8090万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8090万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8090万円の住宅ローン｜期間・年数別
8090万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥159,842 |
¥95,905,027 |
¥15,005,027 |
| 50 |
0.80% |
¥163,637 |
¥98,182,408 |
¥17,282,408 |
| 50 |
0.90% |
¥167,488 |
¥100,492,929 |
¥19,592,929 |
| 50 |
1.00% |
¥171,394 |
¥102,836,446 |
¥21,936,446 |
| 50 |
1.10% |
¥175,355 |
¥105,212,799 |
¥24,312,799 |
| 50 |
1.20% |
¥179,370 |
¥107,621,814 |
¥26,721,814 |
| 50 |
1.30% |
¥183,439 |
¥110,063,300 |
¥29,163,300 |
| 50 |
1.40% |
¥187,562 |
¥112,537,053 |
¥31,637,053 |
| 50 |
1.50% |
¥191,738 |
¥115,042,854 |
¥34,142,854 |
| 50 |
1.60% |
¥195,967 |
¥117,580,471 |
¥36,680,471 |
| 50 |
1.70% |
¥200,249 |
¥120,149,657 |
¥39,249,657 |
| 50 |
1.80% |
¥204,584 |
¥122,750,152 |
¥41,850,152 |
| 50 |
1.90% |
¥208,969 |
¥125,381,685 |
¥44,481,685 |
| 50 |
2.00% |
¥213,407 |
¥128,043,971 |
¥47,143,971 |
| 50 |
2.10% |
¥217,895 |
¥130,736,714 |
¥49,836,714 |
| 50 |
2.20% |
¥222,433 |
¥133,459,607 |
¥52,559,607 |
| 50 |
2.30% |
¥227,021 |
¥136,212,330 |
¥55,312,330 |
| 50 |
2.40% |
¥231,658 |
¥138,994,556 |
¥58,094,556 |
| 50 |
2.50% |
¥236,343 |
¥141,805,946 |
¥60,905,946 |
| 50 |
2.60% |
¥241,077 |
¥144,646,151 |
¥63,746,151 |
| 50 |
2.70% |
¥245,858 |
¥147,514,816 |
¥66,614,816 |
| 50 |
2.80% |
¥250,686 |
¥150,411,575 |
¥69,511,575 |
| 50 |
2.90% |
¥255,560 |
¥153,336,056 |
¥72,436,056 |
| 50 |
3.00% |
¥260,480 |
¥156,287,878 |
¥75,387,878 |
8090万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥174,691 |
¥94,332,988 |
¥13,432,988 |
| 45 |
0.80% |
¥178,445 |
¥96,360,513 |
¥15,460,513 |
| 45 |
0.90% |
¥182,250 |
¥98,414,963 |
¥17,514,963 |
| 45 |
1.00% |
¥186,104 |
¥100,496,243 |
¥19,596,243 |
| 45 |
1.10% |
¥190,008 |
¥102,604,246 |
¥21,704,246 |
| 45 |
1.20% |
¥193,961 |
¥104,738,857 |
¥23,838,857 |
| 45 |
1.30% |
¥197,963 |
¥106,899,949 |
¥25,999,949 |
| 45 |
1.40% |
¥202,014 |
¥109,087,386 |
¥28,187,386 |
| 45 |
1.50% |
¥206,113 |
¥111,301,023 |
¥30,401,023 |
| 45 |
1.60% |
¥210,261 |
¥113,540,705 |
¥32,640,705 |
| 45 |
1.70% |
¥214,456 |
¥115,806,266 |
¥34,906,266 |
| 45 |
1.80% |
¥218,699 |
¥118,097,535 |
¥37,197,535 |
| 45 |
1.90% |
¥222,989 |
¥120,414,328 |
¥39,514,328 |
| 45 |
2.00% |
¥227,327 |
¥122,756,454 |
¥41,856,454 |
| 45 |
2.10% |
¥231,711 |
¥125,123,715 |
¥44,223,715 |
| 45 |
2.20% |
¥236,141 |
¥127,515,904 |
¥46,615,904 |
| 45 |
2.30% |
¥240,616 |
¥129,932,805 |
