8120万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8120万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8120万円の住宅ローン｜期間・年数別
8120万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥160,434 | ¥96,260,670 | ¥15,060,670 |
| 50 | 0.80% | ¥164,244 | ¥98,546,496 | ¥17,346,496 |
| 50 | 0.90% | ¥168,109 | ¥100,865,585 | ¥19,665,585 |
| 50 | 1.00% | ¥172,030 | ¥103,217,793 | ¥22,017,793 |
| 50 | 1.10% | ¥176,005 | ¥105,602,958 | ¥24,402,958 |
| 50 | 1.20% | ¥180,035 | ¥108,020,906 | ¥26,820,906 |
| 50 | 1.30% | ¥184,119 | ¥110,471,446 | ¥29,271,446 |
| 50 | 1.40% | ¥188,257 | ¥112,954,372 | ¥31,754,372 |
| 50 | 1.50% | ¥192,449 | ¥115,469,466 | ¥34,269,466 |
| 50 | 1.60% | ¥196,694 | ¥118,016,492 | ¥36,816,492 |
| 50 | 1.70% | ¥200,992 | ¥120,595,205 | ¥39,395,205 |
| 50 | 1.80% | ¥205,342 | ¥123,205,344 | ¥42,005,344 |
| 50 | 1.90% | ¥209,744 | ¥125,846,636 | ¥44,646,636 |
| 50 | 2.00% | ¥214,198 | ¥128,518,794 | ¥47,318,794 |
| 50 | 2.10% | ¥218,703 | ¥131,221,523 | ¥50,021,523 |
| 50 | 2.20% | ¥223,258 | ¥133,954,513 | ¥52,754,513 |
| 50 | 2.30% | ¥227,862 | ¥136,717,444 | ¥55,517,444 |
| 50 | 2.40% | ¥232,517 | ¥139,509,987 | ¥58,309,987 |
| 50 | 2.50% | ¥237,220 | ¥142,331,802 | ¥61,131,802 |
| 50 | 2.60% | ¥241,971 | ¥145,182,540 | ¥63,982,540 |
| 50 | 2.70% | ¥246,770 | ¥148,061,843 | ¥66,861,843 |
| 50 | 2.80% | ¥251,616 | ¥150,969,344 | ¥69,769,344 |
| 50 | 2.90% | ¥256,508 | ¥153,904,669 | ¥72,704,669 |
| 50 | 3.00% | ¥261,446 | ¥156,867,437 | ¥75,667,437 |
8120万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥175,339 | ¥94,682,801 | ¥13,482,801 |
| 45 | 0.80% | ¥179,107 | ¥96,717,845 | ¥15,517,845 |
| 45 | 0.90% | ¥182,926 | ¥98,779,914 | ¥17,579,914 |
| 45 | 1.00% | ¥186,794 | ¥100,868,911 | ¥19,668,911 |
| 45 | 1.10% | ¥190,712 | ¥102,984,732 | ¥21,784,732 |
| 45 | 1.20% | ¥194,680 | ¥105,127,258 | ¥23,927,258 |
| 45 | 1.30% | ¥198,697 | ¥107,296,364 | ¥26,096,364 |
| 45 | 1.40% | ¥202,763 | ¥109,491,913 | ¥28,291,913 |
| 45 | 1.50% | ¥206,877 | ¥111,713,759 | ¥30,513,759 |
| 45 | 1.60% | ¥211,040 | ¥113,961,746 | ¥32,761,746 |
| 45 | 1.70% | ¥215,251 | ¥116,235,709 | ¥35,035,709 |
| 45 | 1.80% | ¥219,510 | ¥118,535,474 | ¥37,335,474 |
| 45 | 1.90% | ¥223,816 | ¥120,860,858 | ¥39,660,858 |
| 45 | 2.00% | ¥228,170 | ¥123,211,670 | ¥42,011,670 |
| 45 | 2.10% | ¥232,570 | ¥125,587,709 | ¥44,387,709 |
| 45 | 2.20% | ¥237,016 | ¥127,988,769 | ¥46,788,769 |
| 45 | 2.30% | ¥241,509 | ¥130,414,632 | ¥49,214,632 |
