8850万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8850万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8850万円の住宅ローン｜期間・年数別
8850万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥174,858 |
¥104,914,647 |
¥16,414,647 |
| 50 |
0.80% |
¥179,010 |
¥107,405,972 |
¥18,905,972 |
| 50 |
0.90% |
¥183,223 |
¥109,933,551 |
¥21,433,551 |
| 50 |
1.00% |
¥187,495 |
¥112,497,225 |
¥23,997,225 |
| 50 |
1.10% |
¥191,828 |
¥115,096,820 |
¥26,596,820 |
| 50 |
1.20% |
¥196,220 |
¥117,732,145 |
¥29,232,145 |
| 50 |
1.30% |
¥200,672 |
¥120,402,992 |
¥31,902,992 |
| 50 |
1.40% |
¥205,182 |
¥123,109,137 |
¥34,609,137 |
| 50 |
1.50% |
¥209,751 |
¥125,850,341 |
¥37,350,341 |
| 50 |
1.60% |
¥214,377 |
¥128,626,350 |
¥40,126,350 |
| 50 |
1.70% |
¥219,061 |
¥131,436,893 |
¥42,936,893 |
| 50 |
1.80% |
¥223,803 |
¥134,281,687 |
¥45,781,687 |
| 50 |
1.90% |
¥228,601 |
¥137,160,434 |
¥48,660,434 |
| 50 |
2.00% |
¥233,455 |
¥140,072,824 |
¥51,572,824 |
| 50 |
2.10% |
¥238,364 |
¥143,018,532 |
¥54,518,532 |
| 50 |
2.20% |
¥243,329 |
¥145,997,221 |
¥57,497,221 |
| 50 |
2.30% |
¥248,348 |
¥149,008,544 |
¥60,508,544 |
| 50 |
2.40% |
¥253,420 |
¥152,052,141 |
¥63,552,141 |
| 50 |
2.50% |
¥258,546 |
¥155,127,642 |
¥66,627,642 |
| 50 |
2.60% |
¥263,724 |
¥158,234,665 |
¥69,734,665 |
| 50 |
2.70% |
¥268,955 |
¥161,372,821 |
¥72,872,821 |
| 50 |
2.80% |
¥274,236 |
¥164,541,711 |
¥76,041,711 |
| 50 |
2.90% |
¥279,568 |
¥167,740,926 |
¥79,240,926 |
| 50 |
3.00% |
¥284,950 |
¥170,970,051 |
¥82,470,051 |
8850万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥191,102 |
¥103,194,925 |
¥14,694,925 |
| 45 |
0.80% |
¥195,209 |
¥105,412,922 |
¥16,912,922 |
| 45 |
0.90% |
¥199,371 |
¥107,660,374 |
¥19,160,374 |
| 45 |
1.00% |
¥203,587 |
¥109,937,176 |
¥21,437,176 |
| 45 |
1.10% |
¥207,858 |
¥112,243,211 |
¥23,743,211 |
| 45 |
1.20% |
¥212,182 |
¥114,578,354 |
¥26,078,354 |
| 45 |
1.30% |
¥216,560 |
¥116,942,466 |
¥28,442,466 |
| 45 |
1.40% |
¥220,991 |
¥119,335,398 |
¥30,835,398 |
| 45 |
1.50% |
¥225,476 |
¥121,756,991 |
¥33,256,991 |
| 45 |
1.60% |
¥230,013 |
¥124,207,075 |
¥35,707,075 |
| 45 |
1.70% |
¥234,603 |
¥126,685,471 |
¥38,185,471 |
| 45 |
1.80% |
¥239,244 |
¥129,191,988 |
¥40,691,988 |
| 45 |
1.90% |
¥243,938 |
¥131,726,428 |
¥43,226,428 |
| 45 |
2.00% |
¥248,683 |
¥134,288,581 |
¥45,788,581 |
| 45 |
2.10% |
¥253,478 |
¥136,878,230 |
¥48,378,230 |
| 45 |
2.20% |
¥258,324 |
¥139,495,148 |
¥50,995,148 |
| 45 |
2.30% |
¥263,221 |
¥142,139,100 |
