8150万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8150万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8150万円の住宅ローン|期間・年数別
8150万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥161,027 |
¥96,616,313 |
¥15,116,313 |
| 50 |
0.80% |
¥164,851 |
¥98,910,584 |
¥17,410,584 |
| 50 |
0.90% |
¥168,730 |
¥101,238,241 |
¥19,738,241 |
| 50 |
1.00% |
¥172,665 |
¥103,599,139 |
¥22,099,139 |
| 50 |
1.10% |
¥176,655 |
¥105,993,117 |
¥24,493,117 |
| 50 |
1.20% |
¥180,700 |
¥108,419,998 |
¥26,919,998 |
| 50 |
1.30% |
¥184,799 |
¥110,879,591 |
¥29,379,591 |
| 50 |
1.40% |
¥188,953 |
¥113,371,691 |
¥31,871,691 |
| 50 |
1.50% |
¥193,160 |
¥115,896,077 |
¥34,396,077 |
| 50 |
1.60% |
¥197,421 |
¥118,452,514 |
¥36,952,514 |
| 50 |
1.70% |
¥201,735 |
¥121,040,754 |
¥39,540,754 |
| 50 |
1.80% |
¥206,101 |
¥123,660,537 |
¥42,160,537 |
| 50 |
1.90% |
¥210,519 |
¥126,311,586 |
¥44,811,586 |
| 50 |
2.00% |
¥214,989 |
¥128,993,618 |
¥47,493,618 |
| 50 |
2.10% |
¥219,511 |
¥131,706,332 |
¥50,206,332 |
| 50 |
2.20% |
¥224,082 |
¥134,449,419 |
¥52,949,419 |
| 50 |
2.30% |
¥228,704 |
¥137,222,558 |
¥55,722,558 |
| 50 |
2.40% |
¥233,376 |
¥140,025,418 |
¥58,525,418 |
| 50 |
2.50% |
¥238,096 |
¥142,857,659 |
¥61,357,659 |
| 50 |
2.60% |
¥242,865 |
¥145,718,929 |
¥64,218,929 |
| 50 |
2.70% |
¥247,681 |
¥148,608,869 |
¥67,108,869 |
| 50 |
2.80% |
¥252,545 |
¥151,527,112 |
¥70,027,112 |
| 50 |
2.90% |
¥257,455 |
¥154,473,282 |
¥72,973,282 |
| 50 |
3.00% |
¥262,412 |
¥157,446,997 |
¥75,946,997 |
8150万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥175,986 |
¥95,032,614 |
¥13,532,614 |
| 45 |
0.80% |
¥179,769 |
¥97,075,177 |
¥15,575,177 |
| 45 |
0.90% |
¥183,602 |
¥99,144,864 |
¥17,644,864 |
| 45 |
1.00% |
¥187,484 |
¥101,241,580 |
¥19,741,580 |
| 45 |
1.10% |
¥191,417 |
¥103,365,217 |
¥21,865,217 |
| 45 |
1.20% |
¥195,399 |
¥105,515,659 |
¥24,015,659 |
| 45 |
1.30% |
¥199,431 |
¥107,692,779 |
¥26,192,779 |
| 45 |
1.40% |
¥203,512 |
¥109,896,440 |
¥28,396,440 |
| 45 |
1.50% |
¥207,642 |
¥112,126,494 |
¥30,626,494 |
| 45 |
1.60% |
¥211,820 |
¥114,382,787 |
¥32,882,787 |
| 45 |
1.70% |
¥216,047 |
¥116,665,151 |
¥35,165,151 |
| 45 |
1.80% |
¥220,321 |
¥118,973,413 |
¥37,473,413 |
| 45 |
1.90% |
¥224,643 |
¥121,307,388 |
¥39,807,388 |
| 45 |
2.00% |
¥229,013 |
¥123,666,885 |
¥42,166,885 |
| 45 |
2.10% |
¥233,429 |
¥126,051,703 |
¥44,551,703 |
| 45 |
2.20% |
¥237,892 |
¥128,461,633 |
¥46,961,633 |
| 45 |
2.30% |
¥242,401 |
¥130,896,460 |
