1290万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1290万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1290万円の住宅ローン|期間・年数別
1290万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥25,488 |
¥15,292,643 |
¥2,392,643 |
| 50 |
0.80% |
¥26,093 |
¥15,655,786 |
¥2,755,786 |
| 50 |
0.90% |
¥26,707 |
¥16,024,212 |
¥3,124,212 |
| 50 |
1.00% |
¥27,330 |
¥16,397,901 |
¥3,497,901 |
| 50 |
1.10% |
¥27,961 |
¥16,776,825 |
¥3,876,825 |
| 50 |
1.20% |
¥28,602 |
¥17,160,957 |
¥4,260,957 |
| 50 |
1.30% |
¥29,250 |
¥17,550,267 |
¥4,650,267 |
| 50 |
1.40% |
¥29,908 |
¥17,944,722 |
¥5,044,722 |
| 50 |
1.50% |
¥30,574 |
¥18,344,287 |
¥5,444,287 |
| 50 |
1.60% |
¥31,248 |
¥18,748,926 |
¥5,848,926 |
| 50 |
1.70% |
¥31,931 |
¥19,158,598 |
¥6,258,598 |
| 50 |
1.80% |
¥32,622 |
¥19,573,263 |
¥6,673,263 |
| 50 |
1.90% |
¥33,321 |
¥19,992,877 |
¥7,092,877 |
| 50 |
2.00% |
¥34,029 |
¥20,417,395 |
¥7,517,395 |
| 50 |
2.10% |
¥34,745 |
¥20,846,769 |
¥7,946,769 |
| 50 |
2.20% |
¥35,468 |
¥21,280,951 |
¥8,380,951 |
| 50 |
2.30% |
¥36,200 |
¥21,719,890 |
¥8,819,890 |
| 50 |
2.40% |
¥36,939 |
¥22,163,532 |
¥9,263,532 |
| 50 |
2.50% |
¥37,686 |
¥22,611,826 |
¥9,711,826 |
| 50 |
2.60% |
¥38,441 |
¥23,064,714 |
¥10,164,714 |
| 50 |
2.70% |
¥39,204 |
¥23,522,140 |
¥10,622,140 |
| 50 |
2.80% |
¥39,973 |
¥23,984,046 |
¥11,084,046 |
| 50 |
2.90% |
¥40,751 |
¥24,450,372 |
¥11,550,372 |
| 50 |
3.00% |
¥41,535 |
¥24,921,058 |
¥12,021,058 |
1290万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥27,856 |
¥15,041,972 |
¥2,141,972 |
| 45 |
0.80% |
¥28,454 |
¥15,365,273 |
¥2,465,273 |
| 45 |
0.90% |
¥29,061 |
¥15,692,868 |
¥2,792,868 |
| 45 |
1.00% |
¥29,675 |
¥16,024,741 |
¥3,124,741 |
| 45 |
1.10% |
¥30,298 |
¥16,360,875 |
¥3,460,875 |
| 45 |
1.20% |
¥30,928 |
¥16,701,252 |
¥3,801,252 |
| 45 |
1.30% |
¥31,566 |
¥17,045,851 |
¥4,145,851 |
| 45 |
1.40% |
¥32,212 |
¥17,394,651 |
¥4,494,651 |
| 45 |
1.50% |
¥32,866 |
¥17,747,629 |
¥4,847,629 |
| 45 |
1.60% |
¥33,527 |
¥18,104,760 |
¥5,204,760 |
| 45 |
1.70% |
¥34,196 |
¥18,466,018 |
¥5,566,018 |
| 45 |
1.80% |
¥34,873 |
¥18,831,375 |
¥5,931,375 |
| 45 |
1.90% |
¥35,557 |
¥19,200,801 |
¥6,300,801 |
| 45 |
2.00% |
¥36,249 |
¥19,574,268 |
¥6,674,268 |
| 45 |
2.10% |
¥36,948 |
¥19,951,742 |
¥7,051,742 |
| 45 |
2.20% |
¥37,654 |
¥20,333,191 |
¥7,433,191 |
| 45 |
2.30% |
¥38,368 |
¥20,718,581 |
