8180万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8180万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8180万円の住宅ローン|期間・年数別
8180万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥161,620 |
¥96,971,956 |
¥15,171,956 |
| 50 |
0.80% |
¥165,458 |
¥99,274,672 |
¥17,474,672 |
| 50 |
0.90% |
¥169,351 |
¥101,610,898 |
¥19,810,898 |
| 50 |
1.00% |
¥173,301 |
¥103,980,486 |
¥22,180,486 |
| 50 |
1.10% |
¥177,305 |
¥106,383,275 |
¥24,583,275 |
| 50 |
1.20% |
¥181,365 |
¥108,819,090 |
¥27,019,090 |
| 50 |
1.30% |
¥185,480 |
¥111,287,737 |
¥29,487,737 |
| 50 |
1.40% |
¥189,648 |
¥113,789,010 |
¥31,989,010 |
| 50 |
1.50% |
¥193,871 |
¥116,322,688 |
¥34,522,688 |
| 50 |
1.60% |
¥198,148 |
¥118,888,535 |
¥37,088,535 |
| 50 |
1.70% |
¥202,477 |
¥121,486,303 |
¥39,686,303 |
| 50 |
1.80% |
¥206,860 |
¥124,115,729 |
¥42,315,729 |
| 50 |
1.90% |
¥211,294 |
¥126,776,537 |
¥44,976,537 |
| 50 |
2.00% |
¥215,781 |
¥129,468,441 |
¥47,668,441 |
| 50 |
2.10% |
¥220,319 |
¥132,191,140 |
¥50,391,140 |
| 50 |
2.20% |
¥224,907 |
¥134,944,324 |
¥53,144,324 |
| 50 |
2.30% |
¥229,546 |
¥137,727,672 |
¥55,927,672 |
| 50 |
2.40% |
¥234,235 |
¥140,540,849 |
¥58,740,849 |
| 50 |
2.50% |
¥238,973 |
¥143,383,515 |
¥61,583,515 |
| 50 |
2.60% |
¥243,759 |
¥146,255,317 |
¥64,455,317 |
| 50 |
2.70% |
¥248,593 |
¥149,155,896 |
¥67,355,896 |
| 50 |
2.80% |
¥253,475 |
¥152,084,881 |
¥70,284,881 |
| 50 |
2.90% |
¥258,403 |
¥155,041,895 |
¥73,241,895 |
| 50 |
3.00% |
¥263,378 |
¥158,026,556 |
¥76,226,556 |
8180万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥176,634 |
¥95,382,428 |
¥13,582,428 |
| 45 |
0.80% |
¥180,431 |
¥97,432,509 |
¥15,632,509 |
| 45 |
0.90% |
¥184,277 |
¥99,509,815 |
¥17,709,815 |
| 45 |
1.00% |
¥188,175 |
¥101,614,248 |
¥19,814,248 |
| 45 |
1.10% |
¥192,122 |
¥103,745,703 |
¥21,945,703 |
| 45 |
1.20% |
¥196,119 |
¥105,904,060 |
¥24,104,060 |
| 45 |
1.30% |
¥200,165 |
¥108,089,194 |
¥26,289,194 |
| 45 |
1.40% |
¥204,261 |
¥110,300,967 |
¥28,500,967 |
| 45 |
1.50% |
¥208,406 |
¥112,539,230 |
¥30,739,230 |
| 45 |
1.60% |
¥212,600 |
¥114,803,828 |
¥33,003,828 |
| 45 |
1.70% |
¥216,842 |
¥117,094,593 |
¥35,294,593 |
| 45 |
1.80% |
¥221,132 |
¥119,411,352 |
¥37,611,352 |
| 45 |
1.90% |
¥225,470 |
¥121,753,918 |
¥39,953,918 |
| 45 |
2.00% |
¥229,856 |
¥124,122,101 |
¥42,322,101 |
| 45 |
2.10% |
¥234,288 |
¥126,515,697 |
¥44,715,697 |
| 45 |
2.20% |
¥238,768 |
¥128,934,498 |
¥47,134,498 |
| 45 |
2.30% |
¥243,293 |
¥131,378,287 |
