1270万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1270万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1270万円の住宅ローン|期間・年数別
1270万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥25,093 |
¥15,055,548 |
¥2,355,548 |
| 50 |
0.80% |
¥25,688 |
¥15,413,060 |
¥2,713,060 |
| 50 |
0.90% |
¥26,293 |
¥15,775,775 |
¥3,075,775 |
| 50 |
1.00% |
¥26,906 |
¥16,143,670 |
¥3,443,670 |
| 50 |
1.10% |
¥27,528 |
¥16,516,719 |
¥3,816,719 |
| 50 |
1.20% |
¥28,158 |
¥16,894,895 |
¥4,194,895 |
| 50 |
1.30% |
¥28,797 |
¥17,278,169 |
¥4,578,169 |
| 50 |
1.40% |
¥29,444 |
¥17,666,509 |
¥4,966,509 |
| 50 |
1.50% |
¥30,100 |
¥18,059,879 |
¥5,359,879 |
| 50 |
1.60% |
¥30,764 |
¥18,458,245 |
¥5,758,245 |
| 50 |
1.70% |
¥31,436 |
¥18,861,565 |
¥6,161,565 |
| 50 |
1.80% |
¥32,116 |
¥19,269,801 |
¥6,569,801 |
| 50 |
1.90% |
¥32,805 |
¥19,682,910 |
¥6,982,910 |
| 50 |
2.00% |
¥33,501 |
¥20,100,846 |
¥7,400,846 |
| 50 |
2.10% |
¥34,206 |
¥20,523,563 |
¥7,823,563 |
| 50 |
2.20% |
¥34,918 |
¥20,951,014 |
¥8,251,014 |
| 50 |
2.30% |
¥35,639 |
¥21,383,147 |
¥8,683,147 |
| 50 |
2.40% |
¥36,367 |
¥21,819,912 |
¥9,119,912 |
| 50 |
2.50% |
¥37,102 |
¥22,261,255 |
¥9,561,255 |
| 50 |
2.60% |
¥37,845 |
¥22,707,121 |
¥10,007,121 |
| 50 |
2.70% |
¥38,596 |
¥23,157,456 |
¥10,457,456 |
| 50 |
2.80% |
¥39,354 |
¥23,612,200 |
¥10,912,200 |
| 50 |
2.90% |
¥40,119 |
¥24,071,297 |
¥11,371,297 |
| 50 |
3.00% |
¥40,891 |
¥24,534,685 |
¥11,834,685 |
1270万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥27,424 |
¥14,808,763 |
¥2,108,763 |
| 45 |
0.80% |
¥28,013 |
¥15,127,052 |
¥2,427,052 |
| 45 |
0.90% |
¥28,610 |
¥15,449,568 |
¥2,749,568 |
| 45 |
1.00% |
¥29,215 |
¥15,776,295 |
¥3,076,295 |
| 45 |
1.10% |
¥29,828 |
¥16,107,218 |
¥3,407,218 |
| 45 |
1.20% |
¥30,449 |
¥16,442,317 |
¥3,742,317 |
| 45 |
1.30% |
¥31,077 |
¥16,781,574 |
¥4,081,574 |
| 45 |
1.40% |
¥31,713 |
¥17,124,967 |
¥4,424,967 |
| 45 |
1.50% |
¥32,356 |
¥17,472,472 |
¥4,772,472 |
| 45 |
1.60% |
¥33,008 |
¥17,824,066 |
¥5,124,066 |
| 45 |
1.70% |
¥33,666 |
¥18,179,723 |
¥5,479,723 |
| 45 |
1.80% |
¥34,332 |
¥18,539,415 |
¥5,839,415 |
| 45 |
1.90% |
¥35,006 |
¥18,903,114 |
¥6,203,114 |
| 45 |
2.00% |
¥35,687 |
¥19,270,791 |
¥6,570,791 |
| 45 |
2.10% |
¥36,375 |
¥19,642,413 |
¥6,942,413 |
| 45 |
2.20% |
¥37,070 |
¥20,017,948 |
¥7,317,948 |
| 45 |
2.30% |
¥37,773 |
¥20,397,362 |
