8230万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8230万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8230万円の住宅ローン｜期間・年数別
8230万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥162,608 | ¥97,564,694 | ¥15,264,694 |
| 50 | 0.80% | ¥166,469 | ¥99,881,486 | ¥17,581,486 |
| 50 | 0.90% | ¥170,387 | ¥102,231,991 | ¥19,931,991 |
| 50 | 1.00% | ¥174,360 | ¥104,616,063 | ¥22,316,063 |
| 50 | 1.10% | ¥178,389 | ¥107,033,540 | ¥24,733,540 |
| 50 | 1.20% | ¥182,474 | ¥109,484,243 | ¥27,184,243 |
| 50 | 1.30% | ¥186,613 | ¥111,967,980 | ¥29,667,980 |
| 50 | 1.40% | ¥190,808 | ¥114,484,542 | ¥32,184,542 |
| 50 | 1.50% | ¥195,056 | ¥117,033,707 | ¥34,733,707 |
| 50 | 1.60% | ¥199,359 | ¥119,615,238 | ¥37,315,238 |
| 50 | 1.70% | ¥203,715 | ¥122,228,884 | ¥39,928,884 |
| 50 | 1.80% | ¥208,124 | ¥124,874,382 | ¥42,574,382 |
| 50 | 1.90% | ¥212,586 | ¥127,551,455 | ¥45,251,455 |
| 50 | 2.00% | ¥217,100 | ¥130,259,813 | ¥47,959,813 |
| 50 | 2.10% | ¥221,665 | ¥132,999,154 | ¥50,699,154 |
| 50 | 2.20% | ¥226,282 | ¥135,769,167 | ¥53,469,167 |
| 50 | 2.30% | ¥230,949 | ¥138,569,528 | ¥56,269,528 |
| 50 | 2.40% | ¥235,667 | ¥141,399,901 | ¥59,099,901 |
| 50 | 2.50% | ¥240,433 | ¥144,259,942 | ¥61,959,942 |
| 50 | 2.60% | ¥245,249 | ¥147,149,299 | ¥64,849,299 |
| 50 | 2.70% | ¥250,113 | ¥150,067,606 | ¥67,767,606 |
| 50 | 2.80% | ¥255,024 | ¥153,014,495 | ¥70,714,495 |
| 50 | 2.90% | ¥259,983 | ¥155,989,584 | ¥73,689,584 |
| 50 | 3.00% | ¥264,987 | ¥158,992,488 | ¥76,692,488 |
8230万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥177,714 | ¥95,965,450 | ¥13,665,450 |
| 45 | 0.80% | ¥181,533 | ¥98,028,062 | ¥15,728,062 |
| 45 | 0.90% | ¥185,404 | ¥100,118,065 | ¥17,818,065 |
| 45 | 1.00% | ¥189,325 | ¥102,235,362 | ¥19,935,362 |
| 45 | 1.10% | ¥193,296 | ¥104,379,845 | ¥22,079,845 |
| 45 | 1.20% | ¥197,317 | ¥106,551,396 | ¥24,251,396 |
| 45 | 1.30% | ¥201,389 | ¥108,749,886 | ¥26,449,886 |
| 45 | 1.40% | ¥205,510 | ¥110,975,178 | ¥28,675,178 |
| 45 | 1.50% | ¥209,680 | ¥113,227,123 | ¥30,927,123 |
| 45 | 1.60% | ¥213,899 | ¥115,505,562 | ¥33,205,562 |
| 45 | 1.70% | ¥218,167 | ¥117,810,330 | ¥35,510,330 |
| 45 | 1.80% | ¥222,484 | ¥120,141,250 | ¥37,841,250 |
| 45 | 1.90% | ¥226,848 | ¥122,498,135 | ¥40,198,135 |
| 45 | 2.00% | ¥231,261 | ¥124,880,793 | ¥42,580,793 |
| 45 | 2.10% | ¥235,720 | ¥127,289,020 | ¥44,989,020 |
| 45 | 2.20% | ¥240,227 | ¥129,722,607 | ¥47,422,607 |
| 45 | 2.30% | ¥244,780 | ¥132,181,333 | ¥49,881,333 |
