7240万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。7240万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
7240万円の住宅ローン｜期間・年数別
7240万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥143,047 |
¥85,828,479 |
¥13,428,479 |
| 50 |
0.80% |
¥146,444 |
¥87,866,580 |
¥15,466,580 |
| 50 |
0.90% |
¥149,891 |
¥89,934,340 |
¥17,534,340 |
| 50 |
1.00% |
¥153,386 |
¥92,031,628 |
¥19,631,628 |
| 50 |
1.10% |
¥156,931 |
¥94,158,302 |
¥21,758,302 |
| 50 |
1.20% |
¥160,524 |
¥96,314,207 |
¥23,914,207 |
| 50 |
1.30% |
¥164,165 |
¥98,499,171 |
¥26,099,171 |
| 50 |
1.40% |
¥167,855 |
¥100,713,012 |
¥28,313,012 |
| 50 |
1.50% |
¥171,593 |
¥102,955,533 |
¥30,555,533 |
| 50 |
1.60% |
¥175,378 |
¥105,226,528 |
¥32,826,528 |
| 50 |
1.70% |
¥179,210 |
¥107,525,774 |
¥35,125,774 |
| 50 |
1.80% |
¥183,088 |
¥109,853,041 |
¥37,453,041 |
| 50 |
1.90% |
¥187,013 |
¥112,208,084 |
¥39,808,084 |
| 50 |
2.00% |
¥190,984 |
¥114,590,649 |
¥42,190,649 |
| 50 |
2.10% |
¥195,001 |
¥117,000,471 |
¥44,600,471 |
| 50 |
2.20% |
¥199,062 |
¥119,437,275 |
¥47,037,275 |
| 50 |
2.30% |
¥203,168 |
¥121,900,775 |
¥49,500,775 |
| 50 |
2.40% |
¥207,318 |
¥124,390,678 |
¥51,990,678 |
| 50 |
2.50% |
¥211,511 |
¥126,906,681 |
¥54,506,681 |
| 50 |
2.60% |
¥215,747 |
¥129,448,472 |
¥57,048,472 |
| 50 |
2.70% |
¥220,026 |
¥132,015,732 |
¥59,615,732 |
| 50 |
2.80% |
¥224,347 |
¥134,608,134 |
¥62,208,134 |
| 50 |
2.90% |
¥228,709 |
¥137,225,345 |
¥64,825,345 |
| 50 |
3.00% |
¥233,112 |
¥139,867,025 |
¥67,467,025 |
7240万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥156,336 |
¥84,421,611 |
¥12,021,611 |
| 45 |
0.80% |
¥159,696 |
¥86,236,108 |
¥13,836,108 |
| 45 |
0.90% |
¥163,101 |
¥88,074,701 |
¥15,674,701 |
| 45 |
1.00% |
¥166,551 |
¥89,937,305 |
¥17,537,305 |
| 45 |
1.10% |
¥170,044 |
¥91,823,825 |
¥19,423,825 |
| 45 |
1.20% |
¥173,582 |
¥93,734,156 |
¥21,334,156 |
| 45 |
1.30% |
¥177,163 |
¥95,668,187 |
¥23,268,187 |
| 45 |
1.40% |
¥180,789 |
¥97,625,794 |
¥25,225,794 |
| 45 |
1.50% |
¥184,457 |
¥99,606,849 |
¥27,206,849 |
| 45 |
1.60% |
¥188,169 |
¥101,611,212 |
¥29,211,212 |
| 45 |
1.70% |
¥191,924 |
¥103,638,735 |
¥31,238,735 |
| 45 |
1.80% |
¥195,721 |
¥105,689,265 |
¥33,289,265 |
| 45 |
1.90% |
¥199,560 |
¥107,762,637 |
¥35,362,637 |
| 45 |
2.00% |
¥203,442 |
¥109,858,681 |
¥37,458,681 |
| 45 |
2.10% |
¥207,365 |
¥111,977,218 |
¥39,577,218 |
| 45 |
2.20% |
¥211,330 |
¥114,118,065 |
¥41,718,065 |
| 45 |
2.30% |
¥215,335 |
¥116,281,027 |
