7220万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。7220万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
7220万円の住宅ローン|期間・年数別
7220万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥142,652 |
¥85,591,384 |
¥13,391,384 |
| 50 |
0.80% |
¥146,040 |
¥87,623,855 |
¥15,423,855 |
| 50 |
0.90% |
¥149,477 |
¥89,685,902 |
¥17,485,902 |
| 50 |
1.00% |
¥152,962 |
¥91,777,397 |
¥19,577,397 |
| 50 |
1.10% |
¥156,497 |
¥93,898,197 |
¥21,698,197 |
| 50 |
1.20% |
¥160,080 |
¥96,048,145 |
¥23,848,145 |
| 50 |
1.30% |
¥163,712 |
¥98,227,074 |
¥26,027,074 |
| 50 |
1.40% |
¥167,391 |
¥100,434,799 |
¥28,234,799 |
| 50 |
1.50% |
¥171,119 |
¥102,671,126 |
¥30,471,126 |
| 50 |
1.60% |
¥174,893 |
¥104,935,847 |
¥32,735,847 |
| 50 |
1.70% |
¥178,715 |
¥107,228,742 |
¥35,028,742 |
| 50 |
1.80% |
¥182,583 |
¥109,549,580 |
¥37,349,580 |
| 50 |
1.90% |
¥186,497 |
¥111,898,117 |
¥39,698,117 |
| 50 |
2.00% |
¥190,457 |
¥114,274,101 |
¥42,074,101 |
| 50 |
2.10% |
¥194,462 |
¥116,677,266 |
¥44,477,266 |
| 50 |
2.20% |
¥198,512 |
¥119,107,338 |
¥46,907,338 |
| 50 |
2.30% |
¥202,607 |
¥121,564,033 |
¥49,364,033 |
| 50 |
2.40% |
¥206,745 |
¥124,047,058 |
¥51,847,058 |
| 50 |
2.50% |
¥210,927 |
¥126,556,110 |
¥54,356,110 |
| 50 |
2.60% |
¥215,151 |
¥129,090,879 |
¥56,890,879 |
| 50 |
2.70% |
¥219,418 |
¥131,651,047 |
¥59,451,047 |
| 50 |
2.80% |
¥223,727 |
¥134,236,288 |
¥62,036,288 |
| 50 |
2.90% |
¥228,077 |
¥136,846,270 |
¥64,646,270 |
| 50 |
3.00% |
¥232,468 |
¥139,480,652 |
¥67,280,652 |
7220万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥155,904 |
¥84,188,402 |
¥11,988,402 |
| 45 |
0.80% |
¥159,255 |
¥85,997,887 |
¥13,797,887 |
| 45 |
0.90% |
¥162,651 |
¥87,831,401 |
¥15,631,401 |
| 45 |
1.00% |
¥166,090 |
¥89,688,860 |
¥17,488,860 |
| 45 |
1.10% |
¥169,574 |
¥91,570,168 |
¥19,370,168 |
| 45 |
1.20% |
¥173,102 |
¥93,475,222 |
¥21,275,222 |
| 45 |
1.30% |
¥176,674 |
¥95,403,910 |
¥23,203,910 |
| 45 |
1.40% |
¥180,289 |
¥97,356,110 |
¥25,156,110 |
| 45 |
1.50% |
¥183,948 |
¥99,331,692 |
¥27,131,692 |
| 45 |
1.60% |
¥187,649 |
¥101,330,518 |
¥29,130,518 |
| 45 |
1.70% |
¥191,393 |
¥103,352,440 |
¥31,152,440 |
| 45 |
1.80% |
¥195,180 |
¥105,397,305 |
¥33,197,305 |
| 45 |
1.90% |
¥199,009 |
¥107,464,950 |
¥35,264,950 |
| 45 |
2.00% |
¥202,880 |
¥109,555,204 |
¥37,355,204 |
| 45 |
2.10% |
¥206,792 |
¥111,667,889 |
¥39,467,889 |
| 45 |
2.20% |
¥210,746 |
¥113,802,821 |
¥41,602,821 |
| 45 |
2.30% |
¥214,740 |
¥115,959,808 |
