7980万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。7980万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
7980万円の住宅ローン｜期間・年数別
7980万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥157,668 | ¥94,601,003 | ¥14,801,003 |
| 50 | 0.80% | ¥161,412 | ¥96,847,419 | ¥17,047,419 |
| 50 | 0.90% | ¥165,211 | ¥99,126,524 | ¥19,326,524 |
| 50 | 1.00% | ¥169,064 | ¥101,438,176 | ¥21,638,176 |
| 50 | 1.10% | ¥172,970 | ¥103,782,217 | ¥23,982,217 |
| 50 | 1.20% | ¥176,931 | ¥106,158,476 | ¥26,358,476 |
| 50 | 1.30% | ¥180,945 | ¥108,566,765 | ¥28,766,765 |
| 50 | 1.40% | ¥185,011 | ¥111,006,883 | ¥31,206,883 |
| 50 | 1.50% | ¥189,131 | ¥113,478,613 | ¥33,678,613 |
| 50 | 1.60% | ¥193,303 | ¥115,981,725 | ¥36,181,725 |
| 50 | 1.70% | ¥197,527 | ¥118,515,978 | ¥38,715,978 |
| 50 | 1.80% | ¥201,802 | ¥121,081,114 | ¥41,281,114 |
| 50 | 1.90% | ¥206,128 | ¥123,676,866 | ¥43,876,866 |
| 50 | 2.00% | ¥210,505 | ¥126,302,953 | ¥46,502,953 |
| 50 | 2.10% | ¥214,932 | ¥128,959,083 | ¥49,159,083 |
| 50 | 2.20% | ¥219,408 | ¥131,644,952 | ¥51,844,952 |
| 50 | 2.30% | ¥223,934 | ¥134,360,247 | ¥54,560,247 |
| 50 | 2.40% | ¥228,508 | ¥137,104,643 | ¥57,304,643 |
| 50 | 2.50% | ¥233,130 | ¥139,877,806 | ¥60,077,806 |
| 50 | 2.60% | ¥237,799 | ¥142,679,393 | ¥62,879,393 |
| 50 | 2.70% | ¥242,515 | ¥145,509,052 | ¥65,709,052 |
| 50 | 2.80% | ¥247,277 | ¥148,366,424 | ¥68,566,424 |
| 50 | 2.90% | ¥252,085 | ¥151,251,140 | ¥71,451,140 |
| 50 | 3.00% | ¥256,938 | ¥154,162,826 | ¥74,362,826 |
7980万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥172,315 | ¥93,050,339 | ¥13,250,339 |
| 45 | 0.80% | ¥176,019 | ¥95,050,296 | ¥15,250,296 |
| 45 | 0.90% | ¥179,772 | ¥97,076,812 | ¥17,276,812 |
| 45 | 1.00% | ¥183,574 | ¥99,129,792 | ¥19,329,792 |
| 45 | 1.10% | ¥187,424 | ¥101,209,133 | ¥21,409,133 |
| 45 | 1.20% | ¥191,324 | ¥103,314,719 | ¥23,514,719 |
| 45 | 1.30% | ¥195,271 | ¥105,446,427 | ¥25,646,427 |
| 45 | 1.40% | ¥199,267 | ¥107,604,121 | ¥27,804,121 |
| 45 | 1.50% | ¥203,310 | ¥109,787,660 | ¥29,987,660 |
| 45 | 1.60% | ¥207,402 | ¥111,996,888 | ¥32,196,888 |
| 45 | 1.70% | ¥211,540 | ¥114,231,645 | ¥34,431,645 |
| 45 | 1.80% | ¥215,725 | ¥116,491,759 | ¥36,691,759 |
| 45 | 1.90% | ¥219,957 | ¥118,777,050 | ¥38,977,050 |
| 45 | 2.00% | ¥224,236 | ¥121,087,330 | ¥41,287,330 |
| 45 | 2.10% | ¥228,560 | ¥123,422,404 | ¥43,622,404 |
| 45 | 2.20% | ¥232,930 | ¥125,782,066 | ¥45,982,066 |
| 45 | 2.30% | ¥237,345 | ¥128,166,104 | ¥48,366,104 |
