8080万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8080万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8080万円の住宅ローン|期間・年数別
8080万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥159,644 |
¥95,786,480 |
¥14,986,480 |
| 50 |
0.80% |
¥163,435 |
¥98,061,046 |
¥17,261,046 |
| 50 |
0.90% |
¥167,281 |
¥100,368,711 |
¥19,568,711 |
| 50 |
1.00% |
¥171,182 |
¥102,709,331 |
¥21,909,331 |
| 50 |
1.10% |
¥175,138 |
¥105,082,746 |
¥24,282,746 |
| 50 |
1.20% |
¥179,148 |
¥107,488,783 |
¥26,688,783 |
| 50 |
1.30% |
¥183,212 |
¥109,927,251 |
¥29,127,251 |
| 50 |
1.40% |
¥187,330 |
¥112,397,947 |
¥31,597,947 |
| 50 |
1.50% |
¥191,501 |
¥114,900,650 |
¥34,100,650 |
| 50 |
1.60% |
¥195,725 |
¥117,435,130 |
¥36,635,130 |
| 50 |
1.70% |
¥200,002 |
¥120,001,140 |
¥39,201,140 |
| 50 |
1.80% |
¥204,331 |
¥122,598,421 |
¥41,798,421 |
| 50 |
1.90% |
¥208,711 |
¥125,226,702 |
¥44,426,702 |
| 50 |
2.00% |
¥213,143 |
¥127,885,697 |
¥47,085,697 |
| 50 |
2.10% |
¥217,625 |
¥130,575,112 |
¥49,775,112 |
| 50 |
2.20% |
¥222,158 |
¥133,294,638 |
¥52,494,638 |
| 50 |
2.30% |
¥226,740 |
¥136,043,959 |
¥55,243,959 |
| 50 |
2.40% |
¥231,371 |
¥138,822,746 |
¥58,022,746 |
| 50 |
2.50% |
¥236,051 |
¥141,630,660 |
¥60,830,660 |
| 50 |
2.60% |
¥240,779 |
¥144,467,355 |
¥63,667,355 |
| 50 |
2.70% |
¥245,554 |
¥147,332,474 |
¥66,532,474 |
| 50 |
2.80% |
¥250,376 |
¥150,225,652 |
¥69,425,652 |
| 50 |
2.90% |
¥255,244 |
¥153,146,518 |
¥72,346,518 |
| 50 |
3.00% |
¥260,158 |
¥156,094,691 |
¥75,294,691 |
8080万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥174,475 |
¥94,216,383 |
¥13,416,383 |
| 45 |
0.80% |
¥178,225 |
¥96,241,402 |
¥15,441,402 |
| 45 |
0.90% |
¥182,025 |
¥98,293,313 |
¥17,493,313 |
| 45 |
1.00% |
¥185,874 |
¥100,372,020 |
¥19,572,020 |
| 45 |
1.10% |
¥189,773 |
¥102,477,418 |
¥21,677,418 |
| 45 |
1.20% |
¥193,721 |
¥104,609,390 |
¥23,809,390 |
| 45 |
1.30% |
¥197,718 |
¥106,767,810 |
¥25,967,810 |
| 45 |
1.40% |
¥201,764 |
¥108,952,544 |
¥28,152,544 |
| 45 |
1.50% |
¥205,858 |
¥111,163,445 |
¥30,363,445 |
| 45 |
1.60% |
¥210,001 |
¥113,400,358 |
¥32,600,358 |
| 45 |
1.70% |
¥214,191 |
¥115,663,119 |
¥34,863,119 |
| 45 |
1.80% |
¥218,429 |
¥117,951,555 |
¥37,151,555 |
| 45 |
1.90% |
¥222,714 |
¥120,265,484 |
¥39,465,484 |
| 45 |
2.00% |
¥227,046 |
¥122,604,715 |
¥41,804,715 |
| 45 |
2.10% |
¥231,424 |
¥124,969,050 |
¥44,169,050 |
| 45 |
2.20% |
¥235,849 |
¥127,358,282 |
¥46,558,282 |
| 45 |
2.30% |
¥240,319 |
¥129,772,196 |