¥49,032,805 |
| 45 |
2.40% |
¥245,137 |
¥132,374,196 |
¥51,474,196 |
| 45 |
2.50% |
¥249,703 |
¥134,839,848 |
¥53,939,848 |
| 45 |
2.60% |
¥254,314 |
¥137,329,525 |
¥56,429,525 |
| 45 |
2.70% |
¥258,968 |
¥139,842,983 |
¥58,942,983 |
| 45 |
2.80% |
¥263,667 |
¥142,379,972 |
¥61,479,972 |
| 45 |
2.90% |
¥268,408 |
¥144,940,238 |
¥64,040,238 |
| 45 |
3.00% |
¥273,192 |
¥147,523,519 |
¥66,623,519 |
8090万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥193,286 |
¥92,777,297 |
¥11,877,297 |
| 40 |
0.80% |
¥197,000 |
¥94,559,906 |
¥13,659,906 |
| 40 |
0.90% |
¥200,758 |
¥96,363,847 |
¥15,463,847 |
| 40 |
1.00% |
¥204,561 |
¥98,189,059 |
¥17,289,059 |
| 40 |
1.10% |
¥208,407 |
¥100,035,476 |
¥19,135,476 |
| 40 |
1.20% |
¥212,298 |
¥101,903,024 |
¥21,003,024 |
| 40 |
1.30% |
¥216,233 |
¥103,791,623 |
¥22,891,623 |
| 40 |
1.40% |
¥220,211 |
¥105,701,188 |
¥24,801,188 |
| 40 |
1.50% |
¥224,233 |
¥107,631,625 |
¥26,731,625 |
| 40 |
1.60% |
¥228,298 |
¥109,582,837 |
¥28,682,837 |
| 40 |
1.70% |
¥232,406 |
¥111,554,718 |
¥30,654,718 |
| 40 |
1.80% |
¥236,557 |
¥113,547,160 |
¥32,647,160 |
| 40 |
1.90% |
¥240,750 |
¥115,560,045 |
¥34,660,045 |
| 40 |
2.00% |
¥244,986 |
¥117,593,252 |
¥36,693,252 |
| 40 |
2.10% |
¥249,264 |
¥119,646,654 |
¥38,746,654 |
| 40 |
2.20% |
¥253,584 |
¥121,720,118 |
¥40,820,118 |
| 40 |
2.30% |
¥257,945 |
¥123,813,507 |
¥42,913,507 |
| 40 |
2.40% |
¥262,347 |
¥125,926,677 |
¥45,026,677 |
| 40 |
2.50% |
¥266,791 |
¥128,059,481 |
¥47,159,481 |
| 40 |
2.60% |
¥271,275 |
¥130,211,767 |
¥49,311,767 |
| 40 |
2.70% |
¥275,799 |
¥132,383,376 |
¥51,483,376 |
| 40 |
2.80% |
¥280,363 |
¥134,574,148 |
¥53,674,148 |
| 40 |
2.90% |
¥284,966 |
¥136,783,916 |
¥55,883,916 |
| 40 |
3.00% |
¥289,609 |
¥139,012,511 |
¥58,112,511 |
8090万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥217,233 |
¥91,237,990 |
¥10,337,990 |
| 35 |
0.80% |
¥220,906 |
¥92,780,646 |
¥11,880,646 |
| 35 |
0.90% |
¥224,618 |
¥94,339,672 |
¥13,439,672 |
| 35 |
1.00% |
¥228,369 |
¥95,915,035 |
¥15,015,035 |
| 35 |
1.10% |
¥232,159 |
¥97,506,693 |
¥16,606,693 |
| 35 |
1.20% |
¥235,987 |
¥99,114,603 |
¥18,214,603 |
| 35 |
1.30% |
¥239,854 |
¥100,738,717 |
¥19,838,717 |
| 35 |
1.40% |
¥243,759 |
¥102,378,984 |
¥21,478,984 |
| 35 |
1.50% |
¥247,703 |
¥104,035,349 |
¥23,135,349 |
| 35 |
1.60% |
¥251,685 |
¥105,707,753 |
¥24,807,753 |
| 35 |
1.70% |
¥255,705 |
¥107,396,135 |
¥26,496,135 |
| 35 |
1.80% |
¥259,763 |
¥109,100,427 |
¥28,200,427 |
