7980万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。7980万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
7980万円の住宅ローン|期間・年数別
7980万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥157,668 |
¥94,601,003 |
¥14,801,003 |
| 50 |
0.80% |
¥161,412 |
¥96,847,419 |
¥17,047,419 |
| 50 |
0.90% |
¥165,211 |
¥99,126,524 |
¥19,326,524 |
| 50 |
1.00% |
¥169,064 |
¥101,438,176 |
¥21,638,176 |
| 50 |
1.10% |
¥172,970 |
¥103,782,217 |
¥23,982,217 |
| 50 |
1.20% |
¥176,931 |
¥106,158,476 |
¥26,358,476 |
| 50 |
1.30% |
¥180,945 |
¥108,566,765 |
¥28,766,765 |
| 50 |
1.40% |
¥185,011 |
¥111,006,883 |
¥31,206,883 |
| 50 |
1.50% |
¥189,131 |
¥113,478,613 |
¥33,678,613 |
| 50 |
1.60% |
¥193,303 |
¥115,981,725 |
¥36,181,725 |
| 50 |
1.70% |
¥197,527 |
¥118,515,978 |
¥38,715,978 |
| 50 |
1.80% |
¥201,802 |
¥121,081,114 |
¥41,281,114 |
| 50 |
1.90% |
¥206,128 |
¥123,676,866 |
¥43,876,866 |
| 50 |
2.00% |
¥210,505 |
¥126,302,953 |
¥46,502,953 |
| 50 |
2.10% |
¥214,932 |
¥128,959,083 |
¥49,159,083 |
| 50 |
2.20% |
¥219,408 |
¥131,644,952 |
¥51,844,952 |
| 50 |
2.30% |
¥223,934 |
¥134,360,247 |
¥54,560,247 |
| 50 |
2.40% |
¥228,508 |
¥137,104,643 |
¥57,304,643 |
| 50 |
2.50% |
¥233,130 |
¥139,877,806 |
¥60,077,806 |
| 50 |
2.60% |
¥237,799 |
¥142,679,393 |
¥62,879,393 |
| 50 |
2.70% |
¥242,515 |
¥145,509,052 |
¥65,709,052 |
| 50 |
2.80% |
¥247,277 |
¥148,366,424 |
¥68,566,424 |
| 50 |
2.90% |
¥252,085 |
¥151,251,140 |
¥71,451,140 |
| 50 |
3.00% |
¥256,938 |
¥154,162,826 |
¥74,362,826 |
7980万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥172,315 |
¥93,050,339 |
¥13,250,339 |
| 45 |
0.80% |
¥176,019 |
¥95,050,296 |
¥15,250,296 |
| 45 |
0.90% |
¥179,772 |
¥97,076,812 |
¥17,276,812 |
| 45 |
1.00% |
¥183,574 |
¥99,129,792 |
¥19,329,792 |
| 45 |
1.10% |
¥187,424 |
¥101,209,133 |
¥21,409,133 |
| 45 |
1.20% |
¥191,324 |
¥103,314,719 |
¥23,514,719 |
| 45 |
1.30% |
¥195,271 |
¥105,446,427 |
¥25,646,427 |
| 45 |
1.40% |
¥199,267 |
¥107,604,121 |
¥27,804,121 |
| 45 |
1.50% |
¥203,310 |
¥109,787,660 |
¥29,987,660 |
| 45 |
1.60% |
¥207,402 |
¥111,996,888 |
¥32,196,888 |
| 45 |
1.70% |
¥211,540 |
¥114,231,645 |
¥34,431,645 |
| 45 |
1.80% |
¥215,725 |
¥116,491,759 |
¥36,691,759 |
| 45 |
1.90% |
¥219,957 |
¥118,777,050 |
¥38,977,050 |
| 45 |
2.00% |
¥224,236 |
¥121,087,330 |
¥41,287,330 |
| 45 |
2.10% |
¥228,560 |
¥123,422,404 |
¥43,622,404 |
| 45 |
2.20% |
¥232,930 |
¥125,782,066 |
¥45,982,066 |
| 45 |
2.30% |
¥237,345 |
¥128,166,104 |