¥49,396,460 |
| 45 |
2.40% |
¥246,955 |
¥133,355,958 |
¥51,855,958 |
| 45 |
2.50% |
¥251,555 |
¥135,839,897 |
¥54,339,897 |
| 45 |
2.60% |
¥256,200 |
¥138,348,038 |
¥56,848,038 |
| 45 |
2.70% |
¥260,889 |
¥140,880,137 |
¥59,380,137 |
| 45 |
2.80% |
¥265,622 |
¥143,435,942 |
¥61,935,942 |
| 45 |
2.90% |
¥270,399 |
¥146,015,197 |
¥64,515,197 |
| 45 |
3.00% |
¥275,218 |
¥148,617,637 |
¥67,117,637 |
8150万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥194,720 |
¥93,465,386 |
¥11,965,386 |
| 40 |
0.80% |
¥198,461 |
¥95,261,216 |
¥13,761,216 |
| 40 |
0.90% |
¥202,247 |
¥97,078,536 |
¥15,578,536 |
| 40 |
1.00% |
¥206,078 |
¥98,917,285 |
¥17,417,285 |
| 40 |
1.10% |
¥209,953 |
¥100,777,395 |
¥19,277,395 |
| 40 |
1.20% |
¥213,872 |
¥102,658,794 |
¥21,158,794 |
| 40 |
1.30% |
¥217,836 |
¥104,561,400 |
¥23,061,400 |
| 40 |
1.40% |
¥221,844 |
¥106,485,127 |
¥24,985,127 |
| 40 |
1.50% |
¥225,896 |
¥108,429,882 |
¥26,929,882 |
| 40 |
1.60% |
¥229,991 |
¥110,395,565 |
¥28,895,565 |
| 40 |
1.70% |
¥234,129 |
¥112,382,071 |
¥30,882,071 |
| 40 |
1.80% |
¥238,311 |
¥114,389,290 |
¥32,889,290 |
| 40 |
1.90% |
¥242,536 |
¥116,417,103 |
¥34,917,103 |
| 40 |
2.00% |
¥246,803 |
¥118,465,390 |
¥36,965,390 |
| 40 |
2.10% |
¥251,113 |
¥120,534,021 |
¥39,034,021 |
| 40 |
2.20% |
¥255,464 |
¥122,622,863 |
¥41,122,863 |
| 40 |
2.30% |
¥259,858 |
¥124,731,778 |
¥43,231,778 |
| 40 |
2.40% |
¥264,293 |
¥126,860,620 |
¥45,360,620 |
| 40 |
2.50% |
¥268,769 |
¥129,009,243 |
¥47,509,243 |
| 40 |
2.60% |
¥273,286 |
¥131,177,490 |
¥49,677,490 |
| 40 |
2.70% |
¥277,844 |
¥133,365,206 |
¥51,865,206 |
| 40 |
2.80% |
¥282,442 |
¥135,572,226 |
¥54,072,226 |
| 40 |
2.90% |
¥287,080 |
¥137,798,383 |
¥56,298,383 |
| 40 |
3.00% |
¥291,757 |
¥140,043,506 |
¥58,543,506 |
8150万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥218,844 |
¥91,914,663 |
¥10,414,663 |
| 35 |
0.80% |
¥222,545 |
¥93,468,759 |
¥11,968,759 |
| 35 |
0.90% |
¥226,284 |
¥95,039,349 |
¥13,539,349 |
| 35 |
1.00% |
¥230,063 |
¥96,626,395 |
¥15,126,395 |
| 35 |
1.10% |
¥233,881 |
¥98,229,857 |
¥16,729,857 |
| 35 |
1.20% |
¥237,737 |
¥99,849,692 |
¥18,349,692 |
| 35 |
1.30% |
¥241,633 |
¥101,485,852 |
¥19,985,852 |
| 35 |
1.40% |
¥245,567 |
¥103,138,284 |
¥21,638,284 |
| 35 |
1.50% |
¥249,540 |
¥104,806,934 |
¥23,306,934 |
| 35 |
1.60% |
¥253,552 |
¥106,491,742 |
¥24,991,742 |
| 35 |
1.70% |
¥257,602 |
¥108,192,645 |
¥26,692,645 |
| 35 |
1.80% |
¥261,689 |
¥109,909,577 |
¥28,409,577 |
