8700万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8700万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8700万円の住宅ローン｜期間・年数別
8700万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥171,894 |
¥103,136,432 |
¥16,136,432 |
| 50 |
0.80% |
¥175,976 |
¥105,585,532 |
¥18,585,532 |
| 50 |
0.90% |
¥180,117 |
¥108,070,270 |
¥21,070,270 |
| 50 |
1.00% |
¥184,317 |
¥110,590,492 |
¥23,590,492 |
| 50 |
1.10% |
¥188,577 |
¥113,146,026 |
¥26,146,026 |
| 50 |
1.20% |
¥192,894 |
¥115,736,685 |
¥28,736,685 |
| 50 |
1.30% |
¥197,270 |
¥118,362,263 |
¥31,362,263 |
| 50 |
1.40% |
¥201,704 |
¥121,022,541 |
¥34,022,541 |
| 50 |
1.50% |
¥206,195 |
¥123,717,285 |
¥36,717,285 |
| 50 |
1.60% |
¥210,744 |
¥126,446,242 |
¥39,446,242 |
| 50 |
1.70% |
¥215,349 |
¥129,209,149 |
¥42,209,149 |
| 50 |
1.80% |
¥220,010 |
¥132,005,726 |
¥45,005,726 |
| 50 |
1.90% |
¥224,726 |
¥134,835,681 |
¥47,835,681 |
| 50 |
2.00% |
¥229,498 |
¥137,698,708 |
¥50,698,708 |
| 50 |
2.10% |
¥234,324 |
¥140,594,489 |
¥53,594,489 |
| 50 |
2.20% |
¥239,204 |
¥143,522,692 |
¥56,522,692 |
| 50 |
2.30% |
¥244,138 |
¥146,482,976 |
¥59,482,976 |
| 50 |
2.40% |
¥249,125 |
¥149,474,986 |
¥62,474,986 |
| 50 |
2.50% |
¥254,164 |
¥152,498,360 |
¥65,498,360 |
| 50 |
2.60% |
¥259,255 |
¥155,552,722 |
¥68,552,722 |
| 50 |
2.70% |
¥264,396 |
¥158,637,689 |
¥71,637,689 |
| 50 |
2.80% |
¥269,588 |
¥161,752,868 |
¥74,752,868 |
| 50 |
2.90% |
¥274,830 |
¥164,897,859 |
¥77,897,859 |
| 50 |
3.00% |
¥280,120 |
¥168,072,254 |
¥81,072,254 |
8700万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥187,863 |
¥101,445,858 |
¥14,445,858 |
| 45 |
0.80% |
¥191,900 |
¥103,626,262 |
¥16,626,262 |
| 45 |
0.90% |
¥195,992 |
¥105,835,622 |
¥18,835,622 |
| 45 |
1.00% |
¥200,137 |
¥108,073,834 |
¥21,073,834 |
| 45 |
1.10% |
¥204,335 |
¥110,340,784 |
¥23,340,784 |
| 45 |
1.20% |
¥208,586 |
¥112,636,348 |
¥25,636,348 |
| 45 |
1.30% |
¥212,890 |
¥114,960,390 |
¥27,960,390 |
| 45 |
1.40% |
¥217,246 |
¥117,312,764 |
¥30,312,764 |
| 45 |
1.50% |
¥221,654 |
¥119,693,313 |
¥32,693,313 |
| 45 |
1.60% |
¥226,115 |
¥122,101,870 |
¥35,101,870 |
| 45 |
1.70% |
¥230,626 |
¥124,538,259 |
¥37,538,259 |
| 45 |
1.80% |
¥235,189 |
¥127,002,293 |
¥40,002,293 |
| 45 |
1.90% |
¥239,803 |
¥129,493,776 |
¥42,493,776 |
| 45 |
2.00% |
¥244,468 |
¥132,012,503 |
¥45,012,503 |
| 45 |
2.10% |
¥249,182 |
¥134,558,260 |
¥47,558,260 |
| 45 |
2.20% |
¥253,946 |
¥137,130,823 |
¥50,130,823 |
| 45 |
2.30% |
¥258,759 |
¥139,729,963 |
