8000万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8000万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8000万円の住宅ローン|期間・年数別
8000万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥158,063 |
¥94,838,099 |
¥14,838,099 |
| 50 |
0.80% |
¥161,817 |
¥97,090,144 |
¥17,090,144 |
| 50 |
0.90% |
¥165,625 |
¥99,374,961 |
¥19,374,961 |
| 50 |
1.00% |
¥169,487 |
¥101,692,407 |
¥21,692,407 |
| 50 |
1.10% |
¥173,404 |
¥104,042,323 |
¥24,042,323 |
| 50 |
1.20% |
¥177,374 |
¥106,424,538 |
¥26,424,538 |
| 50 |
1.30% |
¥181,398 |
¥108,838,863 |
¥28,838,863 |
| 50 |
1.40% |
¥185,475 |
¥111,285,096 |
¥31,285,096 |
| 50 |
1.50% |
¥189,605 |
¥113,763,020 |
¥33,763,020 |
| 50 |
1.60% |
¥193,787 |
¥116,272,406 |
¥36,272,406 |
| 50 |
1.70% |
¥198,022 |
¥118,813,010 |
¥38,813,010 |
| 50 |
1.80% |
¥202,308 |
¥121,384,576 |
¥41,384,576 |
| 50 |
1.90% |
¥206,645 |
¥123,986,833 |
¥43,986,833 |
| 50 |
2.00% |
¥211,033 |
¥126,619,502 |
¥46,619,502 |
| 50 |
2.10% |
¥215,470 |
¥129,282,289 |
¥49,282,289 |
| 50 |
2.20% |
¥219,958 |
¥131,974,889 |
¥51,974,889 |
| 50 |
2.30% |
¥224,495 |
¥134,696,989 |
¥54,696,989 |
| 50 |
2.40% |
¥229,080 |
¥137,448,263 |
¥57,448,263 |
| 50 |
2.50% |
¥233,714 |
¥140,228,377 |
¥60,228,377 |
| 50 |
2.60% |
¥238,395 |
¥143,036,985 |
¥63,036,985 |
| 50 |
2.70% |
¥243,123 |
¥145,873,737 |
¥65,873,737 |
| 50 |
2.80% |
¥247,897 |
¥148,738,270 |
¥68,738,270 |
| 50 |
2.90% |
¥252,717 |
¥151,630,216 |
¥71,630,216 |
| 50 |
3.00% |
¥257,582 |
¥154,549,199 |
¥74,549,199 |
8000万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥172,747 |
¥93,283,548 |
¥13,283,548 |
| 45 |
0.80% |
¥176,460 |
¥95,288,517 |
¥15,288,517 |
| 45 |
0.90% |
¥180,222 |
¥97,320,112 |
¥17,320,112 |
| 45 |
1.00% |
¥184,034 |
¥99,378,238 |
¥19,378,238 |
| 45 |
1.10% |
¥187,894 |
¥101,462,790 |
¥21,462,790 |
| 45 |
1.20% |
¥191,803 |
¥103,573,653 |
¥23,573,653 |
| 45 |
1.30% |
¥195,761 |
¥105,710,703 |
¥25,710,703 |
| 45 |
1.40% |
¥199,766 |
¥107,873,806 |
¥27,873,806 |
| 45 |
1.50% |
¥203,820 |
¥110,062,817 |
¥30,062,817 |
| 45 |
1.60% |
¥207,921 |
¥112,277,582 |
¥32,277,582 |
| 45 |
1.70% |
¥212,070 |
¥114,517,940 |
¥34,517,940 |
| 45 |
1.80% |
¥216,266 |
¥116,783,718 |
¥36,783,718 |
| 45 |
1.90% |
¥220,509 |
¥119,074,737 |
¥39,074,737 |
| 45 |
2.00% |
¥224,798 |
¥121,390,807 |
¥41,390,807 |
| 45 |
2.10% |
¥229,133 |
¥123,731,733 |
¥43,731,733 |
| 45 |
2.20% |
¥233,514 |
¥126,097,309 |
¥46,097,309 |
| 45 |
2.30% |
¥237,939 |
¥128,487,322 |
