8650万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8650万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8650万円の住宅ローン|期間・年数別
8650万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥170,906 |
¥102,543,694 |
¥16,043,694 |
| 50 |
0.80% |
¥174,965 |
¥104,978,718 |
¥18,478,718 |
| 50 |
0.90% |
¥179,082 |
¥107,449,177 |
¥20,949,177 |
| 50 |
1.00% |
¥183,258 |
¥109,954,915 |
¥23,454,915 |
| 50 |
1.10% |
¥187,493 |
¥112,495,762 |
¥25,995,762 |
| 50 |
1.20% |
¥191,786 |
¥115,071,531 |
¥28,571,531 |
| 50 |
1.30% |
¥196,137 |
¥117,682,020 |
¥31,182,020 |
| 50 |
1.40% |
¥200,545 |
¥120,327,010 |
¥33,827,010 |
| 50 |
1.50% |
¥205,010 |
¥123,006,266 |
¥36,506,266 |
| 50 |
1.60% |
¥209,533 |
¥125,719,539 |
¥39,219,539 |
| 50 |
1.70% |
¥214,111 |
¥128,466,567 |
¥41,966,567 |
| 50 |
1.80% |
¥218,745 |
¥131,247,072 |
¥44,747,072 |
| 50 |
1.90% |
¥223,435 |
¥134,060,764 |
¥47,560,764 |
| 50 |
2.00% |
¥228,179 |
¥136,907,336 |
¥50,407,336 |
| 50 |
2.10% |
¥232,977 |
¥139,786,475 |
¥53,286,475 |
| 50 |
2.20% |
¥237,830 |
¥142,697,849 |
¥56,197,849 |
| 50 |
2.30% |
¥242,735 |
¥145,641,120 |
¥59,141,120 |
| 50 |
2.40% |
¥247,693 |
¥148,615,935 |
¥62,115,935 |
| 50 |
2.50% |
¥252,703 |
¥151,621,932 |
¥65,121,932 |
| 50 |
2.60% |
¥257,765 |
¥154,658,740 |
¥68,158,740 |
| 50 |
2.70% |
¥262,877 |
¥157,725,978 |
¥71,225,978 |
| 50 |
2.80% |
¥268,039 |
¥160,823,254 |
¥74,323,254 |
| 50 |
2.90% |
¥273,250 |
¥163,950,171 |
¥77,450,171 |
| 50 |
3.00% |
¥278,511 |
¥167,106,321 |
¥80,606,321 |
8650万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥186,783 |
¥100,862,836 |
¥14,362,836 |
| 45 |
0.80% |
¥190,798 |
¥103,030,709 |
¥16,530,709 |
| 45 |
0.90% |
¥194,866 |
¥105,227,371 |
¥18,727,371 |
| 45 |
1.00% |
¥198,987 |
¥107,452,720 |
¥20,952,720 |
| 45 |
1.10% |
¥203,160 |
¥109,706,641 |
¥23,206,641 |
| 45 |
1.20% |
¥207,387 |
¥111,989,013 |
¥25,489,013 |
| 45 |
1.30% |
¥211,666 |
¥114,299,698 |
¥27,799,698 |
| 45 |
1.40% |
¥215,997 |
¥116,638,553 |
¥30,138,553 |
| 45 |
1.50% |
¥220,380 |
¥119,005,420 |
¥32,505,420 |
| 45 |
1.60% |
¥224,815 |
¥121,400,135 |
¥34,900,135 |
| 45 |
1.70% |
¥229,301 |
¥123,822,522 |
¥37,322,522 |
| 45 |
1.80% |
¥233,838 |
¥126,272,395 |
¥39,772,395 |
| 45 |
1.90% |
¥238,425 |
¥128,749,559 |
¥42,249,559 |
| 45 |
2.00% |
¥243,063 |
¥131,253,811 |
¥44,753,811 |
| 45 |
2.10% |
¥247,750 |
¥133,784,936 |
¥47,284,936 |
| 45 |
2.20% |
¥252,487 |
¥136,342,715 |
¥49,842,715 |
| 45 |
2.30% |
¥257,272 |
¥138,926,917 |