¥7,818,581 |
| 45 |
2.40% |
¥39,089 |
¥21,107,876 |
¥8,207,876 |
| 45 |
2.50% |
¥39,817 |
¥21,501,039 |
¥8,601,039 |
| 45 |
2.60% |
¥40,552 |
¥21,898,033 |
¥8,998,033 |
| 45 |
2.70% |
¥41,294 |
¥22,298,819 |
¥9,398,819 |
| 45 |
2.80% |
¥42,043 |
¥22,703,358 |
¥9,803,358 |
| 45 |
2.90% |
¥42,799 |
¥23,111,608 |
¥10,211,608 |
| 45 |
3.00% |
¥43,562 |
¥23,523,528 |
¥10,623,528 |
1290万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥30,821 |
¥14,793,908 |
¥1,893,908 |
| 40 |
0.80% |
¥31,413 |
¥15,078,156 |
¥2,178,156 |
| 40 |
0.90% |
¥32,012 |
¥15,365,805 |
¥2,465,805 |
| 40 |
1.00% |
¥32,618 |
¥15,656,846 |
¥2,756,846 |
| 40 |
1.10% |
¥33,232 |
¥15,951,269 |
¥3,051,269 |
| 40 |
1.20% |
¥33,852 |
¥16,249,061 |
¥3,349,061 |
| 40 |
1.30% |
¥34,480 |
¥16,550,209 |
¥3,650,209 |
| 40 |
1.40% |
¥35,114 |
¥16,854,701 |
¥3,954,701 |
| 40 |
1.50% |
¥35,755 |
¥17,162,521 |
¥4,262,521 |
| 40 |
1.60% |
¥36,403 |
¥17,473,654 |
¥4,573,654 |
| 40 |
1.70% |
¥37,059 |
¥17,788,082 |
¥4,888,082 |
| 40 |
1.80% |
¥37,720 |
¥18,105,789 |
¥5,205,789 |
| 40 |
1.90% |
¥38,389 |
¥18,426,756 |
¥5,526,756 |
| 40 |
2.00% |
¥39,065 |
¥18,750,964 |
¥5,850,964 |
| 40 |
2.10% |
¥39,747 |
¥19,078,391 |
¥6,178,391 |
| 40 |
2.20% |
¥40,435 |
¥19,409,018 |
¥6,509,018 |
| 40 |
2.30% |
¥41,131 |
¥19,742,821 |
¥6,842,821 |
| 40 |
2.40% |
¥41,833 |
¥20,079,779 |
¥7,179,779 |
| 40 |
2.50% |
¥42,541 |
¥20,419,868 |
¥7,519,868 |
| 40 |
2.60% |
¥43,256 |
¥20,763,063 |
¥7,863,063 |
| 40 |
2.70% |
¥43,978 |
¥21,109,339 |
¥8,209,339 |
| 40 |
2.80% |
¥44,706 |
¥21,458,671 |
¥8,558,671 |
| 40 |
2.90% |
¥45,440 |
¥21,811,032 |
¥8,911,032 |
| 40 |
3.00% |
¥46,180 |
¥22,166,395 |
¥9,266,395 |
1290万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥34,639 |
¥14,548,456 |
¥1,648,456 |
| 35 |
0.80% |
¥35,225 |
¥14,794,442 |
¥1,894,442 |
| 35 |
0.90% |
¥35,817 |
¥15,043,038 |
¥2,143,038 |
| 35 |
1.00% |
¥36,415 |
¥15,294,239 |
¥2,394,239 |
| 35 |
1.10% |
¥37,019 |
¥15,548,039 |
¥2,648,039 |
| 35 |
1.20% |
¥37,630 |
¥15,804,430 |
¥2,904,430 |
| 35 |
1.30% |
¥38,246 |
¥16,063,405 |
¥3,163,405 |
| 35 |
1.40% |
¥38,869 |
¥16,324,955 |
¥3,424,955 |
| 35 |
1.50% |
¥39,498 |
¥16,589,073 |
¥3,689,073 |
| 35 |
1.60% |
¥40,133 |
¥16,855,748 |
¥3,955,748 |
| 35 |
1.70% |
¥40,774 |
¥17,124,971 |
¥4,224,971 |
| 35 |
1.80% |
¥41,421 |
¥17,396,731 |
¥4,496,731 |
| 35 |
1.90% |
