7970万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。7970万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
7970万円の住宅ローン|期間・年数別
7970万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥157,471 |
¥94,482,456 |
¥14,782,456 |
| 50 |
0.80% |
¥161,210 |
¥96,726,056 |
¥17,026,056 |
| 50 |
0.90% |
¥165,004 |
¥99,002,305 |
¥19,302,305 |
| 50 |
1.00% |
¥168,852 |
¥101,311,060 |
¥21,611,060 |
| 50 |
1.10% |
¥172,754 |
¥103,652,164 |
¥23,952,164 |
| 50 |
1.20% |
¥176,709 |
¥106,025,446 |
¥26,325,446 |
| 50 |
1.30% |
¥180,718 |
¥108,430,717 |
¥28,730,717 |
| 50 |
1.40% |
¥184,780 |
¥110,867,777 |
¥31,167,777 |
| 50 |
1.50% |
¥188,894 |
¥113,336,409 |
¥33,636,409 |
| 50 |
1.60% |
¥193,061 |
¥115,836,385 |
¥36,136,385 |
| 50 |
1.70% |
¥197,279 |
¥118,367,462 |
¥38,667,462 |
| 50 |
1.80% |
¥201,549 |
¥120,929,384 |
¥41,229,384 |
| 50 |
1.90% |
¥205,870 |
¥123,521,883 |
¥43,821,883 |
| 50 |
2.00% |
¥210,241 |
¥126,144,679 |
¥46,444,679 |
| 50 |
2.10% |
¥214,662 |
¥128,797,480 |
¥49,097,480 |
| 50 |
2.20% |
¥219,133 |
¥131,479,984 |
¥51,779,984 |
| 50 |
2.30% |
¥223,653 |
¥134,191,876 |
¥54,491,876 |
| 50 |
2.40% |
¥228,221 |
¥136,932,832 |
¥57,232,832 |
| 50 |
2.50% |
¥232,838 |
¥139,702,520 |
¥60,002,520 |
| 50 |
2.60% |
¥237,501 |
¥142,500,597 |
¥62,800,597 |
| 50 |
2.70% |
¥242,211 |
¥145,326,710 |
¥65,626,710 |
| 50 |
2.80% |
¥246,968 |
¥148,180,501 |
¥68,480,501 |
| 50 |
2.90% |
¥251,769 |
¥151,061,602 |
¥71,361,602 |
| 50 |
3.00% |
¥256,616 |
¥153,969,640 |
¥74,269,640 |
7970万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥172,100 |
¥92,933,734 |
¥13,233,734 |
| 45 |
0.80% |
¥175,798 |
¥94,931,185 |
¥15,231,185 |
| 45 |
0.90% |
¥179,547 |
¥96,955,162 |
¥17,255,162 |
| 45 |
1.00% |
¥183,344 |
¥99,005,569 |
¥19,305,569 |
| 45 |
1.10% |
¥187,189 |
¥101,082,304 |
¥21,382,304 |
| 45 |
1.20% |
¥191,084 |
¥103,185,252 |
¥23,485,252 |
| 45 |
1.30% |
¥195,026 |
¥105,314,288 |
¥25,614,288 |
| 45 |
1.40% |
¥199,017 |
¥107,469,279 |
¥27,769,279 |
| 45 |
1.50% |
¥203,056 |
¥109,650,081 |
¥29,950,081 |
| 45 |
1.60% |
¥207,142 |
¥111,856,541 |
¥32,156,541 |
| 45 |
1.70% |
¥211,275 |
¥114,088,497 |
¥34,388,497 |
| 45 |
1.80% |
¥215,455 |
¥116,345,779 |
¥36,645,779 |
| 45 |
1.90% |
¥219,682 |
¥118,628,206 |
¥38,928,206 |
| 45 |
2.00% |
¥223,955 |
¥120,935,592 |
¥41,235,592 |
| 45 |
2.10% |
¥228,274 |
¥123,267,739 |
¥43,567,739 |
| 45 |
2.20% |
¥232,638 |
¥125,624,444 |
¥45,924,444 |
| 45 |
2.30% |
¥237,047 |
¥128,005,495 |
