7960万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。7960万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
7960万円の住宅ローン｜期間・年数別
7960万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥157,273 | ¥94,363,908 | ¥14,763,908 |
| 50 | 0.80% | ¥161,008 | ¥96,604,693 | ¥17,004,693 |
| 50 | 0.90% | ¥164,797 | ¥98,878,086 | ¥19,278,086 |
| 50 | 1.00% | ¥168,640 | ¥101,183,945 | ¥21,583,945 |
| 50 | 1.10% | ¥172,537 | ¥103,522,111 | ¥23,922,111 |
| 50 | 1.20% | ¥176,487 | ¥105,892,415 | ¥26,292,415 |
| 50 | 1.30% | ¥180,491 | ¥108,294,668 | ¥28,694,668 |
| 50 | 1.40% | ¥184,548 | ¥110,728,670 | ¥31,128,670 |
| 50 | 1.50% | ¥188,657 | ¥113,194,205 | ¥33,594,205 |
| 50 | 1.60% | ¥192,818 | ¥115,691,044 | ¥36,091,044 |
| 50 | 1.70% | ¥197,032 | ¥118,218,945 | ¥38,618,945 |
| 50 | 1.80% | ¥201,296 | ¥120,777,653 | ¥41,177,653 |
| 50 | 1.90% | ¥205,611 | ¥123,366,899 | ¥43,766,899 |
| 50 | 2.00% | ¥209,977 | ¥125,986,404 | ¥46,386,404 |
| 50 | 2.10% | ¥214,393 | ¥128,635,877 | ¥49,035,877 |
| 50 | 2.20% | ¥218,858 | ¥131,315,015 | ¥51,715,015 |
| 50 | 2.30% | ¥223,373 | ¥134,023,504 | ¥54,423,504 |
| 50 | 2.40% | ¥227,935 | ¥136,761,022 | ¥57,161,022 |
| 50 | 2.50% | ¥232,545 | ¥139,527,235 | ¥59,927,235 |
| 50 | 2.60% | ¥237,203 | ¥142,321,800 | ¥62,721,800 |
| 50 | 2.70% | ¥241,907 | ¥145,144,368 | ¥65,544,368 |
| 50 | 2.80% | ¥246,658 | ¥147,994,578 | ¥68,394,578 |
| 50 | 2.90% | ¥251,453 | ¥150,872,065 | ¥71,272,065 |
| 50 | 3.00% | ¥256,294 | ¥153,776,453 | ¥74,176,453 |
7960万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥171,884 | ¥92,817,130 | ¥13,217,130 |
| 45 | 0.80% | ¥175,578 | ¥94,812,075 | ¥15,212,075 |
| 45 | 0.90% | ¥179,321 | ¥96,833,511 | ¥17,233,511 |
| 45 | 1.00% | ¥183,114 | ¥98,881,347 | ¥19,281,347 |
| 45 | 1.10% | ¥186,955 | ¥100,955,476 | ¥21,355,476 |
| 45 | 1.20% | ¥190,844 | ¥103,055,785 | ¥23,455,785 |
| 45 | 1.30% | ¥194,782 | ¥105,182,150 | ¥25,582,150 |
| 45 | 1.40% | ¥198,767 | ¥107,334,437 | ¥27,734,437 |
| 45 | 1.50% | ¥202,801 | ¥109,512,502 | ¥29,912,502 |
| 45 | 1.60% | ¥206,882 | ¥111,716,194 | ¥32,116,194 |
| 45 | 1.70% | ¥211,010 | ¥113,945,350 | ¥34,345,350 |
| 45 | 1.80% | ¥215,185 | ¥116,199,799 | ¥36,599,799 |
| 45 | 1.90% | ¥219,406 | ¥118,479,363 | ¥38,879,363 |
| 45 | 2.00% | ¥223,674 | ¥120,783,853 | ¥41,183,853 |
| 45 | 2.10% | ¥227,987 | ¥123,113,074 | ¥43,513,074 |
| 45 | 2.20% | ¥232,346 | ¥125,466,822 | ¥45,866,822 |
| 45 | 2.30% | ¥236,750 | ¥127,844,886 | ¥48,244,886 |
