8220万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8220万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8220万円の住宅ローン|期間・年数別
8220万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥162,410 |
¥97,446,146 |
¥15,246,146 |
| 50 |
0.80% |
¥166,267 |
¥99,760,123 |
¥17,560,123 |
| 50 |
0.90% |
¥170,180 |
¥102,107,772 |
¥19,907,772 |
| 50 |
1.00% |
¥174,148 |
¥104,488,948 |
¥22,288,948 |
| 50 |
1.10% |
¥178,172 |
¥106,903,487 |
¥24,703,487 |
| 50 |
1.20% |
¥182,252 |
¥109,351,213 |
¥27,151,213 |
| 50 |
1.30% |
¥186,387 |
¥111,831,931 |
¥29,631,931 |
| 50 |
1.40% |
¥190,576 |
¥114,345,436 |
¥32,145,436 |
| 50 |
1.50% |
¥194,819 |
¥116,891,503 |
¥34,691,503 |
| 50 |
1.60% |
¥199,116 |
¥119,469,898 |
¥37,269,898 |
| 50 |
1.70% |
¥203,467 |
¥122,080,368 |
¥39,880,368 |
| 50 |
1.80% |
¥207,871 |
¥124,722,652 |
¥42,522,652 |
| 50 |
1.90% |
¥212,327 |
¥127,396,471 |
¥45,196,471 |
| 50 |
2.00% |
¥216,836 |
¥130,101,538 |
¥47,901,538 |
| 50 |
2.10% |
¥221,396 |
¥132,837,552 |
¥50,637,552 |
| 50 |
2.20% |
¥226,007 |
¥135,604,199 |
¥53,404,199 |
| 50 |
2.30% |
¥230,669 |
¥138,401,156 |
¥56,201,156 |
| 50 |
2.40% |
¥235,380 |
¥141,228,091 |
¥59,028,091 |
| 50 |
2.50% |
¥240,141 |
¥144,084,657 |
¥61,884,657 |
| 50 |
2.60% |
¥244,951 |
¥146,970,502 |
¥64,770,502 |
| 50 |
2.70% |
¥249,809 |
¥149,885,264 |
¥67,685,264 |
| 50 |
2.80% |
¥254,714 |
¥152,828,572 |
¥70,628,572 |
| 50 |
2.90% |
¥259,667 |
¥155,800,047 |
¥73,600,047 |
| 50 |
3.00% |
¥264,666 |
¥158,799,302 |
¥76,599,302 |
8220万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥177,498 |
¥95,848,845 |
¥13,648,845 |
| 45 |
0.80% |
¥181,313 |
¥97,908,951 |
¥15,708,951 |
| 45 |
0.90% |
¥185,179 |
¥99,996,415 |
¥17,796,415 |
| 45 |
1.00% |
¥189,095 |
¥102,111,139 |
¥19,911,139 |
| 45 |
1.10% |
¥193,061 |
¥104,253,017 |
¥22,053,017 |
| 45 |
1.20% |
¥197,078 |
¥106,421,929 |
¥24,221,929 |
| 45 |
1.30% |
¥201,144 |
¥108,617,748 |
¥26,417,748 |
| 45 |
1.40% |
¥205,260 |
¥110,840,336 |
¥28,640,336 |
| 45 |
1.50% |
¥209,425 |
¥113,089,544 |
¥30,889,544 |
| 45 |
1.60% |
¥213,639 |
¥115,365,215 |
¥33,165,215 |
| 45 |
1.70% |
¥217,902 |
¥117,667,183 |
¥35,467,183 |
| 45 |
1.80% |
¥222,213 |
¥119,995,270 |
¥37,795,270 |
| 45 |
1.90% |
¥226,573 |
¥122,349,292 |
¥40,149,292 |
| 45 |
2.00% |
¥230,980 |
¥124,729,055 |
¥42,529,055 |
| 45 |
2.10% |
¥235,434 |
¥127,134,356 |
¥44,934,356 |
| 45 |
2.20% |
¥239,935 |
¥129,564,985 |
¥47,364,985 |
| 45 |
2.30% |
¥244,483 |
¥132,020,724 |