¥48,305,495 |
| 45 |
2.40% |
¥241,501 |
¥130,410,673 |
¥50,710,673 |
| 45 |
2.50% |
¥246,000 |
¥132,839,752 |
¥53,139,752 |
| 45 |
2.60% |
¥250,542 |
¥135,292,499 |
¥55,592,499 |
| 45 |
2.70% |
¥255,127 |
¥137,768,674 |
¥58,068,674 |
| 45 |
2.80% |
¥259,756 |
¥140,268,032 |
¥60,568,032 |
| 45 |
2.90% |
¥264,427 |
¥142,790,321 |
¥63,090,321 |
| 45 |
3.00% |
¥269,139 |
¥145,335,284 |
¥65,635,284 |
7970万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥190,419 |
¥91,401,120 |
¥11,701,120 |
| 40 |
0.80% |
¥194,078 |
¥93,157,287 |
¥13,457,287 |
| 40 |
0.90% |
¥197,780 |
¥94,934,470 |
¥15,234,470 |
| 40 |
1.00% |
¥201,526 |
¥96,732,608 |
¥17,032,608 |
| 40 |
1.10% |
¥205,316 |
¥98,551,637 |
¥18,851,637 |
| 40 |
1.20% |
¥209,149 |
¥100,391,483 |
¥20,691,483 |
| 40 |
1.30% |
¥213,025 |
¥102,252,069 |
¥22,552,069 |
| 40 |
1.40% |
¥216,944 |
¥104,133,308 |
¥24,433,308 |
| 40 |
1.50% |
¥220,906 |
¥106,035,111 |
¥26,335,111 |
| 40 |
1.60% |
¥224,911 |
¥107,957,381 |
¥28,257,381 |
| 40 |
1.70% |
¥228,958 |
¥109,900,013 |
¥30,200,013 |
| 40 |
1.80% |
¥233,048 |
¥111,862,900 |
¥32,162,900 |
| 40 |
1.90% |
¥237,179 |
¥113,845,928 |
¥34,145,928 |
| 40 |
2.00% |
¥241,352 |
¥115,848,977 |
¥36,148,977 |
| 40 |
2.10% |
¥245,567 |
¥117,871,920 |
¥38,171,920 |
| 40 |
2.20% |
¥249,822 |
¥119,914,628 |
¥40,214,628 |
| 40 |
2.30% |
¥254,119 |
¥121,976,965 |
¥42,276,965 |
| 40 |
2.40% |
¥258,456 |
¥124,058,791 |
¥44,358,791 |
| 40 |
2.50% |
¥262,833 |
¥126,159,959 |
¥46,459,959 |
| 40 |
2.60% |
¥267,251 |
¥128,280,319 |
¥48,580,319 |
| 40 |
2.70% |
¥271,708 |
¥130,419,716 |
¥50,719,716 |
| 40 |
2.80% |
¥276,204 |
¥132,577,992 |
¥52,877,992 |
| 40 |
2.90% |
¥280,740 |
¥134,754,983 |
¥55,054,983 |
| 40 |
3.00% |
¥285,314 |
¥136,950,520 |
¥57,250,520 |
7970万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥214,011 |
¥89,884,645 |
¥10,184,645 |
| 35 |
0.80% |
¥217,630 |
¥91,404,418 |
¥11,704,418 |
| 35 |
0.90% |
¥221,286 |
¥92,940,320 |
¥13,240,320 |
| 35 |
1.00% |
¥224,982 |
¥94,492,315 |
¥14,792,315 |
| 35 |
1.10% |
¥228,715 |
¥96,060,364 |
¥16,360,364 |
| 35 |
1.20% |
¥232,487 |
¥97,644,423 |
¥17,944,423 |
| 35 |
1.30% |
¥236,296 |
¥99,244,446 |
¥19,544,446 |
| 35 |
1.40% |
¥240,144 |
¥100,860,383 |
¥21,160,383 |
| 35 |
1.50% |
¥244,029 |
¥102,492,179 |
¥22,792,179 |
| 35 |
1.60% |
¥247,952 |
¥104,139,777 |
¥24,439,777 |
| 35 |
1.70% |
¥251,912 |
¥105,803,114 |
¥26,103,114 |
| 35 |
1.80% |
¥255,910 |
¥107,482,127 |
¥27,782,127 |
