8050万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8050万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8050万円の住宅ローン｜期間・年数別
8050万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥159,051 | ¥95,430,837 | ¥14,930,837 |
| 50 | 0.80% | ¥162,828 | ¥97,696,958 | ¥17,196,958 |
| 50 | 0.90% | ¥166,660 | ¥99,996,054 | ¥19,496,054 |
| 50 | 1.00% | ¥170,547 | ¥102,327,984 | ¥21,827,984 |
| 50 | 1.10% | ¥174,488 | ¥104,692,588 | ¥24,192,588 |
| 50 | 1.20% | ¥178,483 | ¥107,089,691 | ¥26,589,691 |
| 50 | 1.30% | ¥182,532 | ¥109,519,106 | ¥29,019,106 |
| 50 | 1.40% | ¥186,634 | ¥111,980,627 | ¥31,480,627 |
| 50 | 1.50% | ¥190,790 | ¥114,474,039 | ¥33,974,039 |
| 50 | 1.60% | ¥194,999 | ¥116,999,109 | ¥36,499,109 |
| 50 | 1.70% | ¥199,259 | ¥119,555,592 | ¥39,055,592 |
| 50 | 1.80% | ¥203,572 | ¥122,143,229 | ¥41,643,229 |
| 50 | 1.90% | ¥207,936 | ¥124,761,751 | ¥44,261,751 |
| 50 | 2.00% | ¥212,351 | ¥127,410,874 | ¥46,910,874 |
| 50 | 2.10% | ¥216,817 | ¥130,090,303 | ¥49,590,303 |
| 50 | 2.20% | ¥221,333 | ¥132,799,732 | ¥52,299,732 |
| 50 | 2.30% | ¥225,898 | ¥135,538,845 | ¥55,038,845 |
| 50 | 2.40% | ¥230,512 | ¥138,307,315 | ¥57,807,315 |
| 50 | 2.50% | ¥235,175 | ¥141,104,804 | ¥60,604,804 |
| 50 | 2.60% | ¥239,885 | ¥143,930,966 | ¥63,430,966 |
| 50 | 2.70% | ¥244,642 | ¥146,785,447 | ¥66,285,447 |
| 50 | 2.80% | ¥249,446 | ¥149,667,884 | ¥69,167,884 |
| 50 | 2.90% | ¥254,297 | ¥152,577,904 | ¥72,077,904 |
| 50 | 3.00% | ¥259,192 | ¥155,515,132 | ¥75,015,132 |
8050万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥173,827 | ¥93,866,570 | ¥13,366,570 |
| 45 | 0.80% | ¥177,563 | ¥95,884,070 | ¥15,384,070 |
| 45 | 0.90% | ¥181,349 | ¥97,928,363 | ¥17,428,363 |
| 45 | 1.00% | ¥185,184 | ¥99,999,352 | ¥19,499,352 |
| 45 | 1.10% | ¥189,068 | ¥102,096,932 | ¥21,596,932 |
| 45 | 1.20% | ¥193,002 | ¥104,220,989 | ¥23,720,989 |
| 45 | 1.30% | ¥196,984 | ¥106,371,395 | ¥25,871,395 |
| 45 | 1.40% | ¥201,015 | ¥108,548,017 | ¥28,048,017 |
| 45 | 1.50% | ¥205,094 | ¥110,750,709 | ¥30,250,709 |
| 45 | 1.60% | ¥209,221 | ¥112,979,317 | ¥32,479,317 |
| 45 | 1.70% | ¥213,396 | ¥115,233,677 | ¥34,733,677 |
| 45 | 1.80% | ¥217,618 | ¥117,513,616 | ¥37,013,616 |
| 45 | 1.90% | ¥221,887 | ¥119,818,954 | ¥39,318,954 |
| 45 | 2.00% | ¥226,203 | ¥122,149,500 | ¥41,649,500 |
| 45 | 2.10% | ¥230,565 | ¥124,505,056 | ¥44,005,056 |
| 45 | 2.20% | ¥234,973 | ¥126,885,417 | ¥46,385,417 |
| 45 | 2.30% | ¥239,427 | ¥129,290,368 | ¥48,790,368 |
