8440万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8440万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8440万円の住宅ローン｜期間・年数別
8440万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥166,757 |
¥100,054,194 |
¥15,654,194 |
| 50 |
0.80% |
¥170,717 |
¥102,430,102 |
¥18,030,102 |
| 50 |
0.90% |
¥174,734 |
¥104,840,584 |
¥20,440,584 |
| 50 |
1.00% |
¥178,809 |
¥107,285,489 |
¥22,885,489 |
| 50 |
1.10% |
¥182,941 |
¥109,764,651 |
¥25,364,651 |
| 50 |
1.20% |
¥187,130 |
¥112,277,887 |
¥27,877,887 |
| 50 |
1.30% |
¥191,375 |
¥114,825,000 |
¥30,425,000 |
| 50 |
1.40% |
¥195,676 |
¥117,405,776 |
¥33,005,776 |
| 50 |
1.50% |
¥200,033 |
¥120,019,986 |
¥35,619,986 |
| 50 |
1.60% |
¥204,446 |
¥122,667,389 |
¥38,267,389 |
| 50 |
1.70% |
¥208,913 |
¥125,347,726 |
¥40,947,726 |
| 50 |
1.80% |
¥213,435 |
¥128,060,727 |
¥43,660,727 |
| 50 |
1.90% |
¥218,010 |
¥130,806,109 |
¥46,406,109 |
| 50 |
2.00% |
¥222,639 |
¥133,583,575 |
¥49,183,575 |
| 50 |
2.10% |
¥227,321 |
¥136,392,815 |
¥51,992,815 |
| 50 |
2.20% |
¥232,056 |
¥139,233,508 |
¥54,833,508 |
| 50 |
2.30% |
¥236,842 |
¥142,105,324 |
¥57,705,324 |
| 50 |
2.40% |
¥241,680 |
¥145,007,918 |
¥60,607,918 |
| 50 |
2.50% |
¥246,568 |
¥147,940,937 |
¥63,540,937 |
| 50 |
2.60% |
¥251,507 |
¥150,904,019 |
¥66,504,019 |
| 50 |
2.70% |
¥256,495 |
¥153,896,792 |
¥69,496,792 |
| 50 |
2.80% |
¥261,531 |
¥156,918,874 |
¥72,518,874 |
| 50 |
2.90% |
¥266,616 |
¥159,969,877 |
¥75,569,877 |
| 50 |
3.00% |
¥271,749 |
¥163,049,405 |
¥78,649,405 |
8440万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥182,248 |
¥98,414,143 |
¥14,014,143 |
| 45 |
0.80% |
¥186,166 |
¥100,529,386 |
¥16,129,386 |
| 45 |
0.90% |
¥190,135 |
¥102,672,718 |
¥18,272,718 |
| 45 |
1.00% |
¥194,156 |
¥104,844,041 |
¥20,444,041 |
| 45 |
1.10% |
¥198,228 |
¥107,043,243 |
¥22,643,243 |
| 45 |
1.20% |
¥202,352 |
¥109,270,204 |
¥24,870,204 |
| 45 |
1.30% |
¥206,527 |
¥111,524,792 |
¥27,124,792 |
| 45 |
1.40% |
¥210,753 |
¥113,806,865 |
¥29,406,865 |
| 45 |
1.50% |
¥215,030 |
¥116,116,271 |
¥31,716,271 |
| 45 |
1.60% |
¥219,357 |
¥118,452,849 |
¥34,052,849 |
| 45 |
1.70% |
¥223,734 |
¥120,816,426 |
¥36,416,426 |
| 45 |
1.80% |
¥228,161 |
¥123,206,822 |
¥38,806,822 |
| 45 |
1.90% |
¥232,637 |
¥125,623,847 |
¥41,223,847 |
| 45 |
2.00% |
¥237,162 |
¥128,067,302 |
¥43,667,302 |
| 45 |
2.10% |
¥241,735 |
¥130,536,978 |
¥46,136,978 |
| 45 |
2.20% |
¥246,357 |
¥133,032,661 |
¥48,632,661 |
| 45 |
2.30% |
¥251,026 |
¥135,554,125 |