¥48,366,104 |
| 45 |
2.40% |
¥241,804 |
¥130,574,300 |
¥50,774,300 |
| 45 |
2.50% |
¥246,308 |
¥133,006,427 |
¥53,206,427 |
| 45 |
2.60% |
¥250,856 |
¥135,462,251 |
¥55,662,251 |
| 45 |
2.70% |
¥255,447 |
¥137,941,533 |
¥58,141,533 |
| 45 |
2.80% |
¥260,082 |
¥140,444,027 |
¥60,644,027 |
| 45 |
2.90% |
¥264,758 |
¥142,969,481 |
¥63,169,481 |
| 45 |
3.00% |
¥269,477 |
¥145,517,637 |
¥65,717,637 |
7980万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥190,658 |
¥91,515,801 |
¥11,715,801 |
| 40 |
0.80% |
¥194,321 |
¥93,274,172 |
¥13,474,172 |
| 40 |
0.90% |
¥198,028 |
¥95,053,584 |
¥15,253,584 |
| 40 |
1.00% |
¥201,779 |
¥96,853,979 |
¥17,053,979 |
| 40 |
1.10% |
¥205,574 |
¥98,675,290 |
¥18,875,290 |
| 40 |
1.20% |
¥209,411 |
¥100,517,445 |
¥20,717,445 |
| 40 |
1.30% |
¥213,292 |
¥102,380,365 |
¥22,580,365 |
| 40 |
1.40% |
¥217,217 |
¥104,263,965 |
¥24,463,965 |
| 40 |
1.50% |
¥221,184 |
¥106,168,154 |
¥26,368,154 |
| 40 |
1.60% |
¥225,193 |
¥108,092,835 |
¥28,292,835 |
| 40 |
1.70% |
¥229,246 |
¥110,037,905 |
¥30,237,905 |
| 40 |
1.80% |
¥233,340 |
¥112,003,255 |
¥32,203,255 |
| 40 |
1.90% |
¥237,477 |
¥113,988,771 |
¥34,188,771 |
| 40 |
2.00% |
¥241,655 |
¥115,994,333 |
¥36,194,333 |
| 40 |
2.10% |
¥245,875 |
¥118,019,815 |
¥38,219,815 |
| 40 |
2.20% |
¥250,136 |
¥120,065,086 |
¥40,265,086 |
| 40 |
2.30% |
¥254,438 |
¥122,130,011 |
¥42,330,011 |
| 40 |
2.40% |
¥258,780 |
¥124,214,448 |
¥44,414,448 |
| 40 |
2.50% |
¥263,163 |
¥126,318,252 |
¥46,518,252 |
| 40 |
2.60% |
¥267,586 |
¥128,441,273 |
¥48,641,273 |
| 40 |
2.70% |
¥272,049 |
¥130,583,355 |
¥50,783,355 |
| 40 |
2.80% |
¥276,551 |
¥132,744,339 |
¥52,944,339 |
| 40 |
2.90% |
¥281,092 |
¥134,924,061 |
¥55,124,061 |
| 40 |
3.00% |
¥285,672 |
¥137,122,353 |
¥57,322,353 |
7980万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥214,280 |
¥89,997,424 |
¥10,197,424 |
| 35 |
0.80% |
¥217,903 |
¥91,519,104 |
¥11,719,104 |
| 35 |
0.90% |
¥221,564 |
¥93,056,933 |
¥13,256,933 |
| 35 |
1.00% |
¥225,264 |
¥94,610,875 |
¥14,810,875 |
| 35 |
1.10% |
¥229,002 |
¥96,180,891 |
¥16,380,891 |
| 35 |
1.20% |
¥232,778 |
¥97,766,938 |
¥17,966,938 |
| 35 |
1.30% |
¥236,593 |
¥99,368,969 |
¥19,568,969 |
| 35 |
1.40% |
¥240,445 |
¥100,986,933 |
¥21,186,933 |
| 35 |
1.50% |
¥244,335 |
¥102,620,777 |
¥22,820,777 |
| 35 |
1.60% |
¥248,263 |
¥104,270,441 |
¥24,470,441 |
| 35 |
1.70% |
¥252,228 |
¥105,935,866 |
¥26,135,866 |
| 35 |
1.80% |
¥256,231 |
¥107,616,985 |
¥27,816,985 |