¥42,074 |
¥17,671,017 |
¥4,771,017 |
| 35 |
2.00% |
¥42,733 |
¥17,947,817 |
¥5,047,817 |
| 35 |
2.10% |
¥43,398 |
¥18,227,119 |
¥5,327,119 |
| 35 |
2.20% |
¥44,069 |
¥18,508,912 |
¥5,608,912 |
| 35 |
2.30% |
¥44,746 |
¥18,793,180 |
¥5,893,180 |
| 35 |
2.40% |
¥45,428 |
¥19,079,911 |
¥6,179,911 |
| 35 |
2.50% |
¥46,117 |
¥19,369,091 |
¥6,469,091 |
| 35 |
2.60% |
¥46,811 |
¥19,660,704 |
¥6,760,704 |
| 35 |
2.70% |
¥47,511 |
¥19,954,736 |
¥7,054,736 |
| 35 |
2.80% |
¥48,217 |
¥20,251,170 |
¥7,351,170 |
| 35 |
2.90% |
¥48,929 |
¥20,549,992 |
¥7,649,992 |
| 35 |
3.00% |
¥49,646 |
¥20,851,183 |
¥7,951,183 |
1290万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥39,738 |
¥14,305,621 |
¥1,405,621 |
| 30 |
0.80% |
¥40,317 |
¥14,514,140 |
¥1,614,140 |
| 30 |
0.90% |
¥40,902 |
¥14,724,580 |
¥1,824,580 |
| 30 |
1.00% |
¥41,491 |
¥14,936,939 |
¥2,036,939 |
| 30 |
1.10% |
¥42,087 |
¥15,151,214 |
¥2,251,214 |
| 30 |
1.20% |
¥42,687 |
¥15,367,400 |
¥2,467,400 |
| 30 |
1.30% |
¥43,293 |
¥15,585,493 |
¥2,685,493 |
| 30 |
1.40% |
¥43,904 |
¥15,805,489 |
¥2,905,489 |
| 30 |
1.50% |
¥44,521 |
¥16,027,383 |
¥3,127,383 |
| 30 |
1.60% |
¥45,142 |
¥16,251,169 |
¥3,351,169 |
| 30 |
1.70% |
¥45,769 |
¥16,476,843 |
¥3,576,843 |
| 30 |
1.80% |
¥46,401 |
¥16,704,398 |
¥3,804,398 |
| 30 |
1.90% |
¥47,038 |
¥16,933,829 |
¥4,033,829 |
| 30 |
2.00% |
¥47,681 |
¥17,165,128 |
¥4,265,128 |
| 30 |
2.10% |
¥48,329 |
¥17,398,290 |
¥4,498,290 |
| 30 |
2.20% |
¥48,981 |
¥17,633,307 |
¥4,733,307 |
| 30 |
2.30% |
¥49,639 |
¥17,870,172 |
¥4,970,172 |
| 30 |
2.40% |
¥50,302 |
¥18,108,877 |
¥5,208,877 |
| 30 |
2.50% |
¥50,971 |
¥18,349,415 |
¥5,449,415 |
| 30 |
2.60% |
¥51,644 |
¥18,591,776 |
¥5,691,776 |
| 30 |
2.70% |
¥52,322 |
¥18,835,954 |
¥5,935,954 |
| 30 |
2.80% |
¥53,005 |
¥19,081,938 |
¥6,181,938 |
| 30 |
2.90% |
¥53,694 |
¥19,329,720 |
¥6,429,720 |
| 30 |
3.00% |
¥54,387 |
¥19,579,291 |
¥6,679,291 |
1290万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥46,885 |
¥14,065,408 |
¥1,165,408 |
| 25 |
0.80% |
¥47,458 |
¥14,237,257 |
¥1,337,257 |
| 25 |
0.90% |
¥48,035 |
¥14,410,443 |
¥1,510,443 |
| 25 |
1.00% |
¥48,617 |
¥14,584,964 |
¥1,684,964 |
| 25 |
1.10% |
¥49,203 |
¥14,760,819 |
¥1,860,819 |
| 25 |
1.20% |
¥49,793 |
¥14,938,006 |
¥2,038,006 |
| 25 |
1.30% |
¥50,388 |
¥15,116,523 |
¥2,216,523 |
| 25 |
1.40% |
¥50,988 |
¥15,296,367 |
¥2,396,367 |
