8000万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8000万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8000万円の住宅ローン｜期間・年数別
8000万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥158,063 | ¥94,838,099 | ¥14,838,099 |
| 50 | 0.80% | ¥161,817 | ¥97,090,144 | ¥17,090,144 |
| 50 | 0.90% | ¥165,625 | ¥99,374,961 | ¥19,374,961 |
| 50 | 1.00% | ¥169,487 | ¥101,692,407 | ¥21,692,407 |
| 50 | 1.10% | ¥173,404 | ¥104,042,323 | ¥24,042,323 |
| 50 | 1.20% | ¥177,374 | ¥106,424,538 | ¥26,424,538 |
| 50 | 1.30% | ¥181,398 | ¥108,838,863 | ¥28,838,863 |
| 50 | 1.40% | ¥185,475 | ¥111,285,096 | ¥31,285,096 |
| 50 | 1.50% | ¥189,605 | ¥113,763,020 | ¥33,763,020 |
| 50 | 1.60% | ¥193,787 | ¥116,272,406 | ¥36,272,406 |
| 50 | 1.70% | ¥198,022 | ¥118,813,010 | ¥38,813,010 |
| 50 | 1.80% | ¥202,308 | ¥121,384,576 | ¥41,384,576 |
| 50 | 1.90% | ¥206,645 | ¥123,986,833 | ¥43,986,833 |
| 50 | 2.00% | ¥211,033 | ¥126,619,502 | ¥46,619,502 |
| 50 | 2.10% | ¥215,470 | ¥129,282,289 | ¥49,282,289 |
| 50 | 2.20% | ¥219,958 | ¥131,974,889 | ¥51,974,889 |
| 50 | 2.30% | ¥224,495 | ¥134,696,989 | ¥54,696,989 |
| 50 | 2.40% | ¥229,080 | ¥137,448,263 | ¥57,448,263 |
| 50 | 2.50% | ¥233,714 | ¥140,228,377 | ¥60,228,377 |
| 50 | 2.60% | ¥238,395 | ¥143,036,985 | ¥63,036,985 |
| 50 | 2.70% | ¥243,123 | ¥145,873,737 | ¥65,873,737 |
| 50 | 2.80% | ¥247,897 | ¥148,738,270 | ¥68,738,270 |
| 50 | 2.90% | ¥252,717 | ¥151,630,216 | ¥71,630,216 |
| 50 | 3.00% | ¥257,582 | ¥154,549,199 | ¥74,549,199 |
8000万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥172,747 | ¥93,283,548 | ¥13,283,548 |
| 45 | 0.80% | ¥176,460 | ¥95,288,517 | ¥15,288,517 |
| 45 | 0.90% | ¥180,222 | ¥97,320,112 | ¥17,320,112 |
| 45 | 1.00% | ¥184,034 | ¥99,378,238 | ¥19,378,238 |
| 45 | 1.10% | ¥187,894 | ¥101,462,790 | ¥21,462,790 |
| 45 | 1.20% | ¥191,803 | ¥103,573,653 | ¥23,573,653 |
| 45 | 1.30% | ¥195,761 | ¥105,710,703 | ¥25,710,703 |
| 45 | 1.40% | ¥199,766 | ¥107,873,806 | ¥27,873,806 |
| 45 | 1.50% | ¥203,820 | ¥110,062,817 | ¥30,062,817 |
| 45 | 1.60% | ¥207,921 | ¥112,277,582 | ¥32,277,582 |
| 45 | 1.70% | ¥212,070 | ¥114,517,940 | ¥34,517,940 |
| 45 | 1.80% | ¥216,266 | ¥116,783,718 | ¥36,783,718 |
| 45 | 1.90% | ¥220,509 | ¥119,074,737 | ¥39,074,737 |
| 45 | 2.00% | ¥224,798 | ¥121,390,807 | ¥41,390,807 |
| 45 | 2.10% | ¥229,133 | ¥123,731,733 | ¥43,731,733 |
| 45 | 2.20% | ¥233,514 | ¥126,097,309 | ¥46,097,309 |
| 45 | 2.30% | ¥237,939 | ¥128,487,322 | ¥48,487,322 |