¥49,578,287 |
| 45 |
2.40% |
¥247,865 |
¥133,846,839 |
¥52,046,839 |
| 45 |
2.50% |
¥252,481 |
¥136,339,921 |
¥54,539,921 |
| 45 |
2.60% |
¥257,143 |
¥138,857,295 |
¥57,057,295 |
| 45 |
2.70% |
¥261,849 |
¥141,398,714 |
¥59,598,714 |
| 45 |
2.80% |
¥266,600 |
¥143,963,927 |
¥62,163,927 |
| 45 |
2.90% |
¥271,394 |
¥146,552,676 |
¥64,752,676 |
| 45 |
3.00% |
¥276,231 |
¥149,164,696 |
¥67,364,696 |
8180万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥195,436 |
¥93,809,430 |
¥12,009,430 |
| 40 |
0.80% |
¥199,191 |
¥95,611,871 |
¥13,811,871 |
| 40 |
0.90% |
¥202,991 |
¥97,435,880 |
¥15,635,880 |
| 40 |
1.00% |
¥206,836 |
¥99,281,397 |
¥17,481,397 |
| 40 |
1.10% |
¥210,726 |
¥101,148,355 |
¥19,348,355 |
| 40 |
1.20% |
¥214,660 |
¥103,036,679 |
¥21,236,679 |
| 40 |
1.30% |
¥218,638 |
¥104,946,289 |
¥23,146,289 |
| 40 |
1.40% |
¥222,661 |
¥106,877,097 |
¥25,077,097 |
| 40 |
1.50% |
¥226,727 |
¥108,829,010 |
¥27,029,010 |
| 40 |
1.60% |
¥230,837 |
¥110,801,929 |
¥29,001,929 |
| 40 |
1.70% |
¥234,991 |
¥112,795,747 |
¥30,995,747 |
| 40 |
1.80% |
¥239,188 |
¥114,810,355 |
¥33,010,355 |
| 40 |
1.90% |
¥243,428 |
¥116,845,633 |
¥35,045,633 |
| 40 |
2.00% |
¥247,711 |
¥118,901,459 |
¥37,101,459 |
| 40 |
2.10% |
¥252,037 |
¥120,977,705 |
¥39,177,705 |
| 40 |
2.20% |
¥256,405 |
¥123,074,236 |
¥41,274,236 |
| 40 |
2.30% |
¥260,814 |
¥125,190,913 |
¥43,390,913 |
| 40 |
2.40% |
¥265,266 |
¥127,327,592 |
¥45,527,592 |
| 40 |
2.50% |
¥269,759 |
¥129,484,123 |
¥47,684,123 |
| 40 |
2.60% |
¥274,292 |
¥131,660,352 |
¥49,860,352 |
| 40 |
2.70% |
¥278,867 |
¥133,856,121 |
¥52,056,121 |
| 40 |
2.80% |
¥283,482 |
¥136,071,264 |
¥54,271,264 |
| 40 |
2.90% |
¥288,137 |
¥138,305,616 |
¥56,505,616 |
| 40 |
3.00% |
¥292,831 |
¥140,559,003 |
¥58,759,003 |
8180万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥219,650 |
¥92,252,999 |
¥10,452,999 |
| 35 |
0.80% |
¥223,364 |
¥93,812,816 |
¥12,012,816 |
| 35 |
0.90% |
¥227,117 |
¥95,389,187 |
¥13,589,187 |
| 35 |
1.00% |
¥230,910 |
¥96,982,075 |
¥15,182,075 |
| 35 |
1.10% |
¥234,742 |
¥98,591,440 |
¥16,791,440 |
| 35 |
1.20% |
¥238,612 |
¥100,217,237 |
¥18,417,237 |
| 35 |
1.30% |
¥242,522 |
¥101,859,419 |
¥20,059,419 |
| 35 |
1.40% |
¥246,471 |
¥103,517,934 |
¥21,717,934 |
| 35 |
1.50% |
¥250,459 |
¥105,192,726 |
¥23,392,726 |
| 35 |
1.60% |
¥254,485 |
¥106,883,736 |
¥25,083,736 |
| 35 |
1.70% |
¥258,550 |
¥108,590,900 |
¥26,790,900 |
| 35 |
1.80% |
¥262,653 |
¥110,314,152 |
¥28,514,152 |
