8220万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8220万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8220万円の住宅ローン｜期間・年数別
8220万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥162,410 | ¥97,446,146 | ¥15,246,146 |
| 50 | 0.80% | ¥166,267 | ¥99,760,123 | ¥17,560,123 |
| 50 | 0.90% | ¥170,180 | ¥102,107,772 | ¥19,907,772 |
| 50 | 1.00% | ¥174,148 | ¥104,488,948 | ¥22,288,948 |
| 50 | 1.10% | ¥178,172 | ¥106,903,487 | ¥24,703,487 |
| 50 | 1.20% | ¥182,252 | ¥109,351,213 | ¥27,151,213 |
| 50 | 1.30% | ¥186,387 | ¥111,831,931 | ¥29,631,931 |
| 50 | 1.40% | ¥190,576 | ¥114,345,436 | ¥32,145,436 |
| 50 | 1.50% | ¥194,819 | ¥116,891,503 | ¥34,691,503 |
| 50 | 1.60% | ¥199,116 | ¥119,469,898 | ¥37,269,898 |
| 50 | 1.70% | ¥203,467 | ¥122,080,368 | ¥39,880,368 |
| 50 | 1.80% | ¥207,871 | ¥124,722,652 | ¥42,522,652 |
| 50 | 1.90% | ¥212,327 | ¥127,396,471 | ¥45,196,471 |
| 50 | 2.00% | ¥216,836 | ¥130,101,538 | ¥47,901,538 |
| 50 | 2.10% | ¥221,396 | ¥132,837,552 | ¥50,637,552 |
| 50 | 2.20% | ¥226,007 | ¥135,604,199 | ¥53,404,199 |
| 50 | 2.30% | ¥230,669 | ¥138,401,156 | ¥56,201,156 |
| 50 | 2.40% | ¥235,380 | ¥141,228,091 | ¥59,028,091 |
| 50 | 2.50% | ¥240,141 | ¥144,084,657 | ¥61,884,657 |
| 50 | 2.60% | ¥244,951 | ¥146,970,502 | ¥64,770,502 |
| 50 | 2.70% | ¥249,809 | ¥149,885,264 | ¥67,685,264 |
| 50 | 2.80% | ¥254,714 | ¥152,828,572 | ¥70,628,572 |
| 50 | 2.90% | ¥259,667 | ¥155,800,047 | ¥73,600,047 |
| 50 | 3.00% | ¥264,666 | ¥158,799,302 | ¥76,599,302 |
8220万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥177,498 | ¥95,848,845 | ¥13,648,845 |
| 45 | 0.80% | ¥181,313 | ¥97,908,951 | ¥15,708,951 |
| 45 | 0.90% | ¥185,179 | ¥99,996,415 | ¥17,796,415 |
| 45 | 1.00% | ¥189,095 | ¥102,111,139 | ¥19,911,139 |
| 45 | 1.10% | ¥193,061 | ¥104,253,017 | ¥22,053,017 |
| 45 | 1.20% | ¥197,078 | ¥106,421,929 | ¥24,221,929 |
| 45 | 1.30% | ¥201,144 | ¥108,617,748 | ¥26,417,748 |
| 45 | 1.40% | ¥205,260 | ¥110,840,336 | ¥28,640,336 |
| 45 | 1.50% | ¥209,425 | ¥113,089,544 | ¥30,889,544 |
| 45 | 1.60% | ¥213,639 | ¥115,365,215 | ¥33,165,215 |
| 45 | 1.70% | ¥217,902 | ¥117,667,183 | ¥35,467,183 |
| 45 | 1.80% | ¥222,213 | ¥119,995,270 | ¥37,795,270 |
| 45 | 1.90% | ¥226,573 | ¥122,349,292 | ¥40,149,292 |
| 45 | 2.00% | ¥230,980 | ¥124,729,055 | ¥42,529,055 |
| 45 | 2.10% | ¥235,434 | ¥127,134,356 | ¥44,934,356 |
| 45 | 2.20% | ¥239,935 | ¥129,564,985 | ¥47,364,985 |
| 45 | 2.30% | ¥244,483 | ¥132,020,724 | ¥49,820,724 |