| 45 | 2.40% | ¥241,198 | ¥130,247,046 | ¥50,647,046 |
| 45 | 2.50% | ¥245,691 | ¥132,673,077 | ¥53,073,077 |
| 45 | 2.60% | ¥250,227 | ¥135,122,746 | ¥55,522,746 |
| 45 | 2.70% | ¥254,807 | ¥137,595,815 | ¥57,995,815 |
| 45 | 2.80% | ¥259,430 | ¥140,092,037 | ¥60,492,037 |
| 45 | 2.90% | ¥264,095 | ¥142,611,161 | ¥63,011,161 |
| 45 | 3.00% | ¥268,802 | ¥145,152,931 | ¥65,552,931 |
7960万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥190,180 | ¥91,286,438 | ¥11,686,438 |
| 40 | 0.80% | ¥193,834 | ¥93,040,402 | ¥13,440,402 |
| 40 | 0.90% | ¥197,532 | ¥94,815,355 | ¥15,215,355 |
| 40 | 1.00% | ¥201,273 | ¥96,611,237 | ¥17,011,237 |
| 40 | 1.10% | ¥205,058 | ¥98,427,984 | ¥18,827,984 |
| 40 | 1.20% | ¥208,887 | ¥100,265,522 | ¥20,665,522 |
| 40 | 1.30% | ¥212,758 | ¥102,123,773 | ¥22,523,773 |
| 40 | 1.40% | ¥216,672 | ¥104,002,652 | ¥24,402,652 |
| 40 | 1.50% | ¥220,629 | ¥105,902,069 | ¥26,302,069 |
| 40 | 1.60% | ¥224,629 | ¥107,821,926 | ¥28,221,926 |
| 40 | 1.70% | ¥228,671 | ¥109,762,121 | ¥30,162,121 |
| 40 | 1.80% | ¥232,755 | ¥111,722,545 | ¥32,122,545 |
| 40 | 1.90% | ¥236,881 | ¥113,703,085 | ¥34,103,085 |
| 40 | 2.00% | ¥241,049 | ¥115,703,620 | ¥36,103,620 |
| 40 | 2.10% | ¥245,258 | ¥117,724,026 | ¥38,124,026 |
| 40 | 2.20% | ¥249,509 | ¥119,764,171 | ¥40,164,171 |
| 40 | 2.30% | ¥253,800 | ¥121,823,920 | ¥42,223,920 |
| 40 | 2.40% | ¥258,132 | ¥123,903,134 | ¥44,303,134 |
| 40 | 2.50% | ¥262,503 | ¥126,001,665 | ¥46,401,665 |
| 40 | 2.60% | ¥266,915 | ¥128,119,365 | ¥48,519,365 |
| 40 | 2.70% | ¥271,367 | ¥130,256,078 | ¥50,656,078 |
| 40 | 2.80% | ¥275,858 | ¥132,411,646 | ¥52,811,646 |
| 40 | 2.90% | ¥280,387 | ¥134,585,905 | ¥54,985,905 |
| 40 | 3.00% | ¥284,956 | ¥136,778,688 | ¥57,178,688 |
7960万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥213,743 | ¥89,771,867 | ¥10,171,867 |
| 35 | 0.80% | ¥217,357 | ¥91,289,733 | ¥11,689,733 |
| 35 | 0.90% | ¥221,009 | ¥92,823,707 | ¥13,223,707 |
| 35 | 1.00% | ¥224,699 | ¥94,373,755 | ¥14,773,755 |
| 35 | 1.10% | ¥228,428 | ¥95,939,836 | ¥16,339,836 |
| 35 | 1.20% | ¥232,195 | ¥97,521,908 | ¥17,921,908 |
| 35 | 1.30% | ¥236,000 | ¥99,119,924 | ¥19,519,924 |
| 35 | 1.40% | ¥239,842 | ¥100,733,833 | ¥21,133,833 |
| 35 | 1.50% | ¥243,723 | ¥102,363,582 | ¥22,763,582 |
| 35 | 1.60% | ¥247,641 | ¥104,009,112 | ¥24,409,112 |
| 35 | 1.70% | ¥251,596 | ¥105,670,362 | ¥26,070,362 |
| 35 | 1.80% | ¥255,589 | ¥107,347,268 | ¥27,747,268 |
