8280万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8280万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8280万円の住宅ローン|期間・年数別
8280万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥163,596 |
¥98,157,432 |
¥15,357,432 |
| 50 |
0.80% |
¥167,480 |
¥100,488,299 |
¥17,688,299 |
| 50 |
0.90% |
¥171,422 |
¥102,853,085 |
¥20,053,085 |
| 50 |
1.00% |
¥175,419 |
¥105,251,641 |
¥22,451,641 |
| 50 |
1.10% |
¥179,473 |
¥107,683,804 |
¥24,883,804 |
| 50 |
1.20% |
¥183,582 |
¥110,149,397 |
¥27,349,397 |
| 50 |
1.30% |
¥187,747 |
¥112,648,223 |
¥29,848,223 |
| 50 |
1.40% |
¥191,967 |
¥115,180,074 |
¥32,380,074 |
| 50 |
1.50% |
¥196,241 |
¥117,744,726 |
¥34,944,726 |
| 50 |
1.60% |
¥200,570 |
¥120,341,941 |
¥37,541,941 |
| 50 |
1.70% |
¥204,952 |
¥122,971,466 |
¥40,171,466 |
| 50 |
1.80% |
¥209,388 |
¥125,633,036 |
¥42,833,036 |
| 50 |
1.90% |
¥213,877 |
¥128,326,372 |
¥45,526,372 |
| 50 |
2.00% |
¥218,419 |
¥131,051,185 |
¥48,251,185 |
| 50 |
2.10% |
¥223,012 |
¥133,807,169 |
¥51,007,169 |
| 50 |
2.20% |
¥227,657 |
¥136,594,011 |
¥53,794,011 |
| 50 |
2.30% |
¥232,352 |
¥139,411,384 |
¥56,611,384 |
| 50 |
2.40% |
¥237,098 |
¥142,258,953 |
¥59,458,953 |
| 50 |
2.50% |
¥241,894 |
¥145,136,370 |
¥62,336,370 |
| 50 |
2.60% |
¥246,739 |
¥148,043,280 |
¥65,243,280 |
| 50 |
2.70% |
¥251,632 |
¥150,979,317 |
¥68,179,317 |
| 50 |
2.80% |
¥256,574 |
¥153,944,109 |
¥71,144,109 |
| 50 |
2.90% |
¥261,562 |
¥156,937,273 |
¥74,137,273 |
| 50 |
3.00% |
¥266,597 |
¥159,958,421 |
¥77,158,421 |
8280万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥178,793 |
¥96,548,472 |
¥13,748,472 |
| 45 |
0.80% |
¥182,636 |
¥98,623,615 |
¥15,823,615 |
| 45 |
0.90% |
¥186,530 |
¥100,726,316 |
¥17,926,316 |
| 45 |
1.00% |
¥190,475 |
¥102,856,476 |
¥20,056,476 |
| 45 |
1.10% |
¥194,470 |
¥105,013,987 |
¥22,213,987 |
| 45 |
1.20% |
¥198,516 |
¥107,198,731 |
¥24,398,731 |
| 45 |
1.30% |
¥202,612 |
¥109,410,578 |
¥26,610,578 |
| 45 |
1.40% |
¥206,758 |
¥111,649,389 |
¥28,849,389 |
| 45 |
1.50% |
¥210,954 |
¥113,915,015 |
¥31,115,015 |
| 45 |
1.60% |
¥215,199 |
¥116,207,297 |
¥33,407,297 |
| 45 |
1.70% |
¥219,493 |
¥118,526,067 |
¥35,726,067 |
| 45 |
1.80% |
¥223,835 |
¥120,871,148 |
¥38,071,148 |
| 45 |
1.90% |
¥228,227 |
¥123,242,353 |
¥40,442,353 |
| 45 |
2.00% |
¥232,666 |
¥125,639,486 |
¥42,839,486 |
| 45 |
2.10% |
¥237,152 |
¥128,062,344 |
¥45,262,344 |
| 45 |
2.20% |
¥241,687 |
¥130,510,715 |
¥47,710,715 |
| 45 |
2.30% |
¥246,267 |
¥132,984,379 |