| 35 |
1.90% |
¥265,815 |
¥111,642,469 |
¥30,142,469 |
| 35 |
2.00% |
¥269,979 |
¥113,391,246 |
¥31,891,246 |
| 35 |
2.10% |
¥274,181 |
¥115,155,832 |
¥33,655,832 |
| 35 |
2.20% |
¥278,419 |
¥116,936,147 |
¥35,436,147 |
| 35 |
2.30% |
¥282,695 |
¥118,732,107 |
¥37,232,107 |
| 35 |
2.40% |
¥287,009 |
¥120,543,625 |
¥39,043,625 |
| 35 |
2.50% |
¥291,359 |
¥122,370,612 |
¥40,870,612 |
| 35 |
2.60% |
¥295,745 |
¥124,212,975 |
¥42,712,975 |
| 35 |
2.70% |
¥300,168 |
¥126,070,617 |
¥44,570,617 |
| 35 |
2.80% |
¥304,627 |
¥127,943,441 |
¥46,443,441 |
| 35 |
2.90% |
¥309,122 |
¥129,831,343 |
¥48,331,343 |
| 35 |
3.00% |
¥313,653 |
¥131,734,220 |
¥50,234,220 |
8150万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥251,057 |
¥90,380,474 |
¥8,880,474 |
| 30 |
0.80% |
¥254,716 |
¥91,697,859 |
¥10,197,859 |
| 30 |
0.90% |
¥258,409 |
¥93,027,386 |
¥11,527,386 |
| 30 |
1.00% |
¥262,136 |
¥94,369,035 |
¥12,869,035 |
| 30 |
1.10% |
¥265,897 |
¥95,722,785 |
¥14,222,785 |
| 30 |
1.20% |
¥269,691 |
¥97,088,611 |
¥15,588,611 |
| 30 |
1.30% |
¥273,518 |
¥98,466,486 |
¥16,966,486 |
| 30 |
1.40% |
¥277,379 |
¥99,856,383 |
¥18,356,383 |
| 30 |
1.50% |
¥281,273 |
¥101,258,270 |
¥19,758,270 |
| 30 |
1.60% |
¥285,200 |
¥102,672,115 |
¥21,172,115 |
| 30 |
1.70% |
¥289,161 |
¥104,097,883 |
¥22,597,883 |
| 30 |
1.80% |
¥293,154 |
¥105,535,539 |
¥24,035,539 |
| 30 |
1.90% |
¥297,181 |
¥106,985,042 |
¥25,485,042 |
| 30 |
2.00% |
¥301,240 |
¥108,446,353 |
¥26,946,353 |
| 30 |
2.10% |
¥305,332 |
¥109,919,430 |
¥28,419,430 |
| 30 |
2.20% |
¥309,456 |
¥111,404,227 |
¥29,904,227 |
| 30 |
2.30% |
¥313,613 |
¥112,900,699 |
¥31,400,699 |
| 30 |
2.40% |
¥317,802 |
¥114,408,797 |
¥32,908,797 |
| 30 |
2.50% |
¥322,024 |
¥115,928,472 |
¥34,428,472 |
| 30 |
2.60% |
¥326,277 |
¥117,459,671 |
¥35,959,671 |
| 30 |
2.70% |
¥330,562 |
¥119,002,342 |
¥37,502,342 |
| 30 |
2.80% |
¥334,879 |
¥120,556,430 |
¥39,056,430 |
| 30 |
2.90% |
¥339,227 |
¥122,121,876 |
¥40,621,876 |
| 30 |
3.00% |
¥343,607 |
¥123,698,623 |
¥42,198,623 |
8150万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥296,209 |
¥88,862,847 |
¥7,362,847 |
| 25 |
0.80% |
¥299,829 |
¥89,948,559 |
¥8,448,559 |
| 25 |
0.90% |
¥303,476 |
¥91,042,719 |
¥9,542,719 |
| 25 |
1.00% |
¥307,151 |
¥92,145,315 |
¥10,645,315 |
| 25 |
1.10% |
¥310,854 |
¥93,256,338 |
¥11,756,338 |
| 25 |
1.20% |
¥314,586 |
¥94,375,774 |
¥12,875,774 |
| 25 |
1.30% |
¥318,345 |
¥95,503,612 |
¥14,003,612 |
| 25 |
1.40% |