| 45 | 2.40% | ¥241,804 | ¥130,574,300 | ¥50,774,300 |
| 45 | 2.50% | ¥246,308 | ¥133,006,427 | ¥53,206,427 |
| 45 | 2.60% | ¥250,856 | ¥135,462,251 | ¥55,662,251 |
| 45 | 2.70% | ¥255,447 | ¥137,941,533 | ¥58,141,533 |
| 45 | 2.80% | ¥260,082 | ¥140,444,027 | ¥60,644,027 |
| 45 | 2.90% | ¥264,758 | ¥142,969,481 | ¥63,169,481 |
| 45 | 3.00% | ¥269,477 | ¥145,517,637 | ¥65,717,637 |
7980万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥190,658 | ¥91,515,801 | ¥11,715,801 |
| 40 | 0.80% | ¥194,321 | ¥93,274,172 | ¥13,474,172 |
| 40 | 0.90% | ¥198,028 | ¥95,053,584 | ¥15,253,584 |
| 40 | 1.00% | ¥201,779 | ¥96,853,979 | ¥17,053,979 |
| 40 | 1.10% | ¥205,574 | ¥98,675,290 | ¥18,875,290 |
| 40 | 1.20% | ¥209,411 | ¥100,517,445 | ¥20,717,445 |
| 40 | 1.30% | ¥213,292 | ¥102,380,365 | ¥22,580,365 |
| 40 | 1.40% | ¥217,217 | ¥104,263,965 | ¥24,463,965 |
| 40 | 1.50% | ¥221,184 | ¥106,168,154 | ¥26,368,154 |
| 40 | 1.60% | ¥225,193 | ¥108,092,835 | ¥28,292,835 |
| 40 | 1.70% | ¥229,246 | ¥110,037,905 | ¥30,237,905 |
| 40 | 1.80% | ¥233,340 | ¥112,003,255 | ¥32,203,255 |
| 40 | 1.90% | ¥237,477 | ¥113,988,771 | ¥34,188,771 |
| 40 | 2.00% | ¥241,655 | ¥115,994,333 | ¥36,194,333 |
| 40 | 2.10% | ¥245,875 | ¥118,019,815 | ¥38,219,815 |
| 40 | 2.20% | ¥250,136 | ¥120,065,086 | ¥40,265,086 |
| 40 | 2.30% | ¥254,438 | ¥122,130,011 | ¥42,330,011 |
| 40 | 2.40% | ¥258,780 | ¥124,214,448 | ¥44,414,448 |
| 40 | 2.50% | ¥263,163 | ¥126,318,252 | ¥46,518,252 |
| 40 | 2.60% | ¥267,586 | ¥128,441,273 | ¥48,641,273 |
| 40 | 2.70% | ¥272,049 | ¥130,583,355 | ¥50,783,355 |
| 40 | 2.80% | ¥276,551 | ¥132,744,339 | ¥52,944,339 |
| 40 | 2.90% | ¥281,092 | ¥134,924,061 | ¥55,124,061 |
| 40 | 3.00% | ¥285,672 | ¥137,122,353 | ¥57,322,353 |
7980万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥214,280 | ¥89,997,424 | ¥10,197,424 |
| 35 | 0.80% | ¥217,903 | ¥91,519,104 | ¥11,719,104 |
| 35 | 0.90% | ¥221,564 | ¥93,056,933 | ¥13,256,933 |
| 35 | 1.00% | ¥225,264 | ¥94,610,875 | ¥14,810,875 |
| 35 | 1.10% | ¥229,002 | ¥96,180,891 | ¥16,380,891 |
| 35 | 1.20% | ¥232,778 | ¥97,766,938 | ¥17,966,938 |
| 35 | 1.30% | ¥236,593 | ¥99,368,969 | ¥19,568,969 |
| 35 | 1.40% | ¥240,445 | ¥100,986,933 | ¥21,186,933 |
| 35 | 1.50% | ¥244,335 | ¥102,620,777 | ¥22,820,777 |
| 35 | 1.60% | ¥248,263 | ¥104,270,441 | ¥24,470,441 |
| 35 | 1.70% | ¥252,228 | ¥105,935,866 | ¥26,135,866 |
| 35 | 1.80% | ¥256,231 | ¥107,616,985 | ¥27,816,985 |
