8210万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8210万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8210万円の住宅ローン｜期間・年数別
8210万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥162,213 |
¥97,327,599 |
¥15,227,599 |
| 50 |
0.80% |
¥166,065 |
¥99,638,760 |
¥17,538,760 |
| 50 |
0.90% |
¥169,973 |
¥101,983,554 |
¥19,883,554 |
| 50 |
1.00% |
¥173,936 |
¥104,361,832 |
¥22,261,832 |
| 50 |
1.10% |
¥177,956 |
¥106,773,434 |
¥24,673,434 |
| 50 |
1.20% |
¥182,030 |
¥109,218,182 |
¥27,118,182 |
| 50 |
1.30% |
¥186,160 |
¥111,695,883 |
¥29,595,883 |
| 50 |
1.40% |
¥190,344 |
¥114,206,329 |
¥32,106,329 |
| 50 |
1.50% |
¥194,582 |
¥116,749,300 |
¥34,649,300 |
| 50 |
1.60% |
¥198,874 |
¥119,324,557 |
¥37,224,557 |
| 50 |
1.70% |
¥203,220 |
¥121,931,852 |
¥39,831,852 |
| 50 |
1.80% |
¥207,618 |
¥124,570,921 |
¥42,470,921 |
| 50 |
1.90% |
¥212,069 |
¥127,241,488 |
¥45,141,488 |
| 50 |
2.00% |
¥216,572 |
¥129,943,264 |
¥47,843,264 |
| 50 |
2.10% |
¥221,127 |
¥132,675,949 |
¥50,575,949 |
| 50 |
2.20% |
¥225,732 |
¥135,439,230 |
¥53,339,230 |
| 50 |
2.30% |
¥230,388 |
¥138,232,785 |
¥56,132,785 |
| 50 |
2.40% |
¥235,094 |
¥141,056,280 |
¥58,956,280 |
| 50 |
2.50% |
¥239,849 |
¥143,909,372 |
¥61,809,372 |
| 50 |
2.60% |
¥244,653 |
¥146,791,706 |
¥64,691,706 |
| 50 |
2.70% |
¥249,505 |
¥149,702,922 |
¥67,602,922 |
| 50 |
2.80% |
¥254,404 |
¥152,642,649 |
¥70,542,649 |
| 50 |
2.90% |
¥259,351 |
¥155,610,509 |
¥73,510,509 |
| 50 |
3.00% |
¥264,344 |
¥158,606,115 |
¥76,506,115 |
8210万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥177,282 |
¥95,732,241 |
¥13,632,241 |
| 45 |
0.80% |
¥181,092 |
¥97,789,841 |
¥15,689,841 |
| 45 |
0.90% |
¥184,953 |
¥99,874,765 |
¥17,774,765 |
| 45 |
1.00% |
¥188,865 |
¥101,986,917 |
¥19,886,917 |
| 45 |
1.10% |
¥192,826 |
¥104,126,188 |
¥22,026,188 |
| 45 |
1.20% |
¥196,838 |
¥106,292,462 |
¥24,192,462 |
| 45 |
1.30% |
¥200,899 |
¥108,485,609 |
¥26,385,609 |
| 45 |
1.40% |
¥205,010 |
¥110,705,493 |
¥28,605,493 |
| 45 |
1.50% |
¥209,170 |
¥112,951,965 |
¥30,851,965 |
| 45 |
1.60% |
¥213,379 |
¥115,224,868 |
¥33,124,868 |
| 45 |
1.70% |
¥217,637 |
¥117,524,035 |
¥35,424,035 |
| 45 |
1.80% |
¥221,943 |
¥119,849,291 |
¥37,749,291 |
| 45 |
1.90% |
¥226,297 |
¥122,200,449 |
¥40,100,449 |
| 45 |
2.00% |
¥230,699 |
¥124,577,316 |
¥42,477,316 |
| 45 |
2.10% |
¥235,148 |
¥126,979,691 |
¥44,879,691 |
| 45 |
2.20% |
¥239,643 |
¥129,407,363 |
¥47,307,363 |
| 45 |
2.30% |
¥244,185 |
¥131,860,115 |
