1220万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1220万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1220万円の住宅ローン｜期間・年数別
1220万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥24,105 | ¥14,462,810 | ¥2,262,810 |
| 50 | 0.80% | ¥24,677 | ¥14,806,247 | ¥2,606,247 |
| 50 | 0.90% | ¥25,258 | ¥15,154,682 | ¥2,954,682 |
| 50 | 1.00% | ¥25,847 | ¥15,508,092 | ¥3,308,092 |
| 50 | 1.10% | ¥26,444 | ¥15,866,454 | ¥3,666,454 |
| 50 | 1.20% | ¥27,050 | ¥16,229,742 | ¥4,029,742 |
| 50 | 1.30% | ¥27,663 | ¥16,597,927 | ¥4,397,927 |
| 50 | 1.40% | ¥28,285 | ¥16,970,977 | ¥4,770,977 |
| 50 | 1.50% | ¥28,915 | ¥17,348,861 | ¥5,148,861 |
| 50 | 1.60% | ¥29,553 | ¥17,731,542 | ¥5,531,542 |
| 50 | 1.70% | ¥30,198 | ¥18,118,984 | ¥5,918,984 |
| 50 | 1.80% | ¥30,852 | ¥18,511,148 | ¥6,311,148 |
| 50 | 1.90% | ¥31,513 | ¥18,907,992 | ¥6,707,992 |
| 50 | 2.00% | ¥32,182 | ¥19,309,474 | ¥7,109,474 |
| 50 | 2.10% | ¥32,859 | ¥19,715,549 | ¥7,515,549 |
| 50 | 2.20% | ¥33,544 | ¥20,126,171 | ¥7,926,171 |
| 50 | 2.30% | ¥34,235 | ¥20,541,291 | ¥8,341,291 |
| 50 | 2.40% | ¥34,935 | ¥20,960,860 | ¥8,760,860 |
| 50 | 2.50% | ¥35,641 | ¥21,384,827 | ¥9,184,827 |
| 50 | 2.60% | ¥36,355 | ¥21,813,140 | ¥9,613,140 |
| 50 | 2.70% | ¥37,076 | ¥22,245,745 | ¥10,045,745 |
| 50 | 2.80% | ¥37,804 | ¥22,682,586 | ¥10,482,586 |
| 50 | 2.90% | ¥38,539 | ¥23,123,608 | ¥10,923,608 |
| 50 | 3.00% | ¥39,281 | ¥23,568,753 | ¥11,368,753 |
1220万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥26,344 | ¥14,225,741 | ¥2,025,741 |
| 45 | 0.80% | ¥26,910 | ¥14,531,499 | ¥2,331,499 |
| 45 | 0.90% | ¥27,484 | ¥14,841,317 | ¥2,641,317 |
| 45 | 1.00% | ¥28,065 | ¥15,155,181 | ¥2,955,181 |
| 45 | 1.10% | ¥28,654 | ¥15,473,075 | ¥3,273,075 |
| 45 | 1.20% | ¥29,250 | ¥15,794,982 | ¥3,594,982 |
| 45 | 1.30% | ¥29,853 | ¥16,120,882 | ¥3,920,882 |
| 45 | 1.40% | ¥30,464 | ¥16,450,755 | ¥4,250,755 |
| 45 | 1.50% | ¥31,083 | ¥16,784,580 | ¥4,584,580 |
| 45 | 1.60% | ¥31,708 | ¥17,122,331 | ¥4,922,331 |
| 45 | 1.70% | ¥32,341 | ¥17,463,986 | ¥5,263,986 |
| 45 | 1.80% | ¥32,981 | ¥17,809,517 | ¥5,609,517 |
| 45 | 1.90% | ¥33,628 | ¥18,158,897 | ¥5,958,897 |
| 45 | 2.00% | ¥34,282 | ¥18,512,098 | ¥6,312,098 |
| 45 | 2.10% | ¥34,943 | ¥18,869,089 | ¥6,669,089 |
| 45 | 2.20% | ¥35,611 | ¥19,229,840 | ¥7,029,840 |
| 45 | 2.30% | ¥36,286 | ¥19,594,317 | ¥7,394,317 |