| 35 | 1.90% | ¥259,618 | ¥109,039,761 | ¥29,439,761 |
| 35 | 2.00% | ¥263,685 | ¥110,747,769 | ¥31,147,769 |
| 35 | 2.10% | ¥267,789 | ¥112,471,218 | ¥32,871,218 |
| 35 | 2.20% | ¥271,929 | ¥114,210,028 | ¥34,610,028 |
| 35 | 2.30% | ¥276,105 | ¥115,964,119 | ¥36,364,119 |
| 35 | 2.40% | ¥280,318 | ¥117,733,406 | ¥38,133,406 |
| 35 | 2.50% | ¥284,566 | ¥119,517,800 | ¥39,917,800 |
| 35 | 2.60% | ¥288,851 | ¥121,317,212 | ¥41,717,212 |
| 35 | 2.70% | ¥293,170 | ¥123,131,548 | ¥43,531,548 |
| 35 | 2.80% | ¥297,526 | ¥124,960,710 | ¥45,360,710 |
| 35 | 2.90% | ¥301,916 | ¥126,804,600 | ¥47,204,600 |
| 35 | 3.00% | ¥306,341 | ¥128,663,116 | ¥49,063,116 |
7960万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥245,204 | ¥88,273,445 | ¥8,673,445 |
| 30 | 0.80% | ¥248,778 | ¥89,560,117 | ¥9,960,117 |
| 30 | 0.90% | ¥252,385 | ¥90,858,649 | ¥11,258,649 |
| 30 | 1.00% | ¥256,025 | ¥92,169,021 | ¥12,569,021 |
| 30 | 1.10% | ¥259,698 | ¥93,491,211 | ¥13,891,211 |
| 30 | 1.20% | ¥263,403 | ¥94,825,195 | ¥15,225,195 |
| 30 | 1.30% | ¥267,142 | ¥96,170,948 | ¥16,570,948 |
| 30 | 1.40% | ¥270,912 | ¥97,528,442 | ¥17,928,442 |
| 30 | 1.50% | ¥274,716 | ¥98,897,648 | ¥19,297,648 |
| 30 | 1.60% | ¥278,551 | ¥100,278,532 | ¥20,678,532 |
| 30 | 1.70% | ¥282,420 | ¥101,671,061 | ¥22,071,061 |
| 30 | 1.80% | ¥286,320 | ¥103,075,201 | ¥23,475,201 |
| 30 | 1.90% | ¥290,253 | ¥104,490,912 | ¥24,890,912 |
| 30 | 2.00% | ¥294,217 | ¥105,918,156 | ¥26,318,156 |
| 30 | 2.10% | ¥298,214 | ¥107,356,891 | ¥27,756,891 |
| 30 | 2.20% | ¥302,242 | ¥108,807,073 | ¥29,207,073 |
| 30 | 2.30% | ¥306,302 | ¥110,268,658 | ¥30,668,658 |
| 30 | 2.40% | ¥310,393 | ¥111,741,598 | ¥32,141,598 |
| 30 | 2.50% | ¥314,516 | ¥113,225,845 | ¥33,625,845 |
| 30 | 2.60% | ¥318,670 | ¥114,721,348 | ¥35,121,348 |
| 30 | 2.70% | ¥322,856 | ¥116,228,055 | ¥36,628,055 |
| 30 | 2.80% | ¥327,072 | ¥117,745,912 | ¥38,145,912 |
| 30 | 2.90% | ¥331,319 | ¥119,274,863 | ¥39,674,863 |
| 30 | 3.00% | ¥335,597 | ¥120,814,852 | ¥41,214,852 |
7960万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥289,304 | ¥86,791,197 | ¥7,191,197 |
| 25 | 0.80% | ¥292,839 | ¥87,851,599 | ¥8,251,599 |
| 25 | 0.90% | ¥296,401 | ¥88,920,250 | ¥9,320,250 |
| 25 | 1.00% | ¥299,990 | ¥89,997,142 | ¥10,397,142 |
| 25 | 1.10% | ¥303,608 | ¥91,082,264 | ¥11,482,264 |
| 25 | 1.20% | ¥307,252 | ¥92,175,603 | ¥12,575,603 |
| 25 | 1.30% | ¥310,924 | ¥93,277,147 | ¥13,677,147 |
