8450万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8450万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8450万円の住宅ローン｜期間・年数別
8450万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥166,955 |
¥100,172,742 |
¥15,672,742 |
| 50 |
0.80% |
¥170,919 |
¥102,551,465 |
¥18,051,465 |
| 50 |
0.90% |
¥174,941 |
¥104,964,802 |
¥20,464,802 |
| 50 |
1.00% |
¥179,021 |
¥107,412,604 |
¥22,912,604 |
| 50 |
1.10% |
¥183,158 |
¥109,894,704 |
¥25,394,704 |
| 50 |
1.20% |
¥187,352 |
¥112,410,918 |
¥27,910,918 |
| 50 |
1.30% |
¥191,602 |
¥114,961,049 |
¥30,461,049 |
| 50 |
1.40% |
¥195,908 |
¥117,544,882 |
¥33,044,882 |
| 50 |
1.50% |
¥200,270 |
¥120,162,190 |
¥35,662,190 |
| 50 |
1.60% |
¥204,688 |
¥122,812,729 |
¥38,312,729 |
| 50 |
1.70% |
¥209,160 |
¥125,496,242 |
¥40,996,242 |
| 50 |
1.80% |
¥213,687 |
¥128,212,458 |
¥43,712,458 |
| 50 |
1.90% |
¥218,268 |
¥130,961,093 |
¥46,461,093 |
| 50 |
2.00% |
¥222,903 |
¥133,741,849 |
¥49,241,849 |
| 50 |
2.10% |
¥227,591 |
¥136,554,417 |
¥52,054,417 |
| 50 |
2.20% |
¥232,331 |
¥139,398,477 |
¥54,898,477 |
| 50 |
2.30% |
¥237,123 |
¥142,273,695 |
¥57,773,695 |
| 50 |
2.40% |
¥241,966 |
¥145,179,728 |
¥60,679,728 |
| 50 |
2.50% |
¥246,860 |
¥148,116,223 |
¥63,616,223 |
| 50 |
2.60% |
¥251,805 |
¥151,082,816 |
¥66,582,816 |
| 50 |
2.70% |
¥256,799 |
¥154,079,134 |
¥69,579,134 |
| 50 |
2.80% |
¥261,841 |
¥157,104,797 |
¥72,604,797 |
| 50 |
2.90% |
¥266,932 |
¥160,159,415 |
¥75,659,415 |
| 50 |
3.00% |
¥272,071 |
¥163,242,591 |
¥78,742,591 |
8450万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥182,464 |
¥98,530,747 |
¥14,030,747 |
| 45 |
0.80% |
¥186,386 |
¥100,648,496 |
¥16,148,496 |
| 45 |
0.90% |
¥190,360 |
¥102,794,368 |
¥18,294,368 |
| 45 |
1.00% |
¥194,386 |
¥104,968,264 |
¥20,468,264 |
| 45 |
1.10% |
¥198,463 |
¥107,170,072 |
¥22,670,072 |
| 45 |
1.20% |
¥202,592 |
¥109,399,671 |
¥24,899,671 |
| 45 |
1.30% |
¥206,772 |
¥111,656,931 |
¥27,156,931 |
| 45 |
1.40% |
¥211,003 |
¥113,941,707 |
¥29,441,707 |
| 45 |
1.50% |
¥215,285 |
¥116,253,850 |
¥31,753,850 |
| 45 |
1.60% |
¥219,617 |
¥118,593,196 |
¥34,093,196 |
| 45 |
1.70% |
¥223,999 |
¥120,959,574 |
¥36,459,574 |
| 45 |
1.80% |
¥228,431 |
¥123,352,802 |
¥38,852,802 |
| 45 |
1.90% |
¥232,912 |
¥125,772,691 |
¥41,272,691 |
| 45 |
2.00% |
¥237,443 |
¥128,219,040 |
¥43,719,040 |
| 45 |
2.10% |
¥242,022 |
¥130,691,643 |
¥46,191,643 |
| 45 |
2.20% |
¥246,649 |
¥133,190,283 |
¥48,690,283 |
| 45 |
2.30% |
¥251,324 |
¥135,714,734 |