| 45 | 2.40% | ¥36,968 | ¥19,962,487 | ¥7,762,487 |
| 45 | 2.50% | ¥37,656 | ¥20,334,316 | ¥8,134,316 |
| 45 | 2.60% | ¥38,351 | ¥20,709,768 | ¥8,509,768 |
| 45 | 2.70% | ¥39,053 | ¥21,088,806 | ¥8,888,806 |
| 45 | 2.80% | ¥39,762 | ¥21,471,393 | ¥9,271,393 |
| 45 | 2.90% | ¥40,477 | ¥21,857,490 | ¥9,657,490 |
| 45 | 3.00% | ¥41,198 | ¥22,247,057 | ¥10,047,057 |
1220万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥29,148 | ¥13,991,138 | ¥1,791,138 |
| 40 | 0.80% | ¥29,708 | ¥14,259,961 | ¥2,059,961 |
| 40 | 0.90% | ¥30,275 | ¥14,532,002 | ¥2,332,002 |
| 40 | 1.00% | ¥30,848 | ¥14,807,250 | ¥2,607,250 |
| 40 | 1.10% | ¥31,429 | ¥15,085,696 | ¥2,885,696 |
| 40 | 1.20% | ¥32,015 | ¥15,367,329 | ¥3,167,329 |
| 40 | 1.30% | ¥32,609 | ¥15,652,136 | ¥3,452,136 |
| 40 | 1.40% | ¥33,209 | ¥15,940,105 | ¥3,740,105 |
| 40 | 1.50% | ¥33,815 | ¥16,231,222 | ¥4,031,222 |
| 40 | 1.60% | ¥34,428 | ¥16,525,471 | ¥4,325,471 |
| 40 | 1.70% | ¥35,048 | ¥16,822,838 | ¥4,622,838 |
| 40 | 1.80% | ¥35,674 | ¥17,123,305 | ¥4,923,305 |
| 40 | 1.90% | ¥36,306 | ¥17,426,855 | ¥5,226,855 |
| 40 | 2.00% | ¥36,945 | ¥17,733,469 | ¥5,533,469 |
| 40 | 2.10% | ¥37,590 | ¥18,043,130 | ¥5,843,130 |
| 40 | 2.20% | ¥38,241 | ¥18,355,815 | ¥6,155,815 |
| 40 | 2.30% | ¥38,899 | ¥18,671,505 | ¥6,471,505 |
| 40 | 2.40% | ¥39,563 | ¥18,990,179 | ¥6,790,179 |
| 40 | 2.50% | ¥40,233 | ¥19,311,813 | ¥7,111,813 |
| 40 | 2.60% | ¥40,909 | ¥19,636,385 | ¥7,436,385 |
| 40 | 2.70% | ¥41,591 | ¥19,963,871 | ¥7,763,871 |
| 40 | 2.80% | ¥42,280 | ¥20,294,247 | ¥8,094,247 |
| 40 | 2.90% | ¥42,974 | ¥20,627,488 | ¥8,427,488 |
| 40 | 3.00% | ¥43,674 | ¥20,963,568 | ¥8,763,568 |
1220万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥32,760 | ¥13,759,005 | ¥1,559,005 |
| 35 | 0.80% | ¥33,313 | ¥13,991,642 | ¥1,791,642 |
| 35 | 0.90% | ¥33,873 | ¥14,226,749 | ¥2,026,749 |
| 35 | 1.00% | ¥34,439 | ¥14,464,319 | ¥2,264,319 |
| 35 | 1.10% | ¥35,010 | ¥14,704,347 | ¥2,504,347 |
| 35 | 1.20% | ¥35,588 | ¥14,946,825 | ¥2,746,825 |
| 35 | 1.30% | ¥36,171 | ¥15,191,747 | ¥2,991,747 |
| 35 | 1.40% | ¥36,760 | ¥15,439,105 | ¥3,239,105 |
| 35 | 1.50% | ¥37,355 | ¥15,688,891 | ¥3,488,891 |
| 35 | 1.60% | ¥37,955 | ¥15,941,095 | ¥3,741,095 |
| 35 | 1.70% | ¥38,561 | ¥16,195,709 | ¥3,995,709 |
| 35 | 1.80% | ¥39,173 | ¥16,452,722 | ¥4,252,722 |
