1320万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1320万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1320万円の住宅ローン｜期間・年数別
1320万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥26,080 | ¥15,648,286 | ¥2,448,286 |
| 50 | 0.80% | ¥26,700 | ¥16,019,874 | ¥2,819,874 |
| 50 | 0.90% | ¥27,328 | ¥16,396,869 | ¥3,196,869 |
| 50 | 1.00% | ¥27,965 | ¥16,779,247 | ¥3,579,247 |
| 50 | 1.10% | ¥28,612 | ¥17,166,983 | ¥3,966,983 |
| 50 | 1.20% | ¥29,267 | ¥17,560,049 | ¥4,360,049 |
| 50 | 1.30% | ¥29,931 | ¥17,958,412 | ¥4,758,412 |
| 50 | 1.40% | ¥30,603 | ¥18,362,041 | ¥5,162,041 |
| 50 | 1.50% | ¥31,285 | ¥18,770,898 | ¥5,570,898 |
| 50 | 1.60% | ¥31,975 | ¥19,184,947 | ¥5,984,947 |
| 50 | 1.70% | ¥32,674 | ¥19,604,147 | ¥6,404,147 |
| 50 | 1.80% | ¥33,381 | ¥20,028,455 | ¥6,828,455 |
| 50 | 1.90% | ¥34,096 | ¥20,457,827 | ¥7,257,827 |
| 50 | 2.00% | ¥34,820 | ¥20,892,218 | ¥7,692,218 |
| 50 | 2.10% | ¥35,553 | ¥21,331,578 | ¥8,131,578 |
| 50 | 2.20% | ¥36,293 | ¥21,775,857 | ¥8,575,857 |
| 50 | 2.30% | ¥37,042 | ¥22,225,003 | ¥9,025,003 |
| 50 | 2.40% | ¥37,798 | ¥22,678,963 | ¥9,478,963 |
| 50 | 2.50% | ¥38,563 | ¥23,137,682 | ¥9,937,682 |
| 50 | 2.60% | ¥39,335 | ¥23,601,103 | ¥10,401,103 |
| 50 | 2.70% | ¥40,115 | ¥24,069,167 | ¥10,869,167 |
| 50 | 2.80% | ¥40,903 | ¥24,541,814 | ¥11,341,814 |
| 50 | 2.90% | ¥41,698 | ¥25,018,986 | ¥11,818,986 |
| 50 | 3.00% | ¥42,501 | ¥25,500,618 | ¥12,300,618 |
1320万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥28,503 | ¥15,391,785 | ¥2,191,785 |
| 45 | 0.80% | ¥29,116 | ¥15,722,605 | ¥2,522,605 |
| 45 | 0.90% | ¥29,737 | ¥16,057,818 | ¥2,857,818 |
| 45 | 1.00% | ¥30,366 | ¥16,397,409 | ¥3,197,409 |
| 45 | 1.10% | ¥31,003 | ¥16,741,360 | ¥3,541,360 |
| 45 | 1.20% | ¥31,648 | ¥17,089,653 | ¥3,889,653 |
| 45 | 1.30% | ¥32,300 | ¥17,442,266 | ¥4,242,266 |
| 45 | 1.40% | ¥32,961 | ¥17,799,178 | ¥4,599,178 |
| 45 | 1.50% | ¥33,630 | ¥18,160,365 | ¥4,960,365 |
| 45 | 1.60% | ¥34,307 | ¥18,525,801 | ¥5,325,801 |
| 45 | 1.70% | ¥34,992 | ¥18,895,460 | ¥5,695,460 |
| 45 | 1.80% | ¥35,684 | ¥19,269,313 | ¥6,069,313 |
| 45 | 1.90% | ¥36,384 | ¥19,647,332 | ¥6,447,332 |
| 45 | 2.00% | ¥37,092 | ¥20,029,483 | ¥6,829,483 |
| 45 | 2.10% | ¥37,807 | ¥20,415,736 | ¥7,215,736 |
| 45 | 2.20% | ¥38,530 | ¥20,806,056 | ¥7,606,056 |
| 45 | 2.30% | ¥39,260 | ¥21,200,408 | ¥8,000,408 |