¥7,697,362 |
| 45 |
2.40% |
¥38,483 |
¥20,780,622 |
¥8,080,622 |
| 45 |
2.50% |
¥39,199 |
¥21,167,689 |
¥8,467,689 |
| 45 |
2.60% |
¥39,923 |
¥21,558,529 |
¥8,858,529 |
| 45 |
2.70% |
¥40,654 |
¥21,953,101 |
¥9,253,101 |
| 45 |
2.80% |
¥41,391 |
¥22,351,368 |
¥9,651,368 |
| 45 |
2.90% |
¥42,136 |
¥22,753,288 |
¥10,053,288 |
| 45 |
3.00% |
¥42,887 |
¥23,158,822 |
¥10,458,822 |
1270万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥30,343 |
¥14,564,545 |
¥1,864,545 |
| 40 |
0.80% |
¥30,926 |
¥14,844,386 |
¥2,144,386 |
| 40 |
0.90% |
¥31,516 |
¥15,127,575 |
¥2,427,575 |
| 40 |
1.00% |
¥32,113 |
¥15,414,104 |
¥2,714,104 |
| 40 |
1.10% |
¥32,717 |
¥15,703,962 |
¥3,003,962 |
| 40 |
1.20% |
¥33,327 |
¥15,997,137 |
¥3,297,137 |
| 40 |
1.30% |
¥33,945 |
¥16,293,617 |
¥3,593,617 |
| 40 |
1.40% |
¥34,570 |
¥16,593,388 |
¥3,893,388 |
| 40 |
1.50% |
¥35,201 |
¥16,896,436 |
¥4,196,436 |
| 40 |
1.60% |
¥35,839 |
¥17,202,744 |
¥4,502,744 |
| 40 |
1.70% |
¥36,484 |
¥17,512,298 |
¥4,812,298 |
| 40 |
1.80% |
¥37,136 |
¥17,825,079 |
¥5,125,079 |
| 40 |
1.90% |
¥37,794 |
¥18,141,070 |
¥5,441,070 |
| 40 |
2.00% |
¥38,459 |
¥18,460,251 |
¥5,760,251 |
| 40 |
2.10% |
¥39,130 |
¥18,782,602 |
¥6,082,602 |
| 40 |
2.20% |
¥39,809 |
¥19,108,103 |
¥6,408,103 |
| 40 |
2.30% |
¥40,493 |
¥19,436,731 |
¥6,736,731 |
| 40 |
2.40% |
¥41,184 |
¥19,768,465 |
¥7,068,465 |
| 40 |
2.50% |
¥41,882 |
¥20,103,281 |
¥7,403,281 |
| 40 |
2.60% |
¥42,586 |
¥20,441,155 |
¥7,741,155 |
| 40 |
2.70% |
¥43,296 |
¥20,782,063 |
¥8,082,063 |
| 40 |
2.80% |
¥44,012 |
¥21,125,979 |
¥8,425,979 |
| 40 |
2.90% |
¥44,735 |
¥21,472,877 |
¥8,772,877 |
| 40 |
3.00% |
¥45,464 |
¥21,822,730 |
¥9,122,730 |
1270万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥34,102 |
¥14,322,898 |
¥1,622,898 |
| 35 |
0.80% |
¥34,679 |
¥14,565,070 |
¥1,865,070 |
| 35 |
0.90% |
¥35,261 |
¥14,809,813 |
¥2,109,813 |
| 35 |
1.00% |
¥35,850 |
¥15,057,119 |
¥2,357,119 |
| 35 |
1.10% |
¥36,445 |
¥15,306,984 |
¥2,606,984 |
| 35 |
1.20% |
¥37,046 |
¥15,559,400 |
¥2,859,400 |
| 35 |
1.30% |
¥37,653 |
¥15,814,360 |
¥3,114,360 |
| 35 |
1.40% |
¥38,266 |
¥16,071,855 |
¥3,371,855 |
| 35 |
1.50% |
¥38,885 |
¥16,331,878 |
¥3,631,878 |
| 35 |
1.60% |
¥39,511 |
¥16,594,419 |
¥3,894,419 |
| 35 |
1.70% |
¥40,142 |
¥16,859,467 |
¥4,159,467 |
| 35 |
1.80% |
¥40,779 |
¥17,127,014 |
¥4,427,014 |
| 35 |
1.90% |