¥49,760,115 |
| 45 |
2.40% |
¥248,774 |
¥134,337,720 |
¥52,237,720 |
| 45 |
2.50% |
¥253,407 |
¥136,839,945 |
¥54,739,945 |
| 45 |
2.60% |
¥258,086 |
¥139,366,551 |
¥57,266,551 |
| 45 |
2.70% |
¥262,810 |
¥141,917,291 |
¥59,817,291 |
| 45 |
2.80% |
¥267,578 |
¥144,491,912 |
¥62,391,912 |
| 45 |
2.90% |
¥272,389 |
¥147,090,155 |
¥64,990,155 |
| 45 |
3.00% |
¥277,244 |
¥149,711,755 |
¥67,611,755 |
8210万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥196,153 |
¥94,153,475 |
¥12,053,475 |
| 40 |
0.80% |
¥199,922 |
¥95,962,525 |
¥13,862,525 |
| 40 |
0.90% |
¥203,736 |
¥97,793,224 |
¥15,693,224 |
| 40 |
1.00% |
¥207,595 |
¥99,645,510 |
¥17,545,510 |
| 40 |
1.10% |
¥211,499 |
¥101,519,315 |
¥19,419,315 |
| 40 |
1.20% |
¥215,447 |
¥103,414,564 |
¥21,314,564 |
| 40 |
1.30% |
¥219,440 |
¥105,331,178 |
¥23,231,178 |
| 40 |
1.40% |
¥223,477 |
¥107,269,067 |
¥25,169,067 |
| 40 |
1.50% |
¥227,559 |
¥109,228,139 |
¥27,128,139 |
| 40 |
1.60% |
¥231,684 |
¥111,208,293 |
¥29,108,293 |
| 40 |
1.70% |
¥235,853 |
¥113,209,424 |
¥31,109,424 |
| 40 |
1.80% |
¥240,065 |
¥115,231,419 |
¥33,131,419 |
| 40 |
1.90% |
¥244,321 |
¥117,274,162 |
¥35,174,162 |
| 40 |
2.00% |
¥248,620 |
¥119,337,528 |
¥37,237,528 |
| 40 |
2.10% |
¥252,961 |
¥121,421,388 |
¥39,321,388 |
| 40 |
2.20% |
¥257,345 |
¥123,525,608 |
¥41,425,608 |
| 40 |
2.30% |
¥261,771 |
¥125,650,048 |
¥43,550,048 |
| 40 |
2.40% |
¥266,239 |
¥127,794,564 |
¥45,694,564 |
| 40 |
2.50% |
¥270,748 |
¥129,959,004 |
¥47,859,004 |
| 40 |
2.60% |
¥275,298 |
¥132,143,214 |
¥50,043,214 |
| 40 |
2.70% |
¥279,890 |
¥134,347,035 |
¥52,247,035 |
| 40 |
2.80% |
¥284,521 |
¥136,570,303 |
¥54,470,303 |
| 40 |
2.90% |
¥289,193 |
¥138,812,849 |
¥56,712,849 |
| 40 |
3.00% |
¥293,905 |
¥141,074,501 |
¥58,974,501 |
8210万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥220,456 |
¥92,591,335 |
¥10,491,335 |
| 35 |
0.80% |
¥224,183 |
¥94,156,873 |
¥12,056,873 |
| 35 |
0.90% |
¥227,950 |
¥95,739,025 |
¥13,639,025 |
| 35 |
1.00% |
¥231,757 |
¥97,337,755 |
¥15,237,755 |
| 35 |
1.10% |
¥235,602 |
¥98,953,022 |
¥16,853,022 |
| 35 |
1.20% |
¥239,488 |
¥100,584,782 |
¥18,484,782 |
| 35 |
1.30% |
¥243,412 |
¥102,232,987 |
¥20,132,987 |
| 35 |
1.40% |
¥247,375 |
¥103,897,584 |
¥21,797,584 |
| 35 |
1.50% |
¥251,377 |
¥105,578,518 |
¥23,478,518 |
| 35 |
1.60% |
¥255,418 |
¥107,275,730 |
¥25,175,730 |
| 35 |
1.70% |
¥259,498 |
¥108,989,155 |
¥26,889,155 |
| 35 |
1.80% |
¥263,616 |
¥110,718,728 |
¥28,618,728 |
