8320万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8320万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8320万円の住宅ローン｜期間・年数別
8320万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥164,386 |
¥98,631,623 |
¥15,431,623 |
| 50 |
0.80% |
¥168,290 |
¥100,973,750 |
¥17,773,750 |
| 50 |
0.90% |
¥172,250 |
¥103,349,959 |
¥20,149,959 |
| 50 |
1.00% |
¥176,267 |
¥105,760,103 |
¥22,560,103 |
| 50 |
1.10% |
¥180,340 |
¥108,204,016 |
¥25,004,016 |
| 50 |
1.20% |
¥184,469 |
¥110,681,519 |
¥27,481,519 |
| 50 |
1.30% |
¥188,654 |
¥113,192,417 |
¥29,992,417 |
| 50 |
1.40% |
¥192,894 |
¥115,736,499 |
¥32,536,499 |
| 50 |
1.50% |
¥197,189 |
¥118,313,541 |
¥35,113,541 |
| 50 |
1.60% |
¥201,539 |
¥120,923,303 |
¥37,723,303 |
| 50 |
1.70% |
¥205,943 |
¥123,565,531 |
¥40,365,531 |
| 50 |
1.80% |
¥210,400 |
¥126,239,959 |
¥43,039,959 |
| 50 |
1.90% |
¥214,911 |
¥128,946,307 |
¥45,746,307 |
| 50 |
2.00% |
¥219,474 |
¥131,684,282 |
¥48,484,282 |
| 50 |
2.10% |
¥224,089 |
¥134,453,580 |
¥51,253,580 |
| 50 |
2.20% |
¥228,756 |
¥137,253,885 |
¥54,053,885 |
| 50 |
2.30% |
¥233,475 |
¥140,084,869 |
¥56,884,869 |
| 50 |
2.40% |
¥238,244 |
¥142,946,194 |
¥59,746,194 |
| 50 |
2.50% |
¥243,063 |
¥145,837,512 |
¥62,637,512 |
| 50 |
2.60% |
¥247,931 |
¥148,758,465 |
¥65,558,465 |
| 50 |
2.70% |
¥252,848 |
¥151,708,686 |
¥68,508,686 |
| 50 |
2.80% |
¥257,813 |
¥154,687,800 |
¥71,487,800 |
| 50 |
2.90% |
¥262,826 |
¥157,695,424 |
¥74,495,424 |
| 50 |
3.00% |
¥267,885 |
¥160,731,167 |
¥77,531,167 |
8320万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥179,657 |
¥97,014,890 |
¥13,814,890 |
| 45 |
0.80% |
¥183,519 |
¥99,100,058 |
¥15,900,058 |
| 45 |
0.90% |
¥187,431 |
¥101,212,916 |
¥18,012,916 |
| 45 |
1.00% |
¥191,395 |
¥103,353,367 |
¥20,153,367 |
| 45 |
1.10% |
¥195,410 |
¥105,521,301 |
¥22,321,301 |
| 45 |
1.20% |
¥199,475 |
¥107,716,599 |
¥24,516,599 |
| 45 |
1.30% |
¥203,591 |
¥109,939,132 |
¥26,739,132 |
| 45 |
1.40% |
¥207,757 |
¥112,188,758 |
¥28,988,758 |
| 45 |
1.50% |
¥211,973 |
¥114,465,329 |
¥31,265,329 |
| 45 |
1.60% |
¥216,238 |
¥116,768,685 |
¥33,568,685 |
| 45 |
1.70% |
¥220,553 |
¥119,098,657 |
¥35,898,657 |
| 45 |
1.80% |
¥224,917 |
¥121,455,067 |
¥38,255,067 |
| 45 |
1.90% |
¥229,329 |
¥123,837,726 |
¥40,637,726 |
| 45 |
2.00% |
¥233,790 |
¥126,246,440 |
¥43,046,440 |
| 45 |
2.10% |
¥238,298 |
¥128,681,002 |
¥45,481,002 |
| 45 |
2.20% |
¥242,854 |
¥131,141,201 |
¥47,941,201 |
| 45 |
2.30% |
¥247,457 |
¥133,626,815 |