| 45 | 2.40% | ¥39,998 | ¥21,598,756 | ¥8,398,756 |
| 45 | 2.50% | ¥40,743 | ¥22,001,063 | ¥8,801,063 |
| 45 | 2.60% | ¥41,495 | ¥22,407,290 | ¥9,207,290 |
| 45 | 2.70% | ¥42,254 | ¥22,817,396 | ¥9,617,396 |
| 45 | 2.80% | ¥43,021 | ¥23,231,343 | ¥10,031,343 |
| 45 | 2.90% | ¥43,795 | ¥23,649,087 | ¥10,449,087 |
| 45 | 3.00% | ¥44,575 | ¥24,070,587 | ¥10,870,587 |
1320万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥31,537 | ¥15,137,952 | ¥1,937,952 |
| 40 | 0.80% | ¥32,143 | ¥15,428,810 | ¥2,228,810 |
| 40 | 0.90% | ¥32,757 | ¥15,723,149 | ¥2,523,149 |
| 40 | 1.00% | ¥33,377 | ¥16,020,959 | ¥2,820,959 |
| 40 | 1.10% | ¥34,005 | ¥16,322,228 | ¥3,122,228 |
| 40 | 1.20% | ¥34,639 | ¥16,626,946 | ¥3,426,946 |
| 40 | 1.30% | ¥35,281 | ¥16,935,098 | ¥3,735,098 |
| 40 | 1.40% | ¥35,931 | ¥17,246,671 | ¥4,046,671 |
| 40 | 1.50% | ¥36,587 | ¥17,561,650 | ¥4,361,650 |
| 40 | 1.60% | ¥37,250 | ¥17,880,018 | ¥4,680,018 |
| 40 | 1.70% | ¥37,920 | ¥18,201,759 | ¥5,001,759 |
| 40 | 1.80% | ¥38,598 | ¥18,526,854 | ¥5,326,854 |
| 40 | 1.90% | ¥39,282 | ¥18,855,285 | ¥5,655,285 |
| 40 | 2.00% | ¥39,973 | ¥19,187,032 | ¥5,987,032 |
| 40 | 2.10% | ¥40,671 | ¥19,522,075 | ¥6,322,075 |
| 40 | 2.20% | ¥41,376 | ¥19,860,390 | ¥6,660,390 |
| 40 | 2.30% | ¥42,087 | ¥20,201,957 | ¥7,001,957 |
| 40 | 2.40% | ¥42,806 | ¥20,546,751 | ¥7,346,751 |
| 40 | 2.50% | ¥43,531 | ¥20,894,748 | ¥7,694,748 |
| 40 | 2.60% | ¥44,262 | ¥21,245,925 | ¥8,045,925 |
| 40 | 2.70% | ¥45,001 | ¥21,600,254 | ¥8,400,254 |
| 40 | 2.80% | ¥45,745 | ¥21,957,710 | ¥8,757,710 |
| 40 | 2.90% | ¥46,496 | ¥22,318,266 | ¥9,118,266 |
| 40 | 3.00% | ¥47,254 | ¥22,681,893 | ¥9,481,893 |
1320万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥35,445 | ¥14,886,792 | ¥1,686,792 |
| 35 | 0.80% | ¥36,044 | ¥15,138,498 | ¥1,938,498 |
| 35 | 0.90% | ¥36,650 | ¥15,392,876 | ¥2,192,876 |
| 35 | 1.00% | ¥37,262 | ¥15,649,919 | ¥2,449,919 |
| 35 | 1.10% | ¥37,880 | ¥15,909,621 | ¥2,709,621 |
| 35 | 1.20% | ¥38,505 | ¥16,171,975 | ¥2,971,975 |
| 35 | 1.30% | ¥39,136 | ¥16,436,972 | ¥3,236,972 |
| 35 | 1.40% | ¥39,773 | ¥16,704,606 | ¥3,504,606 |
| 35 | 1.50% | ¥40,416 | ¥16,974,865 | ¥3,774,865 |
| 35 | 1.60% | ¥41,066 | ¥17,247,742 | ¥4,047,742 |
| 35 | 1.70% | ¥41,722 | ¥17,523,226 | ¥4,323,226 |
| 35 | 1.80% | ¥42,384 | ¥17,801,306 | ¥4,601,306 |
