1300万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1300万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1300万円の住宅ローン｜期間・年数別
1300万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥25,685 | ¥15,411,191 | ¥2,411,191 |
| 50 | 0.80% | ¥26,295 | ¥15,777,148 | ¥2,777,148 |
| 50 | 0.90% | ¥26,914 | ¥16,148,431 | ¥3,148,431 |
| 50 | 1.00% | ¥27,542 | ¥16,525,016 | ¥3,525,016 |
| 50 | 1.10% | ¥28,178 | ¥16,906,878 | ¥3,906,878 |
| 50 | 1.20% | ¥28,823 | ¥17,293,987 | ¥4,293,987 |
| 50 | 1.30% | ¥29,477 | ¥17,686,315 | ¥4,686,315 |
| 50 | 1.40% | ¥30,140 | ¥18,083,828 | ¥5,083,828 |
| 50 | 1.50% | ¥30,811 | ¥18,486,491 | ¥5,486,491 |
| 50 | 1.60% | ¥31,490 | ¥18,894,266 | ¥5,894,266 |
| 50 | 1.70% | ¥32,179 | ¥19,307,114 | ¥6,307,114 |
| 50 | 1.80% | ¥32,875 | ¥19,724,994 | ¥6,724,994 |
| 50 | 1.90% | ¥33,580 | ¥20,147,860 | ¥7,147,860 |
| 50 | 2.00% | ¥34,293 | ¥20,575,669 | ¥7,575,669 |
| 50 | 2.10% | ¥35,014 | ¥21,008,372 | ¥8,008,372 |
| 50 | 2.20% | ¥35,743 | ¥21,445,920 | ¥8,445,920 |
| 50 | 2.30% | ¥36,480 | ¥21,888,261 | ¥8,888,261 |
| 50 | 2.40% | ¥37,226 | ¥22,335,343 | ¥9,335,343 |
| 50 | 2.50% | ¥37,979 | ¥22,787,111 | ¥9,787,111 |
| 50 | 2.60% | ¥38,739 | ¥23,243,510 | ¥10,243,510 |
| 50 | 2.70% | ¥39,507 | ¥23,704,482 | ¥10,704,482 |
| 50 | 2.80% | ¥40,283 | ¥24,169,969 | ¥11,169,969 |
| 50 | 2.90% | ¥41,067 | ¥24,639,910 | ¥11,639,910 |
| 50 | 3.00% | ¥41,857 | ¥25,114,245 | ¥12,114,245 |
1300万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥28,071 | ¥15,158,577 | ¥2,158,577 |
| 45 | 0.80% | ¥28,675 | ¥15,484,384 | ¥2,484,384 |
| 45 | 0.90% | ¥29,286 | ¥15,814,518 | ¥2,814,518 |
| 45 | 1.00% | ¥29,905 | ¥16,148,964 | ¥3,148,964 |
| 45 | 1.10% | ¥30,533 | ¥16,487,703 | ¥3,487,703 |
| 45 | 1.20% | ¥31,168 | ¥16,830,719 | ¥3,830,719 |
| 45 | 1.30% | ¥31,811 | ¥17,177,989 | ¥4,177,989 |
| 45 | 1.40% | ¥32,462 | ¥17,529,493 | ¥4,529,493 |
| 45 | 1.50% | ¥33,121 | ¥17,885,208 | ¥4,885,208 |
| 45 | 1.60% | ¥33,787 | ¥18,245,107 | ¥5,245,107 |
| 45 | 1.70% | ¥34,461 | ¥18,609,165 | ¥5,609,165 |
| 45 | 1.80% | ¥35,143 | ¥18,977,354 | ¥5,977,354 |
| 45 | 1.90% | ¥35,833 | ¥19,349,645 | ¥6,349,645 |
| 45 | 2.00% | ¥36,530 | ¥19,726,006 | ¥6,726,006 |
| 45 | 2.10% | ¥37,234 | ¥20,106,407 | ¥7,106,407 |
| 45 | 2.20% | ¥37,946 | ¥20,490,813 | ¥7,490,813 |
| 45 | 2.30% | ¥38,665 | ¥20,879,190 | ¥7,879,190 |
