7960万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。7960万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
7960万円の住宅ローン|期間・年数別
7960万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥157,273 |
¥94,363,908 |
¥14,763,908 |
| 50 |
0.80% |
¥161,008 |
¥96,604,693 |
¥17,004,693 |
| 50 |
0.90% |
¥164,797 |
¥98,878,086 |
¥19,278,086 |
| 50 |
1.00% |
¥168,640 |
¥101,183,945 |
¥21,583,945 |
| 50 |
1.10% |
¥172,537 |
¥103,522,111 |
¥23,922,111 |
| 50 |
1.20% |
¥176,487 |
¥105,892,415 |
¥26,292,415 |
| 50 |
1.30% |
¥180,491 |
¥108,294,668 |
¥28,694,668 |
| 50 |
1.40% |
¥184,548 |
¥110,728,670 |
¥31,128,670 |
| 50 |
1.50% |
¥188,657 |
¥113,194,205 |
¥33,594,205 |
| 50 |
1.60% |
¥192,818 |
¥115,691,044 |
¥36,091,044 |
| 50 |
1.70% |
¥197,032 |
¥118,218,945 |
¥38,618,945 |
| 50 |
1.80% |
¥201,296 |
¥120,777,653 |
¥41,177,653 |
| 50 |
1.90% |
¥205,611 |
¥123,366,899 |
¥43,766,899 |
| 50 |
2.00% |
¥209,977 |
¥125,986,404 |
¥46,386,404 |
| 50 |
2.10% |
¥214,393 |
¥128,635,877 |
¥49,035,877 |
| 50 |
2.20% |
¥218,858 |
¥131,315,015 |
¥51,715,015 |
| 50 |
2.30% |
¥223,373 |
¥134,023,504 |
¥54,423,504 |
| 50 |
2.40% |
¥227,935 |
¥136,761,022 |
¥57,161,022 |
| 50 |
2.50% |
¥232,545 |
¥139,527,235 |
¥59,927,235 |
| 50 |
2.60% |
¥237,203 |
¥142,321,800 |
¥62,721,800 |
| 50 |
2.70% |
¥241,907 |
¥145,144,368 |
¥65,544,368 |
| 50 |
2.80% |
¥246,658 |
¥147,994,578 |
¥68,394,578 |
| 50 |
2.90% |
¥251,453 |
¥150,872,065 |
¥71,272,065 |
| 50 |
3.00% |
¥256,294 |
¥153,776,453 |
¥74,176,453 |
7960万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥171,884 |
¥92,817,130 |
¥13,217,130 |
| 45 |
0.80% |
¥175,578 |
¥94,812,075 |
¥15,212,075 |
| 45 |
0.90% |
¥179,321 |
¥96,833,511 |
¥17,233,511 |
| 45 |
1.00% |
¥183,114 |
¥98,881,347 |
¥19,281,347 |
| 45 |
1.10% |
¥186,955 |
¥100,955,476 |
¥21,355,476 |
| 45 |
1.20% |
¥190,844 |
¥103,055,785 |
¥23,455,785 |
| 45 |
1.30% |
¥194,782 |
¥105,182,150 |
¥25,582,150 |
| 45 |
1.40% |
¥198,767 |
¥107,334,437 |
¥27,734,437 |
| 45 |
1.50% |
¥202,801 |
¥109,512,502 |
¥29,912,502 |
| 45 |
1.60% |
¥206,882 |
¥111,716,194 |
¥32,116,194 |
| 45 |
1.70% |
¥211,010 |
¥113,945,350 |
¥34,345,350 |
| 45 |
1.80% |
¥215,185 |
¥116,199,799 |
¥36,599,799 |
| 45 |
1.90% |
¥219,406 |
¥118,479,363 |
¥38,879,363 |
| 45 |
2.00% |
¥223,674 |
¥120,783,853 |
¥41,183,853 |
| 45 |
2.10% |
¥227,987 |
¥123,113,074 |
¥43,513,074 |
| 45 |
2.20% |
¥232,346 |
¥125,466,822 |
¥45,866,822 |
| 45 |
2.30% |
¥236,750 |
¥127,844,886 |