¥51,214,734 |
| 45 |
2.40% |
¥256,046 |
¥138,264,766 |
¥53,764,766 |
| 45 |
2.50% |
¥260,815 |
¥140,840,138 |
¥56,340,138 |
| 45 |
2.60% |
¥265,631 |
¥143,440,604 |
¥58,940,604 |
| 45 |
2.70% |
¥270,492 |
¥146,065,909 |
¥61,565,909 |
| 45 |
2.80% |
¥275,400 |
¥148,715,793 |
¥64,215,793 |
| 45 |
2.90% |
¥280,352 |
¥151,389,989 |
¥66,889,989 |
| 45 |
3.00% |
¥285,349 |
¥154,088,225 |
¥69,588,225 |
8450万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥201,887 |
¥96,905,830 |
¥12,405,830 |
| 40 |
0.80% |
¥205,766 |
¥98,767,764 |
¥14,267,764 |
| 40 |
0.90% |
¥209,692 |
¥100,651,979 |
¥16,151,979 |
| 40 |
1.00% |
¥213,663 |
¥102,558,412 |
¥18,058,412 |
| 40 |
1.10% |
¥217,681 |
¥104,486,993 |
¥19,986,993 |
| 40 |
1.20% |
¥221,745 |
¥106,437,646 |
¥21,937,646 |
| 40 |
1.30% |
¥225,855 |
¥108,410,286 |
¥23,910,286 |
| 40 |
1.40% |
¥230,010 |
¥110,404,825 |
¥25,904,825 |
| 40 |
1.50% |
¥234,211 |
¥112,421,166 |
¥27,921,166 |
| 40 |
1.60% |
¥238,457 |
¥114,459,205 |
¥29,959,205 |
| 40 |
1.70% |
¥242,748 |
¥116,518,834 |
¥32,018,834 |
| 40 |
1.80% |
¥247,083 |
¥118,599,938 |
¥34,099,938 |
| 40 |
1.90% |
¥251,463 |
¥120,702,396 |
¥36,202,396 |
| 40 |
2.00% |
¥255,888 |
¥122,826,079 |
¥38,326,079 |
| 40 |
2.10% |
¥260,356 |
¥124,970,856 |
¥40,470,856 |
| 40 |
2.20% |
¥264,868 |
¥127,136,588 |
¥42,636,588 |
| 40 |
2.30% |
¥269,423 |
¥129,323,131 |
¥44,823,131 |
| 40 |
2.40% |
¥274,022 |
¥131,530,336 |
¥47,030,336 |
| 40 |
2.50% |
¥278,663 |
¥133,758,049 |
¥49,258,049 |
| 40 |
2.60% |
¥283,346 |
¥136,006,110 |
¥51,506,110 |
| 40 |
2.70% |
¥288,072 |
¥138,274,354 |
¥53,774,354 |
| 40 |
2.80% |
¥292,839 |
¥140,562,614 |
¥56,062,614 |
| 40 |
2.90% |
¥297,647 |
¥142,870,716 |
¥58,370,716 |
| 40 |
3.00% |
¥302,497 |
¥145,198,482 |
¥60,698,482 |
8450万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥226,900 |
¥95,298,024 |
¥10,798,024 |
| 35 |
0.80% |
¥230,736 |
¥96,909,327 |
¥12,409,327 |
| 35 |
0.90% |
¥234,614 |
¥98,537,730 |
¥14,037,730 |
| 35 |
1.00% |
¥238,531 |
¥100,183,195 |
¥15,683,195 |
| 35 |
1.10% |
¥242,490 |
¥101,845,680 |
¥17,345,680 |
| 35 |
1.20% |
¥246,488 |
¥103,525,141 |
¥19,025,141 |
| 35 |
1.30% |
¥250,527 |
¥105,221,527 |
¥20,721,527 |
| 35 |
1.40% |
¥254,607 |
¥106,934,785 |
¥22,434,785 |
| 35 |
1.50% |
¥258,726 |
¥108,664,858 |
¥24,164,858 |
| 35 |
1.60% |
¥262,885 |
¥110,411,683 |
¥25,911,683 |
| 35 |
1.70% |
¥267,084 |
¥112,175,196 |
¥27,675,196 |
| 35 |
1.80% |
¥271,322 |
¥113,955,329 |
¥29,455,329 |
