8130万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8130万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8130万円の住宅ローン|期間・年数別
8130万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥160,632 |
¥96,379,218 |
¥15,079,218 |
| 50 |
0.80% |
¥164,446 |
¥98,667,859 |
¥17,367,859 |
| 50 |
0.90% |
¥168,316 |
¥100,989,804 |
¥19,689,804 |
| 50 |
1.00% |
¥172,242 |
¥103,344,908 |
¥22,044,908 |
| 50 |
1.10% |
¥176,222 |
¥105,733,011 |
¥24,433,011 |
| 50 |
1.20% |
¥180,257 |
¥108,153,936 |
¥26,853,936 |
| 50 |
1.30% |
¥184,346 |
¥110,607,494 |
¥29,307,494 |
| 50 |
1.40% |
¥188,489 |
¥113,093,478 |
¥31,793,478 |
| 50 |
1.50% |
¥192,686 |
¥115,611,669 |
¥34,311,669 |
| 50 |
1.60% |
¥196,936 |
¥118,161,833 |
¥36,861,833 |
| 50 |
1.70% |
¥201,240 |
¥120,743,722 |
¥39,443,722 |
| 50 |
1.80% |
¥205,595 |
¥123,357,075 |
¥42,057,075 |
| 50 |
1.90% |
¥210,003 |
¥126,001,619 |
¥44,701,619 |
| 50 |
2.00% |
¥214,462 |
¥128,677,069 |
¥47,377,069 |
| 50 |
2.10% |
¥218,972 |
¥131,383,126 |
¥50,083,126 |
| 50 |
2.20% |
¥223,532 |
¥134,119,481 |
¥52,819,481 |
| 50 |
2.30% |
¥228,143 |
¥136,885,815 |
¥55,585,815 |
| 50 |
2.40% |
¥232,803 |
¥139,681,798 |
¥58,381,798 |
| 50 |
2.50% |
¥237,512 |
¥142,507,088 |
¥61,207,088 |
| 50 |
2.60% |
¥242,269 |
¥145,361,336 |
¥64,061,336 |
| 50 |
2.70% |
¥247,074 |
¥148,244,185 |
¥66,944,185 |
| 50 |
2.80% |
¥251,925 |
¥151,155,266 |
¥69,855,266 |
| 50 |
2.90% |
¥256,824 |
¥154,094,207 |
¥72,794,207 |
| 50 |
3.00% |
¥261,768 |
¥157,060,624 |
¥75,760,624 |
8130万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥175,554 |
¥94,799,405 |
¥13,499,405 |
| 45 |
0.80% |
¥179,328 |
¥96,836,956 |
¥15,536,956 |
| 45 |
0.90% |
¥183,151 |
¥98,901,564 |
¥17,601,564 |
| 45 |
1.00% |
¥187,024 |
¥100,993,134 |
¥19,693,134 |
| 45 |
1.10% |
¥190,947 |
¥103,111,560 |
¥21,811,560 |
| 45 |
1.20% |
¥194,920 |
¥105,256,725 |
¥23,956,725 |
| 45 |
1.30% |
¥198,942 |
¥107,428,502 |
¥26,128,502 |
| 45 |
1.40% |
¥203,013 |
¥109,626,755 |
¥28,326,755 |
| 45 |
1.50% |
¥207,132 |
¥111,851,337 |
¥30,551,337 |
| 45 |
1.60% |
¥211,300 |
¥114,102,093 |
¥32,802,093 |
| 45 |
1.70% |
¥215,516 |
¥116,378,856 |
¥35,078,856 |
| 45 |
1.80% |
¥219,780 |
¥118,681,453 |
¥37,381,453 |
| 45 |
1.90% |
¥224,092 |
¥121,009,701 |
¥39,709,701 |
| 45 |
2.00% |
¥228,451 |
¥123,363,408 |
¥42,063,408 |
| 45 |
2.10% |
¥232,856 |
¥125,742,374 |
¥44,442,374 |
| 45 |
2.20% |
¥237,308 |
¥128,146,390 |
¥46,846,390 |
| 45 |
2.30% |
¥241,806 |
¥130,575,241 |