¥48,244,886 |
| 45 |
2.40% |
¥241,198 |
¥130,247,046 |
¥50,647,046 |
| 45 |
2.50% |
¥245,691 |
¥132,673,077 |
¥53,073,077 |
| 45 |
2.60% |
¥250,227 |
¥135,122,746 |
¥55,522,746 |
| 45 |
2.70% |
¥254,807 |
¥137,595,815 |
¥57,995,815 |
| 45 |
2.80% |
¥259,430 |
¥140,092,037 |
¥60,492,037 |
| 45 |
2.90% |
¥264,095 |
¥142,611,161 |
¥63,011,161 |
| 45 |
3.00% |
¥268,802 |
¥145,152,931 |
¥65,552,931 |
7960万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥190,180 |
¥91,286,438 |
¥11,686,438 |
| 40 |
0.80% |
¥193,834 |
¥93,040,402 |
¥13,440,402 |
| 40 |
0.90% |
¥197,532 |
¥94,815,355 |
¥15,215,355 |
| 40 |
1.00% |
¥201,273 |
¥96,611,237 |
¥17,011,237 |
| 40 |
1.10% |
¥205,058 |
¥98,427,984 |
¥18,827,984 |
| 40 |
1.20% |
¥208,887 |
¥100,265,522 |
¥20,665,522 |
| 40 |
1.30% |
¥212,758 |
¥102,123,773 |
¥22,523,773 |
| 40 |
1.40% |
¥216,672 |
¥104,002,652 |
¥24,402,652 |
| 40 |
1.50% |
¥220,629 |
¥105,902,069 |
¥26,302,069 |
| 40 |
1.60% |
¥224,629 |
¥107,821,926 |
¥28,221,926 |
| 40 |
1.70% |
¥228,671 |
¥109,762,121 |
¥30,162,121 |
| 40 |
1.80% |
¥232,755 |
¥111,722,545 |
¥32,122,545 |
| 40 |
1.90% |
¥236,881 |
¥113,703,085 |
¥34,103,085 |
| 40 |
2.00% |
¥241,049 |
¥115,703,620 |
¥36,103,620 |
| 40 |
2.10% |
¥245,258 |
¥117,724,026 |
¥38,124,026 |
| 40 |
2.20% |
¥249,509 |
¥119,764,171 |
¥40,164,171 |
| 40 |
2.30% |
¥253,800 |
¥121,823,920 |
¥42,223,920 |
| 40 |
2.40% |
¥258,132 |
¥123,903,134 |
¥44,303,134 |
| 40 |
2.50% |
¥262,503 |
¥126,001,665 |
¥46,401,665 |
| 40 |
2.60% |
¥266,915 |
¥128,119,365 |
¥48,519,365 |
| 40 |
2.70% |
¥271,367 |
¥130,256,078 |
¥50,656,078 |
| 40 |
2.80% |
¥275,858 |
¥132,411,646 |
¥52,811,646 |
| 40 |
2.90% |
¥280,387 |
¥134,585,905 |
¥54,985,905 |
| 40 |
3.00% |
¥284,956 |
¥136,778,688 |
¥57,178,688 |
7960万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥213,743 |
¥89,771,867 |
¥10,171,867 |
| 35 |
0.80% |
¥217,357 |
¥91,289,733 |
¥11,689,733 |
| 35 |
0.90% |
¥221,009 |
¥92,823,707 |
¥13,223,707 |
| 35 |
1.00% |
¥224,699 |
¥94,373,755 |
¥14,773,755 |
| 35 |
1.10% |
¥228,428 |
¥95,939,836 |
¥16,339,836 |
| 35 |
1.20% |
¥232,195 |
¥97,521,908 |
¥17,921,908 |
| 35 |
1.30% |
¥236,000 |
¥99,119,924 |
¥19,519,924 |
| 35 |
1.40% |
¥239,842 |
¥100,733,833 |
¥21,133,833 |
| 35 |
1.50% |
¥243,723 |
¥102,363,582 |
¥22,763,582 |
| 35 |
1.60% |
¥247,641 |
¥104,009,112 |
¥24,409,112 |
| 35 |
1.70% |
¥251,596 |
¥105,670,362 |
¥26,070,362 |
| 35 |
1.80% |
¥255,589 |
¥107,347,268 |
¥27,747,268 |