¥43,759,808 |
| 45 |
2.40% |
¥218,775 |
¥118,138,652 |
¥45,938,652 |
| 45 |
2.50% |
¥222,850 |
¥120,339,148 |
¥48,139,148 |
| 45 |
2.60% |
¥226,965 |
¥122,561,084 |
¥50,361,084 |
| 45 |
2.70% |
¥231,119 |
¥124,804,244 |
¥52,604,244 |
| 45 |
2.80% |
¥235,312 |
¥127,068,405 |
¥54,868,405 |
| 45 |
2.90% |
¥239,543 |
¥129,353,340 |
¥57,153,340 |
| 45 |
3.00% |
¥243,813 |
¥131,658,815 |
¥59,458,815 |
7220万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥172,500 |
¥82,800,011 |
¥10,600,011 |
| 40 |
0.80% |
¥175,814 |
¥84,390,917 |
¥12,190,917 |
| 40 |
0.90% |
¥179,168 |
¥86,000,862 |
¥13,800,862 |
| 40 |
1.00% |
¥182,562 |
¥87,629,791 |
¥15,429,791 |
| 40 |
1.10% |
¥185,995 |
¥89,277,644 |
¥17,077,644 |
| 40 |
1.20% |
¥189,467 |
¥90,944,355 |
¥18,744,355 |
| 40 |
1.30% |
¥192,979 |
¥92,629,854 |
¥20,429,854 |
| 40 |
1.40% |
¥196,529 |
¥94,334,064 |
¥22,134,064 |
| 40 |
1.50% |
¥200,119 |
¥96,056,901 |
¥23,856,901 |
| 40 |
1.60% |
¥203,746 |
¥97,798,279 |
¥25,598,279 |
| 40 |
1.70% |
¥207,413 |
¥99,558,105 |
¥27,358,105 |
| 40 |
1.80% |
¥211,117 |
¥101,336,279 |
¥29,136,279 |
| 40 |
1.90% |
¥214,860 |
¥103,132,698 |
¥30,932,698 |
| 40 |
2.00% |
¥218,640 |
¥104,947,254 |
¥32,747,254 |
| 40 |
2.10% |
¥222,458 |
¥106,779,832 |
¥34,579,832 |
| 40 |
2.20% |
¥226,313 |
¥108,630,316 |
¥36,430,316 |
| 40 |
2.30% |
¥230,205 |
¥110,498,581 |
¥38,298,581 |
| 40 |
2.40% |
¥234,134 |
¥112,384,500 |
¥40,184,500 |
| 40 |
2.50% |
¥238,100 |
¥114,287,942 |
¥42,087,942 |
| 40 |
2.60% |
¥242,102 |
¥116,208,771 |
¥44,008,771 |
| 40 |
2.70% |
¥246,139 |
¥118,146,845 |
¥45,946,845 |
| 40 |
2.80% |
¥250,213 |
¥120,102,021 |
¥47,902,021 |
| 40 |
2.90% |
¥254,321 |
¥122,074,150 |
¥49,874,150 |
| 40 |
3.00% |
¥258,465 |
¥124,063,081 |
¥51,863,081 |
7220万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥193,872 |
¥81,426,241 |
¥9,226,241 |
| 35 |
0.80% |
¥197,150 |
¥82,802,999 |
¥10,602,999 |
| 35 |
0.90% |
¥200,463 |
¥84,194,368 |
¥11,994,368 |
| 35 |
1.00% |
¥203,810 |
¥85,600,315 |
¥13,400,315 |
| 35 |
1.10% |
¥207,192 |
¥87,020,806 |
¥14,820,806 |
| 35 |
1.20% |
¥210,609 |
¥88,455,801 |
¥16,255,801 |
| 35 |
1.30% |
¥214,060 |
¥89,905,258 |
¥17,705,258 |
| 35 |
1.40% |
¥217,546 |
¥91,369,130 |
¥19,169,130 |
| 35 |
1.50% |
¥221,065 |
¥92,847,369 |
¥20,647,369 |
| 35 |
1.60% |
¥224,619 |
¥94,339,923 |
¥22,139,923 |
| 35 |
1.70% |
¥228,207 |
¥95,846,736 |
¥23,646,736 |
| 35 |
1.80% |
¥231,828 |
¥97,367,748 |
¥25,167,748 |
