8020万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8020万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8020万円の住宅ローン｜期間・年数別
8020万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥158,459 | ¥95,075,194 | ¥14,875,194 |
| 50 | 0.80% | ¥162,221 | ¥97,332,870 | ¥17,132,870 |
| 50 | 0.90% | ¥166,039 | ¥99,623,398 | ¥19,423,398 |
| 50 | 1.00% | ¥169,911 | ¥101,946,638 | ¥21,746,638 |
| 50 | 1.10% | ¥173,837 | ¥104,302,429 | ¥24,102,429 |
| 50 | 1.20% | ¥177,818 | ¥106,690,599 | ¥26,490,599 |
| 50 | 1.30% | ¥181,852 | ¥109,110,960 | ¥28,910,960 |
| 50 | 1.40% | ¥185,939 | ¥111,563,308 | ¥31,363,308 |
| 50 | 1.50% | ¥190,079 | ¥114,047,428 | ¥33,847,428 |
| 50 | 1.60% | ¥194,272 | ¥116,563,087 | ¥36,363,087 |
| 50 | 1.70% | ¥198,517 | ¥119,110,043 | ¥38,910,043 |
| 50 | 1.80% | ¥202,813 | ¥121,688,037 | ¥41,488,037 |
| 50 | 1.90% | ¥207,161 | ¥124,296,800 | ¥44,096,800 |
| 50 | 2.00% | ¥211,560 | ¥126,936,051 | ¥46,736,051 |
| 50 | 2.10% | ¥216,009 | ¥129,605,494 | ¥49,405,494 |
| 50 | 2.20% | ¥220,508 | ¥132,304,827 | ¥52,104,827 |
| 50 | 2.30% | ¥225,056 | ¥135,033,732 | ¥54,833,732 |
| 50 | 2.40% | ¥229,653 | ¥137,791,884 | ¥57,591,884 |
| 50 | 2.50% | ¥234,298 | ¥140,578,948 | ¥60,378,948 |
| 50 | 2.60% | ¥238,991 | ¥143,394,578 | ¥63,194,578 |
| 50 | 2.70% | ¥243,731 | ¥146,238,421 | ¥66,038,421 |
| 50 | 2.80% | ¥248,517 | ¥149,110,115 | ¥68,910,115 |
| 50 | 2.90% | ¥253,349 | ¥152,009,291 | ¥71,809,291 |
| 50 | 3.00% | ¥258,226 | ¥154,935,572 | ¥74,735,572 |
8020万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥173,179 | ¥93,516,757 | ¥13,316,757 |
| 45 | 0.80% | ¥176,901 | ¥95,526,738 | ¥15,326,738 |
| 45 | 0.90% | ¥180,673 | ¥97,563,412 | ¥17,363,412 |
| 45 | 1.00% | ¥184,494 | ¥99,626,683 | ¥19,426,683 |
| 45 | 1.10% | ¥188,364 | ¥101,716,447 | ¥21,516,447 |
| 45 | 1.20% | ¥192,283 | ¥103,832,587 | ¥23,632,587 |
| 45 | 1.30% | ¥196,250 | ¥105,974,980 | ¥25,774,980 |
| 45 | 1.40% | ¥200,266 | ¥108,143,490 | ¥27,943,490 |
| 45 | 1.50% | ¥204,330 | ¥110,337,974 | ¥30,137,974 |
| 45 | 1.60% | ¥208,441 | ¥112,558,276 | ¥32,358,276 |
| 45 | 1.70% | ¥212,600 | ¥114,804,234 | ¥34,604,234 |
| 45 | 1.80% | ¥216,807 | ¥117,075,677 | ¥36,875,677 |
| 45 | 1.90% | ¥221,060 | ¥119,372,424 | ¥39,172,424 |
| 45 | 2.00% | ¥225,360 | ¥121,694,284 | ¥41,494,284 |
| 45 | 2.10% | ¥229,706 | ¥124,041,062 | ¥43,841,062 |
| 45 | 2.20% | ¥234,097 | ¥126,412,552 | ¥46,212,552 |
| 45 | 2.30% | ¥238,534 | ¥128,808,541 | ¥48,608,541 |