| 45 | 2.40% | ¥246,046 | ¥132,865,077 | ¥51,665,077 |
| 45 | 2.50% | ¥250,629 | ¥135,339,873 | ¥54,139,873 |
| 45 | 2.60% | ¥255,257 | ¥137,838,781 | ¥56,638,781 |
| 45 | 2.70% | ¥259,929 | ¥140,361,560 | ¥59,161,560 |
| 45 | 2.80% | ¥264,644 | ¥142,907,957 | ¥61,707,957 |
| 45 | 2.90% | ¥269,403 | ¥145,477,717 | ¥64,277,717 |
| 45 | 3.00% | ¥274,205 | ¥148,070,578 | ¥66,870,578 |
8120万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥194,003 | ¥93,121,342 | ¥11,921,342 |
| 40 | 0.80% | ¥197,730 | ¥94,910,561 | ¥13,710,561 |
| 40 | 0.90% | ¥201,502 | ¥96,721,191 | ¥15,521,191 |
| 40 | 1.00% | ¥205,319 | ¥98,553,172 | ¥17,353,172 |
| 40 | 1.10% | ¥209,180 | ¥100,406,436 | ¥19,206,436 |
| 40 | 1.20% | ¥213,085 | ¥102,280,909 | ¥21,080,909 |
| 40 | 1.30% | ¥217,034 | ¥104,176,512 | ¥22,976,512 |
| 40 | 1.40% | ¥221,027 | ¥106,093,157 | ¥24,893,157 |
| 40 | 1.50% | ¥225,064 | ¥108,030,753 | ¥26,830,753 |
| 40 | 1.60% | ¥229,144 | ¥109,989,201 | ¥28,789,201 |
| 40 | 1.70% | ¥233,267 | ¥111,968,395 | ¥30,768,395 |
| 40 | 1.80% | ¥237,434 | ¥113,968,225 | ¥32,768,225 |
| 40 | 1.90% | ¥241,643 | ¥115,988,574 | ¥34,788,574 |
| 40 | 2.00% | ¥245,894 | ¥118,029,321 | ¥36,829,321 |
| 40 | 2.10% | ¥250,188 | ¥120,090,338 | ¥38,890,338 |
| 40 | 2.20% | ¥254,524 | ¥122,171,491 | ¥40,971,491 |
| 40 | 2.30% | ¥258,901 | ¥124,272,642 | ¥43,072,642 |
| 40 | 2.40% | ¥263,320 | ¥126,393,649 | ¥45,193,649 |
| 40 | 2.50% | ¥267,780 | ¥128,534,362 | ¥47,334,362 |
| 40 | 2.60% | ¥272,280 | ¥130,694,628 | ¥49,494,628 |
| 40 | 2.70% | ¥276,821 | ¥132,874,291 | ¥51,674,291 |
| 40 | 2.80% | ¥281,402 | ¥135,073,187 | ¥53,873,187 |
| 40 | 2.90% | ¥286,023 | ¥137,291,149 | ¥56,091,149 |
| 40 | 3.00% | ¥290,683 | ¥139,528,008 | ¥58,328,008 |
8120万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥218,039 | ¥91,576,326 | ¥10,376,326 |
| 35 | 0.80% | ¥221,725 | ¥93,124,702 | ¥11,924,702 |
| 35 | 0.90% | ¥225,451 | ¥94,689,511 | ¥13,489,511 |
| 35 | 1.00% | ¥229,216 | ¥96,270,715 | ¥15,070,715 |
| 35 | 1.10% | ¥233,020 | ¥97,868,275 | ¥16,668,275 |
| 35 | 1.20% | ¥236,862 | ¥99,482,147 | ¥18,282,147 |
| 35 | 1.30% | ¥240,744 | ¥101,112,284 | ¥19,912,284 |
| 35 | 1.40% | ¥244,663 | ¥102,758,634 | ¥21,558,634 |
| 35 | 1.50% | ¥248,622 | ¥104,421,141 | ¥23,221,141 |
| 35 | 1.60% | ¥252,618 | ¥106,099,747 | ¥24,899,747 |
| 35 | 1.70% | ¥256,653 | ¥107,794,390 | ¥26,594,390 |
| 35 | 1.80% | ¥260,726 | ¥109,505,002 | ¥28,305,002 |