¥52,426,917 |
| 45 |
2.40% |
¥262,106 |
¥141,537,305 |
¥55,037,305 |
| 45 |
2.50% |
¥266,988 |
¥144,173,633 |
¥57,673,633 |
| 45 |
2.60% |
¥271,918 |
¥146,835,648 |
¥60,335,648 |
| 45 |
2.70% |
¥276,895 |
¥149,523,090 |
¥63,023,090 |
| 45 |
2.80% |
¥281,918 |
¥152,235,693 |
¥65,735,693 |
| 45 |
2.90% |
¥286,987 |
¥154,973,184 |
¥68,473,184 |
| 45 |
3.00% |
¥292,102 |
¥157,735,283 |
¥71,235,283 |
8650万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥206,666 |
¥99,199,459 |
¥12,699,459 |
| 40 |
0.80% |
¥210,636 |
¥101,105,462 |
¥14,605,462 |
| 40 |
0.90% |
¥214,655 |
¥103,034,274 |
¥16,534,274 |
| 40 |
1.00% |
¥218,720 |
¥104,985,830 |
¥18,485,830 |
| 40 |
1.10% |
¥222,833 |
¥106,960,058 |
¥20,460,058 |
| 40 |
1.20% |
¥226,993 |
¥108,956,880 |
¥22,456,880 |
| 40 |
1.30% |
¥231,200 |
¥110,976,210 |
¥24,476,210 |
| 40 |
1.40% |
¥235,454 |
¥113,017,957 |
¥26,517,957 |
| 40 |
1.50% |
¥239,754 |
¥115,082,022 |
¥28,582,022 |
| 40 |
1.60% |
¥244,101 |
¥117,168,299 |
¥30,668,299 |
| 40 |
1.70% |
¥248,493 |
¥119,276,677 |
¥32,776,677 |
| 40 |
1.80% |
¥252,931 |
¥121,407,037 |
¥34,907,037 |
| 40 |
1.90% |
¥257,415 |
¥123,559,257 |
¥37,059,257 |
| 40 |
2.00% |
¥261,944 |
¥125,733,205 |
¥39,233,205 |
| 40 |
2.10% |
¥266,518 |
¥127,928,746 |
¥41,428,746 |
| 40 |
2.20% |
¥271,137 |
¥130,145,738 |
¥43,645,738 |
| 40 |
2.30% |
¥275,800 |
¥132,384,034 |
¥45,884,034 |
| 40 |
2.40% |
¥280,507 |
¥134,643,481 |
¥48,143,481 |
| 40 |
2.50% |
¥285,258 |
¥136,923,920 |
¥50,423,920 |
| 40 |
2.60% |
¥290,052 |
¥139,225,189 |
¥52,725,189 |
| 40 |
2.70% |
¥294,890 |
¥141,547,120 |
¥55,047,120 |
| 40 |
2.80% |
¥299,770 |
¥143,889,540 |
¥57,389,540 |
| 40 |
2.90% |
¥304,692 |
¥146,252,271 |
¥59,752,271 |
| 40 |
3.00% |
¥309,657 |
¥148,635,132 |
¥62,135,132 |
8650万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥232,270 |
¥97,553,599 |
¥11,053,599 |
| 35 |
0.80% |
¥236,198 |
¥99,203,039 |
¥12,703,039 |
| 35 |
0.90% |
¥240,167 |
¥100,869,984 |
¥14,369,984 |
| 35 |
1.00% |
¥244,177 |
¥102,554,394 |
¥16,054,394 |
| 35 |
1.10% |
¥248,229 |
¥104,256,229 |
¥17,756,229 |
| 35 |
1.20% |
¥252,322 |
¥105,975,440 |
¥19,475,440 |
| 35 |
1.30% |
¥256,457 |
¥107,711,978 |
¥21,211,978 |
| 35 |
1.40% |
¥260,633 |
¥109,465,786 |
¥22,965,786 |
| 35 |
1.50% |
¥264,850 |
¥111,236,807 |
¥24,736,807 |
| 35 |
1.60% |
¥269,107 |
¥113,024,977 |
¥26,524,977 |
| 35 |
1.70% |
¥273,405 |
¥114,830,231 |
¥28,330,231 |
| 35 |
1.80% |
¥277,744 |
¥116,652,496 |
¥30,152,496 |