| 25 | 1.40% | ¥314,623 | ¥94,386,883 | ¥14,786,883 |
| 25 | 1.50% | ¥318,349 | ¥95,504,795 | ¥15,904,795 |
| 25 | 1.60% | ¥322,103 | ¥96,630,867 | ¥17,030,867 |
| 25 | 1.70% | ¥325,884 | ¥97,765,084 | ¥18,165,084 |
| 25 | 1.80% | ¥329,691 | ¥98,907,427 | ¥19,307,427 |
| 25 | 1.90% | ¥333,526 | ¥100,057,878 | ¥20,457,878 |
| 25 | 2.00% | ¥337,388 | ¥101,216,416 | ¥21,616,416 |
| 25 | 2.10% | ¥341,277 | ¥102,383,022 | ¥22,783,022 |
| 25 | 2.20% | ¥345,192 | ¥103,557,674 | ¥23,957,674 |
| 25 | 2.30% | ¥349,134 | ¥104,740,349 | ¥25,140,349 |
| 25 | 2.40% | ¥353,103 | ¥105,931,025 | ¥26,331,025 |
| 25 | 2.50% | ¥357,099 | ¥107,129,676 | ¥27,529,676 |
| 25 | 2.60% | ¥361,121 | ¥108,336,278 | ¥28,736,278 |
| 25 | 2.70% | ¥365,169 | ¥109,550,805 | ¥29,950,805 |
| 25 | 2.80% | ¥369,244 | ¥110,773,230 | ¥31,173,230 |
| 25 | 2.90% | ¥373,345 | ¥112,003,525 | ¥32,403,525 |
| 25 | 3.00% | ¥377,472 | ¥113,241,662 | ¥33,641,662 |
7960万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥355,521 | ¥85,325,147 | ¥5,725,147 |
| 20 | 0.80% | ¥359,018 | ¥86,164,215 | ¥6,564,215 |
| 20 | 0.90% | ¥362,536 | ¥87,008,570 | ¥7,408,570 |
| 20 | 1.00% | ¥366,076 | ¥87,858,208 | ¥8,258,208 |
| 20 | 1.10% | ¥369,638 | ¥88,713,126 | ¥9,113,126 |
| 20 | 1.20% | ¥373,222 | ¥89,573,317 | ¥9,973,317 |
| 20 | 1.30% | ¥376,828 | ¥90,438,776 | ¥10,838,776 |
| 20 | 1.40% | ¥380,456 | ¥91,309,497 | ¥11,709,497 |
| 20 | 1.50% | ¥384,106 | ¥92,185,475 | ¥12,585,475 |
| 20 | 1.60% | ¥387,778 | ¥93,066,702 | ¥13,466,702 |
| 20 | 1.70% | ¥391,472 | ¥93,953,170 | ¥14,353,170 |
| 20 | 1.80% | ¥395,187 | ¥94,844,874 | ¥15,244,874 |
| 20 | 1.90% | ¥398,924 | ¥95,741,804 | ¥16,141,804 |
| 20 | 2.00% | ¥402,683 | ¥96,643,952 | ¥17,043,952 |
| 20 | 2.10% | ¥406,464 | ¥97,551,310 | ¥17,951,310 |
| 20 | 2.20% | ¥410,266 | ¥98,463,869 | ¥18,863,869 |
| 20 | 2.30% | ¥414,090 | ¥99,381,618 | ¥19,781,618 |
| 20 | 2.40% | ¥417,936 | ¥100,304,548 | ¥20,704,548 |
| 20 | 2.50% | ¥421,803 | ¥101,232,649 | ¥21,632,649 |
| 20 | 2.60% | ¥425,691 | ¥102,165,909 | ¥22,565,909 |
| 20 | 2.70% | ¥429,601 | ¥103,104,319 | ¥23,504,319 |
| 20 | 2.80% | ¥433,533 | ¥104,047,866 | ¥24,447,866 |
| 20 | 2.90% | ¥437,486 | ¥104,996,539 | ¥25,396,539 |
| 20 | 3.00% | ¥441,460 | ¥105,950,325 | ¥26,350,325 |
7960万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥465,974 | ¥83,875,312 | ¥4,275,312 |
| 15 | 0.80% | ¥469,433 | ¥84,497,996 | ¥4,897,996 |
| 15 | 0.90% | ¥472,909 | ¥85,123,657 | ¥5,523,657 |