¥50,426,815 |
| 45 |
2.40% |
¥252,107 |
¥136,137,616 |
¥52,937,616 |
| 45 |
2.50% |
¥256,803 |
¥138,673,367 |
¥55,473,367 |
| 45 |
2.60% |
¥261,544 |
¥141,233,825 |
¥58,033,825 |
| 45 |
2.70% |
¥266,331 |
¥143,818,741 |
¥60,618,741 |
| 45 |
2.80% |
¥271,163 |
¥146,427,858 |
¥63,227,858 |
| 45 |
2.90% |
¥276,039 |
¥149,060,912 |
¥65,860,912 |
| 45 |
3.00% |
¥280,959 |
¥151,717,637 |
¥68,517,637 |
8320万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥198,781 |
¥95,414,971 |
¥12,214,971 |
| 40 |
0.80% |
¥202,601 |
¥97,248,259 |
¥14,048,259 |
| 40 |
0.90% |
¥206,466 |
¥99,103,487 |
¥15,903,487 |
| 40 |
1.00% |
¥210,376 |
¥100,980,590 |
¥17,780,590 |
| 40 |
1.10% |
¥214,332 |
¥102,879,501 |
¥19,679,501 |
| 40 |
1.20% |
¥218,334 |
¥104,800,143 |
¥21,600,143 |
| 40 |
1.30% |
¥222,380 |
¥106,742,436 |
¥23,542,436 |
| 40 |
1.40% |
¥226,471 |
¥108,706,289 |
¥25,506,289 |
| 40 |
1.50% |
¥230,608 |
¥110,691,609 |
¥27,491,609 |
| 40 |
1.60% |
¥234,788 |
¥112,698,294 |
¥29,498,294 |
| 40 |
1.70% |
¥239,013 |
¥114,726,237 |
¥31,526,237 |
| 40 |
1.80% |
¥243,282 |
¥116,775,324 |
¥33,575,324 |
| 40 |
1.90% |
¥247,595 |
¥118,845,436 |
¥35,645,436 |
| 40 |
2.00% |
¥251,951 |
¥120,936,447 |
¥37,736,447 |
| 40 |
2.10% |
¥256,350 |
¥123,048,228 |
¥39,848,228 |
| 40 |
2.20% |
¥260,793 |
¥125,180,641 |
¥41,980,641 |
| 40 |
2.30% |
¥265,278 |
¥127,333,545 |
¥44,133,545 |
| 40 |
2.40% |
¥269,806 |
¥129,506,793 |
¥46,306,793 |
| 40 |
2.50% |
¥274,375 |
¥131,700,233 |
¥48,500,233 |
| 40 |
2.60% |
¥278,987 |
¥133,913,708 |
¥50,713,708 |
| 40 |
2.70% |
¥283,640 |
¥136,147,057 |
¥52,947,057 |
| 40 |
2.80% |
¥288,334 |
¥138,400,112 |
¥55,200,112 |
| 40 |
2.90% |
¥293,068 |
¥140,672,705 |
¥57,472,705 |
| 40 |
3.00% |
¥297,843 |
¥142,964,659 |
¥59,764,659 |
8320万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥223,409 |
¥93,831,901 |
¥10,631,901 |
| 35 |
0.80% |
¥227,187 |
¥95,418,414 |
¥12,218,414 |
| 35 |
0.90% |
¥231,004 |
¥97,021,764 |
¥13,821,764 |
| 35 |
1.00% |
¥234,862 |
¥98,641,915 |
¥15,441,915 |
| 35 |
1.10% |
¥238,759 |
¥100,278,824 |
¥17,078,824 |
| 35 |
1.20% |
¥242,696 |
¥101,932,447 |
¥18,732,447 |
| 35 |
1.30% |
¥246,673 |
¥103,602,735 |
¥20,402,735 |
| 35 |
1.40% |
¥250,690 |
¥105,289,635 |
¥22,089,635 |
| 35 |
1.50% |
¥254,745 |
¥106,993,091 |
¥23,793,091 |
| 35 |
1.60% |
¥258,841 |
¥108,713,042 |
¥25,513,042 |
| 35 |
1.70% |
¥262,975 |
¥110,449,424 |
¥27,249,424 |
| 35 |
1.80% |
¥267,148 |
¥112,202,170 |
¥29,002,170 |