| 35 |
1.90% |
¥266,794 |
¥112,053,423 |
¥30,253,423 |
| 35 |
2.00% |
¥270,973 |
¥113,808,637 |
¥32,008,637 |
| 35 |
2.10% |
¥275,190 |
¥115,579,719 |
¥33,779,719 |
| 35 |
2.20% |
¥279,444 |
¥117,366,587 |
¥35,566,587 |
| 35 |
2.30% |
¥283,736 |
¥119,169,158 |
¥37,369,158 |
| 35 |
2.40% |
¥288,065 |
¥120,987,344 |
¥39,187,344 |
| 35 |
2.50% |
¥292,431 |
¥122,821,056 |
¥41,021,056 |
| 35 |
2.60% |
¥296,834 |
¥124,670,201 |
¥42,870,201 |
| 35 |
2.70% |
¥301,273 |
¥126,534,681 |
¥44,734,681 |
| 35 |
2.80% |
¥305,749 |
¥128,414,398 |
¥46,614,398 |
| 35 |
2.90% |
¥310,260 |
¥130,309,250 |
¥48,509,250 |
| 35 |
3.00% |
¥314,807 |
¥132,219,131 |
¥50,419,131 |
8180万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥251,981 |
¥90,713,163 |
¥8,913,163 |
| 30 |
0.80% |
¥255,654 |
¥92,035,397 |
¥10,235,397 |
| 30 |
0.90% |
¥259,361 |
¥93,369,818 |
¥11,569,818 |
| 30 |
1.00% |
¥263,101 |
¥94,716,406 |
¥12,916,406 |
| 30 |
1.10% |
¥266,875 |
¥96,075,139 |
¥14,275,139 |
| 30 |
1.20% |
¥270,683 |
¥97,445,992 |
¥15,645,992 |
| 30 |
1.30% |
¥274,525 |
¥98,828,940 |
¥17,028,940 |
| 30 |
1.40% |
¥278,400 |
¥100,223,952 |
¥18,423,952 |
| 30 |
1.50% |
¥282,308 |
¥101,631,000 |
¥19,831,000 |
| 30 |
1.60% |
¥286,250 |
¥103,050,049 |
¥21,250,049 |
| 30 |
1.70% |
¥290,225 |
¥104,481,066 |
¥22,681,066 |
| 30 |
1.80% |
¥294,233 |
¥105,924,013 |
¥24,124,013 |
| 30 |
1.90% |
¥298,275 |
¥107,378,852 |
¥25,578,852 |
| 30 |
2.00% |
¥302,349 |
¥108,845,542 |
¥27,045,542 |
| 30 |
2.10% |
¥306,456 |
¥110,324,041 |
¥28,524,041 |
| 30 |
2.20% |
¥310,595 |
¥111,814,304 |
¥30,014,304 |
| 30 |
2.30% |
¥314,767 |
¥113,316,284 |
¥31,516,284 |
| 30 |
2.40% |
¥318,972 |
¥114,829,934 |
¥33,029,934 |
| 30 |
2.50% |
¥323,209 |
¥116,355,202 |
¥34,555,202 |
| 30 |
2.60% |
¥327,478 |
¥117,892,038 |
¥36,092,038 |
| 30 |
2.70% |
¥331,779 |
¥119,440,388 |
¥37,640,388 |
| 30 |
2.80% |
¥336,112 |
¥121,000,196 |
¥39,200,196 |
| 30 |
2.90% |
¥340,476 |
¥122,571,405 |
¥40,771,405 |
| 30 |
3.00% |
¥344,872 |
¥124,153,956 |
¥42,353,956 |
8180万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥297,300 |
¥89,189,949 |
¥7,389,949 |
| 25 |
0.80% |
¥300,932 |
¥90,279,658 |
¥8,479,658 |
| 25 |
0.90% |
¥304,593 |
¥91,377,845 |
¥9,577,845 |
| 25 |
1.00% |
¥308,282 |
¥92,484,500 |
¥10,684,500 |
| 25 |
1.10% |
¥311,999 |
¥93,599,613 |
¥11,799,613 |
| 25 |
1.20% |
¥315,744 |
¥94,723,170 |
¥12,923,170 |
| 25 |
1.30% |
¥319,517 |
¥95,855,159 |
¥14,055,159 |
| 25 |
1.40% |