| 45 | 2.40% | ¥249,077 | ¥134,501,347 | ¥52,301,347 |
| 45 | 2.50% | ¥253,716 | ¥137,006,620 | ¥54,806,620 |
| 45 | 2.60% | ¥258,401 | ¥139,536,303 | ¥57,336,303 |
| 45 | 2.70% | ¥263,130 | ¥142,090,150 | ¥59,890,150 |
| 45 | 2.80% | ¥267,904 | ¥144,667,907 | ¥62,467,907 |
| 45 | 2.90% | ¥272,721 | ¥147,269,315 | ¥65,069,315 |
| 45 | 3.00% | ¥277,582 | ¥149,894,107 | ¥67,694,107 |
8220万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥196,392 | ¥94,268,156 | ¥12,068,156 |
| 40 | 0.80% | ¥200,165 | ¥96,079,410 | ¥13,879,410 |
| 40 | 0.90% | ¥203,984 | ¥97,912,339 | ¥15,712,339 |
| 40 | 1.00% | ¥207,848 | ¥99,766,881 | ¥17,566,881 |
| 40 | 1.10% | ¥211,756 | ¥101,642,968 | ¥19,442,968 |
| 40 | 1.20% | ¥215,709 | ¥103,540,526 | ¥21,340,526 |
| 40 | 1.30% | ¥219,707 | ¥105,459,474 | ¥23,259,474 |
| 40 | 1.40% | ¥223,749 | ¥107,399,723 | ¥25,199,723 |
| 40 | 1.50% | ¥227,836 | ¥109,361,181 | ¥27,161,181 |
| 40 | 1.60% | ¥231,966 | ¥111,343,748 | ¥29,143,748 |
| 40 | 1.70% | ¥236,140 | ¥113,347,316 | ¥31,147,316 |
| 40 | 1.80% | ¥240,358 | ¥115,371,774 | ¥33,171,774 |
| 40 | 1.90% | ¥244,619 | ¥117,417,005 | ¥35,217,005 |
| 40 | 2.00% | ¥248,923 | ¥119,482,884 | ¥37,282,884 |
| 40 | 2.10% | ¥253,269 | ¥121,569,283 | ¥39,369,283 |
| 40 | 2.20% | ¥257,658 | ¥123,676,066 | ¥41,476,066 |
| 40 | 2.30% | ¥262,090 | ¥125,803,094 | ¥43,603,094 |
| 40 | 2.40% | ¥266,563 | ¥127,950,221 | ¥45,750,221 |
| 40 | 2.50% | ¥271,078 | ¥130,117,297 | ¥47,917,297 |
| 40 | 2.60% | ¥275,634 | ¥132,304,168 | ¥50,104,168 |
| 40 | 2.70% | ¥280,231 | ¥134,510,674 | ¥52,310,674 |
| 40 | 2.80% | ¥284,868 | ¥136,736,650 | ¥54,536,650 |
| 40 | 2.90% | ¥289,546 | ¥138,981,927 | ¥56,781,927 |
| 40 | 3.00% | ¥294,263 | ¥141,246,334 | ¥59,046,334 |
8220万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥220,724 | ¥92,704,114 | ¥10,504,114 |
| 35 | 0.80% | ¥224,456 | ¥94,271,558 | ¥12,071,558 |
| 35 | 0.90% | ¥228,228 | ¥95,855,638 | ¥13,655,638 |
| 35 | 1.00% | ¥232,039 | ¥97,456,315 | ¥15,256,315 |
| 35 | 1.10% | ¥235,889 | ¥99,073,549 | ¥16,873,549 |
| 35 | 1.20% | ¥239,779 | ¥100,707,297 | ¥18,507,297 |
| 35 | 1.30% | ¥243,708 | ¥102,357,509 | ¥20,157,509 |
| 35 | 1.40% | ¥247,677 | ¥104,024,134 | ¥21,824,134 |
| 35 | 1.50% | ¥251,684 | ¥105,707,116 | ¥23,507,116 |
| 35 | 1.60% | ¥255,730 | ¥107,406,395 | ¥25,206,395 |
| 35 | 1.70% | ¥259,814 | ¥109,121,907 | ¥26,921,907 |
| 35 | 1.80% | ¥263,937 | ¥110,853,586 | ¥28,653,586 |