| 35 |
1.90% |
¥282,123 |
¥118,491,700 |
¥31,991,700 |
| 35 |
2.00% |
¥286,542 |
¥120,347,764 |
¥33,847,764 |
| 35 |
2.10% |
¥291,001 |
¥122,220,607 |
¥35,720,607 |
| 35 |
2.20% |
¥295,500 |
¥124,110,144 |
¥37,610,144 |
| 35 |
2.30% |
¥300,039 |
¥126,016,285 |
¥39,516,285 |
| 35 |
2.40% |
¥304,617 |
¥127,938,940 |
¥41,438,940 |
| 35 |
2.50% |
¥309,233 |
¥129,878,012 |
¥43,378,012 |
| 35 |
2.60% |
¥313,889 |
¥131,833,403 |
¥45,333,403 |
| 35 |
2.70% |
¥318,583 |
¥133,805,011 |
¥47,305,011 |
| 35 |
2.80% |
¥323,316 |
¥135,792,731 |
¥49,292,731 |
| 35 |
2.90% |
¥328,087 |
¥137,796,456 |
¥51,296,456 |
| 35 |
3.00% |
¥332,895 |
¥139,816,074 |
¥53,316,074 |
8650万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥266,459 |
¥95,925,288 |
¥9,425,288 |
| 30 |
0.80% |
¥270,343 |
¥97,323,494 |
¥10,823,494 |
| 30 |
0.90% |
¥274,263 |
¥98,734,587 |
¥12,234,587 |
| 30 |
1.00% |
¥278,218 |
¥100,158,547 |
¥13,658,547 |
| 30 |
1.10% |
¥282,209 |
¥101,595,349 |
¥15,095,349 |
| 30 |
1.20% |
¥286,236 |
¥103,044,967 |
¥16,544,967 |
| 30 |
1.30% |
¥290,298 |
¥104,507,375 |
¥18,007,375 |
| 30 |
1.40% |
¥294,396 |
¥105,982,541 |
¥19,482,541 |
| 30 |
1.50% |
¥298,529 |
¥107,470,434 |
¥20,970,434 |
| 30 |
1.60% |
¥302,697 |
¥108,971,018 |
¥22,471,018 |
| 30 |
1.70% |
¥306,901 |
¥110,484,257 |
¥23,984,257 |
| 30 |
1.80% |
¥311,139 |
¥112,010,112 |
¥25,510,112 |
| 30 |
1.90% |
¥315,413 |
¥113,548,542 |
¥27,048,542 |
| 30 |
2.00% |
¥319,721 |
¥115,099,504 |
¥28,599,504 |
| 30 |
2.10% |
¥324,064 |
¥116,662,953 |
¥30,162,953 |
| 30 |
2.20% |
¥328,441 |
¥118,238,842 |
¥31,738,842 |
| 30 |
2.30% |
¥332,853 |
¥119,827,122 |
¥33,327,122 |
| 30 |
2.40% |
¥337,299 |
¥121,427,742 |
¥34,927,742 |
| 30 |
2.50% |
¥341,780 |
¥123,040,648 |
¥36,540,648 |
| 30 |
2.60% |
¥346,294 |
¥124,665,786 |
¥38,165,786 |
| 30 |
2.70% |
¥350,842 |
¥126,303,100 |
¥39,803,100 |
| 30 |
2.80% |
¥355,424 |
¥127,952,530 |
¥41,452,530 |
| 30 |
2.90% |
¥360,039 |
¥129,614,016 |
¥43,114,016 |
| 30 |
3.00% |
¥364,687 |
¥131,287,496 |
¥44,787,496 |
8650万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥314,382 |
¥94,314,555 |
¥7,814,555 |
| 25 |
0.80% |
¥318,223 |
¥95,466,876 |
¥8,966,876 |
| 25 |
0.90% |
¥322,094 |
¥96,628,161 |
¥10,128,161 |
| 25 |
1.00% |
¥325,995 |
¥97,798,402 |
¥11,298,402 |
| 25 |
1.10% |
¥329,925 |
¥98,977,585 |
¥12,477,585 |
| 25 |
1.20% |
¥333,886 |
¥100,165,699 |
¥13,665,699 |
| 25 |
1.30% |
¥337,876 |
¥101,362,729 |
¥14,862,729 |
| 25 |
1.40% |
¥341,896 |
