1240万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1240万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1240万円の住宅ローン|期間・年数別
1240万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥24,500 |
¥14,699,905 |
¥2,299,905 |
| 50 |
0.80% |
¥25,082 |
¥15,048,972 |
¥2,648,972 |
| 50 |
0.90% |
¥25,672 |
¥15,403,119 |
¥3,003,119 |
| 50 |
1.00% |
¥26,271 |
¥15,762,323 |
¥3,362,323 |
| 50 |
1.10% |
¥26,878 |
¥16,126,560 |
¥3,726,560 |
| 50 |
1.20% |
¥27,493 |
¥16,495,803 |
¥4,095,803 |
| 50 |
1.30% |
¥28,117 |
¥16,870,024 |
¥4,470,024 |
| 50 |
1.40% |
¥28,749 |
¥17,249,190 |
¥4,849,190 |
| 50 |
1.50% |
¥29,389 |
¥17,633,268 |
¥5,233,268 |
| 50 |
1.60% |
¥30,037 |
¥18,022,223 |
¥5,622,223 |
| 50 |
1.70% |
¥30,693 |
¥18,416,017 |
¥6,016,017 |
| 50 |
1.80% |
¥31,358 |
¥18,814,609 |
¥6,414,609 |
| 50 |
1.90% |
¥32,030 |
¥19,217,959 |
¥6,817,959 |
| 50 |
2.00% |
¥32,710 |
¥19,626,023 |
¥7,226,023 |
| 50 |
2.10% |
¥33,398 |
¥20,038,755 |
¥7,638,755 |
| 50 |
2.20% |
¥34,094 |
¥20,456,108 |
¥8,056,108 |
| 50 |
2.30% |
¥34,797 |
¥20,878,033 |
¥8,478,033 |
| 50 |
2.40% |
¥35,507 |
¥21,304,481 |
¥8,904,481 |
| 50 |
2.50% |
¥36,226 |
¥21,735,398 |
¥9,335,398 |
| 50 |
2.60% |
¥36,951 |
¥22,170,733 |
¥9,770,733 |
| 50 |
2.70% |
¥37,684 |
¥22,610,429 |
¥10,210,429 |
| 50 |
2.80% |
¥38,424 |
¥23,054,432 |
¥10,654,432 |
| 50 |
2.90% |
¥39,171 |
¥23,502,683 |
¥11,102,683 |
| 50 |
3.00% |
¥39,925 |
¥23,955,126 |
¥11,555,126 |
1240万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥26,776 |
¥14,458,950 |
¥2,058,950 |
| 45 |
0.80% |
¥27,351 |
¥14,769,720 |
¥2,369,720 |
| 45 |
0.90% |
¥27,934 |
¥15,084,617 |
¥2,684,617 |
| 45 |
1.00% |
¥28,525 |
¥15,403,627 |
¥3,003,627 |
| 45 |
1.10% |
¥29,124 |
¥15,726,732 |
¥3,326,732 |
| 45 |
1.20% |
¥29,729 |
¥16,053,916 |
¥3,653,916 |
| 45 |
1.30% |
¥30,343 |
¥16,385,159 |
¥3,985,159 |
| 45 |
1.40% |
¥30,964 |
¥16,720,440 |
¥4,320,440 |
| 45 |
1.50% |
¥31,592 |
¥17,059,737 |
¥4,659,737 |
| 45 |
1.60% |
¥32,228 |
¥17,403,025 |
¥5,003,025 |
| 45 |
1.70% |
¥32,871 |
¥17,750,281 |
¥5,350,281 |
| 45 |
1.80% |
¥33,521 |
¥18,101,476 |
¥5,701,476 |
| 45 |
1.90% |
¥34,179 |
¥18,456,584 |
¥6,056,584 |
| 45 |
2.00% |
¥34,844 |
¥18,815,575 |
¥6,415,575 |
| 45 |
2.10% |
¥35,516 |
¥19,178,419 |
¥6,778,419 |
| 45 |
2.20% |
¥36,195 |
¥19,545,083 |
¥7,145,083 |
| 45 |
2.30% |
¥36,881 |
¥19,915,535 |
