8190万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8190万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8190万円の住宅ローン｜期間・年数別
8190万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥161,818 |
¥97,090,503 |
¥15,190,503 |
| 50 |
0.80% |
¥165,660 |
¥99,396,035 |
¥17,496,035 |
| 50 |
0.90% |
¥169,559 |
¥101,735,116 |
¥19,835,116 |
| 50 |
1.00% |
¥173,513 |
¥104,107,601 |
¥22,207,601 |
| 50 |
1.10% |
¥177,522 |
¥106,513,328 |
¥24,613,328 |
| 50 |
1.20% |
¥181,587 |
¥108,952,121 |
¥27,052,121 |
| 50 |
1.30% |
¥185,706 |
¥111,423,786 |
¥29,523,786 |
| 50 |
1.40% |
¥189,880 |
¥113,928,117 |
¥32,028,117 |
| 50 |
1.50% |
¥194,108 |
¥116,464,892 |
¥34,564,892 |
| 50 |
1.60% |
¥198,390 |
¥119,033,876 |
¥37,133,876 |
| 50 |
1.70% |
¥202,725 |
¥121,634,819 |
¥39,734,819 |
| 50 |
1.80% |
¥207,112 |
¥124,267,459 |
¥42,367,459 |
| 50 |
1.90% |
¥211,553 |
¥126,931,521 |
¥45,031,521 |
| 50 |
2.00% |
¥216,045 |
¥129,626,715 |
¥47,726,715 |
| 50 |
2.10% |
¥220,588 |
¥132,352,743 |
¥50,452,743 |
| 50 |
2.20% |
¥225,182 |
¥135,109,293 |
¥53,209,293 |
| 50 |
2.30% |
¥229,827 |
¥137,896,043 |
¥55,996,043 |
| 50 |
2.40% |
¥234,521 |
¥140,712,660 |
¥58,812,660 |
| 50 |
2.50% |
¥239,265 |
¥143,558,801 |
¥61,658,801 |
| 50 |
2.60% |
¥244,057 |
¥146,434,114 |
¥64,534,114 |
| 50 |
2.70% |
¥248,897 |
¥149,338,238 |
¥67,438,238 |
| 50 |
2.80% |
¥253,785 |
¥152,270,803 |
¥70,370,803 |
| 50 |
2.90% |
¥258,719 |
¥155,231,433 |
¥73,331,433 |
| 50 |
3.00% |
¥263,700 |
¥158,219,742 |
¥76,319,742 |
8190万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥176,850 |
¥95,499,032 |
¥13,599,032 |
| 45 |
0.80% |
¥180,651 |
¥97,551,619 |
¥15,651,619 |
| 45 |
0.90% |
¥184,503 |
¥99,631,465 |
¥17,731,465 |
| 45 |
1.00% |
¥188,405 |
¥101,738,471 |
¥19,838,471 |
| 45 |
1.10% |
¥192,357 |
¥103,872,531 |
¥21,972,531 |
| 45 |
1.20% |
¥196,358 |
¥106,033,528 |
¥24,133,528 |
| 45 |
1.30% |
¥200,410 |
¥108,221,333 |
¥26,321,333 |
| 45 |
1.40% |
¥204,511 |
¥110,435,809 |
¥28,535,809 |
| 45 |
1.50% |
¥208,661 |
¥112,676,808 |
¥30,776,808 |
| 45 |
1.60% |
¥212,860 |
¥114,944,175 |
¥33,044,175 |
| 45 |
1.70% |
¥217,107 |
¥117,237,741 |
¥35,337,741 |
| 45 |
1.80% |
¥221,402 |
¥119,557,331 |
¥37,657,331 |
| 45 |
1.90% |
¥225,746 |
¥121,902,762 |
¥40,002,762 |
| 45 |
2.00% |
¥230,137 |
¥124,273,839 |
¥42,373,839 |
| 45 |
2.10% |
¥234,575 |
¥126,670,362 |
¥44,770,362 |
| 45 |
2.20% |
¥239,059 |
¥129,092,120 |
¥47,192,120 |
| 45 |
2.30% |
¥243,591 |
¥131,538,896 |