| 45 | 2.40% | ¥249,380 | ¥134,664,973 | ¥52,364,973 |
| 45 | 2.50% | ¥254,025 | ¥137,173,295 | ¥54,873,295 |
| 45 | 2.60% | ¥258,715 | ¥139,706,056 | ¥57,406,056 |
| 45 | 2.70% | ¥263,450 | ¥142,263,009 | ¥59,963,009 |
| 45 | 2.80% | ¥268,229 | ¥144,843,902 | ¥62,543,902 |
| 45 | 2.90% | ¥273,053 | ¥147,448,475 | ¥65,148,475 |
| 45 | 3.00% | ¥277,919 | ¥150,076,460 | ¥67,776,460 |
8230万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥196,631 | ¥94,382,838 | ¥12,082,838 |
| 40 | 0.80% | ¥200,409 | ¥96,196,295 | ¥13,896,295 |
| 40 | 0.90% | ¥204,232 | ¥98,031,454 | ¥15,731,454 |
| 40 | 1.00% | ¥208,101 | ¥99,888,252 | ¥17,588,252 |
| 40 | 1.10% | ¥212,014 | ¥101,766,621 | ¥19,466,621 |
| 40 | 1.20% | ¥215,972 | ¥103,666,488 | ¥21,366,488 |
| 40 | 1.30% | ¥219,975 | ¥105,587,770 | ¥23,287,770 |
| 40 | 1.40% | ¥224,022 | ¥107,530,380 | ¥25,230,380 |
| 40 | 1.50% | ¥228,113 | ¥109,494,224 | ¥27,194,224 |
| 40 | 1.60% | ¥232,248 | ¥111,479,202 | ¥29,179,202 |
| 40 | 1.70% | ¥236,428 | ¥113,485,208 | ¥31,185,208 |
| 40 | 1.80% | ¥240,650 | ¥115,512,129 | ¥33,212,129 |
| 40 | 1.90% | ¥244,916 | ¥117,559,848 | ¥35,259,848 |
| 40 | 2.00% | ¥249,226 | ¥119,628,240 | ¥37,328,240 |
| 40 | 2.10% | ¥253,577 | ¥121,717,177 | ¥39,417,177 |
| 40 | 2.20% | ¥257,972 | ¥123,826,523 | ¥41,526,523 |
| 40 | 2.30% | ¥262,409 | ¥125,956,139 | ¥43,656,139 |
| 40 | 2.40% | ¥266,887 | ¥128,105,878 | ¥45,805,878 |
| 40 | 2.50% | ¥271,407 | ¥130,275,591 | ¥47,975,591 |
| 40 | 2.60% | ¥275,969 | ¥132,465,122 | ¥50,165,122 |
| 40 | 2.70% | ¥280,571 | ¥134,674,312 | ¥52,374,312 |
| 40 | 2.80% | ¥285,215 | ¥136,902,996 | ¥54,602,996 |
| 40 | 2.90% | ¥289,898 | ¥139,151,005 | ¥56,851,005 |
| 40 | 3.00% | ¥294,621 | ¥141,418,166 | ¥59,118,166 |
8230万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥220,993 | ¥92,816,892 | ¥10,516,892 |
| 35 | 0.80% | ¥224,729 | ¥94,386,244 | ¥12,086,244 |
| 35 | 0.90% | ¥228,505 | ¥95,972,250 | ¥13,672,250 |
| 35 | 1.00% | ¥232,321 | ¥97,574,875 | ¥15,274,875 |
| 35 | 1.10% | ¥236,176 | ¥99,194,077 | ¥16,894,077 |
| 35 | 1.20% | ¥240,071 | ¥100,829,812 | ¥18,529,812 |
| 35 | 1.30% | ¥244,005 | ¥102,482,032 | ¥20,182,032 |
| 35 | 1.40% | ¥247,978 | ¥104,150,684 | ¥21,850,684 |
| 35 | 1.50% | ¥251,990 | ¥105,835,713 | ¥23,535,713 |
| 35 | 1.60% | ¥256,041 | ¥107,537,059 | ¥25,237,059 |
| 35 | 1.70% | ¥260,130 | ¥109,254,659 | ¥26,954,659 |
| 35 | 1.80% | ¥264,258 | ¥110,988,444 | ¥28,688,444 |