| 35 | 1.90% | ¥264,837 | ¥111,231,515 | ¥30,031,515 |
| 35 | 2.00% | ¥268,985 | ¥112,973,855 | ¥31,773,855 |
| 35 | 2.10% | ¥273,171 | ¥114,731,946 | ¥33,531,946 |
| 35 | 2.20% | ¥277,395 | ¥116,505,707 | ¥35,305,707 |
| 35 | 2.30% | ¥281,655 | ¥118,295,056 | ¥37,095,056 |
| 35 | 2.40% | ¥285,952 | ¥120,099,906 | ¥38,899,906 |
| 35 | 2.50% | ¥290,286 | ¥121,920,168 | ¥40,720,168 |
| 35 | 2.60% | ¥294,657 | ¥123,755,749 | ¥42,555,749 |
| 35 | 2.70% | ¥299,063 | ¥125,606,554 | ¥44,406,554 |
| 35 | 2.80% | ¥303,506 | ¥127,472,483 | ¥46,272,483 |
| 35 | 2.90% | ¥307,984 | ¥129,353,436 | ¥48,153,436 |
| 35 | 3.00% | ¥312,498 | ¥131,249,309 | ¥50,049,309 |
8120万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥250,133 | ¥90,047,785 | ¥8,847,785 |
| 30 | 0.80% | ¥253,779 | ¥91,360,321 | ¥10,160,321 |
| 30 | 0.90% | ¥257,458 | ¥92,684,954 | ¥11,484,954 |
| 30 | 1.00% | ¥261,171 | ¥94,021,665 | ¥12,821,665 |
| 30 | 1.10% | ¥264,918 | ¥95,370,431 | ¥14,170,431 |
| 30 | 1.20% | ¥268,698 | ¥96,731,229 | ¥15,531,229 |
| 30 | 1.30% | ¥272,511 | ¥98,104,033 | ¥16,904,033 |
| 30 | 1.40% | ¥276,358 | ¥99,488,813 | ¥18,288,813 |
| 30 | 1.50% | ¥280,238 | ¥100,885,540 | ¥19,685,540 |
| 30 | 1.60% | ¥284,151 | ¥102,294,181 | ¥21,094,181 |
| 30 | 1.70% | ¥288,096 | ¥103,714,701 | ¥22,514,701 |
| 30 | 1.80% | ¥292,075 | ¥105,147,064 | ¥23,947,064 |
| 30 | 1.90% | ¥296,087 | ¥106,591,232 | ¥25,391,232 |
| 30 | 2.00% | ¥300,131 | ¥108,047,164 | ¥26,847,164 |
| 30 | 2.10% | ¥304,208 | ¥109,514,818 | ¥28,314,818 |
| 30 | 2.20% | ¥308,317 | ¥110,994,150 | ¥29,794,150 |
| 30 | 2.30% | ¥312,459 | ¥112,485,113 | ¥31,285,113 |
| 30 | 2.40% | ¥316,632 | ¥113,987,660 | ¥32,787,660 |
| 30 | 2.50% | ¥320,838 | ¥115,501,741 | ¥34,301,741 |
| 30 | 2.60% | ¥325,076 | ¥117,027,304 | ¥35,827,304 |
| 30 | 2.70% | ¥329,345 | ¥118,564,297 | ¥37,364,297 |
| 30 | 2.80% | ¥333,646 | ¥120,112,664 | ¥38,912,664 |
| 30 | 2.90% | ¥337,979 | ¥121,672,348 | ¥40,472,348 |
| 30 | 3.00% | ¥342,342 | ¥123,243,291 | ¥42,043,291 |
8120万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥295,119 | ¥88,535,744 | ¥7,335,744 |
| 25 | 0.80% | ¥298,725 | ¥89,617,460 | ¥8,417,460 |
| 25 | 0.90% | ¥302,359 | ¥90,707,592 | ¥9,507,592 |
| 25 | 1.00% | ¥306,020 | ¥91,806,130 | ¥10,606,130 |
| 25 | 1.10% | ¥309,710 | ¥92,913,063 | ¥11,713,063 |
| 25 | 1.20% | ¥313,428 | ¥94,028,379 | ¥12,828,379 |
| 25 | 1.30% | ¥317,174 | ¥95,152,065 | ¥13,952,065 |