¥51,154,125 |
| 45 |
2.40% |
¥255,743 |
¥138,101,139 |
¥53,701,139 |
| 45 |
2.50% |
¥260,506 |
¥140,673,464 |
¥56,273,464 |
| 45 |
2.60% |
¥265,316 |
¥143,270,852 |
¥58,870,852 |
| 45 |
2.70% |
¥270,172 |
¥145,893,050 |
¥61,493,050 |
| 45 |
2.80% |
¥275,074 |
¥148,539,798 |
¥64,139,798 |
| 45 |
2.90% |
¥280,020 |
¥151,210,829 |
¥66,810,829 |
| 45 |
3.00% |
¥285,011 |
¥153,905,872 |
¥69,505,872 |
8440万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥201,648 |
¥96,791,148 |
¥12,391,148 |
| 40 |
0.80% |
¥205,523 |
¥98,650,879 |
¥14,250,879 |
| 40 |
0.90% |
¥209,443 |
¥100,532,864 |
¥16,132,864 |
| 40 |
1.00% |
¥213,411 |
¥102,437,041 |
¥18,037,041 |
| 40 |
1.10% |
¥217,424 |
¥104,363,340 |
¥19,963,340 |
| 40 |
1.20% |
¥221,483 |
¥106,311,684 |
¥21,911,684 |
| 40 |
1.30% |
¥225,587 |
¥108,281,990 |
¥23,881,990 |
| 40 |
1.40% |
¥229,738 |
¥110,274,169 |
¥25,874,169 |
| 40 |
1.50% |
¥233,934 |
¥112,288,123 |
¥27,888,123 |
| 40 |
1.60% |
¥238,174 |
¥114,323,751 |
¥29,923,751 |
| 40 |
1.70% |
¥242,460 |
¥116,380,942 |
¥31,980,942 |
| 40 |
1.80% |
¥246,791 |
¥118,459,583 |
¥34,059,583 |
| 40 |
1.90% |
¥251,166 |
¥120,559,553 |
¥36,159,553 |
| 40 |
2.00% |
¥255,585 |
¥122,680,723 |
¥38,280,723 |
| 40 |
2.10% |
¥260,048 |
¥124,822,962 |
¥40,422,962 |
| 40 |
2.20% |
¥264,554 |
¥126,986,131 |
¥42,586,131 |
| 40 |
2.30% |
¥269,104 |
¥129,170,086 |
¥44,770,086 |
| 40 |
2.40% |
¥273,697 |
¥131,374,679 |
¥46,974,679 |
| 40 |
2.50% |
¥278,333 |
¥133,599,755 |
¥49,199,755 |
| 40 |
2.60% |
¥283,011 |
¥135,845,156 |
¥51,445,156 |
| 40 |
2.70% |
¥287,731 |
¥138,110,716 |
¥53,710,716 |
| 40 |
2.80% |
¥292,492 |
¥140,396,268 |
¥55,996,268 |
| 40 |
2.90% |
¥297,295 |
¥142,701,638 |
¥58,301,638 |
| 40 |
3.00% |
¥302,139 |
¥145,026,649 |
¥60,626,649 |
8440万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥226,632 |
¥95,185,246 |
¥10,785,246 |
| 35 |
0.80% |
¥230,463 |
¥96,794,641 |
¥12,394,641 |
| 35 |
0.90% |
¥234,336 |
¥98,421,117 |
¥14,021,117 |
| 35 |
1.00% |
¥238,249 |
¥100,064,635 |
¥15,664,635 |
| 35 |
1.10% |
¥242,203 |
¥101,725,153 |
¥17,325,153 |
| 35 |
1.20% |
¥246,197 |
¥103,402,626 |
¥19,002,626 |
| 35 |
1.30% |
¥250,231 |
¥105,097,005 |
¥20,697,005 |
| 35 |
1.40% |
¥254,305 |
¥106,808,235 |
¥22,408,235 |
| 35 |
1.50% |
¥258,420 |
¥108,536,260 |
¥24,136,260 |
| 35 |
1.60% |
¥262,574 |
¥110,281,018 |
¥25,881,018 |
| 35 |
1.70% |
¥266,768 |
¥112,042,445 |
¥27,642,445 |
| 35 |
1.80% |
¥271,001 |
¥113,820,470 |
¥29,420,470 |
