,563 | ¥2,916,563 |
1200万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥103,570 | ¥12,428,398 | ¥428,398 |
| 10 | 0.80% | ¥104,087 | ¥12,490,397 | ¥490,397 |
| 10 | 0.90% | ¥104,605 | ¥12,552,595 | ¥552,595 |
| 10 | 1.00% | ¥105,125 | ¥12,614,993 | ¥614,993 |
| 10 | 1.10% | ¥105,647 | ¥12,677,591 | ¥677,591 |
| 10 | 1.20% | ¥106,170 | ¥12,740,388 | ¥740,388 |
| 10 | 1.30% | ¥106,695 | ¥12,803,385 | ¥803,385 |
| 10 | 1.40% | ¥107,222 | ¥12,866,581 | ¥866,581 |
| 10 | 1.50% | ¥107,750 | ¥12,929,976 | ¥929,976 |
| 10 | 1.60% | ¥108,280 | ¥12,993,570 | ¥993,570 |
| 10 | 1.70% | ¥108,811 | ¥13,057,364 | ¥1,057,364 |
| 10 | 1.80% | ¥109,345 | ¥13,121,356 | ¥1,121,356 |
| 10 | 1.90% | ¥109,880 | ¥13,185,547 | ¥1,185,547 |
| 10 | 2.00% | ¥110,416 | ¥13,249,937 | ¥1,249,937 |
| 10 | 2.10% | ¥110,954 | ¥13,314,526 | ¥1,314,526 |
| 10 | 2.20% | ¥111,494 | ¥13,379,313 | ¥1,379,313 |
| 10 | 2.30% | ¥112,036 | ¥13,444,299 | ¥1,444,299 |
| 10 | 2.40% | ¥112,579 | ¥13,509,483 | ¥1,509,483 |
| 10 | 2.50% | ¥113,124 | ¥13,574,866 | ¥1,574,866 |
| 10 | 2.60% | ¥113,670 | ¥13,640,446 | ¥1,640,446 |
| 10 | 2.70% | ¥114,219 | ¥13,706,225 | ¥1,706,225 |
| 10 | 2.80% | ¥114,768 | ¥13,772,201 | ¥1,772,201 |
| 10 | 2.90% | ¥115,320 | ¥13,838,375 | ¥1,838,375 |
| 10 | 3.00% | ¥115,873 | ¥13,904,747 | ¥1,904,747 |