¥49,275,241 |
| 45 |
2.40% |
¥246,349 |
¥133,028,704 |
¥51,728,704 |
| 45 |
2.50% |
¥250,938 |
¥135,506,547 |
¥54,206,547 |
| 45 |
2.60% |
¥255,571 |
¥138,008,534 |
¥56,708,534 |
| 45 |
2.70% |
¥260,249 |
¥140,534,419 |
¥59,234,419 |
| 45 |
2.80% |
¥264,970 |
¥143,083,952 |
¥61,783,952 |
| 45 |
2.90% |
¥269,735 |
¥145,656,877 |
¥64,356,877 |
| 45 |
3.00% |
¥274,542 |
¥148,252,931 |
¥66,952,931 |
8130万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥194,242 |
¥93,236,023 |
¥11,936,023 |
| 40 |
0.80% |
¥197,974 |
¥95,027,446 |
¥13,727,446 |
| 40 |
0.90% |
¥201,751 |
¥96,840,306 |
¥15,540,306 |
| 40 |
1.00% |
¥205,572 |
¥98,674,543 |
¥17,374,543 |
| 40 |
1.10% |
¥209,438 |
¥100,530,089 |
¥19,230,089 |
| 40 |
1.20% |
¥213,348 |
¥102,406,871 |
¥21,106,871 |
| 40 |
1.30% |
¥217,302 |
¥104,304,808 |
¥23,004,808 |
| 40 |
1.40% |
¥221,300 |
¥106,223,814 |
¥24,923,814 |
| 40 |
1.50% |
¥225,341 |
¥108,163,796 |
¥26,863,796 |
| 40 |
1.60% |
¥229,426 |
¥110,124,655 |
¥28,824,655 |
| 40 |
1.70% |
¥233,555 |
¥112,106,287 |
¥30,806,287 |
| 40 |
1.80% |
¥237,726 |
¥114,108,580 |
¥32,808,580 |
| 40 |
1.90% |
¥241,940 |
¥116,131,417 |
¥34,831,417 |
| 40 |
2.00% |
¥246,197 |
¥118,174,677 |
¥36,874,677 |
| 40 |
2.10% |
¥250,496 |
¥120,238,232 |
¥38,938,232 |
| 40 |
2.20% |
¥254,837 |
¥122,321,948 |
¥41,021,948 |
| 40 |
2.30% |
¥259,220 |
¥124,425,687 |
¥43,125,687 |
| 40 |
2.40% |
¥263,644 |
¥126,549,306 |
¥45,249,306 |
| 40 |
2.50% |
¥268,110 |
¥128,692,655 |
¥47,392,655 |
| 40 |
2.60% |
¥272,616 |
¥130,855,582 |
¥49,555,582 |
| 40 |
2.70% |
¥277,162 |
¥133,037,929 |
¥51,737,929 |
| 40 |
2.80% |
¥281,749 |
¥135,239,533 |
¥53,939,533 |
| 40 |
2.90% |
¥286,375 |
¥137,460,227 |
¥56,160,227 |
| 40 |
3.00% |
¥291,041 |
¥139,699,841 |
¥58,399,841 |
8130万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥218,307 |
¥91,689,105 |
¥10,389,105 |
| 35 |
0.80% |
¥221,999 |
¥93,239,388 |
¥11,939,388 |
| 35 |
0.90% |
¥225,729 |
¥94,806,123 |
¥13,506,123 |
| 35 |
1.00% |
¥229,498 |
¥96,389,275 |
¥15,089,275 |
| 35 |
1.10% |
¥233,307 |
¥97,988,802 |
¥16,688,802 |
| 35 |
1.20% |
¥237,154 |
¥99,604,662 |
¥18,304,662 |
| 35 |
1.30% |
¥241,040 |
¥101,236,807 |
¥19,936,807 |
| 35 |
1.40% |
¥244,965 |
¥102,885,184 |
¥21,585,184 |
| 35 |
1.50% |
¥248,928 |
¥104,549,739 |
¥23,249,739 |
| 35 |
1.60% |
¥252,930 |
¥106,230,412 |
¥24,930,412 |
| 35 |
1.70% |
¥256,969 |
¥107,927,142 |
¥26,627,142 |
| 35 |
1.80% |
¥261,047 |
¥109,639,861 |
¥28,339,861 |