¥7,515,535 |
| 45 |
2.40% |
¥37,574 |
¥20,289,741 |
¥7,889,741 |
| 45 |
2.50% |
¥38,273 |
¥20,667,665 |
¥8,267,665 |
| 45 |
2.60% |
¥38,980 |
¥21,049,272 |
¥8,649,272 |
| 45 |
2.70% |
¥39,694 |
¥21,434,524 |
¥9,034,524 |
| 45 |
2.80% |
¥40,414 |
¥21,823,383 |
¥9,423,383 |
| 45 |
2.90% |
¥41,140 |
¥22,215,809 |
¥9,815,809 |
| 45 |
3.00% |
¥41,874 |
¥22,611,763 |
¥10,211,763 |
1240万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥29,626 |
¥14,220,500 |
¥1,820,500 |
| 40 |
0.80% |
¥30,195 |
¥14,493,731 |
¥2,093,731 |
| 40 |
0.90% |
¥30,771 |
¥14,770,231 |
¥2,370,231 |
| 40 |
1.00% |
¥31,354 |
¥15,049,992 |
¥2,649,992 |
| 40 |
1.10% |
¥31,944 |
¥15,333,002 |
¥2,933,002 |
| 40 |
1.20% |
¥32,540 |
¥15,619,252 |
¥3,219,252 |
| 40 |
1.30% |
¥33,143 |
¥15,908,728 |
¥3,508,728 |
| 40 |
1.40% |
¥33,753 |
¥16,201,418 |
¥3,801,418 |
| 40 |
1.50% |
¥34,369 |
¥16,497,307 |
¥4,097,307 |
| 40 |
1.60% |
¥34,992 |
¥16,796,380 |
¥4,396,380 |
| 40 |
1.70% |
¥35,622 |
¥17,098,622 |
¥4,698,622 |
| 40 |
1.80% |
¥36,258 |
¥17,404,015 |
¥5,004,015 |
| 40 |
1.90% |
¥36,901 |
¥17,712,541 |
¥5,312,541 |
| 40 |
2.00% |
¥37,550 |
¥18,024,182 |
¥5,624,182 |
| 40 |
2.10% |
¥38,206 |
¥18,338,919 |
¥5,938,919 |
| 40 |
2.20% |
¥38,868 |
¥18,656,730 |
¥6,256,730 |
| 40 |
2.30% |
¥39,537 |
¥18,977,596 |
¥6,577,596 |
| 40 |
2.40% |
¥40,211 |
¥19,301,493 |
¥6,901,493 |
| 40 |
2.50% |
¥40,893 |
¥19,628,400 |
¥7,228,400 |
| 40 |
2.60% |
¥41,580 |
¥19,958,293 |
¥7,558,293 |
| 40 |
2.70% |
¥42,273 |
¥20,291,148 |
¥7,891,148 |
| 40 |
2.80% |
¥42,973 |
¥20,626,940 |
¥8,226,940 |
| 40 |
2.90% |
¥43,678 |
¥20,965,644 |
¥8,565,644 |
| 40 |
3.00% |
¥44,390 |
¥21,307,233 |
¥8,907,233 |
1240万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥33,297 |
¥13,984,562 |
¥1,584,562 |
| 35 |
0.80% |
¥33,860 |
¥14,221,014 |
¥1,821,014 |
| 35 |
0.90% |
¥34,429 |
¥14,459,975 |
¥2,059,975 |
| 35 |
1.00% |
¥35,003 |
¥14,701,439 |
¥2,301,439 |
| 35 |
1.10% |
¥35,584 |
¥14,945,402 |
¥2,545,402 |
| 35 |
1.20% |
¥36,171 |
¥15,191,855 |
¥2,791,855 |
| 35 |
1.30% |
¥36,764 |
¥15,440,792 |
¥3,040,792 |
| 35 |
1.40% |
¥37,362 |
¥15,692,205 |
¥3,292,205 |
| 35 |
1.50% |
¥37,967 |
¥15,946,086 |
¥3,546,086 |
| 35 |
1.60% |
¥38,577 |
¥16,202,424 |
¥3,802,424 |
| 35 |
1.70% |
¥39,193 |
¥16,461,212 |
¥4,061,212 |
| 35 |
1.80% |
¥39,815 |
¥16,722,439 |
¥4,322,439 |
| 35 |
1.90% |
¥40,443 |