| 35 |
1.90% |
¥260,271 |
¥109,313,730 |
¥29,513,730 |
| 35 |
2.00% |
¥264,348 |
¥111,026,030 |
¥31,226,030 |
| 35 |
2.10% |
¥268,461 |
¥112,753,809 |
¥32,953,809 |
| 35 |
2.20% |
¥272,612 |
¥114,496,988 |
¥34,696,988 |
| 35 |
2.30% |
¥276,799 |
¥116,255,486 |
¥36,455,486 |
| 35 |
2.40% |
¥281,022 |
¥118,029,218 |
¥38,229,218 |
| 35 |
2.50% |
¥285,281 |
¥119,818,096 |
¥40,018,096 |
| 35 |
2.60% |
¥289,576 |
¥121,622,029 |
¥41,822,029 |
| 35 |
2.70% |
¥293,907 |
¥123,440,923 |
¥43,640,923 |
| 35 |
2.80% |
¥298,273 |
¥125,274,682 |
¥45,474,682 |
| 35 |
2.90% |
¥302,674 |
¥127,123,205 |
¥47,323,205 |
| 35 |
3.00% |
¥307,110 |
¥128,986,390 |
¥49,186,390 |
7980万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥245,820 |
¥88,495,237 |
¥8,695,237 |
| 30 |
0.80% |
¥249,403 |
¥89,785,143 |
¥9,985,143 |
| 30 |
0.90% |
¥253,019 |
¥91,086,937 |
¥11,286,937 |
| 30 |
1.00% |
¥256,668 |
¥92,400,601 |
¥12,600,601 |
| 30 |
1.10% |
¥260,350 |
¥93,726,113 |
¥13,926,113 |
| 30 |
1.20% |
¥264,065 |
¥95,063,450 |
¥15,263,450 |
| 30 |
1.30% |
¥267,813 |
¥96,412,584 |
¥16,612,584 |
| 30 |
1.40% |
¥271,593 |
¥97,773,489 |
¥17,973,489 |
| 30 |
1.50% |
¥275,406 |
¥99,146,134 |
¥19,346,134 |
| 30 |
1.60% |
¥279,251 |
¥100,530,488 |
¥20,730,488 |
| 30 |
1.70% |
¥283,129 |
¥101,926,516 |
¥22,126,516 |
| 30 |
1.80% |
¥287,039 |
¥103,334,184 |
¥23,534,184 |
| 30 |
1.90% |
¥290,982 |
¥104,753,452 |
¥24,953,452 |
| 30 |
2.00% |
¥294,956 |
¥106,184,282 |
¥26,384,282 |
| 30 |
2.10% |
¥298,963 |
¥107,626,632 |
¥27,826,632 |
| 30 |
2.20% |
¥303,001 |
¥109,080,458 |
¥29,280,458 |
| 30 |
2.30% |
¥307,071 |
¥110,545,715 |
¥30,745,715 |
| 30 |
2.40% |
¥311,173 |
¥112,022,356 |
¥32,222,356 |
| 30 |
2.50% |
¥315,306 |
¥113,510,332 |
¥33,710,332 |
| 30 |
2.60% |
¥319,471 |
¥115,009,592 |
¥35,209,592 |
| 30 |
2.70% |
¥323,667 |
¥116,520,085 |
¥36,720,085 |
| 30 |
2.80% |
¥327,894 |
¥118,041,756 |
¥38,241,756 |
| 30 |
2.90% |
¥332,152 |
¥119,574,549 |
¥39,774,549 |
| 30 |
3.00% |
¥336,440 |
¥121,118,407 |
¥41,318,407 |
7980万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥290,031 |
¥87,009,266 |
¥7,209,266 |
| 25 |
0.80% |
¥293,574 |
¥88,072,331 |
¥8,272,331 |
| 25 |
0.90% |
¥297,146 |
¥89,143,668 |
¥9,343,668 |
| 25 |
1.00% |
¥300,744 |
¥90,223,266 |
¥10,423,266 |
| 25 |
1.10% |
¥304,370 |
¥91,311,113 |
¥11,511,113 |
| 25 |
1.20% |
¥308,024 |
¥92,407,200 |
¥12,607,200 |
| 25 |
1.30% |
¥311,705 |
¥93,511,512 |
¥13,711,512 |
| 25 |
1.40% |