¥323,319 |
¥96,995,565 |
¥15,195,565 |
| 25 |
1.50% |
¥327,148 |
¥98,144,374 |
¥16,344,374 |
| 25 |
1.60% |
¥331,005 |
¥99,301,570 |
¥17,501,570 |
| 25 |
1.70% |
¥334,890 |
¥100,467,134 |
¥18,667,134 |
| 25 |
1.80% |
¥338,803 |
¥101,641,049 |
¥19,841,049 |
| 25 |
1.90% |
¥342,744 |
¥102,823,296 |
¥21,023,296 |
| 25 |
2.00% |
¥346,713 |
¥104,013,855 |
¥22,213,855 |
| 25 |
2.10% |
¥350,709 |
¥105,212,703 |
¥23,412,703 |
| 25 |
2.20% |
¥354,733 |
¥106,419,821 |
¥24,619,821 |
| 25 |
2.30% |
¥358,784 |
¥107,635,183 |
¥25,835,183 |
| 25 |
2.40% |
¥362,863 |
¥108,858,767 |
¥27,058,767 |
| 25 |
2.50% |
¥366,968 |
¥110,090,547 |
¥28,290,547 |
| 25 |
2.60% |
¥371,102 |
¥111,330,497 |
¥29,530,497 |
| 25 |
2.70% |
¥375,262 |
¥112,578,591 |
¥30,778,591 |
| 25 |
2.80% |
¥379,449 |
¥113,834,802 |
¥32,034,802 |
| 25 |
2.90% |
¥383,664 |
¥115,099,100 |
¥33,299,100 |
| 25 |
3.00% |
¥387,905 |
¥116,371,456 |
¥34,571,456 |
8180万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥365,347 |
¥87,683,380 |
¥5,883,380 |
| 20 |
0.80% |
¥368,940 |
¥88,545,638 |
¥6,745,638 |
| 20 |
0.90% |
¥372,556 |
¥89,413,329 |
¥7,613,329 |
| 20 |
1.00% |
¥376,194 |
¥90,286,450 |
¥8,486,450 |
| 20 |
1.10% |
¥379,854 |
¥91,164,996 |
¥9,364,996 |
| 20 |
1.20% |
¥383,537 |
¥92,048,961 |
¥10,248,961 |
| 20 |
1.30% |
¥387,243 |
¥92,938,340 |
¥11,138,340 |
| 20 |
1.40% |
¥390,971 |
¥93,833,127 |
¥12,033,127 |
| 20 |
1.50% |
¥394,722 |
¥94,733,315 |
¥12,933,315 |
| 20 |
1.60% |
¥398,495 |
¥95,638,897 |
¥13,838,897 |
| 20 |
1.70% |
¥402,291 |
¥96,549,866 |
¥14,749,866 |
| 20 |
1.80% |
¥406,109 |
¥97,466,215 |
¥15,666,215 |
| 20 |
1.90% |
¥409,950 |
¥98,387,934 |
¥16,587,934 |
| 20 |
2.00% |
¥413,813 |
¥99,315,016 |
¥17,515,016 |
| 20 |
2.10% |
¥417,698 |
¥100,247,452 |
¥18,447,452 |
| 20 |
2.20% |
¥421,605 |
¥101,185,232 |
¥19,385,232 |
| 20 |
2.30% |
¥425,535 |
¥102,128,346 |
¥20,328,346 |
| 20 |
2.40% |
¥429,487 |
¥103,076,784 |
¥21,276,784 |
| 20 |
2.50% |
¥433,461 |
¥104,030,536 |
¥22,230,536 |
| 20 |
2.60% |
¥437,457 |
¥104,989,590 |
¥23,189,590 |
| 20 |
2.70% |
¥441,475 |
¥105,953,936 |
¥24,153,936 |
| 20 |
2.80% |
¥445,515 |
¥106,923,561 |
¥25,123,561 |
| 20 |
2.90% |
¥449,577 |
¥107,898,453 |
¥26,098,453 |
| 20 |
3.00% |
¥453,661 |
¥108,878,600 |
¥27,078,600 |
8180万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥478,853 |
¥86,193,474 |
¥4,393,474 |
| 15 |
0.80% |
¥482,408 |
¥86,833,367 |
¥5,033,367 |
| 15 |
0.90% |
¥485,980 |
¥87,476,321 |
¥5,676,321 |