| 25 | 1.40% | ¥320,947 | ¥96,284,106 | ¥15,084,106 |
| 25 | 1.50% | ¥324,748 | ¥97,424,489 | ¥16,224,489 |
| 25 | 1.60% | ¥328,577 | ¥98,573,196 | ¥17,373,196 |
| 25 | 1.70% | ¥332,434 | ¥99,730,211 | ¥18,530,211 |
| 25 | 1.80% | ¥336,318 | ¥100,895,516 | ¥19,695,516 |
| 25 | 1.90% | ¥340,230 | ¥102,069,091 | ¥20,869,091 |
| 25 | 2.00% | ¥344,170 | ¥103,250,917 | ¥22,050,917 |
| 25 | 2.10% | ¥348,137 | ¥104,440,972 | ¥23,240,972 |
| 25 | 2.20% | ¥352,131 | ¥105,639,235 | ¥24,439,235 |
| 25 | 2.30% | ¥356,152 | ¥106,845,683 | ¥25,645,683 |
| 25 | 2.40% | ¥360,201 | ¥108,060,291 | ¥26,860,291 |
| 25 | 2.50% | ¥364,277 | ¥109,283,036 | ¥28,083,036 |
| 25 | 2.60% | ¥368,380 | ¥110,513,892 | ¥29,313,892 |
| 25 | 2.70% | ¥372,509 | ¥111,752,832 | ¥30,552,832 |
| 25 | 2.80% | ¥376,666 | ¥112,999,828 | ¥31,799,828 |
| 25 | 2.90% | ¥380,850 | ¥114,254,852 | ¥33,054,852 |
| 25 | 3.00% | ¥385,060 | ¥115,517,876 | ¥34,317,876 |
8120万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥362,668 | ¥87,040,226 | ¥5,840,226 |
| 20 | 0.80% | ¥366,234 | ¥87,896,159 | ¥6,696,159 |
| 20 | 0.90% | ¥369,823 | ¥88,757,486 | ¥7,557,486 |
| 20 | 1.00% | ¥373,434 | ¥89,624,203 | ¥8,424,203 |
| 20 | 1.10% | ¥377,068 | ¥90,496,304 | ¥9,296,304 |
| 20 | 1.20% | ¥380,724 | ¥91,373,785 | ¥10,173,785 |
| 20 | 1.30% | ¥384,403 | ¥92,256,641 | ¥11,056,641 |
| 20 | 1.40% | ¥388,104 | ¥93,144,864 | ¥11,944,864 |
| 20 | 1.50% | ¥391,827 | ¥94,038,449 | ¥12,838,449 |
| 20 | 1.60% | ¥395,572 | ¥94,937,389 | ¥13,737,389 |
| 20 | 1.70% | ¥399,340 | ¥95,841,676 | ¥14,641,676 |
| 20 | 1.80% | ¥403,130 | ¥96,751,304 | ¥15,551,304 |
| 20 | 1.90% | ¥406,943 | ¥97,666,262 | ¥16,466,262 |
| 20 | 2.00% | ¥410,777 | ¥98,586,544 | ¥17,386,544 |
| 20 | 2.10% | ¥414,634 | ¥99,512,141 | ¥18,312,141 |
| 20 | 2.20% | ¥418,513 | ¥100,443,042 | ¥19,243,042 |
| 20 | 2.30% | ¥422,413 | ¥101,379,238 | ¥20,179,238 |
| 20 | 2.40% | ¥426,336 | ¥102,320,720 | ¥21,120,720 |
| 20 | 2.50% | ¥430,281 | ¥103,267,476 | ¥22,067,476 |
| 20 | 2.60% | ¥434,248 | ¥104,219,496 | ¥23,019,496 |
| 20 | 2.70% | ¥438,237 | ¥105,176,768 | ¥23,976,768 |
| 20 | 2.80% | ¥442,247 | ¥106,139,281 | ¥24,939,281 |
| 20 | 2.90% | ¥446,279 | ¥107,107,022 | ¥25,907,022 |
| 20 | 3.00% | ¥450,333 | ¥108,079,980 | ¥26,879,980 |
8120万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥475,340 | ¥85,561,248 | ¥4,361,248 |
| 15 | 0.80% | ¥478,869 | ¥86,196,448 | ¥4,996,448 |
| 15 | 0.90% | ¥482,415 | ¥86,834,685 | ¥5,634,685 |
