1230万円の住宅ローン・毎月の返済額・総支払額・総金利額

1230万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1230万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。

返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
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1230万円の住宅ローン｜期間・年数別

1230万円｜50年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
50 0.70% ¥24,302 ¥14,581,358 ¥2,281,358
50 0.80% ¥24,879 ¥14,927,610 ¥2,627,610
50 0.90% ¥25,465 ¥15,278,900 ¥2,978,900
50 1.00% ¥26,059 ¥15,635,208 ¥3,335,208
50 1.10% ¥26,661 ¥15,996,507 ¥3,696,507
50 1.20% ¥27,271 ¥16,362,773 ¥4,062,773
50 1.30% ¥27,890 ¥16,733,975 ¥4,433,975
50 1.40% ¥28,517 ¥17,110,083 ¥4,810,083
50 1.50% ¥29,152 ¥17,491,064 ¥5,191,064
50 1.60% ¥29,795 ¥17,876,882 ¥5,576,882
50 1.70% ¥30,446 ¥18,267,500 ¥5,967,500
50 1.80% ¥31,105 ¥18,662,879 ¥6,362,879
50 1.90% ¥31,772 ¥19,062,976 ¥6,762,976
50 2.00% ¥32,446 ¥19,467,748 ¥7,167,748
50 2.10% ¥33,129 ¥19,877,152 ¥7,577,152
50 2.20% ¥33,819 ¥20,291,139 ¥7,991,139
50 2.30% ¥34,516 ¥20,709,662 ¥8,409,662
50 2.40% ¥35,221 ¥21,132,670 ¥8,832,670
50 2.50% ¥35,934 ¥21,560,113 ¥9,260,113
50 2.60% ¥36,653 ¥21,991,936 ¥9,691,936
50 2.70% ¥37,380 ¥22,428,087 ¥10,128,087
50 2.80% ¥38,114 ¥22,868,509 ¥10,568,509
50 2.90% ¥38,855 ¥23,313,146 ¥11,013,146
50 3.00% ¥39,603 ¥23,761,939 ¥11,461,939

1230万円｜45年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
45 0.70% ¥26,560 ¥14,342,345 ¥2,042,345
45 0.80% ¥27,131 ¥14,650,610 ¥2,350,610
45 0.90% ¥27,709 ¥14,962,967 ¥2,662,967
45 1.00% ¥28,295 ¥15,279,404 ¥2,979,404
45 1.10% ¥28,889 ¥15,599,904 ¥3,299,904
45 1.20% ¥29,490 ¥15,924,449 ¥3,624,449
45 1.30% ¥30,098 ¥16,253,021 ¥3,953,021
45 1.40% ¥30,714 ¥16,585,598 ¥4,285,598
45 1.50% ¥31,337 ¥16,922,158 ¥4,622,158
45 1.60% ¥31,968 ¥17,262,678 ¥4,962,678
45 1.70% ¥32,606 ¥17,607,133 ¥5,307,133
45 1.80% ¥33,251 ¥17,955,497 ¥5,655,497
45 1.90% ¥33,903 ¥18,307,741 ¥6,007,741
45 2.00% ¥34,563 ¥18,663,837 ¥6,363,837
45 2.10% ¥35,229 ¥19,023,754 ¥6,723,754
45 2.20% ¥35,903 ¥19,387,461 ¥7,087,461
45 2.30% ¥36,583 ¥19,754,926 ¥7,454,926
45 2.40% ¥37,271 ¥20,126,114 ¥7,826,114
45 2.50% ¥37,965 ¥20,500,991 ¥8,200,991
45 2.60% ¥38,666 ¥20,879,520 ¥8,579,520
45 2.70% ¥39,373 ¥21,261,665 ¥8,961,665
45 2.80% ¥40,088 ¥21,647,388 ¥9,347,388
45 2.90% ¥40,809 ¥22,036,649 ¥9,736,649
45 3.00% ¥41,536 ¥22,429,410 ¥10,129,410