¥43,881,027 |
| 45 |
2.40% |
¥219,381 |
¥118,465,906 |
¥46,065,906 |
| 45 |
2.50% |
¥223,468 |
¥120,672,497 |
¥48,272,497 |
| 45 |
2.60% |
¥227,594 |
¥122,900,588 |
¥50,500,588 |
| 45 |
2.70% |
¥231,759 |
¥125,149,962 |
¥52,749,962 |
| 45 |
2.80% |
¥235,964 |
¥127,420,395 |
¥55,020,395 |
| 45 |
2.90% |
¥240,207 |
¥129,711,659 |
¥57,311,659 |
| 45 |
3.00% |
¥244,488 |
¥132,023,520 |
¥59,623,520 |
7240万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥172,978 |
¥83,029,374 |
¥10,629,374 |
| 40 |
0.80% |
¥176,301 |
¥84,624,687 |
¥12,224,687 |
| 40 |
0.90% |
¥179,665 |
¥86,239,092 |
¥13,839,092 |
| 40 |
1.00% |
¥183,068 |
¥87,872,533 |
¥15,472,533 |
| 40 |
1.10% |
¥186,510 |
¥89,524,950 |
¥17,124,950 |
| 40 |
1.20% |
¥189,992 |
¥91,196,279 |
¥18,796,279 |
| 40 |
1.30% |
¥193,513 |
¥92,886,446 |
¥20,486,446 |
| 40 |
1.40% |
¥197,074 |
¥94,595,377 |
¥22,195,377 |
| 40 |
1.50% |
¥200,673 |
¥96,322,987 |
¥23,922,987 |
| 40 |
1.60% |
¥204,311 |
¥98,069,189 |
¥25,669,189 |
| 40 |
1.70% |
¥207,987 |
¥99,833,889 |
¥27,433,889 |
| 40 |
1.80% |
¥211,702 |
¥101,616,989 |
¥29,216,989 |
| 40 |
1.90% |
¥215,455 |
¥103,418,384 |
¥31,018,384 |
| 40 |
2.00% |
¥219,246 |
¥105,237,966 |
¥32,837,966 |
| 40 |
2.10% |
¥223,074 |
¥107,075,621 |
¥34,675,621 |
| 40 |
2.20% |
¥226,940 |
¥108,931,231 |
¥36,531,231 |
| 40 |
2.30% |
¥230,843 |
¥110,804,671 |
¥38,404,671 |
| 40 |
2.40% |
¥234,783 |
¥112,695,815 |
¥40,295,815 |
| 40 |
2.50% |
¥238,759 |
¥114,604,530 |
¥42,204,530 |
| 40 |
2.60% |
¥242,772 |
¥116,530,679 |
¥44,130,679 |
| 40 |
2.70% |
¥246,821 |
¥118,474,121 |
¥46,074,121 |
| 40 |
2.80% |
¥250,906 |
¥120,434,713 |
¥48,034,713 |
| 40 |
2.90% |
¥255,026 |
¥122,412,306 |
¥50,012,306 |
| 40 |
3.00% |
¥259,181 |
¥124,406,746 |
¥52,006,746 |
7240万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥194,409 |
¥81,651,798 |
¥9,251,798 |
| 35 |
0.80% |
¥197,696 |
¥83,032,370 |
¥10,632,370 |
| 35 |
0.90% |
¥201,018 |
¥84,427,593 |
¥12,027,593 |
| 35 |
1.00% |
¥204,375 |
¥85,837,435 |
¥13,437,435 |
| 35 |
1.10% |
¥207,766 |
¥87,261,861 |
¥14,861,861 |
| 35 |
1.20% |
¥211,192 |
¥88,700,831 |
¥16,300,831 |
| 35 |
1.30% |
¥214,653 |
¥90,154,303 |
¥17,754,303 |
| 35 |
1.40% |
¥218,148 |
¥91,622,230 |
¥19,222,230 |
| 35 |
1.50% |
¥221,678 |
¥93,104,564 |
¥20,704,564 |
| 35 |
1.60% |
¥225,241 |
¥94,601,253 |
¥22,201,253 |
| 35 |
1.70% |
¥228,839 |
¥96,112,239 |
¥23,712,239 |
| 35 |
1.80% |
¥232,470 |
¥97,637,465 |
¥25,237,465 |