| 45 | 2.40% | ¥242,410 | ¥130,901,554 | ¥50,901,554 |
| 45 | 2.50% | ¥246,926 | ¥133,339,776 | ¥53,339,776 |
| 45 | 2.60% | ¥251,485 | ¥135,801,755 | ¥55,801,755 |
| 45 | 2.70% | ¥256,088 | ¥138,287,251 | ¥58,287,251 |
| 45 | 2.80% | ¥260,733 | ¥140,796,017 | ¥60,796,017 |
| 45 | 2.90% | ¥265,422 | ¥143,327,800 | ¥63,327,800 |
| 45 | 3.00% | ¥270,152 | ¥145,882,343 | ¥65,882,343 |
8000万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥191,136 | ¥91,745,164 | ¥11,745,164 |
| 40 | 0.80% | ¥194,808 | ¥93,507,942 | ¥13,507,942 |
| 40 | 0.90% | ¥198,525 | ¥95,291,814 | ¥15,291,814 |
| 40 | 1.00% | ¥202,285 | ¥97,096,721 | ¥17,096,721 |
| 40 | 1.10% | ¥206,089 | ¥98,922,597 | ¥18,922,597 |
| 40 | 1.20% | ¥209,936 | ¥100,769,369 | ¥20,769,369 |
| 40 | 1.30% | ¥213,827 | ¥102,636,957 | ¥22,636,957 |
| 40 | 1.40% | ¥217,761 | ¥104,525,278 | ¥24,525,278 |
| 40 | 1.50% | ¥221,738 | ¥106,434,240 | ¥26,434,240 |
| 40 | 1.60% | ¥225,758 | ¥108,363,745 | ¥28,363,745 |
| 40 | 1.70% | ¥229,820 | ¥110,313,689 | ¥30,313,689 |
| 40 | 1.80% | ¥233,925 | ¥112,283,965 | ¥32,283,965 |
| 40 | 1.90% | ¥238,072 | ¥114,274,457 | ¥34,274,457 |
| 40 | 2.00% | ¥242,261 | ¥116,285,045 | ¥36,285,045 |
| 40 | 2.10% | ¥246,491 | ¥118,315,604 | ¥38,315,604 |
| 40 | 2.20% | ¥250,763 | ¥120,366,001 | ¥40,366,001 |
| 40 | 2.30% | ¥255,075 | ¥122,436,101 | ¥42,436,101 |
| 40 | 2.40% | ¥259,429 | ¥124,525,762 | ¥44,525,762 |
| 40 | 2.50% | ¥263,823 | ¥126,634,839 | ¥46,634,839 |
| 40 | 2.60% | ¥268,257 | ¥128,763,181 | ¥48,763,181 |
| 40 | 2.70% | ¥272,730 | ¥130,910,631 | ¥50,910,631 |
| 40 | 2.80% | ¥277,244 | ¥133,077,031 | ¥53,077,031 |
| 40 | 2.90% | ¥281,796 | ¥135,262,216 | ¥55,262,216 |
| 40 | 3.00% | ¥286,388 | ¥137,466,018 | ¥57,466,018 |
8000万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥214,817 | ¥90,222,982 | ¥10,222,982 |
| 35 | 0.80% | ¥218,449 | ¥91,748,475 | ¥11,748,475 |
| 35 | 0.90% | ¥222,119 | ¥93,290,158 | ¥13,290,158 |
| 35 | 1.00% | ¥225,829 | ¥94,847,995 | ¥14,847,995 |
| 35 | 1.10% | ¥229,576 | ¥96,421,946 | ¥16,421,946 |
| 35 | 1.20% | ¥233,362 | ¥98,011,968 | ¥18,011,968 |
| 35 | 1.30% | ¥237,186 | ¥99,618,014 | ¥19,618,014 |
| 35 | 1.40% | ¥241,048 | ¥101,240,033 | ¥21,240,033 |
| 35 | 1.50% | ¥244,948 | ¥102,877,972 | ¥22,877,972 |
| 35 | 1.60% | ¥248,885 | ¥104,531,771 | ¥24,531,771 |
| 35 | 1.70% | ¥252,860 | ¥106,201,369 | ¥26,201,369 |
| 35 | 1.80% | ¥256,873 | ¥107,886,702 | ¥27,886,702 |