| 25 |
1.50% |
¥51,592 |
¥15,477,536 |
¥2,577,536 |
| 25 |
1.60% |
¥52,200 |
¥15,660,028 |
¥2,760,028 |
| 25 |
1.70% |
¥52,813 |
¥15,843,839 |
¥2,943,839 |
| 25 |
1.80% |
¥53,430 |
¥16,028,967 |
¥3,128,967 |
| 25 |
1.90% |
¥54,051 |
¥16,215,410 |
¥3,315,410 |
| 25 |
2.00% |
¥54,677 |
¥16,403,163 |
¥3,503,163 |
| 25 |
2.10% |
¥55,307 |
¥16,592,223 |
¥3,692,223 |
| 25 |
2.20% |
¥55,942 |
¥16,782,588 |
¥3,882,588 |
| 25 |
2.30% |
¥56,581 |
¥16,974,253 |
¥4,074,253 |
| 25 |
2.40% |
¥57,224 |
¥17,167,214 |
¥4,267,214 |
| 25 |
2.50% |
¥57,872 |
¥17,361,468 |
¥4,461,468 |
| 25 |
2.60% |
¥58,523 |
¥17,557,010 |
¥4,657,010 |
| 25 |
2.70% |
¥59,179 |
¥17,753,837 |
¥4,853,837 |
| 25 |
2.80% |
¥59,840 |
¥17,951,943 |
¥5,051,943 |
| 25 |
2.90% |
¥60,504 |
¥18,151,325 |
¥5,251,325 |
| 25 |
3.00% |
¥61,173 |
¥18,351,978 |
¥5,451,978 |
1290万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥57,616 |
¥13,827,819 |
¥927,819 |
| 20 |
0.80% |
¥58,182 |
¥13,963,799 |
¥1,063,799 |
| 20 |
0.90% |
¥58,753 |
¥14,100,635 |
¥1,200,635 |
| 20 |
1.00% |
¥59,326 |
¥14,238,328 |
¥1,338,328 |
| 20 |
1.10% |
¥59,904 |
¥14,376,876 |
¥1,476,876 |
| 20 |
1.20% |
¥60,484 |
¥14,516,279 |
¥1,616,279 |
| 20 |
1.30% |
¥61,069 |
¥14,656,535 |
¥1,756,535 |
| 20 |
1.40% |
¥61,657 |
¥14,797,645 |
¥1,897,645 |
| 20 |
1.50% |
¥62,248 |
¥14,939,606 |
¥2,039,606 |
| 20 |
1.60% |
¥62,843 |
¥15,082,418 |
¥2,182,418 |
| 20 |
1.70% |
¥63,442 |
¥15,226,079 |
¥2,326,079 |
| 20 |
1.80% |
¥64,044 |
¥15,370,589 |
¥2,470,589 |
| 20 |
1.90% |
¥64,650 |
¥15,515,946 |
¥2,615,946 |
| 20 |
2.00% |
¥65,259 |
¥15,662,148 |
¥2,762,148 |
| 20 |
2.10% |
¥65,872 |
¥15,809,195 |
¥2,909,195 |
| 20 |
2.20% |
¥66,488 |
¥15,957,084 |
¥3,057,084 |
| 20 |
2.30% |
¥67,108 |
¥16,105,815 |
¥3,205,815 |
| 20 |
2.40% |
¥67,731 |
¥16,255,385 |
¥3,355,385 |
| 20 |
2.50% |
¥68,357 |
¥16,405,794 |
¥3,505,794 |
| 20 |
2.60% |
¥68,988 |
¥16,557,038 |
¥3,657,038 |
| 20 |
2.70% |
¥69,621 |
¥16,709,117 |
¥3,809,117 |
| 20 |
2.80% |
¥70,258 |
¥16,862,029 |
¥3,962,029 |
| 20 |
2.90% |
¥70,899 |
¥17,015,771 |
¥4,115,771 |
| 20 |
3.00% |
¥71,543 |
¥17,170,342 |
¥4,270,342 |
1290万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥75,516 |
¥13,592,858 |
¥692,858 |
| 15 |
0.80% |
¥76,077 |
¥13,693,771 |
¥793,771 |
| 15 |
0.90% |
¥76,640 |
¥13,795,165 |
¥895,165 |
| 15 |
1.00% |
¥77,206 |
¥13,897,043 |