| 35 |
1.90% |
¥236,135 |
¥99,176,868 |
¥26,776,868 |
| 35 |
2.00% |
¥239,834 |
¥100,730,383 |
¥28,330,383 |
| 35 |
2.10% |
¥243,567 |
¥102,297,942 |
¥29,897,942 |
| 35 |
2.20% |
¥247,332 |
¥103,879,473 |
¥31,479,473 |
| 35 |
2.30% |
¥251,131 |
¥105,474,902 |
¥33,074,902 |
| 35 |
2.40% |
¥254,962 |
¥107,084,153 |
¥34,684,153 |
| 35 |
2.50% |
¥258,827 |
¥108,707,145 |
¥36,307,145 |
| 35 |
2.60% |
¥262,723 |
¥110,343,796 |
¥37,943,796 |
| 35 |
2.70% |
¥266,652 |
¥111,994,021 |
¥39,594,021 |
| 35 |
2.80% |
¥270,614 |
¥113,657,731 |
¥41,257,731 |
| 35 |
2.90% |
¥274,607 |
¥115,334,837 |
¥42,934,837 |
| 35 |
3.00% |
¥278,632 |
¥117,025,246 |
¥44,625,246 |
7240万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥223,025 |
¥80,288,912 |
¥7,888,912 |
| 30 |
0.80% |
¥226,276 |
¥81,459,202 |
¥9,059,202 |
| 30 |
0.90% |
¥229,556 |
¥82,640,279 |
¥10,240,279 |
| 30 |
1.00% |
¥232,867 |
¥83,832,125 |
¥11,432,125 |
| 30 |
1.10% |
¥236,208 |
¥85,034,720 |
¥12,634,720 |
| 30 |
1.20% |
¥239,578 |
¥86,248,042 |
¥13,848,042 |
| 30 |
1.30% |
¥242,978 |
¥87,472,069 |
¥15,072,069 |
| 30 |
1.40% |
¥246,408 |
¥88,706,774 |
¥16,306,774 |
| 30 |
1.50% |
¥249,867 |
¥89,952,132 |
¥17,552,132 |
| 30 |
1.60% |
¥253,356 |
¥91,208,112 |
¥18,808,112 |
| 30 |
1.70% |
¥256,874 |
¥92,474,684 |
¥20,074,684 |
| 30 |
1.80% |
¥260,422 |
¥93,751,816 |
¥21,351,816 |
| 30 |
1.90% |
¥263,999 |
¥95,039,473 |
¥22,639,473 |
| 30 |
2.00% |
¥267,604 |
¥96,337,619 |
¥23,937,619 |
| 30 |
2.10% |
¥271,239 |
¥97,646,217 |
¥25,246,217 |
| 30 |
2.20% |
¥274,903 |
¥98,965,227 |
¥26,565,227 |
| 30 |
2.30% |
¥278,596 |
¥100,294,608 |
¥27,894,608 |
| 30 |
2.40% |
¥282,318 |
¥101,634,318 |
¥29,234,318 |
| 30 |
2.50% |
¥286,068 |
¥102,984,311 |
¥30,584,311 |
| 30 |
2.60% |
¥289,846 |
¥104,344,542 |
¥31,944,542 |
| 30 |
2.70% |
¥293,653 |
¥105,714,964 |
¥33,314,964 |
| 30 |
2.80% |
¥297,488 |
¥107,095,528 |
¥34,695,528 |
| 30 |
2.90% |
¥301,351 |
¥108,486,182 |
¥36,086,182 |
| 30 |
3.00% |
¥305,241 |
¥109,886,875 |
¥37,486,875 |
7240万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥263,136 |
¥78,940,737 |
¥6,540,737 |
| 25 |
0.80% |
¥266,351 |
¥79,905,223 |
¥7,505,223 |
| 25 |
0.90% |
¥269,591 |
¥80,877,213 |
¥8,477,213 |
| 25 |
1.00% |
¥272,856 |
¥81,856,697 |
¥9,456,697 |
| 25 |
1.10% |
¥276,146 |
¥82,843,667 |
¥10,443,667 |
| 25 |
1.20% |
¥279,460 |
¥83,838,111 |
¥11,438,111 |
| 25 |
1.30% |
¥282,800 |
¥84,840,018 |
¥12,440,018 |
| 25 |
1.40% |