¥52,729,963 |
| 45 |
2.40% |
¥263,621 |
¥142,355,440 |
¥55,355,440 |
| 45 |
2.50% |
¥268,531 |
¥145,007,006 |
¥58,007,006 |
| 45 |
2.60% |
¥273,490 |
¥147,684,409 |
¥60,684,409 |
| 45 |
2.70% |
¥278,495 |
¥150,387,385 |
¥63,387,385 |
| 45 |
2.80% |
¥283,548 |
¥153,115,668 |
¥66,115,668 |
| 45 |
2.90% |
¥288,646 |
¥155,868,983 |
¥68,868,983 |
| 45 |
3.00% |
¥293,791 |
¥158,647,048 |
¥71,647,048 |
8700万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥207,860 |
¥99,772,866 |
¥12,772,866 |
| 40 |
0.80% |
¥211,854 |
¥101,689,887 |
¥14,689,887 |
| 40 |
0.90% |
¥215,896 |
¥103,629,848 |
¥16,629,848 |
| 40 |
1.00% |
¥219,985 |
¥105,592,684 |
¥18,592,684 |
| 40 |
1.10% |
¥224,122 |
¥107,578,324 |
¥20,578,324 |
| 40 |
1.20% |
¥228,306 |
¥109,586,688 |
¥22,586,688 |
| 40 |
1.30% |
¥232,537 |
¥111,617,691 |
¥24,617,691 |
| 40 |
1.40% |
¥236,815 |
¥113,671,240 |
¥26,671,240 |
| 40 |
1.50% |
¥241,140 |
¥115,747,236 |
¥28,747,236 |
| 40 |
1.60% |
¥245,512 |
¥117,845,572 |
¥30,845,572 |
| 40 |
1.70% |
¥249,929 |
¥119,966,137 |
¥32,966,137 |
| 40 |
1.80% |
¥254,393 |
¥122,108,812 |
¥35,108,812 |
| 40 |
1.90% |
¥258,903 |
¥124,273,472 |
¥37,273,472 |
| 40 |
2.00% |
¥263,458 |
¥126,459,987 |
¥39,459,987 |
| 40 |
2.10% |
¥268,059 |
¥128,668,219 |
¥41,668,219 |
| 40 |
2.20% |
¥272,704 |
¥130,898,026 |
¥43,898,026 |
| 40 |
2.30% |
¥277,394 |
¥133,149,260 |
¥46,149,260 |
| 40 |
2.40% |
¥282,129 |
¥135,421,767 |
¥48,421,767 |
| 40 |
2.50% |
¥286,907 |
¥137,715,388 |
¥50,715,388 |
| 40 |
2.60% |
¥291,729 |
¥140,029,959 |
¥53,029,959 |
| 40 |
2.70% |
¥296,594 |
¥142,365,312 |
¥55,365,312 |
| 40 |
2.80% |
¥301,503 |
¥144,721,271 |
¥57,721,271 |
| 40 |
2.90% |
¥306,453 |
¥147,097,660 |
¥60,097,660 |
| 40 |
3.00% |
¥311,446 |
¥149,494,295 |
¥62,494,295 |
8700万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥233,613 |
¥98,117,493 |
¥11,117,493 |
| 35 |
0.80% |
¥237,563 |
¥99,776,467 |
¥12,776,467 |
| 35 |
0.90% |
¥241,555 |
¥101,453,047 |
¥14,453,047 |
| 35 |
1.00% |
¥245,589 |
¥103,147,194 |
¥16,147,194 |
| 35 |
1.10% |
¥249,664 |
¥104,858,866 |
¥17,858,866 |
| 35 |
1.20% |
¥253,781 |
¥106,588,015 |
¥19,588,015 |
| 35 |
1.30% |
¥257,940 |
¥108,334,590 |
¥21,334,590 |
| 35 |
1.40% |
¥262,139 |
¥110,098,536 |
¥23,098,536 |
| 35 |
1.50% |
¥266,380 |
¥111,879,794 |
¥24,879,794 |
| 35 |
1.60% |
¥270,663 |
¥113,678,301 |
¥26,678,301 |
| 35 |
1.70% |
¥274,986 |
¥115,493,989 |
¥28,493,989 |
| 35 |
1.80% |
¥279,349 |
¥117,326,788 |
¥30,326,788 |
