8020万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8020万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8020万円の住宅ローン|期間・年数別
8020万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥158,459 |
¥95,075,194 |
¥14,875,194 |
| 50 |
0.80% |
¥162,221 |
¥97,332,870 |
¥17,132,870 |
| 50 |
0.90% |
¥166,039 |
¥99,623,398 |
¥19,423,398 |
| 50 |
1.00% |
¥169,911 |
¥101,946,638 |
¥21,746,638 |
| 50 |
1.10% |
¥173,837 |
¥104,302,429 |
¥24,102,429 |
| 50 |
1.20% |
¥177,818 |
¥106,690,599 |
¥26,490,599 |
| 50 |
1.30% |
¥181,852 |
¥109,110,960 |
¥28,910,960 |
| 50 |
1.40% |
¥185,939 |
¥111,563,308 |
¥31,363,308 |
| 50 |
1.50% |
¥190,079 |
¥114,047,428 |
¥33,847,428 |
| 50 |
1.60% |
¥194,272 |
¥116,563,087 |
¥36,363,087 |
| 50 |
1.70% |
¥198,517 |
¥119,110,043 |
¥38,910,043 |
| 50 |
1.80% |
¥202,813 |
¥121,688,037 |
¥41,488,037 |
| 50 |
1.90% |
¥207,161 |
¥124,296,800 |
¥44,096,800 |
| 50 |
2.00% |
¥211,560 |
¥126,936,051 |
¥46,736,051 |
| 50 |
2.10% |
¥216,009 |
¥129,605,494 |
¥49,405,494 |
| 50 |
2.20% |
¥220,508 |
¥132,304,827 |
¥52,104,827 |
| 50 |
2.30% |
¥225,056 |
¥135,033,732 |
¥54,833,732 |
| 50 |
2.40% |
¥229,653 |
¥137,791,884 |
¥57,591,884 |
| 50 |
2.50% |
¥234,298 |
¥140,578,948 |
¥60,378,948 |
| 50 |
2.60% |
¥238,991 |
¥143,394,578 |
¥63,194,578 |
| 50 |
2.70% |
¥243,731 |
¥146,238,421 |
¥66,038,421 |
| 50 |
2.80% |
¥248,517 |
¥149,110,115 |
¥68,910,115 |
| 50 |
2.90% |
¥253,349 |
¥152,009,291 |
¥71,809,291 |
| 50 |
3.00% |
¥258,226 |
¥154,935,572 |
¥74,735,572 |
8020万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥173,179 |
¥93,516,757 |
¥13,316,757 |
| 45 |
0.80% |
¥176,901 |
¥95,526,738 |
¥15,326,738 |
| 45 |
0.90% |
¥180,673 |
¥97,563,412 |
¥17,363,412 |
| 45 |
1.00% |
¥184,494 |
¥99,626,683 |
¥19,426,683 |
| 45 |
1.10% |
¥188,364 |
¥101,716,447 |
¥21,516,447 |
| 45 |
1.20% |
¥192,283 |
¥103,832,587 |
¥23,632,587 |
| 45 |
1.30% |
¥196,250 |
¥105,974,980 |
¥25,774,980 |
| 45 |
1.40% |
¥200,266 |
¥108,143,490 |
¥27,943,490 |
| 45 |
1.50% |
¥204,330 |
¥110,337,974 |
¥30,137,974 |
| 45 |
1.60% |
¥208,441 |
¥112,558,276 |
¥32,358,276 |
| 45 |
1.70% |
¥212,600 |
¥114,804,234 |
¥34,604,234 |
| 45 |
1.80% |
¥216,807 |
¥117,075,677 |
¥36,875,677 |
| 45 |
1.90% |
¥221,060 |
¥119,372,424 |
¥39,172,424 |
| 45 |
2.00% |
¥225,360 |
¥121,694,284 |
¥41,494,284 |
| 45 |
2.10% |
¥229,706 |
¥124,041,062 |
¥43,841,062 |
| 45 |
2.20% |
¥234,097 |
¥126,412,552 |
¥46,212,552 |
| 45 |
2.30% |
¥238,534 |
¥128,808,541 |
