8610万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8610万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8610万円の住宅ローン｜期間・年数別
8610万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥170,116 |
¥102,069,504 |
¥15,969,504 |
| 50 |
0.80% |
¥174,155 |
¥104,493,268 |
¥18,393,268 |
| 50 |
0.90% |
¥178,254 |
¥106,952,302 |
¥20,852,302 |
| 50 |
1.00% |
¥182,411 |
¥109,446,453 |
¥23,346,453 |
| 50 |
1.10% |
¥186,626 |
¥111,975,550 |
¥25,875,550 |
| 50 |
1.20% |
¥190,899 |
¥114,539,409 |
¥28,439,409 |
| 50 |
1.30% |
¥195,230 |
¥117,137,826 |
¥31,037,826 |
| 50 |
1.40% |
¥199,618 |
¥119,770,584 |
¥33,670,584 |
| 50 |
1.50% |
¥204,062 |
¥122,437,451 |
¥36,337,451 |
| 50 |
1.60% |
¥208,564 |
¥125,138,177 |
¥39,038,177 |
| 50 |
1.70% |
¥213,121 |
¥127,872,502 |
¥41,772,502 |
| 50 |
1.80% |
¥217,734 |
¥130,640,150 |
¥44,540,150 |
| 50 |
1.90% |
¥222,401 |
¥133,440,829 |
¥47,340,829 |
| 50 |
2.00% |
¥227,124 |
¥136,274,239 |
¥50,174,239 |
| 50 |
2.10% |
¥231,900 |
¥139,140,063 |
¥53,040,063 |
| 50 |
2.20% |
¥236,730 |
¥142,037,975 |
¥55,937,975 |
| 50 |
2.30% |
¥241,613 |
¥144,967,635 |
¥58,867,635 |
| 50 |
2.40% |
¥246,548 |
¥147,928,693 |
¥61,828,693 |
| 50 |
2.50% |
¥251,535 |
¥150,920,790 |
¥64,820,790 |
| 50 |
2.60% |
¥256,573 |
¥153,943,555 |
¥67,843,555 |
| 50 |
2.70% |
¥261,661 |
¥156,996,609 |
¥70,896,609 |
| 50 |
2.80% |
¥266,799 |
¥160,079,563 |
¥73,979,563 |
| 50 |
2.90% |
¥271,987 |
¥163,192,020 |
¥77,092,020 |
| 50 |
3.00% |
¥277,223 |
¥166,333,575 |
¥80,233,575 |
8610万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥185,919 |
¥100,396,418 |
¥14,296,418 |
| 45 |
0.80% |
¥189,915 |
¥102,554,267 |
¥16,454,267 |
| 45 |
0.90% |
¥193,964 |
¥104,740,771 |
¥18,640,771 |
| 45 |
1.00% |
¥198,066 |
¥106,955,828 |
¥20,855,828 |
| 45 |
1.10% |
¥202,221 |
¥109,199,328 |
¥23,099,328 |
| 45 |
1.20% |
¥206,428 |
¥111,471,144 |
¥25,371,144 |
| 45 |
1.30% |
¥210,687 |
¥113,771,145 |
¥27,671,145 |
| 45 |
1.40% |
¥214,998 |
¥116,099,184 |
¥29,999,184 |
| 45 |
1.50% |
¥219,361 |
¥118,455,106 |
¥32,355,106 |
| 45 |
1.60% |
¥223,775 |
¥120,838,748 |
¥34,738,748 |
| 45 |
1.70% |
¥228,241 |
¥123,249,932 |
¥37,149,932 |
| 45 |
1.80% |
¥232,756 |
¥125,688,476 |
¥39,588,476 |
| 45 |
1.90% |
¥237,323 |
¥128,154,185 |
¥42,054,185 |
| 45 |
2.00% |
¥241,939 |
¥130,646,856 |
¥44,546,856 |
| 45 |
2.10% |
¥246,604 |
¥133,166,278 |
¥47,066,278 |
| 45 |
2.20% |
¥251,319 |
¥135,712,229 |
¥49,612,229 |
| 45 |
2.30% |
¥256,082 |
¥138,284,481 |