| 35 | 1.90% | ¥268,098 | ¥112,601,361 | ¥30,401,361 |
| 35 | 2.00% | ¥272,298 | ¥114,365,159 | ¥32,165,159 |
| 35 | 2.10% | ¥276,535 | ¥116,144,901 | ¥33,944,901 |
| 35 | 2.20% | ¥280,811 | ¥117,940,506 | ¥35,740,506 |
| 35 | 2.30% | ¥285,124 | ¥119,751,892 | ¥37,551,892 |
| 35 | 2.40% | ¥289,474 | ¥121,578,969 | ¥39,378,969 |
| 35 | 2.50% | ¥293,861 | ¥123,421,648 | ¥41,221,648 |
| 35 | 2.60% | ¥298,285 | ¥125,279,835 | ¥43,079,835 |
| 35 | 2.70% | ¥302,746 | ¥127,153,432 | ¥44,953,432 |
| 35 | 2.80% | ¥307,244 | ¥129,042,341 | ¥46,842,341 |
| 35 | 2.90% | ¥311,777 | ¥130,946,459 | ¥48,746,459 |
| 35 | 3.00% | ¥316,347 | ¥132,865,680 | ¥50,665,680 |
8220万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥253,213 | ¥91,156,748 | ¥8,956,748 |
| 30 | 0.80% | ¥256,904 | ¥92,485,448 | ¥10,285,448 |
| 30 | 0.90% | ¥260,629 | ¥93,826,394 | ¥11,626,394 |
| 30 | 1.00% | ¥264,388 | ¥95,179,567 | ¥12,979,567 |
| 30 | 1.10% | ¥268,180 | ¥96,544,944 | ¥14,344,944 |
| 30 | 1.20% | ¥272,007 | ¥97,922,501 | ¥15,722,501 |
| 30 | 1.30% | ¥275,867 | ¥99,312,211 | ¥17,112,211 |
| 30 | 1.40% | ¥279,761 | ¥100,714,045 | ¥18,514,045 |
| 30 | 1.50% | ¥283,689 | ¥102,127,973 | ¥19,927,973 |
| 30 | 1.60% | ¥287,650 | ¥103,553,961 | ¥21,353,961 |
| 30 | 1.70% | ¥291,644 | ¥104,991,976 | ¥22,791,976 |
| 30 | 1.80% | ¥295,672 | ¥106,441,979 | ¥24,241,979 |
| 30 | 1.90% | ¥299,733 | ¥107,903,932 | ¥25,703,932 |
| 30 | 2.00% | ¥303,827 | ¥109,377,794 | ¥27,177,794 |
| 30 | 2.10% | ¥307,954 | ¥110,863,523 | ¥28,663,523 |
| 30 | 2.20% | ¥312,114 | ¥112,361,073 | ¥30,161,073 |
| 30 | 2.30% | ¥316,307 | ¥113,870,398 | ¥31,670,398 |
| 30 | 2.40% | ¥320,532 | ¥115,391,449 | ¥33,191,449 |
| 30 | 2.50% | ¥324,789 | ¥116,924,176 | ¥34,724,176 |
| 30 | 2.60% | ¥329,079 | ¥118,468,527 | ¥36,268,527 |
| 30 | 2.70% | ¥333,401 | ¥120,024,448 | ¥37,824,448 |
| 30 | 2.80% | ¥337,755 | ¥121,591,884 | ¥39,391,884 |
| 30 | 2.90% | ¥342,141 | ¥123,170,776 | ¥40,970,776 |
| 30 | 3.00% | ¥346,559 | ¥124,761,066 | ¥42,561,066 |
8220万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥298,754 | ¥89,626,086 | ¥7,426,086 |
| 25 | 0.80% | ¥302,404 | ¥90,721,123 | ¥8,521,123 |
| 25 | 0.90% | ¥306,082 | ¥91,824,681 | ¥9,624,681 |
| 25 | 1.00% | ¥309,789 | ¥92,936,747 | ¥10,736,747 |
| 25 | 1.10% | ¥313,524 | ¥94,057,312 | ¥11,857,312 |
| 25 | 1.20% | ¥317,288 | ¥95,186,364 | ¥12,986,364 |
| 25 | 1.30% | ¥321,080 | ¥96,323,888 | ¥14,123,888 |
