8540万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8540万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8540万円の住宅ローン｜期間・年数別
8540万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥168,733 |
¥101,239,670 |
¥15,839,670 |
| 50 |
0.80% |
¥172,740 |
¥103,643,729 |
¥18,243,729 |
| 50 |
0.90% |
¥176,805 |
¥106,082,771 |
¥20,682,771 |
| 50 |
1.00% |
¥180,928 |
¥108,556,644 |
¥23,156,644 |
| 50 |
1.10% |
¥185,109 |
¥111,065,180 |
¥25,665,180 |
| 50 |
1.20% |
¥189,347 |
¥113,608,194 |
¥28,208,194 |
| 50 |
1.30% |
¥193,642 |
¥116,185,486 |
¥30,785,486 |
| 50 |
1.40% |
¥197,995 |
¥118,796,840 |
¥33,396,840 |
| 50 |
1.50% |
¥202,403 |
¥121,442,024 |
¥36,042,024 |
| 50 |
1.60% |
¥206,868 |
¥124,120,794 |
¥38,720,794 |
| 50 |
1.70% |
¥211,388 |
¥126,832,889 |
¥41,432,889 |
| 50 |
1.80% |
¥215,963 |
¥129,578,035 |
¥44,178,035 |
| 50 |
1.90% |
¥220,593 |
¥132,355,945 |
¥46,955,945 |
| 50 |
2.00% |
¥225,277 |
¥135,166,318 |
¥49,766,318 |
| 50 |
2.10% |
¥230,015 |
¥138,008,843 |
¥52,608,843 |
| 50 |
2.20% |
¥234,805 |
¥140,883,194 |
¥55,483,194 |
| 50 |
2.30% |
¥239,648 |
¥143,789,036 |
¥58,389,036 |
| 50 |
2.40% |
¥244,543 |
¥146,726,021 |
¥61,326,021 |
| 50 |
2.50% |
¥249,490 |
¥149,693,792 |
¥64,293,792 |
| 50 |
2.60% |
¥254,487 |
¥152,691,982 |
¥67,291,982 |
| 50 |
2.70% |
¥259,534 |
¥155,720,214 |
¥70,320,214 |
| 50 |
2.80% |
¥264,630 |
¥158,778,103 |
¥73,378,103 |
| 50 |
2.90% |
¥269,775 |
¥161,865,255 |
¥76,465,255 |
| 50 |
3.00% |
¥274,969 |
¥164,981,270 |
¥79,581,270 |
8540万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥184,408 |
¥99,580,187 |
¥14,180,187 |
| 45 |
0.80% |
¥188,371 |
¥101,720,492 |
¥16,320,492 |
| 45 |
0.90% |
¥192,387 |
¥103,889,220 |
¥18,489,220 |
| 45 |
1.00% |
¥196,456 |
¥106,086,269 |
¥20,686,269 |
| 45 |
1.10% |
¥200,577 |
¥108,311,528 |
¥22,911,528 |
| 45 |
1.20% |
¥204,750 |
¥110,564,875 |
¥25,164,875 |
| 45 |
1.30% |
¥208,974 |
¥112,846,176 |
¥27,446,176 |
| 45 |
1.40% |
¥213,251 |
¥115,155,288 |
¥29,755,288 |
| 45 |
1.50% |
¥217,578 |
¥117,492,057 |
¥32,092,057 |
| 45 |
1.60% |
¥221,956 |
¥119,856,319 |
¥34,456,319 |
| 45 |
1.70% |
¥226,385 |
¥122,247,901 |
¥36,847,901 |
| 45 |
1.80% |
¥230,864 |
¥124,666,619 |
¥39,266,619 |
| 45 |
1.90% |
¥235,393 |
¥127,112,281 |
¥41,712,281 |
| 45 |
2.00% |
¥239,972 |
¥129,584,687 |
¥44,184,687 |
| 45 |
2.10% |
¥244,599 |
¥132,083,625 |
¥46,683,625 |
| 45 |
2.20% |
¥249,276 |
¥134,608,877 |
¥49,208,877 |
| 45 |
2.30% |
¥254,000 |
¥137,160,217 |