| 45 | 2.40% | ¥243,016 | ¥131,228,808 | ¥51,028,808 |
| 45 | 2.50% | ¥247,543 | ¥133,673,125 | ¥53,473,125 |
| 45 | 2.60% | ¥252,113 | ¥136,141,260 | ¥55,941,260 |
| 45 | 2.70% | ¥256,728 | ¥138,632,969 | ¥58,432,969 |
| 45 | 2.80% | ¥261,385 | ¥141,148,007 | ¥60,948,007 |
| 45 | 2.90% | ¥266,085 | ¥143,686,120 | ¥63,486,120 |
| 45 | 3.00% | ¥270,828 | ¥146,247,049 | ¥66,047,049 |
8020万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥191,614 | ¥91,974,527 | ¥11,774,527 |
| 40 | 0.80% | ¥195,295 | ¥93,741,712 | ¥13,541,712 |
| 40 | 0.90% | ¥199,021 | ¥95,530,044 | ¥15,330,044 |
| 40 | 1.00% | ¥202,791 | ¥97,339,463 | ¥17,139,463 |
| 40 | 1.10% | ¥206,604 | ¥99,169,903 | ¥18,969,903 |
| 40 | 1.20% | ¥210,461 | ¥101,021,292 | ¥20,821,292 |
| 40 | 1.30% | ¥214,362 | ¥102,893,550 | ¥22,693,550 |
| 40 | 1.40% | ¥218,305 | ¥104,786,591 | ¥24,586,591 |
| 40 | 1.50% | ¥222,292 | ¥106,700,325 | ¥26,500,325 |
| 40 | 1.60% | ¥226,322 | ¥108,634,654 | ¥28,434,654 |
| 40 | 1.70% | ¥230,395 | ¥110,589,474 | ¥30,389,474 |
| 40 | 1.80% | ¥234,510 | ¥112,564,675 | ¥32,364,675 |
| 40 | 1.90% | ¥238,667 | ¥114,560,144 | ¥34,360,144 |
| 40 | 2.00% | ¥242,866 | ¥116,575,758 | ¥36,375,758 |
| 40 | 2.10% | ¥247,107 | ¥118,611,393 | ¥38,411,393 |
| 40 | 2.20% | ¥251,389 | ¥120,666,916 | ¥40,466,916 |
| 40 | 2.30% | ¥255,713 | ¥122,742,191 | ¥42,542,191 |
| 40 | 2.40% | ¥260,077 | ¥124,837,077 | ¥44,637,077 |
| 40 | 2.50% | ¥264,482 | ¥126,951,426 | ¥46,751,426 |
| 40 | 2.60% | ¥268,927 | ¥129,085,089 | ¥48,885,089 |
| 40 | 2.70% | ¥273,412 | ¥131,237,908 | ¥51,037,908 |
| 40 | 2.80% | ¥277,937 | ¥133,409,724 | ¥53,209,724 |
| 40 | 2.90% | ¥282,501 | ¥135,600,372 | ¥55,400,372 |
| 40 | 3.00% | ¥287,104 | ¥137,809,683 | ¥57,609,683 |
8020万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥215,354 | ¥90,448,539 | ¥10,248,539 |
| 35 | 0.80% | ¥218,995 | ¥91,977,846 | ¥11,777,846 |
| 35 | 0.90% | ¥222,675 | ¥93,523,384 | ¥13,323,384 |
| 35 | 1.00% | ¥226,393 | ¥95,085,115 | ¥14,885,115 |
| 35 | 1.10% | ¥230,150 | ¥96,663,001 | ¥16,463,001 |
| 35 | 1.20% | ¥233,945 | ¥98,256,998 | ¥18,056,998 |
| 35 | 1.30% | ¥237,779 | ¥99,867,059 | ¥19,667,059 |
| 35 | 1.40% | ¥241,650 | ¥101,493,134 | ¥21,293,134 |
| 35 | 1.50% | ¥245,560 | ¥103,135,167 | ¥22,935,167 |
| 35 | 1.60% | ¥249,507 | ¥104,793,100 | ¥24,593,100 |
| 35 | 1.70% | ¥253,493 | ¥106,466,873 | ¥26,266,873 |
| 35 | 1.80% | ¥257,515 | ¥108,156,418 | ¥27,956,418 |
