8040万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8040万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8040万円の住宅ローン|期間・年数別
8040万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥158,854 |
¥95,312,289 |
¥14,912,289 |
| 50 |
0.80% |
¥162,626 |
¥97,575,595 |
¥17,175,595 |
| 50 |
0.90% |
¥166,453 |
¥99,871,836 |
¥19,471,836 |
| 50 |
1.00% |
¥170,335 |
¥102,200,869 |
¥21,800,869 |
| 50 |
1.10% |
¥174,271 |
¥104,562,535 |
¥24,162,535 |
| 50 |
1.20% |
¥178,261 |
¥106,956,660 |
¥26,556,660 |
| 50 |
1.30% |
¥182,305 |
¥109,383,057 |
¥28,983,057 |
| 50 |
1.40% |
¥186,403 |
¥111,841,521 |
¥31,441,521 |
| 50 |
1.50% |
¥190,553 |
¥114,331,835 |
¥33,931,835 |
| 50 |
1.60% |
¥194,756 |
¥116,853,768 |
¥36,453,768 |
| 50 |
1.70% |
¥199,012 |
¥119,407,075 |
¥39,007,075 |
| 50 |
1.80% |
¥203,319 |
¥121,991,499 |
¥41,591,499 |
| 50 |
1.90% |
¥207,678 |
¥124,606,767 |
¥44,206,767 |
| 50 |
2.00% |
¥212,088 |
¥127,252,599 |
¥46,852,599 |
| 50 |
2.10% |
¥216,548 |
¥129,928,700 |
¥49,528,700 |
| 50 |
2.20% |
¥221,058 |
¥132,634,764 |
¥52,234,764 |
| 50 |
2.30% |
¥225,617 |
¥135,370,474 |
¥54,970,474 |
| 50 |
2.40% |
¥230,226 |
¥138,135,505 |
¥57,735,505 |
| 50 |
2.50% |
¥234,883 |
¥140,929,519 |
¥60,529,519 |
| 50 |
2.60% |
¥239,587 |
¥143,752,170 |
¥63,352,170 |
| 50 |
2.70% |
¥244,339 |
¥146,603,105 |
¥66,203,105 |
| 50 |
2.80% |
¥249,137 |
¥149,481,961 |
¥69,081,961 |
| 50 |
2.90% |
¥253,981 |
¥152,388,367 |
¥71,988,367 |
| 50 |
3.00% |
¥258,870 |
¥155,321,945 |
¥74,921,945 |
8040万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥173,611 |
¥93,749,966 |
¥13,349,966 |
| 45 |
0.80% |
¥177,343 |
¥95,764,960 |
¥15,364,960 |
| 45 |
0.90% |
¥181,124 |
¥97,806,713 |
¥17,406,713 |
| 45 |
1.00% |
¥184,954 |
¥99,875,129 |
¥19,475,129 |
| 45 |
1.10% |
¥188,834 |
¥101,970,104 |
¥21,570,104 |
| 45 |
1.20% |
¥192,762 |
¥104,091,522 |
¥23,691,522 |
| 45 |
1.30% |
¥196,739 |
¥106,239,257 |
¥25,839,257 |
| 45 |
1.40% |
¥200,765 |
¥108,413,175 |
¥28,013,175 |
| 45 |
1.50% |
¥204,839 |
¥110,613,131 |
¥30,213,131 |
| 45 |
1.60% |
¥208,961 |
¥112,838,970 |
¥32,438,970 |
| 45 |
1.70% |
¥213,131 |
¥115,090,529 |
¥34,690,529 |
| 45 |
1.80% |
¥217,347 |
¥117,367,636 |
¥36,967,636 |
| 45 |
1.90% |
¥221,611 |
¥119,670,110 |
¥39,270,110 |
| 45 |
2.00% |
¥225,922 |
¥121,997,761 |
¥41,597,761 |
| 45 |
2.10% |
¥230,279 |
¥124,350,392 |
¥43,950,392 |
| 45 |
2.20% |
¥234,681 |
¥126,727,795 |
¥46,327,795 |
| 45 |
2.30% |
¥239,129 |
¥129,129,759 |