| 15 |
1.00% |
¥489,569 |
¥88,122,332 |
¥6,322,332 |
| 15 |
1.10% |
¥493,174 |
¥88,771,401 |
¥6,971,401 |
| 15 |
1.20% |
¥496,797 |
¥89,423,524 |
¥7,623,524 |
| 15 |
1.30% |
¥500,437 |
¥90,078,700 |
¥8,278,700 |
| 15 |
1.40% |
¥504,094 |
¥90,736,927 |
¥8,936,927 |
| 15 |
1.50% |
¥507,768 |
¥91,398,202 |
¥9,598,202 |
| 15 |
1.60% |
¥511,458 |
¥92,062,524 |
¥10,262,524 |
| 15 |
1.70% |
¥515,166 |
¥92,729,889 |
¥10,929,889 |
| 15 |
1.80% |
¥518,891 |
¥93,400,296 |
¥11,600,296 |
| 15 |
1.90% |
¥522,632 |
¥94,073,741 |
¥12,273,741 |
| 15 |
2.00% |
¥526,390 |
¥94,750,221 |
¥12,950,221 |
| 15 |
2.10% |
¥530,165 |
¥95,429,734 |
¥13,629,734 |
| 15 |
2.20% |
¥533,957 |
¥96,112,276 |
¥14,312,276 |
| 15 |
2.30% |
¥537,766 |
¥96,797,843 |
¥14,997,843 |
| 15 |
2.40% |
¥541,591 |
¥97,486,434 |
¥15,686,434 |
| 15 |
2.50% |
¥545,434 |
¥98,178,043 |
¥16,378,043 |
| 15 |
2.60% |
¥549,293 |
¥98,872,668 |
¥17,072,668 |
| 15 |
2.70% |
¥553,168 |
¥99,570,304 |
¥17,770,304 |
| 15 |
2.80% |
¥557,061 |
¥100,270,947 |
¥18,470,947 |
| 15 |
2.90% |
¥560,970 |
¥100,974,594 |
¥19,174,594 |
| 15 |
3.00% |
¥564,896 |
¥101,681,241 |
¥19,881,241 |
8180万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥706,002 |
¥84,720,245 |
¥2,920,245 |
| 10 |
0.80% |
¥709,524 |
¥85,142,871 |
¥3,342,871 |
| 10 |
0.90% |
¥713,057 |
¥85,566,858 |
¥3,766,858 |
| 10 |
1.00% |
¥716,602 |
¥85,992,206 |
¥4,192,206 |
| 10 |
1.10% |
¥720,158 |
¥86,418,913 |
¥4,618,913 |
| 10 |
1.20% |
¥723,725 |
¥86,846,981 |
¥5,046,981 |
| 10 |
1.30% |
¥727,303 |
¥87,276,407 |
¥5,476,407 |
| 10 |
1.40% |
¥730,893 |
¥87,707,193 |
¥5,907,193 |
| 10 |
1.50% |
¥734,494 |
¥88,139,336 |
¥6,339,336 |
| 10 |
1.60% |
¥738,107 |
¥88,572,837 |
¥6,772,837 |
| 10 |
1.70% |
¥741,731 |
¥89,007,696 |
¥7,207,696 |
| 10 |
1.80% |
¥745,366 |
¥89,443,910 |
¥7,643,910 |
| 10 |
1.90% |
¥749,012 |
¥89,881,481 |
¥8,081,481 |
| 10 |
2.00% |
¥752,670 |
¥90,320,406 |
¥8,520,406 |
| 10 |
2.10% |
¥756,339 |
¥90,760,686 |
¥8,960,686 |
| 10 |
2.20% |
¥760,019 |
¥91,202,320 |
¥9,402,320 |
| 10 |
2.30% |
¥763,711 |
¥91,645,307 |
¥9,845,307 |
| 10 |
2.40% |
¥767,414 |
¥92,089,645 |
¥10,289,645 |
| 10 |
2.50% |
¥771,128 |
¥92,535,336 |
¥10,735,336 |
| 10 |
2.60% |
¥774,853 |
¥92,982,376 |
¥11,182,376 |
| 10 |
2.70% |
¥778,590 |
¥93,430,767 |
¥11,630,767 |
| 10 |
2.80% |
¥782,338 |
¥93,880,506 |
¥12,080,506 |
| 10 |
2.90% |
¥786,097 |
¥94,331,593 |
¥12,531,593 |
| 10 |
3.00% |
¥789,867 |
¥94,784,027 |
¥12,984,027 |