¥49,638,896 |
| 45 |
2.40% |
¥248,168 |
¥134,010,466 |
¥52,110,466 |
| 45 |
2.50% |
¥252,790 |
¥136,506,596 |
¥54,606,596 |
| 45 |
2.60% |
¥257,457 |
¥139,027,047 |
¥57,127,047 |
| 45 |
2.70% |
¥262,170 |
¥141,571,573 |
¥59,671,573 |
| 45 |
2.80% |
¥266,926 |
¥144,139,922 |
¥62,239,922 |
| 45 |
2.90% |
¥271,726 |
¥146,731,836 |
¥64,831,836 |
| 45 |
3.00% |
¥276,569 |
¥149,347,049 |
¥67,447,049 |
8190万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥195,675 |
¥93,924,112 |
¥12,024,112 |
| 40 |
0.80% |
¥199,435 |
¥95,728,755 |
¥13,828,755 |
| 40 |
0.90% |
¥203,240 |
¥97,554,995 |
¥15,654,995 |
| 40 |
1.00% |
¥207,089 |
¥99,402,768 |
¥17,502,768 |
| 40 |
1.10% |
¥210,983 |
¥101,272,008 |
¥19,372,008 |
| 40 |
1.20% |
¥214,922 |
¥103,162,641 |
¥21,262,641 |
| 40 |
1.30% |
¥218,905 |
¥105,074,585 |
¥23,174,585 |
| 40 |
1.40% |
¥222,933 |
¥107,007,754 |
¥25,107,754 |
| 40 |
1.50% |
¥227,004 |
¥108,962,053 |
¥27,062,053 |
| 40 |
1.60% |
¥231,120 |
¥110,937,383 |
¥29,037,383 |
| 40 |
1.70% |
¥235,278 |
¥112,933,640 |
¥31,033,640 |
| 40 |
1.80% |
¥239,481 |
¥114,950,709 |
¥33,050,709 |
| 40 |
1.90% |
¥243,726 |
¥116,988,476 |
¥35,088,476 |
| 40 |
2.00% |
¥248,014 |
¥119,046,815 |
¥37,146,815 |
| 40 |
2.10% |
¥252,345 |
¥121,125,599 |
¥39,225,599 |
| 40 |
2.20% |
¥256,718 |
¥123,224,693 |
¥41,324,693 |
| 40 |
2.30% |
¥261,133 |
¥125,343,958 |
¥43,443,958 |
| 40 |
2.40% |
¥265,590 |
¥127,483,249 |
¥45,583,249 |
| 40 |
2.50% |
¥270,088 |
¥129,642,417 |
¥47,742,417 |
| 40 |
2.60% |
¥274,628 |
¥131,821,306 |
¥49,921,306 |
| 40 |
2.70% |
¥279,208 |
¥134,019,759 |
¥52,119,759 |
| 40 |
2.80% |
¥283,828 |
¥136,237,611 |
¥54,337,611 |
| 40 |
2.90% |
¥288,489 |
¥138,474,694 |
¥56,574,694 |
| 40 |
3.00% |
¥293,189 |
¥140,730,836 |
¥58,830,836 |
8190万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥219,919 |
¥92,365,777 |
¥10,465,777 |
| 35 |
0.80% |
¥223,637 |
¥93,927,502 |
¥12,027,502 |
| 35 |
0.90% |
¥227,395 |
¥95,505,799 |
¥13,605,799 |
| 35 |
1.00% |
¥231,192 |
¥97,100,635 |
¥15,200,635 |
| 35 |
1.10% |
¥235,028 |
¥98,711,967 |
¥16,811,967 |
| 35 |
1.20% |
¥238,904 |
¥100,339,752 |
¥18,439,752 |
| 35 |
1.30% |
¥242,819 |
¥101,983,942 |
¥20,083,942 |
| 35 |
1.40% |
¥246,773 |
¥103,644,484 |
¥21,744,484 |
| 35 |
1.50% |
¥250,765 |
¥105,321,324 |
¥23,421,324 |
| 35 |
1.60% |
¥254,796 |
¥107,014,400 |
¥25,114,400 |
| 35 |
1.70% |
¥258,866 |
¥108,723,652 |
¥26,823,652 |
| 35 |
1.80% |
¥262,974 |
¥110,449,011 |
¥28,549,011 |