| 35 |
1.90% |
¥265,163 |
¥111,368,500 |
¥30,068,500 |
| 35 |
2.00% |
¥269,317 |
¥113,112,985 |
¥31,812,985 |
| 35 |
2.10% |
¥273,508 |
¥114,873,241 |
¥33,573,241 |
| 35 |
2.20% |
¥277,736 |
¥116,649,187 |
¥35,349,187 |
| 35 |
2.30% |
¥282,002 |
¥118,440,740 |
¥37,140,740 |
| 35 |
2.40% |
¥286,304 |
¥120,247,813 |
¥38,947,813 |
| 35 |
2.50% |
¥290,644 |
¥122,070,316 |
¥40,770,316 |
| 35 |
2.60% |
¥295,019 |
¥123,908,158 |
¥42,608,158 |
| 35 |
2.70% |
¥299,432 |
¥125,761,242 |
¥44,461,242 |
| 35 |
2.80% |
¥303,880 |
¥127,629,469 |
¥46,329,469 |
| 35 |
2.90% |
¥308,364 |
¥129,512,738 |
¥48,212,738 |
| 35 |
3.00% |
¥312,883 |
¥131,410,946 |
¥50,110,946 |
8130万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥250,441 |
¥90,158,681 |
¥8,858,681 |
| 30 |
0.80% |
¥254,091 |
¥91,472,833 |
¥10,172,833 |
| 30 |
0.90% |
¥257,775 |
¥92,799,098 |
¥11,499,098 |
| 30 |
1.00% |
¥261,493 |
¥94,137,455 |
¥12,837,455 |
| 30 |
1.10% |
¥265,244 |
¥95,487,883 |
¥14,187,883 |
| 30 |
1.20% |
¥269,029 |
¥96,850,357 |
¥15,550,357 |
| 30 |
1.30% |
¥272,847 |
¥98,224,851 |
¥16,924,851 |
| 30 |
1.40% |
¥276,698 |
¥99,611,336 |
¥18,311,336 |
| 30 |
1.50% |
¥280,583 |
¥101,009,783 |
¥19,709,783 |
| 30 |
1.60% |
¥284,500 |
¥102,420,159 |
¥21,120,159 |
| 30 |
1.70% |
¥288,451 |
¥103,842,428 |
¥22,542,428 |
| 30 |
1.80% |
¥292,435 |
¥105,276,556 |
¥23,976,556 |
| 30 |
1.90% |
¥296,451 |
¥106,722,502 |
¥25,422,502 |
| 30 |
2.00% |
¥300,501 |
¥108,180,227 |
¥26,880,227 |
| 30 |
2.10% |
¥304,582 |
¥109,649,689 |
¥28,349,689 |
| 30 |
2.20% |
¥308,697 |
¥111,130,842 |
¥29,830,842 |
| 30 |
2.30% |
¥312,843 |
¥112,623,642 |
¥31,323,642 |
| 30 |
2.40% |
¥317,022 |
¥114,128,039 |
¥32,828,039 |
| 30 |
2.50% |
¥321,233 |
¥115,643,985 |
¥34,343,985 |
| 30 |
2.60% |
¥325,476 |
¥117,171,427 |
¥35,871,427 |
| 30 |
2.70% |
¥329,751 |
¥118,710,312 |
¥37,410,312 |
| 30 |
2.80% |
¥334,057 |
¥120,260,586 |
¥38,960,586 |
| 30 |
2.90% |
¥338,395 |
¥121,822,191 |
¥40,522,191 |
| 30 |
3.00% |
¥342,764 |
¥123,395,069 |
¥42,095,069 |
8130万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥295,483 |
¥88,644,778 |
¥7,344,778 |
| 25 |
0.80% |
¥299,093 |
¥89,727,826 |
¥8,427,826 |
| 25 |
0.90% |
¥302,731 |
¥90,819,301 |
¥9,519,301 |
| 25 |
1.00% |
¥306,397 |
¥91,919,192 |
¥10,619,192 |
| 25 |
1.10% |
¥310,092 |
¥93,027,488 |
¥11,727,488 |
| 25 |
1.20% |
¥313,814 |
¥94,144,177 |
¥12,844,177 |
| 25 |
1.30% |
¥317,564 |
¥95,269,247 |
¥13,969,247 |
| 25 |
1.40% |