¥51,760,217 |
| 45 |
2.40% |
¥258,773 |
¥139,737,409 |
¥54,337,409 |
| 45 |
2.50% |
¥263,593 |
¥142,340,211 |
¥56,940,211 |
| 45 |
2.60% |
¥268,460 |
¥144,968,374 |
¥59,568,374 |
| 45 |
2.70% |
¥273,373 |
¥147,621,640 |
¥62,221,640 |
| 45 |
2.80% |
¥278,333 |
¥150,299,748 |
¥64,899,748 |
| 45 |
2.90% |
¥283,338 |
¥153,002,427 |
¥67,602,427 |
| 45 |
3.00% |
¥288,388 |
¥155,729,401 |
¥70,329,401 |
8540万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥204,037 |
¥97,937,963 |
¥12,537,963 |
| 40 |
0.80% |
¥207,958 |
¥99,819,728 |
¥14,419,728 |
| 40 |
0.90% |
¥211,925 |
¥101,724,011 |
¥16,324,011 |
| 40 |
1.00% |
¥215,939 |
¥103,650,750 |
¥18,250,750 |
| 40 |
1.10% |
¥220,000 |
¥105,599,872 |
¥20,199,872 |
| 40 |
1.20% |
¥224,107 |
¥107,571,301 |
¥22,171,301 |
| 40 |
1.30% |
¥228,260 |
¥109,564,952 |
¥24,164,952 |
| 40 |
1.40% |
¥232,460 |
¥111,580,735 |
¥26,180,735 |
| 40 |
1.50% |
¥236,705 |
¥113,618,551 |
¥28,218,551 |
| 40 |
1.60% |
¥240,996 |
¥115,678,297 |
¥30,278,297 |
| 40 |
1.70% |
¥245,333 |
¥117,759,863 |
¥32,359,863 |
| 40 |
1.80% |
¥249,715 |
¥119,863,133 |
¥34,463,133 |
| 40 |
1.90% |
¥254,142 |
¥121,987,983 |
¥36,587,983 |
| 40 |
2.00% |
¥258,613 |
¥124,134,286 |
¥38,734,286 |
| 40 |
2.10% |
¥263,129 |
¥126,301,907 |
¥40,901,907 |
| 40 |
2.20% |
¥267,689 |
¥128,490,706 |
¥43,090,706 |
| 40 |
2.30% |
¥272,293 |
¥130,700,538 |
¥45,300,538 |
| 40 |
2.40% |
¥276,940 |
¥132,931,251 |
¥47,531,251 |
| 40 |
2.50% |
¥281,631 |
¥135,182,691 |
¥49,782,691 |
| 40 |
2.60% |
¥286,364 |
¥137,454,695 |
¥52,054,695 |
| 40 |
2.70% |
¥291,140 |
¥139,747,099 |
¥54,347,099 |
| 40 |
2.80% |
¥295,958 |
¥142,059,731 |
¥56,659,731 |
| 40 |
2.90% |
¥300,818 |
¥144,392,416 |
¥58,992,416 |
| 40 |
3.00% |
¥305,719 |
¥146,744,974 |
¥61,344,974 |
8540万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥229,317 |
¥96,313,033 |
¥10,913,033 |
| 35 |
0.80% |
¥233,194 |
¥97,941,497 |
¥12,541,497 |
| 35 |
0.90% |
¥237,112 |
¥99,587,244 |
¥14,187,244 |
| 35 |
1.00% |
¥241,072 |
¥101,250,234 |
¥15,850,234 |
| 35 |
1.10% |
¥245,072 |
¥102,930,427 |
¥17,530,427 |
| 35 |
1.20% |
¥249,114 |
¥104,627,776 |
¥19,227,776 |
| 35 |
1.30% |
¥253,196 |
¥106,342,230 |
¥20,942,230 |
| 35 |
1.40% |
¥257,318 |
¥108,073,736 |
¥22,673,736 |
| 35 |
1.50% |
¥261,482 |
¥109,822,235 |
¥24,422,235 |
| 35 |
1.60% |
¥265,685 |
¥111,587,665 |
¥26,187,665 |
| 35 |
1.70% |
¥269,928 |
¥113,369,962 |
¥27,969,962 |
| 35 |
1.80% |
¥274,212 |
¥115,169,054 |
¥29,769,054 |