¥48,487,322 |
| 45 |
2.40% |
¥242,410 |
¥130,901,554 |
¥50,901,554 |
| 45 |
2.50% |
¥246,926 |
¥133,339,776 |
¥53,339,776 |
| 45 |
2.60% |
¥251,485 |
¥135,801,755 |
¥55,801,755 |
| 45 |
2.70% |
¥256,088 |
¥138,287,251 |
¥58,287,251 |
| 45 |
2.80% |
¥260,733 |
¥140,796,017 |
¥60,796,017 |
| 45 |
2.90% |
¥265,422 |
¥143,327,800 |
¥63,327,800 |
| 45 |
3.00% |
¥270,152 |
¥145,882,343 |
¥65,882,343 |
8000万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥191,136 |
¥91,745,164 |
¥11,745,164 |
| 40 |
0.80% |
¥194,808 |
¥93,507,942 |
¥13,507,942 |
| 40 |
0.90% |
¥198,525 |
¥95,291,814 |
¥15,291,814 |
| 40 |
1.00% |
¥202,285 |
¥97,096,721 |
¥17,096,721 |
| 40 |
1.10% |
¥206,089 |
¥98,922,597 |
¥18,922,597 |
| 40 |
1.20% |
¥209,936 |
¥100,769,369 |
¥20,769,369 |
| 40 |
1.30% |
¥213,827 |
¥102,636,957 |
¥22,636,957 |
| 40 |
1.40% |
¥217,761 |
¥104,525,278 |
¥24,525,278 |
| 40 |
1.50% |
¥221,738 |
¥106,434,240 |
¥26,434,240 |
| 40 |
1.60% |
¥225,758 |
¥108,363,745 |
¥28,363,745 |
| 40 |
1.70% |
¥229,820 |
¥110,313,689 |
¥30,313,689 |
| 40 |
1.80% |
¥233,925 |
¥112,283,965 |
¥32,283,965 |
| 40 |
1.90% |
¥238,072 |
¥114,274,457 |
¥34,274,457 |
| 40 |
2.00% |
¥242,261 |
¥116,285,045 |
¥36,285,045 |
| 40 |
2.10% |
¥246,491 |
¥118,315,604 |
¥38,315,604 |
| 40 |
2.20% |
¥250,763 |
¥120,366,001 |
¥40,366,001 |
| 40 |
2.30% |
¥255,075 |
¥122,436,101 |
¥42,436,101 |
| 40 |
2.40% |
¥259,429 |
¥124,525,762 |
¥44,525,762 |
| 40 |
2.50% |
¥263,823 |
¥126,634,839 |
¥46,634,839 |
| 40 |
2.60% |
¥268,257 |
¥128,763,181 |
¥48,763,181 |
| 40 |
2.70% |
¥272,730 |
¥130,910,631 |
¥50,910,631 |
| 40 |
2.80% |
¥277,244 |
¥133,077,031 |
¥53,077,031 |
| 40 |
2.90% |
¥281,796 |
¥135,262,216 |
¥55,262,216 |
| 40 |
3.00% |
¥286,388 |
¥137,466,018 |
¥57,466,018 |
8000万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥214,817 |
¥90,222,982 |
¥10,222,982 |
| 35 |
0.80% |
¥218,449 |
¥91,748,475 |
¥11,748,475 |
| 35 |
0.90% |
¥222,119 |
¥93,290,158 |
¥13,290,158 |
| 35 |
1.00% |
¥225,829 |
¥94,847,995 |
¥14,847,995 |
| 35 |
1.10% |
¥229,576 |
¥96,421,946 |
¥16,421,946 |
| 35 |
1.20% |
¥233,362 |
¥98,011,968 |
¥18,011,968 |
| 35 |
1.30% |
¥237,186 |
¥99,618,014 |
¥19,618,014 |
| 35 |
1.40% |
¥241,048 |
¥101,240,033 |
¥21,240,033 |
| 35 |
1.50% |
¥244,948 |
¥102,877,972 |
¥22,877,972 |
| 35 |
1.60% |
¥248,885 |
¥104,531,771 |
¥24,531,771 |
| 35 |
1.70% |
¥252,860 |
¥106,201,369 |
¥26,201,369 |
| 35 |
1.80% |
¥256,873 |
¥107,886,702 |
¥27,886,702 |