| 35 |
1.90% |
¥259,945 |
¥109,176,746 |
¥29,476,746 |
| 35 |
2.00% |
¥264,016 |
¥110,886,900 |
¥31,186,900 |
| 35 |
2.10% |
¥268,125 |
¥112,612,513 |
¥32,912,513 |
| 35 |
2.20% |
¥272,270 |
¥114,353,508 |
¥34,653,508 |
| 35 |
2.30% |
¥276,452 |
¥116,109,803 |
¥36,409,803 |
| 35 |
2.40% |
¥280,670 |
¥117,881,312 |
¥38,181,312 |
| 35 |
2.50% |
¥284,924 |
¥119,667,948 |
¥39,967,948 |
| 35 |
2.60% |
¥289,213 |
¥121,469,621 |
¥41,769,621 |
| 35 |
2.70% |
¥293,539 |
¥123,286,236 |
¥43,586,236 |
| 35 |
2.80% |
¥297,899 |
¥125,117,696 |
¥45,417,696 |
| 35 |
2.90% |
¥302,295 |
¥126,963,902 |
¥47,263,902 |
| 35 |
3.00% |
¥306,726 |
¥128,824,753 |
¥49,124,753 |
7970万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥245,512 |
¥88,384,341 |
¥8,684,341 |
| 30 |
0.80% |
¥249,091 |
¥89,672,630 |
¥9,972,630 |
| 30 |
0.90% |
¥252,702 |
¥90,972,793 |
¥11,272,793 |
| 30 |
1.00% |
¥256,347 |
¥92,284,811 |
¥12,584,811 |
| 30 |
1.10% |
¥260,024 |
¥93,608,662 |
¥13,908,662 |
| 30 |
1.20% |
¥263,734 |
¥94,944,323 |
¥15,244,323 |
| 30 |
1.30% |
¥267,477 |
¥96,291,766 |
¥16,591,766 |
| 30 |
1.40% |
¥271,253 |
¥97,650,966 |
¥17,950,966 |
| 30 |
1.50% |
¥275,061 |
¥99,021,891 |
¥19,321,891 |
| 30 |
1.60% |
¥278,901 |
¥100,404,510 |
¥20,704,510 |
| 30 |
1.70% |
¥282,774 |
¥101,798,789 |
¥22,098,789 |
| 30 |
1.80% |
¥286,680 |
¥103,204,692 |
¥23,504,692 |
| 30 |
1.90% |
¥290,617 |
¥104,622,182 |
¥24,922,182 |
| 30 |
2.00% |
¥294,587 |
¥106,051,219 |
¥26,351,219 |
| 30 |
2.10% |
¥298,588 |
¥107,491,761 |
¥27,791,761 |
| 30 |
2.20% |
¥302,622 |
¥108,943,765 |
¥29,243,765 |
| 30 |
2.30% |
¥306,687 |
¥110,407,186 |
¥30,707,186 |
| 30 |
2.40% |
¥310,783 |
¥111,881,977 |
¥32,181,977 |
| 30 |
2.50% |
¥314,911 |
¥113,368,088 |
¥33,668,088 |
| 30 |
2.60% |
¥319,071 |
¥114,865,470 |
¥35,165,470 |
| 30 |
2.70% |
¥323,261 |
¥116,374,070 |
¥36,674,070 |
| 30 |
2.80% |
¥327,483 |
¥117,893,834 |
¥38,193,834 |
| 30 |
2.90% |
¥331,735 |
¥119,424,706 |
¥39,724,706 |
| 30 |
3.00% |
¥336,018 |
¥120,966,629 |
¥41,266,629 |
7970万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥289,667 |
¥86,900,232 |
¥7,200,232 |
| 25 |
0.80% |
¥293,207 |
¥87,961,965 |
¥8,261,965 |
| 25 |
0.90% |
¥296,773 |
¥89,031,959 |
¥9,331,959 |
| 25 |
1.00% |
¥300,367 |
¥90,110,204 |
¥10,410,204 |
| 25 |
1.10% |
¥303,989 |
¥91,196,688 |
¥11,496,688 |
| 25 |
1.20% |
¥307,638 |
¥92,291,401 |
¥12,591,401 |
| 25 |
1.30% |
¥311,314 |
¥93,394,329 |
¥13,694,329 |
| 25 |
1.40% |