¥49,820,724 |
| 45 |
2.40% |
¥249,077 |
¥134,501,347 |
¥52,301,347 |
| 45 |
2.50% |
¥253,716 |
¥137,006,620 |
¥54,806,620 |
| 45 |
2.60% |
¥258,401 |
¥139,536,303 |
¥57,336,303 |
| 45 |
2.70% |
¥263,130 |
¥142,090,150 |
¥59,890,150 |
| 45 |
2.80% |
¥267,904 |
¥144,667,907 |
¥62,467,907 |
| 45 |
2.90% |
¥272,721 |
¥147,269,315 |
¥65,069,315 |
| 45 |
3.00% |
¥277,582 |
¥149,894,107 |
¥67,694,107 |
8220万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥196,392 |
¥94,268,156 |
¥12,068,156 |
| 40 |
0.80% |
¥200,165 |
¥96,079,410 |
¥13,879,410 |
| 40 |
0.90% |
¥203,984 |
¥97,912,339 |
¥15,712,339 |
| 40 |
1.00% |
¥207,848 |
¥99,766,881 |
¥17,566,881 |
| 40 |
1.10% |
¥211,756 |
¥101,642,968 |
¥19,442,968 |
| 40 |
1.20% |
¥215,709 |
¥103,540,526 |
¥21,340,526 |
| 40 |
1.30% |
¥219,707 |
¥105,459,474 |
¥23,259,474 |
| 40 |
1.40% |
¥223,749 |
¥107,399,723 |
¥25,199,723 |
| 40 |
1.50% |
¥227,836 |
¥109,361,181 |
¥27,161,181 |
| 40 |
1.60% |
¥231,966 |
¥111,343,748 |
¥29,143,748 |
| 40 |
1.70% |
¥236,140 |
¥113,347,316 |
¥31,147,316 |
| 40 |
1.80% |
¥240,358 |
¥115,371,774 |
¥33,171,774 |
| 40 |
1.90% |
¥244,619 |
¥117,417,005 |
¥35,217,005 |
| 40 |
2.00% |
¥248,923 |
¥119,482,884 |
¥37,282,884 |
| 40 |
2.10% |
¥253,269 |
¥121,569,283 |
¥39,369,283 |
| 40 |
2.20% |
¥257,658 |
¥123,676,066 |
¥41,476,066 |
| 40 |
2.30% |
¥262,090 |
¥125,803,094 |
¥43,603,094 |
| 40 |
2.40% |
¥266,563 |
¥127,950,221 |
¥45,750,221 |
| 40 |
2.50% |
¥271,078 |
¥130,117,297 |
¥47,917,297 |
| 40 |
2.60% |
¥275,634 |
¥132,304,168 |
¥50,104,168 |
| 40 |
2.70% |
¥280,231 |
¥134,510,674 |
¥52,310,674 |
| 40 |
2.80% |
¥284,868 |
¥136,736,650 |
¥54,536,650 |
| 40 |
2.90% |
¥289,546 |
¥138,981,927 |
¥56,781,927 |
| 40 |
3.00% |
¥294,263 |
¥141,246,334 |
¥59,046,334 |
8220万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥220,724 |
¥92,704,114 |
¥10,504,114 |
| 35 |
0.80% |
¥224,456 |
¥94,271,558 |
¥12,071,558 |
| 35 |
0.90% |
¥228,228 |
¥95,855,638 |
¥13,655,638 |
| 35 |
1.00% |
¥232,039 |
¥97,456,315 |
¥15,256,315 |
| 35 |
1.10% |
¥235,889 |
¥99,073,549 |
¥16,873,549 |
| 35 |
1.20% |
¥239,779 |
¥100,707,297 |
¥18,507,297 |
| 35 |
1.30% |
¥243,708 |
¥102,357,509 |
¥20,157,509 |
| 35 |
1.40% |
¥247,677 |
¥104,024,134 |
¥21,824,134 |
| 35 |
1.50% |
¥251,684 |
¥105,707,116 |
¥23,507,116 |
| 35 |
1.60% |
¥255,730 |
¥107,406,395 |
¥25,206,395 |
| 35 |
1.70% |
¥259,814 |
¥109,121,907 |
¥26,921,907 |
| 35 |
1.80% |
¥263,937 |
¥110,853,586 |
¥28,653,586 |