| 35 |
1.90% |
¥260,923 |
¥109,587,699 |
¥29,587,699 |
| 35 |
2.00% |
¥265,010 |
¥111,304,291 |
¥31,304,291 |
| 35 |
2.10% |
¥269,134 |
¥113,036,400 |
¥33,036,400 |
| 35 |
2.20% |
¥273,295 |
¥114,783,948 |
¥34,783,948 |
| 35 |
2.30% |
¥277,493 |
¥116,546,853 |
¥36,546,853 |
| 35 |
2.40% |
¥281,726 |
¥118,325,031 |
¥38,325,031 |
| 35 |
2.50% |
¥285,996 |
¥120,118,392 |
¥40,118,392 |
| 35 |
2.60% |
¥290,302 |
¥121,926,847 |
¥41,926,847 |
| 35 |
2.70% |
¥294,644 |
¥123,750,299 |
¥43,750,299 |
| 35 |
2.80% |
¥299,021 |
¥125,588,653 |
¥45,588,653 |
| 35 |
2.90% |
¥303,433 |
¥127,441,809 |
¥47,441,809 |
| 35 |
3.00% |
¥307,880 |
¥129,309,664 |
¥49,309,664 |
8000万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥246,436 |
¥88,717,030 |
¥8,717,030 |
| 30 |
0.80% |
¥250,028 |
¥90,010,168 |
¥10,010,168 |
| 30 |
0.90% |
¥253,653 |
¥91,315,225 |
¥11,315,225 |
| 30 |
1.00% |
¥257,312 |
¥92,632,182 |
¥12,632,182 |
| 30 |
1.10% |
¥261,003 |
¥93,961,016 |
¥13,961,016 |
| 30 |
1.20% |
¥264,727 |
¥95,301,704 |
¥15,301,704 |
| 30 |
1.30% |
¥268,484 |
¥96,654,220 |
¥16,654,220 |
| 30 |
1.40% |
¥272,274 |
¥98,018,535 |
¥18,018,535 |
| 30 |
1.50% |
¥276,096 |
¥99,394,621 |
¥19,394,621 |
| 30 |
1.60% |
¥279,951 |
¥100,782,444 |
¥20,782,444 |
| 30 |
1.70% |
¥283,839 |
¥102,181,971 |
¥22,181,971 |
| 30 |
1.80% |
¥287,759 |
¥103,593,167 |
¥23,593,167 |
| 30 |
1.90% |
¥291,711 |
¥105,015,992 |
¥25,015,992 |
| 30 |
2.00% |
¥295,696 |
¥106,450,408 |
¥26,450,408 |
| 30 |
2.10% |
¥299,712 |
¥107,896,373 |
¥27,896,373 |
| 30 |
2.20% |
¥303,761 |
¥109,353,842 |
¥29,353,842 |
| 30 |
2.30% |
¥307,841 |
¥110,822,772 |
¥30,822,772 |
| 30 |
2.40% |
¥311,953 |
¥112,303,114 |
¥32,303,114 |
| 30 |
2.50% |
¥316,097 |
¥113,794,819 |
¥33,794,819 |
| 30 |
2.60% |
¥320,272 |
¥115,297,837 |
¥35,297,837 |
| 30 |
2.70% |
¥324,478 |
¥116,812,115 |
¥36,812,115 |
| 30 |
2.80% |
¥328,716 |
¥118,337,600 |
¥38,337,600 |
| 30 |
2.90% |
¥332,984 |
¥119,874,234 |
¥39,874,234 |
| 30 |
3.00% |
¥337,283 |
¥121,421,962 |
¥41,421,962 |
8000万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥290,758 |
¥87,227,334 |
¥7,227,334 |
| 25 |
0.80% |
¥294,310 |
¥88,293,064 |
¥8,293,064 |
| 25 |
0.90% |
¥297,890 |
¥89,367,086 |
¥9,367,086 |
| 25 |
1.00% |
¥301,498 |
¥90,449,389 |
¥10,449,389 |
| 25 |
1.10% |
¥305,133 |
¥91,539,963 |
¥11,539,963 |
| 25 |
1.20% |
¥308,796 |
¥92,638,797 |
¥12,638,797 |
| 25 |
1.30% |
¥312,486 |
¥93,745,877 |
¥13,745,877 |
| 25 |
1.40% |