| 35 | 1.90% | ¥260,923 | ¥109,587,699 | ¥29,587,699 |
| 35 | 2.00% | ¥265,010 | ¥111,304,291 | ¥31,304,291 |
| 35 | 2.10% | ¥269,134 | ¥113,036,400 | ¥33,036,400 |
| 35 | 2.20% | ¥273,295 | ¥114,783,948 | ¥34,783,948 |
| 35 | 2.30% | ¥277,493 | ¥116,546,853 | ¥36,546,853 |
| 35 | 2.40% | ¥281,726 | ¥118,325,031 | ¥38,325,031 |
| 35 | 2.50% | ¥285,996 | ¥120,118,392 | ¥40,118,392 |
| 35 | 2.60% | ¥290,302 | ¥121,926,847 | ¥41,926,847 |
| 35 | 2.70% | ¥294,644 | ¥123,750,299 | ¥43,750,299 |
| 35 | 2.80% | ¥299,021 | ¥125,588,653 | ¥45,588,653 |
| 35 | 2.90% | ¥303,433 | ¥127,441,809 | ¥47,441,809 |
| 35 | 3.00% | ¥307,880 | ¥129,309,664 | ¥49,309,664 |
8000万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥246,436 | ¥88,717,030 | ¥8,717,030 |
| 30 | 0.80% | ¥250,028 | ¥90,010,168 | ¥10,010,168 |
| 30 | 0.90% | ¥253,653 | ¥91,315,225 | ¥11,315,225 |
| 30 | 1.00% | ¥257,312 | ¥92,632,182 | ¥12,632,182 |
| 30 | 1.10% | ¥261,003 | ¥93,961,016 | ¥13,961,016 |
| 30 | 1.20% | ¥264,727 | ¥95,301,704 | ¥15,301,704 |
| 30 | 1.30% | ¥268,484 | ¥96,654,220 | ¥16,654,220 |
| 30 | 1.40% | ¥272,274 | ¥98,018,535 | ¥18,018,535 |
| 30 | 1.50% | ¥276,096 | ¥99,394,621 | ¥19,394,621 |
| 30 | 1.60% | ¥279,951 | ¥100,782,444 | ¥20,782,444 |
| 30 | 1.70% | ¥283,839 | ¥102,181,971 | ¥22,181,971 |
| 30 | 1.80% | ¥287,759 | ¥103,593,167 | ¥23,593,167 |
| 30 | 1.90% | ¥291,711 | ¥105,015,992 | ¥25,015,992 |
| 30 | 2.00% | ¥295,696 | ¥106,450,408 | ¥26,450,408 |
| 30 | 2.10% | ¥299,712 | ¥107,896,373 | ¥27,896,373 |
| 30 | 2.20% | ¥303,761 | ¥109,353,842 | ¥29,353,842 |
| 30 | 2.30% | ¥307,841 | ¥110,822,772 | ¥30,822,772 |
| 30 | 2.40% | ¥311,953 | ¥112,303,114 | ¥32,303,114 |
| 30 | 2.50% | ¥316,097 | ¥113,794,819 | ¥33,794,819 |
| 30 | 2.60% | ¥320,272 | ¥115,297,837 | ¥35,297,837 |
| 30 | 2.70% | ¥324,478 | ¥116,812,115 | ¥36,812,115 |
| 30 | 2.80% | ¥328,716 | ¥118,337,600 | ¥38,337,600 |
| 30 | 2.90% | ¥332,984 | ¥119,874,234 | ¥39,874,234 |
| 30 | 3.00% | ¥337,283 | ¥121,421,962 | ¥41,421,962 |
8000万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥290,758 | ¥87,227,334 | ¥7,227,334 |
| 25 | 0.80% | ¥294,310 | ¥88,293,064 | ¥8,293,064 |
| 25 | 0.90% | ¥297,890 | ¥89,367,086 | ¥9,367,086 |
| 25 | 1.00% | ¥301,498 | ¥90,449,389 | ¥10,449,389 |
| 25 | 1.10% | ¥305,133 | ¥91,539,963 | ¥11,539,963 |
| 25 | 1.20% | ¥308,796 | ¥92,638,797 | ¥12,638,797 |
| 25 | 1.30% | ¥312,486 | ¥93,745,877 | ¥13,745,877 |