| 35 |
1.90% |
¥268,098 |
¥112,601,361 |
¥30,401,361 |
| 35 |
2.00% |
¥272,298 |
¥114,365,159 |
¥32,165,159 |
| 35 |
2.10% |
¥276,535 |
¥116,144,901 |
¥33,944,901 |
| 35 |
2.20% |
¥280,811 |
¥117,940,506 |
¥35,740,506 |
| 35 |
2.30% |
¥285,124 |
¥119,751,892 |
¥37,551,892 |
| 35 |
2.40% |
¥289,474 |
¥121,578,969 |
¥39,378,969 |
| 35 |
2.50% |
¥293,861 |
¥123,421,648 |
¥41,221,648 |
| 35 |
2.60% |
¥298,285 |
¥125,279,835 |
¥43,079,835 |
| 35 |
2.70% |
¥302,746 |
¥127,153,432 |
¥44,953,432 |
| 35 |
2.80% |
¥307,244 |
¥129,042,341 |
¥46,842,341 |
| 35 |
2.90% |
¥311,777 |
¥130,946,459 |
¥48,746,459 |
| 35 |
3.00% |
¥316,347 |
¥132,865,680 |
¥50,665,680 |
8220万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥253,213 |
¥91,156,748 |
¥8,956,748 |
| 30 |
0.80% |
¥256,904 |
¥92,485,448 |
¥10,285,448 |
| 30 |
0.90% |
¥260,629 |
¥93,826,394 |
¥11,626,394 |
| 30 |
1.00% |
¥264,388 |
¥95,179,567 |
¥12,979,567 |
| 30 |
1.10% |
¥268,180 |
¥96,544,944 |
¥14,344,944 |
| 30 |
1.20% |
¥272,007 |
¥97,922,501 |
¥15,722,501 |
| 30 |
1.30% |
¥275,867 |
¥99,312,211 |
¥17,112,211 |
| 30 |
1.40% |
¥279,761 |
¥100,714,045 |
¥18,514,045 |
| 30 |
1.50% |
¥283,689 |
¥102,127,973 |
¥19,927,973 |
| 30 |
1.60% |
¥287,650 |
¥103,553,961 |
¥21,353,961 |
| 30 |
1.70% |
¥291,644 |
¥104,991,976 |
¥22,791,976 |
| 30 |
1.80% |
¥295,672 |
¥106,441,979 |
¥24,241,979 |
| 30 |
1.90% |
¥299,733 |
¥107,903,932 |
¥25,703,932 |
| 30 |
2.00% |
¥303,827 |
¥109,377,794 |
¥27,177,794 |
| 30 |
2.10% |
¥307,954 |
¥110,863,523 |
¥28,663,523 |
| 30 |
2.20% |
¥312,114 |
¥112,361,073 |
¥30,161,073 |
| 30 |
2.30% |
¥316,307 |
¥113,870,398 |
¥31,670,398 |
| 30 |
2.40% |
¥320,532 |
¥115,391,449 |
¥33,191,449 |
| 30 |
2.50% |
¥324,789 |
¥116,924,176 |
¥34,724,176 |
| 30 |
2.60% |
¥329,079 |
¥118,468,527 |
¥36,268,527 |
| 30 |
2.70% |
¥333,401 |
¥120,024,448 |
¥37,824,448 |
| 30 |
2.80% |
¥337,755 |
¥121,591,884 |
¥39,391,884 |
| 30 |
2.90% |
¥342,141 |
¥123,170,776 |
¥40,970,776 |
| 30 |
3.00% |
¥346,559 |
¥124,761,066 |
¥42,561,066 |
8220万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥298,754 |
¥89,626,086 |
¥7,426,086 |
| 25 |
0.80% |
¥302,404 |
¥90,721,123 |
¥8,521,123 |
| 25 |
0.90% |
¥306,082 |
¥91,824,681 |
¥9,624,681 |
| 25 |
1.00% |
¥309,789 |
¥92,936,747 |
¥10,736,747 |
| 25 |
1.10% |
¥313,524 |
¥94,057,312 |
¥11,857,312 |
| 25 |
1.20% |
¥317,288 |
¥95,186,364 |
¥12,986,364 |
| 25 |
1.30% |
¥321,080 |
¥96,323,888 |
¥14,123,888 |
| 25 |
1.40% |
