8120万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8120万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8120万円の住宅ローン|期間・年数別
8120万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥160,434 |
¥96,260,670 |
¥15,060,670 |
| 50 |
0.80% |
¥164,244 |
¥98,546,496 |
¥17,346,496 |
| 50 |
0.90% |
¥168,109 |
¥100,865,585 |
¥19,665,585 |
| 50 |
1.00% |
¥172,030 |
¥103,217,793 |
¥22,017,793 |
| 50 |
1.10% |
¥176,005 |
¥105,602,958 |
¥24,402,958 |
| 50 |
1.20% |
¥180,035 |
¥108,020,906 |
¥26,820,906 |
| 50 |
1.30% |
¥184,119 |
¥110,471,446 |
¥29,271,446 |
| 50 |
1.40% |
¥188,257 |
¥112,954,372 |
¥31,754,372 |
| 50 |
1.50% |
¥192,449 |
¥115,469,466 |
¥34,269,466 |
| 50 |
1.60% |
¥196,694 |
¥118,016,492 |
¥36,816,492 |
| 50 |
1.70% |
¥200,992 |
¥120,595,205 |
¥39,395,205 |
| 50 |
1.80% |
¥205,342 |
¥123,205,344 |
¥42,005,344 |
| 50 |
1.90% |
¥209,744 |
¥125,846,636 |
¥44,646,636 |
| 50 |
2.00% |
¥214,198 |
¥128,518,794 |
¥47,318,794 |
| 50 |
2.10% |
¥218,703 |
¥131,221,523 |
¥50,021,523 |
| 50 |
2.20% |
¥223,258 |
¥133,954,513 |
¥52,754,513 |
| 50 |
2.30% |
¥227,862 |
¥136,717,444 |
¥55,517,444 |
| 50 |
2.40% |
¥232,517 |
¥139,509,987 |
¥58,309,987 |
| 50 |
2.50% |
¥237,220 |
¥142,331,802 |
¥61,131,802 |
| 50 |
2.60% |
¥241,971 |
¥145,182,540 |
¥63,982,540 |
| 50 |
2.70% |
¥246,770 |
¥148,061,843 |
¥66,861,843 |
| 50 |
2.80% |
¥251,616 |
¥150,969,344 |
¥69,769,344 |
| 50 |
2.90% |
¥256,508 |
¥153,904,669 |
¥72,704,669 |
| 50 |
3.00% |
¥261,446 |
¥156,867,437 |
¥75,667,437 |
8120万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥175,339 |
¥94,682,801 |
¥13,482,801 |
| 45 |
0.80% |
¥179,107 |
¥96,717,845 |
¥15,517,845 |
| 45 |
0.90% |
¥182,926 |
¥98,779,914 |
¥17,579,914 |
| 45 |
1.00% |
¥186,794 |
¥100,868,911 |
¥19,668,911 |
| 45 |
1.10% |
¥190,712 |
¥102,984,732 |
¥21,784,732 |
| 45 |
1.20% |
¥194,680 |
¥105,127,258 |
¥23,927,258 |
| 45 |
1.30% |
¥198,697 |
¥107,296,364 |
¥26,096,364 |
| 45 |
1.40% |
¥202,763 |
¥109,491,913 |
¥28,291,913 |
| 45 |
1.50% |
¥206,877 |
¥111,713,759 |
¥30,513,759 |
| 45 |
1.60% |
¥211,040 |
¥113,961,746 |
¥32,761,746 |
| 45 |
1.70% |
¥215,251 |
¥116,235,709 |
¥35,035,709 |
| 45 |
1.80% |
¥219,510 |
¥118,535,474 |
¥37,335,474 |
| 45 |
1.90% |
¥223,816 |
¥120,860,858 |
¥39,660,858 |
| 45 |
2.00% |
¥228,170 |
¥123,211,670 |
¥42,011,670 |
| 45 |
2.10% |
¥232,570 |
¥125,587,709 |
¥44,387,709 |
| 45 |
2.20% |
¥237,016 |
¥127,988,769 |
¥46,788,769 |
| 45 |
2.30% |
¥241,509 |
¥130,414,632 |