¥316,204 |
¥94,861,189 |
¥14,861,189 |
| 25 |
1.50% |
¥319,949 |
¥95,984,718 |
¥15,984,718 |
| 25 |
1.60% |
¥323,721 |
¥97,116,450 |
¥17,116,450 |
| 25 |
1.70% |
¥327,521 |
¥98,256,366 |
¥18,256,366 |
| 25 |
1.80% |
¥331,348 |
¥99,404,449 |
¥19,404,449 |
| 25 |
1.90% |
¥335,202 |
¥100,560,681 |
¥20,560,681 |
| 25 |
2.00% |
¥339,083 |
¥101,725,041 |
¥21,725,041 |
| 25 |
2.10% |
¥342,992 |
¥102,897,510 |
¥22,897,510 |
| 25 |
2.20% |
¥346,927 |
¥104,078,064 |
¥24,078,064 |
| 25 |
2.30% |
¥350,889 |
¥105,266,683 |
¥25,266,683 |
| 25 |
2.40% |
¥354,878 |
¥106,463,341 |
¥26,463,341 |
| 25 |
2.50% |
¥358,893 |
¥107,668,016 |
¥27,668,016 |
| 25 |
2.60% |
¥362,936 |
¥108,880,682 |
¥28,880,682 |
| 25 |
2.70% |
¥367,004 |
¥110,101,312 |
¥30,101,312 |
| 25 |
2.80% |
¥371,100 |
¥111,329,880 |
¥31,329,880 |
| 25 |
2.90% |
¥375,221 |
¥112,566,357 |
¥32,566,357 |
| 25 |
3.00% |
¥379,369 |
¥113,810,715 |
¥33,810,715 |
8000万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥357,308 |
¥85,753,917 |
¥5,753,917 |
| 20 |
0.80% |
¥360,822 |
¥86,597,201 |
¥6,597,201 |
| 20 |
0.90% |
¥364,357 |
¥87,445,799 |
¥7,445,799 |
| 20 |
1.00% |
¥367,915 |
¥88,299,707 |
¥8,299,707 |
| 20 |
1.10% |
¥371,496 |
¥89,158,920 |
¥9,158,920 |
| 20 |
1.20% |
¥375,098 |
¥90,023,434 |
¥10,023,434 |
| 20 |
1.30% |
¥378,722 |
¥90,893,242 |
¥10,893,242 |
| 20 |
1.40% |
¥382,368 |
¥91,768,339 |
¥11,768,339 |
| 20 |
1.50% |
¥386,036 |
¥92,648,719 |
¥12,648,719 |
| 20 |
1.60% |
¥389,727 |
¥93,534,374 |
¥13,534,374 |
| 20 |
1.70% |
¥393,439 |
¥94,425,297 |
¥14,425,297 |
| 20 |
1.80% |
¥397,173 |
¥95,321,481 |
¥15,321,481 |
| 20 |
1.90% |
¥400,929 |
¥96,222,919 |
¥16,222,919 |
| 20 |
2.00% |
¥404,707 |
¥97,129,600 |
¥17,129,600 |
| 20 |
2.10% |
¥408,506 |
¥98,041,518 |
¥18,041,518 |
| 20 |
2.20% |
¥412,328 |
¥98,958,662 |
¥18,958,662 |
| 20 |
2.30% |
¥416,171 |
¥99,881,023 |
¥19,881,023 |
| 20 |
2.40% |
¥420,036 |
¥100,808,591 |
¥20,808,591 |
| 20 |
2.50% |
¥423,922 |
¥101,741,355 |
¥21,741,355 |
| 20 |
2.60% |
¥427,830 |
¥102,679,306 |
¥22,679,306 |
| 20 |
2.70% |
¥431,760 |
¥103,622,431 |
¥23,622,431 |
| 20 |
2.80% |
¥435,711 |
¥104,570,720 |
¥24,570,720 |
| 20 |
2.90% |
¥439,684 |
¥105,524,160 |
¥25,524,160 |
| 20 |
3.00% |
¥443,678 |
¥106,482,739 |
¥26,482,739 |
8000万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥468,316 |
¥84,296,796 |
¥4,296,796 |
| 15 |
0.80% |
¥471,792 |
¥84,922,609 |
¥4,922,609 |
| 15 |
0.90% |
¥475,286 |
¥85,551,414 |
¥5,551,414 |