¥102,568,660 |
¥16,068,660 |
| 25 |
1.50% |
¥345,945 |
¥103,783,477 |
¥17,283,477 |
| 25 |
1.60% |
¥350,024 |
¥105,007,161 |
¥18,507,161 |
| 25 |
1.70% |
¥354,132 |
¥106,239,696 |
¥19,739,696 |
| 25 |
1.80% |
¥358,270 |
¥107,481,061 |
¥20,981,061 |
| 25 |
1.90% |
¥362,437 |
¥108,731,236 |
¥22,231,236 |
| 25 |
2.00% |
¥366,634 |
¥109,990,201 |
¥23,490,201 |
| 25 |
2.10% |
¥370,860 |
¥111,257,932 |
¥24,757,932 |
| 25 |
2.20% |
¥375,115 |
¥112,534,407 |
¥26,034,407 |
| 25 |
2.30% |
¥379,399 |
¥113,819,601 |
¥27,319,601 |
| 25 |
2.40% |
¥383,712 |
¥115,113,488 |
¥28,613,488 |
| 25 |
2.50% |
¥388,053 |
¥116,416,042 |
¥29,916,042 |
| 25 |
2.60% |
¥392,424 |
¥117,727,237 |
¥31,227,237 |
| 25 |
2.70% |
¥396,823 |
¥119,047,043 |
¥32,547,043 |
| 25 |
2.80% |
¥401,251 |
¥120,375,432 |
¥33,875,432 |
| 25 |
2.90% |
¥405,708 |
¥121,712,373 |
¥35,212,373 |
| 25 |
3.00% |
¥410,193 |
¥123,057,836 |
¥36,557,836 |
8650万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥386,339 |
¥92,721,423 |
¥6,221,423 |
| 20 |
0.80% |
¥390,138 |
¥93,633,223 |
¥7,133,223 |
| 20 |
0.90% |
¥393,962 |
¥94,550,770 |
¥8,050,770 |
| 20 |
1.00% |
¥397,809 |
¥95,474,058 |
¥8,974,058 |
| 20 |
1.10% |
¥401,680 |
¥96,403,083 |
¥9,903,083 |
| 20 |
1.20% |
¥405,574 |
¥97,337,838 |
¥10,837,838 |
| 20 |
1.30% |
¥409,493 |
¥98,278,318 |
¥11,778,318 |
| 20 |
1.40% |
¥413,435 |
¥99,224,517 |
¥12,724,517 |
| 20 |
1.50% |
¥417,402 |
¥100,176,427 |
¥13,676,427 |
| 20 |
1.60% |
¥421,392 |
¥101,134,041 |
¥14,634,041 |
| 20 |
1.70% |
¥425,406 |
¥102,097,352 |
¥15,597,352 |
| 20 |
1.80% |
¥429,443 |
¥103,066,352 |
¥16,566,352 |
| 20 |
1.90% |
¥433,504 |
¥104,041,031 |
¥17,541,031 |
| 20 |
2.00% |
¥437,589 |
¥105,021,380 |
¥18,521,380 |
| 20 |
2.10% |
¥441,697 |
¥106,007,391 |
¥19,507,391 |
| 20 |
2.20% |
¥445,829 |
¥106,999,053 |
¥20,499,053 |
| 20 |
2.30% |
¥449,985 |
¥107,996,356 |
¥21,496,356 |
| 20 |
2.40% |
¥454,164 |
¥108,999,289 |
¥22,499,289 |
| 20 |
2.50% |
¥458,366 |
¥110,007,841 |
¥23,507,841 |
| 20 |
2.60% |
¥462,592 |
¥111,022,000 |
¥24,522,000 |
| 20 |
2.70% |
¥466,841 |
¥112,041,754 |
¥25,541,754 |
| 20 |
2.80% |
¥471,113 |
¥113,067,091 |
¥26,567,091 |
| 20 |
2.90% |
¥475,408 |
¥114,097,998 |
¥27,597,998 |
| 20 |
3.00% |
¥479,727 |
¥115,134,461 |
¥28,634,461 |
8650万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥506,366 |
¥91,145,911 |
¥4,645,911 |
| 15 |
0.80% |
¥510,125 |
¥91,822,571 |
¥5,322,571 |
| 15 |
0.90% |
¥513,903 |
¥92,502,466 |
¥6,002,466 |