| 35 |
1.90% |
¥263,858 |
¥110,820,561 |
¥29,920,561 |
| 35 |
2.00% |
¥267,992 |
¥112,556,464 |
¥31,656,464 |
| 35 |
2.10% |
¥272,162 |
¥114,308,059 |
¥33,408,059 |
| 35 |
2.20% |
¥276,370 |
¥116,075,267 |
¥35,175,267 |
| 35 |
2.30% |
¥280,614 |
¥117,858,005 |
¥36,958,005 |
| 35 |
2.40% |
¥284,896 |
¥119,656,187 |
¥38,756,187 |
| 35 |
2.50% |
¥289,214 |
¥121,469,724 |
¥40,569,724 |
| 35 |
2.60% |
¥293,568 |
¥123,298,524 |
¥42,398,524 |
| 35 |
2.70% |
¥297,958 |
¥125,142,490 |
¥44,242,490 |
| 35 |
2.80% |
¥302,385 |
¥127,001,526 |
¥46,101,526 |
| 35 |
2.90% |
¥306,846 |
¥128,875,529 |
¥47,975,529 |
| 35 |
3.00% |
¥311,344 |
¥130,764,398 |
¥49,864,398 |
8090万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥249,209 |
¥89,715,096 |
¥8,815,096 |
| 30 |
0.80% |
¥252,841 |
¥91,022,782 |
¥10,122,782 |
| 30 |
0.90% |
¥256,507 |
¥92,342,522 |
¥11,442,522 |
| 30 |
1.00% |
¥260,206 |
¥93,674,294 |
¥12,774,294 |
| 30 |
1.10% |
¥263,939 |
¥95,018,077 |
¥14,118,077 |
| 30 |
1.20% |
¥267,705 |
¥96,373,848 |
¥15,473,848 |
| 30 |
1.30% |
¥271,504 |
¥97,741,580 |
¥16,841,580 |
| 30 |
1.40% |
¥275,337 |
¥99,121,244 |
¥18,221,244 |
| 30 |
1.50% |
¥279,202 |
¥100,512,810 |
¥19,612,810 |
| 30 |
1.60% |
¥283,101 |
¥101,916,246 |
¥21,016,246 |
| 30 |
1.70% |
¥287,032 |
¥103,331,519 |
¥22,431,519 |
| 30 |
1.80% |
¥290,996 |
¥104,758,590 |
¥23,858,590 |
| 30 |
1.90% |
¥294,993 |
¥106,197,422 |
¥25,297,422 |
| 30 |
2.00% |
¥299,022 |
¥107,647,975 |
¥26,747,975 |
| 30 |
2.10% |
¥303,084 |
¥109,110,207 |
¥28,210,207 |
| 30 |
2.20% |
¥307,178 |
¥110,584,073 |
¥29,684,073 |
| 30 |
2.30% |
¥311,304 |
¥112,069,528 |
¥31,169,528 |
| 30 |
2.40% |
¥315,463 |
¥113,566,524 |
¥32,666,524 |
| 30 |
2.50% |
¥319,653 |
¥115,075,011 |
¥34,175,011 |
| 30 |
2.60% |
¥323,875 |
¥116,594,938 |
¥35,694,938 |
| 30 |
2.70% |
¥328,128 |
¥118,126,252 |
¥37,226,252 |
| 30 |
2.80% |
¥332,414 |
¥119,668,898 |
¥38,768,898 |
| 30 |
2.90% |
¥336,730 |
¥121,222,819 |
¥40,322,819 |
| 30 |
3.00% |
¥341,078 |
¥122,787,959 |
¥41,887,959 |
8090万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥294,029 |
¥88,208,642 |
¥7,308,642 |
| 25 |
0.80% |
¥297,621 |
¥89,286,361 |
¥8,386,361 |
| 25 |
0.90% |
¥301,242 |
¥90,372,465 |
¥9,472,465 |
| 25 |
1.00% |
¥304,890 |
¥91,466,945 |
¥10,566,945 |
| 25 |
1.10% |
¥308,566 |
¥92,569,788 |
¥11,669,788 |
| 25 |
1.20% |
¥312,270 |
¥93,680,983 |
¥12,780,983 |
| 25 |
1.30% |
¥316,002 |
¥94,800,518 |
¥13,900,518 |
| 25 |
1.40% |