¥48,608,541 |
| 45 |
2.40% |
¥243,016 |
¥131,228,808 |
¥51,028,808 |
| 45 |
2.50% |
¥247,543 |
¥133,673,125 |
¥53,473,125 |
| 45 |
2.60% |
¥252,113 |
¥136,141,260 |
¥55,941,260 |
| 45 |
2.70% |
¥256,728 |
¥138,632,969 |
¥58,432,969 |
| 45 |
2.80% |
¥261,385 |
¥141,148,007 |
¥60,948,007 |
| 45 |
2.90% |
¥266,085 |
¥143,686,120 |
¥63,486,120 |
| 45 |
3.00% |
¥270,828 |
¥146,247,049 |
¥66,047,049 |
8020万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥191,614 |
¥91,974,527 |
¥11,774,527 |
| 40 |
0.80% |
¥195,295 |
¥93,741,712 |
¥13,541,712 |
| 40 |
0.90% |
¥199,021 |
¥95,530,044 |
¥15,330,044 |
| 40 |
1.00% |
¥202,791 |
¥97,339,463 |
¥17,139,463 |
| 40 |
1.10% |
¥206,604 |
¥99,169,903 |
¥18,969,903 |
| 40 |
1.20% |
¥210,461 |
¥101,021,292 |
¥20,821,292 |
| 40 |
1.30% |
¥214,362 |
¥102,893,550 |
¥22,693,550 |
| 40 |
1.40% |
¥218,305 |
¥104,786,591 |
¥24,586,591 |
| 40 |
1.50% |
¥222,292 |
¥106,700,325 |
¥26,500,325 |
| 40 |
1.60% |
¥226,322 |
¥108,634,654 |
¥28,434,654 |
| 40 |
1.70% |
¥230,395 |
¥110,589,474 |
¥30,389,474 |
| 40 |
1.80% |
¥234,510 |
¥112,564,675 |
¥32,364,675 |
| 40 |
1.90% |
¥238,667 |
¥114,560,144 |
¥34,360,144 |
| 40 |
2.00% |
¥242,866 |
¥116,575,758 |
¥36,375,758 |
| 40 |
2.10% |
¥247,107 |
¥118,611,393 |
¥38,411,393 |
| 40 |
2.20% |
¥251,389 |
¥120,666,916 |
¥40,466,916 |
| 40 |
2.30% |
¥255,713 |
¥122,742,191 |
¥42,542,191 |
| 40 |
2.40% |
¥260,077 |
¥124,837,077 |
¥44,637,077 |
| 40 |
2.50% |
¥264,482 |
¥126,951,426 |
¥46,751,426 |
| 40 |
2.60% |
¥268,927 |
¥129,085,089 |
¥48,885,089 |
| 40 |
2.70% |
¥273,412 |
¥131,237,908 |
¥51,037,908 |
| 40 |
2.80% |
¥277,937 |
¥133,409,724 |
¥53,209,724 |
| 40 |
2.90% |
¥282,501 |
¥135,600,372 |
¥55,400,372 |
| 40 |
3.00% |
¥287,104 |
¥137,809,683 |
¥57,609,683 |
8020万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥215,354 |
¥90,448,539 |
¥10,248,539 |
| 35 |
0.80% |
¥218,995 |
¥91,977,846 |
¥11,777,846 |
| 35 |
0.90% |
¥222,675 |
¥93,523,384 |
¥13,323,384 |
| 35 |
1.00% |
¥226,393 |
¥95,085,115 |
¥14,885,115 |
| 35 |
1.10% |
¥230,150 |
¥96,663,001 |
¥16,463,001 |
| 35 |
1.20% |
¥233,945 |
¥98,256,998 |
¥18,056,998 |
| 35 |
1.30% |
¥237,779 |
¥99,867,059 |
¥19,667,059 |
| 35 |
1.40% |
¥241,650 |
¥101,493,134 |
¥21,293,134 |
| 35 |
1.50% |
¥245,560 |
¥103,135,167 |
¥22,935,167 |
| 35 |
1.60% |
¥249,507 |
¥104,793,100 |
¥24,593,100 |
| 35 |
1.70% |
¥253,493 |
¥106,466,873 |
¥26,266,873 |
| 35 |
1.80% |
¥257,515 |
¥108,156,418 |
¥27,956,418 |