¥315,413 |
¥94,624,036 |
¥14,824,036 |
| 25 |
1.50% |
¥319,149 |
¥95,744,757 |
¥15,944,757 |
| 25 |
1.60% |
¥322,912 |
¥96,873,659 |
¥17,073,659 |
| 25 |
1.70% |
¥326,702 |
¥98,010,725 |
¥18,210,725 |
| 25 |
1.80% |
¥330,520 |
¥99,155,938 |
¥19,355,938 |
| 25 |
1.90% |
¥334,364 |
¥100,309,279 |
¥20,509,279 |
| 25 |
2.00% |
¥338,236 |
¥101,470,729 |
¥21,670,729 |
| 25 |
2.10% |
¥342,134 |
¥102,640,266 |
¥22,840,266 |
| 25 |
2.20% |
¥346,060 |
¥103,817,869 |
¥24,017,869 |
| 25 |
2.30% |
¥350,012 |
¥105,003,516 |
¥25,203,516 |
| 25 |
2.40% |
¥353,991 |
¥106,197,183 |
¥26,397,183 |
| 25 |
2.50% |
¥357,996 |
¥107,398,846 |
¥27,598,846 |
| 25 |
2.60% |
¥362,028 |
¥108,608,480 |
¥28,808,480 |
| 25 |
2.70% |
¥366,087 |
¥109,826,059 |
¥30,026,059 |
| 25 |
2.80% |
¥370,172 |
¥111,051,555 |
¥31,251,555 |
| 25 |
2.90% |
¥374,283 |
¥112,284,941 |
¥32,484,941 |
| 25 |
3.00% |
¥378,421 |
¥113,526,189 |
¥33,726,189 |
7980万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥356,415 |
¥85,539,532 |
¥5,739,532 |
| 20 |
0.80% |
¥359,920 |
¥86,380,708 |
¥6,580,708 |
| 20 |
0.90% |
¥363,447 |
¥87,227,184 |
¥7,427,184 |
| 20 |
1.00% |
¥366,996 |
¥88,078,958 |
¥8,278,958 |
| 20 |
1.10% |
¥370,567 |
¥88,936,023 |
¥9,136,023 |
| 20 |
1.20% |
¥374,160 |
¥89,798,375 |
¥9,998,375 |
| 20 |
1.30% |
¥377,775 |
¥90,666,009 |
¥10,866,009 |
| 20 |
1.40% |
¥381,412 |
¥91,538,918 |
¥11,738,918 |
| 20 |
1.50% |
¥385,071 |
¥92,417,097 |
¥12,617,097 |
| 20 |
1.60% |
¥388,752 |
¥93,300,538 |
¥13,500,538 |
| 20 |
1.70% |
¥392,455 |
¥94,189,234 |
¥14,389,234 |
| 20 |
1.80% |
¥396,180 |
¥95,083,178 |
¥15,283,178 |
| 20 |
1.90% |
¥399,927 |
¥95,982,361 |
¥16,182,361 |
| 20 |
2.00% |
¥403,695 |
¥96,886,776 |
¥17,086,776 |
| 20 |
2.10% |
¥407,485 |
¥97,796,414 |
¥17,996,414 |
| 20 |
2.20% |
¥411,297 |
¥98,711,265 |
¥18,911,265 |
| 20 |
2.30% |
¥415,131 |
¥99,631,320 |
¥19,831,320 |
| 20 |
2.40% |
¥418,986 |
¥100,556,569 |
¥20,756,569 |
| 20 |
2.50% |
¥422,863 |
¥101,487,002 |
¥21,687,002 |
| 20 |
2.60% |
¥426,761 |
¥102,422,608 |
¥22,622,608 |
| 20 |
2.70% |
¥430,681 |
¥103,363,375 |
¥23,563,375 |
| 20 |
2.80% |
¥434,622 |
¥104,309,293 |
¥24,509,293 |
| 20 |
2.90% |
¥438,585 |
¥105,260,349 |
¥25,460,349 |
| 20 |
3.00% |
¥442,569 |
¥106,216,532 |
¥26,416,532 |
7980万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥467,145 |
¥84,086,054 |
¥4,286,054 |
| 15 |
0.80% |
¥470,613 |
¥84,710,302 |
¥4,910,302 |
| 15 |
0.90% |
¥474,097 |
¥85,337,535 |
¥5,537,535 |