¥49,214,632 |
| 45 |
2.40% |
¥246,046 |
¥132,865,077 |
¥51,665,077 |
| 45 |
2.50% |
¥250,629 |
¥135,339,873 |
¥54,139,873 |
| 45 |
2.60% |
¥255,257 |
¥137,838,781 |
¥56,638,781 |
| 45 |
2.70% |
¥259,929 |
¥140,361,560 |
¥59,161,560 |
| 45 |
2.80% |
¥264,644 |
¥142,907,957 |
¥61,707,957 |
| 45 |
2.90% |
¥269,403 |
¥145,477,717 |
¥64,277,717 |
| 45 |
3.00% |
¥274,205 |
¥148,070,578 |
¥66,870,578 |
8120万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥194,003 |
¥93,121,342 |
¥11,921,342 |
| 40 |
0.80% |
¥197,730 |
¥94,910,561 |
¥13,710,561 |
| 40 |
0.90% |
¥201,502 |
¥96,721,191 |
¥15,521,191 |
| 40 |
1.00% |
¥205,319 |
¥98,553,172 |
¥17,353,172 |
| 40 |
1.10% |
¥209,180 |
¥100,406,436 |
¥19,206,436 |
| 40 |
1.20% |
¥213,085 |
¥102,280,909 |
¥21,080,909 |
| 40 |
1.30% |
¥217,034 |
¥104,176,512 |
¥22,976,512 |
| 40 |
1.40% |
¥221,027 |
¥106,093,157 |
¥24,893,157 |
| 40 |
1.50% |
¥225,064 |
¥108,030,753 |
¥26,830,753 |
| 40 |
1.60% |
¥229,144 |
¥109,989,201 |
¥28,789,201 |
| 40 |
1.70% |
¥233,267 |
¥111,968,395 |
¥30,768,395 |
| 40 |
1.80% |
¥237,434 |
¥113,968,225 |
¥32,768,225 |
| 40 |
1.90% |
¥241,643 |
¥115,988,574 |
¥34,788,574 |
| 40 |
2.00% |
¥245,894 |
¥118,029,321 |
¥36,829,321 |
| 40 |
2.10% |
¥250,188 |
¥120,090,338 |
¥38,890,338 |
| 40 |
2.20% |
¥254,524 |
¥122,171,491 |
¥40,971,491 |
| 40 |
2.30% |
¥258,901 |
¥124,272,642 |
¥43,072,642 |
| 40 |
2.40% |
¥263,320 |
¥126,393,649 |
¥45,193,649 |
| 40 |
2.50% |
¥267,780 |
¥128,534,362 |
¥47,334,362 |
| 40 |
2.60% |
¥272,280 |
¥130,694,628 |
¥49,494,628 |
| 40 |
2.70% |
¥276,821 |
¥132,874,291 |
¥51,674,291 |
| 40 |
2.80% |
¥281,402 |
¥135,073,187 |
¥53,873,187 |
| 40 |
2.90% |
¥286,023 |
¥137,291,149 |
¥56,091,149 |
| 40 |
3.00% |
¥290,683 |
¥139,528,008 |
¥58,328,008 |
8120万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥218,039 |
¥91,576,326 |
¥10,376,326 |
| 35 |
0.80% |
¥221,725 |
¥93,124,702 |
¥11,924,702 |
| 35 |
0.90% |
¥225,451 |
¥94,689,511 |
¥13,489,511 |
| 35 |
1.00% |
¥229,216 |
¥96,270,715 |
¥15,070,715 |
| 35 |
1.10% |
¥233,020 |
¥97,868,275 |
¥16,668,275 |
| 35 |
1.20% |
¥236,862 |
¥99,482,147 |
¥18,282,147 |
| 35 |
1.30% |
¥240,744 |
¥101,112,284 |
¥19,912,284 |
| 35 |
1.40% |
¥244,663 |
¥102,758,634 |
¥21,558,634 |
| 35 |
1.50% |
¥248,622 |
¥104,421,141 |
¥23,221,141 |
| 35 |
1.60% |
¥252,618 |
¥106,099,747 |
¥24,899,747 |
| 35 |
1.70% |
¥256,653 |
¥107,794,390 |
¥26,594,390 |
| 35 |
1.80% |
¥260,726 |
¥109,505,002 |
¥28,305,002 |