| 35 | 1.90% | ¥268,425 | ¥112,738,346 | ¥30,438,346 |
| 35 | 2.00% | ¥272,629 | ¥114,504,289 | ¥32,204,289 |
| 35 | 2.10% | ¥276,872 | ¥116,286,196 | ¥33,986,196 |
| 35 | 2.20% | ¥281,152 | ¥118,083,986 | ¥35,783,986 |
| 35 | 2.30% | ¥285,470 | ¥119,897,575 | ¥37,597,575 |
| 35 | 2.40% | ¥289,826 | ¥121,726,876 | ¥39,426,876 |
| 35 | 2.50% | ¥294,219 | ¥123,571,796 | ¥41,271,796 |
| 35 | 2.60% | ¥298,648 | ¥125,432,243 | ¥43,132,243 |
| 35 | 2.70% | ¥303,115 | ¥127,308,120 | ¥45,008,120 |
| 35 | 2.80% | ¥307,617 | ¥129,199,327 | ¥46,899,327 |
| 35 | 2.90% | ¥312,157 | ¥131,105,761 | ¥48,805,761 |
| 35 | 3.00% | ¥316,732 | ¥133,027,317 | ¥50,727,317 |
8230万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥253,521 | ¥91,267,644 | ¥8,967,644 |
| 30 | 0.80% | ¥257,217 | ¥92,597,960 | ¥10,297,960 |
| 30 | 0.90% | ¥260,946 | ¥93,940,538 | ¥11,640,538 |
| 30 | 1.00% | ¥264,709 | ¥95,295,357 | ¥12,995,357 |
| 30 | 1.10% | ¥268,507 | ¥96,662,395 | ¥14,362,395 |
| 30 | 1.20% | ¥272,338 | ¥98,041,628 | ¥15,741,628 |
| 30 | 1.30% | ¥276,203 | ¥99,433,028 | ¥17,133,028 |
| 30 | 1.40% | ¥280,102 | ¥100,836,568 | ¥18,536,568 |
| 30 | 1.50% | ¥284,034 | ¥102,252,216 | ¥19,952,216 |
| 30 | 1.60% | ¥288,000 | ¥103,679,939 | ¥21,379,939 |
| 30 | 1.70% | ¥291,999 | ¥105,119,703 | ¥22,819,703 |
| 30 | 1.80% | ¥296,032 | ¥106,571,470 | ¥24,271,470 |
| 30 | 1.90% | ¥300,098 | ¥108,035,202 | ¥25,735,202 |
| 30 | 2.00% | ¥304,197 | ¥109,510,857 | ¥27,210,857 |
| 30 | 2.10% | ¥308,329 | ¥110,998,393 | ¥28,698,393 |
| 30 | 2.20% | ¥312,494 | ¥112,497,765 | ¥30,197,765 |
| 30 | 2.30% | ¥316,691 | ¥114,008,926 | ¥31,708,926 |
| 30 | 2.40% | ¥320,922 | ¥115,531,828 | ¥33,231,828 |
| 30 | 2.50% | ¥325,184 | ¥117,066,420 | ¥34,766,420 |
| 30 | 2.60% | ¥329,480 | ¥118,612,650 | ¥36,312,650 |
| 30 | 2.70% | ¥333,807 | ¥120,170,464 | ¥37,870,464 |
| 30 | 2.80% | ¥338,166 | ¥121,739,806 | ¥39,439,806 |
| 30 | 2.90% | ¥342,557 | ¥123,320,619 | ¥41,020,619 |
| 30 | 3.00% | ¥346,980 | ¥124,912,843 | ¥42,612,843 |
8230万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥299,117 | ¥89,735,120 | ¥7,435,120 |
| 25 | 0.80% | ¥302,772 | ¥90,831,490 | ¥8,531,490 |
| 25 | 0.90% | ¥306,455 | ¥91,936,389 | ¥9,636,389 |
| 25 | 1.00% | ¥310,166 | ¥93,049,809 | ¥10,749,809 |
| 25 | 1.10% | ¥313,906 | ¥94,171,737 | ¥11,871,737 |
| 25 | 1.20% | ¥317,674 | ¥95,302,162 | ¥13,002,162 |
| 25 | 1.30% | ¥321,470 | ¥96,441,070 | ¥14,141,070 |