| 35 |
1.90% |
¥267,772 |
¥112,464,377 |
¥30,364,377 |
| 35 |
2.00% |
¥271,967 |
¥114,226,028 |
¥32,126,028 |
| 35 |
2.10% |
¥276,199 |
¥116,003,605 |
¥33,903,605 |
| 35 |
2.20% |
¥280,469 |
¥117,797,026 |
¥35,697,026 |
| 35 |
2.30% |
¥284,777 |
¥119,606,208 |
¥37,506,208 |
| 35 |
2.40% |
¥289,122 |
¥121,431,063 |
¥39,331,063 |
| 35 |
2.50% |
¥293,504 |
¥123,271,500 |
¥41,171,500 |
| 35 |
2.60% |
¥297,922 |
¥125,127,426 |
¥43,027,426 |
| 35 |
2.70% |
¥302,378 |
¥126,998,745 |
¥44,898,745 |
| 35 |
2.80% |
¥306,870 |
¥128,885,355 |
¥46,785,355 |
| 35 |
2.90% |
¥311,398 |
¥130,787,157 |
¥48,687,157 |
| 35 |
3.00% |
¥315,962 |
¥132,704,042 |
¥50,604,042 |
8210万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥252,905 |
¥91,045,852 |
¥8,945,852 |
| 30 |
0.80% |
¥256,591 |
¥92,372,935 |
¥10,272,935 |
| 30 |
0.90% |
¥260,312 |
¥93,712,250 |
¥11,612,250 |
| 30 |
1.00% |
¥264,066 |
¥95,063,777 |
¥12,963,777 |
| 30 |
1.10% |
¥267,854 |
¥96,427,493 |
¥14,327,493 |
| 30 |
1.20% |
¥271,676 |
¥97,803,374 |
¥15,703,374 |
| 30 |
1.30% |
¥275,532 |
¥99,191,393 |
¥17,091,393 |
| 30 |
1.40% |
¥279,421 |
¥100,591,522 |
¥18,491,522 |
| 30 |
1.50% |
¥283,344 |
¥102,003,729 |
¥19,903,729 |
| 30 |
1.60% |
¥287,300 |
¥103,427,983 |
¥21,327,983 |
| 30 |
1.70% |
¥291,290 |
¥104,864,248 |
¥22,764,248 |
| 30 |
1.80% |
¥295,312 |
¥106,312,487 |
¥24,212,487 |
| 30 |
1.90% |
¥299,369 |
¥107,772,662 |
¥25,672,662 |
| 30 |
2.00% |
¥303,458 |
¥109,244,731 |
¥27,144,731 |
| 30 |
2.10% |
¥307,580 |
¥110,728,652 |
¥28,628,652 |
| 30 |
2.20% |
¥311,734 |
¥112,224,381 |
¥30,124,381 |
| 30 |
2.30% |
¥315,922 |
¥113,731,869 |
¥31,631,869 |
| 30 |
2.40% |
¥320,142 |
¥115,251,070 |
¥33,151,070 |
| 30 |
2.50% |
¥324,394 |
¥116,781,933 |
¥34,681,933 |
| 30 |
2.60% |
¥328,679 |
¥118,324,405 |
¥36,224,405 |
| 30 |
2.70% |
¥332,996 |
¥119,878,433 |
¥37,778,433 |
| 30 |
2.80% |
¥337,344 |
¥121,443,962 |
¥39,343,962 |
| 30 |
2.90% |
¥341,725 |
¥123,020,933 |
¥40,920,933 |
| 30 |
3.00% |
¥346,137 |
¥124,609,288 |
¥42,509,288 |
8210万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥298,390 |
¥89,517,052 |
¥7,417,052 |
| 25 |
0.80% |
¥302,036 |
¥90,610,757 |
¥8,510,757 |
| 25 |
0.90% |
¥305,710 |
¥91,712,972 |
¥9,612,972 |
| 25 |
1.00% |
¥309,412 |
¥92,823,685 |
¥10,723,685 |
| 25 |
1.10% |
¥313,143 |
¥93,942,887 |
¥11,842,887 |
| 25 |
1.20% |
¥316,902 |
¥95,070,565 |
¥12,970,565 |
| 25 |
1.30% |
¥320,689 |
¥96,206,706 |
¥14,106,706 |
| 25 |
1.40% |