¥53,639,100 |
| 45 |
2.40% |
¥268,166 |
¥144,809,844 |
¥56,309,844 |
| 45 |
2.50% |
¥273,161 |
¥147,507,127 |
¥59,007,127 |
| 45 |
2.60% |
¥278,205 |
¥150,230,692 |
¥61,730,692 |
| 45 |
2.70% |
¥283,297 |
¥152,980,271 |
¥64,480,271 |
| 45 |
2.80% |
¥288,436 |
¥155,755,594 |
¥67,255,594 |
| 45 |
2.90% |
¥293,623 |
¥158,556,379 |
¥70,056,379 |
| 45 |
3.00% |
¥298,856 |
¥161,382,342 |
¥72,882,342 |
8850万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥211,444 |
¥101,493,088 |
¥12,993,088 |
| 40 |
0.80% |
¥215,507 |
¥103,443,161 |
¥14,943,161 |
| 40 |
0.90% |
¥219,618 |
¥105,416,569 |
¥16,916,569 |
| 40 |
1.00% |
¥223,778 |
¥107,413,248 |
¥18,913,248 |
| 40 |
1.10% |
¥227,986 |
¥109,433,123 |
¥20,933,123 |
| 40 |
1.20% |
¥232,242 |
¥111,476,114 |
¥22,976,114 |
| 40 |
1.30% |
¥236,546 |
¥113,542,134 |
¥25,042,134 |
| 40 |
1.40% |
¥240,898 |
¥115,631,089 |
¥27,131,089 |
| 40 |
1.50% |
¥245,298 |
¥117,742,878 |
¥29,242,878 |
| 40 |
1.60% |
¥249,745 |
¥119,877,392 |
¥31,377,392 |
| 40 |
1.70% |
¥254,239 |
¥122,034,519 |
¥33,534,519 |
| 40 |
1.80% |
¥258,779 |
¥124,214,137 |
¥35,714,137 |
| 40 |
1.90% |
¥263,367 |
¥126,416,119 |
¥37,916,119 |
| 40 |
2.00% |
¥268,001 |
¥128,640,332 |
¥40,140,332 |
| 40 |
2.10% |
¥272,680 |
¥130,886,636 |
¥42,386,636 |
| 40 |
2.20% |
¥277,406 |
¥133,154,888 |
¥44,654,888 |
| 40 |
2.30% |
¥282,177 |
¥135,444,936 |
¥46,944,936 |
| 40 |
2.40% |
¥286,993 |
¥137,756,625 |
¥49,256,625 |
| 40 |
2.50% |
¥291,854 |
¥140,089,791 |
¥51,589,791 |
| 40 |
2.60% |
¥296,759 |
¥142,444,269 |
¥53,944,269 |
| 40 |
2.70% |
¥301,708 |
¥144,819,886 |
¥56,319,886 |
| 40 |
2.80% |
¥306,701 |
¥147,216,466 |
¥58,716,466 |
| 40 |
2.90% |
¥311,737 |
¥149,633,827 |
¥61,133,827 |
| 40 |
3.00% |
¥316,816 |
¥152,071,782 |
¥63,571,782 |
8850万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥237,641 |
¥99,809,173 |
¥11,309,173 |
| 35 |
0.80% |
¥241,659 |
¥101,496,751 |
¥12,996,751 |
| 35 |
0.90% |
¥245,720 |
¥103,202,237 |
¥14,702,237 |
| 35 |
1.00% |
¥249,823 |
¥104,925,594 |
¥16,425,594 |
| 35 |
1.10% |
¥253,969 |
¥106,666,778 |
¥18,166,778 |
| 35 |
1.20% |
¥258,157 |
¥108,425,739 |
¥19,925,739 |
| 35 |
1.30% |
¥262,387 |
¥110,202,428 |
¥21,702,428 |
| 35 |
1.40% |
¥266,659 |
¥111,996,787 |
¥23,496,787 |
| 35 |
1.50% |
¥270,973 |
¥113,808,756 |
¥25,308,756 |
| 35 |
1.60% |
¥275,329 |
¥115,638,272 |
¥27,138,272 |
| 35 |
1.70% |
¥279,727 |
¥117,485,265 |
¥28,985,265 |
| 35 |
1.80% |
¥284,166 |
¥119,349,664 |
¥30,849,664 |
| 35 |