| 35 |
1.90% |
¥264,837 |
¥111,231,515 |
¥30,031,515 |
| 35 |
2.00% |
¥268,985 |
¥112,973,855 |
¥31,773,855 |
| 35 |
2.10% |
¥273,171 |
¥114,731,946 |
¥33,531,946 |
| 35 |
2.20% |
¥277,395 |
¥116,505,707 |
¥35,305,707 |
| 35 |
2.30% |
¥281,655 |
¥118,295,056 |
¥37,095,056 |
| 35 |
2.40% |
¥285,952 |
¥120,099,906 |
¥38,899,906 |
| 35 |
2.50% |
¥290,286 |
¥121,920,168 |
¥40,720,168 |
| 35 |
2.60% |
¥294,657 |
¥123,755,749 |
¥42,555,749 |
| 35 |
2.70% |
¥299,063 |
¥125,606,554 |
¥44,406,554 |
| 35 |
2.80% |
¥303,506 |
¥127,472,483 |
¥46,272,483 |
| 35 |
2.90% |
¥307,984 |
¥129,353,436 |
¥48,153,436 |
| 35 |
3.00% |
¥312,498 |
¥131,249,309 |
¥50,049,309 |
8120万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥250,133 |
¥90,047,785 |
¥8,847,785 |
| 30 |
0.80% |
¥253,779 |
¥91,360,321 |
¥10,160,321 |
| 30 |
0.90% |
¥257,458 |
¥92,684,954 |
¥11,484,954 |
| 30 |
1.00% |
¥261,171 |
¥94,021,665 |
¥12,821,665 |
| 30 |
1.10% |
¥264,918 |
¥95,370,431 |
¥14,170,431 |
| 30 |
1.20% |
¥268,698 |
¥96,731,229 |
¥15,531,229 |
| 30 |
1.30% |
¥272,511 |
¥98,104,033 |
¥16,904,033 |
| 30 |
1.40% |
¥276,358 |
¥99,488,813 |
¥18,288,813 |
| 30 |
1.50% |
¥280,238 |
¥100,885,540 |
¥19,685,540 |
| 30 |
1.60% |
¥284,151 |
¥102,294,181 |
¥21,094,181 |
| 30 |
1.70% |
¥288,096 |
¥103,714,701 |
¥22,514,701 |
| 30 |
1.80% |
¥292,075 |
¥105,147,064 |
¥23,947,064 |
| 30 |
1.90% |
¥296,087 |
¥106,591,232 |
¥25,391,232 |
| 30 |
2.00% |
¥300,131 |
¥108,047,164 |
¥26,847,164 |
| 30 |
2.10% |
¥304,208 |
¥109,514,818 |
¥28,314,818 |
| 30 |
2.20% |
¥308,317 |
¥110,994,150 |
¥29,794,150 |
| 30 |
2.30% |
¥312,459 |
¥112,485,113 |
¥31,285,113 |
| 30 |
2.40% |
¥316,632 |
¥113,987,660 |
¥32,787,660 |
| 30 |
2.50% |
¥320,838 |
¥115,501,741 |
¥34,301,741 |
| 30 |
2.60% |
¥325,076 |
¥117,027,304 |
¥35,827,304 |
| 30 |
2.70% |
¥329,345 |
¥118,564,297 |
¥37,364,297 |
| 30 |
2.80% |
¥333,646 |
¥120,112,664 |
¥38,912,664 |
| 30 |
2.90% |
¥337,979 |
¥121,672,348 |
¥40,472,348 |
| 30 |
3.00% |
¥342,342 |
¥123,243,291 |
¥42,043,291 |
8120万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥295,119 |
¥88,535,744 |
¥7,335,744 |
| 25 |
0.80% |
¥298,725 |
¥89,617,460 |
¥8,417,460 |
| 25 |
0.90% |
¥302,359 |
¥90,707,592 |
¥9,507,592 |
| 25 |
1.00% |
¥306,020 |
¥91,806,130 |
¥10,606,130 |
| 25 |
1.10% |
¥309,710 |
¥92,913,063 |
¥11,713,063 |
| 25 |
1.20% |
¥313,428 |
¥94,028,379 |
¥12,828,379 |
| 25 |
1.30% |
¥317,174 |
¥95,152,065 |
¥13,952,065 |
| 25 |
1.40% |