| 35 |
1.90% |
¥283,754 |
¥119,176,623 |
¥32,176,623 |
| 35 |
2.00% |
¥288,199 |
¥121,043,416 |
¥34,043,416 |
| 35 |
2.10% |
¥292,684 |
¥122,927,085 |
¥35,927,085 |
| 35 |
2.20% |
¥297,208 |
¥124,827,543 |
¥37,827,543 |
| 35 |
2.30% |
¥301,773 |
¥126,744,703 |
¥39,744,703 |
| 35 |
2.40% |
¥306,377 |
¥128,678,471 |
¥41,678,471 |
| 35 |
2.50% |
¥311,021 |
¥130,628,752 |
¥43,628,752 |
| 35 |
2.60% |
¥315,703 |
¥132,595,446 |
¥45,595,446 |
| 35 |
2.70% |
¥320,425 |
¥134,578,450 |
¥47,578,450 |
| 35 |
2.80% |
¥325,185 |
¥136,577,660 |
¥49,577,660 |
| 35 |
2.90% |
¥329,983 |
¥138,592,967 |
¥51,592,967 |
| 35 |
3.00% |
¥334,820 |
¥140,624,259 |
¥53,624,259 |
8700万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥267,999 |
¥96,479,770 |
¥9,479,770 |
| 30 |
0.80% |
¥271,906 |
¥97,886,058 |
¥10,886,058 |
| 30 |
0.90% |
¥275,848 |
¥99,305,307 |
¥12,305,307 |
| 30 |
1.00% |
¥279,826 |
¥100,737,498 |
¥13,737,498 |
| 30 |
1.10% |
¥283,841 |
¥102,182,605 |
¥15,182,605 |
| 30 |
1.20% |
¥287,891 |
¥103,640,603 |
¥16,640,603 |
| 30 |
1.30% |
¥291,976 |
¥105,111,464 |
¥18,111,464 |
| 30 |
1.40% |
¥296,098 |
¥106,595,157 |
¥19,595,157 |
| 30 |
1.50% |
¥300,255 |
¥108,091,650 |
¥21,091,650 |
| 30 |
1.60% |
¥304,447 |
¥109,600,908 |
¥22,600,908 |
| 30 |
1.70% |
¥308,675 |
¥111,122,894 |
¥24,122,894 |
| 30 |
1.80% |
¥312,938 |
¥112,657,569 |
¥25,657,569 |
| 30 |
1.90% |
¥317,236 |
¥114,204,892 |
¥27,204,892 |
| 30 |
2.00% |
¥321,569 |
¥115,764,819 |
¥28,764,819 |
| 30 |
2.10% |
¥325,937 |
¥117,337,305 |
¥30,337,305 |
| 30 |
2.20% |
¥330,340 |
¥118,922,304 |
¥31,922,304 |
| 30 |
2.30% |
¥334,777 |
¥120,519,764 |
¥33,519,764 |
| 30 |
2.40% |
¥339,249 |
¥122,129,636 |
¥35,129,636 |
| 30 |
2.50% |
¥343,755 |
¥123,751,866 |
¥36,751,866 |
| 30 |
2.60% |
¥348,296 |
¥125,386,398 |
¥38,386,398 |
| 30 |
2.70% |
¥352,870 |
¥127,033,175 |
¥40,033,175 |
| 30 |
2.80% |
¥357,478 |
¥128,692,140 |
¥41,692,140 |
| 30 |
2.90% |
¥362,120 |
¥130,363,230 |
¥43,363,230 |
| 30 |
3.00% |
¥366,796 |
¥132,046,383 |
¥45,046,383 |
8700万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥316,199 |
¥94,859,726 |
¥7,859,726 |
| 25 |
0.80% |
¥320,062 |
¥96,018,707 |
¥9,018,707 |
| 25 |
0.90% |
¥323,956 |
¥97,186,706 |
¥10,186,706 |
| 25 |
1.00% |
¥327,879 |
¥98,363,711 |
¥11,363,711 |
| 25 |
1.10% |
¥331,832 |
¥99,549,710 |
¥12,549,710 |
| 25 |
1.20% |
¥335,816 |
¥100,744,692 |
¥13,744,692 |
| 25 |
1.30% |
¥339,829 |
¥101,948,641 |
¥14,948,641 |
| 25 |
1.40% |
¥343,872 |