| 35 | 1.90% | ¥261,575 | ¥109,861,669 | ¥29,661,669 |
| 35 | 2.00% | ¥265,673 | ¥111,582,551 | ¥31,382,551 |
| 35 | 2.10% | ¥269,807 | ¥113,318,991 | ¥33,118,991 |
| 35 | 2.20% | ¥273,978 | ¥115,070,908 | ¥34,870,908 |
| 35 | 2.30% | ¥278,186 | ¥116,838,220 | ¥36,638,220 |
| 35 | 2.40% | ¥282,431 | ¥118,620,843 | ¥38,420,843 |
| 35 | 2.50% | ¥286,711 | ¥120,418,688 | ¥40,218,688 |
| 35 | 2.60% | ¥291,028 | ¥122,231,664 | ¥42,031,664 |
| 35 | 2.70% | ¥295,380 | ¥124,059,675 | ¥43,859,675 |
| 35 | 2.80% | ¥299,768 | ¥125,902,625 | ¥45,702,625 |
| 35 | 2.90% | ¥304,191 | ¥127,760,414 | ¥47,560,414 |
| 35 | 3.00% | ¥308,650 | ¥129,632,938 | ¥49,432,938 |
8020万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥247,052 | ¥88,938,822 | ¥8,738,822 |
| 30 | 0.80% | ¥250,653 | ¥90,235,193 | ¥10,035,193 |
| 30 | 0.90% | ¥254,288 | ¥91,543,513 | ¥11,343,513 |
| 30 | 1.00% | ¥257,955 | ¥92,863,762 | ¥12,663,762 |
| 30 | 1.10% | ¥261,655 | ¥94,195,919 | ¥13,995,919 |
| 30 | 1.20% | ¥265,389 | ¥95,539,958 | ¥15,339,958 |
| 30 | 1.30% | ¥269,155 | ¥96,895,855 | ¥16,695,855 |
| 30 | 1.40% | ¥272,954 | ¥98,263,581 | ¥18,063,581 |
| 30 | 1.50% | ¥276,786 | ¥99,643,107 | ¥19,443,107 |
| 30 | 1.60% | ¥280,651 | ¥101,034,400 | ¥20,834,400 |
| 30 | 1.70% | ¥284,548 | ¥102,437,426 | ¥22,237,426 |
| 30 | 1.80% | ¥288,478 | ¥103,852,150 | ¥23,652,150 |
| 30 | 1.90% | ¥292,440 | ¥105,278,532 | ¥25,078,532 |
| 30 | 2.00% | ¥296,435 | ¥106,716,534 | ¥26,516,534 |
| 30 | 2.10% | ¥300,461 | ¥108,166,114 | ¥27,966,114 |
| 30 | 2.20% | ¥304,520 | ¥109,627,227 | ¥29,427,227 |
| 30 | 2.30% | ¥308,611 | ¥111,099,829 | ¥30,899,829 |
| 30 | 2.40% | ¥312,733 | ¥112,583,871 | ¥32,383,871 |
| 30 | 2.50% | ¥316,887 | ¥114,079,306 | ¥33,879,306 |
| 30 | 2.60% | ¥321,072 | ¥115,586,082 | ¥35,386,082 |
| 30 | 2.70% | ¥325,289 | ¥117,104,146 | ¥36,904,146 |
| 30 | 2.80% | ¥329,537 | ¥118,633,444 | ¥38,433,444 |
| 30 | 2.90% | ¥333,816 | ¥120,173,920 | ¥39,973,920 |
| 30 | 3.00% | ¥338,126 | ¥121,725,517 | ¥41,525,517 |
8020万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥291,485 | ¥87,445,402 | ¥7,245,402 |
| 25 | 0.80% | ¥295,046 | ¥88,513,797 | ¥8,313,797 |
| 25 | 0.90% | ¥298,635 | ¥89,590,503 | ¥9,390,503 |
| 25 | 1.00% | ¥302,252 | ¥90,675,512 | ¥10,475,512 |
| 25 | 1.10% | ¥305,896 | ¥91,768,813 | ¥11,568,813 |
| 25 | 1.20% | ¥309,568 | ¥92,870,394 | ¥12,670,394 |
| 25 | 1.30% | ¥313,267 | ¥93,980,241 | ¥13,780,241 |