| 35 | 1.90% | ¥39,791 | ¥16,712,124 | ¥4,512,124 |
| 35 | 2.00% | ¥40,414 | ¥16,973,904 | ¥4,773,904 |
| 35 | 2.10% | ¥41,043 | ¥17,238,051 | ¥5,038,051 |
| 35 | 2.20% | ¥41,678 | ¥17,504,552 | ¥5,304,552 |
| 35 | 2.30% | ¥42,318 | ¥17,773,395 | ¥5,573,395 |
| 35 | 2.40% | ¥42,963 | ¥18,044,567 | ¥5,844,567 |
| 35 | 2.50% | ¥43,614 | ¥18,318,055 | ¥6,118,055 |
| 35 | 2.60% | ¥44,271 | ¥18,593,844 | ¥6,393,844 |
| 35 | 2.70% | ¥44,933 | ¥18,871,921 | ¥6,671,921 |
| 35 | 2.80% | ¥45,601 | ¥19,152,270 | ¥6,952,270 |
| 35 | 2.90% | ¥46,274 | ¥19,434,876 | ¥7,234,876 |
| 35 | 3.00% | ¥46,952 | ¥19,719,724 | ¥7,519,724 |
1220万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥37,582 | ¥13,529,347 | ¥1,329,347 |
| 30 | 0.80% | ¥38,129 | ¥13,726,551 | ¥1,526,551 |
| 30 | 0.90% | ¥38,682 | ¥13,925,572 | ¥1,725,572 |
| 30 | 1.00% | ¥39,240 | ¥14,126,408 | ¥1,926,408 |
| 30 | 1.10% | ¥39,803 | ¥14,329,055 | ¥2,129,055 |
| 30 | 1.20% | ¥40,371 | ¥14,533,510 | ¥2,333,510 |
| 30 | 1.30% | ¥40,944 | ¥14,739,768 | ¥2,539,768 |
| 30 | 1.40% | ¥41,522 | ¥14,947,827 | ¥2,747,827 |
| 30 | 1.50% | ¥42,105 | ¥15,157,680 | ¥2,957,680 |
| 30 | 1.60% | ¥42,693 | ¥15,369,323 | ¥3,169,323 |
| 30 | 1.70% | ¥43,285 | ¥15,582,751 | ¥3,382,751 |
| 30 | 1.80% | ¥43,883 | ¥15,797,958 | ¥3,597,958 |
| 30 | 1.90% | ¥44,486 | ¥16,014,939 | ¥3,814,939 |
| 30 | 2.00% | ¥45,094 | ¥16,233,687 | ¥4,033,687 |
| 30 | 2.10% | ¥45,706 | ¥16,454,197 | ¥4,254,197 |
| 30 | 2.20% | ¥46,324 | ¥16,676,461 | ¥4,476,461 |
| 30 | 2.30% | ¥46,946 | ¥16,900,473 | ¥4,700,473 |
| 30 | 2.40% | ¥47,573 | ¥17,126,225 | ¥4,926,225 |
| 30 | 2.50% | ¥48,205 | ¥17,353,710 | ¥5,153,710 |
| 30 | 2.60% | ¥48,841 | ¥17,582,920 | ¥5,382,920 |
| 30 | 2.70% | ¥49,483 | ¥17,813,848 | ¥5,613,848 |
| 30 | 2.80% | ¥50,129 | ¥18,046,484 | ¥5,846,484 |
| 30 | 2.90% | ¥50,780 | ¥18,280,821 | ¥6,080,821 |
| 30 | 3.00% | ¥51,436 | ¥18,516,849 | ¥6,316,849 |
1220万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥44,341 | ¥13,302,168 | ¥1,102,168 |
| 25 | 0.80% | ¥44,882 | ¥13,464,692 | ¥1,264,692 |
| 25 | 0.90% | ¥45,428 | ¥13,628,481 | ¥1,428,481 |
| 25 | 1.00% | ¥45,978 | ¥13,793,532 | ¥1,593,532 |
| 25 | 1.10% | ¥46,533 | ¥13,959,844 | ¥1,759,844 |
| 25 | 1.20% | ¥47,091 | ¥14,127,417 | ¥1,927,417 |
| 25 | 1.30% | ¥47,654 | ¥14,296,246 | ¥2,096,246 |
| 25 | 1.40% | ¥48,221 | ¥14,466,331 | ¥2,266,331 |