¥321,342 |
¥96,402,683 |
¥15,102,683 |
| 25 |
1.50% |
¥325,148 |
¥97,544,470 |
¥16,244,470 |
| 25 |
1.60% |
¥328,982 |
¥98,694,592 |
¥17,394,592 |
| 25 |
1.70% |
¥332,843 |
¥99,853,032 |
¥18,553,032 |
| 25 |
1.80% |
¥336,733 |
¥101,019,772 |
¥19,719,772 |
| 25 |
1.90% |
¥340,649 |
¥102,194,792 |
¥20,894,792 |
| 25 |
2.00% |
¥344,594 |
¥103,378,073 |
¥22,078,073 |
| 25 |
2.10% |
¥348,565 |
¥104,569,594 |
¥23,269,594 |
| 25 |
2.20% |
¥352,564 |
¥105,769,333 |
¥24,469,333 |
| 25 |
2.30% |
¥356,591 |
¥106,977,266 |
¥25,677,266 |
| 25 |
2.40% |
¥360,645 |
¥108,193,371 |
¥26,893,371 |
| 25 |
2.50% |
¥364,725 |
¥109,417,621 |
¥28,117,621 |
| 25 |
2.60% |
¥368,833 |
¥110,649,993 |
¥29,349,993 |
| 25 |
2.70% |
¥372,968 |
¥111,890,458 |
¥30,590,458 |
| 25 |
2.80% |
¥377,130 |
¥113,138,990 |
¥31,838,990 |
| 25 |
2.90% |
¥381,319 |
¥114,395,560 |
¥33,095,560 |
| 25 |
3.00% |
¥385,534 |
¥115,660,139 |
¥34,360,139 |
8130万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥363,114 |
¥87,147,418 |
¥5,847,418 |
| 20 |
0.80% |
¥366,685 |
¥88,004,405 |
¥6,704,405 |
| 20 |
0.90% |
¥370,278 |
¥88,866,793 |
¥7,566,793 |
| 20 |
1.00% |
¥373,894 |
¥89,734,577 |
¥8,434,577 |
| 20 |
1.10% |
¥377,532 |
¥90,607,753 |
¥9,307,753 |
| 20 |
1.20% |
¥381,193 |
¥91,486,315 |
¥10,186,315 |
| 20 |
1.30% |
¥384,876 |
¥92,370,257 |
¥11,070,257 |
| 20 |
1.40% |
¥388,582 |
¥93,259,575 |
¥11,959,575 |
| 20 |
1.50% |
¥392,309 |
¥94,154,260 |
¥12,854,260 |
| 20 |
1.60% |
¥396,060 |
¥95,054,307 |
¥13,754,307 |
| 20 |
1.70% |
¥399,832 |
¥95,959,708 |
¥14,659,708 |
| 20 |
1.80% |
¥403,627 |
¥96,870,455 |
¥15,570,455 |
| 20 |
1.90% |
¥407,444 |
¥97,786,541 |
¥16,486,541 |
| 20 |
2.00% |
¥411,283 |
¥98,707,956 |
¥17,407,956 |
| 20 |
2.10% |
¥415,145 |
¥99,634,692 |
¥18,334,692 |
| 20 |
2.20% |
¥419,028 |
¥100,566,740 |
¥19,266,740 |
| 20 |
2.30% |
¥422,934 |
¥101,504,089 |
¥20,204,089 |
| 20 |
2.40% |
¥426,861 |
¥102,446,730 |
¥21,146,730 |
| 20 |
2.50% |
¥430,811 |
¥103,394,652 |
¥22,094,652 |
| 20 |
2.60% |
¥434,783 |
¥104,347,845 |
¥23,047,845 |
| 20 |
2.70% |
¥438,776 |
¥105,306,296 |
¥24,006,296 |
| 20 |
2.80% |
¥442,792 |
¥106,269,994 |
¥24,969,994 |
| 20 |
2.90% |
¥446,829 |
¥107,238,927 |
¥25,938,927 |
| 20 |
3.00% |
¥450,888 |
¥108,213,083 |
¥26,913,083 |
8130万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥475,926 |
¥85,666,619 |
¥4,366,619 |
| 15 |
0.80% |
¥479,459 |
¥86,302,601 |
¥5,002,601 |
| 15 |
0.90% |
¥483,009 |
¥86,941,624 |
¥5,641,624 |