| 35 |
1.90% |
¥271,360 |
¥113,971,207 |
¥30,771,207 |
| 35 |
2.00% |
¥275,611 |
¥115,756,462 |
¥32,556,462 |
| 35 |
2.10% |
¥279,900 |
¥117,557,856 |
¥34,357,856 |
| 35 |
2.20% |
¥284,227 |
¥119,375,306 |
¥36,175,306 |
| 35 |
2.30% |
¥288,592 |
¥121,208,727 |
¥38,008,727 |
| 35 |
2.40% |
¥292,995 |
¥123,058,032 |
¥39,858,032 |
| 35 |
2.50% |
¥297,436 |
¥124,923,128 |
¥41,723,128 |
| 35 |
2.60% |
¥301,914 |
¥126,803,920 |
¥43,603,920 |
| 35 |
2.70% |
¥306,429 |
¥128,700,311 |
¥45,500,311 |
| 35 |
2.80% |
¥310,981 |
¥130,612,199 |
¥47,412,199 |
| 35 |
2.90% |
¥315,570 |
¥132,539,481 |
¥49,339,481 |
| 35 |
3.00% |
¥320,195 |
¥134,482,050 |
¥51,282,050 |
8320万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥256,294 |
¥92,265,711 |
¥9,065,711 |
| 30 |
0.80% |
¥260,029 |
¥93,610,575 |
¥10,410,575 |
| 30 |
0.90% |
¥263,800 |
¥94,967,834 |
¥11,767,834 |
| 30 |
1.00% |
¥267,604 |
¥96,337,469 |
¥13,137,469 |
| 30 |
1.10% |
¥271,443 |
¥97,719,457 |
¥14,519,457 |
| 30 |
1.20% |
¥275,316 |
¥99,113,772 |
¥15,913,772 |
| 30 |
1.30% |
¥279,223 |
¥100,520,388 |
¥17,320,388 |
| 30 |
1.40% |
¥283,165 |
¥101,939,277 |
¥18,739,277 |
| 30 |
1.50% |
¥287,140 |
¥103,370,405 |
¥20,170,405 |
| 30 |
1.60% |
¥291,149 |
¥104,813,742 |
¥21,613,742 |
| 30 |
1.70% |
¥295,192 |
¥106,269,250 |
¥23,069,250 |
| 30 |
1.80% |
¥299,269 |
¥107,736,893 |
¥24,536,893 |
| 30 |
1.90% |
¥303,380 |
¥109,216,632 |
¥26,016,632 |
| 30 |
2.00% |
¥307,523 |
¥110,708,424 |
¥27,508,424 |
| 30 |
2.10% |
¥311,701 |
¥112,212,228 |
¥29,012,228 |
| 30 |
2.20% |
¥315,911 |
¥113,727,996 |
¥30,527,996 |
| 30 |
2.30% |
¥320,155 |
¥115,255,683 |
¥32,055,683 |
| 30 |
2.40% |
¥324,431 |
¥116,795,238 |
¥33,595,238 |
| 30 |
2.50% |
¥328,741 |
¥118,346,612 |
¥35,146,612 |
| 30 |
2.60% |
¥333,083 |
¥119,909,750 |
¥36,709,750 |
| 30 |
2.70% |
¥337,457 |
¥121,484,600 |
¥38,284,600 |
| 30 |
2.80% |
¥341,864 |
¥123,071,104 |
¥39,871,104 |
| 30 |
2.90% |
¥346,303 |
¥124,669,204 |
¥41,469,204 |
| 30 |
3.00% |
¥350,775 |
¥126,278,840 |
¥43,078,840 |
8320万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥302,388 |
¥90,716,428 |
¥7,516,428 |
| 25 |
0.80% |
¥306,083 |
¥91,824,787 |
¥8,624,787 |
| 25 |
0.90% |
¥309,806 |
¥92,941,769 |
¥9,741,769 |
| 25 |
1.00% |
¥313,558 |
¥94,067,365 |
¥10,867,365 |
| 25 |
1.10% |
¥317,339 |
¥95,201,562 |
¥12,001,562 |
| 25 |
1.20% |
¥321,148 |
¥96,344,349 |
¥13,144,349 |
| 25 |
1.30% |
¥324,986 |
¥97,495,712 |
¥14,295,712 |
| 25 |
1.40% |
¥328,852 |