¥315,018 |
¥94,505,459 |
¥14,805,459 |
| 25 |
1.50% |
¥318,749 |
¥95,624,776 |
¥15,924,776 |
| 25 |
1.60% |
¥322,508 |
¥96,752,263 |
¥17,052,263 |
| 25 |
1.70% |
¥326,293 |
¥97,887,905 |
¥18,187,905 |
| 25 |
1.80% |
¥330,106 |
¥99,031,683 |
¥19,331,683 |
| 25 |
1.90% |
¥333,945 |
¥100,183,578 |
¥20,483,578 |
| 25 |
2.00% |
¥337,812 |
¥101,343,572 |
¥21,643,572 |
| 25 |
2.10% |
¥341,705 |
¥102,511,644 |
¥22,811,644 |
| 25 |
2.20% |
¥345,626 |
¥103,687,771 |
¥23,987,771 |
| 25 |
2.30% |
¥349,573 |
¥104,871,933 |
¥25,171,933 |
| 25 |
2.40% |
¥353,547 |
¥106,064,104 |
¥26,364,104 |
| 25 |
2.50% |
¥357,548 |
¥107,264,261 |
¥27,564,261 |
| 25 |
2.60% |
¥361,575 |
¥108,472,379 |
¥28,772,379 |
| 25 |
2.70% |
¥365,628 |
¥109,688,432 |
¥29,988,432 |
| 25 |
2.80% |
¥369,708 |
¥110,912,393 |
¥31,212,393 |
| 25 |
2.90% |
¥373,814 |
¥112,144,233 |
¥32,444,233 |
| 25 |
3.00% |
¥377,946 |
¥113,383,925 |
¥33,683,925 |
7970万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥355,968 |
¥85,432,340 |
¥5,732,340 |
| 20 |
0.80% |
¥359,469 |
¥86,272,461 |
¥6,572,461 |
| 20 |
0.90% |
¥362,991 |
¥87,117,877 |
¥7,417,877 |
| 20 |
1.00% |
¥366,536 |
¥87,968,583 |
¥8,268,583 |
| 20 |
1.10% |
¥370,102 |
¥88,824,574 |
¥9,124,574 |
| 20 |
1.20% |
¥373,691 |
¥89,685,846 |
¥9,985,846 |
| 20 |
1.30% |
¥377,302 |
¥90,552,392 |
¥10,852,392 |
| 20 |
1.40% |
¥380,934 |
¥91,424,208 |
¥11,724,208 |
| 20 |
1.50% |
¥384,589 |
¥92,301,286 |
¥12,601,286 |
| 20 |
1.60% |
¥388,265 |
¥93,183,620 |
¥13,483,620 |
| 20 |
1.70% |
¥391,963 |
¥94,071,202 |
¥14,371,202 |
| 20 |
1.80% |
¥395,683 |
¥94,964,026 |
¥15,264,026 |
| 20 |
1.90% |
¥399,425 |
¥95,862,083 |
¥16,162,083 |
| 20 |
2.00% |
¥403,189 |
¥96,765,364 |
¥17,065,364 |
| 20 |
2.10% |
¥406,974 |
¥97,673,862 |
¥17,973,862 |
| 20 |
2.20% |
¥410,782 |
¥98,587,567 |
¥18,887,567 |
| 20 |
2.30% |
¥414,610 |
¥99,506,469 |
¥19,806,469 |
| 20 |
2.40% |
¥418,461 |
¥100,430,559 |
¥20,730,559 |
| 20 |
2.50% |
¥422,333 |
¥101,359,825 |
¥21,659,825 |
| 20 |
2.60% |
¥426,226 |
¥102,294,259 |
¥22,594,259 |
| 20 |
2.70% |
¥430,141 |
¥103,233,847 |
¥23,533,847 |
| 20 |
2.80% |
¥434,077 |
¥104,178,580 |
¥24,478,580 |
| 20 |
2.90% |
¥438,035 |
¥105,128,444 |
¥25,428,444 |
| 20 |
3.00% |
¥442,014 |
¥106,083,429 |
¥26,383,429 |
7970万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥466,559 |
¥83,980,683 |
¥4,280,683 |
| 15 |
0.80% |
¥470,023 |
¥84,604,149 |
¥4,904,149 |
| 15 |
0.90% |
¥473,503 |
¥85,230,596 |
¥5,530,596 |