1230万円｜40年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
40 0.70% ¥29,387 ¥14,105,819 ¥1,805,819
40 0.80% ¥29,952 ¥14,376,846 ¥2,076,846
40 0.90% ¥30,523 ¥14,651,116 ¥2,351,116
40 1.00% ¥31,101 ¥14,928,621 ¥2,628,621
40 1.10% ¥31,686 ¥15,209,349 ¥2,909,349
40 1.20% ¥32,278 ¥15,493,290 ¥3,193,290
40 1.30% ¥32,876 ¥15,780,432 ¥3,480,432
40 1.40% ¥33,481 ¥16,070,762 ¥3,770,762
40 1.50% ¥34,092 ¥16,364,264 ¥4,064,264
40 1.60% ¥34,710 ¥16,660,926 ¥4,360,926
40 1.70% ¥35,335 ¥16,960,730 ¥4,660,730
40 1.80% ¥35,966 ¥17,263,660 ¥4,963,660
40 1.90% ¥36,604 ¥17,569,698 ¥5,269,698
40 2.00% ¥37,248 ¥17,878,826 ¥5,578,826
40 2.10% ¥37,898 ¥18,191,024 ¥5,891,024
40 2.20% ¥38,555 ¥18,506,273 ¥6,206,273
40 2.30% ¥39,218 ¥18,824,550 ¥6,524,550
40 2.40% ¥39,887 ¥19,145,836 ¥6,845,836
40 2.50% ¥40,563 ¥19,470,107 ¥7,170,107
40 2.60% ¥41,244 ¥19,797,339 ¥7,497,339
40 2.70% ¥41,932 ¥20,127,510 ¥7,827,510
40 2.80% ¥42,626 ¥20,460,594 ¥8,160,594
40 2.90% ¥43,326 ¥20,796,566 ¥8,496,566
40 3.00% ¥44,032 ¥21,135,400 ¥8,835,400

1230万円｜35年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
35 0.70% ¥33,028 ¥13,871,783 ¥1,571,783
35 0.80% ¥33,586 ¥14,106,328 ¥1,806,328
35 0.90% ¥34,151 ¥14,343,362 ¥2,043,362
35 1.00% ¥34,721 ¥14,582,879 ¥2,282,879
35 1.10% ¥35,297 ¥14,824,874 ¥2,524,874
35 1.20% ¥35,879 ¥15,069,340 ¥2,769,340
35 1.30% ¥36,467 ¥15,316,270 ¥3,016,270
35 1.40% ¥37,061 ¥15,565,655 ¥3,265,655
35 1.50% ¥37,661 ¥15,817,488 ¥3,517,488
35 1.60% ¥38,266 ¥16,071,760 ¥3,771,760
35 1.70% ¥38,877 ¥16,328,461 ¥4,028,461
35 1.80% ¥39,494 ¥16,587,580 ¥4,287,580
35 1.90% ¥40,117 ¥16,849,109 ¥4,549,109
35 2.00% ¥40,745 ¥17,113,035 ¥4,813,035
35 2.10% ¥41,379 ¥17,379,346 ¥5,079,346
35 2.20% ¥42,019 ¥17,648,032 ¥5,348,032
35 2.30% ¥42,664 ¥17,919,079 ¥5,619,079
35 2.40% ¥43,315 ¥18,192,473 ¥5,892,473
35 2.50% ¥43,972 ¥18,468,203 ¥6,168,203
35 2.60% ¥44,634 ¥18,746,253 ¥6,446,253
35 2.70% ¥45,301 ¥19,026,609 ¥6,726,609
35 2.80% ¥45,974 ¥19,309,255 ¥7,009,255
35 2.90% ¥46,653 ¥19,594,178 ¥7,294,178
35 3.00% ¥47,337 ¥19,881,361 ¥7,581,361