¥16,986,093 |
¥4,586,093 |
| 35 |
2.00% |
¥41,077 |
¥17,252,165 |
¥4,852,165 |
| 35 |
2.10% |
¥41,716 |
¥17,520,642 |
¥5,120,642 |
| 35 |
2.20% |
¥42,361 |
¥17,791,512 |
¥5,391,512 |
| 35 |
2.30% |
¥43,011 |
¥18,064,762 |
¥5,664,762 |
| 35 |
2.40% |
¥43,668 |
¥18,340,380 |
¥5,940,380 |
| 35 |
2.50% |
¥44,329 |
¥18,618,351 |
¥6,218,351 |
| 35 |
2.60% |
¥44,997 |
¥18,898,661 |
¥6,498,661 |
| 35 |
2.70% |
¥45,670 |
¥19,181,296 |
¥6,781,296 |
| 35 |
2.80% |
¥46,348 |
¥19,466,241 |
¥7,066,241 |
| 35 |
2.90% |
¥47,032 |
¥19,753,480 |
¥7,353,480 |
| 35 |
3.00% |
¥47,721 |
¥20,042,998 |
¥7,642,998 |
1240万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥38,198 |
¥13,751,140 |
¥1,351,140 |
| 30 |
0.80% |
¥38,754 |
¥13,951,576 |
¥1,551,576 |
| 30 |
0.90% |
¥39,316 |
¥14,153,860 |
¥1,753,860 |
| 30 |
1.00% |
¥39,883 |
¥14,357,988 |
¥1,957,988 |
| 30 |
1.10% |
¥40,455 |
¥14,563,957 |
¥2,163,957 |
| 30 |
1.20% |
¥41,033 |
¥14,771,764 |
¥2,371,764 |
| 30 |
1.30% |
¥41,615 |
¥14,981,404 |
¥2,581,404 |
| 30 |
1.40% |
¥42,202 |
¥15,192,873 |
¥2,792,873 |
| 30 |
1.50% |
¥42,795 |
¥15,406,166 |
¥3,006,166 |
| 30 |
1.60% |
¥43,392 |
¥15,621,279 |
¥3,221,279 |
| 30 |
1.70% |
¥43,995 |
¥15,838,206 |
¥3,438,206 |
| 30 |
1.80% |
¥44,603 |
¥16,056,941 |
¥3,656,941 |
| 30 |
1.90% |
¥45,215 |
¥16,277,479 |
¥3,877,479 |
| 30 |
2.00% |
¥45,833 |
¥16,499,813 |
¥4,099,813 |
| 30 |
2.10% |
¥46,455 |
¥16,723,938 |
¥4,323,938 |
| 30 |
2.20% |
¥47,083 |
¥16,949,846 |
¥4,549,846 |
| 30 |
2.30% |
¥47,715 |
¥17,177,530 |
¥4,777,530 |
| 30 |
2.40% |
¥48,353 |
¥17,406,983 |
¥5,006,983 |
| 30 |
2.50% |
¥48,995 |
¥17,638,197 |
¥5,238,197 |
| 30 |
2.60% |
¥49,642 |
¥17,871,165 |
¥5,471,165 |
| 30 |
2.70% |
¥50,294 |
¥18,105,878 |
¥5,705,878 |
| 30 |
2.80% |
¥50,951 |
¥18,342,328 |
¥5,942,328 |
| 30 |
2.90% |
¥51,613 |
¥18,580,506 |
¥6,180,506 |
| 30 |
3.00% |
¥52,279 |
¥18,820,404 |
¥6,420,404 |
1240万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥45,067 |
¥13,520,237 |
¥1,120,237 |
| 25 |
0.80% |
¥45,618 |
¥13,685,425 |
¥1,285,425 |
| 25 |
0.90% |
¥46,173 |
¥13,851,898 |
¥1,451,898 |
| 25 |
1.00% |
¥46,732 |
¥14,019,655 |
¥1,619,655 |
| 25 |
1.10% |
¥47,296 |
¥14,188,694 |
¥1,788,694 |
| 25 |
1.20% |
¥47,863 |
¥14,359,014 |
¥1,959,014 |
| 25 |
1.30% |
¥48,435 |
¥14,530,611 |
¥2,130,611 |
| 25 |
1.40% |
¥49,012 |
¥14,703,484 |
¥2,303,484 |