¥52,184,481 |
| 45 |
2.40% |
¥260,894 |
¥140,882,797 |
¥54,782,797 |
| 45 |
2.50% |
¥265,754 |
¥143,506,934 |
¥57,406,934 |
| 45 |
2.60% |
¥270,660 |
¥146,156,639 |
¥60,056,639 |
| 45 |
2.70% |
¥275,614 |
¥148,831,654 |
¥62,731,654 |
| 45 |
2.80% |
¥280,614 |
¥151,531,713 |
¥65,431,713 |
| 45 |
2.90% |
¥285,660 |
¥154,256,545 |
¥68,156,545 |
| 45 |
3.00% |
¥290,752 |
¥157,005,872 |
¥70,905,872 |
8610万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥205,710 |
¥98,740,733 |
¥12,640,733 |
| 40 |
0.80% |
¥209,662 |
¥100,637,922 |
¥14,537,922 |
| 40 |
0.90% |
¥213,662 |
¥102,557,815 |
¥16,457,815 |
| 40 |
1.00% |
¥217,709 |
¥104,500,346 |
¥18,400,346 |
| 40 |
1.10% |
¥221,803 |
¥106,465,445 |
¥20,365,445 |
| 40 |
1.20% |
¥225,944 |
¥108,453,033 |
¥22,353,033 |
| 40 |
1.30% |
¥230,131 |
¥110,463,025 |
¥24,363,025 |
| 40 |
1.40% |
¥234,365 |
¥112,495,331 |
¥26,395,331 |
| 40 |
1.50% |
¥238,646 |
¥114,549,851 |
¥28,449,851 |
| 40 |
1.60% |
¥242,972 |
¥116,626,480 |
¥30,526,480 |
| 40 |
1.70% |
¥247,344 |
¥118,725,108 |
¥32,625,108 |
| 40 |
1.80% |
¥251,762 |
¥120,845,618 |
¥34,745,618 |
| 40 |
1.90% |
¥256,225 |
¥122,987,885 |
¥36,887,885 |
| 40 |
2.00% |
¥260,733 |
¥125,151,780 |
¥39,051,780 |
| 40 |
2.10% |
¥265,286 |
¥127,337,168 |
¥41,237,168 |
| 40 |
2.20% |
¥269,883 |
¥129,543,908 |
¥43,443,908 |
| 40 |
2.30% |
¥274,525 |
¥131,771,853 |
¥45,671,853 |
| 40 |
2.40% |
¥279,210 |
¥134,020,852 |
¥47,920,852 |
| 40 |
2.50% |
¥283,939 |
¥136,290,746 |
¥50,190,746 |
| 40 |
2.60% |
¥288,711 |
¥138,581,373 |
¥52,481,373 |
| 40 |
2.70% |
¥293,526 |
¥140,892,567 |
¥54,792,567 |
| 40 |
2.80% |
¥298,384 |
¥143,224,155 |
¥57,124,155 |
| 40 |
2.90% |
¥303,283 |
¥145,575,960 |
¥59,475,960 |
| 40 |
3.00% |
¥308,225 |
¥147,947,802 |
¥61,847,802 |
8610万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥231,196 |
¥97,102,484 |
¥11,002,484 |
| 35 |
0.80% |
¥235,105 |
¥98,744,296 |
¥12,644,296 |
| 35 |
0.90% |
¥239,056 |
¥100,403,533 |
¥14,303,533 |
| 35 |
1.00% |
¥243,048 |
¥102,080,154 |
¥15,980,154 |
| 35 |
1.10% |
¥247,081 |
¥103,774,119 |
¥17,674,119 |
| 35 |
1.20% |
¥251,156 |
¥105,485,380 |
¥19,385,380 |
| 35 |
1.30% |
¥255,271 |
¥107,213,888 |
¥21,113,888 |
| 35 |
1.40% |
¥259,428 |
¥108,959,586 |
¥22,859,586 |
| 35 |
1.50% |
¥263,625 |
¥110,722,417 |
¥24,622,417 |
| 35 |
1.60% |
¥267,863 |
¥112,502,318 |
¥26,402,318 |
| 35 |
1.70% |
¥272,141 |
¥114,299,224 |
¥28,199,224 |
| 35 |
1.80% |
¥276,460 |
¥116,113,063 |
¥30,013,063 |