1.90% |
¥288,646 |
¥121,231,393 |
¥32,731,393 |
| 35 |
2.00% |
¥293,168 |
¥123,130,371 |
¥34,630,371 |
| 35 |
2.10% |
¥297,730 |
¥125,046,517 |
¥36,546,517 |
| 35 |
2.20% |
¥302,333 |
¥126,979,742 |
¥38,479,742 |
| 35 |
2.30% |
¥306,976 |
¥128,929,956 |
¥40,429,956 |
| 35 |
2.40% |
¥311,660 |
¥130,897,065 |
¥42,397,065 |
| 35 |
2.50% |
¥316,383 |
¥132,880,972 |
¥44,380,972 |
| 35 |
2.60% |
¥321,147 |
¥134,881,574 |
¥46,381,574 |
| 35 |
2.70% |
¥325,949 |
¥136,898,768 |
¥48,398,768 |
| 35 |
2.80% |
¥330,792 |
¥138,932,448 |
¥50,432,448 |
| 35 |
2.90% |
¥335,673 |
¥140,982,501 |
¥52,482,501 |
| 35 |
3.00% |
¥340,592 |
¥143,048,816 |
¥54,548,816 |
8850万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥272,620 |
¥98,143,214 |
¥9,643,214 |
| 30 |
0.80% |
¥276,594 |
¥99,573,748 |
¥11,073,748 |
| 30 |
0.90% |
¥280,604 |
¥101,017,468 |
¥12,517,468 |
| 30 |
1.00% |
¥284,651 |
¥102,474,351 |
¥13,974,351 |
| 30 |
1.10% |
¥288,734 |
¥103,944,374 |
¥15,444,374 |
| 30 |
1.20% |
¥292,854 |
¥105,427,510 |
¥16,927,510 |
| 30 |
1.30% |
¥297,010 |
¥106,923,730 |
¥18,423,730 |
| 30 |
1.40% |
¥301,203 |
¥108,433,005 |
¥19,933,005 |
| 30 |
1.50% |
¥305,431 |
¥109,955,299 |
¥21,455,299 |
| 30 |
1.60% |
¥309,696 |
¥111,490,579 |
¥22,990,579 |
| 30 |
1.70% |
¥313,997 |
¥113,038,806 |
¥24,538,806 |
| 30 |
1.80% |
¥318,333 |
¥114,599,941 |
¥26,099,941 |
| 30 |
1.90% |
¥322,705 |
¥116,173,941 |
¥27,673,941 |
| 30 |
2.00% |
¥327,113 |
¥117,760,764 |
¥29,260,764 |
| 30 |
2.10% |
¥331,557 |
¥119,360,362 |
¥30,860,362 |
| 30 |
2.20% |
¥336,035 |
¥120,972,688 |
¥32,472,688 |
| 30 |
2.30% |
¥340,549 |
¥122,597,691 |
¥34,097,691 |
| 30 |
2.40% |
¥345,098 |
¥124,235,319 |
¥35,735,319 |
| 30 |
2.50% |
¥349,682 |
¥125,885,518 |
¥37,385,518 |
| 30 |
2.60% |
¥354,301 |
¥127,548,232 |
¥39,048,232 |
| 30 |
2.70% |
¥358,954 |
¥129,223,402 |
¥40,723,402 |
| 30 |
2.80% |
¥363,642 |
¥130,910,970 |
¥42,410,970 |
| 30 |
2.90% |
¥368,364 |
¥132,610,872 |
¥44,110,872 |
| 30 |
3.00% |
¥373,120 |
¥134,323,045 |
¥45,823,045 |
8850万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥321,651 |
¥96,495,238 |
¥7,995,238 |
| 25 |
0.80% |
¥325,581 |
¥97,674,202 |
¥9,174,202 |
| 25 |
0.90% |
¥329,541 |
¥98,862,338 |
¥10,362,338 |
| 25 |
1.00% |
¥333,532 |
¥100,059,637 |
¥11,559,637 |
| 25 |
1.10% |
¥337,554 |
¥101,266,084 |
¥12,766,084 |
| 25 |
1.20% |
¥341,606 |
¥102,481,669 |
¥13,981,669 |
| 25 |
1.30% |
¥345,688 |
¥103,706,376 |
¥15,206,376 |
| 25 |
1.40% |
¥349,801 |