| 45 | 2.40% | ¥243,925 | ¥131,719,688 | ¥51,219,688 |
| 45 | 2.50% | ¥248,469 | ¥134,173,150 | ¥53,673,150 |
| 45 | 2.60% | ¥253,057 | ¥136,650,516 | ¥56,150,516 |
| 45 | 2.70% | ¥257,688 | ¥139,151,546 | ¥58,651,546 |
| 45 | 2.80% | ¥262,363 | ¥141,675,992 | ¥61,175,992 |
| 45 | 2.90% | ¥267,081 | ¥144,223,599 | ¥63,723,599 |
| 45 | 3.00% | ¥271,841 | ¥146,794,108 | ¥66,294,108 |
8050万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥192,330 | ¥92,318,572 | ¥11,818,572 |
| 40 | 0.80% | ¥196,026 | ¥94,092,366 | ¥13,592,366 |
| 40 | 0.90% | ¥199,765 | ¥95,887,388 | ¥15,387,388 |
| 40 | 1.00% | ¥203,549 | ¥97,703,576 | ¥17,203,576 |
| 40 | 1.10% | ¥207,377 | ¥99,540,863 | ¥19,040,863 |
| 40 | 1.20% | ¥211,248 | ¥101,399,177 | ¥20,899,177 |
| 40 | 1.30% | ¥215,163 | ¥103,278,438 | ¥22,778,438 |
| 40 | 1.40% | ¥219,122 | ¥105,178,561 | ¥24,678,561 |
| 40 | 1.50% | ¥223,124 | ¥107,099,454 | ¥26,599,454 |
| 40 | 1.60% | ¥227,169 | ¥109,041,018 | ¥28,541,018 |
| 40 | 1.70% | ¥231,257 | ¥111,003,150 | ¥30,503,150 |
| 40 | 1.80% | ¥235,387 | ¥112,985,740 | ¥32,485,740 |
| 40 | 1.90% | ¥239,560 | ¥114,988,673 | ¥34,488,673 |
| 40 | 2.00% | ¥243,775 | ¥117,011,827 | ¥36,511,827 |
| 40 | 2.10% | ¥248,031 | ¥119,055,076 | ¥38,555,076 |
| 40 | 2.20% | ¥252,330 | ¥121,118,288 | ¥40,618,288 |
| 40 | 2.30% | ¥256,669 | ¥123,201,326 | ¥42,701,326 |
| 40 | 2.40% | ¥261,050 | ¥125,304,048 | ¥44,804,048 |
| 40 | 2.50% | ¥265,471 | ¥127,426,307 | ¥46,926,307 |
| 40 | 2.60% | ¥269,933 | ¥129,567,951 | ¥49,067,951 |
| 40 | 2.70% | ¥274,435 | ¥131,728,823 | ¥51,228,823 |
| 40 | 2.80% | ¥278,977 | ¥133,908,763 | ¥53,408,763 |
| 40 | 2.90% | ¥283,558 | ¥136,107,605 | ¥55,607,605 |
| 40 | 3.00% | ¥288,177 | ¥138,325,181 | ¥57,825,181 |
8050万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥216,159 | ¥90,786,875 | ¥10,286,875 |
| 35 | 0.80% | ¥219,814 | ¥92,321,903 | ¥11,821,903 |
| 35 | 0.90% | ¥223,508 | ¥93,873,222 | ¥13,373,222 |
| 35 | 1.00% | ¥227,240 | ¥95,440,795 | ¥14,940,795 |
| 35 | 1.10% | ¥231,011 | ¥97,024,583 | ¥16,524,583 |
| 35 | 1.20% | ¥234,820 | ¥98,624,543 | ¥18,124,543 |
| 35 | 1.30% | ¥238,668 | ¥100,240,627 | ¥19,740,627 |
| 35 | 1.40% | ¥242,554 | ¥101,872,784 | ¥21,372,784 |
| 35 | 1.50% | ¥246,478 | ¥103,520,959 | ¥23,020,959 |
| 35 | 1.60% | ¥250,441 | ¥105,185,094 | ¥24,685,094 |
| 35 | 1.70% | ¥254,441 | ¥106,865,128 | ¥26,365,128 |
| 35 | 1.80% | ¥258,479 | ¥108,560,994 | ¥28,060,994 |