| 35 |
1.90% |
¥278,535 |
¥116,984,869 |
¥31,584,869 |
| 35 |
2.00% |
¥282,898 |
¥118,817,330 |
¥33,417,330 |
| 35 |
2.10% |
¥287,301 |
¥120,666,357 |
¥35,266,357 |
| 35 |
2.20% |
¥291,743 |
¥122,531,864 |
¥37,131,864 |
| 35 |
2.30% |
¥296,223 |
¥124,413,766 |
¥39,013,766 |
| 35 |
2.40% |
¥300,743 |
¥126,311,970 |
¥40,911,970 |
| 35 |
2.50% |
¥305,301 |
¥128,226,384 |
¥42,826,384 |
| 35 |
2.60% |
¥309,897 |
¥130,156,909 |
¥44,756,909 |
| 35 |
2.70% |
¥314,532 |
¥132,103,444 |
¥46,703,444 |
| 35 |
2.80% |
¥319,204 |
¥134,065,887 |
¥48,665,887 |
| 35 |
2.90% |
¥323,915 |
¥136,044,131 |
¥50,644,131 |
| 35 |
3.00% |
¥328,662 |
¥138,038,066 |
¥52,638,066 |
8540万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥263,071 |
¥94,705,429 |
¥9,305,429 |
| 30 |
0.80% |
¥266,905 |
¥96,085,854 |
¥10,685,854 |
| 30 |
0.90% |
¥270,775 |
¥97,479,003 |
¥12,079,003 |
| 30 |
1.00% |
¥274,680 |
¥98,884,854 |
¥13,484,854 |
| 30 |
1.10% |
¥278,621 |
¥100,303,385 |
¥14,903,385 |
| 30 |
1.20% |
¥282,596 |
¥101,734,569 |
¥16,334,569 |
| 30 |
1.30% |
¥286,607 |
¥103,178,379 |
¥17,778,379 |
| 30 |
1.40% |
¥290,652 |
¥104,634,786 |
¥19,234,786 |
| 30 |
1.50% |
¥294,733 |
¥106,103,758 |
¥20,703,758 |
| 30 |
1.60% |
¥298,848 |
¥107,585,259 |
¥22,185,259 |
| 30 |
1.70% |
¥302,998 |
¥109,079,254 |
¥23,679,254 |
| 30 |
1.80% |
¥307,183 |
¥110,585,705 |
¥25,185,705 |
| 30 |
1.90% |
¥311,402 |
¥112,104,572 |
¥26,704,572 |
| 30 |
2.00% |
¥315,655 |
¥113,635,811 |
¥28,235,811 |
| 30 |
2.10% |
¥319,943 |
¥115,179,378 |
¥29,779,378 |
| 30 |
2.20% |
¥324,265 |
¥116,735,227 |
¥31,335,227 |
| 30 |
2.30% |
¥328,620 |
¥118,303,309 |
¥32,903,309 |
| 30 |
2.40% |
¥333,010 |
¥119,883,574 |
¥34,483,574 |
| 30 |
2.50% |
¥337,433 |
¥121,475,969 |
¥36,075,969 |
| 30 |
2.60% |
¥341,890 |
¥123,080,441 |
¥37,680,441 |
| 30 |
2.70% |
¥346,380 |
¥124,696,933 |
¥39,296,933 |
| 30 |
2.80% |
¥350,904 |
¥126,325,388 |
¥40,925,388 |
| 30 |
2.90% |
¥355,460 |
¥127,965,745 |
¥42,565,745 |
| 30 |
3.00% |
¥360,050 |
¥129,617,944 |
¥44,217,944 |
8540万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥310,384 |
¥93,115,179 |
¥7,715,179 |
| 25 |
0.80% |
¥314,176 |
¥94,252,846 |
¥8,852,846 |
| 25 |
0.90% |
¥317,998 |
¥95,399,364 |
¥9,999,364 |
| 25 |
1.00% |
¥321,849 |
¥96,554,723 |
¥11,154,723 |
| 25 |
1.10% |
¥325,730 |
¥97,718,911 |
¥12,318,911 |
| 25 |
1.20% |
¥329,640 |
¥98,891,916 |
¥13,491,916 |
| 25 |
1.30% |
¥333,579 |
¥100,073,723 |
¥14,673,723 |
| 25 |
1.40% |
¥337,548 |