| 25 | 1.40% | ¥316,994 | ¥95,098,342 | ¥14,898,342 |
| 25 | 1.50% | ¥320,749 | ¥96,224,680 | ¥16,024,680 |
| 25 | 1.60% | ¥324,531 | ¥97,359,241 | ¥17,159,241 |
| 25 | 1.70% | ¥328,340 | ¥98,502,007 | ¥18,302,007 |
| 25 | 1.80% | ¥332,177 | ¥99,652,960 | ¥19,452,960 |
| 25 | 1.90% | ¥336,040 | ¥100,812,083 | ¥20,612,083 |
| 25 | 2.00% | ¥339,931 | ¥101,979,354 | ¥21,779,354 |
| 25 | 2.10% | ¥343,849 | ¥103,154,753 | ¥22,954,753 |
| 25 | 2.20% | ¥347,794 | ¥104,338,259 | ¥24,138,259 |
| 25 | 2.30% | ¥351,766 | ¥105,529,849 | ¥25,329,849 |
| 25 | 2.40% | ¥355,765 | ¥106,729,500 | ¥26,529,500 |
| 25 | 2.50% | ¥359,791 | ¥107,937,186 | ¥27,737,186 |
| 25 | 2.60% | ¥363,843 | ¥109,152,883 | ¥28,952,883 |
| 25 | 2.70% | ¥367,922 | ¥110,376,565 | ¥30,176,565 |
| 25 | 2.80% | ¥372,027 | ¥111,608,204 | ¥31,408,204 |
| 25 | 2.90% | ¥376,159 | ¥112,847,773 | ¥32,647,773 |
| 25 | 3.00% | ¥380,317 | ¥114,095,242 | ¥33,895,242 |
8020万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥358,201 | ¥85,968,302 | ¥5,768,302 |
| 20 | 0.80% | ¥361,724 | ¥86,813,694 | ¥6,613,694 |
| 20 | 0.90% | ¥365,268 | ¥87,664,413 | ¥7,464,413 |
| 20 | 1.00% | ¥368,835 | ¥88,520,456 | ¥8,320,456 |
| 20 | 1.10% | ¥372,424 | ¥89,381,818 | ¥9,181,818 |
| 20 | 1.20% | ¥376,035 | ¥90,248,492 | ¥10,048,492 |
| 20 | 1.30% | ¥379,669 | ¥91,120,475 | ¥10,920,475 |
| 20 | 1.40% | ¥383,324 | ¥91,997,760 | ¥11,797,760 |
| 20 | 1.50% | ¥387,001 | ¥92,880,340 | ¥12,680,340 |
| 20 | 1.60% | ¥390,701 | ¥93,768,209 | ¥13,568,209 |
| 20 | 1.70% | ¥394,422 | ¥94,661,360 | ¥14,461,360 |
| 20 | 1.80% | ¥398,166 | ¥95,559,785 | ¥15,359,785 |
| 20 | 1.90% | ¥401,931 | ¥96,463,476 | ¥16,263,476 |
| 20 | 2.00% | ¥405,718 | ¥97,372,424 | ¥17,172,424 |
| 20 | 2.10% | ¥409,528 | ¥98,286,622 | ¥18,086,622 |
| 20 | 2.20% | ¥413,359 | ¥99,206,058 | ¥19,006,058 |
| 20 | 2.30% | ¥417,211 | ¥100,130,725 | ¥19,930,725 |
| 20 | 2.40% | ¥421,086 | ¥101,060,612 | ¥20,860,612 |
| 20 | 2.50% | ¥424,982 | ¥101,995,709 | ¥21,795,709 |
| 20 | 2.60% | ¥428,900 | ¥102,936,004 | ¥22,736,004 |
| 20 | 2.70% | ¥432,840 | ¥103,881,487 | ¥23,681,487 |
| 20 | 2.80% | ¥436,801 | ¥104,832,147 | ¥24,632,147 |
| 20 | 2.90% | ¥440,783 | ¥105,787,970 | ¥25,587,970 |
| 20 | 3.00% | ¥444,787 | ¥106,748,946 | ¥26,548,946 |
8020万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥469,486 | ¥84,507,538 | ¥4,307,538 |
| 15 | 0.80% | ¥472,972 | ¥85,134,915 | ¥4,934,915 |
| 15 | 0.90% | ¥476,474 | ¥85,765,292 | ¥5,565,292 |