| 35 | 1.90% | ¥262,554 | ¥110,272,623 | ¥29,772,623 |
| 35 | 2.00% | ¥266,667 | ¥111,999,942 | ¥31,499,942 |
| 35 | 2.10% | ¥270,816 | ¥113,742,877 | ¥33,242,877 |
| 35 | 2.20% | ¥275,003 | ¥115,501,348 | ¥35,001,348 |
| 35 | 2.30% | ¥279,227 | ¥117,275,271 | ¥36,775,271 |
| 35 | 2.40% | ¥283,487 | ¥119,064,562 | ¥38,564,562 |
| 35 | 2.50% | ¥287,784 | ¥120,869,132 | ¥40,369,132 |
| 35 | 2.60% | ¥292,116 | ¥122,688,889 | ¥42,188,889 |
| 35 | 2.70% | ¥296,485 | ¥124,523,739 | ¥44,023,739 |
| 35 | 2.80% | ¥300,889 | ¥126,373,582 | ¥45,873,582 |
| 35 | 2.90% | ¥305,329 | ¥128,238,320 | ¥47,738,320 |
| 35 | 3.00% | ¥309,804 | ¥130,117,849 | ¥49,617,849 |
8050万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥247,976 | ¥89,271,511 | ¥8,771,511 |
| 30 | 0.80% | ¥251,591 | ¥90,572,732 | ¥10,072,732 |
| 30 | 0.90% | ¥255,239 | ¥91,885,945 | ¥11,385,945 |
| 30 | 1.00% | ¥258,920 | ¥93,211,133 | ¥12,711,133 |
| 30 | 1.10% | ¥262,634 | ¥94,548,272 | ¥14,048,272 |
| 30 | 1.20% | ¥266,381 | ¥95,897,340 | ¥15,397,340 |
| 30 | 1.30% | ¥270,162 | ¥97,258,308 | ¥16,758,308 |
| 30 | 1.40% | ¥273,975 | ¥98,631,151 | ¥18,131,151 |
| 30 | 1.50% | ¥277,822 | ¥100,015,837 | ¥19,515,837 |
| 30 | 1.60% | ¥281,701 | ¥101,412,334 | ¥20,912,334 |
| 30 | 1.70% | ¥285,613 | ¥102,820,609 | ¥22,320,609 |
| 30 | 1.80% | ¥289,557 | ¥104,240,624 | ¥23,740,624 |
| 30 | 1.90% | ¥293,534 | ¥105,672,342 | ¥25,172,342 |
| 30 | 2.00% | ¥297,544 | ¥107,115,723 | ¥26,615,723 |
| 30 | 2.10% | ¥301,585 | ¥108,570,725 | ¥28,070,725 |
| 30 | 2.20% | ¥305,659 | ¥110,037,304 | ¥29,537,304 |
| 30 | 2.30% | ¥309,765 | ¥111,515,414 | ¥31,015,414 |
| 30 | 2.40% | ¥313,903 | ¥113,005,008 | ¥32,505,008 |
| 30 | 2.50% | ¥318,072 | ¥114,506,036 | ¥34,006,036 |
| 30 | 2.60% | ¥322,273 | ¥116,018,448 | ¥35,518,448 |
| 30 | 2.70% | ¥326,506 | ¥117,542,191 | ¥37,042,191 |
| 30 | 2.80% | ¥330,770 | ¥119,077,210 | ¥38,577,210 |
| 30 | 2.90% | ¥335,065 | ¥120,623,448 | ¥40,123,448 |
| 30 | 3.00% | ¥339,391 | ¥122,180,849 | ¥41,680,849 |
8050万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥292,575 | ¥87,772,505 | ¥7,272,505 |
| 25 | 0.80% | ¥296,150 | ¥88,844,896 | ¥8,344,896 |
| 25 | 0.90% | ¥299,752 | ¥89,925,630 | ¥9,425,630 |
| 25 | 1.00% | ¥303,382 | ¥91,014,698 | ¥10,514,698 |
| 25 | 1.10% | ¥307,040 | ¥92,112,088 | ¥11,612,088 |
| 25 | 1.20% | ¥310,726 | ¥93,217,789 | ¥12,717,789 |
| 25 | 1.30% | ¥314,439 | ¥94,331,788 | ¥13,831,788 |