| 25 | 1.40% | ¥325,295 | ¥97,588,448 | ¥15,288,448 |
| 25 | 1.50% | ¥329,148 | ¥98,744,279 | ¥16,444,279 |
| 25 | 1.60% | ¥333,028 | ¥99,908,548 | ¥17,608,548 |
| 25 | 1.70% | ¥336,937 | ¥101,081,236 | ¥18,781,236 |
| 25 | 1.80% | ¥340,874 | ¥102,262,327 | ¥19,962,327 |
| 25 | 1.90% | ¥344,839 | ¥103,451,801 | ¥21,151,801 |
| 25 | 2.00% | ¥348,832 | ¥104,649,636 | ¥22,349,636 |
| 25 | 2.10% | ¥352,853 | ¥105,855,813 | ¥23,555,813 |
| 25 | 2.20% | ¥356,901 | ¥107,070,308 | ¥24,770,308 |
| 25 | 2.30% | ¥360,977 | ¥108,293,100 | ¥25,993,100 |
| 25 | 2.40% | ¥365,081 | ¥109,524,162 | ¥27,224,162 |
| 25 | 2.50% | ¥369,212 | ¥110,763,472 | ¥28,463,472 |
| 25 | 2.60% | ¥373,370 | ¥112,011,001 | ¥29,711,001 |
| 25 | 2.70% | ¥377,556 | ¥113,266,725 | ¥30,966,725 |
| 25 | 2.80% | ¥381,769 | ¥114,530,614 | ¥32,230,614 |
| 25 | 2.90% | ¥386,009 | ¥115,802,640 | ¥33,502,640 |
| 25 | 3.00% | ¥390,276 | ¥117,082,773 | ¥34,782,773 |
8230万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥367,581 | ¥88,219,342 | ¥5,919,342 |
| 20 | 0.80% | ¥371,195 | ¥89,086,870 | ¥6,786,870 |
| 20 | 0.90% | ¥374,833 | ¥89,959,866 | ¥7,659,866 |
| 20 | 1.00% | ¥378,493 | ¥90,838,324 | ¥8,538,324 |
| 20 | 1.10% | ¥382,176 | ¥91,722,239 | ¥9,422,239 |
| 20 | 1.20% | ¥385,882 | ¥92,611,608 | ¥10,311,608 |
| 20 | 1.30% | ¥389,610 | ¥93,506,423 | ¥11,206,423 |
| 20 | 1.40% | ¥393,361 | ¥94,406,679 | ¥12,106,679 |
| 20 | 1.50% | ¥397,135 | ¥95,312,369 | ¥13,012,369 |
| 20 | 1.60% | ¥400,931 | ¥96,223,487 | ¥13,923,487 |
| 20 | 1.70% | ¥404,750 | ¥97,140,024 | ¥14,840,024 |
| 20 | 1.80% | ¥408,592 | ¥98,061,974 | ¥15,761,974 |
| 20 | 1.90% | ¥412,456 | ¥98,989,327 | ¥16,689,327 |
| 20 | 2.00% | ¥416,342 | ¥99,922,076 | ¥17,622,076 |
| 20 | 2.10% | ¥420,251 | ¥100,860,211 | ¥18,560,211 |
| 20 | 2.20% | ¥424,182 | ¥101,803,723 | ¥19,503,723 |
| 20 | 2.30% | ¥428,136 | ¥102,752,602 | ¥20,452,602 |
| 20 | 2.40% | ¥432,112 | ¥103,706,838 | ¥21,406,838 |
| 20 | 2.50% | ¥436,110 | ¥104,666,419 | ¥22,366,419 |
| 20 | 2.60% | ¥440,131 | ¥105,631,336 | ¥23,331,336 |
| 20 | 2.70% | ¥444,173 | ¥106,601,576 | ¥24,301,576 |
| 20 | 2.80% | ¥448,238 | ¥107,577,128 | ¥25,277,128 |
| 20 | 2.90% | ¥452,325 | ¥108,557,979 | ¥26,257,979 |
| 20 | 3.00% | ¥456,434 | ¥109,544,118 | ¥27,244,118 |
8230万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥481,780 | ¥86,720,329 | ¥4,420,329 |
| 15 | 0.80% | ¥485,356 | ¥87,364,134 | ¥5,064,134 |
| 15 | 0.90% | ¥488,950 | ¥88,011,017 | ¥5,711,017 |
