1220万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1220万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1220万円の住宅ローン｜期間・年数別
1220万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥24,105 |
¥14,462,810 |
¥2,262,810 |
| 50 |
0.80% |
¥24,677 |
¥14,806,247 |
¥2,606,247 |
| 50 |
0.90% |
¥25,258 |
¥15,154,682 |
¥2,954,682 |
| 50 |
1.00% |
¥25,847 |
¥15,508,092 |
¥3,308,092 |
| 50 |
1.10% |
¥26,444 |
¥15,866,454 |
¥3,666,454 |
| 50 |
1.20% |
¥27,050 |
¥16,229,742 |
¥4,029,742 |
| 50 |
1.30% |
¥27,663 |
¥16,597,927 |
¥4,397,927 |
| 50 |
1.40% |
¥28,285 |
¥16,970,977 |
¥4,770,977 |
| 50 |
1.50% |
¥28,915 |
¥17,348,861 |
¥5,148,861 |
| 50 |
1.60% |
¥29,553 |
¥17,731,542 |
¥5,531,542 |
| 50 |
1.70% |
¥30,198 |
¥18,118,984 |
¥5,918,984 |
| 50 |
1.80% |
¥30,852 |
¥18,511,148 |
¥6,311,148 |
| 50 |
1.90% |
¥31,513 |
¥18,907,992 |
¥6,707,992 |
| 50 |
2.00% |
¥32,182 |
¥19,309,474 |
¥7,109,474 |
| 50 |
2.10% |
¥32,859 |
¥19,715,549 |
¥7,515,549 |
| 50 |
2.20% |
¥33,544 |
¥20,126,171 |
¥7,926,171 |
| 50 |
2.30% |
¥34,235 |
¥20,541,291 |
¥8,341,291 |
| 50 |
2.40% |
¥34,935 |
¥20,960,860 |
¥8,760,860 |
| 50 |
2.50% |
¥35,641 |
¥21,384,827 |
¥9,184,827 |
| 50 |
2.60% |
¥36,355 |
¥21,813,140 |
¥9,613,140 |
| 50 |
2.70% |
¥37,076 |
¥22,245,745 |
¥10,045,745 |
| 50 |
2.80% |
¥37,804 |
¥22,682,586 |
¥10,482,586 |
| 50 |
2.90% |
¥38,539 |
¥23,123,608 |
¥10,923,608 |
| 50 |
3.00% |
¥39,281 |
¥23,568,753 |
¥11,368,753 |
1220万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥26,344 |
¥14,225,741 |
¥2,025,741 |
| 45 |
0.80% |
¥26,910 |
¥14,531,499 |
¥2,331,499 |
| 45 |
0.90% |
¥27,484 |
¥14,841,317 |
¥2,641,317 |
| 45 |
1.00% |
¥28,065 |
¥15,155,181 |
¥2,955,181 |
| 45 |
1.10% |
¥28,654 |
¥15,473,075 |
¥3,273,075 |
| 45 |
1.20% |
¥29,250 |
¥15,794,982 |
¥3,594,982 |
| 45 |
1.30% |
¥29,853 |
¥16,120,882 |
¥3,920,882 |
| 45 |
1.40% |
¥30,464 |
¥16,450,755 |
¥4,250,755 |
| 45 |
1.50% |
¥31,083 |
¥16,784,580 |
¥4,584,580 |
| 45 |
1.60% |
¥31,708 |
¥17,122,331 |
¥4,922,331 |
| 45 |
1.70% |
¥32,341 |
¥17,463,986 |
¥5,263,986 |
| 45 |
1.80% |
¥32,981 |
¥17,809,517 |
¥5,609,517 |
| 45 |
1.90% |
¥33,628 |
¥18,158,897 |
¥5,958,897 |
| 45 |
2.00% |
¥34,282 |
¥18,512,098 |
¥6,312,098 |
| 45 |
2.10% |
¥34,943 |
¥18,869,089 |
¥6,669,089 |
| 45 |
2.20% |
¥35,611 |
¥19,229,840 |
¥7,029,840 |
| 45 |
2.30% |
¥36,286 |
¥19,594,317 |