| 35 |
1.90% |
¥275,274 |
¥115,615,023 |
¥31,215,023 |
| 35 |
2.00% |
¥279,586 |
¥117,426,027 |
¥33,026,027 |
| 35 |
2.10% |
¥283,937 |
¥119,253,402 |
¥34,853,402 |
| 35 |
2.20% |
¥288,326 |
¥121,097,065 |
¥36,697,065 |
| 35 |
2.30% |
¥292,755 |
¥122,956,930 |
¥38,556,930 |
| 35 |
2.40% |
¥297,221 |
¥124,832,908 |
¥40,432,908 |
| 35 |
2.50% |
¥301,726 |
¥126,724,904 |
¥42,324,904 |
| 35 |
2.60% |
¥306,269 |
¥128,632,823 |
¥44,232,823 |
| 35 |
2.70% |
¥310,849 |
¥130,556,566 |
¥46,156,566 |
| 35 |
2.80% |
¥315,467 |
¥132,496,029 |
¥48,096,029 |
| 35 |
2.90% |
¥320,122 |
¥134,451,109 |
¥50,051,109 |
| 35 |
3.00% |
¥324,814 |
¥136,421,695 |
¥52,021,695 |
8440万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥259,990 |
¥93,596,466 |
¥9,196,466 |
| 30 |
0.80% |
¥263,780 |
¥94,960,727 |
¥10,560,727 |
| 30 |
0.90% |
¥267,604 |
¥96,337,563 |
¥11,937,563 |
| 30 |
1.00% |
¥271,464 |
¥97,726,952 |
¥13,326,952 |
| 30 |
1.10% |
¥275,358 |
¥99,128,872 |
¥14,728,872 |
| 30 |
1.20% |
¥279,287 |
¥100,543,298 |
¥16,143,298 |
| 30 |
1.30% |
¥283,251 |
¥101,970,202 |
¥17,570,202 |
| 30 |
1.40% |
¥287,249 |
¥103,409,555 |
¥19,009,555 |
| 30 |
1.50% |
¥291,281 |
¥104,861,325 |
¥20,461,325 |
| 30 |
1.60% |
¥295,349 |
¥106,325,478 |
¥21,925,478 |
| 30 |
1.70% |
¥299,450 |
¥107,801,980 |
¥23,401,980 |
| 30 |
1.80% |
¥303,586 |
¥109,290,791 |
¥24,890,791 |
| 30 |
1.90% |
¥307,755 |
¥110,791,872 |
¥26,391,872 |
| 30 |
2.00% |
¥311,959 |
¥112,305,181 |
¥27,905,181 |
| 30 |
2.10% |
¥316,196 |
¥113,830,673 |
¥29,430,673 |
| 30 |
2.20% |
¥320,468 |
¥115,368,304 |
¥30,968,304 |
| 30 |
2.30% |
¥324,772 |
¥116,918,024 |
¥32,518,024 |
| 30 |
2.40% |
¥329,111 |
¥118,479,785 |
¥34,079,785 |
| 30 |
2.50% |
¥333,482 |
¥120,053,534 |
¥35,653,534 |
| 30 |
2.60% |
¥337,887 |
¥121,639,218 |
¥37,239,218 |
| 30 |
2.70% |
¥342,324 |
¥123,236,782 |
¥38,836,782 |
| 30 |
2.80% |
¥346,795 |
¥124,846,168 |
¥40,446,168 |
| 30 |
2.90% |
¥351,298 |
¥126,467,317 |
¥42,067,317 |
| 30 |
3.00% |
¥355,834 |
¥128,100,170 |
¥43,700,170 |
8440万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥306,749 |
¥92,024,838 |
¥7,624,838 |
| 25 |
0.80% |
¥310,497 |
¥93,149,183 |
¥8,749,183 |
| 25 |
0.90% |
¥314,274 |
¥94,282,275 |
¥9,882,275 |
| 25 |
1.00% |
¥318,080 |
¥95,424,105 |
¥11,024,105 |
| 25 |
1.10% |
¥321,916 |
¥96,574,661 |
¥12,174,661 |
| 25 |
1.20% |
¥325,780 |
¥97,733,931 |
¥13,333,931 |
| 25 |
1.30% |
¥329,673 |
¥98,901,900 |
¥14,501,900 |
| 25 |
1.40% |
¥333,595 |