| 25 | 1.40% | ¥324,900 | ¥97,469,871 | ¥15,269,871 |
| 25 | 1.50% | ¥328,748 | ¥98,624,298 | ¥16,424,298 |
| 25 | 1.60% | ¥332,624 | ¥99,787,152 | ¥17,587,152 |
| 25 | 1.70% | ¥336,528 | ¥100,958,416 | ¥18,758,416 |
| 25 | 1.80% | ¥340,460 | ¥102,138,072 | ¥19,938,072 |
| 25 | 1.90% | ¥344,420 | ¥103,326,100 | ¥21,126,100 |
| 25 | 2.00% | ¥348,408 | ¥104,522,480 | ¥22,322,480 |
| 25 | 2.10% | ¥352,424 | ¥105,727,191 | ¥23,527,191 |
| 25 | 2.20% | ¥356,467 | ¥106,940,211 | ¥24,740,211 |
| 25 | 2.30% | ¥360,538 | ¥108,161,516 | ¥25,961,516 |
| 25 | 2.40% | ¥364,637 | ¥109,391,083 | ¥27,191,083 |
| 25 | 2.50% | ¥368,763 | ¥110,628,887 | ¥28,428,887 |
| 25 | 2.60% | ¥372,916 | ¥111,874,900 | ¥29,674,900 |
| 25 | 2.70% | ¥377,097 | ¥113,129,098 | ¥30,929,098 |
| 25 | 2.80% | ¥381,305 | ¥114,391,451 | ¥32,191,451 |
| 25 | 2.90% | ¥385,540 | ¥115,661,932 | ¥33,461,932 |
| 25 | 3.00% | ¥389,802 | ¥116,940,510 | ¥34,740,510 |
8220万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥367,134 | ¥88,112,150 | ¥5,912,150 |
| 20 | 0.80% | ¥370,744 | ¥88,978,624 | ¥6,778,624 |
| 20 | 0.90% | ¥374,377 | ¥89,850,558 | ¥7,650,558 |
| 20 | 1.00% | ¥378,033 | ¥90,727,949 | ¥8,527,949 |
| 20 | 1.10% | ¥381,712 | ¥91,610,791 | ¥9,410,791 |
| 20 | 1.20% | ¥385,413 | ¥92,499,078 | ¥10,299,078 |
| 20 | 1.30% | ¥389,137 | ¥93,392,806 | ¥11,192,806 |
| 20 | 1.40% | ¥392,883 | ¥94,291,968 | ¥12,091,968 |
| 20 | 1.50% | ¥396,652 | ¥95,196,558 | ¥12,996,558 |
| 20 | 1.60% | ¥400,444 | ¥96,106,569 | ¥13,906,569 |
| 20 | 1.70% | ¥404,258 | ¥97,021,993 | ¥14,821,993 |
| 20 | 1.80% | ¥408,095 | ¥97,942,822 | ¥15,742,822 |
| 20 | 1.90% | ¥411,954 | ¥98,869,049 | ¥16,669,049 |
| 20 | 2.00% | ¥415,836 | ¥99,800,664 | ¥17,600,664 |
| 20 | 2.10% | ¥419,740 | ¥100,737,660 | ¥18,537,660 |
| 20 | 2.20% | ¥423,667 | ¥101,680,025 | ¥19,480,025 |
| 20 | 2.30% | ¥427,616 | ¥102,627,751 | ¥20,427,751 |
| 20 | 2.40% | ¥431,587 | ¥103,580,827 | ¥21,380,827 |
| 20 | 2.50% | ¥435,580 | ¥104,539,243 | ¥22,339,243 |
| 20 | 2.60% | ¥439,596 | ¥105,502,987 | ¥23,302,987 |
| 20 | 2.70% | ¥443,634 | ¥106,472,048 | ¥24,272,048 |
| 20 | 2.80% | ¥447,693 | ¥107,446,415 | ¥25,246,415 |
| 20 | 2.90% | ¥451,775 | ¥108,426,074 | ¥26,226,074 |
| 20 | 3.00% | ¥455,879 | ¥109,411,014 | ¥27,211,014 |
8220万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥481,194 | ¥86,614,958 | ¥4,414,958 |
| 15 | 0.80% | ¥484,767 | ¥87,257,980 | ¥5,057,980 |
| 15 | 0.90% | ¥488,356 | ¥87,904,078 | ¥5,704,078 |