¥324,900 |
¥97,469,871 |
¥15,269,871 |
| 25 |
1.50% |
¥328,748 |
¥98,624,298 |
¥16,424,298 |
| 25 |
1.60% |
¥332,624 |
¥99,787,152 |
¥17,587,152 |
| 25 |
1.70% |
¥336,528 |
¥100,958,416 |
¥18,758,416 |
| 25 |
1.80% |
¥340,460 |
¥102,138,072 |
¥19,938,072 |
| 25 |
1.90% |
¥344,420 |
¥103,326,100 |
¥21,126,100 |
| 25 |
2.00% |
¥348,408 |
¥104,522,480 |
¥22,322,480 |
| 25 |
2.10% |
¥352,424 |
¥105,727,191 |
¥23,527,191 |
| 25 |
2.20% |
¥356,467 |
¥106,940,211 |
¥24,740,211 |
| 25 |
2.30% |
¥360,538 |
¥108,161,516 |
¥25,961,516 |
| 25 |
2.40% |
¥364,637 |
¥109,391,083 |
¥27,191,083 |
| 25 |
2.50% |
¥368,763 |
¥110,628,887 |
¥28,428,887 |
| 25 |
2.60% |
¥372,916 |
¥111,874,900 |
¥29,674,900 |
| 25 |
2.70% |
¥377,097 |
¥113,129,098 |
¥30,929,098 |
| 25 |
2.80% |
¥381,305 |
¥114,391,451 |
¥32,191,451 |
| 25 |
2.90% |
¥385,540 |
¥115,661,932 |
¥33,461,932 |
| 25 |
3.00% |
¥389,802 |
¥116,940,510 |
¥34,740,510 |
8220万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥367,134 |
¥88,112,150 |
¥5,912,150 |
| 20 |
0.80% |
¥370,744 |
¥88,978,624 |
¥6,778,624 |
| 20 |
0.90% |
¥374,377 |
¥89,850,558 |
¥7,650,558 |
| 20 |
1.00% |
¥378,033 |
¥90,727,949 |
¥8,527,949 |
| 20 |
1.10% |
¥381,712 |
¥91,610,791 |
¥9,410,791 |
| 20 |
1.20% |
¥385,413 |
¥92,499,078 |
¥10,299,078 |
| 20 |
1.30% |
¥389,137 |
¥93,392,806 |
¥11,192,806 |
| 20 |
1.40% |
¥392,883 |
¥94,291,968 |
¥12,091,968 |
| 20 |
1.50% |
¥396,652 |
¥95,196,558 |
¥12,996,558 |
| 20 |
1.60% |
¥400,444 |
¥96,106,569 |
¥13,906,569 |
| 20 |
1.70% |
¥404,258 |
¥97,021,993 |
¥14,821,993 |
| 20 |
1.80% |
¥408,095 |
¥97,942,822 |
¥15,742,822 |
| 20 |
1.90% |
¥411,954 |
¥98,869,049 |
¥16,669,049 |
| 20 |
2.00% |
¥415,836 |
¥99,800,664 |
¥17,600,664 |
| 20 |
2.10% |
¥419,740 |
¥100,737,660 |
¥18,537,660 |
| 20 |
2.20% |
¥423,667 |
¥101,680,025 |
¥19,480,025 |
| 20 |
2.30% |
¥427,616 |
¥102,627,751 |
¥20,427,751 |
| 20 |
2.40% |
¥431,587 |
¥103,580,827 |
¥21,380,827 |
| 20 |
2.50% |
¥435,580 |
¥104,539,243 |
¥22,339,243 |
| 20 |
2.60% |
¥439,596 |
¥105,502,987 |
¥23,302,987 |
| 20 |
2.70% |
¥443,634 |
¥106,472,048 |
¥24,272,048 |
| 20 |
2.80% |
¥447,693 |
¥107,446,415 |
¥25,246,415 |
| 20 |
2.90% |
¥451,775 |
¥108,426,074 |
¥26,226,074 |
| 20 |
3.00% |
¥455,879 |
¥109,411,014 |
¥27,211,014 |
8220万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥481,194 |
¥86,614,958 |
¥4,414,958 |
| 15 |
0.80% |
¥484,767 |
¥87,257,980 |
¥5,057,980 |
| 15 |
0.90% |
¥488,356 |
¥87,904,078 |
¥5,704,078 |