1230万円｜30年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
30 0.70% ¥37,890 ¥13,640,243 ¥1,340,243
30 0.80% ¥38,442 ¥13,839,063 ¥1,539,063
30 0.90% ¥38,999 ¥14,039,716 ¥1,739,716
30 1.00% ¥39,562 ¥14,242,198 ¥1,942,198
30 1.10% ¥40,129 ¥14,446,506 ¥2,146,506
30 1.20% ¥40,702 ¥14,652,637 ¥2,352,637
30 1.30% ¥41,279 ¥14,860,586 ¥2,560,586
30 1.40% ¥41,862 ¥15,070,350 ¥2,770,350
30 1.50% ¥42,450 ¥15,281,923 ¥2,981,923
30 1.60% ¥43,043 ¥15,495,301 ¥3,195,301
30 1.70% ¥43,640 ¥15,710,478 ¥3,410,478
30 1.80% ¥44,243 ¥15,927,449 ¥3,627,449
30 1.90% ¥44,851 ¥16,146,209 ¥3,846,209
30 2.00% ¥45,463 ¥16,366,750 ¥4,066,750
30 2.10% ¥46,081 ¥16,589,067 ¥4,289,067
30 2.20% ¥46,703 ¥16,813,153 ¥4,513,153
30 2.30% ¥47,331 ¥17,039,001 ¥4,739,001
30 2.40% ¥47,963 ¥17,266,604 ¥4,966,604
30 2.50% ¥48,600 ¥17,495,953 ¥5,195,953
30 2.60% ¥49,242 ¥17,727,042 ¥5,427,042
30 2.70% ¥49,889 ¥17,959,863 ¥5,659,863
30 2.80% ¥50,540 ¥18,194,406 ¥5,894,406
30 2.90% ¥51,196 ¥18,430,664 ¥6,130,664
30 3.00% ¥51,857 ¥18,668,627 ¥6,368,627

1230万円｜25年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
25 0.70% ¥44,704 ¥13,411,203 ¥1,111,203
25 0.80% ¥45,250 ¥13,575,059 ¥1,275,059
25 0.90% ¥45,801 ¥13,740,189 ¥1,440,189
25 1.00% ¥46,355 ¥13,906,594 ¥1,606,594
25 1.10% ¥46,914 ¥14,074,269 ¥1,774,269
25 1.20% ¥47,477 ¥14,243,215 ¥1,943,215
25 1.30% ¥48,045 ¥14,413,429 ¥2,113,429
25 1.40% ¥48,616 ¥14,584,908 ¥2,284,908
25 1.50% ¥49,192 ¥14,757,650 ¥2,457,650
25 1.60% ¥49,772 ¥14,931,654 ¥2,631,654
25 1.70% ¥50,356 ¥15,106,916 ¥2,806,916
25 1.80% ¥50,945 ¥15,283,434 ¥2,983,434
25 1.90% ¥51,537 ¥15,461,205 ¥3,161,205
25 2.00% ¥52,134 ¥15,640,225 ¥3,340,225
25 2.10% ¥52,735 ¥15,820,492 ¥3,520,492
25 2.20% ¥53,340 ¥16,002,002 ¥3,702,002
25 2.30% ¥53,949 ¥16,184,752 ¥3,884,752
25 2.40% ¥54,562 ¥16,368,739 ¥4,068,739
25 2.50% ¥55,180 ¥16,553,957 ¥4,253,957
25 2.60% ¥55,801 ¥16,740,405 ¥4,440,405
25 2.70% ¥56,427 ¥16,928,077 ¥4,628,077
25 2.80% ¥57,057 ¥17,116,969 ¥4,816,969
25 2.90% ¥57,690 ¥17,307,077 ¥5,007,077
25 3.00% ¥58,328 ¥17,498,397 ¥5,198,397

1230万円｜20年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
20 0.70% ¥54,936 ¥13,184,665 ¥884,665
20 0.80% ¥55,476 ¥13,314,320 ¥1,014,320
20 0.90% ¥56,020 ¥13,444,792 ¥1,144,792
20 1.00% ¥56,567 ¥13,576,080 ¥1,276,080
20 1.10% ¥57,117 ¥13,708,184 ¥1,408,184
20 1.20% ¥57,671 ¥13,841,103 ¥1,541,103
20 1.30% ¥58,228 ¥13,974,836 ¥1,674,836
20 1.40% ¥58,789 ¥14,109,382 ¥1,809,382
20 1.50% ¥59,353 ¥14,244,740 ¥1,944,740
20 1.60% ¥59,920 ¥14,380,910 ¥2,080,910
20 1.70% ¥60,491 ¥14,517,889 ¥2,217,889
20 1.80% ¥61,065 ¥14,655,678 ¥2,355,678
20 1.90% ¥61,643 ¥14,794,274 ¥2,494,274
20 2.00% ¥62,224 ¥14,933,676 ¥2,633,676
20 2.10% ¥62,808 ¥15,073,883 ¥2,773,883
20 2.20% ¥63,395 ¥15,214,894 ¥2,914,894
20 2.30% ¥63,986 ¥15,356,707 ¥3,056,707
20 2.40% ¥64,581 ¥15,499,321 ¥3,199,321
20 2.50% ¥65,178 ¥15,642,733 ¥3,342,733
20 2.60% ¥65,779 ¥15,786,943 ¥3,486,943
20 2.70% ¥66,383 ¥15,931,949 ¥3,631,949
20 2.80% ¥66,991 ¥16,077,748 ¥3,777,748
20 2.90% ¥67,601 ¥16,224,340 ¥3,924,340
20 3.00% ¥68,216 ¥16,371,721 ¥4,071,721