| 25 |
1.50% |
¥49,592 |
¥14,877,631 |
¥2,477,631 |
| 25 |
1.60% |
¥50,177 |
¥15,053,050 |
¥2,653,050 |
| 25 |
1.70% |
¥50,766 |
¥15,229,737 |
¥2,829,737 |
| 25 |
1.80% |
¥51,359 |
¥15,407,690 |
¥3,007,690 |
| 25 |
1.90% |
¥51,956 |
¥15,586,906 |
¥3,186,906 |
| 25 |
2.00% |
¥52,558 |
¥15,767,381 |
¥3,367,381 |
| 25 |
2.10% |
¥53,164 |
¥15,949,114 |
¥3,549,114 |
| 25 |
2.20% |
¥53,774 |
¥16,132,100 |
¥3,732,100 |
| 25 |
2.30% |
¥54,388 |
¥16,316,336 |
¥3,916,336 |
| 25 |
2.40% |
¥55,006 |
¥16,501,818 |
¥4,101,818 |
| 25 |
2.50% |
¥55,628 |
¥16,688,543 |
¥4,288,543 |
| 25 |
2.60% |
¥56,255 |
¥16,876,506 |
¥4,476,506 |
| 25 |
2.70% |
¥56,886 |
¥17,065,703 |
¥4,665,703 |
| 25 |
2.80% |
¥57,520 |
¥17,256,131 |
¥4,856,131 |
| 25 |
2.90% |
¥58,159 |
¥17,447,785 |
¥5,047,785 |
| 25 |
3.00% |
¥58,802 |
¥17,640,661 |
¥5,240,661 |
1240万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥55,383 |
¥13,291,857 |
¥891,857 |
| 20 |
0.80% |
¥55,927 |
¥13,422,566 |
¥1,022,566 |
| 20 |
0.90% |
¥56,475 |
¥13,554,099 |
¥1,154,099 |
| 20 |
1.00% |
¥57,027 |
¥13,686,455 |
¥1,286,455 |
| 20 |
1.10% |
¥57,582 |
¥13,819,633 |
¥1,419,633 |
| 20 |
1.20% |
¥58,140 |
¥13,953,632 |
¥1,553,632 |
| 20 |
1.30% |
¥58,702 |
¥14,088,453 |
¥1,688,453 |
| 20 |
1.40% |
¥59,267 |
¥14,224,093 |
¥1,824,093 |
| 20 |
1.50% |
¥59,836 |
¥14,360,551 |
¥1,960,551 |
| 20 |
1.60% |
¥60,408 |
¥14,497,828 |
¥2,097,828 |
| 20 |
1.70% |
¥60,983 |
¥14,635,921 |
¥2,235,921 |
| 20 |
1.80% |
¥61,562 |
¥14,774,830 |
¥2,374,830 |
| 20 |
1.90% |
¥62,144 |
¥14,914,552 |
¥2,514,552 |
| 20 |
2.00% |
¥62,730 |
¥15,055,088 |
¥2,655,088 |
| 20 |
2.10% |
¥63,318 |
¥15,196,435 |
¥2,796,435 |
| 20 |
2.20% |
¥63,911 |
¥15,338,593 |
¥2,938,593 |
| 20 |
2.30% |
¥64,506 |
¥15,481,559 |
¥3,081,559 |
| 20 |
2.40% |
¥65,106 |
¥15,625,332 |
¥3,225,332 |
| 20 |
2.50% |
¥65,708 |
¥15,769,910 |
¥3,369,910 |
| 20 |
2.60% |
¥66,314 |
¥15,915,292 |
¥3,515,292 |
| 20 |
2.70% |
¥66,923 |
¥16,061,477 |
¥3,661,477 |
| 20 |
2.80% |
¥67,535 |
¥16,208,462 |
¥3,808,462 |
| 20 |
2.90% |
¥68,151 |
¥16,356,245 |
¥3,956,245 |
| 20 |
3.00% |
¥68,770 |
¥16,504,825 |
¥4,104,825 |
1240万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥72,589 |
¥13,066,003 |
¥666,003 |
| 15 |
0.80% |
¥73,128 |
¥13,163,004 |
¥763,004 |
| 15 |
0.90% |
¥73,669 |
¥13,260,469 |
¥860,469 |
| 15 |
1.00% |
¥74,213 |
¥13,358,398 |