| 15 | 1.00% | ¥485,978 | ¥87,475,958 | ¥6,275,958 |
| 15 | 1.10% | ¥489,557 | ¥88,120,266 | ¥6,920,266 |
| 15 | 1.20% | ¥493,153 | ¥88,767,606 | ¥7,567,606 |
| 15 | 1.30% | ¥496,767 | ¥89,417,976 | ¥8,217,976 |
| 15 | 1.40% | ¥500,397 | ¥90,071,375 | ¥8,871,375 |
| 15 | 1.50% | ¥504,043 | ¥90,727,800 | ¥9,527,800 |
| 15 | 1.60% | ¥507,707 | ¥91,387,249 | ¥10,187,249 |
| 15 | 1.70% | ¥511,387 | ¥92,049,719 | ¥10,849,719 |
| 15 | 1.80% | ¥515,084 | ¥92,715,208 | ¥11,515,208 |
| 15 | 1.90% | ¥518,798 | ¥93,383,713 | ¥12,183,713 |
| 15 | 2.00% | ¥522,529 | ¥94,055,232 | ¥12,855,232 |
| 15 | 2.10% | ¥526,276 | ¥94,729,760 | ¥13,529,760 |
| 15 | 2.20% | ¥530,041 | ¥95,407,296 | ¥14,207,296 |
| 15 | 2.30% | ¥533,821 | ¥96,087,835 | ¥14,887,835 |
| 15 | 2.40% | ¥537,619 | ¥96,771,374 | ¥15,571,374 |
| 15 | 2.50% | ¥541,433 | ¥97,457,911 | ¥16,257,911 |
| 15 | 2.60% | ¥545,264 | ¥98,147,440 | ¥16,947,440 |
| 15 | 2.70% | ¥549,111 | ¥98,839,959 | ¥17,639,959 |
| 15 | 2.80% | ¥552,975 | ¥99,535,464 | ¥18,335,464 |
| 15 | 2.90% | ¥556,855 | ¥100,233,949 | ¥19,033,949 |
| 15 | 3.00% | ¥560,752 | ¥100,935,413 | ¥19,735,413 |
8120万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥700,824 | ¥84,098,825 | ¥2,898,825 |
| 10 | 0.80% | ¥704,320 | ¥84,518,351 | ¥3,318,351 |
| 10 | 0.90% | ¥707,827 | ¥84,939,228 | ¥3,739,228 |
| 10 | 1.00% | ¥711,345 | ¥85,361,456 | ¥4,161,456 |
| 10 | 1.10% | ¥714,875 | ¥85,785,034 | ¥4,585,034 |
| 10 | 1.20% | ¥718,416 | ¥86,209,961 | ¥5,009,961 |
| 10 | 1.30% | ¥721,969 | ¥86,636,238 | ¥5,436,238 |
| 10 | 1.40% | ¥725,532 | ¥87,063,864 | ¥5,863,864 |
| 10 | 1.50% | ¥729,107 | ¥87,492,837 | ¥6,292,837 |
| 10 | 1.60% | ¥732,693 | ¥87,923,159 | ¥6,723,159 |
| 10 | 1.70% | ¥736,290 | ¥88,354,827 | ¥7,154,827 |
| 10 | 1.80% | ¥739,899 | ¥88,787,842 | ¥7,587,842 |
| 10 | 1.90% | ¥743,518 | ¥89,222,203 | ¥8,022,203 |
| 10 | 2.00% | ¥747,149 | ¥89,657,909 | ¥8,457,909 |
| 10 | 2.10% | ¥750,791 | ¥90,094,960 | ¥8,894,960 |
| 10 | 2.20% | ¥754,445 | ¥90,533,354 | ¥9,333,354 |
| 10 | 2.30% | ¥758,109 | ¥90,973,092 | ¥9,773,092 |
| 10 | 2.40% | ¥761,785 | ¥91,414,171 | ¥10,214,171 |
| 10 | 2.50% | ¥765,472 | ¥91,856,592 | ¥10,656,592 |
| 10 | 2.60% | ¥769,170 | ¥92,300,354 | ¥11,100,354 |
| 10 | 2.70% | ¥772,879 | ¥92,745,455 | ¥11,545,455 |
| 10 | 2.80% | ¥776,599 | ¥93,191,896 | ¥11,991,896 |
| 10 | 2.90% | ¥780,331 | ¥93,639,674 | ¥12,439,674 |
| 10 | 3.00% | ¥784,073 | ¥94,088,790 | ¥12,888,790 |