| 45 | 2.40% | ¥39,392 | ¥21,271,502 | ¥8,271,502 |
| 45 | 2.50% | ¥40,125 | ¥21,667,714 | ¥8,667,714 |
| 45 | 2.60% | ¥40,866 | ¥22,067,785 | ¥9,067,785 |
| 45 | 2.70% | ¥41,614 | ¥22,471,678 | ¥9,471,678 |
| 45 | 2.80% | ¥42,369 | ¥22,879,353 | ¥9,879,353 |
| 45 | 2.90% | ¥43,131 | ¥23,290,768 | ¥10,290,768 |
| 45 | 3.00% | ¥43,900 | ¥23,705,881 | ¥10,705,881 |
1300万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥31,060 | ¥14,908,589 | ¥1,908,589 |
| 40 | 0.80% | ¥31,656 | ¥15,195,041 | ¥2,195,041 |
| 40 | 0.90% | ¥32,260 | ¥15,484,920 | ¥2,484,920 |
| 40 | 1.00% | ¥32,871 | ¥15,778,217 | ¥2,778,217 |
| 40 | 1.10% | ¥33,489 | ¥16,074,922 | ¥3,074,922 |
| 40 | 1.20% | ¥34,115 | ¥16,375,022 | ¥3,375,022 |
| 40 | 1.30% | ¥34,747 | ¥16,678,506 | ¥3,678,506 |
| 40 | 1.40% | ¥35,386 | ¥16,985,358 | ¥3,985,358 |
| 40 | 1.50% | ¥36,032 | ¥17,295,564 | ¥4,295,564 |
| 40 | 1.60% | ¥36,686 | ¥17,609,108 | ¥4,609,108 |
| 40 | 1.70% | ¥37,346 | ¥17,925,975 | ¥4,925,975 |
| 40 | 1.80% | ¥38,013 | ¥18,246,144 | ¥5,246,144 |
| 40 | 1.90% | ¥38,687 | ¥18,569,599 | ¥5,569,599 |
| 40 | 2.00% | ¥39,367 | ¥18,896,320 | ¥5,896,320 |
| 40 | 2.10% | ¥40,055 | ¥19,226,286 | ¥6,226,286 |
| 40 | 2.20% | ¥40,749 | ¥19,559,475 | ¥6,559,475 |
| 40 | 2.30% | ¥41,450 | ¥19,895,866 | ¥6,895,866 |
| 40 | 2.40% | ¥42,157 | ¥20,235,436 | ¥7,235,436 |
| 40 | 2.50% | ¥42,871 | ¥20,578,161 | ¥7,578,161 |
| 40 | 2.60% | ¥43,592 | ¥20,924,017 | ¥7,924,017 |
| 40 | 2.70% | ¥44,319 | ¥21,272,978 | ¥8,272,978 |
| 40 | 2.80% | ¥45,052 | ¥21,625,018 | ¥8,625,018 |
| 40 | 2.90% | ¥45,792 | ¥21,980,110 | ¥8,980,110 |
| 40 | 3.00% | ¥46,538 | ¥22,338,228 | ¥9,338,228 |
1300万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥34,908 | ¥14,661,235 | ¥1,661,235 |
| 35 | 0.80% | ¥35,498 | ¥14,909,127 | ¥1,909,127 |
| 35 | 0.90% | ¥36,094 | ¥15,159,651 | ¥2,159,651 |
| 35 | 1.00% | ¥36,697 | ¥15,412,799 | ¥2,412,799 |
| 35 | 1.10% | ¥37,306 | ¥15,668,566 | ¥2,668,566 |
| 35 | 1.20% | ¥37,921 | ¥15,926,945 | ¥2,926,945 |
| 35 | 1.30% | ¥38,543 | ¥16,187,927 | ¥3,187,927 |
| 35 | 1.40% | ¥39,170 | ¥16,451,505 | ¥3,451,505 |
| 35 | 1.50% | ¥39,804 | ¥16,717,670 | ¥3,717,670 |
| 35 | 1.60% | ¥40,444 | ¥16,986,413 | ¥3,986,413 |
| 35 | 1.70% | ¥41,090 | ¥17,257,723 | ¥4,257,723 |
| 35 | 1.80% | ¥41,742 | ¥17,531,589 | ¥4,531,589 |