| 35 |
1.90% |
¥259,618 |
¥109,039,761 |
¥29,439,761 |
| 35 |
2.00% |
¥263,685 |
¥110,747,769 |
¥31,147,769 |
| 35 |
2.10% |
¥267,789 |
¥112,471,218 |
¥32,871,218 |
| 35 |
2.20% |
¥271,929 |
¥114,210,028 |
¥34,610,028 |
| 35 |
2.30% |
¥276,105 |
¥115,964,119 |
¥36,364,119 |
| 35 |
2.40% |
¥280,318 |
¥117,733,406 |
¥38,133,406 |
| 35 |
2.50% |
¥284,566 |
¥119,517,800 |
¥39,917,800 |
| 35 |
2.60% |
¥288,851 |
¥121,317,212 |
¥41,717,212 |
| 35 |
2.70% |
¥293,170 |
¥123,131,548 |
¥43,531,548 |
| 35 |
2.80% |
¥297,526 |
¥124,960,710 |
¥45,360,710 |
| 35 |
2.90% |
¥301,916 |
¥126,804,600 |
¥47,204,600 |
| 35 |
3.00% |
¥306,341 |
¥128,663,116 |
¥49,063,116 |
7960万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥245,204 |
¥88,273,445 |
¥8,673,445 |
| 30 |
0.80% |
¥248,778 |
¥89,560,117 |
¥9,960,117 |
| 30 |
0.90% |
¥252,385 |
¥90,858,649 |
¥11,258,649 |
| 30 |
1.00% |
¥256,025 |
¥92,169,021 |
¥12,569,021 |
| 30 |
1.10% |
¥259,698 |
¥93,491,211 |
¥13,891,211 |
| 30 |
1.20% |
¥263,403 |
¥94,825,195 |
¥15,225,195 |
| 30 |
1.30% |
¥267,142 |
¥96,170,948 |
¥16,570,948 |
| 30 |
1.40% |
¥270,912 |
¥97,528,442 |
¥17,928,442 |
| 30 |
1.50% |
¥274,716 |
¥98,897,648 |
¥19,297,648 |
| 30 |
1.60% |
¥278,551 |
¥100,278,532 |
¥20,678,532 |
| 30 |
1.70% |
¥282,420 |
¥101,671,061 |
¥22,071,061 |
| 30 |
1.80% |
¥286,320 |
¥103,075,201 |
¥23,475,201 |
| 30 |
1.90% |
¥290,253 |
¥104,490,912 |
¥24,890,912 |
| 30 |
2.00% |
¥294,217 |
¥105,918,156 |
¥26,318,156 |
| 30 |
2.10% |
¥298,214 |
¥107,356,891 |
¥27,756,891 |
| 30 |
2.20% |
¥302,242 |
¥108,807,073 |
¥29,207,073 |
| 30 |
2.30% |
¥306,302 |
¥110,268,658 |
¥30,668,658 |
| 30 |
2.40% |
¥310,393 |
¥111,741,598 |
¥32,141,598 |
| 30 |
2.50% |
¥314,516 |
¥113,225,845 |
¥33,625,845 |
| 30 |
2.60% |
¥318,670 |
¥114,721,348 |
¥35,121,348 |
| 30 |
2.70% |
¥322,856 |
¥116,228,055 |
¥36,628,055 |
| 30 |
2.80% |
¥327,072 |
¥117,745,912 |
¥38,145,912 |
| 30 |
2.90% |
¥331,319 |
¥119,274,863 |
¥39,674,863 |
| 30 |
3.00% |
¥335,597 |
¥120,814,852 |
¥41,214,852 |
7960万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥289,304 |
¥86,791,197 |
¥7,191,197 |
| 25 |
0.80% |
¥292,839 |
¥87,851,599 |
¥8,251,599 |
| 25 |
0.90% |
¥296,401 |
¥88,920,250 |
¥9,320,250 |
| 25 |
1.00% |
¥299,990 |
¥89,997,142 |
¥10,397,142 |
| 25 |
1.10% |
¥303,608 |
¥91,082,264 |
¥11,482,264 |
| 25 |
1.20% |
¥307,252 |
¥92,175,603 |
¥12,575,603 |
| 25 |
1.30% |
¥310,924 |
¥93,277,147 |
¥13,677,147 |
| 25 |
1.40% |