| 35 |
1.90% |
¥275,600 |
¥115,752,008 |
¥31,252,008 |
| 35 |
2.00% |
¥279,917 |
¥117,565,157 |
¥33,065,157 |
| 35 |
2.10% |
¥284,273 |
¥119,394,697 |
¥34,894,697 |
| 35 |
2.20% |
¥288,668 |
¥121,240,545 |
¥36,740,545 |
| 35 |
2.30% |
¥293,101 |
¥123,102,614 |
¥38,602,614 |
| 35 |
2.40% |
¥297,573 |
¥124,980,814 |
¥40,480,814 |
| 35 |
2.50% |
¥302,083 |
¥126,875,052 |
¥42,375,052 |
| 35 |
2.60% |
¥306,632 |
¥128,785,232 |
¥44,285,232 |
| 35 |
2.70% |
¥311,217 |
¥130,711,254 |
¥46,211,254 |
| 35 |
2.80% |
¥315,841 |
¥132,653,015 |
¥48,153,015 |
| 35 |
2.90% |
¥320,501 |
¥134,610,411 |
¥50,110,411 |
| 35 |
3.00% |
¥325,198 |
¥136,583,332 |
¥52,083,332 |
8450万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥260,298 |
¥93,707,363 |
¥9,207,363 |
| 30 |
0.80% |
¥264,092 |
¥95,073,240 |
¥10,573,240 |
| 30 |
0.90% |
¥267,921 |
¥96,451,707 |
¥11,951,707 |
| 30 |
1.00% |
¥271,785 |
¥97,842,742 |
¥13,342,742 |
| 30 |
1.10% |
¥275,684 |
¥99,246,323 |
¥14,746,323 |
| 30 |
1.20% |
¥279,618 |
¥100,662,425 |
¥16,162,425 |
| 30 |
1.30% |
¥283,586 |
¥102,091,019 |
¥17,591,019 |
| 30 |
1.40% |
¥287,589 |
¥103,532,078 |
¥19,032,078 |
| 30 |
1.50% |
¥291,627 |
¥104,985,568 |
¥20,485,568 |
| 30 |
1.60% |
¥295,698 |
¥106,451,456 |
¥21,951,456 |
| 30 |
1.70% |
¥299,805 |
¥107,929,707 |
¥23,429,707 |
| 30 |
1.80% |
¥303,945 |
¥109,420,282 |
¥24,920,282 |
| 30 |
1.90% |
¥308,120 |
¥110,923,142 |
¥26,423,142 |
| 30 |
2.00% |
¥312,328 |
¥112,438,244 |
¥27,938,244 |
| 30 |
2.10% |
¥316,571 |
¥113,965,544 |
¥29,465,544 |
| 30 |
2.20% |
¥320,847 |
¥115,504,996 |
¥31,004,996 |
| 30 |
2.30% |
¥325,157 |
¥117,056,553 |
¥32,556,553 |
| 30 |
2.40% |
¥329,500 |
¥118,620,164 |
¥34,120,164 |
| 30 |
2.50% |
¥333,877 |
¥120,195,777 |
¥35,695,777 |
| 30 |
2.60% |
¥338,287 |
¥121,783,340 |
¥37,283,340 |
| 30 |
2.70% |
¥342,730 |
¥123,382,797 |
¥38,882,797 |
| 30 |
2.80% |
¥347,206 |
¥124,994,090 |
¥40,494,090 |
| 30 |
2.90% |
¥351,714 |
¥126,617,160 |
¥42,117,160 |
| 30 |
3.00% |
¥356,255 |
¥128,251,947 |
¥43,751,947 |
8450万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥307,113 |
¥92,133,872 |
¥7,633,872 |
| 25 |
0.80% |
¥310,865 |
¥93,259,549 |
¥8,759,549 |
| 25 |
0.90% |
¥314,647 |
¥94,393,984 |
¥9,893,984 |
| 25 |
1.00% |
¥318,457 |
¥95,537,167 |
¥11,037,167 |
| 25 |
1.10% |
¥322,297 |
¥96,689,086 |
¥12,189,086 |
| 25 |
1.20% |
¥326,166 |
¥97,849,729 |
¥13,349,729 |
| 25 |
1.30% |
¥330,064 |
¥99,019,082 |
¥14,519,082 |
| 25 |
1.40% |
¥333,990 |