¥322,133 |
¥96,639,836 |
¥15,139,836 |
| 25 |
1.50% |
¥325,948 |
¥97,784,432 |
¥16,284,432 |
| 25 |
1.60% |
¥329,791 |
¥98,937,383 |
¥17,437,383 |
| 25 |
1.70% |
¥333,662 |
¥100,098,673 |
¥18,598,673 |
| 25 |
1.80% |
¥337,561 |
¥101,268,283 |
¥19,768,283 |
| 25 |
1.90% |
¥341,487 |
¥102,446,194 |
¥20,946,194 |
| 25 |
2.00% |
¥345,441 |
¥103,632,386 |
¥22,132,386 |
| 25 |
2.10% |
¥349,423 |
¥104,826,838 |
¥23,326,838 |
| 25 |
2.20% |
¥353,432 |
¥106,029,528 |
¥24,529,528 |
| 25 |
2.30% |
¥357,468 |
¥107,240,433 |
¥25,740,433 |
| 25 |
2.40% |
¥361,532 |
¥108,459,529 |
¥26,959,529 |
| 25 |
2.50% |
¥365,623 |
¥109,686,791 |
¥28,186,791 |
| 25 |
2.60% |
¥369,741 |
¥110,922,195 |
¥29,422,195 |
| 25 |
2.70% |
¥373,886 |
¥112,165,711 |
¥30,665,711 |
| 25 |
2.80% |
¥378,058 |
¥113,417,315 |
¥31,917,315 |
| 25 |
2.90% |
¥382,257 |
¥114,676,976 |
¥33,176,976 |
| 25 |
3.00% |
¥386,482 |
¥115,944,666 |
¥34,444,666 |
8150万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥364,008 |
¥87,361,803 |
¥5,861,803 |
| 20 |
0.80% |
¥367,587 |
¥88,220,898 |
¥6,720,898 |
| 20 |
0.90% |
¥371,189 |
¥89,085,408 |
¥7,585,408 |
| 20 |
1.00% |
¥374,814 |
¥89,955,326 |
¥8,455,326 |
| 20 |
1.10% |
¥378,461 |
¥90,830,650 |
¥9,330,650 |
| 20 |
1.20% |
¥382,131 |
¥91,711,373 |
¥10,211,373 |
| 20 |
1.30% |
¥385,823 |
¥92,597,490 |
¥11,097,490 |
| 20 |
1.40% |
¥389,537 |
¥93,488,995 |
¥11,988,995 |
| 20 |
1.50% |
¥393,275 |
¥94,385,882 |
¥12,885,882 |
| 20 |
1.60% |
¥397,034 |
¥95,288,143 |
¥13,788,143 |
| 20 |
1.70% |
¥400,816 |
¥96,195,771 |
¥14,695,771 |
| 20 |
1.80% |
¥404,620 |
¥97,108,759 |
¥15,608,759 |
| 20 |
1.90% |
¥408,446 |
¥98,027,098 |
¥16,527,098 |
| 20 |
2.00% |
¥412,295 |
¥98,950,780 |
¥17,450,780 |
| 20 |
2.10% |
¥416,166 |
¥99,879,796 |
¥18,379,796 |
| 20 |
2.20% |
¥420,059 |
¥100,814,137 |
¥19,314,137 |
| 20 |
2.30% |
¥423,974 |
¥101,753,792 |
¥20,253,792 |
| 20 |
2.40% |
¥427,911 |
¥102,698,752 |
¥21,198,752 |
| 20 |
2.50% |
¥431,871 |
¥103,649,006 |
¥22,149,006 |
| 20 |
2.60% |
¥435,852 |
¥104,604,543 |
¥23,104,543 |
| 20 |
2.70% |
¥439,856 |
¥105,565,352 |
¥24,065,352 |
| 20 |
2.80% |
¥443,881 |
¥106,531,421 |
¥25,031,421 |
| 20 |
2.90% |
¥447,928 |
¥107,502,738 |
¥26,002,738 |
| 20 |
3.00% |
¥451,997 |
¥108,479,290 |
¥26,979,290 |
8150万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥477,096 |
¥85,877,361 |
¥4,377,361 |
| 15 |
0.80% |
¥480,638 |
¥86,514,908 |
¥5,014,908 |
| 15 |
0.90% |
¥484,197 |
¥87,155,503 |
¥5,655,503 |