¥103,161,543 |
¥16,161,543 |
| 25 |
1.50% |
¥347,945 |
¥104,383,381 |
¥17,383,381 |
| 25 |
1.60% |
¥352,047 |
¥105,614,139 |
¥18,614,139 |
| 25 |
1.70% |
¥356,179 |
¥106,853,798 |
¥19,853,798 |
| 25 |
1.80% |
¥360,341 |
¥108,102,339 |
¥21,102,339 |
| 25 |
1.90% |
¥364,532 |
¥109,359,741 |
¥22,359,741 |
| 25 |
2.00% |
¥368,753 |
¥110,625,982 |
¥23,625,982 |
| 25 |
2.10% |
¥373,003 |
¥111,901,042 |
¥24,901,042 |
| 25 |
2.20% |
¥377,283 |
¥113,184,895 |
¥26,184,895 |
| 25 |
2.30% |
¥381,592 |
¥114,477,517 |
¥27,477,517 |
| 25 |
2.40% |
¥385,930 |
¥115,778,884 |
¥28,778,884 |
| 25 |
2.50% |
¥390,297 |
¥117,088,968 |
¥30,088,968 |
| 25 |
2.60% |
¥394,692 |
¥118,407,741 |
¥31,407,741 |
| 25 |
2.70% |
¥399,117 |
¥119,735,177 |
¥32,735,177 |
| 25 |
2.80% |
¥403,571 |
¥121,071,244 |
¥34,071,244 |
| 25 |
2.90% |
¥408,053 |
¥122,415,913 |
¥35,415,913 |
| 25 |
3.00% |
¥412,564 |
¥123,769,153 |
¥36,769,153 |
8700万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥388,572 |
¥93,257,385 |
¥6,257,385 |
| 20 |
0.80% |
¥392,394 |
¥94,174,456 |
¥7,174,456 |
| 20 |
0.90% |
¥396,239 |
¥95,097,306 |
¥8,097,306 |
| 20 |
1.00% |
¥400,108 |
¥96,025,931 |
¥9,025,931 |
| 20 |
1.10% |
¥404,001 |
¥96,960,326 |
¥9,960,326 |
| 20 |
1.20% |
¥407,919 |
¥97,900,484 |
¥10,900,484 |
| 20 |
1.30% |
¥411,860 |
¥98,846,401 |
¥11,846,401 |
| 20 |
1.40% |
¥415,825 |
¥99,798,069 |
¥12,798,069 |
| 20 |
1.50% |
¥419,815 |
¥100,755,481 |
¥13,755,481 |
| 20 |
1.60% |
¥423,828 |
¥101,718,631 |
¥14,718,631 |
| 20 |
1.70% |
¥427,865 |
¥102,687,510 |
¥15,687,510 |
| 20 |
1.80% |
¥431,925 |
¥103,662,111 |
¥16,662,111 |
| 20 |
1.90% |
¥436,010 |
¥104,642,424 |
¥17,642,424 |
| 20 |
2.00% |
¥440,119 |
¥105,628,440 |
¥18,628,440 |
| 20 |
2.10% |
¥444,251 |
¥106,620,151 |
¥19,620,151 |
| 20 |
2.20% |
¥448,406 |
¥107,617,545 |
¥20,617,545 |
| 20 |
2.30% |
¥452,586 |
¥108,620,612 |
¥21,620,612 |
| 20 |
2.40% |
¥456,789 |
¥109,629,343 |
¥22,629,343 |
| 20 |
2.50% |
¥461,016 |
¥110,643,724 |
¥23,643,724 |
| 20 |
2.60% |
¥465,266 |
¥111,663,745 |
¥24,663,745 |
| 20 |
2.70% |
¥469,539 |
¥112,689,394 |
¥25,689,394 |
| 20 |
2.80% |
¥473,836 |
¥113,720,658 |
¥26,720,658 |
| 20 |
2.90% |
¥478,156 |
¥114,757,524 |
¥27,757,524 |
| 20 |
3.00% |
¥482,500 |
¥115,799,978 |
¥28,799,978 |
8700万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥509,293 |
¥91,672,766 |
¥4,672,766 |
| 15 |
0.80% |
¥513,074 |
¥92,353,337 |
¥5,353,337 |
| 15 |
0.90% |
¥516,873 |
¥93,037,163 |
¥6,037,163 |