¥41,422 |
¥17,397,047 |
¥4,697,047 |
| 35 |
2.00% |
¥42,070 |
¥17,669,556 |
¥4,969,556 |
| 35 |
2.10% |
¥42,725 |
¥17,944,528 |
¥5,244,528 |
| 35 |
2.20% |
¥43,386 |
¥18,221,952 |
¥5,521,952 |
| 35 |
2.30% |
¥44,052 |
¥18,501,813 |
¥5,801,813 |
| 35 |
2.40% |
¥44,724 |
¥18,784,099 |
¥6,084,099 |
| 35 |
2.50% |
¥45,402 |
¥19,068,795 |
¥6,368,795 |
| 35 |
2.60% |
¥46,085 |
¥19,355,887 |
¥6,655,887 |
| 35 |
2.70% |
¥46,775 |
¥19,645,360 |
¥6,945,360 |
| 35 |
2.80% |
¥47,470 |
¥19,937,199 |
¥7,237,199 |
| 35 |
2.90% |
¥48,170 |
¥20,231,387 |
¥7,531,387 |
| 35 |
3.00% |
¥48,876 |
¥20,527,909 |
¥7,827,909 |
1270万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥39,122 |
¥14,083,828 |
¥1,383,828 |
| 30 |
0.80% |
¥39,692 |
¥14,289,114 |
¥1,589,114 |
| 30 |
0.90% |
¥40,267 |
¥14,496,292 |
¥1,796,292 |
| 30 |
1.00% |
¥40,848 |
¥14,705,359 |
¥2,005,359 |
| 30 |
1.10% |
¥41,434 |
¥14,916,311 |
¥2,216,311 |
| 30 |
1.20% |
¥42,025 |
¥15,129,145 |
¥2,429,145 |
| 30 |
1.30% |
¥42,622 |
¥15,343,857 |
¥2,643,857 |
| 30 |
1.40% |
¥43,223 |
¥15,560,442 |
¥2,860,442 |
| 30 |
1.50% |
¥43,830 |
¥15,778,896 |
¥3,078,896 |
| 30 |
1.60% |
¥44,442 |
¥15,999,213 |
¥3,299,213 |
| 30 |
1.70% |
¥45,059 |
¥16,221,388 |
¥3,521,388 |
| 30 |
1.80% |
¥45,682 |
¥16,445,415 |
¥3,745,415 |
| 30 |
1.90% |
¥46,309 |
¥16,671,289 |
¥3,971,289 |
| 30 |
2.00% |
¥46,942 |
¥16,899,002 |
¥4,199,002 |
| 30 |
2.10% |
¥47,579 |
¥17,128,549 |
¥4,428,549 |
| 30 |
2.20% |
¥48,222 |
¥17,359,922 |
¥4,659,922 |
| 30 |
2.30% |
¥48,870 |
¥17,593,115 |
¥4,893,115 |
| 30 |
2.40% |
¥49,523 |
¥17,828,119 |
¥5,128,119 |
| 30 |
2.50% |
¥50,180 |
¥18,064,927 |
¥5,364,927 |
| 30 |
2.60% |
¥50,843 |
¥18,303,532 |
¥5,603,532 |
| 30 |
2.70% |
¥51,511 |
¥18,543,923 |
¥5,843,923 |
| 30 |
2.80% |
¥52,184 |
¥18,786,094 |
¥6,086,094 |
| 30 |
2.90% |
¥52,861 |
¥19,030,035 |
¥6,330,035 |
| 30 |
3.00% |
¥53,544 |
¥19,275,736 |
¥6,575,736 |
1270万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥46,158 |
¥13,847,339 |
¥1,147,339 |
| 25 |
0.80% |
¥46,722 |
¥14,016,524 |
¥1,316,524 |
| 25 |
0.90% |
¥47,290 |
¥14,187,025 |
¥1,487,025 |
| 25 |
1.00% |
¥47,863 |
¥14,358,841 |
¥1,658,841 |
| 25 |
1.10% |
¥48,440 |
¥14,531,969 |
¥1,831,969 |
| 25 |
1.20% |
¥49,021 |
¥14,706,409 |
¥2,006,409 |
| 25 |
1.30% |
¥49,607 |
¥14,882,158 |
¥2,182,158 |
| 25 |
1.40% |
¥50,197 |
¥15,059,214 |
¥2,359,214 |