¥104,940,190 |
¥16,440,190 |
| 25 |
1.50% |
¥353,944 |
¥106,183,095 |
¥17,683,095 |
| 25 |
1.60% |
¥358,117 |
¥107,435,072 |
¥18,935,072 |
| 25 |
1.70% |
¥362,320 |
¥108,696,105 |
¥20,196,105 |
| 25 |
1.80% |
¥366,554 |
¥109,966,172 |
¥21,466,172 |
| 25 |
1.90% |
¥370,818 |
¥111,245,253 |
¥22,745,253 |
| 25 |
2.00% |
¥375,111 |
¥112,533,327 |
¥24,033,327 |
| 25 |
2.10% |
¥379,435 |
¥113,830,370 |
¥25,330,370 |
| 25 |
2.20% |
¥383,788 |
¥115,136,358 |
¥26,636,358 |
| 25 |
2.30% |
¥388,171 |
¥116,451,268 |
¥27,951,268 |
| 25 |
2.40% |
¥392,584 |
¥117,775,071 |
¥29,275,071 |
| 25 |
2.50% |
¥397,026 |
¥119,107,743 |
¥30,607,743 |
| 25 |
2.60% |
¥401,498 |
¥120,449,254 |
¥31,949,254 |
| 25 |
2.70% |
¥405,999 |
¥121,799,576 |
¥33,299,576 |
| 25 |
2.80% |
¥410,529 |
¥123,158,679 |
¥34,658,679 |
| 25 |
2.90% |
¥415,088 |
¥124,526,532 |
¥36,026,532 |
| 25 |
3.00% |
¥419,677 |
¥125,903,104 |
¥37,403,104 |
8850万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥395,272 |
¥94,865,271 |
¥6,365,271 |
| 20 |
0.80% |
¥399,159 |
¥95,798,153 |
¥7,298,153 |
| 20 |
0.90% |
¥403,070 |
¥96,736,915 |
¥8,236,915 |
| 20 |
1.00% |
¥407,006 |
¥97,681,551 |
¥9,181,551 |
| 20 |
1.10% |
¥410,967 |
¥98,632,056 |
¥10,132,056 |
| 20 |
1.20% |
¥414,952 |
¥99,588,424 |
¥11,088,424 |
| 20 |
1.30% |
¥418,961 |
¥100,550,649 |
¥12,050,649 |
| 20 |
1.40% |
¥422,995 |
¥101,518,725 |
¥13,018,725 |
| 20 |
1.50% |
¥427,053 |
¥102,492,645 |
¥13,992,645 |
| 20 |
1.60% |
¥431,135 |
¥103,472,401 |
¥14,972,401 |
| 20 |
1.70% |
¥435,242 |
¥104,457,985 |
¥15,957,985 |
| 20 |
1.80% |
¥439,372 |
¥105,449,389 |
¥16,949,389 |
| 20 |
1.90% |
¥443,528 |
¥106,446,604 |
¥17,946,604 |
| 20 |
2.00% |
¥447,707 |
¥107,449,620 |
¥18,949,620 |
| 20 |
2.10% |
¥451,910 |
¥108,458,429 |
¥19,958,429 |
| 20 |
2.20% |
¥456,138 |
¥109,473,020 |
¥20,973,020 |
| 20 |
2.30% |
¥460,389 |
¥110,493,382 |
¥21,993,382 |
| 20 |
2.40% |
¥464,665 |
¥111,519,504 |
¥23,019,504 |
| 20 |
2.50% |
¥468,964 |
¥112,551,374 |
¥24,051,374 |
| 20 |
2.60% |
¥473,287 |
¥113,588,982 |
¥25,088,982 |
| 20 |
2.70% |
¥477,635 |
¥114,632,315 |
¥26,132,315 |
| 20 |
2.80% |
¥482,006 |
¥115,681,359 |
¥27,181,359 |
| 20 |
2.90% |
¥486,400 |
¥116,736,102 |
¥28,236,102 |
| 20 |
3.00% |
¥490,819 |
¥117,796,530 |
¥29,296,530 |
8850万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥518,074 |
¥93,253,331 |
¥4,753,331 |
| 15 |
0.80% |
¥521,920 |
¥93,945,636 |
¥5,445,636 |
| 15 |
0.90% |
¥525,785 |
¥94,641,252 |
¥6,141,252 |
| 15 |