¥286,165 |
¥85,849,376 |
¥13,449,376 |
| 25 |
1.50% |
¥289,554 |
¥86,866,170 |
¥14,466,170 |
| 25 |
1.60% |
¥292,968 |
¥87,890,387 |
¥15,490,387 |
| 25 |
1.70% |
¥296,407 |
¥88,922,011 |
¥16,522,011 |
| 25 |
1.80% |
¥299,870 |
¥89,961,027 |
¥17,561,027 |
| 25 |
1.90% |
¥303,358 |
¥91,007,416 |
¥18,607,416 |
| 25 |
2.00% |
¥306,871 |
¥92,061,162 |
¥19,661,162 |
| 25 |
2.10% |
¥310,407 |
¥93,122,246 |
¥20,722,246 |
| 25 |
2.20% |
¥313,969 |
¥94,190,648 |
¥21,790,648 |
| 25 |
2.30% |
¥317,554 |
¥95,266,348 |
¥22,866,348 |
| 25 |
2.40% |
¥321,164 |
¥96,349,324 |
¥23,949,324 |
| 25 |
2.50% |
¥324,799 |
¥97,439,555 |
¥25,039,555 |
| 25 |
2.60% |
¥328,457 |
¥98,537,017 |
¥26,137,017 |
| 25 |
2.70% |
¥332,139 |
¥99,641,687 |
¥27,241,687 |
| 25 |
2.80% |
¥335,845 |
¥100,753,541 |
¥28,353,541 |
| 25 |
2.90% |
¥339,575 |
¥101,872,553 |
¥29,472,553 |
| 25 |
3.00% |
¥343,329 |
¥102,998,697 |
¥30,598,697 |
7240万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥323,364 |
¥77,607,295 |
¥5,207,295 |
| 20 |
0.80% |
¥326,544 |
¥78,370,467 |
¥5,970,467 |
| 20 |
0.90% |
¥329,744 |
¥79,138,448 |
¥6,738,448 |
| 20 |
1.00% |
¥332,963 |
¥79,911,235 |
¥7,511,235 |
| 20 |
1.10% |
¥336,203 |
¥80,688,823 |
¥8,288,823 |
| 20 |
1.20% |
¥339,463 |
¥81,471,208 |
¥9,071,208 |
| 20 |
1.30% |
¥342,743 |
¥82,258,384 |
¥9,858,384 |
| 20 |
1.40% |
¥346,043 |
¥83,050,347 |
¥10,650,347 |
| 20 |
1.50% |
¥349,363 |
¥83,847,090 |
¥11,447,090 |
| 20 |
1.60% |
¥352,703 |
¥84,648,608 |
¥12,248,608 |
| 20 |
1.70% |
¥356,062 |
¥85,454,894 |
¥13,054,894 |
| 20 |
1.80% |
¥359,441 |
¥86,265,941 |
¥13,865,941 |
| 20 |
1.90% |
¥362,841 |
¥87,081,741 |
¥14,681,741 |
| 20 |
2.00% |
¥366,260 |
¥87,902,288 |
¥15,502,288 |
| 20 |
2.10% |
¥369,698 |
¥88,727,574 |
¥16,327,574 |
| 20 |
2.20% |
¥373,157 |
¥89,557,589 |
¥17,157,589 |
| 20 |
2.30% |
¥376,635 |
¥90,392,326 |
¥17,992,326 |
| 20 |
2.40% |
¥380,132 |
¥91,231,775 |
¥18,831,775 |
| 20 |
2.50% |
¥383,650 |
¥92,075,927 |
¥19,675,927 |
| 20 |
2.60% |
¥387,187 |
¥92,924,772 |
¥20,524,772 |
| 20 |
2.70% |
¥390,743 |
¥93,778,300 |
¥21,378,300 |
| 20 |
2.80% |
¥394,319 |
¥94,636,501 |
¥22,236,501 |
| 20 |
2.90% |
¥397,914 |
¥95,499,365 |
¥23,099,365 |
| 20 |
3.00% |
¥401,529 |
¥96,366,879 |
¥23,966,879 |
7240万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥423,826 |
¥76,288,601 |
¥3,888,601 |
| 15 |
0.80% |
¥426,972 |
¥76,854,961 |
¥4,454,961 |
| 15 |
0.90% |
¥430,133 |
¥77,424,030 |
¥5,024,030 |