| 35 |
1.90% |
¥267,120 |
¥112,190,407 |
¥30,290,407 |
| 35 |
2.00% |
¥271,304 |
¥113,947,768 |
¥32,047,768 |
| 35 |
2.10% |
¥275,526 |
¥115,721,014 |
¥33,821,014 |
| 35 |
2.20% |
¥279,786 |
¥117,510,067 |
¥35,610,067 |
| 35 |
2.30% |
¥284,083 |
¥119,314,841 |
¥37,414,841 |
| 35 |
2.40% |
¥288,417 |
¥121,135,250 |
¥39,235,250 |
| 35 |
2.50% |
¥292,789 |
¥122,971,204 |
¥41,071,204 |
| 35 |
2.60% |
¥297,197 |
¥124,822,609 |
¥42,922,609 |
| 35 |
2.70% |
¥301,641 |
¥126,689,369 |
¥44,789,369 |
| 35 |
2.80% |
¥306,122 |
¥128,571,384 |
¥46,671,384 |
| 35 |
2.90% |
¥310,639 |
¥130,468,552 |
¥48,568,552 |
| 35 |
3.00% |
¥315,192 |
¥132,380,768 |
¥50,480,768 |
8190万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥252,289 |
¥90,824,059 |
¥8,924,059 |
| 30 |
0.80% |
¥255,966 |
¥92,147,909 |
¥10,247,909 |
| 30 |
0.90% |
¥259,678 |
¥93,483,962 |
¥11,583,962 |
| 30 |
1.00% |
¥263,423 |
¥94,832,196 |
¥12,932,196 |
| 30 |
1.10% |
¥267,202 |
¥96,192,590 |
¥14,292,590 |
| 30 |
1.20% |
¥271,014 |
¥97,565,119 |
¥15,665,119 |
| 30 |
1.30% |
¥274,860 |
¥98,949,757 |
¥17,049,757 |
| 30 |
1.40% |
¥278,740 |
¥100,346,475 |
¥18,446,475 |
| 30 |
1.50% |
¥282,653 |
¥101,755,243 |
¥19,855,243 |
| 30 |
1.60% |
¥286,600 |
¥103,176,027 |
¥21,276,027 |
| 30 |
1.70% |
¥290,580 |
¥104,608,793 |
¥22,708,793 |
| 30 |
1.80% |
¥294,593 |
¥106,053,504 |
¥24,153,504 |
| 30 |
1.90% |
¥298,639 |
¥107,510,122 |
¥25,610,122 |
| 30 |
2.00% |
¥302,718 |
¥108,978,605 |
¥27,078,605 |
| 30 |
2.10% |
¥306,830 |
¥110,458,912 |
¥28,558,912 |
| 30 |
2.20% |
¥310,975 |
¥111,950,996 |
¥30,050,996 |
| 30 |
2.30% |
¥315,152 |
¥113,454,813 |
¥31,554,813 |
| 30 |
2.40% |
¥319,362 |
¥114,970,312 |
¥33,070,312 |
| 30 |
2.50% |
¥323,604 |
¥116,497,446 |
¥34,597,446 |
| 30 |
2.60% |
¥327,878 |
¥118,036,161 |
¥36,136,161 |
| 30 |
2.70% |
¥332,184 |
¥119,586,403 |
¥37,686,403 |
| 30 |
2.80% |
¥336,523 |
¥121,148,118 |
¥39,248,118 |
| 30 |
2.90% |
¥340,892 |
¥122,721,247 |
¥40,821,247 |
| 30 |
3.00% |
¥345,294 |
¥124,305,733 |
¥42,405,733 |
8190万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥297,663 |
¥89,298,983 |
¥7,398,983 |
| 25 |
0.80% |
¥301,300 |
¥90,390,024 |
¥8,490,024 |
| 25 |
0.90% |
¥304,965 |
¥91,489,554 |
¥9,589,554 |
| 25 |
1.00% |
¥308,659 |
¥92,597,562 |
¥10,697,562 |
| 25 |
1.10% |
¥312,380 |
¥93,714,037 |
¥11,814,037 |
| 25 |
1.20% |
¥316,130 |
¥94,838,968 |
¥12,938,968 |
| 25 |
1.30% |
¥319,908 |
¥95,972,341 |
¥14,072,341 |
| 25 |
1.40% |