1230万円｜15年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
15 0.70% ¥72,004 ¥12,960,632 ¥660,632
15 0.80% ¥72,538 ¥13,056,851 ¥756,851
15 0.90% ¥73,075 ¥13,153,530 ¥853,530
15 1.00% ¥73,615 ¥13,250,669 ¥950,669
15 1.10% ¥74,157 ¥13,348,267 ¥1,048,267
15 1.20% ¥74,702 ¥13,446,324 ¥1,146,324
15 1.30% ¥75,249 ¥13,544,841 ¥1,244,841
15 1.40% ¥75,799 ¥13,643,817 ¥1,343,817
15 1.50% ¥76,351 ¥13,743,250 ¥1,443,250
15 1.60% ¥76,906 ¥13,843,142 ¥1,543,142
15 1.70% ¥77,464 ¥13,943,492 ¥1,643,492
15 1.80% ¥78,024 ¥14,044,299 ¥1,744,299
15 1.90% ¥78,586 ¥14,145,562 ¥1,845,562
15 2.00% ¥79,152 ¥14,247,283 ¥1,947,283
15 2.10% ¥79,719 ¥14,349,459 ¥2,049,459
15 2.20% ¥80,289 ¥14,452,090 ¥2,152,090
15 2.30% ¥80,862 ¥14,555,177 ¥2,255,177
15 2.40% ¥81,437 ¥14,658,718 ¥2,358,718
15 2.50% ¥82,015 ¥14,762,713 ¥2,462,713
15 2.60% ¥82,595 ¥14,867,162 ¥2,567,162
15 2.70% ¥83,178 ¥14,972,063 ¥2,672,063
15 2.80% ¥83,763 ¥15,077,416 ¥2,777,416
15 2.90% ¥84,351 ¥15,183,221 ¥2,883,221
15 3.00% ¥84,942 ¥15,289,478 ¥2,989,478

1230万円｜10年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
10 0.70% ¥106,159 ¥12,739,108 ¥439,108
10 0.80% ¥106,689 ¥12,802,657 ¥502,657
10 0.90% ¥107,220 ¥12,866,410 ¥566,410
10 1.00% ¥107,753 ¥12,930,368 ¥630,368
10 1.10% ¥108,288 ¥12,994,531 ¥694,531
10 1.20% ¥108,824 ¥13,058,898 ¥758,898
10 1.30% ¥109,362 ¥13,123,470 ¥823,470
10 1.40% ¥109,902 ¥13,188,245 ¥888,245
10 1.50% ¥110,444 ¥13,253,225 ¥953,225
10 1.60% ¥110,987 ¥13,318,410 ¥1,018,410
10 1.70% ¥111,532 ¥13,383,798 ¥1,083,798
10 1.80% ¥112,078 ¥13,449,390 ¥1,149,390
10 1.90% ¥112,627 ¥13,515,186 ¥1,215,186
10 2.00% ¥113,177 ¥13,581,186 ¥1,281,186
10 2.10% ¥113,728 ¥13,647,389 ¥1,347,389
10 2.20% ¥114,282 ¥13,713,796 ¥1,413,796
10 2.30% ¥114,837 ¥13,780,407 ¥1,480,407
10 2.40% ¥115,394 ¥13,847,221 ¥1,547,221
10 2.50% ¥115,952 ¥13,914,237 ¥1,614,237
10 2.60% ¥116,512 ¥13,981,458 ¥1,681,458
10 2.70% ¥117,074 ¥14,048,881 ¥1,748,881
10 2.80% ¥117,638 ¥14,116,506 ¥1,816,506
10 2.90% ¥118,203 ¥14,184,335 ¥1,884,335
10 3.00% ¥118,770 ¥14,252,366 ¥1,952,366

住宅ローン｜金額別

1000万円台 2000万円台 3000万円台
4000万円台 5000万円台 6000万円台
7000万円台 8000万円台 9000万円台