| 15 | 1.00% | ¥492,561 | ¥88,660,977 | ¥6,360,977 |
| 15 | 1.10% | ¥496,189 | ¥89,314,013 | ¥7,014,013 |
| 15 | 1.20% | ¥499,834 | ¥89,970,122 | ¥7,670,122 |
| 15 | 1.30% | ¥503,496 | ¥90,629,303 | ¥8,329,303 |
| 15 | 1.40% | ¥507,175 | ¥91,291,554 | ¥8,991,554 |
| 15 | 1.50% | ¥510,872 | ¥91,956,871 | ¥9,656,871 |
| 15 | 1.60% | ¥514,585 | ¥92,625,253 | ¥10,325,253 |
| 15 | 1.70% | ¥518,315 | ¥93,296,698 | ¥10,996,698 |
| 15 | 1.80% | ¥522,062 | ¥93,971,202 | ¥11,671,202 |
| 15 | 1.90% | ¥525,826 | ¥94,648,764 | ¥12,348,764 |
| 15 | 2.00% | ¥529,608 | ¥95,329,379 | ¥13,029,379 |
| 15 | 2.10% | ¥533,406 | ¥96,013,045 | ¥13,713,045 |
| 15 | 2.20% | ¥537,221 | ¥96,699,759 | ¥14,399,759 |
| 15 | 2.30% | ¥541,053 | ¥97,389,517 | ¥15,089,517 |
| 15 | 2.40% | ¥544,902 | ¥98,082,317 | ¥15,782,317 |
| 15 | 2.50% | ¥548,768 | ¥98,778,153 | ¥16,478,153 |
| 15 | 2.60% | ¥552,650 | ¥99,477,024 | ¥17,177,024 |
| 15 | 2.70% | ¥556,550 | ¥100,178,924 | ¥17,878,924 |
| 15 | 2.80% | ¥560,466 | ¥100,883,850 | ¥18,583,850 |
| 15 | 2.90% | ¥564,399 | ¥101,591,799 | ¥19,291,799 |
| 15 | 3.00% | ¥568,349 | ¥102,302,764 | ¥20,002,764 |
8230万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥710,317 | ¥85,238,095 | ¥2,938,095 |
| 10 | 0.80% | ¥713,861 | ¥85,663,304 | ¥3,363,304 |
| 10 | 0.90% | ¥717,416 | ¥86,089,883 | ¥3,789,883 |
| 10 | 1.00% | ¥720,982 | ¥86,517,830 | ¥4,217,830 |
| 10 | 1.10% | ¥724,560 | ¥86,947,146 | ¥4,647,146 |
| 10 | 1.20% | ¥728,149 | ¥87,377,830 | ¥5,077,830 |
| 10 | 1.30% | ¥731,749 | ¥87,809,882 | ¥5,509,882 |
| 10 | 1.40% | ¥735,361 | ¥88,243,300 | ¥5,943,300 |
| 10 | 1.50% | ¥738,984 | ¥88,678,085 | ¥6,378,085 |
| 10 | 1.60% | ¥742,619 | ¥89,114,236 | ¥6,814,236 |
| 10 | 1.70% | ¥746,265 | ¥89,551,752 | ¥7,251,752 |
| 10 | 1.80% | ¥749,922 | ¥89,990,633 | ¥7,690,633 |
| 10 | 1.90% | ¥753,591 | ¥90,430,879 | ¥8,130,879 |
| 10 | 2.00% | ¥757,271 | ¥90,872,487 | ¥8,572,487 |
| 10 | 2.10% | ¥760,962 | ¥91,315,458 | ¥9,015,458 |
| 10 | 2.20% | ¥764,665 | ¥91,759,791 | ¥9,459,791 |
| 10 | 2.30% | ¥768,379 | ¥92,205,486 | ¥9,905,486 |
| 10 | 2.40% | ¥772,105 | ¥92,652,540 | ¥10,352,540 |
| 10 | 2.50% | ¥775,841 | ¥93,100,955 | ¥10,800,955 |
| 10 | 2.60% | ¥779,589 | ¥93,550,728 | ¥11,250,728 |
| 10 | 2.70% | ¥783,349 | ¥94,001,859 | ¥11,701,859 |
| 10 | 2.80% | ¥787,120 | ¥94,454,348 | ¥12,154,348 |
| 10 | 2.90% | ¥790,902 | ¥94,908,192 | ¥12,608,192 |
| 10 | 3.00% | ¥794,695 | ¥95,363,391 | ¥13,063,391 |