| 35 |
1.90% |
¥261,575 |
¥109,861,669 |
¥29,661,669 |
| 35 |
2.00% |
¥265,673 |
¥111,582,551 |
¥31,382,551 |
| 35 |
2.10% |
¥269,807 |
¥113,318,991 |
¥33,118,991 |
| 35 |
2.20% |
¥273,978 |
¥115,070,908 |
¥34,870,908 |
| 35 |
2.30% |
¥278,186 |
¥116,838,220 |
¥36,638,220 |
| 35 |
2.40% |
¥282,431 |
¥118,620,843 |
¥38,420,843 |
| 35 |
2.50% |
¥286,711 |
¥120,418,688 |
¥40,218,688 |
| 35 |
2.60% |
¥291,028 |
¥122,231,664 |
¥42,031,664 |
| 35 |
2.70% |
¥295,380 |
¥124,059,675 |
¥43,859,675 |
| 35 |
2.80% |
¥299,768 |
¥125,902,625 |
¥45,702,625 |
| 35 |
2.90% |
¥304,191 |
¥127,760,414 |
¥47,560,414 |
| 35 |
3.00% |
¥308,650 |
¥129,632,938 |
¥49,432,938 |
8020万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥247,052 |
¥88,938,822 |
¥8,738,822 |
| 30 |
0.80% |
¥250,653 |
¥90,235,193 |
¥10,035,193 |
| 30 |
0.90% |
¥254,288 |
¥91,543,513 |
¥11,343,513 |
| 30 |
1.00% |
¥257,955 |
¥92,863,762 |
¥12,663,762 |
| 30 |
1.10% |
¥261,655 |
¥94,195,919 |
¥13,995,919 |
| 30 |
1.20% |
¥265,389 |
¥95,539,958 |
¥15,339,958 |
| 30 |
1.30% |
¥269,155 |
¥96,895,855 |
¥16,695,855 |
| 30 |
1.40% |
¥272,954 |
¥98,263,581 |
¥18,063,581 |
| 30 |
1.50% |
¥276,786 |
¥99,643,107 |
¥19,443,107 |
| 30 |
1.60% |
¥280,651 |
¥101,034,400 |
¥20,834,400 |
| 30 |
1.70% |
¥284,548 |
¥102,437,426 |
¥22,237,426 |
| 30 |
1.80% |
¥288,478 |
¥103,852,150 |
¥23,652,150 |
| 30 |
1.90% |
¥292,440 |
¥105,278,532 |
¥25,078,532 |
| 30 |
2.00% |
¥296,435 |
¥106,716,534 |
¥26,516,534 |
| 30 |
2.10% |
¥300,461 |
¥108,166,114 |
¥27,966,114 |
| 30 |
2.20% |
¥304,520 |
¥109,627,227 |
¥29,427,227 |
| 30 |
2.30% |
¥308,611 |
¥111,099,829 |
¥30,899,829 |
| 30 |
2.40% |
¥312,733 |
¥112,583,871 |
¥32,383,871 |
| 30 |
2.50% |
¥316,887 |
¥114,079,306 |
¥33,879,306 |
| 30 |
2.60% |
¥321,072 |
¥115,586,082 |
¥35,386,082 |
| 30 |
2.70% |
¥325,289 |
¥117,104,146 |
¥36,904,146 |
| 30 |
2.80% |
¥329,537 |
¥118,633,444 |
¥38,433,444 |
| 30 |
2.90% |
¥333,816 |
¥120,173,920 |
¥39,973,920 |
| 30 |
3.00% |
¥338,126 |
¥121,725,517 |
¥41,525,517 |
8020万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥291,485 |
¥87,445,402 |
¥7,245,402 |
| 25 |
0.80% |
¥295,046 |
¥88,513,797 |
¥8,313,797 |
| 25 |
0.90% |
¥298,635 |
¥89,590,503 |
¥9,390,503 |
| 25 |
1.00% |
¥302,252 |
¥90,675,512 |
¥10,475,512 |
| 25 |
1.10% |
¥305,896 |
¥91,768,813 |
¥11,568,813 |
| 25 |
1.20% |
¥309,568 |
¥92,870,394 |
¥12,670,394 |
| 25 |
1.30% |
¥313,267 |
¥93,980,241 |
¥13,780,241 |
| 25 |
1.40% |