| 35 |
1.90% |
¥280,818 |
¥117,943,762 |
¥31,843,762 |
| 35 |
2.00% |
¥285,217 |
¥119,791,243 |
¥33,691,243 |
| 35 |
2.10% |
¥289,656 |
¥121,655,425 |
¥35,555,425 |
| 35 |
2.20% |
¥294,134 |
¥123,536,224 |
¥37,436,224 |
| 35 |
2.30% |
¥298,651 |
¥125,433,551 |
¥39,333,551 |
| 35 |
2.40% |
¥303,208 |
¥127,347,314 |
¥41,247,314 |
| 35 |
2.50% |
¥307,803 |
¥129,277,420 |
¥43,177,420 |
| 35 |
2.60% |
¥312,438 |
¥131,223,769 |
¥45,123,769 |
| 35 |
2.70% |
¥317,110 |
¥133,186,260 |
¥47,086,260 |
| 35 |
2.80% |
¥321,821 |
¥135,164,788 |
¥49,064,788 |
| 35 |
2.90% |
¥326,570 |
¥137,159,247 |
¥51,059,247 |
| 35 |
3.00% |
¥331,356 |
¥139,169,526 |
¥53,069,526 |
8610万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥265,227 |
¥95,481,703 |
¥9,381,703 |
| 30 |
0.80% |
¥269,093 |
¥96,873,443 |
¥10,773,443 |
| 30 |
0.90% |
¥272,994 |
¥98,278,011 |
¥12,178,011 |
| 30 |
1.00% |
¥276,932 |
¥99,695,386 |
¥13,595,386 |
| 30 |
1.10% |
¥280,904 |
¥101,125,544 |
¥15,025,544 |
| 30 |
1.20% |
¥284,912 |
¥102,568,459 |
¥16,468,459 |
| 30 |
1.30% |
¥288,956 |
¥104,024,104 |
¥17,924,104 |
| 30 |
1.40% |
¥293,035 |
¥105,492,448 |
¥19,392,448 |
| 30 |
1.50% |
¥297,149 |
¥106,973,460 |
¥20,873,460 |
| 30 |
1.60% |
¥301,298 |
¥108,467,105 |
¥22,367,105 |
| 30 |
1.70% |
¥305,482 |
¥109,973,347 |
¥23,873,347 |
| 30 |
1.80% |
¥309,700 |
¥111,492,146 |
¥25,392,146 |
| 30 |
1.90% |
¥313,954 |
¥113,023,462 |
¥26,923,462 |
| 30 |
2.00% |
¥318,242 |
¥114,567,252 |
¥28,467,252 |
| 30 |
2.10% |
¥322,565 |
¥116,123,471 |
¥30,023,471 |
| 30 |
2.20% |
¥326,922 |
¥117,692,073 |
¥31,592,073 |
| 30 |
2.30% |
¥331,314 |
¥119,273,008 |
¥33,173,008 |
| 30 |
2.40% |
¥335,740 |
¥120,866,226 |
¥34,766,226 |
| 30 |
2.50% |
¥340,199 |
¥122,471,674 |
¥36,371,674 |
| 30 |
2.60% |
¥344,692 |
¥124,089,297 |
¥37,989,297 |
| 30 |
2.70% |
¥349,220 |
¥125,719,039 |
¥39,619,039 |
| 30 |
2.80% |
¥353,780 |
¥127,360,842 |
¥41,260,842 |
| 30 |
2.90% |
¥358,374 |
¥129,014,645 |
¥42,914,645 |
| 30 |
3.00% |
¥363,001 |
¥130,680,386 |
¥44,580,386 |
8610万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥312,928 |
¥93,878,418 |
¥7,778,418 |
| 25 |
0.80% |
¥316,751 |
¥95,025,410 |
¥8,925,410 |
| 25 |
0.90% |
¥320,604 |
¥96,181,326 |
¥10,081,326 |
| 25 |
1.00% |
¥324,487 |
¥97,346,155 |
¥11,246,155 |
| 25 |
1.10% |
¥328,400 |
¥98,519,886 |
¥12,419,886 |
| 25 |
1.20% |
¥332,342 |
¥99,702,505 |
¥13,602,505 |
| 25 |
1.30% |
¥336,313 |
¥100,894,000 |
¥14,794,000 |
| 25 |
1.40% |
¥340,315 |
