8730万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8730万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8730万円の住宅ローン|期間・年数別
8730万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥172,487 |
¥103,492,075 |
¥16,192,075 |
| 50 |
0.80% |
¥176,583 |
¥105,949,620 |
¥18,649,620 |
| 50 |
0.90% |
¥180,738 |
¥108,442,926 |
¥21,142,926 |
| 50 |
1.00% |
¥184,953 |
¥110,971,839 |
¥23,671,839 |
| 50 |
1.10% |
¥189,227 |
¥113,536,185 |
¥26,236,185 |
| 50 |
1.20% |
¥193,560 |
¥116,135,777 |
¥28,835,777 |
| 50 |
1.30% |
¥197,951 |
¥118,770,409 |
¥31,470,409 |
| 50 |
1.40% |
¥202,400 |
¥121,439,861 |
¥34,139,861 |
| 50 |
1.50% |
¥206,906 |
¥124,143,896 |
¥36,843,896 |
| 50 |
1.60% |
¥211,470 |
¥126,882,263 |
¥39,582,263 |
| 50 |
1.70% |
¥216,091 |
¥129,654,698 |
¥42,354,698 |
| 50 |
1.80% |
¥220,768 |
¥132,460,918 |
¥45,160,918 |
| 50 |
1.90% |
¥225,501 |
¥135,300,632 |
¥48,000,632 |
| 50 |
2.00% |
¥230,289 |
¥138,173,531 |
¥50,873,531 |
| 50 |
2.10% |
¥235,132 |
¥141,079,298 |
¥53,779,298 |
| 50 |
2.20% |
¥240,029 |
¥144,017,598 |
¥56,717,598 |
| 50 |
2.30% |
¥244,980 |
¥146,988,090 |
¥59,688,090 |
| 50 |
2.40% |
¥249,984 |
¥149,990,417 |
¥62,690,417 |
| 50 |
2.50% |
¥255,040 |
¥153,024,216 |
¥65,724,216 |
| 50 |
2.60% |
¥260,149 |
¥156,089,110 |
¥68,789,110 |
| 50 |
2.70% |
¥265,308 |
¥159,184,715 |
¥71,884,715 |
| 50 |
2.80% |
¥270,518 |
¥162,310,637 |
¥75,010,637 |
| 50 |
2.90% |
¥275,777 |
¥165,466,473 |
¥78,166,473 |
| 50 |
3.00% |
¥281,086 |
¥168,651,813 |
¥81,351,813 |
8730万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥188,511 |
¥101,795,672 |
¥14,495,672 |
| 45 |
0.80% |
¥192,562 |
¥103,983,594 |
¥16,683,594 |
| 45 |
0.90% |
¥196,668 |
¥106,200,572 |
¥18,900,572 |
| 45 |
1.00% |
¥200,827 |
¥108,446,502 |
¥21,146,502 |
| 45 |
1.10% |
¥205,039 |
¥110,721,269 |
¥23,421,269 |
| 45 |
1.20% |
¥209,305 |
¥113,024,749 |
¥25,724,749 |
| 45 |
1.30% |
¥213,624 |
¥115,356,805 |
¥28,056,805 |
| 45 |
1.40% |
¥217,995 |
¥117,717,291 |
¥30,417,291 |
| 45 |
1.50% |
¥222,419 |
¥120,106,049 |
¥32,806,049 |
| 45 |
1.60% |
¥226,894 |
¥122,522,911 |
¥35,222,911 |
| 45 |
1.70% |
¥231,422 |
¥124,967,702 |
¥37,667,702 |
| 45 |
1.80% |
¥236,000 |
¥127,440,232 |
¥40,140,232 |
| 45 |
1.90% |
¥240,630 |
¥129,940,306 |
¥42,640,306 |
| 45 |
2.00% |
¥245,311 |
¥132,467,719 |
¥45,167,719 |
| 45 |
2.10% |
¥250,041 |
¥135,022,254 |
¥47,722,254 |
| 45 |
2.20% |
¥254,822 |
¥137,603,688 |
¥50,303,688 |
| 45 |
2.30% |
¥259,651 |
¥140,211,791 |