¥48,729,759 |
| 45 |
2.40% |
¥243,622 |
¥131,556,062 |
¥51,156,062 |
| 45 |
2.50% |
¥248,160 |
¥134,006,475 |
¥53,606,475 |
| 45 |
2.60% |
¥252,742 |
¥136,480,764 |
¥56,080,764 |
| 45 |
2.70% |
¥257,368 |
¥138,978,687 |
¥58,578,687 |
| 45 |
2.80% |
¥262,037 |
¥141,499,997 |
¥61,099,997 |
| 45 |
2.90% |
¥266,749 |
¥144,044,439 |
¥63,644,439 |
| 45 |
3.00% |
¥271,503 |
¥146,611,755 |
¥66,211,755 |
8040万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥192,091 |
¥92,203,890 |
¥11,803,890 |
| 40 |
0.80% |
¥195,782 |
¥93,975,482 |
¥13,575,482 |
| 40 |
0.90% |
¥199,517 |
¥95,768,273 |
¥15,368,273 |
| 40 |
1.00% |
¥203,296 |
¥97,582,205 |
¥17,182,205 |
| 40 |
1.10% |
¥207,119 |
¥99,417,210 |
¥19,017,210 |
| 40 |
1.20% |
¥210,986 |
¥101,273,215 |
¥20,873,215 |
| 40 |
1.30% |
¥214,896 |
¥103,150,142 |
¥22,750,142 |
| 40 |
1.40% |
¥218,850 |
¥105,047,905 |
¥24,647,905 |
| 40 |
1.50% |
¥222,847 |
¥106,966,411 |
¥26,566,411 |
| 40 |
1.60% |
¥226,887 |
¥108,905,563 |
¥28,505,563 |
| 40 |
1.70% |
¥230,969 |
¥110,865,258 |
¥30,465,258 |
| 40 |
1.80% |
¥235,095 |
¥112,845,385 |
¥32,445,385 |
| 40 |
1.90% |
¥239,262 |
¥114,845,830 |
¥34,445,830 |
| 40 |
2.00% |
¥243,472 |
¥116,866,471 |
¥36,466,471 |
| 40 |
2.10% |
¥247,723 |
¥118,907,182 |
¥38,507,182 |
| 40 |
2.20% |
¥252,016 |
¥120,967,831 |
¥40,567,831 |
| 40 |
2.30% |
¥256,351 |
¥123,048,281 |
¥42,648,281 |
| 40 |
2.40% |
¥260,726 |
¥125,148,391 |
¥44,748,391 |
| 40 |
2.50% |
¥265,142 |
¥127,268,013 |
¥46,868,013 |
| 40 |
2.60% |
¥269,598 |
¥129,406,997 |
¥49,006,997 |
| 40 |
2.70% |
¥274,094 |
¥131,565,185 |
¥51,165,185 |
| 40 |
2.80% |
¥278,630 |
¥133,742,416 |
¥53,342,416 |
| 40 |
2.90% |
¥283,205 |
¥135,938,527 |
¥55,538,527 |
| 40 |
3.00% |
¥287,819 |
¥138,153,348 |
¥57,753,348 |
8040万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥215,891 |
¥90,674,097 |
¥10,274,097 |
| 35 |
0.80% |
¥219,541 |
¥92,207,218 |
¥11,807,218 |
| 35 |
0.90% |
¥223,230 |
¥93,756,609 |
¥13,356,609 |
| 35 |
1.00% |
¥226,958 |
¥95,322,235 |
¥14,922,235 |
| 35 |
1.10% |
¥230,724 |
¥96,904,056 |
¥16,504,056 |
| 35 |
1.20% |
¥234,529 |
¥98,502,028 |
¥18,102,028 |
| 35 |
1.30% |
¥238,372 |
¥100,116,104 |
¥19,716,104 |
| 35 |
1.40% |
¥242,253 |
¥101,746,234 |
¥21,346,234 |
| 35 |
1.50% |
¥246,172 |
¥103,392,362 |
¥22,992,362 |
| 35 |
1.60% |
¥250,130 |
¥105,054,430 |
¥24,654,430 |
| 35 |
1.70% |
¥254,125 |
¥106,732,376 |
¥26,332,376 |
| 35 |
1.80% |
¥258,157 |
¥108,426,135 |
¥28,026,135 |