¥7,394,317 |
| 45 |
2.40% |
¥36,968 |
¥19,962,487 |
¥7,762,487 |
| 45 |
2.50% |
¥37,656 |
¥20,334,316 |
¥8,134,316 |
| 45 |
2.60% |
¥38,351 |
¥20,709,768 |
¥8,509,768 |
| 45 |
2.70% |
¥39,053 |
¥21,088,806 |
¥8,888,806 |
| 45 |
2.80% |
¥39,762 |
¥21,471,393 |
¥9,271,393 |
| 45 |
2.90% |
¥40,477 |
¥21,857,490 |
¥9,657,490 |
| 45 |
3.00% |
¥41,198 |
¥22,247,057 |
¥10,047,057 |
1220万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥29,148 |
¥13,991,138 |
¥1,791,138 |
| 40 |
0.80% |
¥29,708 |
¥14,259,961 |
¥2,059,961 |
| 40 |
0.90% |
¥30,275 |
¥14,532,002 |
¥2,332,002 |
| 40 |
1.00% |
¥30,848 |
¥14,807,250 |
¥2,607,250 |
| 40 |
1.10% |
¥31,429 |
¥15,085,696 |
¥2,885,696 |
| 40 |
1.20% |
¥32,015 |
¥15,367,329 |
¥3,167,329 |
| 40 |
1.30% |
¥32,609 |
¥15,652,136 |
¥3,452,136 |
| 40 |
1.40% |
¥33,209 |
¥15,940,105 |
¥3,740,105 |
| 40 |
1.50% |
¥33,815 |
¥16,231,222 |
¥4,031,222 |
| 40 |
1.60% |
¥34,428 |
¥16,525,471 |
¥4,325,471 |
| 40 |
1.70% |
¥35,048 |
¥16,822,838 |
¥4,622,838 |
| 40 |
1.80% |
¥35,674 |
¥17,123,305 |
¥4,923,305 |
| 40 |
1.90% |
¥36,306 |
¥17,426,855 |
¥5,226,855 |
| 40 |
2.00% |
¥36,945 |
¥17,733,469 |
¥5,533,469 |
| 40 |
2.10% |
¥37,590 |
¥18,043,130 |
¥5,843,130 |
| 40 |
2.20% |
¥38,241 |
¥18,355,815 |
¥6,155,815 |
| 40 |
2.30% |
¥38,899 |
¥18,671,505 |
¥6,471,505 |
| 40 |
2.40% |
¥39,563 |
¥18,990,179 |
¥6,790,179 |
| 40 |
2.50% |
¥40,233 |
¥19,311,813 |
¥7,111,813 |
| 40 |
2.60% |
¥40,909 |
¥19,636,385 |
¥7,436,385 |
| 40 |
2.70% |
¥41,591 |
¥19,963,871 |
¥7,763,871 |
| 40 |
2.80% |
¥42,280 |
¥20,294,247 |
¥8,094,247 |
| 40 |
2.90% |
¥42,974 |
¥20,627,488 |
¥8,427,488 |
| 40 |
3.00% |
¥43,674 |
¥20,963,568 |
¥8,763,568 |
1220万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥32,760 |
¥13,759,005 |
¥1,559,005 |
| 35 |
0.80% |
¥33,313 |
¥13,991,642 |
¥1,791,642 |
| 35 |
0.90% |
¥33,873 |
¥14,226,749 |
¥2,026,749 |
| 35 |
1.00% |
¥34,439 |
¥14,464,319 |
¥2,264,319 |
| 35 |
1.10% |
¥35,010 |
¥14,704,347 |
¥2,504,347 |
| 35 |
1.20% |
¥35,588 |
¥14,946,825 |
¥2,746,825 |
| 35 |
1.30% |
¥36,171 |
¥15,191,747 |
¥2,991,747 |
| 35 |
1.40% |
¥36,760 |
¥15,439,105 |
¥3,239,105 |
| 35 |
1.50% |
¥37,355 |
¥15,688,891 |
¥3,488,891 |
| 35 |
1.60% |
¥37,955 |
¥15,941,095 |
¥3,741,095 |
| 35 |
1.70% |
¥38,561 |
¥16,195,709 |
¥3,995,709 |
| 35 |
1.80% |
¥39,173 |
¥16,452,722 |
¥4,252,722 |
| 35 |
1.90% |
¥39,791 |