| 15 |
1.00% |
¥477,000 |
¥85,860,023 |
¥6,160,023 |
| 15 |
1.10% |
¥480,513 |
¥86,492,428 |
¥6,792,428 |
| 15 |
1.20% |
¥484,043 |
¥87,127,810 |
¥7,427,810 |
| 15 |
1.30% |
¥487,590 |
¥87,766,166 |
¥8,066,166 |
| 15 |
1.40% |
¥491,153 |
¥88,407,495 |
¥8,707,495 |
| 15 |
1.50% |
¥494,732 |
¥89,051,794 |
¥9,351,794 |
| 15 |
1.60% |
¥498,328 |
¥89,699,061 |
¥9,999,061 |
| 15 |
1.70% |
¥501,941 |
¥90,349,293 |
¥10,649,293 |
| 15 |
1.80% |
¥505,569 |
¥91,002,489 |
¥11,302,489 |
| 15 |
1.90% |
¥509,215 |
¥91,658,645 |
¥11,958,645 |
| 15 |
2.00% |
¥512,876 |
¥92,317,758 |
¥12,617,758 |
| 15 |
2.10% |
¥516,555 |
¥92,979,826 |
¥13,279,826 |
| 15 |
2.20% |
¥520,249 |
¥93,644,846 |
¥13,944,846 |
| 15 |
2.30% |
¥523,960 |
¥94,312,813 |
¥14,612,813 |
| 15 |
2.40% |
¥527,687 |
¥94,983,726 |
¥15,283,726 |
| 15 |
2.50% |
¥531,431 |
¥95,657,580 |
¥15,957,580 |
| 15 |
2.60% |
¥535,191 |
¥96,334,372 |
¥16,634,372 |
| 15 |
2.70% |
¥538,967 |
¥97,014,098 |
¥17,314,098 |
| 15 |
2.80% |
¥542,760 |
¥97,696,754 |
¥17,996,754 |
| 15 |
2.90% |
¥546,569 |
¥98,382,337 |
¥18,682,337 |
| 15 |
3.00% |
¥550,394 |
¥99,070,842 |
¥19,370,842 |
7970万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥687,877 |
¥82,545,276 |
¥2,845,276 |
| 10 |
0.80% |
¥691,309 |
¥82,957,052 |
¥3,257,052 |
| 10 |
0.90% |
¥694,751 |
¥83,370,154 |
¥3,670,154 |
| 10 |
1.00% |
¥698,205 |
¥83,784,582 |
¥4,084,582 |
| 10 |
1.10% |
¥701,669 |
¥84,200,335 |
¥4,500,335 |
| 10 |
1.20% |
¥705,145 |
¥84,617,413 |
¥4,917,413 |
| 10 |
1.30% |
¥708,632 |
¥85,035,815 |
¥5,335,815 |
| 10 |
1.40% |
¥712,130 |
¥85,455,541 |
¥5,755,541 |
| 10 |
1.50% |
¥715,638 |
¥85,876,590 |
¥6,176,590 |
| 10 |
1.60% |
¥719,158 |
¥86,298,963 |
¥6,598,963 |
| 10 |
1.70% |
¥722,689 |
¥86,722,657 |
¥7,022,657 |
| 10 |
1.80% |
¥726,231 |
¥87,147,673 |
¥7,447,673 |
| 10 |
1.90% |
¥729,783 |
¥87,574,010 |
¥7,874,010 |
| 10 |
2.00% |
¥733,347 |
¥88,001,667 |
¥8,301,667 |
| 10 |
2.10% |
¥736,922 |
¥88,430,644 |
¥8,730,644 |
| 10 |
2.20% |
¥740,508 |
¥88,860,940 |
¥9,160,940 |
| 10 |
2.30% |
¥744,105 |
¥89,292,554 |
¥9,592,554 |
| 10 |
2.40% |
¥747,712 |
¥89,725,486 |
¥10,025,486 |
| 10 |
2.50% |
¥751,331 |
¥90,159,734 |
¥10,459,734 |
| 10 |
2.60% |
¥754,961 |
¥90,595,298 |
¥10,895,298 |
| 10 |
2.70% |
¥758,601 |
¥91,032,177 |
¥11,332,177 |
| 10 |
2.80% |
¥762,253 |
¥91,470,371 |
¥11,770,371 |
| 10 |
2.90% |
¥765,916 |
¥91,909,877 |
¥12,209,877 |
| 10 |
3.00% |
¥769,589 |
¥92,350,696 |
¥12,650,696 |