¥100,078,554 |
¥15,678,554 |
| 25 |
1.50% |
¥337,546 |
¥101,263,878 |
¥16,863,878 |
| 25 |
1.60% |
¥341,526 |
¥102,457,854 |
¥18,057,854 |
| 25 |
1.70% |
¥345,535 |
¥103,660,466 |
¥19,260,466 |
| 25 |
1.80% |
¥349,572 |
¥104,871,694 |
¥20,471,694 |
| 25 |
1.90% |
¥353,638 |
¥106,091,518 |
¥21,691,518 |
| 25 |
2.00% |
¥357,733 |
¥107,319,919 |
¥22,919,919 |
| 25 |
2.10% |
¥361,856 |
¥108,556,873 |
¥24,156,873 |
| 25 |
2.20% |
¥366,008 |
¥109,802,358 |
¥25,402,358 |
| 25 |
2.30% |
¥370,188 |
¥111,056,350 |
¥26,656,350 |
| 25 |
2.40% |
¥374,396 |
¥112,318,825 |
¥27,918,825 |
| 25 |
2.50% |
¥378,633 |
¥113,589,757 |
¥29,189,757 |
| 25 |
2.60% |
¥382,897 |
¥114,869,119 |
¥30,469,119 |
| 25 |
2.70% |
¥387,190 |
¥116,156,884 |
¥31,756,884 |
| 25 |
2.80% |
¥391,510 |
¥117,453,023 |
¥33,053,023 |
| 25 |
2.90% |
¥395,858 |
¥118,757,507 |
¥34,357,507 |
| 25 |
3.00% |
¥400,234 |
¥120,070,305 |
¥35,670,305 |
8440万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥376,960 |
¥90,470,382 |
¥6,070,382 |
| 20 |
0.80% |
¥380,667 |
¥91,360,047 |
¥6,960,047 |
| 20 |
0.90% |
¥384,397 |
¥92,255,318 |
¥7,855,318 |
| 20 |
1.00% |
¥388,151 |
¥93,156,191 |
¥8,756,191 |
| 20 |
1.10% |
¥391,928 |
¥94,062,661 |
¥9,662,661 |
| 20 |
1.20% |
¥395,728 |
¥94,974,723 |
¥10,574,723 |
| 20 |
1.30% |
¥399,552 |
¥95,892,370 |
¥11,492,370 |
| 20 |
1.40% |
¥403,398 |
¥96,815,598 |
¥12,415,598 |
| 20 |
1.50% |
¥407,268 |
¥97,744,398 |
¥13,344,398 |
| 20 |
1.60% |
¥411,162 |
¥98,678,764 |
¥14,278,764 |
| 20 |
1.70% |
¥415,078 |
¥99,618,688 |
¥15,218,688 |
| 20 |
1.80% |
¥419,017 |
¥100,564,163 |
¥16,164,163 |
| 20 |
1.90% |
¥422,980 |
¥101,515,179 |
¥17,115,179 |
| 20 |
2.00% |
¥426,966 |
¥102,471,728 |
¥18,071,728 |
| 20 |
2.10% |
¥430,974 |
¥103,433,801 |
¥19,033,801 |
| 20 |
2.20% |
¥435,006 |
¥104,401,388 |
¥20,001,388 |
| 20 |
2.30% |
¥439,060 |
¥105,374,479 |
¥20,974,479 |
| 20 |
2.40% |
¥443,138 |
¥106,353,063 |
¥21,953,063 |
| 20 |
2.50% |
¥447,238 |
¥107,337,130 |
¥22,937,130 |
| 20 |
2.60% |
¥451,361 |
¥108,326,668 |
¥23,926,668 |
| 20 |
2.70% |
¥455,507 |
¥109,321,665 |
¥24,921,665 |
| 20 |
2.80% |
¥459,675 |
¥110,322,109 |
¥25,922,109 |
| 20 |
2.90% |
¥463,867 |
¥111,327,989 |
¥26,927,989 |
| 20 |
3.00% |
¥468,080 |
¥112,339,289 |
¥27,939,289 |
8440万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥494,073 |
¥88,933,120 |
¥4,533,120 |
| 15 |
0.80% |
¥497,741 |
¥89,593,352 |
¥5,193,352 |
| 15 |
0.90% |
¥501,426 |
¥90,256,742 |
¥5,856,742 |