¥48,972,196 |
| 45 |
2.40% |
¥244,834 |
¥132,210,569 |
¥51,410,569 |
| 45 |
2.50% |
¥249,395 |
¥134,673,174 |
¥53,873,174 |
| 45 |
2.60% |
¥254,000 |
¥137,159,773 |
¥56,359,773 |
| 45 |
2.70% |
¥258,648 |
¥139,670,124 |
¥58,870,124 |
| 45 |
2.80% |
¥263,341 |
¥142,203,977 |
¥61,403,977 |
| 45 |
2.90% |
¥268,076 |
¥144,761,078 |
¥63,961,078 |
| 45 |
3.00% |
¥272,854 |
¥147,341,166 |
¥66,541,166 |
8080万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥193,047 |
¥92,662,616 |
¥11,862,616 |
| 40 |
0.80% |
¥196,756 |
¥94,443,021 |
¥13,643,021 |
| 40 |
0.90% |
¥200,510 |
¥96,244,732 |
¥15,444,732 |
| 40 |
1.00% |
¥204,308 |
¥98,067,688 |
¥17,267,688 |
| 40 |
1.10% |
¥208,150 |
¥99,911,823 |
¥19,111,823 |
| 40 |
1.20% |
¥212,036 |
¥101,777,062 |
¥20,977,062 |
| 40 |
1.30% |
¥215,965 |
¥103,663,327 |
¥22,863,327 |
| 40 |
1.40% |
¥219,939 |
¥105,570,531 |
¥24,770,531 |
| 40 |
1.50% |
¥223,955 |
¥107,498,582 |
¥26,698,582 |
| 40 |
1.60% |
¥228,015 |
¥109,447,382 |
¥28,647,382 |
| 40 |
1.70% |
¥232,118 |
¥111,416,826 |
¥30,616,826 |
| 40 |
1.80% |
¥236,264 |
¥113,406,805 |
¥32,606,805 |
| 40 |
1.90% |
¥240,453 |
¥115,417,202 |
¥34,617,202 |
| 40 |
2.00% |
¥244,683 |
¥117,447,896 |
¥36,647,896 |
| 40 |
2.10% |
¥248,956 |
¥119,498,760 |
¥38,698,760 |
| 40 |
2.20% |
¥253,270 |
¥121,569,661 |
¥40,769,661 |
| 40 |
2.30% |
¥257,626 |
¥123,660,462 |
¥42,860,462 |
| 40 |
2.40% |
¥262,023 |
¥125,771,020 |
¥44,971,020 |
| 40 |
2.50% |
¥266,461 |
¥127,901,188 |
¥47,101,188 |
| 40 |
2.60% |
¥270,939 |
¥130,050,813 |
¥49,250,813 |
| 40 |
2.70% |
¥275,458 |
¥132,219,738 |
¥51,419,738 |
| 40 |
2.80% |
¥280,016 |
¥134,407,802 |
¥53,607,802 |
| 40 |
2.90% |
¥284,614 |
¥136,614,838 |
¥55,814,838 |
| 40 |
3.00% |
¥289,251 |
¥138,840,678 |
¥58,040,678 |
8080万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥216,965 |
¥91,125,211 |
¥10,325,211 |
| 35 |
0.80% |
¥220,633 |
¥92,665,960 |
¥11,865,960 |
| 35 |
0.90% |
¥224,341 |
¥94,223,060 |
¥13,423,060 |
| 35 |
1.00% |
¥228,087 |
¥95,796,475 |
¥14,996,475 |
| 35 |
1.10% |
¥231,872 |
¥97,386,165 |
¥16,586,165 |
| 35 |
1.20% |
¥235,695 |
¥98,992,088 |
¥18,192,088 |
| 35 |
1.30% |
¥239,558 |
¥100,614,194 |
¥19,814,194 |
| 35 |
1.40% |
¥243,458 |
¥102,252,434 |
¥21,452,434 |
| 35 |
1.50% |
¥247,397 |
¥103,906,751 |
¥23,106,751 |
| 35 |
1.60% |
¥251,374 |
¥105,577,089 |
¥24,777,089 |
| 35 |
1.70% |
¥255,389 |
¥107,263,383 |
¥26,463,383 |
| 35 |
1.80% |
¥259,442 |
¥108,965,569 |
¥28,165,569 |