¥52,911,791 |
| 45 |
2.40% |
¥264,530 |
¥142,846,321 |
¥55,546,321 |
| 45 |
2.50% |
¥269,457 |
¥145,507,031 |
¥58,207,031 |
| 45 |
2.60% |
¥274,433 |
¥148,193,665 |
¥60,893,665 |
| 45 |
2.70% |
¥279,455 |
¥150,905,963 |
¥63,605,963 |
| 45 |
2.80% |
¥284,525 |
¥153,643,653 |
¥66,343,653 |
| 45 |
2.90% |
¥289,642 |
¥156,406,462 |
¥69,106,462 |
| 45 |
3.00% |
¥294,804 |
¥159,194,107 |
¥71,894,107 |
8730万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥208,577 |
¥100,116,911 |
¥12,816,911 |
| 40 |
0.80% |
¥212,584 |
¥102,040,542 |
¥14,740,542 |
| 40 |
0.90% |
¥216,640 |
¥103,987,192 |
¥16,687,192 |
| 40 |
1.00% |
¥220,743 |
¥105,956,797 |
¥18,656,797 |
| 40 |
1.10% |
¥224,894 |
¥107,949,284 |
¥20,649,284 |
| 40 |
1.20% |
¥229,093 |
¥109,964,573 |
¥22,664,573 |
| 40 |
1.30% |
¥233,339 |
¥112,002,580 |
¥24,702,580 |
| 40 |
1.40% |
¥237,632 |
¥114,063,210 |
¥26,763,210 |
| 40 |
1.50% |
¥241,972 |
¥116,146,364 |
¥28,846,364 |
| 40 |
1.60% |
¥246,358 |
¥118,251,936 |
¥30,951,936 |
| 40 |
1.70% |
¥250,791 |
¥120,379,814 |
¥33,079,814 |
| 40 |
1.80% |
¥255,271 |
¥122,529,877 |
¥35,229,877 |
| 40 |
1.90% |
¥259,796 |
¥124,702,002 |
¥37,402,002 |
| 40 |
2.00% |
¥264,367 |
¥126,896,056 |
¥39,596,056 |
| 40 |
2.10% |
¥268,983 |
¥129,111,902 |
¥41,811,902 |
| 40 |
2.20% |
¥273,645 |
¥131,349,398 |
¥44,049,398 |
| 40 |
2.30% |
¥278,351 |
¥133,608,395 |
¥46,308,395 |
| 40 |
2.40% |
¥283,102 |
¥135,888,738 |
¥48,588,738 |
| 40 |
2.50% |
¥287,896 |
¥138,190,268 |
¥50,890,268 |
| 40 |
2.60% |
¥292,735 |
¥140,512,821 |
¥53,212,821 |
| 40 |
2.70% |
¥297,617 |
¥142,856,226 |
¥55,556,226 |
| 40 |
2.80% |
¥302,542 |
¥145,220,310 |
¥57,920,310 |
| 40 |
2.90% |
¥307,510 |
¥147,604,893 |
¥60,304,893 |
| 40 |
3.00% |
¥312,520 |
¥150,009,792 |
¥62,709,792 |
8730万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥234,419 |
¥98,455,829 |
¥11,155,829 |
| 35 |
0.80% |
¥238,382 |
¥100,120,524 |
¥12,820,524 |
| 35 |
0.90% |
¥242,388 |
¥101,802,885 |
¥14,502,885 |
| 35 |
1.00% |
¥246,435 |
¥103,502,874 |
¥16,202,874 |
| 35 |
1.10% |
¥250,525 |
¥105,220,448 |
¥17,920,448 |
| 35 |
1.20% |
¥254,656 |
¥106,955,560 |
¥19,655,560 |
| 35 |
1.30% |
¥258,829 |
¥108,708,158 |
¥21,408,158 |
| 35 |
1.40% |
¥263,043 |
¥110,478,186 |
¥23,178,186 |
| 35 |
1.50% |
¥267,299 |
¥112,265,587 |
¥24,965,587 |
| 35 |
1.60% |
¥271,596 |
¥114,070,295 |
¥26,770,295 |
| 35 |
1.70% |
¥275,934 |
¥115,892,244 |
¥28,592,244 |
| 35 |
1.80% |
¥280,313 |
¥117,731,363 |
¥30,431,363 |