¥997,043 |
| 15 |
1.10% |
¥77,774 |
¥13,999,402 |
¥1,099,402 |
| 15 |
1.20% |
¥78,346 |
¥14,102,243 |
¥1,202,243 |
| 15 |
1.30% |
¥78,920 |
¥14,205,565 |
¥1,305,565 |
| 15 |
1.40% |
¥79,496 |
¥14,309,369 |
¥1,409,369 |
| 15 |
1.50% |
¥80,076 |
¥14,413,653 |
¥1,513,653 |
| 15 |
1.60% |
¥80,658 |
¥14,518,418 |
¥1,618,418 |
| 15 |
1.70% |
¥81,243 |
¥14,623,662 |
¥1,723,662 |
| 15 |
1.80% |
¥81,830 |
¥14,729,387 |
¥1,829,387 |
| 15 |
1.90% |
¥82,420 |
¥14,835,590 |
¥1,935,590 |
| 15 |
2.00% |
¥83,013 |
¥14,942,272 |
¥2,042,272 |
| 15 |
2.10% |
¥83,608 |
¥15,049,432 |
¥2,149,432 |
| 15 |
2.20% |
¥84,206 |
¥15,157,070 |
¥2,257,070 |
| 15 |
2.30% |
¥84,807 |
¥15,265,186 |
¥2,365,186 |
| 15 |
2.40% |
¥85,410 |
¥15,373,777 |
¥2,473,777 |
| 15 |
2.50% |
¥86,016 |
¥15,482,845 |
¥2,582,845 |
| 15 |
2.60% |
¥86,624 |
¥15,592,389 |
¥2,692,389 |
| 15 |
2.70% |
¥87,236 |
¥15,702,407 |
¥2,802,407 |
| 15 |
2.80% |
¥87,849 |
¥15,812,900 |
¥2,912,900 |
| 15 |
2.90% |
¥88,466 |
¥15,923,866 |
¥3,023,866 |
| 15 |
3.00% |
¥89,085 |
¥16,035,306 |
¥3,135,306 |
1290万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥111,338 |
¥13,360,528 |
¥460,528 |
| 10 |
0.80% |
¥111,893 |
¥13,427,176 |
¥527,176 |
| 10 |
0.90% |
¥112,450 |
¥13,494,040 |
¥594,040 |
| 10 |
1.00% |
¥113,009 |
¥13,561,118 |
¥661,118 |
| 10 |
1.10% |
¥113,570 |
¥13,628,411 |
¥728,411 |
| 10 |
1.20% |
¥114,133 |
¥13,695,917 |
¥795,917 |
| 10 |
1.30% |
¥114,697 |
¥13,763,639 |
¥863,639 |
| 10 |
1.40% |
¥115,263 |
¥13,831,574 |
¥931,574 |
| 10 |
1.50% |
¥115,831 |
¥13,899,724 |
¥999,724 |
| 10 |
1.60% |
¥116,401 |
¥13,968,088 |
¥1,068,088 |
| 10 |
1.70% |
¥116,972 |
¥14,036,666 |
¥1,136,666 |
| 10 |
1.80% |
¥117,545 |
¥14,105,458 |
¥1,205,458 |
| 10 |
1.90% |
¥118,121 |
¥14,174,463 |
¥1,274,463 |
| 10 |
2.00% |
¥118,697 |
¥14,243,683 |
¥1,343,683 |
| 10 |
2.10% |
¥119,276 |
¥14,313,116 |
¥1,413,116 |
| 10 |
2.20% |
¥119,856 |
¥14,382,762 |
¥1,482,762 |
| 10 |
2.30% |
¥120,439 |
¥14,452,622 |
¥1,552,622 |
| 10 |
2.40% |
¥121,022 |
¥14,522,695 |
¥1,622,695 |
| 10 |
2.50% |
¥121,608 |
¥14,592,981 |
¥1,692,981 |
| 10 |
2.60% |
¥122,196 |
¥14,663,480 |
¥1,763,480 |
| 10 |
2.70% |
¥122,785 |
¥14,734,192 |
¥1,834,192 |
| 10 |
2.80% |
¥123,376 |
¥14,805,116 |
¥1,905,116 |
| 10 |
2.90% |
¥123,969 |
¥14,876,254 |
¥1,976,254 |
| 10 |
3.00% |
¥124,563 |
¥14,947,603 |
¥2,047,603 |