| 25 | 1.50% | ¥48,792 | ¥14,637,670 | ¥2,437,670 |
| 25 | 1.60% | ¥49,368 | ¥14,810,259 | ¥2,610,259 |
| 25 | 1.70% | ¥49,947 | ¥14,984,096 | ¥2,784,096 |
| 25 | 1.80% | ¥50,531 | ¥15,159,179 | ¥2,959,179 |
| 25 | 1.90% | ¥51,118 | ¥15,335,504 | ¥3,135,504 |
| 25 | 2.00% | ¥51,710 | ¥15,513,069 | ¥3,313,069 |
| 25 | 2.10% | ¥52,306 | ¥15,691,870 | ¥3,491,870 |
| 25 | 2.20% | ¥52,906 | ¥15,871,905 | ¥3,671,905 |
| 25 | 2.30% | ¥53,511 | ¥16,053,169 | ¥3,853,169 |
| 25 | 2.40% | ¥54,119 | ¥16,235,660 | ¥4,035,660 |
| 25 | 2.50% | ¥54,731 | ¥16,419,372 | ¥4,219,372 |
| 25 | 2.60% | ¥55,348 | ¥16,604,304 | ¥4,404,304 |
| 25 | 2.70% | ¥55,968 | ¥16,790,450 | ¥4,590,450 |
| 25 | 2.80% | ¥56,593 | ¥16,977,807 | ¥4,777,807 |
| 25 | 2.90% | ¥57,221 | ¥17,166,369 | ¥4,966,369 |
| 25 | 3.00% | ¥57,854 | ¥17,356,134 | ¥5,156,134 |
1220万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥54,489 | ¥13,077,472 | ¥877,472 |
| 20 | 0.80% | ¥55,025 | ¥13,206,073 | ¥1,006,073 |
| 20 | 0.90% | ¥55,565 | ¥13,335,484 | ¥1,135,484 |
| 20 | 1.00% | ¥56,107 | ¥13,465,705 | ¥1,265,705 |
| 20 | 1.10% | ¥56,653 | ¥13,596,735 | ¥1,396,735 |
| 20 | 1.20% | ¥57,202 | ¥13,728,574 | ¥1,528,574 |
| 20 | 1.30% | ¥57,755 | ¥13,861,219 | ¥1,661,219 |
| 20 | 1.40% | ¥58,311 | ¥13,994,672 | ¥1,794,672 |
| 20 | 1.50% | ¥58,871 | ¥14,128,930 | ¥1,928,930 |
| 20 | 1.60% | ¥59,433 | ¥14,263,992 | ¥2,063,992 |
| 20 | 1.70% | ¥59,999 | ¥14,399,858 | ¥2,199,858 |
| 20 | 1.80% | ¥60,569 | ¥14,536,526 | ¥2,336,526 |
| 20 | 1.90% | ¥61,142 | ¥14,673,995 | ¥2,473,995 |
| 20 | 2.00% | ¥61,718 | ¥14,812,264 | ¥2,612,264 |
| 20 | 2.10% | ¥62,297 | ¥14,951,331 | ¥2,751,331 |
| 20 | 2.20% | ¥62,880 | ¥15,091,196 | ¥2,891,196 |
| 20 | 2.30% | ¥63,466 | ¥15,231,856 | ¥3,031,856 |
| 20 | 2.40% | ¥64,055 | ¥15,373,310 | ¥3,173,310 |
| 20 | 2.50% | ¥64,648 | ¥15,515,557 | ¥3,315,557 |
| 20 | 2.60% | ¥65,244 | ¥15,658,594 | ¥3,458,594 |
| 20 | 2.70% | ¥65,843 | ¥15,802,421 | ¥3,602,421 |
| 20 | 2.80% | ¥66,446 | ¥15,947,035 | ¥3,747,035 |
| 20 | 2.90% | ¥67,052 | ¥16,092,434 | ¥3,892,434 |
| 20 | 3.00% | ¥67,661 | ¥16,238,618 | ¥4,038,618 |
1220万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥71,418 | ¥12,855,261 | ¥655,261 |
| 15 | 0.80% | ¥71,948 | ¥12,950,698 | ¥750,698 |
| 15 | 0.90% | ¥72,481 | ¥13,046,591 | ¥846,591 |
| 15 | 1.00% | ¥73,016 | ¥13,142,940 | ¥942,940 |