| 35 |
1.90% |
¥263,532 |
¥110,683,576 |
¥29,883,576 |
| 35 |
2.00% |
¥267,660 |
¥112,417,334 |
¥31,617,334 |
| 35 |
2.10% |
¥271,826 |
¥114,166,764 |
¥33,366,764 |
| 35 |
2.20% |
¥276,028 |
¥115,931,787 |
¥35,131,787 |
| 35 |
2.30% |
¥280,267 |
¥117,712,322 |
¥36,912,322 |
| 35 |
2.40% |
¥284,544 |
¥119,508,281 |
¥38,708,281 |
| 35 |
2.50% |
¥288,856 |
¥121,319,576 |
¥40,519,576 |
| 35 |
2.60% |
¥293,205 |
¥123,146,115 |
¥42,346,115 |
| 35 |
2.70% |
¥297,590 |
¥124,987,802 |
¥44,187,802 |
| 35 |
2.80% |
¥302,011 |
¥126,844,540 |
¥46,044,540 |
| 35 |
2.90% |
¥306,467 |
¥128,716,227 |
¥47,916,227 |
| 35 |
3.00% |
¥310,959 |
¥130,602,760 |
¥49,802,760 |
8080万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥248,901 |
¥89,604,200 |
¥8,804,200 |
| 30 |
0.80% |
¥252,529 |
¥90,910,270 |
¥10,110,270 |
| 30 |
0.90% |
¥256,190 |
¥92,228,378 |
¥11,428,378 |
| 30 |
1.00% |
¥259,885 |
¥93,558,504 |
¥12,758,504 |
| 30 |
1.10% |
¥263,613 |
¥94,900,626 |
¥14,100,626 |
| 30 |
1.20% |
¥267,374 |
¥96,254,721 |
¥15,454,721 |
| 30 |
1.30% |
¥271,169 |
¥97,620,762 |
¥16,820,762 |
| 30 |
1.40% |
¥274,996 |
¥98,998,721 |
¥18,198,721 |
| 30 |
1.50% |
¥278,857 |
¥100,388,567 |
¥19,588,567 |
| 30 |
1.60% |
¥282,751 |
¥101,790,268 |
¥20,990,268 |
| 30 |
1.70% |
¥286,677 |
¥103,203,791 |
¥22,403,791 |
| 30 |
1.80% |
¥290,636 |
¥104,629,098 |
¥23,829,098 |
| 30 |
1.90% |
¥294,628 |
¥106,066,152 |
¥25,266,152 |
| 30 |
2.00% |
¥298,653 |
¥107,514,912 |
¥26,714,912 |
| 30 |
2.10% |
¥302,709 |
¥108,975,336 |
¥28,175,336 |
| 30 |
2.20% |
¥306,798 |
¥110,447,381 |
¥29,647,381 |
| 30 |
2.30% |
¥310,919 |
¥111,930,999 |
¥31,130,999 |
| 30 |
2.40% |
¥315,073 |
¥113,426,145 |
¥32,626,145 |
| 30 |
2.50% |
¥319,258 |
¥114,932,767 |
¥34,132,767 |
| 30 |
2.60% |
¥323,474 |
¥116,450,815 |
¥35,650,815 |
| 30 |
2.70% |
¥327,723 |
¥117,980,236 |
¥37,180,236 |
| 30 |
2.80% |
¥332,003 |
¥119,520,976 |
¥38,720,976 |
| 30 |
2.90% |
¥336,314 |
¥121,072,977 |
¥40,272,977 |
| 30 |
3.00% |
¥340,656 |
¥122,636,181 |
¥41,836,181 |
8080万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥293,665 |
¥88,099,608 |
¥7,299,608 |
| 25 |
0.80% |
¥297,253 |
¥89,175,995 |
¥8,375,995 |
| 25 |
0.90% |
¥300,869 |
¥90,260,757 |
¥9,460,757 |
| 25 |
1.00% |
¥304,513 |
¥91,353,883 |
¥10,553,883 |
| 25 |
1.10% |
¥308,185 |
¥92,455,363 |
¥11,655,363 |
| 25 |
1.20% |
¥311,884 |
¥93,565,185 |
¥12,765,185 |
| 25 |
1.30% |
¥315,611 |
¥94,683,335 |
¥13,883,335 |
| 25 |
1.40% |