1.00% |
¥529,668 |
¥95,340,176 |
¥6,840,176 |
| 15 |
1.10% |
¥533,569 |
¥96,042,408 |
¥7,542,408 |
| 15 |
1.20% |
¥537,489 |
¥96,747,944 |
¥8,247,944 |
| 15 |
1.30% |
¥541,427 |
¥97,456,784 |
¥8,956,784 |
| 15 |
1.40% |
¥545,383 |
¥98,168,925 |
¥9,668,925 |
| 15 |
1.50% |
¥549,358 |
¥98,884,363 |
¥10,384,363 |
| 15 |
1.60% |
¥553,351 |
¥99,603,098 |
¥11,103,098 |
| 15 |
1.70% |
¥557,362 |
¥100,325,125 |
¥11,825,125 |
| 15 |
1.80% |
¥561,391 |
¥101,050,442 |
¥12,550,442 |
| 15 |
1.90% |
¥565,439 |
¥101,779,047 |
¥13,279,047 |
| 15 |
2.00% |
¥569,505 |
¥102,510,936 |
¥14,010,936 |
| 15 |
2.10% |
¥573,589 |
¥103,246,106 |
¥14,746,106 |
| 15 |
2.20% |
¥577,692 |
¥103,984,552 |
¥15,484,552 |
| 15 |
2.30% |
¥581,813 |
¥104,726,273 |
¥16,226,273 |
| 15 |
2.40% |
¥585,951 |
¥105,471,264 |
¥16,971,264 |
| 15 |
2.50% |
¥590,108 |
¥106,219,521 |
¥17,719,521 |
| 15 |
2.60% |
¥594,284 |
¥106,971,040 |
¥18,471,040 |
| 15 |
2.70% |
¥598,477 |
¥107,725,818 |
¥19,225,818 |
| 15 |
2.80% |
¥602,688 |
¥108,483,849 |
¥19,983,849 |
| 15 |
2.90% |
¥606,917 |
¥109,245,130 |
¥20,745,130 |
| 15 |
3.00% |
¥611,165 |
¥110,009,655 |
¥21,509,655 |
8850万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥763,829 |
¥91,659,434 |
¥3,159,434 |
| 10 |
0.80% |
¥767,639 |
¥92,116,676 |
¥3,616,676 |
| 10 |
0.90% |
¥771,462 |
¥92,575,390 |
¥4,075,390 |
| 10 |
1.00% |
¥775,296 |
¥93,035,577 |
¥4,535,577 |
| 10 |
1.10% |
¥779,144 |
¥93,497,235 |
¥4,997,235 |
| 10 |
1.20% |
¥783,003 |
¥93,960,364 |
¥5,460,364 |
| 10 |
1.30% |
¥786,875 |
¥94,424,964 |
¥5,924,964 |
| 10 |
1.40% |
¥790,759 |
¥94,891,034 |
¥6,391,034 |
| 10 |
1.50% |
¥794,655 |
¥95,358,573 |
¥6,858,573 |
| 10 |
1.60% |
¥798,563 |
¥95,827,581 |
¥7,327,581 |
| 10 |
1.70% |
¥802,484 |
¥96,298,057 |
¥7,798,057 |
| 10 |
1.80% |
¥806,417 |
¥96,770,001 |
¥8,270,001 |
| 10 |
1.90% |
¥810,362 |
¥97,243,411 |
¥8,743,411 |
| 10 |
2.00% |
¥814,319 |
¥97,718,288 |
¥9,218,288 |
| 10 |
2.10% |
¥818,289 |
¥98,194,630 |
¥9,694,630 |
| 10 |
2.20% |
¥822,270 |
¥98,672,437 |
¥10,172,437 |
| 10 |
2.30% |
¥826,264 |
¥99,151,707 |
¥10,651,707 |
| 10 |
2.40% |
¥830,270 |
¥99,632,440 |
¥11,132,440 |
| 10 |
2.50% |
¥834,289 |
¥100,114,636 |
¥11,614,636 |
| 10 |
2.60% |
¥838,319 |
¥100,598,292 |
¥12,098,292 |
| 10 |
2.70% |
¥842,362 |
¥101,083,409 |
¥12,583,409 |
| 10 |
2.80% |
¥846,417 |
¥101,569,985 |
¥13,069,985 |
| 10 |
2.90% |
¥850,483 |
¥102,058,019 |
¥13,558,019 |
| 10 |
3.00% |
¥854,563 |
¥102,547,511 |
¥14,047,511 |