¥50,184,379 |
| 45 |
2.40% |
¥250,895 |
¥135,483,108 |
¥52,683,108 |
| 45 |
2.50% |
¥255,568 |
¥138,006,668 |
¥55,206,668 |
| 45 |
2.60% |
¥260,287 |
¥140,554,817 |
¥57,754,817 |
| 45 |
2.70% |
¥265,051 |
¥143,127,305 |
¥60,327,305 |
| 45 |
2.80% |
¥269,859 |
¥145,723,877 |
¥62,923,877 |
| 45 |
2.90% |
¥274,712 |
¥148,344,273 |
¥65,544,273 |
| 45 |
3.00% |
¥279,608 |
¥150,988,225 |
¥68,188,225 |
8280万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥197,826 |
¥94,956,245 |
¥12,156,245 |
| 40 |
0.80% |
¥201,626 |
¥96,780,720 |
¥13,980,720 |
| 40 |
0.90% |
¥205,473 |
¥98,627,027 |
¥15,827,027 |
| 40 |
1.00% |
¥209,365 |
¥100,495,106 |
¥17,695,106 |
| 40 |
1.10% |
¥213,302 |
¥102,384,888 |
¥19,584,888 |
| 40 |
1.20% |
¥217,284 |
¥104,296,296 |
¥21,496,296 |
| 40 |
1.30% |
¥221,311 |
¥106,229,251 |
¥23,429,251 |
| 40 |
1.40% |
¥225,383 |
¥108,183,663 |
¥25,383,663 |
| 40 |
1.50% |
¥229,499 |
¥110,159,438 |
¥27,359,438 |
| 40 |
1.60% |
¥233,659 |
¥112,156,476 |
¥29,356,476 |
| 40 |
1.70% |
¥237,864 |
¥114,174,669 |
¥31,374,669 |
| 40 |
1.80% |
¥242,112 |
¥116,213,904 |
¥33,413,904 |
| 40 |
1.90% |
¥246,404 |
¥118,274,063 |
¥35,474,063 |
| 40 |
2.00% |
¥250,740 |
¥120,355,022 |
¥37,555,022 |
| 40 |
2.10% |
¥255,118 |
¥122,456,650 |
¥39,656,650 |
| 40 |
2.20% |
¥259,539 |
¥124,578,811 |
¥41,778,811 |
| 40 |
2.30% |
¥264,003 |
¥126,721,364 |
¥43,921,364 |
| 40 |
2.40% |
¥268,509 |
¥128,884,164 |
¥46,084,164 |
| 40 |
2.50% |
¥273,056 |
¥131,067,059 |
¥48,267,059 |
| 40 |
2.60% |
¥277,646 |
¥133,269,892 |
¥50,469,892 |
| 40 |
2.70% |
¥282,276 |
¥135,492,503 |
¥52,692,503 |
| 40 |
2.80% |
¥286,947 |
¥137,734,727 |
¥54,934,727 |
| 40 |
2.90% |
¥291,659 |
¥139,996,394 |
¥57,196,394 |
| 40 |
3.00% |
¥296,411 |
¥142,277,329 |
¥59,477,329 |
8280万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥222,335 |
¥93,380,786 |
¥10,580,786 |
| 35 |
0.80% |
¥226,094 |
¥94,959,672 |
¥12,159,672 |
| 35 |
0.90% |
¥229,894 |
¥96,555,314 |
¥13,755,314 |
| 35 |
1.00% |
¥233,733 |
¥98,167,675 |
¥15,367,675 |
| 35 |
1.10% |
¥237,611 |
¥99,796,714 |
¥16,996,714 |
| 35 |
1.20% |
¥241,529 |
¥101,442,387 |
¥18,642,387 |
| 35 |
1.30% |
¥245,487 |
¥103,104,644 |
¥20,304,644 |
| 35 |
1.40% |
¥249,484 |
¥104,783,435 |
¥21,983,435 |
| 35 |
1.50% |
¥253,521 |
¥106,478,701 |
¥23,678,701 |
| 35 |
1.60% |
¥257,596 |
¥108,190,383 |
¥25,390,383 |
| 35 |
1.70% |
¥261,711 |
¥109,918,417 |
¥27,118,417 |
| 35 |
1.80% |
¥265,864 |
¥111,662,736 |
¥28,862,736 |