| 15 |
1.00% |
¥487,773 |
¥87,799,145 |
¥6,299,145 |
| 15 |
1.10% |
¥491,366 |
¥88,445,833 |
¥6,945,833 |
| 15 |
1.20% |
¥494,975 |
¥89,095,565 |
¥7,595,565 |
| 15 |
1.30% |
¥498,602 |
¥89,748,338 |
¥8,248,338 |
| 15 |
1.40% |
¥502,245 |
¥90,404,151 |
¥8,904,151 |
| 15 |
1.50% |
¥505,906 |
¥91,063,001 |
¥9,563,001 |
| 15 |
1.60% |
¥509,583 |
¥91,724,886 |
¥10,224,886 |
| 15 |
1.70% |
¥513,277 |
¥92,389,804 |
¥10,889,804 |
| 15 |
1.80% |
¥516,988 |
¥93,057,752 |
¥11,557,752 |
| 15 |
1.90% |
¥520,715 |
¥93,728,727 |
¥12,228,727 |
| 15 |
2.00% |
¥524,460 |
¥94,402,726 |
¥12,902,726 |
| 15 |
2.10% |
¥528,221 |
¥95,079,747 |
¥13,579,747 |
| 15 |
2.20% |
¥531,999 |
¥95,759,786 |
¥14,259,786 |
| 15 |
2.30% |
¥535,794 |
¥96,442,839 |
¥14,942,839 |
| 15 |
2.40% |
¥539,605 |
¥97,128,904 |
¥15,628,904 |
| 15 |
2.50% |
¥543,433 |
¥97,817,977 |
¥16,317,977 |
| 15 |
2.60% |
¥547,278 |
¥98,510,054 |
¥17,010,054 |
| 15 |
2.70% |
¥551,140 |
¥99,205,132 |
¥17,705,132 |
| 15 |
2.80% |
¥555,018 |
¥99,903,206 |
¥18,403,206 |
| 15 |
2.90% |
¥558,913 |
¥100,604,272 |
¥19,104,272 |
| 15 |
3.00% |
¥562,824 |
¥101,308,327 |
¥19,808,327 |
8150万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥703,413 |
¥84,409,535 |
¥2,909,535 |
| 10 |
0.80% |
¥706,922 |
¥84,830,611 |
¥3,330,611 |
| 10 |
0.90% |
¥710,442 |
¥85,253,043 |
¥3,753,043 |
| 10 |
1.00% |
¥713,974 |
¥85,676,831 |
¥4,176,831 |
| 10 |
1.10% |
¥717,516 |
¥86,101,973 |
¥4,601,973 |
| 10 |
1.20% |
¥721,071 |
¥86,528,471 |
¥5,028,471 |
| 10 |
1.30% |
¥724,636 |
¥86,956,323 |
¥5,456,323 |
| 10 |
1.40% |
¥728,213 |
¥87,385,528 |
¥5,885,528 |
| 10 |
1.50% |
¥731,801 |
¥87,816,087 |
¥6,316,087 |
| 10 |
1.60% |
¥735,400 |
¥88,247,998 |
¥6,747,998 |
| 10 |
1.70% |
¥739,011 |
¥88,681,262 |
¥7,181,262 |
| 10 |
1.80% |
¥742,632 |
¥89,115,876 |
¥7,615,876 |
| 10 |
1.90% |
¥746,265 |
¥89,551,842 |
¥8,051,842 |
| 10 |
2.00% |
¥749,910 |
¥89,989,158 |
¥8,489,158 |
| 10 |
2.10% |
¥753,565 |
¥90,427,823 |
¥8,927,823 |
| 10 |
2.20% |
¥757,232 |
¥90,867,837 |
¥9,367,837 |
| 10 |
2.30% |
¥760,910 |
¥91,309,199 |
¥9,809,199 |
| 10 |
2.40% |
¥764,599 |
¥91,751,908 |
¥10,251,908 |
| 10 |
2.50% |
¥768,300 |
¥92,195,964 |
¥10,695,964 |
| 10 |
2.60% |
¥772,011 |
¥92,641,365 |
¥11,141,365 |
| 10 |
2.70% |
¥775,734 |
¥93,088,111 |
¥11,588,111 |
| 10 |
2.80% |
¥779,468 |
¥93,536,201 |
¥12,036,201 |
| 10 |
2.90% |
¥783,214 |
¥93,985,634 |
¥12,485,634 |
| 10 |
3.00% |
¥786,970 |
¥94,436,408 |
¥12,936,408 |