¥100,197,130 |
¥15,697,130 |
| 25 |
1.50% |
¥337,946 |
¥101,383,859 |
¥16,883,859 |
| 25 |
1.60% |
¥341,931 |
¥102,579,250 |
¥18,079,250 |
| 25 |
1.70% |
¥345,944 |
¥103,783,287 |
¥19,283,287 |
| 25 |
1.80% |
¥349,986 |
¥104,995,950 |
¥20,495,950 |
| 25 |
1.90% |
¥354,057 |
¥106,217,219 |
¥21,717,219 |
| 25 |
2.00% |
¥358,157 |
¥107,447,075 |
¥22,947,075 |
| 25 |
2.10% |
¥362,285 |
¥108,685,494 |
¥24,185,494 |
| 25 |
2.20% |
¥366,442 |
¥109,932,455 |
¥25,432,455 |
| 25 |
2.30% |
¥370,626 |
¥111,187,933 |
¥26,687,933 |
| 25 |
2.40% |
¥374,840 |
¥112,451,904 |
¥27,951,904 |
| 25 |
2.50% |
¥379,081 |
¥113,724,342 |
¥29,224,342 |
| 25 |
2.60% |
¥383,351 |
¥115,005,220 |
¥30,505,220 |
| 25 |
2.70% |
¥387,648 |
¥116,294,511 |
¥31,794,511 |
| 25 |
2.80% |
¥391,974 |
¥117,592,185 |
¥33,092,185 |
| 25 |
2.90% |
¥396,327 |
¥118,898,215 |
¥34,398,215 |
| 25 |
3.00% |
¥400,709 |
¥120,212,568 |
¥35,712,568 |
8450万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥377,407 |
¥90,577,575 |
¥6,077,575 |
| 20 |
0.80% |
¥381,118 |
¥91,468,293 |
¥6,968,293 |
| 20 |
0.90% |
¥384,853 |
¥92,364,625 |
¥7,864,625 |
| 20 |
1.00% |
¥388,611 |
¥93,266,565 |
¥8,766,565 |
| 20 |
1.10% |
¥392,392 |
¥94,174,110 |
¥9,674,110 |
| 20 |
1.20% |
¥396,197 |
¥95,087,252 |
¥10,587,252 |
| 20 |
1.30% |
¥400,025 |
¥96,005,987 |
¥11,505,987 |
| 20 |
1.40% |
¥403,876 |
¥96,930,308 |
¥12,430,308 |
| 20 |
1.50% |
¥407,751 |
¥97,860,209 |
¥13,360,209 |
| 20 |
1.60% |
¥411,649 |
¥98,795,682 |
¥14,295,682 |
| 20 |
1.70% |
¥415,570 |
¥99,736,720 |
¥15,236,720 |
| 20 |
1.80% |
¥419,514 |
¥100,683,315 |
¥16,183,315 |
| 20 |
1.90% |
¥423,481 |
¥101,635,458 |
¥17,135,458 |
| 20 |
2.00% |
¥427,471 |
¥102,593,140 |
¥18,093,140 |
| 20 |
2.10% |
¥431,485 |
¥103,556,353 |
¥19,056,353 |
| 20 |
2.20% |
¥435,521 |
¥104,525,087 |
¥20,025,087 |
| 20 |
2.30% |
¥439,581 |
¥105,499,330 |
¥20,999,330 |
| 20 |
2.40% |
¥443,663 |
¥106,479,074 |
¥21,979,074 |
| 20 |
2.50% |
¥447,768 |
¥107,464,307 |
¥22,964,307 |
| 20 |
2.60% |
¥451,896 |
¥108,455,017 |
¥23,955,017 |
| 20 |
2.70% |
¥456,047 |
¥109,451,193 |
¥24,951,193 |
| 20 |
2.80% |
¥460,220 |
¥110,452,823 |
¥25,952,823 |
| 20 |
2.90% |
¥464,416 |
¥111,459,894 |
¥26,959,894 |
| 20 |
3.00% |
¥468,635 |
¥112,472,393 |
¥27,972,393 |
8450万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥494,658 |
¥89,038,491 |
¥4,538,491 |
| 15 |
0.80% |
¥498,331 |
¥89,699,505 |
¥5,199,505 |
| 15 |
0.90% |
¥502,020 |
¥90,363,681 |
¥5,863,681 |