¥319,366 |
¥95,809,801 |
¥15,009,801 |
| 25 |
1.50% |
¥323,149 |
¥96,944,565 |
¥16,144,565 |
| 25 |
1.60% |
¥326,959 |
¥98,087,614 |
¥17,287,614 |
| 25 |
1.70% |
¥330,796 |
¥99,238,930 |
¥18,438,930 |
| 25 |
1.80% |
¥334,662 |
¥100,398,494 |
¥19,598,494 |
| 25 |
1.90% |
¥338,554 |
¥101,566,288 |
¥20,766,288 |
| 25 |
2.00% |
¥342,474 |
¥102,742,292 |
¥21,942,292 |
| 25 |
2.10% |
¥346,422 |
¥103,926,485 |
¥23,126,485 |
| 25 |
2.20% |
¥350,396 |
¥105,118,845 |
¥24,318,845 |
| 25 |
2.30% |
¥354,398 |
¥106,319,349 |
¥25,519,349 |
| 25 |
2.40% |
¥358,427 |
¥107,527,975 |
¥26,727,975 |
| 25 |
2.50% |
¥362,482 |
¥108,744,696 |
¥27,944,696 |
| 25 |
2.60% |
¥366,565 |
¥109,969,489 |
¥29,169,489 |
| 25 |
2.70% |
¥370,674 |
¥111,202,325 |
¥30,402,325 |
| 25 |
2.80% |
¥374,811 |
¥112,443,178 |
¥31,643,178 |
| 25 |
2.90% |
¥378,973 |
¥113,692,021 |
¥32,892,021 |
| 25 |
3.00% |
¥383,163 |
¥114,948,822 |
¥34,148,822 |
8080万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥360,881 |
¥86,611,456 |
¥5,811,456 |
| 20 |
0.80% |
¥364,430 |
¥87,463,173 |
¥6,663,173 |
| 20 |
0.90% |
¥368,001 |
¥88,320,257 |
¥7,520,257 |
| 20 |
1.00% |
¥371,595 |
¥89,182,704 |
¥8,382,704 |
| 20 |
1.10% |
¥375,210 |
¥90,050,510 |
¥9,250,510 |
| 20 |
1.20% |
¥378,849 |
¥90,923,668 |
¥10,123,668 |
| 20 |
1.30% |
¥382,509 |
¥91,802,175 |
¥11,002,175 |
| 20 |
1.40% |
¥386,192 |
¥92,686,023 |
¥11,886,023 |
| 20 |
1.50% |
¥389,897 |
¥93,575,206 |
¥12,775,206 |
| 20 |
1.60% |
¥393,624 |
¥94,469,717 |
¥13,669,717 |
| 20 |
1.70% |
¥397,373 |
¥95,369,550 |
¥14,569,550 |
| 20 |
1.80% |
¥401,145 |
¥96,274,696 |
¥15,474,696 |
| 20 |
1.90% |
¥404,938 |
¥97,185,148 |
¥16,385,148 |
| 20 |
2.00% |
¥408,754 |
¥98,100,896 |
¥17,300,896 |
| 20 |
2.10% |
¥412,591 |
¥99,021,933 |
¥18,221,933 |
| 20 |
2.20% |
¥416,451 |
¥99,948,248 |
¥19,148,248 |
| 20 |
2.30% |
¥420,333 |
¥100,879,833 |
¥20,079,833 |
| 20 |
2.40% |
¥424,236 |
¥101,816,677 |
¥21,016,677 |
| 20 |
2.50% |
¥428,162 |
¥102,758,769 |
¥21,958,769 |
| 20 |
2.60% |
¥432,109 |
¥103,706,099 |
¥22,906,099 |
| 20 |
2.70% |
¥436,078 |
¥104,658,656 |
¥23,858,656 |
| 20 |
2.80% |
¥440,068 |
¥105,616,427 |
¥24,816,427 |
| 20 |
2.90% |
¥444,081 |
¥106,579,401 |
¥25,779,401 |
| 20 |
3.00% |
¥448,115 |
¥107,547,566 |
¥26,747,566 |
8080万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥472,999 |
¥85,139,764 |
¥4,339,764 |
| 15 |
0.80% |
¥476,510 |
¥85,771,835 |
¥4,971,835 |
| 15 |
0.90% |
¥480,038 |
¥86,406,928 |
¥5,606,928 |