¥102,094,354 |
¥15,994,354 |
| 25 |
1.50% |
¥344,345 |
¥103,303,553 |
¥17,203,553 |
| 25 |
1.60% |
¥348,405 |
¥104,521,579 |
¥18,421,579 |
| 25 |
1.70% |
¥352,495 |
¥105,748,414 |
¥19,648,414 |
| 25 |
1.80% |
¥356,613 |
¥106,984,039 |
¥20,884,039 |
| 25 |
1.90% |
¥360,761 |
¥108,228,433 |
¥22,128,433 |
| 25 |
2.00% |
¥364,939 |
¥109,481,576 |
¥23,381,576 |
| 25 |
2.10% |
¥369,145 |
¥110,743,445 |
¥24,643,445 |
| 25 |
2.20% |
¥373,380 |
¥112,014,017 |
¥25,914,017 |
| 25 |
2.30% |
¥377,644 |
¥113,293,267 |
¥27,193,267 |
| 25 |
2.40% |
¥381,937 |
¥114,581,171 |
¥28,481,171 |
| 25 |
2.50% |
¥386,259 |
¥115,877,702 |
¥29,777,702 |
| 25 |
2.60% |
¥390,609 |
¥117,182,834 |
¥31,082,834 |
| 25 |
2.70% |
¥394,988 |
¥118,496,537 |
¥32,396,537 |
| 25 |
2.80% |
¥399,396 |
¥119,818,783 |
¥33,718,783 |
| 25 |
2.90% |
¥403,832 |
¥121,149,542 |
¥35,049,542 |
| 25 |
3.00% |
¥408,296 |
¥122,488,782 |
¥36,388,782 |
8610万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥384,553 |
¥92,292,653 |
¥6,192,653 |
| 20 |
0.80% |
¥388,334 |
¥93,200,237 |
¥7,100,237 |
| 20 |
0.90% |
¥392,140 |
¥94,113,541 |
¥8,013,541 |
| 20 |
1.00% |
¥395,969 |
¥95,032,560 |
¥8,932,560 |
| 20 |
1.10% |
¥399,822 |
¥95,957,288 |
¥9,857,288 |
| 20 |
1.20% |
¥403,699 |
¥96,887,721 |
¥10,787,721 |
| 20 |
1.30% |
¥407,599 |
¥97,823,852 |
¥11,723,852 |
| 20 |
1.40% |
¥411,524 |
¥98,765,675 |
¥12,665,675 |
| 20 |
1.50% |
¥415,472 |
¥99,713,183 |
¥13,613,183 |
| 20 |
1.60% |
¥419,443 |
¥100,666,369 |
¥14,566,369 |
| 20 |
1.70% |
¥423,438 |
¥101,625,226 |
¥15,525,226 |
| 20 |
1.80% |
¥427,457 |
¥102,589,744 |
¥16,489,744 |
| 20 |
1.90% |
¥431,500 |
¥103,559,916 |
¥17,459,916 |
| 20 |
2.00% |
¥435,566 |
¥104,535,732 |
¥18,435,732 |
| 20 |
2.10% |
¥439,655 |
¥105,517,184 |
¥19,417,184 |
| 20 |
2.20% |
¥443,768 |
¥106,504,260 |
¥20,404,260 |
| 20 |
2.30% |
¥447,904 |
¥107,496,951 |
¥21,396,951 |
| 20 |
2.40% |
¥452,064 |
¥108,495,246 |
¥22,395,246 |
| 20 |
2.50% |
¥456,246 |
¥109,499,134 |
¥23,399,134 |
| 20 |
2.60% |
¥460,453 |
¥110,508,603 |
¥24,408,603 |
| 20 |
2.70% |
¥464,682 |
¥111,523,642 |
¥25,423,642 |
| 20 |
2.80% |
¥468,934 |
¥112,544,237 |
¥26,444,237 |
| 20 |
2.90% |
¥473,210 |
¥113,570,377 |
¥27,470,377 |
| 20 |
3.00% |
¥477,509 |
¥114,602,048 |
¥28,502,048 |
8610万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥504,025 |
¥90,724,427 |
¥4,624,427 |
| 15 |
0.80% |
¥507,766 |
¥91,397,958 |
¥5,297,958 |
| 15 |
0.90% |
¥511,526 |
¥92,074,709 |
¥5,974,709 |