¥320,947 |
¥96,284,106 |
¥15,084,106 |
| 25 |
1.50% |
¥324,748 |
¥97,424,489 |
¥16,224,489 |
| 25 |
1.60% |
¥328,577 |
¥98,573,196 |
¥17,373,196 |
| 25 |
1.70% |
¥332,434 |
¥99,730,211 |
¥18,530,211 |
| 25 |
1.80% |
¥336,318 |
¥100,895,516 |
¥19,695,516 |
| 25 |
1.90% |
¥340,230 |
¥102,069,091 |
¥20,869,091 |
| 25 |
2.00% |
¥344,170 |
¥103,250,917 |
¥22,050,917 |
| 25 |
2.10% |
¥348,137 |
¥104,440,972 |
¥23,240,972 |
| 25 |
2.20% |
¥352,131 |
¥105,639,235 |
¥24,439,235 |
| 25 |
2.30% |
¥356,152 |
¥106,845,683 |
¥25,645,683 |
| 25 |
2.40% |
¥360,201 |
¥108,060,291 |
¥26,860,291 |
| 25 |
2.50% |
¥364,277 |
¥109,283,036 |
¥28,083,036 |
| 25 |
2.60% |
¥368,380 |
¥110,513,892 |
¥29,313,892 |
| 25 |
2.70% |
¥372,509 |
¥111,752,832 |
¥30,552,832 |
| 25 |
2.80% |
¥376,666 |
¥112,999,828 |
¥31,799,828 |
| 25 |
2.90% |
¥380,850 |
¥114,254,852 |
¥33,054,852 |
| 25 |
3.00% |
¥385,060 |
¥115,517,876 |
¥34,317,876 |
8120万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥362,668 |
¥87,040,226 |
¥5,840,226 |
| 20 |
0.80% |
¥366,234 |
¥87,896,159 |
¥6,696,159 |
| 20 |
0.90% |
¥369,823 |
¥88,757,486 |
¥7,557,486 |
| 20 |
1.00% |
¥373,434 |
¥89,624,203 |
¥8,424,203 |
| 20 |
1.10% |
¥377,068 |
¥90,496,304 |
¥9,296,304 |
| 20 |
1.20% |
¥380,724 |
¥91,373,785 |
¥10,173,785 |
| 20 |
1.30% |
¥384,403 |
¥92,256,641 |
¥11,056,641 |
| 20 |
1.40% |
¥388,104 |
¥93,144,864 |
¥11,944,864 |
| 20 |
1.50% |
¥391,827 |
¥94,038,449 |
¥12,838,449 |
| 20 |
1.60% |
¥395,572 |
¥94,937,389 |
¥13,737,389 |
| 20 |
1.70% |
¥399,340 |
¥95,841,676 |
¥14,641,676 |
| 20 |
1.80% |
¥403,130 |
¥96,751,304 |
¥15,551,304 |
| 20 |
1.90% |
¥406,943 |
¥97,666,262 |
¥16,466,262 |
| 20 |
2.00% |
¥410,777 |
¥98,586,544 |
¥17,386,544 |
| 20 |
2.10% |
¥414,634 |
¥99,512,141 |
¥18,312,141 |
| 20 |
2.20% |
¥418,513 |
¥100,443,042 |
¥19,243,042 |
| 20 |
2.30% |
¥422,413 |
¥101,379,238 |
¥20,179,238 |
| 20 |
2.40% |
¥426,336 |
¥102,320,720 |
¥21,120,720 |
| 20 |
2.50% |
¥430,281 |
¥103,267,476 |
¥22,067,476 |
| 20 |
2.60% |
¥434,248 |
¥104,219,496 |
¥23,019,496 |
| 20 |
2.70% |
¥438,237 |
¥105,176,768 |
¥23,976,768 |
| 20 |
2.80% |
¥442,247 |
¥106,139,281 |
¥24,939,281 |
| 20 |
2.90% |
¥446,279 |
¥107,107,022 |
¥25,907,022 |
| 20 |
3.00% |
¥450,333 |
¥108,079,980 |
¥26,879,980 |
8120万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥475,340 |
¥85,561,248 |
¥4,361,248 |
| 15 |
0.80% |
¥478,869 |
¥86,196,448 |
¥4,996,448 |
| 15 |
0.90% |
¥482,415 |
¥86,834,685 |
¥5,634,685 |