¥316,994 |
¥95,098,342 |
¥14,898,342 |
| 25 |
1.50% |
¥320,749 |
¥96,224,680 |
¥16,024,680 |
| 25 |
1.60% |
¥324,531 |
¥97,359,241 |
¥17,159,241 |
| 25 |
1.70% |
¥328,340 |
¥98,502,007 |
¥18,302,007 |
| 25 |
1.80% |
¥332,177 |
¥99,652,960 |
¥19,452,960 |
| 25 |
1.90% |
¥336,040 |
¥100,812,083 |
¥20,612,083 |
| 25 |
2.00% |
¥339,931 |
¥101,979,354 |
¥21,779,354 |
| 25 |
2.10% |
¥343,849 |
¥103,154,753 |
¥22,954,753 |
| 25 |
2.20% |
¥347,794 |
¥104,338,259 |
¥24,138,259 |
| 25 |
2.30% |
¥351,766 |
¥105,529,849 |
¥25,329,849 |
| 25 |
2.40% |
¥355,765 |
¥106,729,500 |
¥26,529,500 |
| 25 |
2.50% |
¥359,791 |
¥107,937,186 |
¥27,737,186 |
| 25 |
2.60% |
¥363,843 |
¥109,152,883 |
¥28,952,883 |
| 25 |
2.70% |
¥367,922 |
¥110,376,565 |
¥30,176,565 |
| 25 |
2.80% |
¥372,027 |
¥111,608,204 |
¥31,408,204 |
| 25 |
2.90% |
¥376,159 |
¥112,847,773 |
¥32,647,773 |
| 25 |
3.00% |
¥380,317 |
¥114,095,242 |
¥33,895,242 |
8020万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥358,201 |
¥85,968,302 |
¥5,768,302 |
| 20 |
0.80% |
¥361,724 |
¥86,813,694 |
¥6,613,694 |
| 20 |
0.90% |
¥365,268 |
¥87,664,413 |
¥7,464,413 |
| 20 |
1.00% |
¥368,835 |
¥88,520,456 |
¥8,320,456 |
| 20 |
1.10% |
¥372,424 |
¥89,381,818 |
¥9,181,818 |
| 20 |
1.20% |
¥376,035 |
¥90,248,492 |
¥10,048,492 |
| 20 |
1.30% |
¥379,669 |
¥91,120,475 |
¥10,920,475 |
| 20 |
1.40% |
¥383,324 |
¥91,997,760 |
¥11,797,760 |
| 20 |
1.50% |
¥387,001 |
¥92,880,340 |
¥12,680,340 |
| 20 |
1.60% |
¥390,701 |
¥93,768,209 |
¥13,568,209 |
| 20 |
1.70% |
¥394,422 |
¥94,661,360 |
¥14,461,360 |
| 20 |
1.80% |
¥398,166 |
¥95,559,785 |
¥15,359,785 |
| 20 |
1.90% |
¥401,931 |
¥96,463,476 |
¥16,263,476 |
| 20 |
2.00% |
¥405,718 |
¥97,372,424 |
¥17,172,424 |
| 20 |
2.10% |
¥409,528 |
¥98,286,622 |
¥18,086,622 |
| 20 |
2.20% |
¥413,359 |
¥99,206,058 |
¥19,006,058 |
| 20 |
2.30% |
¥417,211 |
¥100,130,725 |
¥19,930,725 |
| 20 |
2.40% |
¥421,086 |
¥101,060,612 |
¥20,860,612 |
| 20 |
2.50% |
¥424,982 |
¥101,995,709 |
¥21,795,709 |
| 20 |
2.60% |
¥428,900 |
¥102,936,004 |
¥22,736,004 |
| 20 |
2.70% |
¥432,840 |
¥103,881,487 |
¥23,681,487 |
| 20 |
2.80% |
¥436,801 |
¥104,832,147 |
¥24,632,147 |
| 20 |
2.90% |
¥440,783 |
¥105,787,970 |
¥25,587,970 |
| 20 |
3.00% |
¥444,787 |
¥106,748,946 |
¥26,548,946 |
8020万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥469,486 |
¥84,507,538 |
¥4,307,538 |
| 15 |
0.80% |
¥472,972 |
¥85,134,915 |
¥4,934,915 |
| 15 |
0.90% |
¥476,474 |
¥85,765,292 |
¥5,565,292 |