| 15 |
1.00% |
¥517,698 |
¥93,185,596 |
¥6,685,596 |
| 15 |
1.10% |
¥521,511 |
¥93,871,958 |
¥7,371,958 |
| 15 |
1.20% |
¥525,342 |
¥94,561,550 |
¥8,061,550 |
| 15 |
1.30% |
¥529,191 |
¥95,254,371 |
¥8,754,371 |
| 15 |
1.40% |
¥533,058 |
¥95,950,418 |
¥9,450,418 |
| 15 |
1.50% |
¥536,943 |
¥96,649,688 |
¥10,149,688 |
| 15 |
1.60% |
¥540,845 |
¥97,352,180 |
¥10,852,180 |
| 15 |
1.70% |
¥544,766 |
¥98,057,890 |
¥11,557,890 |
| 15 |
1.80% |
¥548,705 |
¥98,766,817 |
¥12,266,817 |
| 15 |
1.90% |
¥552,661 |
¥99,478,956 |
¥12,978,956 |
| 15 |
2.00% |
¥556,635 |
¥100,194,305 |
¥13,694,305 |
| 15 |
2.10% |
¥560,627 |
¥100,912,860 |
¥14,412,860 |
| 15 |
2.20% |
¥564,637 |
¥101,634,619 |
¥15,134,619 |
| 15 |
2.30% |
¥568,664 |
¥102,359,578 |
¥15,859,578 |
| 15 |
2.40% |
¥572,710 |
¥103,087,733 |
¥16,587,733 |
| 15 |
2.50% |
¥576,773 |
¥103,819,080 |
¥17,319,080 |
| 15 |
2.60% |
¥580,853 |
¥104,553,616 |
¥18,053,616 |
| 15 |
2.70% |
¥584,952 |
¥105,291,336 |
¥18,791,336 |
| 15 |
2.80% |
¥589,068 |
¥106,032,237 |
¥19,532,237 |
| 15 |
2.90% |
¥593,202 |
¥106,776,313 |
¥20,276,313 |
| 15 |
3.00% |
¥597,353 |
¥107,523,561 |
¥21,023,561 |
8650万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥746,567 |
¥89,588,034 |
¥3,088,034 |
| 10 |
0.80% |
¥750,291 |
¥90,034,943 |
¥3,534,943 |
| 10 |
0.90% |
¥754,027 |
¥90,483,291 |
¥3,983,291 |
| 10 |
1.00% |
¥757,776 |
¥90,933,078 |
¥4,433,078 |
| 10 |
1.10% |
¥761,536 |
¥91,384,303 |
¥4,884,303 |
| 10 |
1.20% |
¥765,308 |
¥91,836,966 |
¥5,336,966 |
| 10 |
1.30% |
¥769,092 |
¥92,291,066 |
¥5,791,066 |
| 10 |
1.40% |
¥772,888 |
¥92,746,603 |
¥6,246,603 |
| 10 |
1.50% |
¥776,696 |
¥93,203,577 |
¥6,703,577 |
| 10 |
1.60% |
¥780,517 |
¥93,661,986 |
¥7,161,986 |
| 10 |
1.70% |
¥784,349 |
¥94,121,830 |
¥7,621,830 |
| 10 |
1.80% |
¥788,193 |
¥94,583,108 |
¥8,083,108 |
| 10 |
1.90% |
¥792,049 |
¥95,045,820 |
¥8,545,820 |
| 10 |
2.00% |
¥795,916 |
¥95,509,965 |
¥9,009,965 |
| 10 |
2.10% |
¥799,796 |
¥95,975,542 |
¥9,475,542 |
| 10 |
2.20% |
¥803,688 |
¥96,442,551 |
¥9,942,551 |
| 10 |
2.30% |
¥807,592 |
¥96,910,990 |
¥10,410,990 |
| 10 |
2.40% |
¥811,507 |
¥97,380,860 |
¥10,880,860 |
| 10 |
2.50% |
¥815,435 |
¥97,852,158 |
¥11,352,158 |
| 10 |
2.60% |
¥819,374 |
¥98,324,884 |
¥11,824,884 |
| 10 |
2.70% |
¥823,325 |
¥98,799,038 |
¥12,299,038 |
| 10 |
2.80% |
¥827,288 |
¥99,274,618 |
¥12,774,618 |
| 10 |
2.90% |
¥831,264 |
¥99,751,623 |
¥13,251,623 |
| 10 |
3.00% |
¥835,250 |
¥100,230,053 |
¥13,730,053 |