| 35 |
1.90% |
¥235,483 |
¥98,902,899 |
¥26,702,899 |
| 35 |
2.00% |
¥239,172 |
¥100,452,122 |
¥28,252,122 |
| 35 |
2.10% |
¥242,894 |
¥102,015,351 |
¥29,815,351 |
| 35 |
2.20% |
¥246,649 |
¥103,592,513 |
¥31,392,513 |
| 35 |
2.30% |
¥250,437 |
¥105,183,535 |
¥32,983,535 |
| 35 |
2.40% |
¥254,258 |
¥106,788,340 |
¥34,588,340 |
| 35 |
2.50% |
¥258,112 |
¥108,406,849 |
¥36,206,849 |
| 35 |
2.60% |
¥261,998 |
¥110,038,979 |
¥37,838,979 |
| 35 |
2.70% |
¥265,916 |
¥111,684,645 |
¥39,484,645 |
| 35 |
2.80% |
¥269,866 |
¥113,343,760 |
¥41,143,760 |
| 35 |
2.90% |
¥273,848 |
¥115,016,233 |
¥42,816,233 |
| 35 |
3.00% |
¥277,862 |
¥116,701,972 |
¥44,501,972 |
7220万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥222,409 |
¥80,067,119 |
¥7,867,119 |
| 30 |
0.80% |
¥225,650 |
¥81,234,177 |
¥9,034,177 |
| 30 |
0.90% |
¥228,922 |
¥82,411,991 |
¥10,211,991 |
| 30 |
1.00% |
¥232,224 |
¥83,600,544 |
¥11,400,544 |
| 30 |
1.10% |
¥235,555 |
¥84,799,817 |
¥12,599,817 |
| 30 |
1.20% |
¥238,916 |
¥86,009,788 |
¥13,809,788 |
| 30 |
1.30% |
¥242,307 |
¥87,230,433 |
¥15,030,433 |
| 30 |
1.40% |
¥245,727 |
¥88,461,728 |
¥16,261,728 |
| 30 |
1.50% |
¥249,177 |
¥89,703,645 |
¥17,503,645 |
| 30 |
1.60% |
¥252,656 |
¥90,956,156 |
¥18,756,156 |
| 30 |
1.70% |
¥256,165 |
¥92,219,229 |
¥20,019,229 |
| 30 |
1.80% |
¥259,702 |
¥93,492,833 |
¥21,292,833 |
| 30 |
1.90% |
¥263,269 |
¥94,776,933 |
¥22,576,933 |
| 30 |
2.00% |
¥266,865 |
¥96,071,493 |
¥23,871,493 |
| 30 |
2.10% |
¥270,490 |
¥97,376,476 |
¥25,176,476 |
| 30 |
2.20% |
¥274,144 |
¥98,691,843 |
¥26,491,843 |
| 30 |
2.30% |
¥277,827 |
¥100,017,551 |
¥27,817,551 |
| 30 |
2.40% |
¥281,538 |
¥101,353,560 |
¥29,153,560 |
| 30 |
2.50% |
¥285,277 |
¥102,699,824 |
¥30,499,824 |
| 30 |
2.60% |
¥289,045 |
¥104,056,298 |
¥31,856,298 |
| 30 |
2.70% |
¥292,841 |
¥105,422,934 |
¥33,222,934 |
| 30 |
2.80% |
¥296,666 |
¥106,799,684 |
¥34,599,684 |
| 30 |
2.90% |
¥300,518 |
¥108,186,496 |
¥35,986,496 |
| 30 |
3.00% |
¥304,398 |
¥109,583,320 |
¥37,383,320 |
7220万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥262,409 |
¥78,722,669 |
¥6,522,669 |
| 25 |
0.80% |
¥265,615 |
¥79,684,490 |
¥7,484,490 |
| 25 |
0.90% |
¥268,846 |
¥80,653,795 |
¥8,453,795 |
| 25 |
1.00% |
¥272,102 |
¥81,630,574 |
¥9,430,574 |
| 25 |
1.10% |
¥275,383 |
¥82,614,817 |
¥10,414,817 |
| 25 |
1.20% |
¥278,688 |
¥83,606,514 |
¥11,406,514 |
| 25 |
1.30% |
¥282,019 |
¥84,605,654 |
¥12,405,654 |
| 25 |
1.40% |