| 15 | 1.00% | ¥476,402 | ¥85,752,294 | ¥6,152,294 |
| 15 | 1.10% | ¥479,911 | ¥86,383,906 | ¥6,783,906 |
| 15 | 1.20% | ¥483,436 | ¥87,018,490 | ¥7,418,490 |
| 15 | 1.30% | ¥486,978 | ¥87,656,045 | ¥8,056,045 |
| 15 | 1.40% | ¥490,536 | ¥88,296,569 | ¥8,696,569 |
| 15 | 1.50% | ¥494,111 | ¥88,940,060 | ¥9,340,060 |
| 15 | 1.60% | ¥497,703 | ¥89,586,515 | ¥9,986,515 |
| 15 | 1.70% | ¥501,311 | ¥90,235,932 | ¥10,635,932 |
| 15 | 1.80% | ¥504,935 | ¥90,888,308 | ¥11,288,308 |
| 15 | 1.90% | ¥508,576 | ¥91,543,640 | ¥11,943,640 |
| 15 | 2.00% | ¥512,233 | ¥92,201,927 | ¥12,601,927 |
| 15 | 2.10% | ¥515,906 | ¥92,863,164 | ¥13,263,164 |
| 15 | 2.20% | ¥519,596 | ¥93,527,349 | ¥13,927,349 |
| 15 | 2.30% | ¥523,303 | ¥94,194,478 | ¥14,594,478 |
| 15 | 2.40% | ¥527,025 | ¥94,864,549 | ¥15,264,549 |
| 15 | 2.50% | ¥530,764 | ¥95,537,558 | ¥15,937,558 |
| 15 | 2.60% | ¥534,519 | ¥96,213,501 | ¥16,613,501 |
| 15 | 2.70% | ¥538,291 | ¥96,892,374 | ¥17,292,374 |
| 15 | 2.80% | ¥542,079 | ¥97,574,174 | ¥17,974,174 |
| 15 | 2.90% | ¥545,883 | ¥98,258,896 | ¥18,658,896 |
| 15 | 3.00% | ¥549,703 | ¥98,946,537 | ¥19,346,537 |
7960万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥687,014 | ¥82,441,706 | ¥2,841,706 |
| 10 | 0.80% | ¥690,441 | ¥82,852,965 | ¥3,252,965 |
| 10 | 0.90% | ¥693,880 | ¥83,265,549 | ¥3,665,549 |
| 10 | 1.00% | ¥697,329 | ¥83,679,457 | ¥4,079,457 |
| 10 | 1.10% | ¥700,789 | ¥84,094,688 | ¥4,494,688 |
| 10 | 1.20% | ¥704,260 | ¥84,511,243 | ¥4,911,243 |
| 10 | 1.30% | ¥707,743 | ¥84,929,120 | ¥5,329,120 |
| 10 | 1.40% | ¥711,236 | ¥85,348,319 | ¥5,748,319 |
| 10 | 1.50% | ¥714,740 | ¥85,768,841 | ¥6,168,841 |
| 10 | 1.60% | ¥718,256 | ¥86,190,683 | ¥6,590,683 |
| 10 | 1.70% | ¥721,782 | ¥86,613,846 | ¥7,013,846 |
| 10 | 1.80% | ¥725,319 | ¥87,038,328 | ¥7,438,328 |
| 10 | 1.90% | ¥728,868 | ¥87,464,130 | ¥7,864,130 |
| 10 | 2.00% | ¥732,427 | ¥87,891,251 | ¥8,291,251 |
| 10 | 2.10% | ¥735,997 | ¥88,319,690 | ¥8,719,690 |
| 10 | 2.20% | ¥739,579 | ¥88,749,446 | ¥9,149,446 |
| 10 | 2.30% | ¥743,171 | ¥89,180,518 | ¥9,580,518 |
| 10 | 2.40% | ¥746,774 | ¥89,612,907 | ¥10,012,907 |
| 10 | 2.50% | ¥750,388 | ¥90,046,610 | ¥10,446,610 |
| 10 | 2.60% | ¥754,014 | ¥90,481,628 | ¥10,881,628 |
| 10 | 2.70% | ¥757,650 | ¥90,917,959 | ¥11,317,959 |
| 10 | 2.80% | ¥761,297 | ¥91,355,602 | ¥11,755,602 |
| 10 | 2.90% | ¥764,955 | ¥91,794,557 | ¥12,194,557 |
| 10 | 3.00% | ¥768,624 | ¥92,234,823 | ¥12,634,823 |