¥314,623 |
¥94,386,883 |
¥14,786,883 |
| 25 |
1.50% |
¥318,349 |
¥95,504,795 |
¥15,904,795 |
| 25 |
1.60% |
¥322,103 |
¥96,630,867 |
¥17,030,867 |
| 25 |
1.70% |
¥325,884 |
¥97,765,084 |
¥18,165,084 |
| 25 |
1.80% |
¥329,691 |
¥98,907,427 |
¥19,307,427 |
| 25 |
1.90% |
¥333,526 |
¥100,057,878 |
¥20,457,878 |
| 25 |
2.00% |
¥337,388 |
¥101,216,416 |
¥21,616,416 |
| 25 |
2.10% |
¥341,277 |
¥102,383,022 |
¥22,783,022 |
| 25 |
2.20% |
¥345,192 |
¥103,557,674 |
¥23,957,674 |
| 25 |
2.30% |
¥349,134 |
¥104,740,349 |
¥25,140,349 |
| 25 |
2.40% |
¥353,103 |
¥105,931,025 |
¥26,331,025 |
| 25 |
2.50% |
¥357,099 |
¥107,129,676 |
¥27,529,676 |
| 25 |
2.60% |
¥361,121 |
¥108,336,278 |
¥28,736,278 |
| 25 |
2.70% |
¥365,169 |
¥109,550,805 |
¥29,950,805 |
| 25 |
2.80% |
¥369,244 |
¥110,773,230 |
¥31,173,230 |
| 25 |
2.90% |
¥373,345 |
¥112,003,525 |
¥32,403,525 |
| 25 |
3.00% |
¥377,472 |
¥113,241,662 |
¥33,641,662 |
7960万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥355,521 |
¥85,325,147 |
¥5,725,147 |
| 20 |
0.80% |
¥359,018 |
¥86,164,215 |
¥6,564,215 |
| 20 |
0.90% |
¥362,536 |
¥87,008,570 |
¥7,408,570 |
| 20 |
1.00% |
¥366,076 |
¥87,858,208 |
¥8,258,208 |
| 20 |
1.10% |
¥369,638 |
¥88,713,126 |
¥9,113,126 |
| 20 |
1.20% |
¥373,222 |
¥89,573,317 |
¥9,973,317 |
| 20 |
1.30% |
¥376,828 |
¥90,438,776 |
¥10,838,776 |
| 20 |
1.40% |
¥380,456 |
¥91,309,497 |
¥11,709,497 |
| 20 |
1.50% |
¥384,106 |
¥92,185,475 |
¥12,585,475 |
| 20 |
1.60% |
¥387,778 |
¥93,066,702 |
¥13,466,702 |
| 20 |
1.70% |
¥391,472 |
¥93,953,170 |
¥14,353,170 |
| 20 |
1.80% |
¥395,187 |
¥94,844,874 |
¥15,244,874 |
| 20 |
1.90% |
¥398,924 |
¥95,741,804 |
¥16,141,804 |
| 20 |
2.00% |
¥402,683 |
¥96,643,952 |
¥17,043,952 |
| 20 |
2.10% |
¥406,464 |
¥97,551,310 |
¥17,951,310 |
| 20 |
2.20% |
¥410,266 |
¥98,463,869 |
¥18,863,869 |
| 20 |
2.30% |
¥414,090 |
¥99,381,618 |
¥19,781,618 |
| 20 |
2.40% |
¥417,936 |
¥100,304,548 |
¥20,704,548 |
| 20 |
2.50% |
¥421,803 |
¥101,232,649 |
¥21,632,649 |
| 20 |
2.60% |
¥425,691 |
¥102,165,909 |
¥22,565,909 |
| 20 |
2.70% |
¥429,601 |
¥103,104,319 |
¥23,504,319 |
| 20 |
2.80% |
¥433,533 |
¥104,047,866 |
¥24,447,866 |
| 20 |
2.90% |
¥437,486 |
¥104,996,539 |
¥25,396,539 |
| 20 |
3.00% |
¥441,460 |
¥105,950,325 |
¥26,350,325 |
7960万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥465,974 |
¥83,875,312 |
¥4,275,312 |
| 15 |
0.80% |
¥469,433 |
¥84,497,996 |
¥4,897,996 |
| 15 |
0.90% |
¥472,909 |
¥85,123,657 |
¥5,523,657 |