| 15 |
1.00% |
¥505,129 |
¥90,923,287 |
¥6,523,287 |
| 15 |
1.10% |
¥508,850 |
¥91,592,986 |
¥7,192,986 |
| 15 |
1.20% |
¥512,588 |
¥92,265,836 |
¥7,865,836 |
| 15 |
1.30% |
¥516,344 |
¥92,941,837 |
¥8,541,837 |
| 15 |
1.40% |
¥520,117 |
¥93,620,986 |
¥9,220,986 |
| 15 |
1.50% |
¥523,907 |
¥94,303,280 |
¥9,903,280 |
| 15 |
1.60% |
¥527,715 |
¥94,988,717 |
¥10,588,717 |
| 15 |
1.70% |
¥531,541 |
¥95,677,294 |
¥11,277,294 |
| 15 |
1.80% |
¥535,383 |
¥96,369,010 |
¥11,969,010 |
| 15 |
1.90% |
¥539,244 |
¥97,063,860 |
¥12,663,860 |
| 15 |
2.00% |
¥543,121 |
¥97,761,842 |
¥13,361,842 |
| 15 |
2.10% |
¥547,016 |
¥98,462,953 |
¥14,062,953 |
| 15 |
2.20% |
¥550,929 |
¥99,167,189 |
¥14,767,189 |
| 15 |
2.30% |
¥554,859 |
¥99,874,548 |
¥15,474,548 |
| 15 |
2.40% |
¥558,806 |
¥100,585,025 |
¥16,185,025 |
| 15 |
2.50% |
¥562,770 |
¥101,298,617 |
¥16,898,617 |
| 15 |
2.60% |
¥566,752 |
¥102,015,320 |
¥17,615,320 |
| 15 |
2.70% |
¥570,751 |
¥102,735,130 |
¥18,335,130 |
| 15 |
2.80% |
¥574,767 |
¥103,458,044 |
¥19,058,044 |
| 15 |
2.90% |
¥578,800 |
¥104,184,056 |
¥19,784,056 |
| 15 |
3.00% |
¥582,851 |
¥104,913,163 |
¥20,513,163 |
8440万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥728,442 |
¥87,413,065 |
¥3,013,065 |
| 10 |
0.80% |
¥732,076 |
¥87,849,124 |
¥3,449,124 |
| 10 |
0.90% |
¥735,722 |
¥88,286,587 |
¥3,886,587 |
| 10 |
1.00% |
¥739,379 |
¥88,725,454 |
¥4,325,454 |
| 10 |
1.10% |
¥743,048 |
¥89,165,725 |
¥4,765,725 |
| 10 |
1.20% |
¥746,728 |
¥89,607,398 |
¥5,207,398 |
| 10 |
1.30% |
¥750,421 |
¥90,050,474 |
¥5,650,474 |
| 10 |
1.40% |
¥754,125 |
¥90,494,952 |
¥6,094,952 |
| 10 |
1.50% |
¥757,840 |
¥90,940,831 |
¥6,540,831 |
| 10 |
1.60% |
¥761,568 |
¥91,388,111 |
¥6,988,111 |
| 10 |
1.70% |
¥765,307 |
¥91,836,791 |
¥7,436,791 |
| 10 |
1.80% |
¥769,057 |
¥92,286,871 |
¥7,886,871 |
| 10 |
1.90% |
¥772,820 |
¥92,738,349 |
¥8,338,349 |
| 10 |
2.00% |
¥776,594 |
¥93,191,226 |
¥8,791,226 |
| 10 |
2.10% |
¥780,379 |
¥93,645,500 |
¥9,245,500 |
| 10 |
2.20% |
¥784,176 |
¥94,101,171 |
¥9,701,171 |
| 10 |
2.30% |
¥787,985 |
¥94,558,238 |
¥10,158,238 |
| 10 |
2.40% |
¥791,806 |
¥95,016,700 |
¥10,616,700 |
| 10 |
2.50% |
¥795,638 |
¥95,476,556 |
¥11,076,556 |
| 10 |
2.60% |
¥799,482 |
¥95,937,806 |
¥11,537,806 |
| 10 |
2.70% |
¥803,337 |
¥96,400,449 |
¥12,000,449 |
| 10 |
2.80% |
¥807,204 |
¥96,864,483 |
¥12,464,483 |
| 10 |
2.90% |
¥811,083 |
¥97,329,908 |
¥12,929,908 |
| 10 |
3.00% |
¥814,973 |
¥97,796,722 |
¥13,396,722 |