| 35 |
1.90% |
¥284,732 |
¥119,587,577 |
¥32,287,577 |
| 35 |
2.00% |
¥289,192 |
¥121,460,807 |
¥34,160,807 |
| 35 |
2.10% |
¥293,693 |
¥123,350,971 |
¥36,050,971 |
| 35 |
2.20% |
¥298,233 |
¥125,257,983 |
¥37,957,983 |
| 35 |
2.30% |
¥302,814 |
¥127,181,754 |
¥39,881,754 |
| 35 |
2.40% |
¥307,434 |
¥129,122,190 |
¥41,822,190 |
| 35 |
2.50% |
¥312,093 |
¥131,079,196 |
¥43,779,196 |
| 35 |
2.60% |
¥316,792 |
¥133,052,671 |
¥45,752,671 |
| 35 |
2.70% |
¥321,530 |
¥135,042,514 |
¥47,742,514 |
| 35 |
2.80% |
¥326,306 |
¥137,048,618 |
¥49,748,618 |
| 35 |
2.90% |
¥331,121 |
¥139,070,874 |
¥51,770,874 |
| 35 |
3.00% |
¥335,974 |
¥141,109,171 |
¥53,809,171 |
8730万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥268,923 |
¥96,812,459 |
¥9,512,459 |
| 30 |
0.80% |
¥272,843 |
¥98,223,596 |
¥10,923,596 |
| 30 |
0.90% |
¥276,799 |
¥99,647,740 |
¥12,347,740 |
| 30 |
1.00% |
¥280,791 |
¥101,084,868 |
¥13,784,868 |
| 30 |
1.10% |
¥284,819 |
¥102,534,959 |
¥15,234,959 |
| 30 |
1.20% |
¥288,883 |
¥103,997,984 |
¥16,697,984 |
| 30 |
1.30% |
¥292,983 |
¥105,473,917 |
¥18,173,917 |
| 30 |
1.40% |
¥297,119 |
¥106,962,726 |
¥19,662,726 |
| 30 |
1.50% |
¥301,290 |
¥108,464,380 |
¥21,164,380 |
| 30 |
1.60% |
¥305,497 |
¥109,978,842 |
¥22,678,842 |
| 30 |
1.70% |
¥309,739 |
¥111,506,076 |
¥24,206,076 |
| 30 |
1.80% |
¥314,017 |
¥113,046,043 |
¥25,746,043 |
| 30 |
1.90% |
¥318,330 |
¥114,598,702 |
¥27,298,702 |
| 30 |
2.00% |
¥322,678 |
¥116,164,008 |
¥28,864,008 |
| 30 |
2.10% |
¥327,061 |
¥117,741,917 |
¥30,441,917 |
| 30 |
2.20% |
¥331,479 |
¥119,332,380 |
¥32,032,380 |
| 30 |
2.30% |
¥335,932 |
¥120,935,350 |
¥33,635,350 |
| 30 |
2.40% |
¥340,419 |
¥122,550,773 |
¥35,250,773 |
| 30 |
2.50% |
¥344,941 |
¥124,178,596 |
¥36,878,596 |
| 30 |
2.60% |
¥349,497 |
¥125,818,765 |
¥38,518,765 |
| 30 |
2.70% |
¥354,087 |
¥127,471,221 |
¥40,171,221 |
| 30 |
2.80% |
¥358,711 |
¥129,135,906 |
¥41,835,906 |
| 30 |
2.90% |
¥363,369 |
¥130,812,758 |
¥43,512,758 |
| 30 |
3.00% |
¥368,060 |
¥132,501,716 |
¥45,201,716 |
8730万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥317,289 |
¥95,186,828 |
¥7,886,828 |
| 25 |
0.80% |
¥321,166 |
¥96,349,806 |
¥9,049,806 |
| 25 |
0.90% |
¥325,073 |
¥97,521,832 |
¥10,221,832 |
| 25 |
1.00% |
¥329,010 |
¥98,702,896 |
¥11,402,896 |
| 25 |
1.10% |
¥332,977 |
¥99,892,985 |
¥12,592,985 |
| 25 |
1.20% |
¥336,974 |
¥101,092,087 |
¥13,792,087 |
| 25 |
1.30% |
¥341,001 |
¥102,300,188 |
¥15,000,188 |
| 25 |
1.40% |
¥345,058 |