| 15 |
1.00% |
¥477,599 |
¥85,967,752 |
¥6,167,752 |
| 15 |
1.10% |
¥481,116 |
¥86,600,951 |
¥6,800,951 |
| 15 |
1.20% |
¥484,651 |
¥87,237,130 |
¥7,437,130 |
| 15 |
1.30% |
¥488,202 |
¥87,876,287 |
¥8,076,287 |
| 15 |
1.40% |
¥491,769 |
¥88,518,420 |
¥8,718,420 |
| 15 |
1.50% |
¥495,353 |
¥89,163,527 |
¥9,363,527 |
| 15 |
1.60% |
¥498,953 |
¥89,811,607 |
¥10,011,607 |
| 15 |
1.70% |
¥502,570 |
¥90,462,655 |
¥10,662,655 |
| 15 |
1.80% |
¥506,204 |
¥91,116,670 |
¥11,316,670 |
| 15 |
1.90% |
¥509,854 |
¥91,773,649 |
¥11,973,649 |
| 15 |
2.00% |
¥513,520 |
¥92,433,590 |
¥12,633,590 |
| 15 |
2.10% |
¥517,203 |
¥93,096,488 |
¥13,296,488 |
| 15 |
2.20% |
¥520,902 |
¥93,762,342 |
¥13,962,342 |
| 15 |
2.30% |
¥524,617 |
¥94,431,148 |
¥14,631,148 |
| 15 |
2.40% |
¥528,349 |
¥95,102,902 |
¥15,302,902 |
| 15 |
2.50% |
¥532,098 |
¥95,777,602 |
¥15,977,602 |
| 15 |
2.60% |
¥535,862 |
¥96,455,243 |
¥16,655,243 |
| 15 |
2.70% |
¥539,643 |
¥97,135,822 |
¥17,335,822 |
| 15 |
2.80% |
¥543,441 |
¥97,819,335 |
¥18,019,335 |
| 15 |
2.90% |
¥547,254 |
¥98,505,778 |
¥18,705,778 |
| 15 |
3.00% |
¥551,084 |
¥99,195,147 |
¥19,395,147 |
7980万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥688,740 |
¥82,648,846 |
¥2,848,846 |
| 10 |
0.80% |
¥692,176 |
¥83,061,138 |
¥3,261,138 |
| 10 |
0.90% |
¥695,623 |
¥83,474,759 |
¥3,674,759 |
| 10 |
1.00% |
¥699,081 |
¥83,889,707 |
¥4,089,707 |
| 10 |
1.10% |
¥702,550 |
¥84,305,981 |
¥4,505,981 |
| 10 |
1.20% |
¥706,030 |
¥84,723,583 |
¥4,923,583 |
| 10 |
1.30% |
¥709,521 |
¥85,142,510 |
¥5,342,510 |
| 10 |
1.40% |
¥713,023 |
¥85,562,762 |
¥5,762,762 |
| 10 |
1.50% |
¥716,536 |
¥85,984,340 |
¥6,184,340 |
| 10 |
1.60% |
¥720,060 |
¥86,407,242 |
¥6,607,242 |
| 10 |
1.70% |
¥723,596 |
¥86,831,468 |
¥7,031,468 |
| 10 |
1.80% |
¥727,142 |
¥87,257,018 |
¥7,457,018 |
| 10 |
1.90% |
¥730,699 |
¥87,683,890 |
¥7,883,890 |
| 10 |
2.00% |
¥734,267 |
¥88,112,083 |
¥8,312,083 |
| 10 |
2.10% |
¥737,847 |
¥88,541,599 |
¥8,741,599 |
| 10 |
2.20% |
¥741,437 |
¥88,972,434 |
¥9,172,434 |
| 10 |
2.30% |
¥745,038 |
¥89,404,590 |
¥9,604,590 |
| 10 |
2.40% |
¥748,651 |
¥89,838,065 |
¥10,038,065 |
| 10 |
2.50% |
¥752,274 |
¥90,272,858 |
¥10,472,858 |
| 10 |
2.60% |
¥755,908 |
¥90,708,968 |
¥10,908,968 |
| 10 |
2.70% |
¥759,553 |
¥91,146,396 |
¥11,346,396 |
| 10 |
2.80% |
¥763,209 |
¥91,585,139 |
¥11,785,139 |
| 10 |
2.90% |
¥766,877 |
¥92,025,197 |
¥12,225,197 |
| 10 |
3.00% |
¥770,555 |
¥92,466,569 |
¥12,666,569 |