¥101,264,319 |
¥15,864,319 |
| 25 |
1.50% |
¥341,546 |
¥102,463,687 |
¥17,063,687 |
| 25 |
1.60% |
¥345,573 |
¥103,671,810 |
¥18,271,810 |
| 25 |
1.70% |
¥349,629 |
¥104,888,671 |
¥19,488,671 |
| 25 |
1.80% |
¥353,714 |
¥106,114,250 |
¥20,714,250 |
| 25 |
1.90% |
¥357,828 |
¥107,348,527 |
¥21,948,527 |
| 25 |
2.00% |
¥361,972 |
¥108,591,482 |
¥23,191,482 |
| 25 |
2.10% |
¥366,144 |
¥109,843,091 |
¥24,443,091 |
| 25 |
2.20% |
¥370,344 |
¥111,103,333 |
¥25,703,333 |
| 25 |
2.30% |
¥374,574 |
¥112,372,184 |
¥26,972,184 |
| 25 |
2.40% |
¥378,832 |
¥113,649,617 |
¥28,249,617 |
| 25 |
2.50% |
¥383,119 |
¥114,935,607 |
¥29,535,607 |
| 25 |
2.60% |
¥387,434 |
¥116,230,128 |
¥30,830,128 |
| 25 |
2.70% |
¥391,777 |
¥117,533,150 |
¥32,133,150 |
| 25 |
2.80% |
¥396,149 |
¥118,844,646 |
¥33,444,646 |
| 25 |
2.90% |
¥400,549 |
¥120,164,586 |
¥34,764,586 |
| 25 |
3.00% |
¥404,976 |
¥121,492,939 |
¥36,092,939 |
8540万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥381,426 |
¥91,542,306 |
¥6,142,306 |
| 20 |
0.80% |
¥385,177 |
¥92,442,512 |
¥7,042,512 |
| 20 |
0.90% |
¥388,952 |
¥93,348,390 |
¥7,948,390 |
| 20 |
1.00% |
¥392,750 |
¥94,259,937 |
¥8,859,937 |
| 20 |
1.10% |
¥396,571 |
¥95,177,147 |
¥9,777,147 |
| 20 |
1.20% |
¥400,417 |
¥96,100,016 |
¥10,700,016 |
| 20 |
1.30% |
¥404,286 |
¥97,028,536 |
¥11,628,536 |
| 20 |
1.40% |
¥408,178 |
¥97,962,702 |
¥12,562,702 |
| 20 |
1.50% |
¥412,094 |
¥98,902,507 |
¥13,502,507 |
| 20 |
1.60% |
¥416,033 |
¥99,847,944 |
¥14,447,944 |
| 20 |
1.70% |
¥419,996 |
¥100,799,005 |
¥15,399,005 |
| 20 |
1.80% |
¥423,982 |
¥101,755,681 |
¥16,355,681 |
| 20 |
1.90% |
¥427,992 |
¥102,717,966 |
¥17,317,966 |
| 20 |
2.00% |
¥432,024 |
¥103,685,848 |
¥18,285,848 |
| 20 |
2.10% |
¥436,081 |
¥104,659,320 |
¥19,259,320 |
| 20 |
2.20% |
¥440,160 |
¥105,638,372 |
¥20,238,372 |
| 20 |
2.30% |
¥444,262 |
¥106,622,992 |
¥21,222,992 |
| 20 |
2.40% |
¥448,388 |
¥107,613,171 |
¥22,213,171 |
| 20 |
2.50% |
¥452,537 |
¥108,608,897 |
¥23,208,897 |
| 20 |
2.60% |
¥456,709 |
¥109,610,159 |
¥24,210,159 |
| 20 |
2.70% |
¥460,904 |
¥110,616,945 |
¥25,216,945 |
| 20 |
2.80% |
¥465,122 |
¥111,629,243 |
¥26,229,243 |
| 20 |
2.90% |
¥469,363 |
¥112,647,041 |
¥27,247,041 |
| 20 |
3.00% |
¥473,626 |
¥113,670,324 |
¥28,270,324 |
8540万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥499,927 |
¥89,986,830 |
¥4,586,830 |
| 15 |
0.80% |
¥503,638 |
¥90,654,885 |
¥5,254,885 |
| 15 |
0.90% |
¥507,367 |
¥91,326,134 |
¥5,926,134 |