| 35 |
1.90% |
¥270,055 |
¥113,423,269 |
¥30,623,269 |
| 35 |
2.00% |
¥274,286 |
¥115,199,941 |
¥32,399,941 |
| 35 |
2.10% |
¥278,554 |
¥116,992,674 |
¥34,192,674 |
| 35 |
2.20% |
¥282,860 |
¥118,801,386 |
¥36,001,386 |
| 35 |
2.30% |
¥287,205 |
¥120,625,993 |
¥37,825,993 |
| 35 |
2.40% |
¥291,587 |
¥122,466,407 |
¥39,666,407 |
| 35 |
2.50% |
¥296,006 |
¥124,322,536 |
¥41,522,536 |
| 35 |
2.60% |
¥300,463 |
¥126,194,286 |
¥43,394,286 |
| 35 |
2.70% |
¥304,956 |
¥128,081,560 |
¥45,281,560 |
| 35 |
2.80% |
¥309,486 |
¥129,984,256 |
¥47,184,256 |
| 35 |
2.90% |
¥314,053 |
¥131,902,272 |
¥49,102,272 |
| 35 |
3.00% |
¥318,656 |
¥133,835,502 |
¥51,035,502 |
8280万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥255,061 |
¥91,822,126 |
¥9,022,126 |
| 30 |
0.80% |
¥258,779 |
¥93,160,524 |
¥10,360,524 |
| 30 |
0.90% |
¥262,531 |
¥94,511,258 |
¥11,711,258 |
| 30 |
1.00% |
¥266,318 |
¥95,874,308 |
¥13,074,308 |
| 30 |
1.10% |
¥270,138 |
¥97,249,652 |
¥14,449,652 |
| 30 |
1.20% |
¥273,992 |
¥98,637,264 |
¥15,837,264 |
| 30 |
1.30% |
¥277,881 |
¥100,037,117 |
¥17,237,117 |
| 30 |
1.40% |
¥281,803 |
¥101,449,184 |
¥18,649,184 |
| 30 |
1.50% |
¥285,760 |
¥102,873,432 |
¥20,073,432 |
| 30 |
1.60% |
¥289,750 |
¥104,309,830 |
¥21,509,830 |
| 30 |
1.70% |
¥293,773 |
¥105,758,340 |
¥22,958,340 |
| 30 |
1.80% |
¥297,830 |
¥107,218,928 |
¥24,418,928 |
| 30 |
1.90% |
¥301,921 |
¥108,691,552 |
¥25,891,552 |
| 30 |
2.00% |
¥306,045 |
¥110,176,172 |
¥27,376,172 |
| 30 |
2.10% |
¥310,202 |
¥111,672,746 |
¥28,872,746 |
| 30 |
2.20% |
¥314,392 |
¥113,181,227 |
¥30,381,227 |
| 30 |
2.30% |
¥318,615 |
¥114,701,569 |
¥31,901,569 |
| 30 |
2.40% |
¥322,871 |
¥116,233,723 |
¥33,433,723 |
| 30 |
2.50% |
¥327,160 |
¥117,777,638 |
¥34,977,638 |
| 30 |
2.60% |
¥331,481 |
¥119,333,261 |
¥36,533,261 |
| 30 |
2.70% |
¥335,835 |
¥120,900,539 |
¥38,100,539 |
| 30 |
2.80% |
¥340,221 |
¥122,479,416 |
¥39,679,416 |
| 30 |
2.90% |
¥344,638 |
¥124,069,832 |
¥41,269,832 |
| 30 |
3.00% |
¥349,088 |
¥125,671,730 |
¥42,871,730 |
8280万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥300,934 |
¥90,280,291 |
¥7,480,291 |
| 25 |
0.80% |
¥304,611 |
¥91,383,321 |
¥8,583,321 |
| 25 |
0.90% |
¥308,316 |
¥92,494,934 |
¥9,694,934 |
| 25 |
1.00% |
¥312,050 |
¥93,615,118 |
¥10,815,118 |
| 25 |
1.10% |
¥315,813 |
¥94,743,862 |
¥11,943,862 |
| 25 |
1.20% |
¥319,604 |
¥95,881,155 |
¥13,081,155 |
| 25 |
1.30% |
¥323,423 |
¥97,026,982 |
¥14,226,982 |
| 25 |
1.40% |