| 35 | 1.90% | ¥42,400 | ¥17,808,001 | ¥4,808,001 |
| 35 | 2.00% | ¥43,064 | ¥18,086,947 | ¥5,086,947 |
| 35 | 2.10% | ¥43,734 | ¥18,368,415 | ¥5,368,415 |
| 35 | 2.20% | ¥44,410 | ¥18,652,392 | ¥5,652,392 |
| 35 | 2.30% | ¥45,093 | ¥18,938,864 | ¥5,938,864 |
| 35 | 2.40% | ¥45,781 | ¥19,227,818 | ¥6,227,818 |
| 35 | 2.50% | ¥46,474 | ¥19,519,239 | ¥6,519,239 |
| 35 | 2.60% | ¥47,174 | ¥19,813,113 | ¥6,813,113 |
| 35 | 2.70% | ¥47,880 | ¥20,109,424 | ¥7,109,424 |
| 35 | 2.80% | ¥48,591 | ¥20,408,156 | ¥7,408,156 |
| 35 | 2.90% | ¥49,308 | ¥20,709,294 | ¥7,709,294 |
| 35 | 3.00% | ¥50,031 | ¥21,012,820 | ¥8,012,820 |
1300万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥40,046 | ¥14,416,517 | ¥1,416,517 |
| 30 | 0.80% | ¥40,630 | ¥14,626,652 | ¥1,626,652 |
| 30 | 0.90% | ¥41,219 | ¥14,838,724 | ¥1,838,724 |
| 30 | 1.00% | ¥41,813 | ¥15,052,730 | ¥2,052,730 |
| 30 | 1.10% | ¥42,413 | ¥15,268,665 | ¥2,268,665 |
| 30 | 1.20% | ¥43,018 | ¥15,486,527 | ¥2,486,527 |
| 30 | 1.30% | ¥43,629 | ¥15,706,311 | ¥2,706,311 |
| 30 | 1.40% | ¥44,244 | ¥15,928,012 | ¥2,928,012 |
| 30 | 1.50% | ¥44,866 | ¥16,151,626 | ¥3,151,626 |
| 30 | 1.60% | ¥45,492 | ¥16,377,147 | ¥3,377,147 |
| 30 | 1.70% | ¥46,124 | ¥16,604,570 | ¥3,604,570 |
| 30 | 1.80% | ¥46,761 | ¥16,833,890 | ¥3,833,890 |
| 30 | 1.90% | ¥47,403 | ¥17,065,099 | ¥4,065,099 |
| 30 | 2.00% | ¥48,051 | ¥17,298,191 | ¥4,298,191 |
| 30 | 2.10% | ¥48,703 | ¥17,533,161 | ¥4,533,161 |
| 30 | 2.20% | ¥49,361 | ¥17,769,999 | ¥4,769,999 |
| 30 | 2.30% | ¥50,024 | ¥18,008,700 | ¥5,008,700 |
| 30 | 2.40% | ¥50,692 | ¥18,249,256 | ¥5,249,256 |
| 30 | 2.50% | ¥51,366 | ¥18,491,658 | ¥5,491,658 |
| 30 | 2.60% | ¥52,044 | ¥18,735,898 | ¥5,735,898 |
| 30 | 2.70% | ¥52,728 | ¥18,981,969 | ¥5,981,969 |
| 30 | 2.80% | ¥53,416 | ¥19,229,860 | ¥6,229,860 |
| 30 | 2.90% | ¥54,110 | ¥19,479,563 | ¥6,479,563 |
| 30 | 3.00% | ¥54,809 | ¥19,731,069 | ¥6,731,069 |
1300万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥47,248 | ¥14,174,442 | ¥1,174,442 |
| 25 | 0.80% | ¥47,825 | ¥14,347,623 | ¥1,347,623 |
| 25 | 0.90% | ¥48,407 | ¥14,522,151 | ¥1,522,151 |
| 25 | 1.00% | ¥48,993 | ¥14,698,026 | ¥1,698,026 |
| 25 | 1.10% | ¥49,584 | ¥14,875,244 | ¥1,875,244 |
| 25 | 1.20% | ¥50,179 | ¥15,053,804 | ¥2,053,804 |
| 25 | 1.30% | ¥50,779 | ¥15,233,705 | ¥2,233,705 |
| 25 | 1.40% | ¥51,383 | ¥15,414,943 | ¥2,414,943 |