| 15 |
1.00% |
¥433,310 |
¥77,995,805 |
¥5,595,805 |
| 15 |
1.10% |
¥436,502 |
¥78,570,286 |
¥6,170,286 |
| 15 |
1.20% |
¥439,708 |
¥79,147,471 |
¥6,747,471 |
| 15 |
1.30% |
¥442,930 |
¥79,727,358 |
¥7,327,358 |
| 15 |
1.40% |
¥446,166 |
¥80,309,945 |
¥7,909,945 |
| 15 |
1.50% |
¥449,418 |
¥80,895,230 |
¥8,495,230 |
| 15 |
1.60% |
¥452,685 |
¥81,483,212 |
¥9,083,212 |
| 15 |
1.70% |
¥455,966 |
¥82,073,887 |
¥9,673,887 |
| 15 |
1.80% |
¥459,263 |
¥82,667,255 |
¥10,267,255 |
| 15 |
1.90% |
¥462,574 |
¥83,263,311 |
¥10,863,311 |
| 15 |
2.00% |
¥465,900 |
¥83,862,054 |
¥11,462,054 |
| 15 |
2.10% |
¥469,242 |
¥84,463,481 |
¥12,063,481 |
| 15 |
2.20% |
¥472,598 |
¥85,067,589 |
¥12,667,589 |
| 15 |
2.30% |
¥475,969 |
¥85,674,375 |
¥13,274,375 |
| 15 |
2.40% |
¥479,355 |
¥86,283,836 |
¥13,883,836 |
| 15 |
2.50% |
¥482,755 |
¥86,895,970 |
¥14,495,970 |
| 15 |
2.60% |
¥486,171 |
¥87,510,772 |
¥15,110,772 |
| 15 |
2.70% |
¥489,601 |
¥88,128,240 |
¥15,728,240 |
| 15 |
2.80% |
¥493,046 |
¥88,748,369 |
¥16,348,369 |
| 15 |
2.90% |
¥496,506 |
¥89,371,157 |
¥16,971,157 |
| 15 |
3.00% |
¥499,981 |
¥89,996,599 |
¥17,596,599 |
7240万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥624,872 |
¥74,984,667 |
¥2,584,667 |
| 10 |
0.80% |
¥627,989 |
¥75,358,727 |
¥2,958,727 |
| 10 |
0.90% |
¥631,117 |
¥75,733,992 |
¥3,333,992 |
| 10 |
1.00% |
¥634,254 |
¥76,110,461 |
¥3,710,461 |
| 10 |
1.10% |
¥637,401 |
¥76,488,133 |
¥4,088,133 |
| 10 |
1.20% |
¥640,558 |
¥76,867,010 |
¥4,467,010 |
| 10 |
1.30% |
¥643,726 |
¥77,247,089 |
¥4,847,089 |
| 10 |
1.40% |
¥646,903 |
¥77,628,371 |
¥5,228,371 |
| 10 |
1.50% |
¥650,090 |
¥78,010,855 |
¥5,610,855 |
| 10 |
1.60% |
¥653,288 |
¥78,394,541 |
¥5,994,541 |
| 10 |
1.70% |
¥656,495 |
¥78,779,427 |
¥6,379,427 |
| 10 |
1.80% |
¥659,713 |
¥79,165,515 |
¥6,765,515 |
| 10 |
1.90% |
¥662,940 |
¥79,552,802 |
¥7,152,802 |
| 10 |
2.00% |
¥666,177 |
¥79,941,289 |
¥7,541,289 |
| 10 |
2.10% |
¥669,425 |
¥80,330,974 |
¥7,930,974 |
| 10 |
2.20% |
¥672,682 |
¥80,721,858 |
¥8,321,858 |
| 10 |
2.30% |
¥675,949 |
¥81,113,939 |
¥8,713,939 |
| 10 |
2.40% |
¥679,227 |
¥81,507,217 |
¥9,107,217 |
| 10 |
2.50% |
¥682,514 |
¥81,901,691 |
¥9,501,691 |
| 10 |
2.60% |
¥685,811 |
¥82,297,360 |
¥9,897,360 |
| 10 |
2.70% |
¥689,119 |
¥82,694,224 |
¥10,294,224 |
| 10 |
2.80% |
¥692,436 |
¥83,092,281 |
¥10,692,281 |
| 10 |
2.90% |
¥695,763 |
¥83,491,532 |
¥11,091,532 |
| 10 |
3.00% |
¥699,100 |
¥83,891,975 |
¥11,491,975 |