| 35 |
1.90% |
¥262,228 |
¥110,135,638 |
¥29,735,638 |
| 35 |
2.00% |
¥266,335 |
¥111,860,812 |
¥31,460,812 |
| 35 |
2.10% |
¥270,480 |
¥113,601,582 |
¥33,201,582 |
| 35 |
2.20% |
¥274,662 |
¥115,357,868 |
¥34,957,868 |
| 35 |
2.30% |
¥278,880 |
¥117,129,588 |
¥36,729,588 |
| 35 |
2.40% |
¥283,135 |
¥118,916,656 |
¥38,516,656 |
| 35 |
2.50% |
¥287,426 |
¥120,718,984 |
¥40,318,984 |
| 35 |
2.60% |
¥291,754 |
¥122,536,481 |
¥42,136,481 |
| 35 |
2.70% |
¥296,117 |
¥124,369,051 |
¥43,969,051 |
| 35 |
2.80% |
¥300,516 |
¥126,216,597 |
¥45,816,597 |
| 35 |
2.90% |
¥304,950 |
¥128,079,018 |
¥47,679,018 |
| 35 |
3.00% |
¥309,420 |
¥129,956,212 |
¥49,556,212 |
8040万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥247,668 |
¥89,160,615 |
¥8,760,615 |
| 30 |
0.80% |
¥251,278 |
¥90,460,219 |
¥10,060,219 |
| 30 |
0.90% |
¥254,922 |
¥91,771,801 |
¥11,371,801 |
| 30 |
1.00% |
¥258,598 |
¥93,095,343 |
¥12,695,343 |
| 30 |
1.10% |
¥262,308 |
¥94,430,821 |
¥14,030,821 |
| 30 |
1.20% |
¥266,051 |
¥95,778,212 |
¥15,378,212 |
| 30 |
1.30% |
¥269,826 |
¥97,137,491 |
¥16,737,491 |
| 30 |
1.40% |
¥273,635 |
¥98,508,628 |
¥18,108,628 |
| 30 |
1.50% |
¥277,477 |
¥99,891,594 |
¥19,491,594 |
| 30 |
1.60% |
¥281,351 |
¥101,286,356 |
¥20,886,356 |
| 30 |
1.70% |
¥285,258 |
¥102,692,881 |
¥22,292,881 |
| 30 |
1.80% |
¥289,198 |
¥104,111,133 |
¥23,711,133 |
| 30 |
1.90% |
¥293,170 |
¥105,541,072 |
¥25,141,072 |
| 30 |
2.00% |
¥297,174 |
¥106,982,660 |
¥26,582,660 |
| 30 |
2.10% |
¥301,211 |
¥108,435,855 |
¥28,035,855 |
| 30 |
2.20% |
¥305,279 |
¥109,900,612 |
¥29,500,612 |
| 30 |
2.30% |
¥309,380 |
¥111,376,886 |
¥30,976,886 |
| 30 |
2.40% |
¥313,513 |
¥112,864,629 |
¥32,464,629 |
| 30 |
2.50% |
¥317,677 |
¥114,363,793 |
¥33,963,793 |
| 30 |
2.60% |
¥321,873 |
¥115,874,326 |
¥35,474,326 |
| 30 |
2.70% |
¥326,100 |
¥117,396,176 |
¥36,996,176 |
| 30 |
2.80% |
¥330,359 |
¥118,929,288 |
¥38,529,288 |
| 30 |
2.90% |
¥334,649 |
¥120,473,605 |
¥40,073,605 |
| 30 |
3.00% |
¥338,970 |
¥122,029,072 |
¥41,629,072 |
8040万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥292,212 |
¥87,663,471 |
¥7,263,471 |
| 25 |
0.80% |
¥295,782 |
¥88,734,529 |
¥8,334,529 |
| 25 |
0.90% |
¥299,380 |
¥89,813,921 |
¥9,413,921 |
| 25 |
1.00% |
¥303,005 |
¥90,901,636 |
¥10,501,636 |
| 25 |
1.10% |
¥306,659 |
¥91,997,663 |
¥11,597,663 |
| 25 |
1.20% |
¥310,340 |
¥93,101,991 |
¥12,701,991 |
| 25 |
1.30% |
¥314,049 |
¥94,214,606 |
¥13,814,606 |
| 25 |
1.40% |