| 25 | 1.40% | ¥316,204 | ¥94,861,189 | ¥14,861,189 |
| 25 | 1.50% | ¥319,949 | ¥95,984,718 | ¥15,984,718 |
| 25 | 1.60% | ¥323,721 | ¥97,116,450 | ¥17,116,450 |
| 25 | 1.70% | ¥327,521 | ¥98,256,366 | ¥18,256,366 |
| 25 | 1.80% | ¥331,348 | ¥99,404,449 | ¥19,404,449 |
| 25 | 1.90% | ¥335,202 | ¥100,560,681 | ¥20,560,681 |
| 25 | 2.00% | ¥339,083 | ¥101,725,041 | ¥21,725,041 |
| 25 | 2.10% | ¥342,992 | ¥102,897,510 | ¥22,897,510 |
| 25 | 2.20% | ¥346,927 | ¥104,078,064 | ¥24,078,064 |
| 25 | 2.30% | ¥350,889 | ¥105,266,683 | ¥25,266,683 |
| 25 | 2.40% | ¥354,878 | ¥106,463,341 | ¥26,463,341 |
| 25 | 2.50% | ¥358,893 | ¥107,668,016 | ¥27,668,016 |
| 25 | 2.60% | ¥362,936 | ¥108,880,682 | ¥28,880,682 |
| 25 | 2.70% | ¥367,004 | ¥110,101,312 | ¥30,101,312 |
| 25 | 2.80% | ¥371,100 | ¥111,329,880 | ¥31,329,880 |
| 25 | 2.90% | ¥375,221 | ¥112,566,357 | ¥32,566,357 |
| 25 | 3.00% | ¥379,369 | ¥113,810,715 | ¥33,810,715 |
8000万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥357,308 | ¥85,753,917 | ¥5,753,917 |
| 20 | 0.80% | ¥360,822 | ¥86,597,201 | ¥6,597,201 |
| 20 | 0.90% | ¥364,357 | ¥87,445,799 | ¥7,445,799 |
| 20 | 1.00% | ¥367,915 | ¥88,299,707 | ¥8,299,707 |
| 20 | 1.10% | ¥371,496 | ¥89,158,920 | ¥9,158,920 |
| 20 | 1.20% | ¥375,098 | ¥90,023,434 | ¥10,023,434 |
| 20 | 1.30% | ¥378,722 | ¥90,893,242 | ¥10,893,242 |
| 20 | 1.40% | ¥382,368 | ¥91,768,339 | ¥11,768,339 |
| 20 | 1.50% | ¥386,036 | ¥92,648,719 | ¥12,648,719 |
| 20 | 1.60% | ¥389,727 | ¥93,534,374 | ¥13,534,374 |
| 20 | 1.70% | ¥393,439 | ¥94,425,297 | ¥14,425,297 |
| 20 | 1.80% | ¥397,173 | ¥95,321,481 | ¥15,321,481 |
| 20 | 1.90% | ¥400,929 | ¥96,222,919 | ¥16,222,919 |
| 20 | 2.00% | ¥404,707 | ¥97,129,600 | ¥17,129,600 |
| 20 | 2.10% | ¥408,506 | ¥98,041,518 | ¥18,041,518 |
| 20 | 2.20% | ¥412,328 | ¥98,958,662 | ¥18,958,662 |
| 20 | 2.30% | ¥416,171 | ¥99,881,023 | ¥19,881,023 |
| 20 | 2.40% | ¥420,036 | ¥100,808,591 | ¥20,808,591 |
| 20 | 2.50% | ¥423,922 | ¥101,741,355 | ¥21,741,355 |
| 20 | 2.60% | ¥427,830 | ¥102,679,306 | ¥22,679,306 |
| 20 | 2.70% | ¥431,760 | ¥103,622,431 | ¥23,622,431 |
| 20 | 2.80% | ¥435,711 | ¥104,570,720 | ¥24,570,720 |
| 20 | 2.90% | ¥439,684 | ¥105,524,160 | ¥25,524,160 |
| 20 | 3.00% | ¥443,678 | ¥106,482,739 | ¥26,482,739 |
8000万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥468,316 | ¥84,296,796 | ¥4,296,796 |
| 15 | 0.80% | ¥471,792 | ¥84,922,609 | ¥4,922,609 |
| 15 | 0.90% | ¥475,286 | ¥85,551,414 | ¥5,551,414 |