¥324,504 |
¥97,351,295 |
¥15,251,295 |
| 25 |
1.50% |
¥328,348 |
¥98,504,317 |
¥16,404,317 |
| 25 |
1.60% |
¥332,219 |
¥99,665,756 |
¥17,565,756 |
| 25 |
1.70% |
¥336,119 |
¥100,835,596 |
¥18,735,596 |
| 25 |
1.80% |
¥340,046 |
¥102,013,816 |
¥19,913,816 |
| 25 |
1.90% |
¥344,001 |
¥103,200,399 |
¥21,100,399 |
| 25 |
2.00% |
¥347,984 |
¥104,395,324 |
¥22,295,324 |
| 25 |
2.10% |
¥351,995 |
¥105,598,569 |
¥23,498,569 |
| 25 |
2.20% |
¥356,034 |
¥106,810,113 |
¥24,710,113 |
| 25 |
2.30% |
¥360,100 |
¥108,029,933 |
¥25,929,933 |
| 25 |
2.40% |
¥364,193 |
¥109,258,004 |
¥27,158,004 |
| 25 |
2.50% |
¥368,314 |
¥110,494,302 |
¥28,394,302 |
| 25 |
2.60% |
¥372,463 |
¥111,738,800 |
¥29,638,800 |
| 25 |
2.70% |
¥376,638 |
¥112,991,471 |
¥30,891,471 |
| 25 |
2.80% |
¥380,841 |
¥114,252,289 |
¥32,152,289 |
| 25 |
2.90% |
¥385,071 |
¥115,521,224 |
¥33,421,224 |
| 25 |
3.00% |
¥389,327 |
¥116,798,247 |
¥34,698,247 |
8210万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥366,687 |
¥88,004,957 |
¥5,904,957 |
| 20 |
0.80% |
¥370,293 |
¥88,870,377 |
¥6,770,377 |
| 20 |
0.90% |
¥373,922 |
¥89,741,251 |
¥7,641,251 |
| 20 |
1.00% |
¥377,573 |
¥90,617,574 |
¥8,517,574 |
| 20 |
1.10% |
¥381,247 |
¥91,499,342 |
¥9,399,342 |
| 20 |
1.20% |
¥384,944 |
¥92,386,549 |
¥10,286,549 |
| 20 |
1.30% |
¥388,663 |
¥93,279,190 |
¥11,179,190 |
| 20 |
1.40% |
¥392,405 |
¥94,177,258 |
¥12,077,258 |
| 20 |
1.50% |
¥396,170 |
¥95,080,747 |
¥12,980,747 |
| 20 |
1.60% |
¥399,957 |
¥95,989,651 |
¥13,889,651 |
| 20 |
1.70% |
¥403,767 |
¥96,903,961 |
¥14,803,961 |
| 20 |
1.80% |
¥407,599 |
¥97,823,670 |
¥15,723,670 |
| 20 |
1.90% |
¥411,453 |
¥98,748,770 |
¥16,648,770 |
| 20 |
2.00% |
¥415,330 |
¥99,679,252 |
¥17,579,252 |
| 20 |
2.10% |
¥419,230 |
¥100,615,108 |
¥18,515,108 |
| 20 |
2.20% |
¥423,151 |
¥101,556,327 |
¥19,456,327 |
| 20 |
2.30% |
¥427,095 |
¥102,502,900 |
¥20,402,900 |
| 20 |
2.40% |
¥431,062 |
¥103,454,816 |
¥21,354,816 |
| 20 |
2.50% |
¥435,050 |
¥104,412,066 |
¥22,312,066 |
| 20 |
2.60% |
¥439,061 |
¥105,374,638 |
¥23,274,638 |
| 20 |
2.70% |
¥443,094 |
¥106,342,520 |
¥24,242,520 |
| 20 |
2.80% |
¥447,149 |
¥107,315,701 |
¥25,215,701 |
| 20 |
2.90% |
¥451,226 |
¥108,294,169 |
¥26,194,169 |
| 20 |
3.00% |
¥455,325 |
¥109,277,911 |
¥27,177,911 |
8210万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥480,609 |
¥86,509,587 |
¥4,409,587 |
| 15 |
0.80% |
¥484,177 |
¥87,151,827 |
¥5,051,827 |
| 15 |
0.90% |
¥487,762 |
¥87,797,138 |
¥5,697,138 |