| 25 | 1.40% | ¥318,180 | ¥95,454,071 | ¥14,954,071 |
| 25 | 1.50% | ¥321,949 | ¥96,584,623 | ¥16,084,623 |
| 25 | 1.60% | ¥325,745 | ¥97,723,427 | ¥17,223,427 |
| 25 | 1.70% | ¥329,568 | ¥98,870,468 | ¥18,370,468 |
| 25 | 1.80% | ¥333,419 | ¥100,025,727 | ¥19,525,727 |
| 25 | 1.90% | ¥337,297 | ¥101,189,185 | ¥20,689,185 |
| 25 | 2.00% | ¥341,203 | ¥102,360,823 | ¥21,860,823 |
| 25 | 2.10% | ¥345,135 | ¥103,540,619 | ¥23,040,619 |
| 25 | 2.20% | ¥349,095 | ¥104,728,552 | ¥24,228,552 |
| 25 | 2.30% | ¥353,082 | ¥105,924,599 | ¥25,424,599 |
| 25 | 2.40% | ¥357,096 | ¥107,128,737 | ¥26,628,737 |
| 25 | 2.50% | ¥361,136 | ¥108,340,941 | ¥27,840,941 |
| 25 | 2.60% | ¥365,204 | ¥109,561,186 | ¥29,061,186 |
| 25 | 2.70% | ¥369,298 | ¥110,789,445 | ¥30,289,445 |
| 25 | 2.80% | ¥373,419 | ¥112,025,691 | ¥31,525,691 |
| 25 | 2.90% | ¥377,566 | ¥113,269,897 | ¥32,769,897 |
| 25 | 3.00% | ¥381,740 | ¥114,522,032 | ¥34,022,032 |
8050万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥359,541 | ¥86,289,879 | ¥5,789,879 |
| 20 | 0.80% | ¥363,077 | ¥87,138,433 | ¥6,638,433 |
| 20 | 0.90% | ¥366,635 | ¥87,992,335 | ¥7,492,335 |
| 20 | 1.00% | ¥370,215 | ¥88,851,580 | ¥8,351,580 |
| 20 | 1.10% | ¥373,817 | ¥89,716,164 | ¥9,216,164 |
| 20 | 1.20% | ¥377,442 | ¥90,586,080 | ¥10,086,080 |
| 20 | 1.30% | ¥381,089 | ¥91,461,325 | ¥10,961,325 |
| 20 | 1.40% | ¥384,758 | ¥92,341,891 | ¥11,841,891 |
| 20 | 1.50% | ¥388,449 | ¥93,227,773 | ¥12,727,773 |
| 20 | 1.60% | ¥392,162 | ¥94,118,963 | ¥13,618,963 |
| 20 | 1.70% | ¥395,898 | ¥95,015,455 | ¥14,515,455 |
| 20 | 1.80% | ¥399,655 | ¥95,917,241 | ¥15,417,241 |
| 20 | 1.90% | ¥403,435 | ¥96,824,312 | ¥16,324,312 |
| 20 | 2.00% | ¥407,236 | ¥97,736,660 | ¥17,236,660 |
| 20 | 2.10% | ¥411,059 | ¥98,654,277 | ¥18,154,277 |
| 20 | 2.20% | ¥414,905 | ¥99,577,153 | ¥19,077,153 |
| 20 | 2.30% | ¥418,772 | ¥100,505,279 | ¥20,005,279 |
| 20 | 2.40% | ¥422,661 | ¥101,438,645 | ¥20,938,645 |
| 20 | 2.50% | ¥426,572 | ¥102,377,239 | ¥21,877,239 |
| 20 | 2.60% | ¥430,504 | ¥103,321,052 | ¥22,821,052 |
| 20 | 2.70% | ¥434,459 | ¥104,270,071 | ¥23,770,071 |
| 20 | 2.80% | ¥438,435 | ¥105,224,287 | ¥24,724,287 |
| 20 | 2.90% | ¥442,432 | ¥106,183,686 | ¥25,683,686 |
| 20 | 3.00% | ¥446,451 | ¥107,148,256 | ¥26,648,256 |
8050万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥471,243 | ¥84,823,651 | ¥4,323,651 |
| 15 | 0.80% | ¥474,741 | ¥85,453,375 | ¥4,953,375 |
| 15 | 0.90% | ¥478,256 | ¥86,086,110 | ¥5,586,110 |