| 25 |
1.50% |
¥50,792 |
¥15,237,574 |
¥2,537,574 |
| 25 |
1.60% |
¥51,391 |
¥15,417,236 |
¥2,717,236 |
| 25 |
1.70% |
¥51,994 |
¥15,598,198 |
¥2,898,198 |
| 25 |
1.80% |
¥52,602 |
¥15,780,456 |
¥3,080,456 |
| 25 |
1.90% |
¥53,213 |
¥15,964,008 |
¥3,264,008 |
| 25 |
2.00% |
¥53,830 |
¥16,148,850 |
¥3,448,850 |
| 25 |
2.10% |
¥54,450 |
¥16,334,980 |
¥3,634,980 |
| 25 |
2.20% |
¥55,075 |
¥16,522,393 |
¥3,822,393 |
| 25 |
2.30% |
¥55,704 |
¥16,711,086 |
¥4,011,086 |
| 25 |
2.40% |
¥56,337 |
¥16,901,055 |
¥4,201,055 |
| 25 |
2.50% |
¥56,974 |
¥17,092,298 |
¥4,392,298 |
| 25 |
2.60% |
¥57,616 |
¥17,284,808 |
¥4,584,808 |
| 25 |
2.70% |
¥58,262 |
¥17,478,583 |
¥4,778,583 |
| 25 |
2.80% |
¥58,912 |
¥17,673,618 |
¥4,973,618 |
| 25 |
2.90% |
¥59,566 |
¥17,869,909 |
¥5,169,909 |
| 25 |
3.00% |
¥60,225 |
¥18,067,451 |
¥5,367,451 |
1270万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥56,723 |
¥13,613,434 |
¥913,434 |
| 20 |
0.80% |
¥57,280 |
¥13,747,306 |
¥1,047,306 |
| 20 |
0.90% |
¥57,842 |
¥13,882,021 |
¥1,182,021 |
| 20 |
1.00% |
¥58,407 |
¥14,017,578 |
¥1,317,578 |
| 20 |
1.10% |
¥58,975 |
¥14,153,979 |
¥1,453,979 |
| 20 |
1.20% |
¥59,547 |
¥14,291,220 |
¥1,591,220 |
| 20 |
1.30% |
¥60,122 |
¥14,429,302 |
¥1,729,302 |
| 20 |
1.40% |
¥60,701 |
¥14,568,224 |
¥1,868,224 |
| 20 |
1.50% |
¥61,283 |
¥14,707,984 |
¥2,007,984 |
| 20 |
1.60% |
¥61,869 |
¥14,848,582 |
¥2,148,582 |
| 20 |
1.70% |
¥62,458 |
¥14,990,016 |
¥2,290,016 |
| 20 |
1.80% |
¥63,051 |
¥15,132,285 |
¥2,432,285 |
| 20 |
1.90% |
¥63,647 |
¥15,275,388 |
¥2,575,388 |
| 20 |
2.00% |
¥64,247 |
¥15,419,324 |
¥2,719,324 |
| 20 |
2.10% |
¥64,850 |
¥15,564,091 |
¥2,864,091 |
| 20 |
2.20% |
¥65,457 |
¥15,709,688 |
¥3,009,688 |
| 20 |
2.30% |
¥66,067 |
¥15,856,112 |
¥3,156,112 |
| 20 |
2.40% |
¥66,681 |
¥16,003,364 |
¥3,303,364 |
| 20 |
2.50% |
¥67,298 |
¥16,151,440 |
¥3,451,440 |
| 20 |
2.60% |
¥67,918 |
¥16,300,340 |
¥3,600,340 |
| 20 |
2.70% |
¥68,542 |
¥16,450,061 |
¥3,750,061 |
| 20 |
2.80% |
¥69,169 |
¥16,600,602 |
¥3,900,602 |
| 20 |
2.90% |
¥69,800 |
¥16,751,960 |
¥4,051,960 |
| 20 |
3.00% |
¥70,434 |
¥16,904,135 |
¥4,204,135 |
1270万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥74,345 |
¥13,382,116 |
¥682,116 |
| 15 |
0.80% |
¥74,897 |
¥13,481,464 |
¥781,464 |
| 15 |
0.90% |
¥75,452 |
¥13,581,287 |
¥881,287 |
| 15 |
1.00% |
¥76,009 |
¥13,681,585 |