| 35 | 1.90% | ¥260,271 | ¥109,313,730 | ¥29,513,730 |
| 35 | 2.00% | ¥264,348 | ¥111,026,030 | ¥31,226,030 |
| 35 | 2.10% | ¥268,461 | ¥112,753,809 | ¥32,953,809 |
| 35 | 2.20% | ¥272,612 | ¥114,496,988 | ¥34,696,988 |
| 35 | 2.30% | ¥276,799 | ¥116,255,486 | ¥36,455,486 |
| 35 | 2.40% | ¥281,022 | ¥118,029,218 | ¥38,229,218 |
| 35 | 2.50% | ¥285,281 | ¥119,818,096 | ¥40,018,096 |
| 35 | 2.60% | ¥289,576 | ¥121,622,029 | ¥41,822,029 |
| 35 | 2.70% | ¥293,907 | ¥123,440,923 | ¥43,640,923 |
| 35 | 2.80% | ¥298,273 | ¥125,274,682 | ¥45,474,682 |
| 35 | 2.90% | ¥302,674 | ¥127,123,205 | ¥47,323,205 |
| 35 | 3.00% | ¥307,110 | ¥128,986,390 | ¥49,186,390 |
7980万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥245,820 | ¥88,495,237 | ¥8,695,237 |
| 30 | 0.80% | ¥249,403 | ¥89,785,143 | ¥9,985,143 |
| 30 | 0.90% | ¥253,019 | ¥91,086,937 | ¥11,286,937 |
| 30 | 1.00% | ¥256,668 | ¥92,400,601 | ¥12,600,601 |
| 30 | 1.10% | ¥260,350 | ¥93,726,113 | ¥13,926,113 |
| 30 | 1.20% | ¥264,065 | ¥95,063,450 | ¥15,263,450 |
| 30 | 1.30% | ¥267,813 | ¥96,412,584 | ¥16,612,584 |
| 30 | 1.40% | ¥271,593 | ¥97,773,489 | ¥17,973,489 |
| 30 | 1.50% | ¥275,406 | ¥99,146,134 | ¥19,346,134 |
| 30 | 1.60% | ¥279,251 | ¥100,530,488 | ¥20,730,488 |
| 30 | 1.70% | ¥283,129 | ¥101,926,516 | ¥22,126,516 |
| 30 | 1.80% | ¥287,039 | ¥103,334,184 | ¥23,534,184 |
| 30 | 1.90% | ¥290,982 | ¥104,753,452 | ¥24,953,452 |
| 30 | 2.00% | ¥294,956 | ¥106,184,282 | ¥26,384,282 |
| 30 | 2.10% | ¥298,963 | ¥107,626,632 | ¥27,826,632 |
| 30 | 2.20% | ¥303,001 | ¥109,080,458 | ¥29,280,458 |
| 30 | 2.30% | ¥307,071 | ¥110,545,715 | ¥30,745,715 |
| 30 | 2.40% | ¥311,173 | ¥112,022,356 | ¥32,222,356 |
| 30 | 2.50% | ¥315,306 | ¥113,510,332 | ¥33,710,332 |
| 30 | 2.60% | ¥319,471 | ¥115,009,592 | ¥35,209,592 |
| 30 | 2.70% | ¥323,667 | ¥116,520,085 | ¥36,720,085 |
| 30 | 2.80% | ¥327,894 | ¥118,041,756 | ¥38,241,756 |
| 30 | 2.90% | ¥332,152 | ¥119,574,549 | ¥39,774,549 |
| 30 | 3.00% | ¥336,440 | ¥121,118,407 | ¥41,318,407 |
7980万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥290,031 | ¥87,009,266 | ¥7,209,266 |
| 25 | 0.80% | ¥293,574 | ¥88,072,331 | ¥8,272,331 |
| 25 | 0.90% | ¥297,146 | ¥89,143,668 | ¥9,343,668 |
| 25 | 1.00% | ¥300,744 | ¥90,223,266 | ¥10,423,266 |
| 25 | 1.10% | ¥304,370 | ¥91,311,113 | ¥11,511,113 |
| 25 | 1.20% | ¥308,024 | ¥92,407,200 | ¥12,607,200 |
| 25 | 1.30% | ¥311,705 | ¥93,511,512 | ¥13,711,512 |