| 15 |
1.00% |
¥485,978 |
¥87,475,958 |
¥6,275,958 |
| 15 |
1.10% |
¥489,557 |
¥88,120,266 |
¥6,920,266 |
| 15 |
1.20% |
¥493,153 |
¥88,767,606 |
¥7,567,606 |
| 15 |
1.30% |
¥496,767 |
¥89,417,976 |
¥8,217,976 |
| 15 |
1.40% |
¥500,397 |
¥90,071,375 |
¥8,871,375 |
| 15 |
1.50% |
¥504,043 |
¥90,727,800 |
¥9,527,800 |
| 15 |
1.60% |
¥507,707 |
¥91,387,249 |
¥10,187,249 |
| 15 |
1.70% |
¥511,387 |
¥92,049,719 |
¥10,849,719 |
| 15 |
1.80% |
¥515,084 |
¥92,715,208 |
¥11,515,208 |
| 15 |
1.90% |
¥518,798 |
¥93,383,713 |
¥12,183,713 |
| 15 |
2.00% |
¥522,529 |
¥94,055,232 |
¥12,855,232 |
| 15 |
2.10% |
¥526,276 |
¥94,729,760 |
¥13,529,760 |
| 15 |
2.20% |
¥530,041 |
¥95,407,296 |
¥14,207,296 |
| 15 |
2.30% |
¥533,821 |
¥96,087,835 |
¥14,887,835 |
| 15 |
2.40% |
¥537,619 |
¥96,771,374 |
¥15,571,374 |
| 15 |
2.50% |
¥541,433 |
¥97,457,911 |
¥16,257,911 |
| 15 |
2.60% |
¥545,264 |
¥98,147,440 |
¥16,947,440 |
| 15 |
2.70% |
¥549,111 |
¥98,839,959 |
¥17,639,959 |
| 15 |
2.80% |
¥552,975 |
¥99,535,464 |
¥18,335,464 |
| 15 |
2.90% |
¥556,855 |
¥100,233,949 |
¥19,033,949 |
| 15 |
3.00% |
¥560,752 |
¥100,935,413 |
¥19,735,413 |
8120万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥700,824 |
¥84,098,825 |
¥2,898,825 |
| 10 |
0.80% |
¥704,320 |
¥84,518,351 |
¥3,318,351 |
| 10 |
0.90% |
¥707,827 |
¥84,939,228 |
¥3,739,228 |
| 10 |
1.00% |
¥711,345 |
¥85,361,456 |
¥4,161,456 |
| 10 |
1.10% |
¥714,875 |
¥85,785,034 |
¥4,585,034 |
| 10 |
1.20% |
¥718,416 |
¥86,209,961 |
¥5,009,961 |
| 10 |
1.30% |
¥721,969 |
¥86,636,238 |
¥5,436,238 |
| 10 |
1.40% |
¥725,532 |
¥87,063,864 |
¥5,863,864 |
| 10 |
1.50% |
¥729,107 |
¥87,492,837 |
¥6,292,837 |
| 10 |
1.60% |
¥732,693 |
¥87,923,159 |
¥6,723,159 |
| 10 |
1.70% |
¥736,290 |
¥88,354,827 |
¥7,154,827 |
| 10 |
1.80% |
¥739,899 |
¥88,787,842 |
¥7,587,842 |
| 10 |
1.90% |
¥743,518 |
¥89,222,203 |
¥8,022,203 |
| 10 |
2.00% |
¥747,149 |
¥89,657,909 |
¥8,457,909 |
| 10 |
2.10% |
¥750,791 |
¥90,094,960 |
¥8,894,960 |
| 10 |
2.20% |
¥754,445 |
¥90,533,354 |
¥9,333,354 |
| 10 |
2.30% |
¥758,109 |
¥90,973,092 |
¥9,773,092 |
| 10 |
2.40% |
¥761,785 |
¥91,414,171 |
¥10,214,171 |
| 10 |
2.50% |
¥765,472 |
¥91,856,592 |
¥10,656,592 |
| 10 |
2.60% |
¥769,170 |
¥92,300,354 |
¥11,100,354 |
| 10 |
2.70% |
¥772,879 |
¥92,745,455 |
¥11,545,455 |
| 10 |
2.80% |
¥776,599 |
¥93,191,896 |
¥11,991,896 |
| 10 |
2.90% |
¥780,331 |
¥93,639,674 |
¥12,439,674 |
| 10 |
3.00% |
¥784,073 |
¥94,088,790 |
¥12,888,790 |