¥103,517,272 |
¥16,217,272 |
| 25 |
1.50% |
¥349,144 |
¥104,743,324 |
¥17,443,324 |
| 25 |
1.60% |
¥353,261 |
¥105,978,326 |
¥18,678,326 |
| 25 |
1.70% |
¥357,408 |
¥107,222,259 |
¥19,922,259 |
| 25 |
1.80% |
¥361,584 |
¥108,475,105 |
¥21,175,105 |
| 25 |
1.90% |
¥365,789 |
¥109,736,843 |
¥22,436,843 |
| 25 |
2.00% |
¥370,025 |
¥111,007,451 |
¥23,707,451 |
| 25 |
2.10% |
¥374,290 |
¥112,286,907 |
¥24,986,907 |
| 25 |
2.20% |
¥378,584 |
¥113,575,187 |
¥26,275,187 |
| 25 |
2.30% |
¥382,908 |
¥114,872,267 |
¥27,572,267 |
| 25 |
2.40% |
¥387,260 |
¥116,178,121 |
¥28,878,121 |
| 25 |
2.50% |
¥391,642 |
¥117,492,723 |
¥30,192,723 |
| 25 |
2.60% |
¥396,053 |
¥118,816,044 |
¥31,516,044 |
| 25 |
2.70% |
¥400,494 |
¥120,148,057 |
¥32,848,057 |
| 25 |
2.80% |
¥404,962 |
¥121,488,731 |
¥34,188,731 |
| 25 |
2.90% |
¥409,460 |
¥122,838,037 |
¥35,538,037 |
| 25 |
3.00% |
¥413,986 |
¥124,195,943 |
¥36,895,943 |
8730万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥389,912 |
¥93,578,962 |
¥6,278,962 |
| 20 |
0.80% |
¥393,747 |
¥94,499,195 |
¥7,199,195 |
| 20 |
0.90% |
¥397,605 |
¥95,425,228 |
¥8,125,228 |
| 20 |
1.00% |
¥401,488 |
¥96,357,055 |
¥9,057,055 |
| 20 |
1.10% |
¥405,394 |
¥97,294,672 |
¥9,994,672 |
| 20 |
1.20% |
¥409,325 |
¥98,238,072 |
¥10,938,072 |
| 20 |
1.30% |
¥413,280 |
¥99,187,250 |
¥11,887,250 |
| 20 |
1.40% |
¥417,259 |
¥100,142,200 |
¥12,842,200 |
| 20 |
1.50% |
¥421,262 |
¥101,102,914 |
¥13,802,914 |
| 20 |
1.60% |
¥425,289 |
¥102,069,385 |
¥14,769,385 |
| 20 |
1.70% |
¥429,340 |
¥103,041,605 |
¥15,741,605 |
| 20 |
1.80% |
¥433,415 |
¥104,019,567 |
¥16,719,567 |
| 20 |
1.90% |
¥437,514 |
¥105,003,260 |
¥17,703,260 |
| 20 |
2.00% |
¥441,636 |
¥105,992,676 |
¥18,692,676 |
| 20 |
2.10% |
¥445,783 |
¥106,987,806 |
¥19,687,806 |
| 20 |
2.20% |
¥449,953 |
¥107,988,640 |
¥20,688,640 |
| 20 |
2.30% |
¥454,147 |
¥108,995,166 |
¥21,695,166 |
| 20 |
2.40% |
¥458,364 |
¥110,007,375 |
¥22,707,375 |
| 20 |
2.50% |
¥462,605 |
¥111,025,254 |
¥23,725,254 |
| 20 |
2.60% |
¥466,870 |
¥112,048,793 |
¥24,748,793 |
| 20 |
2.70% |
¥471,158 |
¥113,077,978 |
¥25,777,978 |
| 20 |
2.80% |
¥475,470 |
¥114,112,798 |
¥26,812,798 |
| 20 |
2.90% |
¥479,805 |
¥115,153,239 |
¥27,853,239 |
| 20 |
3.00% |
¥484,164 |
¥116,199,289 |
¥28,899,289 |
8730万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥511,049 |
¥91,988,879 |
¥4,688,879 |
| 15 |
0.80% |
¥514,843 |
¥92,671,797 |
¥5,371,797 |
| 15 |
0.90% |
¥518,655 |
¥93,357,980 |
¥6,057,980 |