| 25 | 1.50% | ¥51,992 | ¥15,597,517 | ¥2,597,517 |
| 25 | 1.60% | ¥52,605 | ¥15,781,423 | ¥2,781,423 |
| 25 | 1.70% | ¥53,222 | ¥15,966,659 | ¥2,966,659 |
| 25 | 1.80% | ¥53,844 | ¥16,153,223 | ¥3,153,223 |
| 25 | 1.90% | ¥54,470 | ¥16,341,111 | ¥3,341,111 |
| 25 | 2.00% | ¥55,101 | ¥16,530,319 | ¥3,530,319 |
| 25 | 2.10% | ¥55,736 | ¥16,720,845 | ¥3,720,845 |
| 25 | 2.20% | ¥56,376 | ¥16,912,685 | ¥3,912,685 |
| 25 | 2.30% | ¥57,019 | ¥17,105,836 | ¥4,105,836 |
| 25 | 2.40% | ¥57,668 | ¥17,300,293 | ¥4,300,293 |
| 25 | 2.50% | ¥58,320 | ¥17,496,053 | ¥4,496,053 |
| 25 | 2.60% | ¥58,977 | ¥17,693,111 | ¥4,693,111 |
| 25 | 2.70% | ¥59,638 | ¥17,891,463 | ¥4,891,463 |
| 25 | 2.80% | ¥60,304 | ¥18,091,105 | ¥5,091,105 |
| 25 | 2.90% | ¥60,973 | ¥18,292,033 | ¥5,292,033 |
| 25 | 3.00% | ¥61,647 | ¥18,494,241 | ¥5,494,241 |
1300万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥58,063 | ¥13,935,012 | ¥935,012 |
| 20 | 0.80% | ¥58,634 | ¥14,072,045 | ¥1,072,045 |
| 20 | 0.90% | ¥59,208 | ¥14,209,942 | ¥1,209,942 |
| 20 | 1.00% | ¥59,786 | ¥14,348,702 | ¥1,348,702 |
| 20 | 1.10% | ¥60,368 | ¥14,488,325 | ¥1,488,325 |
| 20 | 1.20% | ¥60,953 | ¥14,628,808 | ¥1,628,808 |
| 20 | 1.30% | ¥61,542 | ¥14,770,152 | ¥1,770,152 |
| 20 | 1.40% | ¥62,135 | ¥14,912,355 | ¥1,912,355 |
| 20 | 1.50% | ¥62,731 | ¥15,055,417 | ¥2,055,417 |
| 20 | 1.60% | ¥63,331 | ¥15,199,336 | ¥2,199,336 |
| 20 | 1.70% | ¥63,934 | ¥15,344,111 | ¥2,344,111 |
| 20 | 1.80% | ¥64,541 | ¥15,489,741 | ¥2,489,741 |
| 20 | 1.90% | ¥65,151 | ¥15,636,224 | ¥2,636,224 |
| 20 | 2.00% | ¥65,765 | ¥15,783,560 | ¥2,783,560 |
| 20 | 2.10% | ¥66,382 | ¥15,931,747 | ¥2,931,747 |
| 20 | 2.20% | ¥67,003 | ¥16,080,783 | ¥3,080,783 |
| 20 | 2.30% | ¥67,628 | ¥16,230,666 | ¥3,230,666 |
| 20 | 2.40% | ¥68,256 | ¥16,381,396 | ¥3,381,396 |
| 20 | 2.50% | ¥68,887 | ¥16,532,970 | ¥3,532,970 |
| 20 | 2.60% | ¥69,522 | ¥16,685,387 | ¥3,685,387 |
| 20 | 2.70% | ¥70,161 | ¥16,838,645 | ¥3,838,645 |
| 20 | 2.80% | ¥70,803 | ¥16,992,742 | ¥3,992,742 |
| 20 | 2.90% | ¥71,449 | ¥17,147,676 | ¥4,147,676 |
| 20 | 3.00% | ¥72,098 | ¥17,303,445 | ¥4,303,445 |
1300万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥76,101 | ¥13,698,229 | ¥698,229 |
| 15 | 0.80% | ¥76,666 | ¥13,799,924 | ¥799,924 |
| 15 | 0.90% | ¥77,234 | ¥13,902,105 | ¥902,105 |
| 15 | 1.00% | ¥77,804 | ¥14,004,772 | ¥1,004,772 |