¥16,712,124 |
¥4,512,124 |
| 35 |
2.00% |
¥40,414 |
¥16,973,904 |
¥4,773,904 |
| 35 |
2.10% |
¥41,043 |
¥17,238,051 |
¥5,038,051 |
| 35 |
2.20% |
¥41,678 |
¥17,504,552 |
¥5,304,552 |
| 35 |
2.30% |
¥42,318 |
¥17,773,395 |
¥5,573,395 |
| 35 |
2.40% |
¥42,963 |
¥18,044,567 |
¥5,844,567 |
| 35 |
2.50% |
¥43,614 |
¥18,318,055 |
¥6,118,055 |
| 35 |
2.60% |
¥44,271 |
¥18,593,844 |
¥6,393,844 |
| 35 |
2.70% |
¥44,933 |
¥18,871,921 |
¥6,671,921 |
| 35 |
2.80% |
¥45,601 |
¥19,152,270 |
¥6,952,270 |
| 35 |
2.90% |
¥46,274 |
¥19,434,876 |
¥7,234,876 |
| 35 |
3.00% |
¥46,952 |
¥19,719,724 |
¥7,519,724 |
1220万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥37,582 |
¥13,529,347 |
¥1,329,347 |
| 30 |
0.80% |
¥38,129 |
¥13,726,551 |
¥1,526,551 |
| 30 |
0.90% |
¥38,682 |
¥13,925,572 |
¥1,725,572 |
| 30 |
1.00% |
¥39,240 |
¥14,126,408 |
¥1,926,408 |
| 30 |
1.10% |
¥39,803 |
¥14,329,055 |
¥2,129,055 |
| 30 |
1.20% |
¥40,371 |
¥14,533,510 |
¥2,333,510 |
| 30 |
1.30% |
¥40,944 |
¥14,739,768 |
¥2,539,768 |
| 30 |
1.40% |
¥41,522 |
¥14,947,827 |
¥2,747,827 |
| 30 |
1.50% |
¥42,105 |
¥15,157,680 |
¥2,957,680 |
| 30 |
1.60% |
¥42,693 |
¥15,369,323 |
¥3,169,323 |
| 30 |
1.70% |
¥43,285 |
¥15,582,751 |
¥3,382,751 |
| 30 |
1.80% |
¥43,883 |
¥15,797,958 |
¥3,597,958 |
| 30 |
1.90% |
¥44,486 |
¥16,014,939 |
¥3,814,939 |
| 30 |
2.00% |
¥45,094 |
¥16,233,687 |
¥4,033,687 |
| 30 |
2.10% |
¥45,706 |
¥16,454,197 |
¥4,254,197 |
| 30 |
2.20% |
¥46,324 |
¥16,676,461 |
¥4,476,461 |
| 30 |
2.30% |
¥46,946 |
¥16,900,473 |
¥4,700,473 |
| 30 |
2.40% |
¥47,573 |
¥17,126,225 |
¥4,926,225 |
| 30 |
2.50% |
¥48,205 |
¥17,353,710 |
¥5,153,710 |
| 30 |
2.60% |
¥48,841 |
¥17,582,920 |
¥5,382,920 |
| 30 |
2.70% |
¥49,483 |
¥17,813,848 |
¥5,613,848 |
| 30 |
2.80% |
¥50,129 |
¥18,046,484 |
¥5,846,484 |
| 30 |
2.90% |
¥50,780 |
¥18,280,821 |
¥6,080,821 |
| 30 |
3.00% |
¥51,436 |
¥18,516,849 |
¥6,316,849 |
1220万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥44,341 |
¥13,302,168 |
¥1,102,168 |
| 25 |
0.80% |
¥44,882 |
¥13,464,692 |
¥1,264,692 |
| 25 |
0.90% |
¥45,428 |
¥13,628,481 |
¥1,428,481 |
| 25 |
1.00% |
¥45,978 |
¥13,793,532 |
¥1,593,532 |
| 25 |
1.10% |
¥46,533 |
¥13,959,844 |
¥1,759,844 |
| 25 |
1.20% |
¥47,091 |
¥14,127,417 |
¥1,927,417 |
| 25 |
1.30% |
¥47,654 |
¥14,296,246 |
¥2,096,246 |
| 25 |
1.40% |
¥48,221 |
¥14,466,331 |
¥2,266,331 |