| 15 |
1.00% |
¥476,402 |
¥85,752,294 |
¥6,152,294 |
| 15 |
1.10% |
¥479,911 |
¥86,383,906 |
¥6,783,906 |
| 15 |
1.20% |
¥483,436 |
¥87,018,490 |
¥7,418,490 |
| 15 |
1.30% |
¥486,978 |
¥87,656,045 |
¥8,056,045 |
| 15 |
1.40% |
¥490,536 |
¥88,296,569 |
¥8,696,569 |
| 15 |
1.50% |
¥494,111 |
¥88,940,060 |
¥9,340,060 |
| 15 |
1.60% |
¥497,703 |
¥89,586,515 |
¥9,986,515 |
| 15 |
1.70% |
¥501,311 |
¥90,235,932 |
¥10,635,932 |
| 15 |
1.80% |
¥504,935 |
¥90,888,308 |
¥11,288,308 |
| 15 |
1.90% |
¥508,576 |
¥91,543,640 |
¥11,943,640 |
| 15 |
2.00% |
¥512,233 |
¥92,201,927 |
¥12,601,927 |
| 15 |
2.10% |
¥515,906 |
¥92,863,164 |
¥13,263,164 |
| 15 |
2.20% |
¥519,596 |
¥93,527,349 |
¥13,927,349 |
| 15 |
2.30% |
¥523,303 |
¥94,194,478 |
¥14,594,478 |
| 15 |
2.40% |
¥527,025 |
¥94,864,549 |
¥15,264,549 |
| 15 |
2.50% |
¥530,764 |
¥95,537,558 |
¥15,937,558 |
| 15 |
2.60% |
¥534,519 |
¥96,213,501 |
¥16,613,501 |
| 15 |
2.70% |
¥538,291 |
¥96,892,374 |
¥17,292,374 |
| 15 |
2.80% |
¥542,079 |
¥97,574,174 |
¥17,974,174 |
| 15 |
2.90% |
¥545,883 |
¥98,258,896 |
¥18,658,896 |
| 15 |
3.00% |
¥549,703 |
¥98,946,537 |
¥19,346,537 |
7960万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥687,014 |
¥82,441,706 |
¥2,841,706 |
| 10 |
0.80% |
¥690,441 |
¥82,852,965 |
¥3,252,965 |
| 10 |
0.90% |
¥693,880 |
¥83,265,549 |
¥3,665,549 |
| 10 |
1.00% |
¥697,329 |
¥83,679,457 |
¥4,079,457 |
| 10 |
1.10% |
¥700,789 |
¥84,094,688 |
¥4,494,688 |
| 10 |
1.20% |
¥704,260 |
¥84,511,243 |
¥4,911,243 |
| 10 |
1.30% |
¥707,743 |
¥84,929,120 |
¥5,329,120 |
| 10 |
1.40% |
¥711,236 |
¥85,348,319 |
¥5,748,319 |
| 10 |
1.50% |
¥714,740 |
¥85,768,841 |
¥6,168,841 |
| 10 |
1.60% |
¥718,256 |
¥86,190,683 |
¥6,590,683 |
| 10 |
1.70% |
¥721,782 |
¥86,613,846 |
¥7,013,846 |
| 10 |
1.80% |
¥725,319 |
¥87,038,328 |
¥7,438,328 |
| 10 |
1.90% |
¥728,868 |
¥87,464,130 |
¥7,864,130 |
| 10 |
2.00% |
¥732,427 |
¥87,891,251 |
¥8,291,251 |
| 10 |
2.10% |
¥735,997 |
¥88,319,690 |
¥8,719,690 |
| 10 |
2.20% |
¥739,579 |
¥88,749,446 |
¥9,149,446 |
| 10 |
2.30% |
¥743,171 |
¥89,180,518 |
¥9,580,518 |
| 10 |
2.40% |
¥746,774 |
¥89,612,907 |
¥10,012,907 |
| 10 |
2.50% |
¥750,388 |
¥90,046,610 |
¥10,446,610 |
| 10 |
2.60% |
¥754,014 |
¥90,481,628 |
¥10,881,628 |
| 10 |
2.70% |
¥757,650 |
¥90,917,959 |
¥11,317,959 |
| 10 |
2.80% |
¥761,297 |
¥91,355,602 |
¥11,755,602 |
| 10 |
2.90% |
¥764,955 |
¥91,794,557 |
¥12,194,557 |
| 10 |
3.00% |
¥768,624 |
¥92,234,823 |
¥12,634,823 |