| 15 |
1.00% |
¥491,364 |
¥88,445,519 |
¥6,345,519 |
| 15 |
1.10% |
¥494,983 |
¥89,096,968 |
¥6,996,968 |
| 15 |
1.20% |
¥498,619 |
¥89,751,483 |
¥7,651,483 |
| 15 |
1.30% |
¥502,273 |
¥90,409,062 |
¥8,309,062 |
| 15 |
1.40% |
¥505,943 |
¥91,069,703 |
¥8,969,703 |
| 15 |
1.50% |
¥509,630 |
¥91,733,404 |
¥9,633,404 |
| 15 |
1.60% |
¥513,334 |
¥92,400,162 |
¥10,300,162 |
| 15 |
1.70% |
¥517,055 |
¥93,069,975 |
¥10,969,975 |
| 15 |
1.80% |
¥520,794 |
¥93,742,840 |
¥11,642,840 |
| 15 |
1.90% |
¥524,549 |
¥94,418,755 |
¥12,318,755 |
| 15 |
2.00% |
¥528,321 |
¥95,097,716 |
¥12,997,716 |
| 15 |
2.10% |
¥532,110 |
¥95,779,721 |
¥13,679,721 |
| 15 |
2.20% |
¥535,915 |
¥96,464,766 |
¥14,364,766 |
| 15 |
2.30% |
¥539,738 |
¥97,152,848 |
¥15,052,848 |
| 15 |
2.40% |
¥543,578 |
¥97,843,964 |
¥15,743,964 |
| 15 |
2.50% |
¥547,434 |
¥98,538,109 |
¥16,438,109 |
| 15 |
2.60% |
¥551,307 |
¥99,235,281 |
¥17,135,281 |
| 15 |
2.70% |
¥555,197 |
¥99,935,476 |
¥17,835,476 |
| 15 |
2.80% |
¥559,104 |
¥100,638,689 |
¥18,538,689 |
| 15 |
2.90% |
¥563,027 |
¥101,344,917 |
¥19,244,917 |
| 15 |
3.00% |
¥566,968 |
¥102,054,155 |
¥19,954,155 |
8210万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥708,591 |
¥85,030,955 |
¥2,930,955 |
| 10 |
0.80% |
¥712,126 |
¥85,455,131 |
¥3,355,131 |
| 10 |
0.90% |
¥715,672 |
¥85,880,673 |
¥3,780,673 |
| 10 |
1.00% |
¥719,230 |
¥86,307,580 |
¥4,207,580 |
| 10 |
1.10% |
¥722,799 |
¥86,735,853 |
¥4,635,853 |
| 10 |
1.20% |
¥726,379 |
¥87,165,490 |
¥5,065,490 |
| 10 |
1.30% |
¥729,971 |
¥87,596,492 |
¥5,496,492 |
| 10 |
1.40% |
¥733,574 |
¥88,028,857 |
¥5,928,857 |
| 10 |
1.50% |
¥737,188 |
¥88,462,586 |
¥6,362,586 |
| 10 |
1.60% |
¥740,814 |
¥88,897,677 |
¥6,797,677 |
| 10 |
1.70% |
¥744,451 |
¥89,334,130 |
¥7,234,130 |
| 10 |
1.80% |
¥748,100 |
¥89,771,944 |
¥7,671,944 |
| 10 |
1.90% |
¥751,759 |
¥90,211,119 |
¥8,111,119 |
| 10 |
2.00% |
¥755,430 |
¥90,651,655 |
¥8,551,655 |
| 10 |
2.10% |
¥759,113 |
¥91,093,549 |
¥8,993,549 |
| 10 |
2.20% |
¥762,807 |
¥91,536,803 |
¥9,436,803 |
| 10 |
2.30% |
¥766,512 |
¥91,981,414 |
¥9,881,414 |
| 10 |
2.40% |
¥770,228 |
¥92,427,382 |
¥10,327,382 |
| 10 |
2.50% |
¥773,956 |
¥92,874,707 |
¥10,774,707 |
| 10 |
2.60% |
¥777,695 |
¥93,323,387 |
¥11,223,387 |
| 10 |
2.70% |
¥781,445 |
¥93,773,422 |
¥11,673,422 |
| 10 |
2.80% |
¥785,207 |
¥94,224,811 |
¥12,124,811 |
| 10 |
2.90% |
¥788,980 |
¥94,677,552 |
¥12,577,552 |
| 10 |
3.00% |
¥792,764 |
¥95,131,646 |
¥13,031,646 |