| 15 | 1.00% | ¥481,788 | ¥86,721,855 | ¥6,221,855 |
| 15 | 1.10% | ¥485,337 | ¥87,360,608 | ¥6,860,608 |
| 15 | 1.20% | ¥488,902 | ¥88,002,368 | ¥7,502,368 |
| 15 | 1.30% | ¥492,484 | ¥88,647,131 | ¥8,147,131 |
| 15 | 1.40% | ¥496,083 | ¥89,294,897 | ¥8,794,897 |
| 15 | 1.50% | ¥499,698 | ¥89,945,664 | ¥9,445,664 |
| 15 | 1.60% | ¥503,330 | ¥90,599,428 | ¥10,099,428 |
| 15 | 1.70% | ¥506,979 | ¥91,256,187 | ¥10,756,187 |
| 15 | 1.80% | ¥510,644 | ¥91,915,939 | ¥11,415,939 |
| 15 | 1.90% | ¥514,326 | ¥92,578,681 | ¥12,078,681 |
| 15 | 2.00% | ¥518,025 | ¥93,244,411 | ¥12,744,411 |
| 15 | 2.10% | ¥521,740 | ¥93,913,124 | ¥13,413,124 |
| 15 | 2.20% | ¥525,471 | ¥94,584,819 | ¥14,084,819 |
| 15 | 2.30% | ¥529,219 | ¥95,259,491 | ¥14,759,491 |
| 15 | 2.40% | ¥532,984 | ¥95,937,138 | ¥15,437,138 |
| 15 | 2.50% | ¥536,765 | ¥96,617,756 | ¥16,117,756 |
| 15 | 2.60% | ¥540,563 | ¥97,301,342 | ¥16,801,342 |
| 15 | 2.70% | ¥544,377 | ¥97,987,891 | ¥17,487,891 |
| 15 | 2.80% | ¥548,208 | ¥98,677,399 | ¥18,177,399 |
| 15 | 2.90% | ¥552,055 | ¥99,369,864 | ¥18,869,864 |
| 15 | 3.00% | ¥555,918 | ¥100,065,280 | ¥19,565,280 |
8050万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥694,782 | ¥83,373,835 | ¥2,873,835 |
| 10 | 0.80% | ¥698,248 | ¥83,789,745 | ¥3,289,745 |
| 10 | 0.90% | ¥701,725 | ¥84,206,994 | ¥3,706,994 |
| 10 | 1.00% | ¥705,213 | ¥84,625,581 | ¥4,125,581 |
| 10 | 1.10% | ¥708,713 | ¥85,045,508 | ¥4,545,508 |
| 10 | 1.20% | ¥712,223 | ¥85,466,772 | ¥4,966,772 |
| 10 | 1.30% | ¥715,745 | ¥85,889,374 | ¥5,389,374 |
| 10 | 1.40% | ¥719,278 | ¥86,313,313 | ¥5,813,313 |
| 10 | 1.50% | ¥722,822 | ¥86,738,589 | ¥6,238,589 |
| 10 | 1.60% | ¥726,377 | ¥87,165,201 | ¥6,665,201 |
| 10 | 1.70% | ¥729,943 | ¥87,593,148 | ¥7,093,148 |
| 10 | 1.80% | ¥733,520 | ¥88,022,430 | ¥7,522,430 |
| 10 | 1.90% | ¥737,109 | ¥88,453,046 | ¥7,953,046 |
| 10 | 2.00% | ¥740,708 | ¥88,884,996 | ¥8,384,996 |
| 10 | 2.10% | ¥744,319 | ¥89,318,279 | ¥8,818,279 |
| 10 | 2.20% | ¥747,941 | ¥89,752,894 | ¥9,252,894 |
| 10 | 2.30% | ¥751,574 | ¥90,188,841 | ¥9,688,841 |
| 10 | 2.40% | ¥755,218 | ¥90,626,118 | ¥10,126,118 |
| 10 | 2.50% | ¥758,873 | ¥91,064,725 | ¥10,564,725 |
| 10 | 2.60% | ¥762,539 | ¥91,504,661 | ¥11,004,661 |
| 10 | 2.70% | ¥766,216 | ¥91,945,926 | ¥11,445,926 |
| 10 | 2.80% | ¥769,904 | ¥92,388,517 | ¥11,888,517 |
| 10 | 2.90% | ¥773,604 | ¥92,832,436 | ¥12,332,436 |
| 10 | 3.00% | ¥777,314 | ¥93,277,679 | ¥12,777,679 |