| 15 |
1.00% |
¥479,993 |
¥86,398,668 |
¥6,198,668 |
| 15 |
1.10% |
¥483,528 |
¥87,035,041 |
¥6,835,041 |
| 15 |
1.20% |
¥487,080 |
¥87,674,408 |
¥7,474,408 |
| 15 |
1.30% |
¥490,649 |
¥88,316,769 |
¥8,116,769 |
| 15 |
1.40% |
¥494,234 |
¥88,962,121 |
¥8,762,121 |
| 15 |
1.50% |
¥497,836 |
¥89,610,462 |
¥9,410,462 |
| 15 |
1.60% |
¥501,454 |
¥90,261,790 |
¥10,061,790 |
| 15 |
1.70% |
¥505,089 |
¥90,916,102 |
¥10,716,102 |
| 15 |
1.80% |
¥508,741 |
¥91,573,395 |
¥11,373,395 |
| 15 |
1.90% |
¥512,409 |
¥92,233,668 |
¥12,033,668 |
| 15 |
2.00% |
¥516,094 |
¥92,896,916 |
¥12,696,916 |
| 15 |
2.10% |
¥519,795 |
¥93,563,137 |
¥13,363,137 |
| 15 |
2.20% |
¥523,513 |
¥94,232,329 |
¥14,032,329 |
| 15 |
2.30% |
¥527,247 |
¥94,904,487 |
¥14,704,487 |
| 15 |
2.40% |
¥530,998 |
¥95,579,609 |
¥15,379,609 |
| 15 |
2.50% |
¥534,765 |
¥96,257,690 |
¥16,057,690 |
| 15 |
2.60% |
¥538,548 |
¥96,938,728 |
¥16,738,728 |
| 15 |
2.70% |
¥542,348 |
¥97,622,718 |
¥17,422,718 |
| 15 |
2.80% |
¥546,165 |
¥98,309,657 |
¥18,109,657 |
| 15 |
2.90% |
¥549,997 |
¥98,999,541 |
¥18,799,541 |
| 15 |
3.00% |
¥553,846 |
¥99,692,366 |
¥19,492,366 |
8020万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥692,193 |
¥83,063,126 |
¥2,863,126 |
| 10 |
0.80% |
¥695,646 |
¥83,477,485 |
¥3,277,485 |
| 10 |
0.90% |
¥699,110 |
¥83,893,179 |
¥3,693,179 |
| 10 |
1.00% |
¥702,585 |
¥84,310,206 |
¥4,110,206 |
| 10 |
1.10% |
¥706,071 |
¥84,728,568 |
¥4,528,568 |
| 10 |
1.20% |
¥709,569 |
¥85,148,262 |
¥4,948,262 |
| 10 |
1.30% |
¥713,077 |
¥85,569,289 |
¥5,369,289 |
| 10 |
1.40% |
¥716,597 |
¥85,991,649 |
¥5,791,649 |
| 10 |
1.50% |
¥720,128 |
¥86,415,339 |
¥6,215,339 |
| 10 |
1.60% |
¥723,670 |
¥86,840,361 |
¥6,640,361 |
| 10 |
1.70% |
¥727,223 |
¥87,266,714 |
¥7,066,714 |
| 10 |
1.80% |
¥730,787 |
¥87,694,396 |
¥7,494,396 |
| 10 |
1.90% |
¥734,362 |
¥88,123,408 |
¥7,923,408 |
| 10 |
2.00% |
¥737,948 |
¥88,553,748 |
¥8,353,748 |
| 10 |
2.10% |
¥741,545 |
¥88,985,416 |
¥8,785,416 |
| 10 |
2.20% |
¥745,153 |
¥89,418,411 |
¥9,218,411 |
| 10 |
2.30% |
¥748,773 |
¥89,852,733 |
¥9,652,733 |
| 10 |
2.40% |
¥752,403 |
¥90,288,381 |
¥10,088,381 |
| 10 |
2.50% |
¥756,045 |
¥90,725,353 |
¥10,525,353 |
| 10 |
2.60% |
¥759,697 |
¥91,163,650 |
¥10,963,650 |
| 10 |
2.70% |
¥763,361 |
¥91,603,270 |
¥11,403,270 |
| 10 |
2.80% |
¥767,035 |
¥92,044,212 |
¥11,844,212 |
| 10 |
2.90% |
¥770,721 |
¥92,486,476 |
¥12,286,476 |
| 10 |
3.00% |
¥774,417 |
¥92,930,061 |
¥12,730,061 |