| 25 | 1.40% | ¥315,413 | ¥94,624,036 | ¥14,824,036 |
| 25 | 1.50% | ¥319,149 | ¥95,744,757 | ¥15,944,757 |
| 25 | 1.60% | ¥322,912 | ¥96,873,659 | ¥17,073,659 |
| 25 | 1.70% | ¥326,702 | ¥98,010,725 | ¥18,210,725 |
| 25 | 1.80% | ¥330,520 | ¥99,155,938 | ¥19,355,938 |
| 25 | 1.90% | ¥334,364 | ¥100,309,279 | ¥20,509,279 |
| 25 | 2.00% | ¥338,236 | ¥101,470,729 | ¥21,670,729 |
| 25 | 2.10% | ¥342,134 | ¥102,640,266 | ¥22,840,266 |
| 25 | 2.20% | ¥346,060 | ¥103,817,869 | ¥24,017,869 |
| 25 | 2.30% | ¥350,012 | ¥105,003,516 | ¥25,203,516 |
| 25 | 2.40% | ¥353,991 | ¥106,197,183 | ¥26,397,183 |
| 25 | 2.50% | ¥357,996 | ¥107,398,846 | ¥27,598,846 |
| 25 | 2.60% | ¥362,028 | ¥108,608,480 | ¥28,808,480 |
| 25 | 2.70% | ¥366,087 | ¥109,826,059 | ¥30,026,059 |
| 25 | 2.80% | ¥370,172 | ¥111,051,555 | ¥31,251,555 |
| 25 | 2.90% | ¥374,283 | ¥112,284,941 | ¥32,484,941 |
| 25 | 3.00% | ¥378,421 | ¥113,526,189 | ¥33,726,189 |
7980万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥356,415 | ¥85,539,532 | ¥5,739,532 |
| 20 | 0.80% | ¥359,920 | ¥86,380,708 | ¥6,580,708 |
| 20 | 0.90% | ¥363,447 | ¥87,227,184 | ¥7,427,184 |
| 20 | 1.00% | ¥366,996 | ¥88,078,958 | ¥8,278,958 |
| 20 | 1.10% | ¥370,567 | ¥88,936,023 | ¥9,136,023 |
| 20 | 1.20% | ¥374,160 | ¥89,798,375 | ¥9,998,375 |
| 20 | 1.30% | ¥377,775 | ¥90,666,009 | ¥10,866,009 |
| 20 | 1.40% | ¥381,412 | ¥91,538,918 | ¥11,738,918 |
| 20 | 1.50% | ¥385,071 | ¥92,417,097 | ¥12,617,097 |
| 20 | 1.60% | ¥388,752 | ¥93,300,538 | ¥13,500,538 |
| 20 | 1.70% | ¥392,455 | ¥94,189,234 | ¥14,389,234 |
| 20 | 1.80% | ¥396,180 | ¥95,083,178 | ¥15,283,178 |
| 20 | 1.90% | ¥399,927 | ¥95,982,361 | ¥16,182,361 |
| 20 | 2.00% | ¥403,695 | ¥96,886,776 | ¥17,086,776 |
| 20 | 2.10% | ¥407,485 | ¥97,796,414 | ¥17,996,414 |
| 20 | 2.20% | ¥411,297 | ¥98,711,265 | ¥18,911,265 |
| 20 | 2.30% | ¥415,131 | ¥99,631,320 | ¥19,831,320 |
| 20 | 2.40% | ¥418,986 | ¥100,556,569 | ¥20,756,569 |
| 20 | 2.50% | ¥422,863 | ¥101,487,002 | ¥21,687,002 |
| 20 | 2.60% | ¥426,761 | ¥102,422,608 | ¥22,622,608 |
| 20 | 2.70% | ¥430,681 | ¥103,363,375 | ¥23,563,375 |
| 20 | 2.80% | ¥434,622 | ¥104,309,293 | ¥24,509,293 |
| 20 | 2.90% | ¥438,585 | ¥105,260,349 | ¥25,460,349 |
| 20 | 3.00% | ¥442,569 | ¥106,216,532 | ¥26,416,532 |
7980万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥467,145 | ¥84,086,054 | ¥4,286,054 |
| 15 | 0.80% | ¥470,613 | ¥84,710,302 | ¥4,910,302 |
| 15 | 0.90% | ¥474,097 | ¥85,337,535 | ¥5,537,535 |