| 15 |
1.00% |
¥515,304 |
¥92,754,680 |
¥6,654,680 |
| 15 |
1.10% |
¥519,099 |
¥93,437,868 |
¥7,337,868 |
| 15 |
1.20% |
¥522,913 |
¥94,124,271 |
¥8,024,271 |
| 15 |
1.30% |
¥526,744 |
¥94,813,888 |
¥8,713,888 |
| 15 |
1.40% |
¥530,593 |
¥95,506,716 |
¥9,406,716 |
| 15 |
1.50% |
¥534,460 |
¥96,202,753 |
¥10,102,753 |
| 15 |
1.60% |
¥538,344 |
¥96,901,997 |
¥10,801,997 |
| 15 |
1.70% |
¥542,247 |
¥97,604,444 |
¥11,504,444 |
| 15 |
1.80% |
¥546,167 |
¥98,310,091 |
¥12,210,091 |
| 15 |
1.90% |
¥550,105 |
¥99,018,937 |
¥12,918,937 |
| 15 |
2.00% |
¥554,061 |
¥99,730,978 |
¥13,630,978 |
| 15 |
2.10% |
¥558,035 |
¥100,446,211 |
¥14,346,211 |
| 15 |
2.20% |
¥562,026 |
¥101,164,632 |
¥15,064,632 |
| 15 |
2.30% |
¥566,035 |
¥101,886,239 |
¥15,786,239 |
| 15 |
2.40% |
¥570,061 |
¥102,611,026 |
¥16,511,026 |
| 15 |
2.50% |
¥574,106 |
¥103,338,992 |
¥17,238,992 |
| 15 |
2.60% |
¥578,167 |
¥104,070,131 |
¥17,970,131 |
| 15 |
2.70% |
¥582,247 |
¥104,804,440 |
¥18,704,440 |
| 15 |
2.80% |
¥586,344 |
¥105,541,914 |
¥19,441,914 |
| 15 |
2.90% |
¥590,459 |
¥106,282,550 |
¥20,182,550 |
| 15 |
3.00% |
¥594,591 |
¥107,026,343 |
¥20,926,343 |
8610万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥743,115 |
¥89,173,754 |
¥3,073,754 |
| 10 |
0.80% |
¥746,822 |
¥89,618,597 |
¥3,518,597 |
| 10 |
0.90% |
¥750,541 |
¥90,064,871 |
¥3,964,871 |
| 10 |
1.00% |
¥754,271 |
¥90,512,578 |
¥4,412,578 |
| 10 |
1.10% |
¥758,014 |
¥90,961,717 |
¥4,861,717 |
| 10 |
1.20% |
¥761,769 |
¥91,412,286 |
¥5,312,286 |
| 10 |
1.30% |
¥765,536 |
¥91,864,287 |
¥5,764,287 |
| 10 |
1.40% |
¥769,314 |
¥92,317,717 |
¥6,217,717 |
| 10 |
1.50% |
¥773,105 |
¥92,772,578 |
¥6,672,578 |
| 10 |
1.60% |
¥776,907 |
¥93,228,867 |
¥7,128,867 |
| 10 |
1.70% |
¥780,722 |
¥93,686,584 |
¥7,586,584 |
| 10 |
1.80% |
¥784,548 |
¥94,145,730 |
¥8,045,730 |
| 10 |
1.90% |
¥788,386 |
¥94,606,302 |
¥8,506,302 |
| 10 |
2.00% |
¥792,236 |
¥95,068,301 |
¥8,968,301 |
| 10 |
2.10% |
¥796,098 |
¥95,531,725 |
¥9,431,725 |
| 10 |
2.20% |
¥799,971 |
¥95,996,574 |
¥9,896,574 |
| 10 |
2.30% |
¥803,857 |
¥96,462,847 |
¥10,362,847 |
| 10 |
2.40% |
¥807,755 |
¥96,930,544 |
¥10,830,544 |
| 10 |
2.50% |
¥811,664 |
¥97,399,662 |
¥11,299,662 |
| 10 |
2.60% |
¥815,585 |
¥97,870,203 |
¥11,770,203 |
| 10 |
2.70% |
¥819,518 |
¥98,342,164 |
¥12,242,164 |
| 10 |
2.80% |
¥823,463 |
¥98,815,545 |
¥12,715,545 |
| 10 |
2.90% |
¥827,420 |
¥99,290,344 |
¥13,190,344 |
| 10 |
3.00% |
¥831,388 |
¥99,766,561 |
¥13,666,561 |