¥327,271 |
¥98,181,330 |
¥15,381,330 |
| 25 |
1.50% |
¥331,147 |
¥99,344,183 |
¥16,544,183 |
| 25 |
1.60% |
¥335,052 |
¥100,515,525 |
¥17,715,525 |
| 25 |
1.70% |
¥338,984 |
¥101,695,339 |
¥18,895,339 |
| 25 |
1.80% |
¥342,945 |
¥102,883,605 |
¥20,083,605 |
| 25 |
1.90% |
¥346,934 |
¥104,080,305 |
¥21,280,305 |
| 25 |
2.00% |
¥350,951 |
¥105,285,418 |
¥22,485,418 |
| 25 |
2.10% |
¥354,996 |
¥106,498,922 |
¥23,698,922 |
| 25 |
2.20% |
¥359,069 |
¥107,720,796 |
¥24,920,796 |
| 25 |
2.30% |
¥363,170 |
¥108,951,016 |
¥26,151,016 |
| 25 |
2.40% |
¥367,299 |
¥110,189,558 |
¥27,389,558 |
| 25 |
2.50% |
¥371,455 |
¥111,436,397 |
¥28,636,397 |
| 25 |
2.60% |
¥375,638 |
¥112,691,506 |
¥29,891,506 |
| 25 |
2.70% |
¥379,850 |
¥113,954,858 |
¥31,154,858 |
| 25 |
2.80% |
¥384,088 |
¥115,226,425 |
¥32,426,425 |
| 25 |
2.90% |
¥388,354 |
¥116,506,179 |
¥33,706,179 |
| 25 |
3.00% |
¥392,647 |
¥117,794,090 |
¥34,994,090 |
8280万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥369,814 |
¥88,755,304 |
¥5,955,304 |
| 20 |
0.80% |
¥373,450 |
¥89,628,103 |
¥6,828,103 |
| 20 |
0.90% |
¥377,110 |
¥90,506,402 |
¥7,706,402 |
| 20 |
1.00% |
¥380,792 |
¥91,390,197 |
¥8,590,197 |
| 20 |
1.10% |
¥384,498 |
¥92,279,483 |
¥9,479,483 |
| 20 |
1.20% |
¥388,226 |
¥93,174,254 |
¥10,374,254 |
| 20 |
1.30% |
¥391,977 |
¥94,074,506 |
¥11,274,506 |
| 20 |
1.40% |
¥395,751 |
¥94,980,231 |
¥12,180,231 |
| 20 |
1.50% |
¥399,548 |
¥95,891,424 |
¥13,091,424 |
| 20 |
1.60% |
¥403,367 |
¥96,808,077 |
¥14,008,077 |
| 20 |
1.70% |
¥407,209 |
¥97,730,182 |
¥14,930,182 |
| 20 |
1.80% |
¥411,074 |
¥98,657,733 |
¥15,857,733 |
| 20 |
1.90% |
¥414,961 |
¥99,590,721 |
¥16,790,721 |
| 20 |
2.00% |
¥418,871 |
¥100,529,136 |
¥17,729,136 |
| 20 |
2.10% |
¥422,804 |
¥101,472,971 |
¥18,672,971 |
| 20 |
2.20% |
¥426,759 |
¥102,422,215 |
¥19,622,215 |
| 20 |
2.30% |
¥430,737 |
¥103,376,859 |
¥20,576,859 |
| 20 |
2.40% |
¥434,737 |
¥104,336,892 |
¥21,536,892 |
| 20 |
2.50% |
¥438,760 |
¥105,302,303 |
¥22,502,303 |
| 20 |
2.60% |
¥442,805 |
¥106,273,082 |
¥23,473,082 |
| 20 |
2.70% |
¥446,872 |
¥107,249,216 |
¥24,449,216 |
| 20 |
2.80% |
¥450,961 |
¥108,230,695 |
¥25,430,695 |
| 20 |
2.90% |
¥455,073 |
¥109,217,505 |
¥26,417,505 |
| 20 |
3.00% |
¥459,207 |
¥110,209,635 |
¥27,409,635 |
8280万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥484,707 |
¥87,247,184 |
¥4,447,184 |
| 15 |
0.80% |
¥488,305 |
¥87,894,900 |
¥5,094,900 |
| 15 |
0.90% |
¥491,921 |
¥88,545,713 |
¥5,745,713 |