¥958,398 |
| 15 |
1.10% |
¥74,760 |
¥13,456,789 |
¥1,056,789 |
| 15 |
1.20% |
¥75,309 |
¥13,555,644 |
¥1,155,644 |
| 15 |
1.30% |
¥75,861 |
¥13,654,962 |
¥1,254,962 |
| 15 |
1.40% |
¥76,415 |
¥13,754,742 |
¥1,354,742 |
| 15 |
1.50% |
¥76,972 |
¥13,854,984 |
¥1,454,984 |
| 15 |
1.60% |
¥77,532 |
¥13,955,688 |
¥1,555,688 |
| 15 |
1.70% |
¥78,094 |
¥14,056,854 |
¥1,656,854 |
| 15 |
1.80% |
¥78,658 |
¥14,158,480 |
¥1,758,480 |
| 15 |
1.90% |
¥79,225 |
¥14,260,567 |
¥1,860,567 |
| 15 |
2.00% |
¥79,795 |
¥14,363,114 |
¥1,963,114 |
| 15 |
2.10% |
¥80,367 |
¥14,466,121 |
¥2,066,121 |
| 15 |
2.20% |
¥80,942 |
¥14,569,587 |
¥2,169,587 |
| 15 |
2.30% |
¥81,520 |
¥14,673,512 |
¥2,273,512 |
| 15 |
2.40% |
¥82,099 |
¥14,777,895 |
¥2,377,895 |
| 15 |
2.50% |
¥82,682 |
¥14,882,735 |
¥2,482,735 |
| 15 |
2.60% |
¥83,267 |
¥14,988,033 |
¥2,588,033 |
| 15 |
2.70% |
¥83,854 |
¥15,093,787 |
¥2,693,787 |
| 15 |
2.80% |
¥84,444 |
¥15,199,997 |
¥2,799,997 |
| 15 |
2.90% |
¥85,037 |
¥15,306,662 |
¥2,906,662 |
| 15 |
3.00% |
¥85,632 |
¥15,413,782 |
¥3,013,782 |
1240万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥107,022 |
¥12,842,678 |
¥442,678 |
| 10 |
0.80% |
¥107,556 |
¥12,906,743 |
¥506,743 |
| 10 |
0.90% |
¥108,092 |
¥12,971,015 |
¥571,015 |
| 10 |
1.00% |
¥108,629 |
¥13,035,493 |
¥635,493 |
| 10 |
1.10% |
¥109,168 |
¥13,100,178 |
¥700,178 |
| 10 |
1.20% |
¥109,709 |
¥13,165,068 |
¥765,068 |
| 10 |
1.30% |
¥110,251 |
¥13,230,164 |
¥830,164 |
| 10 |
1.40% |
¥110,796 |
¥13,295,467 |
¥895,467 |
| 10 |
1.50% |
¥111,341 |
¥13,360,975 |
¥960,975 |
| 10 |
1.60% |
¥111,889 |
¥13,426,689 |
¥1,026,689 |
| 10 |
1.70% |
¥112,438 |
¥13,492,609 |
¥1,092,609 |
| 10 |
1.80% |
¥112,989 |
¥13,558,735 |
¥1,158,735 |
| 10 |
1.90% |
¥113,542 |
¥13,625,066 |
¥1,225,066 |
| 10 |
2.00% |
¥114,097 |
¥13,691,602 |
¥1,291,602 |
| 10 |
2.10% |
¥114,653 |
¥13,758,344 |
¥1,358,344 |
| 10 |
2.20% |
¥115,211 |
¥13,825,291 |
¥1,425,291 |
| 10 |
2.30% |
¥115,770 |
¥13,892,443 |
¥1,492,443 |
| 10 |
2.40% |
¥116,332 |
¥13,959,800 |
¥1,559,800 |
| 10 |
2.50% |
¥116,895 |
¥14,027,361 |
¥1,627,361 |
| 10 |
2.60% |
¥117,459 |
¥14,095,128 |
¥1,695,128 |
| 10 |
2.70% |
¥118,026 |
¥14,163,099 |
¥1,763,099 |
| 10 |
2.80% |
¥118,594 |
¥14,231,275 |
¥1,831,275 |
| 10 |
2.90% |
¥119,164 |
¥14,299,655 |
¥1,899,655 |
| 10 |
3.00% |
¥119,735 |
¥14,368,239 |
¥1,968,239 |