¥319,761 |
¥95,928,377 |
¥15,028,377 |
| 25 |
1.50% |
¥323,548 |
¥97,064,546 |
¥16,164,546 |
| 25 |
1.60% |
¥327,363 |
¥98,209,010 |
¥17,309,010 |
| 25 |
1.70% |
¥331,206 |
¥99,361,750 |
¥18,461,750 |
| 25 |
1.80% |
¥335,076 |
¥100,522,749 |
¥19,622,749 |
| 25 |
1.90% |
¥338,973 |
¥101,691,989 |
¥20,791,989 |
| 25 |
2.00% |
¥342,898 |
¥102,869,448 |
¥21,969,448 |
| 25 |
2.10% |
¥346,850 |
¥104,055,107 |
¥23,155,107 |
| 25 |
2.20% |
¥350,830 |
¥105,248,942 |
¥24,348,942 |
| 25 |
2.30% |
¥354,836 |
¥106,450,933 |
¥25,550,933 |
| 25 |
2.40% |
¥358,870 |
¥107,661,054 |
¥26,761,054 |
| 25 |
2.50% |
¥362,931 |
¥108,879,281 |
¥27,979,281 |
| 25 |
2.60% |
¥367,019 |
¥110,105,589 |
¥29,205,589 |
| 25 |
2.70% |
¥371,133 |
¥111,339,952 |
¥30,439,952 |
| 25 |
2.80% |
¥375,274 |
¥112,582,341 |
¥31,682,341 |
| 25 |
2.90% |
¥379,442 |
¥113,832,729 |
¥32,932,729 |
| 25 |
3.00% |
¥383,637 |
¥115,091,086 |
¥34,191,086 |
8090万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥361,328 |
¥86,718,649 |
¥5,818,649 |
| 20 |
0.80% |
¥364,881 |
¥87,571,419 |
¥6,671,419 |
| 20 |
0.90% |
¥368,457 |
¥88,429,564 |
¥7,529,564 |
| 20 |
1.00% |
¥372,054 |
¥89,293,079 |
¥8,393,079 |
| 20 |
1.10% |
¥375,675 |
¥90,161,958 |
¥9,261,958 |
| 20 |
1.20% |
¥379,317 |
¥91,036,198 |
¥10,136,198 |
| 20 |
1.30% |
¥382,982 |
¥91,915,791 |
¥11,015,791 |
| 20 |
1.40% |
¥386,670 |
¥92,800,733 |
¥11,900,733 |
| 20 |
1.50% |
¥390,379 |
¥93,691,017 |
¥12,791,017 |
| 20 |
1.60% |
¥394,111 |
¥94,586,635 |
¥13,686,635 |
| 20 |
1.70% |
¥397,865 |
¥95,487,582 |
¥14,587,582 |
| 20 |
1.80% |
¥401,641 |
¥96,393,848 |
¥15,493,848 |
| 20 |
1.90% |
¥405,439 |
¥97,305,426 |
¥16,405,426 |
| 20 |
2.00% |
¥409,260 |
¥98,222,308 |
¥17,322,308 |
| 20 |
2.10% |
¥413,102 |
¥99,144,485 |
¥18,244,485 |
| 20 |
2.20% |
¥416,966 |
¥100,071,947 |
¥19,171,947 |
| 20 |
2.30% |
¥420,853 |
¥101,004,684 |
¥20,104,684 |
| 20 |
2.40% |
¥424,761 |
¥101,942,687 |
¥21,042,687 |
| 20 |
2.50% |
¥428,691 |
¥102,885,946 |
¥21,985,946 |
| 20 |
2.60% |
¥432,644 |
¥103,834,448 |
¥22,934,448 |
| 20 |
2.70% |
¥436,617 |
¥104,788,184 |
¥23,888,184 |
| 20 |
2.80% |
¥440,613 |
¥105,747,140 |
¥24,847,140 |
| 20 |
2.90% |
¥444,630 |
¥106,711,307 |
¥25,811,307 |
| 20 |
3.00% |
¥448,669 |
¥107,680,670 |
¥26,780,670 |
8090万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥473,584 |
¥85,245,135 |
¥4,345,135 |
| 15 |
0.80% |
¥477,100 |
¥85,877,988 |
¥4,977,988 |
| 15 |
0.90% |
¥480,633 |
¥86,513,867 |
¥5,613,867 |