| 15 |
1.00% |
¥511,114 |
¥92,000,577 |
¥6,600,577 |
| 15 |
1.10% |
¥514,879 |
¥92,678,210 |
¥7,278,210 |
| 15 |
1.20% |
¥518,661 |
¥93,359,033 |
¥7,959,033 |
| 15 |
1.30% |
¥522,461 |
¥94,043,044 |
¥8,643,044 |
| 15 |
1.40% |
¥526,279 |
¥94,730,239 |
¥9,330,239 |
| 15 |
1.50% |
¥530,115 |
¥95,420,617 |
¥10,020,617 |
| 15 |
1.60% |
¥533,968 |
¥96,114,175 |
¥10,714,175 |
| 15 |
1.70% |
¥537,838 |
¥96,810,911 |
¥11,410,911 |
| 15 |
1.80% |
¥541,727 |
¥97,510,822 |
¥12,110,822 |
| 15 |
1.90% |
¥545,633 |
¥98,213,905 |
¥12,813,905 |
| 15 |
2.00% |
¥549,556 |
¥98,920,157 |
¥13,520,157 |
| 15 |
2.10% |
¥553,498 |
¥99,629,575 |
¥14,229,575 |
| 15 |
2.20% |
¥557,456 |
¥100,342,156 |
¥14,942,156 |
| 15 |
2.30% |
¥561,433 |
¥101,057,895 |
¥15,657,895 |
| 15 |
2.40% |
¥565,427 |
¥101,776,790 |
¥16,376,790 |
| 15 |
2.50% |
¥569,438 |
¥102,498,837 |
¥17,098,837 |
| 15 |
2.60% |
¥573,467 |
¥103,224,032 |
¥17,824,032 |
| 15 |
2.70% |
¥577,513 |
¥103,952,371 |
¥18,552,371 |
| 15 |
2.80% |
¥581,577 |
¥104,683,850 |
¥19,283,850 |
| 15 |
2.90% |
¥585,658 |
¥105,418,464 |
¥20,018,464 |
| 15 |
3.00% |
¥589,757 |
¥106,156,210 |
¥20,756,210 |
8540万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥737,073 |
¥88,448,765 |
¥3,048,765 |
| 10 |
0.80% |
¥740,750 |
¥88,889,990 |
¥3,489,990 |
| 10 |
0.90% |
¥744,439 |
¥89,332,637 |
¥3,932,637 |
| 10 |
1.00% |
¥748,139 |
¥89,776,704 |
¥4,376,704 |
| 10 |
1.10% |
¥751,852 |
¥90,222,191 |
¥4,822,191 |
| 10 |
1.20% |
¥755,576 |
¥90,669,097 |
¥5,269,097 |
| 10 |
1.30% |
¥759,312 |
¥91,117,423 |
¥5,717,423 |
| 10 |
1.40% |
¥763,060 |
¥91,567,167 |
¥6,167,167 |
| 10 |
1.50% |
¥766,819 |
¥92,018,329 |
¥6,618,329 |
| 10 |
1.60% |
¥770,591 |
¥92,470,908 |
¥7,070,908 |
| 10 |
1.70% |
¥774,374 |
¥92,924,905 |
¥7,524,905 |
| 10 |
1.80% |
¥778,169 |
¥93,380,317 |
¥7,980,317 |
| 10 |
1.90% |
¥781,976 |
¥93,837,145 |
¥8,437,145 |
| 10 |
2.00% |
¥785,795 |
¥94,295,387 |
¥8,895,387 |
| 10 |
2.10% |
¥789,625 |
¥94,755,044 |
¥9,355,044 |
| 10 |
2.20% |
¥793,468 |
¥95,216,114 |
¥9,816,114 |
| 10 |
2.30% |
¥797,322 |
¥95,678,596 |
¥10,278,596 |
| 10 |
2.40% |
¥801,187 |
¥96,142,490 |
¥10,742,490 |
| 10 |
2.50% |
¥805,065 |
¥96,607,795 |
¥11,207,795 |
| 10 |
2.60% |
¥808,954 |
¥97,074,510 |
¥11,674,510 |
| 10 |
2.70% |
¥812,855 |
¥97,542,634 |
¥12,142,634 |
| 10 |
2.80% |
¥816,768 |
¥98,012,166 |
¥12,612,166 |
| 10 |
2.90% |
¥820,693 |
¥98,483,106 |
¥13,083,106 |
| 10 |
3.00% |
¥824,629 |
¥98,955,451 |
¥13,555,451 |