¥98,655,636 |
¥15,455,636 |
| 25 |
1.50% |
¥332,747 |
¥99,824,107 |
¥16,624,107 |
| 25 |
1.60% |
¥336,670 |
¥101,001,108 |
¥17,801,108 |
| 25 |
1.70% |
¥340,622 |
¥102,186,621 |
¥18,986,621 |
| 25 |
1.80% |
¥344,602 |
¥103,380,627 |
¥20,180,627 |
| 25 |
1.90% |
¥348,610 |
¥104,583,108 |
¥21,383,108 |
| 25 |
2.00% |
¥352,647 |
¥105,794,043 |
¥22,594,043 |
| 25 |
2.10% |
¥356,711 |
¥107,013,410 |
¥23,813,410 |
| 25 |
2.20% |
¥360,804 |
¥108,241,187 |
¥25,041,187 |
| 25 |
2.30% |
¥364,924 |
¥109,477,350 |
¥26,277,350 |
| 25 |
2.40% |
¥369,073 |
¥110,721,875 |
¥27,521,875 |
| 25 |
2.50% |
¥373,249 |
¥111,974,737 |
¥28,774,737 |
| 25 |
2.60% |
¥377,453 |
¥113,235,909 |
¥30,035,909 |
| 25 |
2.70% |
¥381,685 |
¥114,505,364 |
¥31,305,364 |
| 25 |
2.80% |
¥385,944 |
¥115,783,075 |
¥32,583,075 |
| 25 |
2.90% |
¥390,230 |
¥117,069,011 |
¥33,869,011 |
| 25 |
3.00% |
¥394,544 |
¥118,363,144 |
¥35,163,144 |
8320万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥371,600 |
¥89,184,074 |
¥5,984,074 |
| 20 |
0.80% |
¥375,255 |
¥90,061,089 |
¥6,861,089 |
| 20 |
0.90% |
¥378,932 |
¥90,943,631 |
¥7,743,631 |
| 20 |
1.00% |
¥382,632 |
¥91,831,695 |
¥8,631,695 |
| 20 |
1.10% |
¥386,355 |
¥92,725,277 |
¥9,525,277 |
| 20 |
1.20% |
¥390,102 |
¥93,624,371 |
¥10,424,371 |
| 20 |
1.30% |
¥393,871 |
¥94,528,972 |
¥11,328,972 |
| 20 |
1.40% |
¥397,663 |
¥95,439,073 |
¥12,239,073 |
| 20 |
1.50% |
¥401,478 |
¥96,354,667 |
¥13,154,667 |
| 20 |
1.60% |
¥405,316 |
¥97,275,748 |
¥14,075,748 |
| 20 |
1.70% |
¥409,176 |
¥98,202,309 |
¥15,002,309 |
| 20 |
1.80% |
¥413,060 |
¥99,134,341 |
¥15,934,341 |
| 20 |
1.90% |
¥416,966 |
¥100,071,835 |
¥16,871,835 |
| 20 |
2.00% |
¥420,895 |
¥101,014,784 |
¥17,814,784 |
| 20 |
2.10% |
¥424,847 |
¥101,963,179 |
¥18,763,179 |
| 20 |
2.20% |
¥428,821 |
¥102,917,008 |
¥19,717,008 |
| 20 |
2.30% |
¥432,818 |
¥103,876,264 |
¥20,676,264 |
| 20 |
2.40% |
¥436,837 |
¥104,840,934 |
¥21,640,934 |
| 20 |
2.50% |
¥440,879 |
¥105,811,010 |
¥22,611,010 |
| 20 |
2.60% |
¥444,944 |
¥106,786,478 |
¥23,586,478 |
| 20 |
2.70% |
¥449,031 |
¥107,767,329 |
¥24,567,329 |
| 20 |
2.80% |
¥453,140 |
¥108,753,549 |
¥25,553,549 |
| 20 |
2.90% |
¥457,271 |
¥109,745,126 |
¥26,545,126 |
| 20 |
3.00% |
¥461,425 |
¥110,742,048 |
¥27,542,048 |
8320万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥487,048 |
¥87,668,668 |
¥4,468,668 |
| 15 |
0.80% |
¥490,664 |
¥88,319,513 |
¥5,119,513 |
| 15 |
0.90% |
¥494,297 |
¥88,973,470 |
¥5,773,470 |