| 25 |
1.50% |
¥48,792 |
¥14,637,670 |
¥2,437,670 |
| 25 |
1.60% |
¥49,368 |
¥14,810,259 |
¥2,610,259 |
| 25 |
1.70% |
¥49,947 |
¥14,984,096 |
¥2,784,096 |
| 25 |
1.80% |
¥50,531 |
¥15,159,179 |
¥2,959,179 |
| 25 |
1.90% |
¥51,118 |
¥15,335,504 |
¥3,135,504 |
| 25 |
2.00% |
¥51,710 |
¥15,513,069 |
¥3,313,069 |
| 25 |
2.10% |
¥52,306 |
¥15,691,870 |
¥3,491,870 |
| 25 |
2.20% |
¥52,906 |
¥15,871,905 |
¥3,671,905 |
| 25 |
2.30% |
¥53,511 |
¥16,053,169 |
¥3,853,169 |
| 25 |
2.40% |
¥54,119 |
¥16,235,660 |
¥4,035,660 |
| 25 |
2.50% |
¥54,731 |
¥16,419,372 |
¥4,219,372 |
| 25 |
2.60% |
¥55,348 |
¥16,604,304 |
¥4,404,304 |
| 25 |
2.70% |
¥55,968 |
¥16,790,450 |
¥4,590,450 |
| 25 |
2.80% |
¥56,593 |
¥16,977,807 |
¥4,777,807 |
| 25 |
2.90% |
¥57,221 |
¥17,166,369 |
¥4,966,369 |
| 25 |
3.00% |
¥57,854 |
¥17,356,134 |
¥5,156,134 |
1220万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥54,489 |
¥13,077,472 |
¥877,472 |
| 20 |
0.80% |
¥55,025 |
¥13,206,073 |
¥1,006,073 |
| 20 |
0.90% |
¥55,565 |
¥13,335,484 |
¥1,135,484 |
| 20 |
1.00% |
¥56,107 |
¥13,465,705 |
¥1,265,705 |
| 20 |
1.10% |
¥56,653 |
¥13,596,735 |
¥1,396,735 |
| 20 |
1.20% |
¥57,202 |
¥13,728,574 |
¥1,528,574 |
| 20 |
1.30% |
¥57,755 |
¥13,861,219 |
¥1,661,219 |
| 20 |
1.40% |
¥58,311 |
¥13,994,672 |
¥1,794,672 |
| 20 |
1.50% |
¥58,871 |
¥14,128,930 |
¥1,928,930 |
| 20 |
1.60% |
¥59,433 |
¥14,263,992 |
¥2,063,992 |
| 20 |
1.70% |
¥59,999 |
¥14,399,858 |
¥2,199,858 |
| 20 |
1.80% |
¥60,569 |
¥14,536,526 |
¥2,336,526 |
| 20 |
1.90% |
¥61,142 |
¥14,673,995 |
¥2,473,995 |
| 20 |
2.00% |
¥61,718 |
¥14,812,264 |
¥2,612,264 |
| 20 |
2.10% |
¥62,297 |
¥14,951,331 |
¥2,751,331 |
| 20 |
2.20% |
¥62,880 |
¥15,091,196 |
¥2,891,196 |
| 20 |
2.30% |
¥63,466 |
¥15,231,856 |
¥3,031,856 |
| 20 |
2.40% |
¥64,055 |
¥15,373,310 |
¥3,173,310 |
| 20 |
2.50% |
¥64,648 |
¥15,515,557 |
¥3,315,557 |
| 20 |
2.60% |
¥65,244 |
¥15,658,594 |
¥3,458,594 |
| 20 |
2.70% |
¥65,843 |
¥15,802,421 |
¥3,602,421 |
| 20 |
2.80% |
¥66,446 |
¥15,947,035 |
¥3,747,035 |
| 20 |
2.90% |
¥67,052 |
¥16,092,434 |
¥3,892,434 |
| 20 |
3.00% |
¥67,661 |
¥16,238,618 |
¥4,038,618 |
1220万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥71,418 |
¥12,855,261 |
¥655,261 |
| 15 |
0.80% |
¥71,948 |
¥12,950,698 |
¥750,698 |
| 15 |
0.90% |
¥72,481 |
¥13,046,591 |
¥846,591 |
| 15 |
1.00% |
¥73,016 |
¥13,142,940 |