¥317,785 |
¥95,335,495 |
¥14,935,495 |
| 25 |
1.50% |
¥321,549 |
¥96,464,642 |
¥16,064,642 |
| 25 |
1.60% |
¥325,340 |
¥97,602,032 |
¥17,202,032 |
| 25 |
1.70% |
¥329,159 |
¥98,747,648 |
¥18,347,648 |
| 25 |
1.80% |
¥333,005 |
¥99,901,472 |
¥19,501,472 |
| 25 |
1.90% |
¥336,878 |
¥101,063,484 |
¥20,663,484 |
| 25 |
2.00% |
¥340,779 |
¥102,233,666 |
¥21,833,666 |
| 25 |
2.10% |
¥344,707 |
¥103,411,997 |
¥23,011,997 |
| 25 |
2.20% |
¥348,662 |
¥104,598,454 |
¥24,198,454 |
| 25 |
2.30% |
¥352,643 |
¥105,793,016 |
¥25,393,016 |
| 25 |
2.40% |
¥356,652 |
¥106,995,658 |
¥26,595,658 |
| 25 |
2.50% |
¥360,688 |
¥108,206,356 |
¥27,806,356 |
| 25 |
2.60% |
¥364,750 |
¥109,425,085 |
¥29,025,085 |
| 25 |
2.70% |
¥368,839 |
¥110,651,818 |
¥30,251,818 |
| 25 |
2.80% |
¥372,955 |
¥111,886,529 |
¥31,486,529 |
| 25 |
2.90% |
¥377,097 |
¥113,129,189 |
¥32,729,189 |
| 25 |
3.00% |
¥381,266 |
¥114,379,769 |
¥33,979,769 |
8040万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥359,095 |
¥86,182,687 |
¥5,782,687 |
| 20 |
0.80% |
¥362,626 |
¥87,030,187 |
¥6,630,187 |
| 20 |
0.90% |
¥366,179 |
¥87,883,028 |
¥7,483,028 |
| 20 |
1.00% |
¥369,755 |
¥88,741,205 |
¥8,341,205 |
| 20 |
1.10% |
¥373,353 |
¥89,604,715 |
¥9,204,715 |
| 20 |
1.20% |
¥376,973 |
¥90,473,551 |
¥10,073,551 |
| 20 |
1.30% |
¥380,615 |
¥91,347,708 |
¥10,947,708 |
| 20 |
1.40% |
¥384,280 |
¥92,227,181 |
¥11,827,181 |
| 20 |
1.50% |
¥387,967 |
¥93,111,962 |
¥12,711,962 |
| 20 |
1.60% |
¥391,675 |
¥94,002,045 |
¥13,602,045 |
| 20 |
1.70% |
¥395,406 |
¥94,897,423 |
¥14,497,423 |
| 20 |
1.80% |
¥399,159 |
¥95,798,089 |
¥15,398,089 |
| 20 |
1.90% |
¥402,933 |
¥96,704,033 |
¥16,304,033 |
| 20 |
2.00% |
¥406,730 |
¥97,615,248 |
¥17,215,248 |
| 20 |
2.10% |
¥410,549 |
¥98,531,725 |
¥18,131,725 |
| 20 |
2.20% |
¥414,389 |
¥99,453,455 |
¥19,053,455 |
| 20 |
2.30% |
¥418,252 |
¥100,380,428 |
¥19,980,428 |
| 20 |
2.40% |
¥422,136 |
¥101,312,634 |
¥20,912,634 |
| 20 |
2.50% |
¥426,042 |
¥102,250,062 |
¥21,850,062 |
| 20 |
2.60% |
¥429,970 |
¥103,192,703 |
¥22,792,703 |
| 20 |
2.70% |
¥433,919 |
¥104,140,543 |
¥23,740,543 |
| 20 |
2.80% |
¥437,890 |
¥105,093,573 |
¥24,693,573 |
| 20 |
2.90% |
¥441,882 |
¥106,051,781 |
¥25,651,781 |
| 20 |
3.00% |
¥445,896 |
¥107,015,152 |
¥26,615,152 |
8040万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥470,657 |
¥84,718,280 |
¥4,318,280 |
| 15 |
0.80% |
¥474,151 |
¥85,347,222 |
¥4,947,222 |
| 15 |
0.90% |
¥477,662 |
¥85,979,171 |
¥5,579,171 |