| 35 | 1.90% | ¥43,052 | ¥18,081,970 | ¥4,881,970 |
| 35 | 2.00% | ¥43,727 | ¥18,365,208 | ¥5,165,208 |
| 35 | 2.10% | ¥44,407 | ¥18,651,006 | ¥5,451,006 |
| 35 | 2.20% | ¥45,094 | ¥18,939,351 | ¥5,739,351 |
| 35 | 2.30% | ¥45,786 | ¥19,230,231 | ¥6,030,231 |
| 35 | 2.40% | ¥46,485 | ¥19,523,630 | ¥6,323,630 |
| 35 | 2.50% | ¥47,189 | ¥19,819,535 | ¥6,619,535 |
| 35 | 2.60% | ¥47,900 | ¥20,117,930 | ¥6,917,930 |
| 35 | 2.70% | ¥48,616 | ¥20,418,799 | ¥7,218,799 |
| 35 | 2.80% | ¥49,338 | ¥20,722,128 | ¥7,522,128 |
| 35 | 2.90% | ¥50,066 | ¥21,027,898 | ¥7,827,898 |
| 35 | 3.00% | ¥50,800 | ¥21,336,095 | ¥8,136,095 |
1320万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥40,662 | ¥14,638,310 | ¥1,438,310 |
| 30 | 0.80% | ¥41,255 | ¥14,851,678 | ¥1,651,678 |
| 30 | 0.90% | ¥41,853 | ¥15,067,012 | ¥1,867,012 |
| 30 | 1.00% | ¥42,456 | ¥15,284,310 | ¥2,084,310 |
| 30 | 1.10% | ¥43,065 | ¥15,503,568 | ¥2,303,568 |
| 30 | 1.20% | ¥43,680 | ¥15,724,781 | ¥2,524,781 |
| 30 | 1.30% | ¥44,300 | ¥15,947,946 | ¥2,747,946 |
| 30 | 1.40% | ¥44,925 | ¥16,173,058 | ¥2,973,058 |
| 30 | 1.50% | ¥45,556 | ¥16,400,112 | ¥3,200,112 |
| 30 | 1.60% | ¥46,192 | ¥16,629,103 | ¥3,429,103 |
| 30 | 1.70% | ¥46,833 | ¥16,860,025 | ¥3,660,025 |
| 30 | 1.80% | ¥47,480 | ¥17,092,873 | ¥3,892,873 |
| 30 | 1.90% | ¥48,132 | ¥17,327,639 | ¥4,127,639 |
| 30 | 2.00% | ¥48,790 | ¥17,564,317 | ¥4,364,317 |
| 30 | 2.10% | ¥49,453 | ¥17,802,901 | ¥4,602,901 |
| 30 | 2.20% | ¥50,121 | ¥18,043,384 | ¥4,843,384 |
| 30 | 2.30% | ¥50,794 | ¥18,285,757 | ¥5,085,757 |
| 30 | 2.40% | ¥51,472 | ¥18,530,014 | ¥5,330,014 |
| 30 | 2.50% | ¥52,156 | ¥18,776,145 | ¥5,576,145 |
| 30 | 2.60% | ¥52,845 | ¥19,024,143 | ¥5,824,143 |
| 30 | 2.70% | ¥53,539 | ¥19,273,999 | ¥6,073,999 |
| 30 | 2.80% | ¥54,238 | ¥19,525,704 | ¥6,325,704 |
| 30 | 2.90% | ¥54,942 | ¥19,779,249 | ¥6,579,249 |
| 30 | 3.00% | ¥55,652 | ¥20,034,624 | ¥6,834,624 |
1320万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥47,975 | ¥14,392,510 | ¥1,192,510 |
| 25 | 0.80% | ¥48,561 | ¥14,568,356 | ¥1,368,356 |
| 25 | 0.90% | ¥49,152 | ¥14,745,569 | ¥1,545,569 |
| 25 | 1.00% | ¥49,747 | ¥14,924,149 | ¥1,724,149 |
| 25 | 1.10% | ¥50,347 | ¥15,104,094 | ¥1,904,094 |
| 25 | 1.20% | ¥50,951 | ¥15,285,401 | ¥2,085,401 |
| 25 | 1.30% | ¥51,560 | ¥15,468,070 | ¥2,268,070 |
| 25 | 1.40% | ¥52,174 | ¥15,652,096 | ¥2,452,096 |