| 15 | 1.00% | ¥479,993 | ¥86,398,668 | ¥6,198,668 |
| 15 | 1.10% | ¥483,528 | ¥87,035,041 | ¥6,835,041 |
| 15 | 1.20% | ¥487,080 | ¥87,674,408 | ¥7,474,408 |
| 15 | 1.30% | ¥490,649 | ¥88,316,769 | ¥8,116,769 |
| 15 | 1.40% | ¥494,234 | ¥88,962,121 | ¥8,762,121 |
| 15 | 1.50% | ¥497,836 | ¥89,610,462 | ¥9,410,462 |
| 15 | 1.60% | ¥501,454 | ¥90,261,790 | ¥10,061,790 |
| 15 | 1.70% | ¥505,089 | ¥90,916,102 | ¥10,716,102 |
| 15 | 1.80% | ¥508,741 | ¥91,573,395 | ¥11,373,395 |
| 15 | 1.90% | ¥512,409 | ¥92,233,668 | ¥12,033,668 |
| 15 | 2.00% | ¥516,094 | ¥92,896,916 | ¥12,696,916 |
| 15 | 2.10% | ¥519,795 | ¥93,563,137 | ¥13,363,137 |
| 15 | 2.20% | ¥523,513 | ¥94,232,329 | ¥14,032,329 |
| 15 | 2.30% | ¥527,247 | ¥94,904,487 | ¥14,704,487 |
| 15 | 2.40% | ¥530,998 | ¥95,579,609 | ¥15,379,609 |
| 15 | 2.50% | ¥534,765 | ¥96,257,690 | ¥16,057,690 |
| 15 | 2.60% | ¥538,548 | ¥96,938,728 | ¥16,738,728 |
| 15 | 2.70% | ¥542,348 | ¥97,622,718 | ¥17,422,718 |
| 15 | 2.80% | ¥546,165 | ¥98,309,657 | ¥18,109,657 |
| 15 | 2.90% | ¥549,997 | ¥98,999,541 | ¥18,799,541 |
| 15 | 3.00% | ¥553,846 | ¥99,692,366 | ¥19,492,366 |
8020万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥692,193 | ¥83,063,126 | ¥2,863,126 |
| 10 | 0.80% | ¥695,646 | ¥83,477,485 | ¥3,277,485 |
| 10 | 0.90% | ¥699,110 | ¥83,893,179 | ¥3,693,179 |
| 10 | 1.00% | ¥702,585 | ¥84,310,206 | ¥4,110,206 |
| 10 | 1.10% | ¥706,071 | ¥84,728,568 | ¥4,528,568 |
| 10 | 1.20% | ¥709,569 | ¥85,148,262 | ¥4,948,262 |
| 10 | 1.30% | ¥713,077 | ¥85,569,289 | ¥5,369,289 |
| 10 | 1.40% | ¥716,597 | ¥85,991,649 | ¥5,791,649 |
| 10 | 1.50% | ¥720,128 | ¥86,415,339 | ¥6,215,339 |
| 10 | 1.60% | ¥723,670 | ¥86,840,361 | ¥6,640,361 |
| 10 | 1.70% | ¥727,223 | ¥87,266,714 | ¥7,066,714 |
| 10 | 1.80% | ¥730,787 | ¥87,694,396 | ¥7,494,396 |
| 10 | 1.90% | ¥734,362 | ¥88,123,408 | ¥7,923,408 |
| 10 | 2.00% | ¥737,948 | ¥88,553,748 | ¥8,353,748 |
| 10 | 2.10% | ¥741,545 | ¥88,985,416 | ¥8,785,416 |
| 10 | 2.20% | ¥745,153 | ¥89,418,411 | ¥9,218,411 |
| 10 | 2.30% | ¥748,773 | ¥89,852,733 | ¥9,652,733 |
| 10 | 2.40% | ¥752,403 | ¥90,288,381 | ¥10,088,381 |
| 10 | 2.50% | ¥756,045 | ¥90,725,353 | ¥10,525,353 |
| 10 | 2.60% | ¥759,697 | ¥91,163,650 | ¥10,963,650 |
| 10 | 2.70% | ¥763,361 | ¥91,603,270 | ¥11,403,270 |
| 10 | 2.80% | ¥767,035 | ¥92,044,212 | ¥11,844,212 |
| 10 | 2.90% | ¥770,721 | ¥92,486,476 | ¥12,286,476 |
| 10 | 3.00% | ¥774,417 | ¥92,930,061 | ¥12,730,061 |