| 15 | 1.00% | ¥478,796 | ¥86,183,210 | ¥6,183,210 |
| 15 | 1.10% | ¥482,322 | ¥86,817,996 | ¥6,817,996 |
| 15 | 1.20% | ¥485,865 | ¥87,455,769 | ¥7,455,769 |
| 15 | 1.30% | ¥489,425 | ¥88,096,528 | ¥8,096,528 |
| 15 | 1.40% | ¥493,002 | ¥88,740,271 | ¥8,740,271 |
| 15 | 1.50% | ¥496,594 | ¥89,386,995 | ¥9,386,995 |
| 15 | 1.60% | ¥500,204 | ¥90,036,698 | ¥10,036,698 |
| 15 | 1.70% | ¥503,830 | ¥90,689,378 | ¥10,689,378 |
| 15 | 1.80% | ¥507,472 | ¥91,345,033 | ¥11,345,033 |
| 15 | 1.90% | ¥511,131 | ¥92,003,658 | ¥12,003,658 |
| 15 | 2.00% | ¥514,807 | ¥92,665,253 | ¥12,665,253 |
| 15 | 2.10% | ¥518,499 | ¥93,329,813 | ¥13,329,813 |
| 15 | 2.20% | ¥522,207 | ¥93,997,336 | ¥13,997,336 |
| 15 | 2.30% | ¥525,932 | ¥94,667,818 | ¥14,667,818 |
| 15 | 2.40% | ¥529,674 | ¥95,341,256 | ¥15,341,256 |
| 15 | 2.50% | ¥533,431 | ¥96,017,646 | ¥16,017,646 |
| 15 | 2.60% | ¥537,205 | ¥96,696,986 | ¥16,696,986 |
| 15 | 2.70% | ¥540,996 | ¥97,379,270 | ¥17,379,270 |
| 15 | 2.80% | ¥544,803 | ¥98,064,496 | ¥18,064,496 |
| 15 | 2.90% | ¥548,626 | ¥98,752,660 | ¥18,752,660 |
| 15 | 3.00% | ¥552,465 | ¥99,443,756 | ¥19,443,756 |
8000万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥690,467 | ¥82,855,986 | ¥2,855,986 |
| 10 | 0.80% | ¥693,911 | ¥83,269,312 | ¥3,269,312 |
| 10 | 0.90% | ¥697,366 | ¥83,683,969 | ¥3,683,969 |
| 10 | 1.00% | ¥700,833 | ¥84,099,957 | ¥4,099,957 |
| 10 | 1.10% | ¥704,311 | ¥84,517,275 | ¥4,517,275 |
| 10 | 1.20% | ¥707,799 | ¥84,935,922 | ¥4,935,922 |
| 10 | 1.30% | ¥711,299 | ¥85,355,900 | ¥5,355,900 |
| 10 | 1.40% | ¥714,810 | ¥85,777,206 | ¥5,777,206 |
| 10 | 1.50% | ¥718,332 | ¥86,199,840 | ¥6,199,840 |
| 10 | 1.60% | ¥721,865 | ¥86,623,802 | ¥6,623,802 |
| 10 | 1.70% | ¥725,409 | ¥87,049,091 | ¥7,049,091 |
| 10 | 1.80% | ¥728,964 | ¥87,475,707 | ¥7,475,707 |
| 10 | 1.90% | ¥732,530 | ¥87,903,649 | ¥7,903,649 |
| 10 | 2.00% | ¥736,108 | ¥88,332,916 | ¥8,332,916 |
| 10 | 2.10% | ¥739,696 | ¥88,763,507 | ¥8,763,507 |
| 10 | 2.20% | ¥743,295 | ¥89,195,423 | ¥9,195,423 |
| 10 | 2.30% | ¥746,906 | ¥89,628,662 | ¥9,628,662 |
| 10 | 2.40% | ¥750,527 | ¥90,063,223 | ¥10,063,223 |
| 10 | 2.50% | ¥754,159 | ¥90,499,106 | ¥10,499,106 |
| 10 | 2.60% | ¥757,803 | ¥90,936,309 | ¥10,936,309 |
| 10 | 2.70% | ¥761,457 | ¥91,374,833 | ¥11,374,833 |
| 10 | 2.80% | ¥765,122 | ¥91,814,676 | ¥11,814,676 |
| 10 | 2.90% | ¥768,799 | ¥92,255,837 | ¥12,255,837 |
| 10 | 3.00% | ¥772,486 | ¥92,698,315 | ¥12,698,315 |