| 15 | 1.00% | ¥491,962 | ¥88,553,248 | ¥6,353,248 |
| 15 | 1.10% | ¥495,586 | ¥89,205,491 | ¥7,005,491 |
| 15 | 1.20% | ¥499,227 | ¥89,860,803 | ¥7,660,803 |
| 15 | 1.30% | ¥502,884 | ¥90,519,183 | ¥8,319,183 |
| 15 | 1.40% | ¥506,559 | ¥91,180,628 | ¥8,980,628 |
| 15 | 1.50% | ¥510,251 | ¥91,845,137 | ¥9,645,137 |
| 15 | 1.60% | ¥513,959 | ¥92,512,708 | ¥10,312,708 |
| 15 | 1.70% | ¥517,685 | ¥93,183,336 | ¥10,983,336 |
| 15 | 1.80% | ¥521,428 | ¥93,857,021 | ¥11,657,021 |
| 15 | 1.90% | ¥525,188 | ¥94,533,759 | ¥12,333,759 |
| 15 | 2.00% | ¥528,964 | ¥95,213,547 | ¥13,013,547 |
| 15 | 2.10% | ¥532,758 | ¥95,896,383 | ¥13,696,383 |
| 15 | 2.20% | ¥536,568 | ¥96,582,262 | ¥14,382,262 |
| 15 | 2.30% | ¥540,395 | ¥97,271,183 | ¥15,071,183 |
| 15 | 2.40% | ¥544,240 | ¥97,963,140 | ¥15,763,140 |
| 15 | 2.50% | ¥548,101 | ¥98,658,131 | ¥16,458,131 |
| 15 | 2.60% | ¥551,979 | ¥99,356,153 | ¥17,156,153 |
| 15 | 2.70% | ¥555,873 | ¥100,057,200 | ¥17,857,200 |
| 15 | 2.80% | ¥559,785 | ¥100,761,270 | ¥18,561,270 |
| 15 | 2.90% | ¥563,713 | ¥101,468,358 | ¥19,268,358 |
| 15 | 3.00% | ¥567,658 | ¥102,178,459 | ¥19,978,459 |
8220万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥709,454 | ¥85,134,525 | ¥2,934,525 |
| 10 | 0.80% | ¥712,993 | ¥85,559,218 | ¥3,359,218 |
| 10 | 0.90% | ¥716,544 | ¥85,985,278 | ¥3,785,278 |
| 10 | 1.00% | ¥720,106 | ¥86,412,705 | ¥4,212,705 |
| 10 | 1.10% | ¥723,679 | ¥86,841,500 | ¥4,641,500 |
| 10 | 1.20% | ¥727,264 | ¥87,271,660 | ¥5,071,660 |
| 10 | 1.30% | ¥730,860 | ¥87,703,187 | ¥5,503,187 |
| 10 | 1.40% | ¥734,467 | ¥88,136,079 | ¥5,936,079 |
| 10 | 1.50% | ¥738,086 | ¥88,570,335 | ¥6,370,335 |
| 10 | 1.60% | ¥741,716 | ¥89,005,956 | ¥6,805,956 |
| 10 | 1.70% | ¥745,358 | ¥89,442,941 | ¥7,242,941 |
| 10 | 1.80% | ¥749,011 | ¥89,881,289 | ¥7,681,289 |
| 10 | 1.90% | ¥752,675 | ¥90,320,999 | ¥8,120,999 |
| 10 | 2.00% | ¥756,351 | ¥90,762,071 | ¥8,562,071 |
| 10 | 2.10% | ¥760,038 | ¥91,204,504 | ¥9,004,504 |
| 10 | 2.20% | ¥763,736 | ¥91,648,297 | ¥9,448,297 |
| 10 | 2.30% | ¥767,445 | ¥92,093,450 | ¥9,893,450 |
| 10 | 2.40% | ¥771,166 | ¥92,539,961 | ¥10,339,961 |
| 10 | 2.50% | ¥774,899 | ¥92,987,831 | ¥10,787,831 |
| 10 | 2.60% | ¥778,642 | ¥93,437,058 | ¥11,237,058 |
| 10 | 2.70% | ¥782,397 | ¥93,887,641 | ¥11,687,641 |
| 10 | 2.80% | ¥786,163 | ¥94,339,579 | ¥12,139,579 |
| 10 | 2.90% | ¥789,941 | ¥94,792,872 | ¥12,592,872 |
| 10 | 3.00% | ¥793,729 | ¥95,247,519 | ¥13,047,519 |