¥323,714 |
¥97,114,142 |
¥15,214,142 |
| 25 |
1.50% |
¥327,548 |
¥98,264,355 |
¥16,364,355 |
| 25 |
1.60% |
¥331,410 |
¥99,422,965 |
¥17,522,965 |
| 25 |
1.70% |
¥335,300 |
¥100,589,955 |
¥18,689,955 |
| 25 |
1.80% |
¥339,218 |
¥101,765,305 |
¥19,865,305 |
| 25 |
1.90% |
¥343,163 |
¥102,948,997 |
¥21,048,997 |
| 25 |
2.00% |
¥347,137 |
¥104,141,011 |
¥22,241,011 |
| 25 |
2.10% |
¥351,138 |
¥105,341,325 |
¥23,441,325 |
| 25 |
2.20% |
¥355,166 |
¥106,549,918 |
¥24,649,918 |
| 25 |
2.30% |
¥359,223 |
¥107,766,766 |
¥25,866,766 |
| 25 |
2.40% |
¥363,306 |
¥108,991,846 |
¥27,091,846 |
| 25 |
2.50% |
¥367,417 |
¥110,225,132 |
¥28,325,132 |
| 25 |
2.60% |
¥371,555 |
¥111,466,598 |
¥29,566,598 |
| 25 |
2.70% |
¥375,721 |
¥112,716,218 |
¥30,816,218 |
| 25 |
2.80% |
¥379,913 |
¥113,973,964 |
¥32,073,964 |
| 25 |
2.90% |
¥384,133 |
¥115,239,808 |
¥33,339,808 |
| 25 |
3.00% |
¥388,379 |
¥116,513,720 |
¥34,613,720 |
8190万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥365,794 |
¥87,790,573 |
¥5,890,573 |
| 20 |
0.80% |
¥369,391 |
¥88,653,884 |
¥6,753,884 |
| 20 |
0.90% |
¥373,011 |
¥89,522,637 |
¥7,622,637 |
| 20 |
1.00% |
¥376,653 |
¥90,396,825 |
¥8,496,825 |
| 20 |
1.10% |
¥380,319 |
¥91,276,445 |
¥9,376,445 |
| 20 |
1.20% |
¥384,006 |
¥92,161,490 |
¥10,261,490 |
| 20 |
1.30% |
¥387,716 |
¥93,051,957 |
¥11,151,957 |
| 20 |
1.40% |
¥391,449 |
¥93,947,837 |
¥12,047,837 |
| 20 |
1.50% |
¥395,205 |
¥94,849,126 |
¥12,949,126 |
| 20 |
1.60% |
¥398,983 |
¥95,755,815 |
¥13,855,815 |
| 20 |
1.70% |
¥402,783 |
¥96,667,898 |
¥14,767,898 |
| 20 |
1.80% |
¥406,606 |
¥97,585,367 |
¥15,685,367 |
| 20 |
1.90% |
¥410,451 |
¥98,508,213 |
¥16,608,213 |
| 20 |
2.00% |
¥414,318 |
¥99,436,428 |
¥17,536,428 |
| 20 |
2.10% |
¥418,208 |
¥100,370,004 |
¥18,470,004 |
| 20 |
2.20% |
¥422,121 |
¥101,308,930 |
¥19,408,930 |
| 20 |
2.30% |
¥426,055 |
¥102,253,197 |
¥20,353,197 |
| 20 |
2.40% |
¥430,012 |
¥103,202,795 |
¥21,302,795 |
| 20 |
2.50% |
¥433,990 |
¥104,157,713 |
¥22,257,713 |
| 20 |
2.60% |
¥437,991 |
¥105,117,940 |
¥23,217,940 |
| 20 |
2.70% |
¥442,014 |
¥106,083,464 |
¥24,183,464 |
| 20 |
2.80% |
¥446,059 |
¥107,054,274 |
¥25,154,274 |
| 20 |
2.90% |
¥450,126 |
¥108,030,359 |
¥26,130,359 |
| 20 |
3.00% |
¥454,215 |
¥109,011,704 |
¥27,111,704 |
8190万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥479,438 |
¥86,298,845 |
¥4,398,845 |
| 15 |
0.80% |
¥482,997 |
¥86,939,521 |
¥5,039,521 |
| 15 |
0.90% |
¥486,574 |
¥87,583,260 |
¥5,683,260 |