| 25 | 1.50% | ¥52,792 | ¥15,837,479 | ¥2,637,479 |
| 25 | 1.60% | ¥53,414 | ¥16,024,214 | ¥2,824,214 |
| 25 | 1.70% | ¥54,041 | ¥16,212,300 | ¥3,012,300 |
| 25 | 1.80% | ¥54,672 | ¥16,401,734 | ¥3,201,734 |
| 25 | 1.90% | ¥55,308 | ¥16,592,512 | ¥3,392,512 |
| 25 | 2.00% | ¥55,949 | ¥16,784,632 | ¥3,584,632 |
| 25 | 2.10% | ¥56,594 | ¥16,978,089 | ¥3,778,089 |
| 25 | 2.20% | ¥57,243 | ¥17,172,881 | ¥3,972,881 |
| 25 | 2.30% | ¥57,897 | ¥17,369,003 | ¥4,169,003 |
| 25 | 2.40% | ¥58,555 | ¥17,566,451 | ¥4,366,451 |
| 25 | 2.50% | ¥59,217 | ¥17,765,223 | ¥4,565,223 |
| 25 | 2.60% | ¥59,884 | ¥17,965,312 | ¥4,765,312 |
| 25 | 2.70% | ¥60,556 | ¥18,166,716 | ¥4,966,716 |
| 25 | 2.80% | ¥61,231 | ¥18,369,430 | ¥5,169,430 |
| 25 | 2.90% | ¥61,911 | ¥18,573,449 | ¥5,373,449 |
| 25 | 3.00% | ¥62,596 | ¥18,778,768 | ¥5,578,768 |
1320万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥58,956 | ¥14,149,396 | ¥949,396 |
| 20 | 0.80% | ¥59,536 | ¥14,288,538 | ¥1,088,538 |
| 20 | 0.90% | ¥60,119 | ¥14,428,557 | ¥1,228,557 |
| 20 | 1.00% | ¥60,706 | ¥14,569,452 | ¥1,369,452 |
| 20 | 1.10% | ¥61,297 | ¥14,711,222 | ¥1,511,222 |
| 20 | 1.20% | ¥61,891 | ¥14,853,867 | ¥1,653,867 |
| 20 | 1.30% | ¥62,489 | ¥14,997,385 | ¥1,797,385 |
| 20 | 1.40% | ¥63,091 | ¥15,141,776 | ¥1,941,776 |
| 20 | 1.50% | ¥63,696 | ¥15,287,039 | ¥2,087,039 |
| 20 | 1.60% | ¥64,305 | ¥15,433,172 | ¥2,233,172 |
| 20 | 1.70% | ¥64,917 | ¥15,580,174 | ¥2,380,174 |
| 20 | 1.80% | ¥65,534 | ¥15,728,044 | ¥2,528,044 |
| 20 | 1.90% | ¥66,153 | ¥15,876,782 | ¥2,676,782 |
| 20 | 2.00% | ¥66,777 | ¥16,026,384 | ¥2,826,384 |
| 20 | 2.10% | ¥67,404 | ¥16,176,850 | ¥2,976,850 |
| 20 | 2.20% | ¥68,034 | ¥16,328,179 | ¥3,128,179 |
| 20 | 2.30% | ¥68,668 | ¥16,480,369 | ¥3,280,369 |
| 20 | 2.40% | ¥69,306 | ¥16,633,417 | ¥3,433,417 |
| 20 | 2.50% | ¥69,947 | ¥16,787,324 | ¥3,587,324 |
| 20 | 2.60% | ¥70,592 | ¥16,942,085 | ¥3,742,085 |
| 20 | 2.70% | ¥71,240 | ¥17,097,701 | ¥3,897,701 |
| 20 | 2.80% | ¥71,892 | ¥17,254,169 | ¥4,054,169 |
| 20 | 2.90% | ¥72,548 | ¥17,411,486 | ¥4,211,486 |
| 20 | 3.00% | ¥73,207 | ¥17,569,652 | ¥4,369,652 |
1320万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥77,272 | ¥13,908,971 | ¥708,971 |
| 15 | 0.80% | ¥77,846 | ¥14,012,230 | ¥812,230 |
| 15 | 0.90% | ¥78,422 | ¥14,115,983 | ¥915,983 |
| 15 | 1.00% | ¥79,001 | ¥14,220,230 | ¥1,020,230 |