| 15 |
1.00% |
¥497,947 |
¥89,630,538 |
¥6,430,538 |
| 15 |
1.10% |
¥501,615 |
¥90,290,716 |
¥7,090,716 |
| 15 |
1.20% |
¥505,300 |
¥90,954,000 |
¥7,754,000 |
| 15 |
1.30% |
¥509,002 |
¥91,620,389 |
¥8,420,389 |
| 15 |
1.40% |
¥512,722 |
¥92,289,882 |
¥9,089,882 |
| 15 |
1.50% |
¥516,458 |
¥92,962,475 |
¥9,762,475 |
| 15 |
1.60% |
¥520,212 |
¥93,638,166 |
¥10,438,166 |
| 15 |
1.70% |
¥523,983 |
¥94,316,954 |
¥11,116,954 |
| 15 |
1.80% |
¥527,771 |
¥94,998,834 |
¥11,798,834 |
| 15 |
1.90% |
¥531,577 |
¥95,683,805 |
¥12,483,805 |
| 15 |
2.00% |
¥535,399 |
¥96,371,863 |
¥13,171,863 |
| 15 |
2.10% |
¥539,239 |
¥97,063,005 |
¥13,863,005 |
| 15 |
2.20% |
¥543,096 |
¥97,757,229 |
¥14,557,229 |
| 15 |
2.30% |
¥546,970 |
¥98,454,530 |
¥15,254,530 |
| 15 |
2.40% |
¥550,861 |
¥99,154,906 |
¥15,954,906 |
| 15 |
2.50% |
¥554,769 |
¥99,858,352 |
¥16,658,352 |
| 15 |
2.60% |
¥558,694 |
¥100,564,865 |
¥17,364,865 |
| 15 |
2.70% |
¥562,636 |
¥101,274,441 |
¥18,074,441 |
| 15 |
2.80% |
¥566,595 |
¥101,987,076 |
¥18,787,076 |
| 15 |
2.90% |
¥570,571 |
¥102,702,766 |
¥19,502,766 |
| 15 |
3.00% |
¥574,564 |
¥103,421,506 |
¥20,221,506 |
8320万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥718,085 |
¥86,170,225 |
¥2,970,225 |
| 10 |
0.80% |
¥721,667 |
¥86,600,084 |
¥3,400,084 |
| 10 |
0.90% |
¥725,261 |
¥87,031,327 |
¥3,831,327 |
| 10 |
1.00% |
¥728,866 |
¥87,463,955 |
¥4,263,955 |
| 10 |
1.10% |
¥732,483 |
¥87,897,966 |
¥4,697,966 |
| 10 |
1.20% |
¥736,111 |
¥88,333,359 |
¥5,133,359 |
| 10 |
1.30% |
¥739,751 |
¥88,770,136 |
¥5,570,136 |
| 10 |
1.40% |
¥743,402 |
¥89,208,294 |
¥6,008,294 |
| 10 |
1.50% |
¥747,065 |
¥89,647,833 |
¥6,447,833 |
| 10 |
1.60% |
¥750,740 |
¥90,088,754 |
¥6,888,754 |
| 10 |
1.70% |
¥754,425 |
¥90,531,055 |
¥7,331,055 |
| 10 |
1.80% |
¥758,123 |
¥90,974,735 |
¥7,774,735 |
| 10 |
1.90% |
¥761,832 |
¥91,419,795 |
¥8,219,795 |
| 10 |
2.00% |
¥765,552 |
¥91,866,232 |
¥8,666,232 |
| 10 |
2.10% |
¥769,284 |
¥92,314,048 |
¥9,114,048 |
| 10 |
2.20% |
¥773,027 |
¥92,763,240 |
¥9,563,240 |
| 10 |
2.30% |
¥776,782 |
¥93,213,808 |
¥10,013,808 |
| 10 |
2.40% |
¥780,548 |
¥93,665,752 |
¥10,465,752 |
| 10 |
2.50% |
¥784,326 |
¥94,119,070 |
¥10,919,070 |
| 10 |
2.60% |
¥788,115 |
¥94,573,762 |
¥11,373,762 |
| 10 |
2.70% |
¥791,915 |
¥95,029,826 |
¥11,829,826 |
| 10 |
2.80% |
¥795,727 |
¥95,487,263 |
¥12,287,263 |
| 10 |
2.90% |
¥799,551 |
¥95,946,070 |
¥12,746,070 |
| 10 |
3.00% |
¥803,385 |
¥96,406,248 |
¥13,206,248 |