| 15 |
1.00% |
¥491,962 |
¥88,553,248 |
¥6,353,248 |
| 15 |
1.10% |
¥495,586 |
¥89,205,491 |
¥7,005,491 |
| 15 |
1.20% |
¥499,227 |
¥89,860,803 |
¥7,660,803 |
| 15 |
1.30% |
¥502,884 |
¥90,519,183 |
¥8,319,183 |
| 15 |
1.40% |
¥506,559 |
¥91,180,628 |
¥8,980,628 |
| 15 |
1.50% |
¥510,251 |
¥91,845,137 |
¥9,645,137 |
| 15 |
1.60% |
¥513,959 |
¥92,512,708 |
¥10,312,708 |
| 15 |
1.70% |
¥517,685 |
¥93,183,336 |
¥10,983,336 |
| 15 |
1.80% |
¥521,428 |
¥93,857,021 |
¥11,657,021 |
| 15 |
1.90% |
¥525,188 |
¥94,533,759 |
¥12,333,759 |
| 15 |
2.00% |
¥528,964 |
¥95,213,547 |
¥13,013,547 |
| 15 |
2.10% |
¥532,758 |
¥95,896,383 |
¥13,696,383 |
| 15 |
2.20% |
¥536,568 |
¥96,582,262 |
¥14,382,262 |
| 15 |
2.30% |
¥540,395 |
¥97,271,183 |
¥15,071,183 |
| 15 |
2.40% |
¥544,240 |
¥97,963,140 |
¥15,763,140 |
| 15 |
2.50% |
¥548,101 |
¥98,658,131 |
¥16,458,131 |
| 15 |
2.60% |
¥551,979 |
¥99,356,153 |
¥17,156,153 |
| 15 |
2.70% |
¥555,873 |
¥100,057,200 |
¥17,857,200 |
| 15 |
2.80% |
¥559,785 |
¥100,761,270 |
¥18,561,270 |
| 15 |
2.90% |
¥563,713 |
¥101,468,358 |
¥19,268,358 |
| 15 |
3.00% |
¥567,658 |
¥102,178,459 |
¥19,978,459 |
8220万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥709,454 |
¥85,134,525 |
¥2,934,525 |
| 10 |
0.80% |
¥712,993 |
¥85,559,218 |
¥3,359,218 |
| 10 |
0.90% |
¥716,544 |
¥85,985,278 |
¥3,785,278 |
| 10 |
1.00% |
¥720,106 |
¥86,412,705 |
¥4,212,705 |
| 10 |
1.10% |
¥723,679 |
¥86,841,500 |
¥4,641,500 |
| 10 |
1.20% |
¥727,264 |
¥87,271,660 |
¥5,071,660 |
| 10 |
1.30% |
¥730,860 |
¥87,703,187 |
¥5,503,187 |
| 10 |
1.40% |
¥734,467 |
¥88,136,079 |
¥5,936,079 |
| 10 |
1.50% |
¥738,086 |
¥88,570,335 |
¥6,370,335 |
| 10 |
1.60% |
¥741,716 |
¥89,005,956 |
¥6,805,956 |
| 10 |
1.70% |
¥745,358 |
¥89,442,941 |
¥7,242,941 |
| 10 |
1.80% |
¥749,011 |
¥89,881,289 |
¥7,681,289 |
| 10 |
1.90% |
¥752,675 |
¥90,320,999 |
¥8,120,999 |
| 10 |
2.00% |
¥756,351 |
¥90,762,071 |
¥8,562,071 |
| 10 |
2.10% |
¥760,038 |
¥91,204,504 |
¥9,004,504 |
| 10 |
2.20% |
¥763,736 |
¥91,648,297 |
¥9,448,297 |
| 10 |
2.30% |
¥767,445 |
¥92,093,450 |
¥9,893,450 |
| 10 |
2.40% |
¥771,166 |
¥92,539,961 |
¥10,339,961 |
| 10 |
2.50% |
¥774,899 |
¥92,987,831 |
¥10,787,831 |
| 10 |
2.60% |
¥778,642 |
¥93,437,058 |
¥11,237,058 |
| 10 |
2.70% |
¥782,397 |
¥93,887,641 |
¥11,687,641 |
| 10 |
2.80% |
¥786,163 |
¥94,339,579 |
¥12,139,579 |
| 10 |
2.90% |
¥789,941 |
¥94,792,872 |
¥12,592,872 |
| 10 |
3.00% |
¥793,729 |
¥95,247,519 |
¥13,047,519 |