¥285,374 |
¥85,612,223 |
¥13,412,223 |
| 25 |
1.50% |
¥288,754 |
¥86,626,208 |
¥14,426,208 |
| 25 |
1.60% |
¥292,159 |
¥87,647,596 |
¥15,447,596 |
| 25 |
1.70% |
¥295,588 |
¥88,676,370 |
¥16,476,370 |
| 25 |
1.80% |
¥299,042 |
¥89,712,515 |
¥17,512,515 |
| 25 |
1.90% |
¥302,520 |
¥90,756,015 |
¥18,556,015 |
| 25 |
2.00% |
¥306,023 |
¥91,806,850 |
¥19,606,850 |
| 25 |
2.10% |
¥309,550 |
¥92,865,002 |
¥20,665,002 |
| 25 |
2.20% |
¥313,102 |
¥93,930,453 |
¥21,730,453 |
| 25 |
2.30% |
¥316,677 |
¥95,003,181 |
¥22,803,181 |
| 25 |
2.40% |
¥320,277 |
¥96,083,166 |
¥23,883,166 |
| 25 |
2.50% |
¥323,901 |
¥97,170,385 |
¥24,970,385 |
| 25 |
2.60% |
¥327,549 |
¥98,264,815 |
¥26,064,815 |
| 25 |
2.70% |
¥331,221 |
¥99,366,434 |
¥27,166,434 |
| 25 |
2.80% |
¥334,917 |
¥100,475,216 |
¥28,275,216 |
| 25 |
2.90% |
¥338,637 |
¥101,591,137 |
¥29,391,137 |
| 25 |
3.00% |
¥342,381 |
¥102,714,171 |
¥30,514,171 |
7220万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥322,470 |
¥77,392,910 |
¥5,192,910 |
| 20 |
0.80% |
¥325,642 |
¥78,153,974 |
¥5,953,974 |
| 20 |
0.90% |
¥328,833 |
¥78,919,833 |
¥6,719,833 |
| 20 |
1.00% |
¥332,044 |
¥79,690,486 |
¥7,490,486 |
| 20 |
1.10% |
¥335,275 |
¥80,465,926 |
¥8,265,926 |
| 20 |
1.20% |
¥338,526 |
¥81,246,149 |
¥9,046,149 |
| 20 |
1.30% |
¥341,796 |
¥82,031,151 |
¥9,831,151 |
| 20 |
1.40% |
¥345,087 |
¥82,820,926 |
¥10,620,926 |
| 20 |
1.50% |
¥348,398 |
¥83,615,468 |
¥11,415,468 |
| 20 |
1.60% |
¥351,728 |
¥84,414,772 |
¥12,214,772 |
| 20 |
1.70% |
¥355,078 |
¥85,218,831 |
¥13,018,831 |
| 20 |
1.80% |
¥358,448 |
¥86,027,637 |
¥13,827,637 |
| 20 |
1.90% |
¥361,838 |
¥86,841,184 |
¥14,641,184 |
| 20 |
2.00% |
¥365,248 |
¥87,659,464 |
¥15,459,464 |
| 20 |
2.10% |
¥368,677 |
¥88,482,470 |
¥16,282,470 |
| 20 |
2.20% |
¥372,126 |
¥89,310,192 |
¥17,110,192 |
| 20 |
2.30% |
¥375,594 |
¥90,142,623 |
¥17,942,623 |
| 20 |
2.40% |
¥379,082 |
¥90,979,753 |
¥18,779,753 |
| 20 |
2.50% |
¥382,590 |
¥91,821,573 |
¥19,621,573 |
| 20 |
2.60% |
¥386,117 |
¥92,668,074 |
¥20,468,074 |
| 20 |
2.70% |
¥389,664 |
¥93,519,244 |
¥21,319,244 |
| 20 |
2.80% |
¥393,229 |
¥94,375,075 |
¥22,175,075 |
| 20 |
2.90% |
¥396,815 |
¥95,235,554 |
¥23,035,554 |
| 20 |
3.00% |
¥400,419 |
¥96,100,672 |
¥23,900,672 |
7220万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥422,655 |
¥76,077,859 |
¥3,877,859 |
| 15 |
0.80% |
¥425,793 |
¥76,642,654 |
¥4,442,654 |
| 15 |
0.90% |
¥428,945 |
¥77,210,151 |
¥5,010,151 |