| 15 |
1.00% |
¥486,576 |
¥87,583,687 |
¥6,283,687 |
| 15 |
1.10% |
¥490,160 |
¥88,228,788 |
¥6,928,788 |
| 15 |
1.20% |
¥493,761 |
¥88,876,925 |
¥7,576,925 |
| 15 |
1.30% |
¥497,378 |
¥89,528,097 |
¥8,228,097 |
| 15 |
1.40% |
¥501,013 |
¥90,182,300 |
¥8,882,300 |
| 15 |
1.50% |
¥504,664 |
¥90,839,534 |
¥9,539,534 |
| 15 |
1.60% |
¥508,332 |
¥91,499,795 |
¥10,199,795 |
| 15 |
1.70% |
¥512,017 |
¥92,163,081 |
¥10,863,081 |
| 15 |
1.80% |
¥515,719 |
¥92,829,390 |
¥11,529,390 |
| 15 |
1.90% |
¥519,437 |
¥93,498,718 |
¥12,198,718 |
| 15 |
2.00% |
¥523,173 |
¥94,171,063 |
¥12,871,063 |
| 15 |
2.10% |
¥526,925 |
¥94,846,422 |
¥13,546,422 |
| 15 |
2.20% |
¥530,693 |
¥95,524,792 |
¥14,224,792 |
| 15 |
2.30% |
¥534,479 |
¥96,206,170 |
¥14,906,170 |
| 15 |
2.40% |
¥538,281 |
¥96,890,551 |
¥15,590,551 |
| 15 |
2.50% |
¥542,100 |
¥97,577,933 |
¥16,277,933 |
| 15 |
2.60% |
¥545,935 |
¥98,268,312 |
¥16,968,312 |
| 15 |
2.70% |
¥549,787 |
¥98,961,683 |
¥17,661,683 |
| 15 |
2.80% |
¥553,656 |
¥99,658,044 |
¥18,358,044 |
| 15 |
2.90% |
¥557,541 |
¥100,357,390 |
¥19,057,390 |
| 15 |
3.00% |
¥561,443 |
¥101,059,717 |
¥19,759,717 |
8130万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥701,687 |
¥84,202,395 |
¥2,902,395 |
| 10 |
0.80% |
¥705,187 |
¥84,622,438 |
¥3,322,438 |
| 10 |
0.90% |
¥708,699 |
¥85,043,833 |
¥3,743,833 |
| 10 |
1.00% |
¥712,222 |
¥85,466,581 |
¥4,166,581 |
| 10 |
1.10% |
¥715,756 |
¥85,890,680 |
¥4,590,680 |
| 10 |
1.20% |
¥719,301 |
¥86,316,131 |
¥5,016,131 |
| 10 |
1.30% |
¥722,858 |
¥86,742,933 |
¥5,442,933 |
| 10 |
1.40% |
¥726,426 |
¥87,171,085 |
¥5,871,085 |
| 10 |
1.50% |
¥730,005 |
¥87,600,587 |
¥6,300,587 |
| 10 |
1.60% |
¥733,595 |
¥88,031,439 |
¥6,731,439 |
| 10 |
1.70% |
¥737,197 |
¥88,463,639 |
¥7,163,639 |
| 10 |
1.80% |
¥740,810 |
¥88,897,187 |
¥7,597,187 |
| 10 |
1.90% |
¥744,434 |
¥89,332,083 |
¥8,032,083 |
| 10 |
2.00% |
¥748,069 |
¥89,768,326 |
¥8,468,326 |
| 10 |
2.10% |
¥751,716 |
¥90,205,914 |
¥8,905,914 |
| 10 |
2.20% |
¥755,374 |
¥90,644,849 |
¥9,344,849 |
| 10 |
2.30% |
¥759,043 |
¥91,085,127 |
¥9,785,127 |
| 10 |
2.40% |
¥762,723 |
¥91,526,750 |
¥10,226,750 |
| 10 |
2.50% |
¥766,414 |
¥91,969,716 |
¥10,669,716 |
| 10 |
2.60% |
¥770,117 |
¥92,414,024 |
¥11,114,024 |
| 10 |
2.70% |
¥773,831 |
¥92,859,674 |
¥11,559,674 |
| 10 |
2.80% |
¥777,556 |
¥93,306,664 |
¥12,006,664 |
| 10 |
2.90% |
¥781,292 |
¥93,754,994 |
¥12,454,994 |
| 10 |
3.00% |
¥785,039 |
¥94,204,663 |
¥12,904,663 |