| 15 |
1.00% |
¥520,690 |
¥93,724,241 |
¥6,724,241 |
| 15 |
1.10% |
¥524,525 |
¥94,414,570 |
¥7,414,570 |
| 15 |
1.20% |
¥528,379 |
¥95,108,149 |
¥8,108,149 |
| 15 |
1.30% |
¥532,250 |
¥95,804,974 |
¥8,804,974 |
| 15 |
1.40% |
¥536,139 |
¥96,505,044 |
¥9,505,044 |
| 15 |
1.50% |
¥540,046 |
¥97,208,357 |
¥10,208,357 |
| 15 |
1.60% |
¥543,972 |
¥97,914,909 |
¥10,914,909 |
| 15 |
1.70% |
¥547,915 |
¥98,624,699 |
¥11,624,699 |
| 15 |
1.80% |
¥551,876 |
¥99,337,723 |
¥12,337,723 |
| 15 |
1.90% |
¥555,855 |
¥100,053,979 |
¥13,053,979 |
| 15 |
2.00% |
¥559,853 |
¥100,773,463 |
¥13,773,463 |
| 15 |
2.10% |
¥563,868 |
¥101,496,172 |
¥14,496,172 |
| 15 |
2.20% |
¥567,901 |
¥102,222,102 |
¥15,222,102 |
| 15 |
2.30% |
¥571,951 |
¥102,951,252 |
¥15,951,252 |
| 15 |
2.40% |
¥576,020 |
¥103,683,615 |
¥16,683,615 |
| 15 |
2.50% |
¥580,107 |
¥104,419,190 |
¥17,419,190 |
| 15 |
2.60% |
¥584,211 |
¥105,157,972 |
¥18,157,972 |
| 15 |
2.70% |
¥588,333 |
¥105,899,956 |
¥18,899,956 |
| 15 |
2.80% |
¥592,473 |
¥106,645,140 |
¥19,645,140 |
| 15 |
2.90% |
¥596,631 |
¥107,393,517 |
¥20,393,517 |
| 15 |
3.00% |
¥600,806 |
¥108,145,085 |
¥21,145,085 |
8700万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥750,882 |
¥90,105,884 |
¥3,105,884 |
| 10 |
0.80% |
¥754,628 |
¥90,555,376 |
¥3,555,376 |
| 10 |
0.90% |
¥758,386 |
¥91,006,316 |
¥4,006,316 |
| 10 |
1.00% |
¥762,156 |
¥91,458,703 |
¥4,458,703 |
| 10 |
1.10% |
¥765,938 |
¥91,912,536 |
¥4,912,536 |
| 10 |
1.20% |
¥769,732 |
¥92,367,816 |
¥5,367,816 |
| 10 |
1.30% |
¥773,538 |
¥92,824,541 |
¥5,824,541 |
| 10 |
1.40% |
¥777,356 |
¥93,282,711 |
¥6,282,711 |
| 10 |
1.50% |
¥781,186 |
¥93,742,326 |
¥6,742,326 |
| 10 |
1.60% |
¥785,028 |
¥94,203,385 |
¥7,203,385 |
| 10 |
1.70% |
¥788,882 |
¥94,665,887 |
¥7,665,887 |
| 10 |
1.80% |
¥792,749 |
¥95,129,831 |
¥8,129,831 |
| 10 |
1.90% |
¥796,627 |
¥95,595,218 |
¥8,595,218 |
| 10 |
2.00% |
¥800,517 |
¥96,062,046 |
¥9,062,046 |
| 10 |
2.10% |
¥804,419 |
¥96,530,314 |
¥9,530,314 |
| 10 |
2.20% |
¥808,334 |
¥97,000,022 |
¥10,000,022 |
| 10 |
2.30% |
¥812,260 |
¥97,471,170 |
¥10,471,170 |
| 10 |
2.40% |
¥816,198 |
¥97,943,755 |
¥10,943,755 |
| 10 |
2.50% |
¥820,148 |
¥98,417,777 |
¥11,417,777 |
| 10 |
2.60% |
¥824,110 |
¥98,893,236 |
¥11,893,236 |
| 10 |
2.70% |
¥828,084 |
¥99,370,131 |
¥12,370,131 |
| 10 |
2.80% |
¥832,070 |
¥99,848,460 |
¥12,848,460 |
| 10 |
2.90% |
¥836,069 |
¥100,328,222 |
¥13,328,222 |
| 10 |
3.00% |
¥840,078 |
¥100,809,417 |
¥13,809,417 |