| 15 | 1.10% | ¥79,583 | ¥14,324,969 | ¥1,124,969 |
| 15 | 1.20% | ¥80,168 | ¥14,430,202 | ¥1,230,202 |
| 15 | 1.30% | ¥80,755 | ¥14,535,927 | ¥1,335,927 |
| 15 | 1.40% | ¥81,345 | ¥14,642,145 | ¥1,442,145 |
| 15 | 1.50% | ¥81,938 | ¥14,748,854 | ¥1,548,854 |
| 15 | 1.60% | ¥82,534 | ¥14,856,055 | ¥1,656,055 |
| 15 | 1.70% | ¥83,132 | ¥14,963,747 | ¥1,763,747 |
| 15 | 1.80% | ¥83,733 | ¥15,071,930 | ¥1,871,930 |
| 15 | 1.90% | ¥84,337 | ¥15,180,604 | ¥1,980,604 |
| 15 | 2.00% | ¥84,943 | ¥15,289,767 | ¥2,089,767 |
| 15 | 2.10% | ¥85,552 | ¥15,399,419 | ¥2,199,419 |
| 15 | 2.20% | ¥86,164 | ¥15,509,560 | ¥2,309,560 |
| 15 | 2.30% | ¥86,779 | ¥15,620,190 | ¥2,420,190 |
| 15 | 2.40% | ¥87,396 | ¥15,731,307 | ¥2,531,307 |
| 15 | 2.50% | ¥88,016 | ¥15,842,912 | ¥2,642,912 |
| 15 | 2.60% | ¥88,639 | ¥15,955,003 | ¥2,755,003 |
| 15 | 2.70% | ¥89,264 | ¥16,067,580 | ¥2,867,580 |
| 15 | 2.80% | ¥89,892 | ¥16,180,642 | ¥2,980,642 |
| 15 | 2.90% | ¥90,523 | ¥16,294,189 | ¥3,094,189 |
| 15 | 3.00% | ¥91,157 | ¥16,408,220 | ¥3,208,220 |
1320万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥113,927 | ¥13,671,238 | ¥471,238 |
| 10 | 0.80% | ¥114,495 | ¥13,739,436 | ¥539,436 |
| 10 | 0.90% | ¥115,065 | ¥13,807,855 | ¥607,855 |
| 10 | 1.00% | ¥115,637 | ¥13,876,493 | ¥676,493 |
| 10 | 1.10% | ¥116,211 | ¥13,945,350 | ¥745,350 |
| 10 | 1.20% | ¥116,787 | ¥14,014,427 | ¥814,427 |
| 10 | 1.30% | ¥117,364 | ¥14,083,723 | ¥883,723 |
| 10 | 1.40% | ¥117,944 | ¥14,153,239 | ¥953,239 |
| 10 | 1.50% | ¥118,525 | ¥14,222,974 | ¥1,022,974 |
| 10 | 1.60% | ¥119,108 | ¥14,292,927 | ¥1,092,927 |
| 10 | 1.70% | ¥119,693 | ¥14,363,100 | ¥1,163,100 |
| 10 | 1.80% | ¥120,279 | ¥14,433,492 | ¥1,233,492 |
| 10 | 1.90% | ¥120,868 | ¥14,504,102 | ¥1,304,102 |
| 10 | 2.00% | ¥121,458 | ¥14,574,931 | ¥1,374,931 |
| 10 | 2.10% | ¥122,050 | ¥14,645,979 | ¥1,445,979 |
| 10 | 2.20% | ¥122,644 | ¥14,717,245 | ¥1,517,245 |
| 10 | 2.30% | ¥123,239 | ¥14,788,729 | ¥1,588,729 |
| 10 | 2.40% | ¥123,837 | ¥14,860,432 | ¥1,660,432 |
| 10 | 2.50% | ¥124,436 | ¥14,932,352 | ¥1,732,352 |
| 10 | 2.60% | ¥125,037 | ¥15,004,491 | ¥1,804,491 |
| 10 | 2.70% | ¥125,640 | ¥15,076,847 | ¥1,876,847 |
| 10 | 2.80% | ¥126,245 | ¥15,149,421 | ¥1,949,421 |
| 10 | 2.90% | ¥126,852 | ¥15,222,213 | ¥2,022,213 |
| 10 | 3.00% | ¥127,460 | ¥15,295,222 | ¥2,095,222 |