| 15 |
1.00% |
¥484,182 |
¥87,152,771 |
¥6,252,771 |
| 15 |
1.10% |
¥487,748 |
¥87,794,698 |
¥6,894,698 |
| 15 |
1.20% |
¥491,331 |
¥88,439,646 |
¥7,539,646 |
| 15 |
1.30% |
¥494,931 |
¥89,087,614 |
¥8,187,614 |
| 15 |
1.40% |
¥498,548 |
¥89,738,599 |
¥8,838,599 |
| 15 |
1.50% |
¥502,181 |
¥90,392,599 |
¥9,492,599 |
| 15 |
1.60% |
¥505,831 |
¥91,049,611 |
¥10,149,611 |
| 15 |
1.70% |
¥509,498 |
¥91,709,634 |
¥10,809,634 |
| 15 |
1.80% |
¥513,181 |
¥92,372,664 |
¥11,472,664 |
| 15 |
1.90% |
¥516,882 |
¥93,038,700 |
¥12,138,700 |
| 15 |
2.00% |
¥520,599 |
¥93,707,737 |
¥12,807,737 |
| 15 |
2.10% |
¥524,332 |
¥94,379,773 |
¥13,479,773 |
| 15 |
2.20% |
¥528,082 |
¥95,054,806 |
¥14,154,806 |
| 15 |
2.30% |
¥531,849 |
¥95,732,831 |
¥14,832,831 |
| 15 |
2.40% |
¥535,632 |
¥96,413,845 |
¥15,513,845 |
| 15 |
2.50% |
¥539,432 |
¥97,097,845 |
¥16,197,845 |
| 15 |
2.60% |
¥543,249 |
¥97,784,827 |
¥16,884,827 |
| 15 |
2.70% |
¥547,082 |
¥98,474,787 |
¥17,574,787 |
| 15 |
2.80% |
¥550,932 |
¥99,167,722 |
¥18,267,722 |
| 15 |
2.90% |
¥554,798 |
¥99,863,627 |
¥18,963,627 |
| 15 |
3.00% |
¥558,681 |
¥100,562,498 |
¥19,662,498 |
8090万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥698,234 |
¥83,788,115 |
¥2,888,115 |
| 10 |
0.80% |
¥701,717 |
¥84,206,091 |
¥3,306,091 |
| 10 |
0.90% |
¥705,212 |
¥84,625,413 |
¥3,725,413 |
| 10 |
1.00% |
¥708,717 |
¥85,046,081 |
¥4,146,081 |
| 10 |
1.10% |
¥712,234 |
¥85,468,094 |
¥4,568,094 |
| 10 |
1.20% |
¥715,762 |
¥85,891,451 |
¥4,991,451 |
| 10 |
1.30% |
¥719,301 |
¥86,316,153 |
¥5,416,153 |
| 10 |
1.40% |
¥722,852 |
¥86,742,199 |
¥5,842,199 |
| 10 |
1.50% |
¥726,413 |
¥87,169,588 |
¥6,269,588 |
| 10 |
1.60% |
¥729,986 |
¥87,598,320 |
¥6,698,320 |
| 10 |
1.70% |
¥733,570 |
¥88,028,393 |
¥7,128,393 |
| 10 |
1.80% |
¥737,165 |
¥88,459,809 |
¥7,559,809 |
| 10 |
1.90% |
¥740,771 |
¥88,892,565 |
¥7,992,565 |
| 10 |
2.00% |
¥744,389 |
¥89,326,661 |
¥8,426,661 |
| 10 |
2.10% |
¥748,017 |
¥89,762,097 |
¥8,862,097 |
| 10 |
2.20% |
¥751,657 |
¥90,198,871 |
¥9,298,871 |
| 10 |
2.30% |
¥755,308 |
¥90,636,984 |
¥9,736,984 |
| 10 |
2.40% |
¥758,970 |
¥91,076,434 |
¥10,176,434 |
| 10 |
2.50% |
¥762,644 |
¥91,517,221 |
¥10,617,221 |
| 10 |
2.60% |
¥766,328 |
¥91,959,343 |
¥11,059,343 |
| 10 |
2.70% |
¥770,023 |
¥92,402,800 |
¥11,502,800 |
| 10 |
2.80% |
¥773,730 |
¥92,847,591 |
¥11,947,591 |
| 10 |
2.90% |
¥777,448 |
¥93,293,715 |
¥12,393,715 |
| 10 |
3.00% |
¥781,176 |
¥93,741,171 |
¥12,841,171 |