¥981,585 |
| 15 |
1.10% |
¥76,569 |
¥13,782,357 |
¥1,082,357 |
| 15 |
1.20% |
¥77,131 |
¥13,883,603 |
¥1,183,603 |
| 15 |
1.30% |
¥77,696 |
¥13,985,324 |
¥1,285,324 |
| 15 |
1.40% |
¥78,264 |
¥14,087,518 |
¥1,387,518 |
| 15 |
1.50% |
¥78,834 |
¥14,190,185 |
¥1,490,185 |
| 15 |
1.60% |
¥79,407 |
¥14,293,326 |
¥1,593,326 |
| 15 |
1.70% |
¥79,983 |
¥14,396,939 |
¥1,696,939 |
| 15 |
1.80% |
¥80,561 |
¥14,501,024 |
¥1,801,024 |
| 15 |
1.90% |
¥81,142 |
¥14,605,581 |
¥1,905,581 |
| 15 |
2.00% |
¥81,726 |
¥14,710,609 |
¥2,010,609 |
| 15 |
2.10% |
¥82,312 |
¥14,816,108 |
¥2,116,108 |
| 15 |
2.20% |
¥82,900 |
¥14,922,077 |
¥2,222,077 |
| 15 |
2.30% |
¥83,492 |
¥15,028,516 |
¥2,328,516 |
| 15 |
2.40% |
¥84,086 |
¥15,135,424 |
¥2,435,424 |
| 15 |
2.50% |
¥84,682 |
¥15,242,801 |
¥2,542,801 |
| 15 |
2.60% |
¥85,281 |
¥15,350,646 |
¥2,650,646 |
| 15 |
2.70% |
¥85,883 |
¥15,458,959 |
¥2,758,959 |
| 15 |
2.80% |
¥86,487 |
¥15,567,739 |
¥2,867,739 |
| 15 |
2.90% |
¥87,094 |
¥15,676,985 |
¥2,976,985 |
| 15 |
3.00% |
¥87,704 |
¥15,786,696 |
¥3,086,696 |
1270万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥109,612 |
¥13,153,388 |
¥453,388 |
| 10 |
0.80% |
¥110,158 |
¥13,219,003 |
¥519,003 |
| 10 |
0.90% |
¥110,707 |
¥13,284,830 |
¥584,830 |
| 10 |
1.00% |
¥111,257 |
¥13,350,868 |
¥650,868 |
| 10 |
1.10% |
¥111,809 |
¥13,417,117 |
¥717,117 |
| 10 |
1.20% |
¥112,363 |
¥13,483,578 |
¥783,578 |
| 10 |
1.30% |
¥112,919 |
¥13,550,249 |
¥850,249 |
| 10 |
1.40% |
¥113,476 |
¥13,617,131 |
¥917,131 |
| 10 |
1.50% |
¥114,035 |
¥13,684,225 |
¥984,225 |
| 10 |
1.60% |
¥114,596 |
¥13,751,529 |
¥1,051,529 |
| 10 |
1.70% |
¥115,159 |
¥13,819,043 |
¥1,119,043 |
| 10 |
1.80% |
¥115,723 |
¥13,886,768 |
¥1,186,768 |
| 10 |
1.90% |
¥116,289 |
¥13,954,704 |
¥1,254,704 |
| 10 |
2.00% |
¥116,857 |
¥14,022,850 |
¥1,322,850 |
| 10 |
2.10% |
¥117,427 |
¥14,091,207 |
¥1,391,207 |
| 10 |
2.20% |
¥117,998 |
¥14,159,773 |
¥1,459,773 |
| 10 |
2.30% |
¥118,571 |
¥14,228,550 |
¥1,528,550 |
| 10 |
2.40% |
¥119,146 |
¥14,297,537 |
¥1,597,537 |
| 10 |
2.50% |
¥119,723 |
¥14,366,733 |
¥1,666,733 |
| 10 |
2.60% |
¥120,301 |
¥14,436,139 |
¥1,736,139 |
| 10 |
2.70% |
¥120,881 |
¥14,505,755 |
¥1,805,755 |
| 10 |
2.80% |
¥121,463 |
¥14,575,580 |
¥1,875,580 |
| 10 |
2.90% |
¥122,047 |
¥14,645,614 |
¥1,945,614 |
| 10 |
3.00% |
¥122,632 |
¥14,715,857 |
¥2,015,857 |