| 15 |
1.00% |
¥522,486 |
¥94,047,428 |
¥6,747,428 |
| 15 |
1.10% |
¥526,334 |
¥94,740,138 |
¥7,440,138 |
| 15 |
1.20% |
¥530,201 |
¥95,436,108 |
¥8,136,108 |
| 15 |
1.30% |
¥534,085 |
¥96,135,336 |
¥8,835,336 |
| 15 |
1.40% |
¥537,988 |
¥96,837,820 |
¥9,537,820 |
| 15 |
1.50% |
¥541,909 |
¥97,543,558 |
¥10,243,558 |
| 15 |
1.60% |
¥545,847 |
¥98,252,547 |
¥10,952,547 |
| 15 |
1.70% |
¥549,804 |
¥98,964,784 |
¥11,664,784 |
| 15 |
1.80% |
¥553,779 |
¥99,680,267 |
¥12,380,267 |
| 15 |
1.90% |
¥557,772 |
¥100,398,992 |
¥13,098,992 |
| 15 |
2.00% |
¥561,783 |
¥101,120,957 |
¥13,820,957 |
| 15 |
2.10% |
¥565,812 |
¥101,846,158 |
¥14,546,158 |
| 15 |
2.20% |
¥569,859 |
¥102,574,592 |
¥15,274,592 |
| 15 |
2.30% |
¥573,924 |
¥103,306,256 |
¥16,006,256 |
| 15 |
2.40% |
¥578,006 |
¥104,041,145 |
¥16,741,145 |
| 15 |
2.50% |
¥582,107 |
¥104,779,256 |
¥17,479,256 |
| 15 |
2.60% |
¥586,225 |
¥105,520,585 |
¥18,220,585 |
| 15 |
2.70% |
¥590,362 |
¥106,265,129 |
¥18,965,129 |
| 15 |
2.80% |
¥594,516 |
¥107,012,881 |
¥19,712,881 |
| 15 |
2.90% |
¥598,688 |
¥107,763,840 |
¥20,463,840 |
| 15 |
3.00% |
¥602,878 |
¥108,517,999 |
¥21,217,999 |
8730万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥753,472 |
¥90,416,594 |
¥3,116,594 |
| 10 |
0.80% |
¥757,230 |
¥90,867,636 |
¥3,567,636 |
| 10 |
0.90% |
¥761,001 |
¥91,320,131 |
¥4,020,131 |
| 10 |
1.00% |
¥764,784 |
¥91,774,078 |
¥4,474,078 |
| 10 |
1.10% |
¥768,579 |
¥92,229,476 |
¥4,929,476 |
| 10 |
1.20% |
¥772,386 |
¥92,686,325 |
¥5,386,325 |
| 10 |
1.30% |
¥776,205 |
¥93,144,625 |
¥5,844,625 |
| 10 |
1.40% |
¥780,036 |
¥93,604,376 |
¥6,304,376 |
| 10 |
1.50% |
¥783,880 |
¥94,065,575 |
¥6,765,575 |
| 10 |
1.60% |
¥787,735 |
¥94,528,224 |
¥7,228,224 |
| 10 |
1.70% |
¥791,603 |
¥94,992,321 |
¥7,692,321 |
| 10 |
1.80% |
¥795,482 |
¥95,457,865 |
¥8,157,865 |
| 10 |
1.90% |
¥799,374 |
¥95,924,857 |
¥8,624,857 |
| 10 |
2.00% |
¥803,277 |
¥96,393,294 |
¥9,093,294 |
| 10 |
2.10% |
¥807,193 |
¥96,863,177 |
¥9,563,177 |
| 10 |
2.20% |
¥811,121 |
¥97,334,505 |
¥10,034,505 |
| 10 |
2.30% |
¥815,061 |
¥97,807,277 |
¥10,507,277 |
| 10 |
2.40% |
¥819,012 |
¥98,281,492 |
¥10,981,492 |
| 10 |
2.50% |
¥822,976 |
¥98,757,149 |
¥11,457,149 |
| 10 |
2.60% |
¥826,952 |
¥99,234,247 |
¥11,934,247 |
| 10 |
2.70% |
¥830,940 |
¥99,712,786 |
¥12,412,786 |
| 10 |
2.80% |
¥834,940 |
¥100,192,765 |
¥12,892,765 |
| 10 |
2.90% |
¥838,952 |
¥100,674,182 |
¥13,374,182 |
| 10 |
3.00% |
¥842,975 |
¥101,157,036 |
¥13,857,036 |