| 15 | 1.10% | ¥73,554 | ¥13,239,744 | ¥1,039,744 |
| 15 | 1.20% | ¥74,094 | ¥13,337,005 | ¥1,137,005 |
| 15 | 1.30% | ¥74,637 | ¥13,434,721 | ¥1,234,721 |
| 15 | 1.40% | ¥75,183 | ¥13,532,891 | ¥1,332,891 |
| 15 | 1.50% | ¥75,731 | ¥13,631,517 | ¥1,431,517 |
| 15 | 1.60% | ¥76,281 | ¥13,730,596 | ¥1,530,596 |
| 15 | 1.70% | ¥76,834 | ¥13,830,130 | ¥1,630,130 |
| 15 | 1.80% | ¥77,390 | ¥13,930,117 | ¥1,730,117 |
| 15 | 1.90% | ¥77,948 | ¥14,030,558 | ¥1,830,558 |
| 15 | 2.00% | ¥78,508 | ¥14,131,451 | ¥1,931,451 |
| 15 | 2.10% | ¥79,071 | ¥14,232,796 | ¥2,032,796 |
| 15 | 2.20% | ¥79,637 | ¥14,334,594 | ¥2,134,594 |
| 15 | 2.30% | ¥80,205 | ¥14,436,842 | ¥2,236,842 |
| 15 | 2.40% | ¥80,775 | ¥14,539,541 | ¥2,339,541 |
| 15 | 2.50% | ¥81,348 | ¥14,642,691 | ¥2,442,691 |
| 15 | 2.60% | ¥81,924 | ¥14,746,290 | ¥2,546,290 |
| 15 | 2.70% | ¥82,502 | ¥14,850,339 | ¥2,650,339 |
| 15 | 2.80% | ¥83,082 | ¥14,954,836 | ¥2,754,836 |
| 15 | 2.90% | ¥83,665 | ¥15,059,781 | ¥2,859,781 |
| 15 | 3.00% | ¥84,251 | ¥15,165,173 | ¥2,965,173 |
1220万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥105,296 | ¥12,635,538 | ¥435,538 |
| 10 | 0.80% | ¥105,821 | ¥12,698,570 | ¥498,570 |
| 10 | 0.90% | ¥106,348 | ¥12,761,805 | ¥561,805 |
| 10 | 1.00% | ¥106,877 | ¥12,825,243 | ¥625,243 |
| 10 | 1.10% | ¥107,407 | ¥12,888,884 | ¥688,884 |
| 10 | 1.20% | ¥107,939 | ¥12,952,728 | ¥752,728 |
| 10 | 1.30% | ¥108,473 | ¥13,016,775 | ¥816,775 |
| 10 | 1.40% | ¥109,009 | ¥13,081,024 | ¥881,024 |
| 10 | 1.50% | ¥109,546 | ¥13,145,476 | ¥945,476 |
| 10 | 1.60% | ¥110,084 | ¥13,210,130 | ¥1,010,130 |
| 10 | 1.70% | ¥110,625 | ¥13,274,986 | ¥1,074,986 |
| 10 | 1.80% | ¥111,167 | ¥13,340,045 | ¥1,140,045 |
| 10 | 1.90% | ¥111,711 | ¥13,405,306 | ¥1,205,306 |
| 10 | 2.00% | ¥112,256 | ¥13,470,770 | ¥1,270,770 |
| 10 | 2.10% | ¥112,804 | ¥13,536,435 | ¥1,336,435 |
| 10 | 2.20% | ¥113,353 | ¥13,602,302 | ¥1,402,302 |
| 10 | 2.30% | ¥113,903 | ¥13,668,371 | ¥1,468,371 |
| 10 | 2.40% | ¥114,455 | ¥13,734,641 | ¥1,534,641 |
| 10 | 2.50% | ¥115,009 | ¥13,801,114 | ¥1,601,114 |
| 10 | 2.60% | ¥115,565 | ¥13,867,787 | ¥1,667,787 |
| 10 | 2.70% | ¥116,122 | ¥13,934,662 | ¥1,734,662 |
| 10 | 2.80% | ¥116,681 | ¥14,001,738 | ¥1,801,738 |
| 10 | 2.90% | ¥117,242 | ¥14,069,015 | ¥1,869,015 |
| 10 | 3.00% | ¥117,804 | ¥14,136,493 | ¥1,936,493 |