¥942,940 |
| 15 |
1.10% |
¥73,554 |
¥13,239,744 |
¥1,039,744 |
| 15 |
1.20% |
¥74,094 |
¥13,337,005 |
¥1,137,005 |
| 15 |
1.30% |
¥74,637 |
¥13,434,721 |
¥1,234,721 |
| 15 |
1.40% |
¥75,183 |
¥13,532,891 |
¥1,332,891 |
| 15 |
1.50% |
¥75,731 |
¥13,631,517 |
¥1,431,517 |
| 15 |
1.60% |
¥76,281 |
¥13,730,596 |
¥1,530,596 |
| 15 |
1.70% |
¥76,834 |
¥13,830,130 |
¥1,630,130 |
| 15 |
1.80% |
¥77,390 |
¥13,930,117 |
¥1,730,117 |
| 15 |
1.90% |
¥77,948 |
¥14,030,558 |
¥1,830,558 |
| 15 |
2.00% |
¥78,508 |
¥14,131,451 |
¥1,931,451 |
| 15 |
2.10% |
¥79,071 |
¥14,232,796 |
¥2,032,796 |
| 15 |
2.20% |
¥79,637 |
¥14,334,594 |
¥2,134,594 |
| 15 |
2.30% |
¥80,205 |
¥14,436,842 |
¥2,236,842 |
| 15 |
2.40% |
¥80,775 |
¥14,539,541 |
¥2,339,541 |
| 15 |
2.50% |
¥81,348 |
¥14,642,691 |
¥2,442,691 |
| 15 |
2.60% |
¥81,924 |
¥14,746,290 |
¥2,546,290 |
| 15 |
2.70% |
¥82,502 |
¥14,850,339 |
¥2,650,339 |
| 15 |
2.80% |
¥83,082 |
¥14,954,836 |
¥2,754,836 |
| 15 |
2.90% |
¥83,665 |
¥15,059,781 |
¥2,859,781 |
| 15 |
3.00% |
¥84,251 |
¥15,165,173 |
¥2,965,173 |
1220万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥105,296 |
¥12,635,538 |
¥435,538 |
| 10 |
0.80% |
¥105,821 |
¥12,698,570 |
¥498,570 |
| 10 |
0.90% |
¥106,348 |
¥12,761,805 |
¥561,805 |
| 10 |
1.00% |
¥106,877 |
¥12,825,243 |
¥625,243 |
| 10 |
1.10% |
¥107,407 |
¥12,888,884 |
¥688,884 |
| 10 |
1.20% |
¥107,939 |
¥12,952,728 |
¥752,728 |
| 10 |
1.30% |
¥108,473 |
¥13,016,775 |
¥816,775 |
| 10 |
1.40% |
¥109,009 |
¥13,081,024 |
¥881,024 |
| 10 |
1.50% |
¥109,546 |
¥13,145,476 |
¥945,476 |
| 10 |
1.60% |
¥110,084 |
¥13,210,130 |
¥1,010,130 |
| 10 |
1.70% |
¥110,625 |
¥13,274,986 |
¥1,074,986 |
| 10 |
1.80% |
¥111,167 |
¥13,340,045 |
¥1,140,045 |
| 10 |
1.90% |
¥111,711 |
¥13,405,306 |
¥1,205,306 |
| 10 |
2.00% |
¥112,256 |
¥13,470,770 |
¥1,270,770 |
| 10 |
2.10% |
¥112,804 |
¥13,536,435 |
¥1,336,435 |
| 10 |
2.20% |
¥113,353 |
¥13,602,302 |
¥1,402,302 |
| 10 |
2.30% |
¥113,903 |
¥13,668,371 |
¥1,468,371 |
| 10 |
2.40% |
¥114,455 |
¥13,734,641 |
¥1,534,641 |
| 10 |
2.50% |
¥115,009 |
¥13,801,114 |
¥1,601,114 |
| 10 |
2.60% |
¥115,565 |
¥13,867,787 |
¥1,667,787 |
| 10 |
2.70% |
¥116,122 |
¥13,934,662 |
¥1,734,662 |
| 10 |
2.80% |
¥116,681 |
¥14,001,738 |
¥1,801,738 |
| 10 |
2.90% |
¥117,242 |
¥14,069,015 |
¥1,869,015 |
| 10 |
3.00% |
¥117,804 |
¥14,136,493 |
¥1,936,493 |