| 15 |
1.00% |
¥483,584 |
¥87,045,042 |
¥6,245,042 |
| 15 |
1.10% |
¥487,145 |
¥87,686,176 |
¥6,886,176 |
| 15 |
1.20% |
¥490,724 |
¥88,330,327 |
¥7,530,327 |
| 15 |
1.30% |
¥494,319 |
¥88,977,493 |
¥8,177,493 |
| 15 |
1.40% |
¥497,932 |
¥89,627,673 |
¥8,827,673 |
| 15 |
1.50% |
¥501,560 |
¥90,280,865 |
¥9,480,865 |
| 15 |
1.60% |
¥505,206 |
¥90,937,065 |
¥10,137,065 |
| 15 |
1.70% |
¥508,868 |
¥91,596,272 |
¥10,796,272 |
| 15 |
1.80% |
¥512,547 |
¥92,258,483 |
¥11,458,483 |
| 15 |
1.90% |
¥516,243 |
¥92,923,695 |
¥12,123,695 |
| 15 |
2.00% |
¥519,955 |
¥93,591,905 |
¥12,791,905 |
| 15 |
2.10% |
¥523,684 |
¥94,263,111 |
¥13,463,111 |
| 15 |
2.20% |
¥527,429 |
¥94,937,309 |
¥14,137,309 |
| 15 |
2.30% |
¥531,192 |
¥95,614,496 |
¥14,814,496 |
| 15 |
2.40% |
¥534,970 |
¥96,294,668 |
¥15,494,668 |
| 15 |
2.50% |
¥538,766 |
¥96,977,823 |
¥16,177,823 |
| 15 |
2.60% |
¥542,578 |
¥97,663,955 |
¥16,863,955 |
| 15 |
2.70% |
¥546,406 |
¥98,353,063 |
¥17,553,063 |
| 15 |
2.80% |
¥550,251 |
¥99,045,141 |
¥18,245,141 |
| 15 |
2.90% |
¥554,112 |
¥99,740,186 |
¥18,940,186 |
| 15 |
3.00% |
¥557,990 |
¥100,438,194 |
¥19,638,194 |
8080万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥697,371 |
¥83,684,545 |
¥2,884,545 |
| 10 |
0.80% |
¥700,850 |
¥84,102,005 |
¥3,302,005 |
| 10 |
0.90% |
¥704,340 |
¥84,520,808 |
¥3,720,808 |
| 10 |
1.00% |
¥707,841 |
¥84,940,956 |
¥4,140,956 |
| 10 |
1.10% |
¥711,354 |
¥85,362,447 |
¥4,562,447 |
| 10 |
1.20% |
¥714,877 |
¥85,785,282 |
¥4,985,282 |
| 10 |
1.30% |
¥718,412 |
¥86,209,459 |
¥5,409,459 |
| 10 |
1.40% |
¥721,958 |
¥86,634,978 |
¥5,834,978 |
| 10 |
1.50% |
¥725,515 |
¥87,061,838 |
¥6,261,838 |
| 10 |
1.60% |
¥729,084 |
¥87,490,040 |
¥6,690,040 |
| 10 |
1.70% |
¥732,663 |
¥87,919,582 |
¥7,119,582 |
| 10 |
1.80% |
¥736,254 |
¥88,350,464 |
¥7,550,464 |
| 10 |
1.90% |
¥739,856 |
¥88,782,685 |
¥7,982,685 |
| 10 |
2.00% |
¥743,469 |
¥89,216,245 |
¥8,416,245 |
| 10 |
2.10% |
¥747,093 |
¥89,651,142 |
¥8,851,142 |
| 10 |
2.20% |
¥750,728 |
¥90,087,377 |
¥9,287,377 |
| 10 |
2.30% |
¥754,375 |
¥90,524,948 |
¥9,724,948 |
| 10 |
2.40% |
¥758,032 |
¥90,963,855 |
¥10,163,855 |
| 10 |
2.50% |
¥761,701 |
¥91,404,097 |
¥10,604,097 |
| 10 |
2.60% |
¥765,381 |
¥91,845,672 |
¥11,045,672 |
| 10 |
2.70% |
¥769,072 |
¥92,288,581 |
¥11,488,581 |
| 10 |
2.80% |
¥772,774 |
¥92,732,822 |
¥11,932,822 |
| 10 |
2.90% |
¥776,487 |
¥93,178,395 |
¥12,378,395 |
| 10 |
3.00% |
¥780,211 |
¥93,625,298 |
¥12,825,298 |