| 15 |
1.00% |
¥432,113 |
¥77,780,347 |
¥5,580,347 |
| 15 |
1.10% |
¥435,296 |
¥78,353,241 |
¥6,153,241 |
| 15 |
1.20% |
¥438,494 |
¥78,928,832 |
¥6,728,832 |
| 15 |
1.30% |
¥441,706 |
¥79,507,117 |
¥7,307,117 |
| 15 |
1.40% |
¥444,934 |
¥80,088,094 |
¥7,888,094 |
| 15 |
1.50% |
¥448,176 |
¥80,671,763 |
¥8,471,763 |
| 15 |
1.60% |
¥451,434 |
¥81,258,120 |
¥9,058,120 |
| 15 |
1.70% |
¥454,706 |
¥81,847,164 |
¥9,647,164 |
| 15 |
1.80% |
¥457,994 |
¥82,438,892 |
¥10,238,892 |
| 15 |
1.90% |
¥461,296 |
¥83,033,302 |
¥10,833,302 |
| 15 |
2.00% |
¥464,613 |
¥83,630,391 |
¥11,430,391 |
| 15 |
2.10% |
¥467,945 |
¥84,230,156 |
¥12,030,156 |
| 15 |
2.20% |
¥471,292 |
¥84,832,595 |
¥12,632,595 |
| 15 |
2.30% |
¥474,654 |
¥85,437,705 |
¥13,237,705 |
| 15 |
2.40% |
¥478,030 |
¥86,045,483 |
¥13,845,483 |
| 15 |
2.50% |
¥481,422 |
¥86,655,926 |
¥14,455,926 |
| 15 |
2.60% |
¥484,828 |
¥87,269,029 |
¥15,069,029 |
| 15 |
2.70% |
¥488,249 |
¥87,884,791 |
¥15,684,791 |
| 15 |
2.80% |
¥491,684 |
¥88,503,208 |
¥16,303,208 |
| 15 |
2.90% |
¥495,135 |
¥89,124,275 |
¥16,924,275 |
| 15 |
3.00% |
¥498,600 |
¥89,747,990 |
¥17,547,990 |
7220万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥623,146 |
¥74,777,527 |
¥2,577,527 |
| 10 |
0.80% |
¥626,255 |
¥75,150,554 |
¥2,950,554 |
| 10 |
0.90% |
¥629,373 |
¥75,524,782 |
¥3,324,782 |
| 10 |
1.00% |
¥632,502 |
¥75,900,211 |
¥3,700,211 |
| 10 |
1.10% |
¥635,640 |
¥76,276,840 |
¥4,076,840 |
| 10 |
1.20% |
¥638,789 |
¥76,654,670 |
¥4,454,670 |
| 10 |
1.30% |
¥641,947 |
¥77,033,699 |
¥4,833,699 |
| 10 |
1.40% |
¥645,116 |
¥77,413,928 |
¥5,213,928 |
| 10 |
1.50% |
¥648,295 |
¥77,795,355 |
¥5,595,355 |
| 10 |
1.60% |
¥651,483 |
¥78,177,981 |
¥5,977,981 |
| 10 |
1.70% |
¥654,682 |
¥78,561,805 |
¥6,361,805 |
| 10 |
1.80% |
¥657,890 |
¥78,946,825 |
¥6,746,825 |
| 10 |
1.90% |
¥661,109 |
¥79,333,043 |
¥7,133,043 |
| 10 |
2.00% |
¥664,337 |
¥79,720,456 |
¥7,520,456 |
| 10 |
2.10% |
¥667,576 |
¥80,109,065 |
¥7,909,065 |
| 10 |
2.20% |
¥670,824 |
¥80,498,869 |
¥8,298,869 |
| 10 |
2.30% |
¥674,082 |
¥80,889,867 |
¥8,689,867 |
| 10 |
2.40% |
¥677,350 |
¥81,282,059 |
¥9,082,059 |
| 10 |
2.50% |
¥680,629 |
¥81,675,443 |
¥9,475,443 |
| 10 |
2.60% |
¥683,917 |
¥82,070,019 |
¥9,870,019 |
| 10 |
2.70% |
¥687,215 |
¥82,465,787 |
¥10,265,787 |
| 10 |
2.80% |
¥690,523 |
¥82,862,745 |
¥10,662,745 |
| 10 |
2.90% |
¥693,841 |
¥83,260,893 |
¥11,060,893 |
| 10 |
3.00% |
¥697,169 |
¥83,660,229 |
¥11,460,229 |