| 15 | 1.00% | ¥477,599 | ¥85,967,752 | ¥6,167,752 |
| 15 | 1.10% | ¥481,116 | ¥86,600,951 | ¥6,800,951 |
| 15 | 1.20% | ¥484,651 | ¥87,237,130 | ¥7,437,130 |
| 15 | 1.30% | ¥488,202 | ¥87,876,287 | ¥8,076,287 |
| 15 | 1.40% | ¥491,769 | ¥88,518,420 | ¥8,718,420 |
| 15 | 1.50% | ¥495,353 | ¥89,163,527 | ¥9,363,527 |
| 15 | 1.60% | ¥498,953 | ¥89,811,607 | ¥10,011,607 |
| 15 | 1.70% | ¥502,570 | ¥90,462,655 | ¥10,662,655 |
| 15 | 1.80% | ¥506,204 | ¥91,116,670 | ¥11,316,670 |
| 15 | 1.90% | ¥509,854 | ¥91,773,649 | ¥11,973,649 |
| 15 | 2.00% | ¥513,520 | ¥92,433,590 | ¥12,633,590 |
| 15 | 2.10% | ¥517,203 | ¥93,096,488 | ¥13,296,488 |
| 15 | 2.20% | ¥520,902 | ¥93,762,342 | ¥13,962,342 |
| 15 | 2.30% | ¥524,617 | ¥94,431,148 | ¥14,631,148 |
| 15 | 2.40% | ¥528,349 | ¥95,102,902 | ¥15,302,902 |
| 15 | 2.50% | ¥532,098 | ¥95,777,602 | ¥15,977,602 |
| 15 | 2.60% | ¥535,862 | ¥96,455,243 | ¥16,655,243 |
| 15 | 2.70% | ¥539,643 | ¥97,135,822 | ¥17,335,822 |
| 15 | 2.80% | ¥543,441 | ¥97,819,335 | ¥18,019,335 |
| 15 | 2.90% | ¥547,254 | ¥98,505,778 | ¥18,705,778 |
| 15 | 3.00% | ¥551,084 | ¥99,195,147 | ¥19,395,147 |
7980万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥688,740 | ¥82,648,846 | ¥2,848,846 |
| 10 | 0.80% | ¥692,176 | ¥83,061,138 | ¥3,261,138 |
| 10 | 0.90% | ¥695,623 | ¥83,474,759 | ¥3,674,759 |
| 10 | 1.00% | ¥699,081 | ¥83,889,707 | ¥4,089,707 |
| 10 | 1.10% | ¥702,550 | ¥84,305,981 | ¥4,505,981 |
| 10 | 1.20% | ¥706,030 | ¥84,723,583 | ¥4,923,583 |
| 10 | 1.30% | ¥709,521 | ¥85,142,510 | ¥5,342,510 |
| 10 | 1.40% | ¥713,023 | ¥85,562,762 | ¥5,762,762 |
| 10 | 1.50% | ¥716,536 | ¥85,984,340 | ¥6,184,340 |
| 10 | 1.60% | ¥720,060 | ¥86,407,242 | ¥6,607,242 |
| 10 | 1.70% | ¥723,596 | ¥86,831,468 | ¥7,031,468 |
| 10 | 1.80% | ¥727,142 | ¥87,257,018 | ¥7,457,018 |
| 10 | 1.90% | ¥730,699 | ¥87,683,890 | ¥7,883,890 |
| 10 | 2.00% | ¥734,267 | ¥88,112,083 | ¥8,312,083 |
| 10 | 2.10% | ¥737,847 | ¥88,541,599 | ¥8,741,599 |
| 10 | 2.20% | ¥741,437 | ¥88,972,434 | ¥9,172,434 |
| 10 | 2.30% | ¥745,038 | ¥89,404,590 | ¥9,604,590 |
| 10 | 2.40% | ¥748,651 | ¥89,838,065 | ¥10,038,065 |
| 10 | 2.50% | ¥752,274 | ¥90,272,858 | ¥10,472,858 |
| 10 | 2.60% | ¥755,908 | ¥90,708,968 | ¥10,908,968 |
| 10 | 2.70% | ¥759,553 | ¥91,146,396 | ¥11,346,396 |
| 10 | 2.80% | ¥763,209 | ¥91,585,139 | ¥11,785,139 |
| 10 | 2.90% | ¥766,877 | ¥92,025,197 | ¥12,225,197 |
| 10 | 3.00% | ¥770,555 | ¥92,466,569 | ¥12,666,569 |