| 15 |
1.00% |
¥490,167 |
¥88,230,061 |
¥6,330,061 |
| 15 |
1.10% |
¥493,777 |
¥88,879,923 |
¥6,979,923 |
| 15 |
1.20% |
¥497,405 |
¥89,532,844 |
¥7,632,844 |
| 15 |
1.30% |
¥501,049 |
¥90,188,821 |
¥8,288,821 |
| 15 |
1.40% |
¥504,710 |
¥90,847,852 |
¥8,947,852 |
| 15 |
1.50% |
¥508,389 |
¥91,509,936 |
¥9,609,936 |
| 15 |
1.60% |
¥512,084 |
¥92,175,070 |
¥10,275,070 |
| 15 |
1.70% |
¥515,796 |
¥92,843,251 |
¥10,943,251 |
| 15 |
1.80% |
¥519,525 |
¥93,514,477 |
¥11,614,477 |
| 15 |
1.90% |
¥523,271 |
¥94,188,745 |
¥12,288,745 |
| 15 |
2.00% |
¥527,034 |
¥94,866,053 |
¥12,966,053 |
| 15 |
2.10% |
¥530,813 |
¥95,546,396 |
¥13,646,396 |
| 15 |
2.20% |
¥534,610 |
¥96,229,772 |
¥14,329,772 |
| 15 |
2.30% |
¥538,423 |
¥96,916,178 |
¥15,016,178 |
| 15 |
2.40% |
¥542,253 |
¥97,605,610 |
¥15,705,610 |
| 15 |
2.50% |
¥546,100 |
¥98,298,065 |
¥16,398,065 |
| 15 |
2.60% |
¥549,964 |
¥98,993,539 |
¥17,093,539 |
| 15 |
2.70% |
¥553,845 |
¥99,692,028 |
¥17,792,028 |
| 15 |
2.80% |
¥557,742 |
¥100,393,528 |
¥18,493,528 |
| 15 |
2.90% |
¥561,656 |
¥101,098,035 |
¥19,198,035 |
| 15 |
3.00% |
¥565,586 |
¥101,805,545 |
¥19,905,545 |
8190万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥706,865 |
¥84,823,815 |
¥2,923,815 |
| 10 |
0.80% |
¥710,391 |
¥85,246,958 |
¥3,346,958 |
| 10 |
0.90% |
¥713,929 |
¥85,671,463 |
¥3,771,463 |
| 10 |
1.00% |
¥717,478 |
¥86,097,330 |
¥4,197,330 |
| 10 |
1.10% |
¥721,038 |
¥86,524,560 |
¥4,624,560 |
| 10 |
1.20% |
¥724,610 |
¥86,953,151 |
¥5,053,151 |
| 10 |
1.30% |
¥728,193 |
¥87,383,102 |
¥5,483,102 |
| 10 |
1.40% |
¥731,787 |
¥87,814,414 |
¥5,914,414 |
| 10 |
1.50% |
¥735,392 |
¥88,247,086 |
¥6,347,086 |
| 10 |
1.60% |
¥739,009 |
¥88,681,117 |
¥6,781,117 |
| 10 |
1.70% |
¥742,638 |
¥89,116,507 |
¥7,216,507 |
| 10 |
1.80% |
¥746,277 |
¥89,553,255 |
¥7,653,255 |
| 10 |
1.90% |
¥749,928 |
¥89,991,360 |
¥8,091,360 |
| 10 |
2.00% |
¥753,590 |
¥90,430,822 |
¥8,530,822 |
| 10 |
2.10% |
¥757,264 |
¥90,871,641 |
¥8,971,641 |
| 10 |
2.20% |
¥760,948 |
¥91,313,814 |
¥9,413,814 |
| 10 |
2.30% |
¥764,645 |
¥91,757,342 |
¥9,857,342 |
| 10 |
2.40% |
¥768,352 |
¥92,202,224 |
¥10,302,224 |
| 10 |
2.50% |
¥772,070 |
¥92,648,459 |
¥10,748,459 |
| 10 |
2.60% |
¥775,800 |
¥93,096,047 |
¥11,196,047 |
| 10 |
2.70% |
¥779,542 |
¥93,544,985 |
¥11,644,985 |
| 10 |
2.80% |
¥783,294 |
¥93,995,274 |
¥12,095,274 |
| 10 |
2.90% |
¥787,058 |
¥94,446,913 |
¥12,546,913 |
| 10 |
3.00% |
¥790,832 |
¥94,899,900 |
¥12,999,900 |