| 15 |
1.00% |
¥505,728 |
¥91,031,016 |
¥6,531,016 |
| 15 |
1.10% |
¥509,453 |
¥91,701,508 |
¥7,201,508 |
| 15 |
1.20% |
¥513,195 |
¥92,375,156 |
¥7,875,156 |
| 15 |
1.30% |
¥516,955 |
¥93,051,958 |
¥8,551,958 |
| 15 |
1.40% |
¥520,733 |
¥93,731,911 |
¥9,231,911 |
| 15 |
1.50% |
¥524,528 |
¥94,415,013 |
¥9,915,013 |
| 15 |
1.60% |
¥528,340 |
¥95,101,263 |
¥10,601,263 |
| 15 |
1.70% |
¥532,170 |
¥95,790,656 |
¥11,290,656 |
| 15 |
1.80% |
¥536,018 |
¥96,483,191 |
¥11,983,191 |
| 15 |
1.90% |
¥539,883 |
¥97,178,864 |
¥12,678,864 |
| 15 |
2.00% |
¥543,765 |
¥97,877,673 |
¥13,377,673 |
| 15 |
2.10% |
¥547,665 |
¥98,579,615 |
¥14,079,615 |
| 15 |
2.20% |
¥551,582 |
¥99,284,686 |
¥14,784,686 |
| 15 |
2.30% |
¥555,516 |
¥99,992,882 |
¥15,492,882 |
| 15 |
2.40% |
¥559,468 |
¥100,704,201 |
¥16,204,201 |
| 15 |
2.50% |
¥563,437 |
¥101,418,639 |
¥16,918,639 |
| 15 |
2.60% |
¥567,423 |
¥102,136,191 |
¥17,636,191 |
| 15 |
2.70% |
¥571,427 |
¥102,856,854 |
¥18,356,854 |
| 15 |
2.80% |
¥575,448 |
¥103,580,624 |
¥19,080,624 |
| 15 |
2.90% |
¥579,486 |
¥104,307,497 |
¥19,807,497 |
| 15 |
3.00% |
¥583,541 |
¥105,037,467 |
¥20,537,467 |
8450万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥729,305 |
¥87,516,635 |
¥3,016,635 |
| 10 |
0.80% |
¥732,943 |
¥87,953,210 |
¥3,453,210 |
| 10 |
0.90% |
¥736,593 |
¥88,391,192 |
¥3,891,192 |
| 10 |
1.00% |
¥740,255 |
¥88,830,579 |
¥4,330,579 |
| 10 |
1.10% |
¥743,928 |
¥89,271,371 |
¥4,771,371 |
| 10 |
1.20% |
¥747,613 |
¥89,713,568 |
¥5,213,568 |
| 10 |
1.30% |
¥751,310 |
¥90,157,169 |
¥5,657,169 |
| 10 |
1.40% |
¥755,018 |
¥90,602,173 |
¥6,102,173 |
| 10 |
1.50% |
¥758,738 |
¥91,048,581 |
¥6,548,581 |
| 10 |
1.60% |
¥762,470 |
¥91,496,391 |
¥6,996,391 |
| 10 |
1.70% |
¥766,213 |
¥91,945,602 |
¥7,445,602 |
| 10 |
1.80% |
¥769,968 |
¥92,396,215 |
¥7,896,215 |
| 10 |
1.90% |
¥773,735 |
¥92,848,229 |
¥8,348,229 |
| 10 |
2.00% |
¥777,514 |
¥93,301,642 |
¥8,801,642 |
| 10 |
2.10% |
¥781,304 |
¥93,756,455 |
¥9,256,455 |
| 10 |
2.20% |
¥785,106 |
¥94,212,665 |
¥9,712,665 |
| 10 |
2.30% |
¥788,919 |
¥94,670,274 |
¥10,170,274 |
| 10 |
2.40% |
¥792,744 |
¥95,129,279 |
¥10,629,279 |
| 10 |
2.50% |
¥796,581 |
¥95,589,680 |
¥11,089,680 |
| 10 |
2.60% |
¥800,429 |
¥96,051,477 |
¥11,551,477 |
| 10 |
2.70% |
¥804,289 |
¥96,514,667 |
¥12,014,667 |
| 10 |
2.80% |
¥808,160 |
¥96,979,251 |
¥12,479,251 |
| 10 |
2.90% |
¥812,044 |
¥97,445,227 |
¥12,945,227 |
| 10 |
3.00% |
¥815,938 |
¥97,912,595 |
¥13,412,595 |