| 15 |
1.00% |
¥478,796 |
¥86,183,210 |
¥6,183,210 |
| 15 |
1.10% |
¥482,322 |
¥86,817,996 |
¥6,817,996 |
| 15 |
1.20% |
¥485,865 |
¥87,455,769 |
¥7,455,769 |
| 15 |
1.30% |
¥489,425 |
¥88,096,528 |
¥8,096,528 |
| 15 |
1.40% |
¥493,002 |
¥88,740,271 |
¥8,740,271 |
| 15 |
1.50% |
¥496,594 |
¥89,386,995 |
¥9,386,995 |
| 15 |
1.60% |
¥500,204 |
¥90,036,698 |
¥10,036,698 |
| 15 |
1.70% |
¥503,830 |
¥90,689,378 |
¥10,689,378 |
| 15 |
1.80% |
¥507,472 |
¥91,345,033 |
¥11,345,033 |
| 15 |
1.90% |
¥511,131 |
¥92,003,658 |
¥12,003,658 |
| 15 |
2.00% |
¥514,807 |
¥92,665,253 |
¥12,665,253 |
| 15 |
2.10% |
¥518,499 |
¥93,329,813 |
¥13,329,813 |
| 15 |
2.20% |
¥522,207 |
¥93,997,336 |
¥13,997,336 |
| 15 |
2.30% |
¥525,932 |
¥94,667,818 |
¥14,667,818 |
| 15 |
2.40% |
¥529,674 |
¥95,341,256 |
¥15,341,256 |
| 15 |
2.50% |
¥533,431 |
¥96,017,646 |
¥16,017,646 |
| 15 |
2.60% |
¥537,205 |
¥96,696,986 |
¥16,696,986 |
| 15 |
2.70% |
¥540,996 |
¥97,379,270 |
¥17,379,270 |
| 15 |
2.80% |
¥544,803 |
¥98,064,496 |
¥18,064,496 |
| 15 |
2.90% |
¥548,626 |
¥98,752,660 |
¥18,752,660 |
| 15 |
3.00% |
¥552,465 |
¥99,443,756 |
¥19,443,756 |
8000万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥690,467 |
¥82,855,986 |
¥2,855,986 |
| 10 |
0.80% |
¥693,911 |
¥83,269,312 |
¥3,269,312 |
| 10 |
0.90% |
¥697,366 |
¥83,683,969 |
¥3,683,969 |
| 10 |
1.00% |
¥700,833 |
¥84,099,957 |
¥4,099,957 |
| 10 |
1.10% |
¥704,311 |
¥84,517,275 |
¥4,517,275 |
| 10 |
1.20% |
¥707,799 |
¥84,935,922 |
¥4,935,922 |
| 10 |
1.30% |
¥711,299 |
¥85,355,900 |
¥5,355,900 |
| 10 |
1.40% |
¥714,810 |
¥85,777,206 |
¥5,777,206 |
| 10 |
1.50% |
¥718,332 |
¥86,199,840 |
¥6,199,840 |
| 10 |
1.60% |
¥721,865 |
¥86,623,802 |
¥6,623,802 |
| 10 |
1.70% |
¥725,409 |
¥87,049,091 |
¥7,049,091 |
| 10 |
1.80% |
¥728,964 |
¥87,475,707 |
¥7,475,707 |
| 10 |
1.90% |
¥732,530 |
¥87,903,649 |
¥7,903,649 |
| 10 |
2.00% |
¥736,108 |
¥88,332,916 |
¥8,332,916 |
| 10 |
2.10% |
¥739,696 |
¥88,763,507 |
¥8,763,507 |
| 10 |
2.20% |
¥743,295 |
¥89,195,423 |
¥9,195,423 |
| 10 |
2.30% |
¥746,906 |
¥89,628,662 |
¥9,628,662 |
| 10 |
2.40% |
¥750,527 |
¥90,063,223 |
¥10,063,223 |
| 10 |
2.50% |
¥754,159 |
¥90,499,106 |
¥10,499,106 |
| 10 |
2.60% |
¥757,803 |
¥90,936,309 |
¥10,936,309 |
| 10 |
2.70% |
¥761,457 |
¥91,374,833 |
¥11,374,833 |
| 10 |
2.80% |
¥765,122 |
¥91,814,676 |
¥11,814,676 |
| 10 |
2.90% |
¥768,799 |
¥92,255,837 |
¥12,255,837 |
| 10 |
3.00% |
¥772,486 |
¥92,698,315 |
¥12,698,315 |