| 15 |
1.00% |
¥481,190 |
¥86,614,126 |
¥6,214,126 |
| 15 |
1.10% |
¥484,734 |
¥87,252,086 |
¥6,852,086 |
| 15 |
1.20% |
¥488,295 |
¥87,893,048 |
¥7,493,048 |
| 15 |
1.30% |
¥491,872 |
¥88,537,011 |
¥8,137,011 |
| 15 |
1.40% |
¥495,467 |
¥89,183,972 |
¥8,783,972 |
| 15 |
1.50% |
¥499,077 |
¥89,833,930 |
¥9,433,930 |
| 15 |
1.60% |
¥502,705 |
¥90,486,882 |
¥10,086,882 |
| 15 |
1.70% |
¥506,349 |
¥91,142,825 |
¥10,742,825 |
| 15 |
1.80% |
¥510,010 |
¥91,801,758 |
¥11,401,758 |
| 15 |
1.90% |
¥513,687 |
¥92,463,677 |
¥12,063,677 |
| 15 |
2.00% |
¥517,381 |
¥93,128,579 |
¥12,728,579 |
| 15 |
2.10% |
¥521,091 |
¥93,796,462 |
¥13,396,462 |
| 15 |
2.20% |
¥524,818 |
¥94,467,322 |
¥14,067,322 |
| 15 |
2.30% |
¥528,562 |
¥95,141,157 |
¥14,741,157 |
| 15 |
2.40% |
¥532,322 |
¥95,817,962 |
¥15,417,962 |
| 15 |
2.50% |
¥536,099 |
¥96,497,734 |
¥16,097,734 |
| 15 |
2.60% |
¥539,892 |
¥97,180,470 |
¥16,780,470 |
| 15 |
2.70% |
¥543,701 |
¥97,866,167 |
¥17,466,167 |
| 15 |
2.80% |
¥547,527 |
¥98,554,819 |
¥18,154,819 |
| 15 |
2.90% |
¥551,369 |
¥99,246,423 |
¥18,846,423 |
| 15 |
3.00% |
¥555,228 |
¥99,940,975 |
¥19,540,975 |
8040万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥693,919 |
¥83,270,265 |
¥2,870,265 |
| 10 |
0.80% |
¥697,380 |
¥83,685,658 |
¥3,285,658 |
| 10 |
0.90% |
¥700,853 |
¥84,102,389 |
¥3,702,389 |
| 10 |
1.00% |
¥704,337 |
¥84,520,456 |
¥4,120,456 |
| 10 |
1.10% |
¥707,832 |
¥84,939,861 |
¥4,539,861 |
| 10 |
1.20% |
¥711,338 |
¥85,360,602 |
¥4,960,602 |
| 10 |
1.30% |
¥714,856 |
¥85,782,679 |
¥5,382,679 |
| 10 |
1.40% |
¥718,384 |
¥86,206,092 |
¥5,806,092 |
| 10 |
1.50% |
¥721,924 |
¥86,630,839 |
¥6,230,839 |
| 10 |
1.60% |
¥725,474 |
¥87,056,921 |
¥6,656,921 |
| 10 |
1.70% |
¥729,036 |
¥87,484,337 |
¥7,084,337 |
| 10 |
1.80% |
¥732,609 |
¥87,913,085 |
¥7,513,085 |
| 10 |
1.90% |
¥736,193 |
¥88,343,167 |
¥7,943,167 |
| 10 |
2.00% |
¥739,788 |
¥88,774,580 |
¥8,374,580 |
| 10 |
2.10% |
¥743,394 |
¥89,207,325 |
¥8,807,325 |
| 10 |
2.20% |
¥747,012 |
¥89,641,400 |
¥9,241,400 |
| 10 |
2.30% |
¥750,640 |
¥90,076,805 |
¥9,676,805 |
| 10 |
2.40% |
¥754,279 |
¥90,513,539 |
¥10,113,539 |
| 10 |
2.50% |
¥757,930 |
¥90,951,601 |
¥10,551,601 |
| 10 |
2.60% |
¥761,592 |
¥91,390,991 |
¥10,990,991 |
| 10 |
2.70% |
¥765,264 |
¥91,831,707 |
¥11,431,707 |
| 10 |
2.80% |
¥768,948 |
¥92,273,749 |
¥11,873,749 |
| 10 |
2.90% |
¥772,643 |
¥92,717,116 |
¥12,317,116 |
| 10 |
3.00% |
¥776,348 |
¥93,161,806 |
¥12,761,806 |