| 15 | 1.10% | ¥78,377 | ¥14,107,924 | ¥1,107,924 |
| 15 | 1.20% | ¥78,953 | ¥14,211,562 | ¥1,211,562 |
| 15 | 1.30% | ¥79,532 | ¥14,315,686 | ¥1,315,686 |
| 15 | 1.40% | ¥80,113 | ¥14,420,294 | ¥1,420,294 |
| 15 | 1.50% | ¥80,697 | ¥14,525,387 | ¥1,525,387 |
| 15 | 1.60% | ¥81,283 | ¥14,630,963 | ¥1,630,963 |
| 15 | 1.70% | ¥81,872 | ¥14,737,024 | ¥1,737,024 |
| 15 | 1.80% | ¥82,464 | ¥14,843,568 | ¥1,843,568 |
| 15 | 1.90% | ¥83,059 | ¥14,950,595 | ¥1,950,595 |
| 15 | 2.00% | ¥83,656 | ¥15,058,104 | ¥2,058,104 |
| 15 | 2.10% | ¥84,256 | ¥15,166,095 | ¥2,166,095 |
| 15 | 2.20% | ¥84,859 | ¥15,274,567 | ¥2,274,567 |
| 15 | 2.30% | ¥85,464 | ¥15,383,520 | ¥2,383,520 |
| 15 | 2.40% | ¥86,072 | ¥15,492,954 | ¥2,492,954 |
| 15 | 2.50% | ¥86,683 | ¥15,602,867 | ¥2,602,867 |
| 15 | 2.60% | ¥87,296 | ¥15,713,260 | ¥2,713,260 |
| 15 | 2.70% | ¥87,912 | ¥15,824,131 | ¥2,824,131 |
| 15 | 2.80% | ¥88,530 | ¥15,935,481 | ¥2,935,481 |
| 15 | 2.90% | ¥89,152 | ¥16,047,307 | ¥3,047,307 |
| 15 | 3.00% | ¥89,776 | ¥16,159,610 | ¥3,159,610 |
1300万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥112,201 | ¥13,464,098 | ¥464,098 |
| 10 | 0.80% | ¥112,761 | ¥13,531,263 | ¥531,263 |
| 10 | 0.90% | ¥113,322 | ¥13,598,645 | ¥598,645 |
| 10 | 1.00% | ¥113,885 | ¥13,666,243 | ¥666,243 |
| 10 | 1.10% | ¥114,450 | ¥13,734,057 | ¥734,057 |
| 10 | 1.20% | ¥115,017 | ¥13,802,087 | ¥802,087 |
| 10 | 1.30% | ¥115,586 | ¥13,870,334 | ¥870,334 |
| 10 | 1.40% | ¥116,157 | ¥13,938,796 | ¥938,796 |
| 10 | 1.50% | ¥116,729 | ¥14,007,474 | ¥1,007,474 |
| 10 | 1.60% | ¥117,303 | ¥14,076,368 | ¥1,076,368 |
| 10 | 1.70% | ¥117,879 | ¥14,145,477 | ¥1,145,477 |
| 10 | 1.80% | ¥118,457 | ¥14,214,802 | ¥1,214,802 |
| 10 | 1.90% | ¥119,036 | ¥14,284,343 | ¥1,284,343 |
| 10 | 2.00% | ¥119,617 | ¥14,354,099 | ¥1,354,099 |
| 10 | 2.10% | ¥120,201 | ¥14,424,070 | ¥1,424,070 |
| 10 | 2.20% | ¥120,785 | ¥14,494,256 | ¥1,494,256 |
| 10 | 2.30% | ¥121,372 | ¥14,564,658 | ¥1,564,658 |
| 10 | 2.40% | ¥121,961 | ¥14,635,274 | ¥1,635,274 |
| 10 | 2.50% | ¥122,551 | ¥14,706,105 | ¥1,706,105 |
| 10 | 2.60% | ¥123,143 | ¥14,777,150 | ¥1,777,150 |
| 10 | 2.70% | ¥123,737 | ¥14,848,410 | ¥1,848,410 |
| 10 | 2.80% | ¥124,332 | ¥14,919,885 | ¥1,919,885 |
| 10 | 2.90% | ¥124,930 | ¥14,991,573 | ¥1,991,573 |
| 10 | 3.00% | ¥125,529 | ¥15,063,476 | ¥2,063,476 |