| 15 |
1.00% |
¥495,553 |
¥89,199,622 |
¥6,399,622 |
| 15 |
1.10% |
¥499,203 |
¥89,856,626 |
¥7,056,626 |
| 15 |
1.20% |
¥502,871 |
¥90,516,721 |
¥7,716,721 |
| 15 |
1.30% |
¥506,555 |
¥91,179,907 |
¥8,379,907 |
| 15 |
1.40% |
¥510,257 |
¥91,846,180 |
¥9,046,180 |
| 15 |
1.50% |
¥513,975 |
¥92,515,540 |
¥9,715,540 |
| 15 |
1.60% |
¥517,711 |
¥93,187,983 |
¥10,387,983 |
| 15 |
1.70% |
¥521,464 |
¥93,863,507 |
¥11,063,507 |
| 15 |
1.80% |
¥525,234 |
¥94,542,109 |
¥11,742,109 |
| 15 |
1.90% |
¥529,021 |
¥95,223,787 |
¥12,423,787 |
| 15 |
2.00% |
¥532,825 |
¥95,908,537 |
¥13,108,537 |
| 15 |
2.10% |
¥536,646 |
¥96,596,356 |
¥13,796,356 |
| 15 |
2.20% |
¥540,485 |
¥97,287,242 |
¥14,487,242 |
| 15 |
2.30% |
¥544,340 |
¥97,981,191 |
¥15,181,191 |
| 15 |
2.40% |
¥548,212 |
¥98,678,200 |
¥15,878,200 |
| 15 |
2.50% |
¥552,101 |
¥99,378,264 |
¥16,578,264 |
| 15 |
2.60% |
¥556,008 |
¥100,081,380 |
¥17,281,380 |
| 15 |
2.70% |
¥559,931 |
¥100,787,545 |
¥17,987,545 |
| 15 |
2.80% |
¥563,871 |
¥101,496,754 |
¥18,696,754 |
| 15 |
2.90% |
¥567,828 |
¥102,209,003 |
¥19,409,003 |
| 15 |
3.00% |
¥571,802 |
¥102,924,288 |
¥20,124,288 |
8280万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥714,633 |
¥85,755,945 |
¥2,955,945 |
| 10 |
0.80% |
¥718,198 |
¥86,183,738 |
¥3,383,738 |
| 10 |
0.90% |
¥721,774 |
¥86,612,908 |
¥3,812,908 |
| 10 |
1.00% |
¥725,362 |
¥87,043,455 |
¥4,243,455 |
| 10 |
1.10% |
¥728,961 |
¥87,475,379 |
¥4,675,379 |
| 10 |
1.20% |
¥732,572 |
¥87,908,680 |
¥5,108,680 |
| 10 |
1.30% |
¥736,195 |
¥88,343,356 |
¥5,543,356 |
| 10 |
1.40% |
¥739,828 |
¥88,779,408 |
¥5,979,408 |
| 10 |
1.50% |
¥743,474 |
¥89,216,834 |
¥6,416,834 |
| 10 |
1.60% |
¥747,130 |
¥89,655,635 |
¥6,855,635 |
| 10 |
1.70% |
¥750,798 |
¥90,095,809 |
¥7,295,809 |
| 10 |
1.80% |
¥754,478 |
¥90,537,357 |
¥7,737,357 |
| 10 |
1.90% |
¥758,169 |
¥90,980,276 |
¥8,180,276 |
| 10 |
2.00% |
¥761,871 |
¥91,424,568 |
¥8,624,568 |
| 10 |
2.10% |
¥765,585 |
¥91,870,230 |
¥9,070,230 |
| 10 |
2.20% |
¥769,311 |
¥92,317,263 |
¥9,517,263 |
| 10 |
2.30% |
¥773,047 |
¥92,765,665 |
¥9,965,665 |
| 10 |
2.40% |
¥776,795 |
¥93,215,436 |
¥10,415,436 |
| 10 |
2.50% |
¥780,555 |
¥93,666,574 |
¥10,866,574 |
| 10 |
2.60% |
¥784,326 |
¥94,119,080 |
¥11,319,080 |
| 10 |
2.70% |
¥788,108 |
¥94,572,952 |
¥11,772,952 |
| 10 |
2.80% |
¥791,902 |
¥95,028,189 |
¥12,228,189 |
| 10 |
2.90% |
¥795,707 |
¥95,484,791 |
¥12,684,791 |
| 10 |
3.00% |
¥799,523 |
¥95,942,756 |
¥13,142,756 |